The report maps current developments in open banking and its state of adoption from around the world. It includes use cases, regulatory and industry drivers, regulations and technical standards, use cases, technical reference architecture, adoption levels by financial institutions and consumers, and advise on how to turn this change into an opportunity.
Open Banking APIs with case studies for senior stakeholdersMimi Ajayi, PMC
Open Banking APIs with case studies for senior stakeholders in under 10 slides
#innovation #futureofbanking #psd2 #digitalbanking #digitization #digitisation #digitaltransformation #investment #fintech #banking #payments #wallets #VC #tech #futuretrends #quickguide
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Open Financial Technologies
The report maps current developments in open banking and its state of adoption from around the world. It includes use cases, regulatory and industry drivers, regulations and technical standards, use cases, technical reference architecture, adoption levels by financial institutions and consumers, and advise on how to turn this change into an opportunity.
Open Banking APIs with case studies for senior stakeholdersMimi Ajayi, PMC
Open Banking APIs with case studies for senior stakeholders in under 10 slides
#innovation #futureofbanking #psd2 #digitalbanking #digitization #digitisation #digitaltransformation #investment #fintech #banking #payments #wallets #VC #tech #futuretrends #quickguide
apidays LIVE Australia 2021 - API Economy in Financial Services by Siddhant A...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
API Economy in Financial Services
Siddhant Agarwal, Developer Relations Lead at Open Financial Technologies
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Growing the mobile money ecosystem with Open APIs
Bart-Jan Pors, Director of Inclusive Fintech at GSMA
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
APIs powering data-driven personalisation in banking
Olivier Berthier, CEO & Co-founder of MoneyThor
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
apidays LIVE Hong Kong 2021 - Enterprise Integration Patterns for OpenAPI Ini...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
Enterprise Integration Patterns for OpenAPI Initiatives
Hieu Nguyen Nhu, Cloud Native Senior Technical Specialist at Microsoft
[BancNet Technical Update 2019] Open Banking Bringing you closer to Digital ...WSO2
Open Banking is on its way towards global adoption and Asia is just getting started. Open API Banking has become such a vital component of catering to the future of banking that all banks are gearing up for it with or without a national regulation in place. This session provides insight into why open banking is THE driver for digital transformation in financial services. This deck covers the current challenges of the Philippine Banking industry, how to craft an Open Banking strategy to overcome those challenges, a cross border transfer of experiences: What EU and UK banks have taught us, and why open banking and digital transformation belong in the same sentence.
PSD2, the Payment Services Directive mandate of the European Union (EU) enables business and consumer banking customers to use third-party providers to manage financial transactions. Furthermore, the regulation requires banks to provide these third-parties access to their customers accounts through open APIs
PSD2, in fact, changes the very nature of banking when any of the participants — bank, customer, merchant, or third party — resides in Europe. The regulation also establishes different types of third parties, opening up new opportunities for enterprising service providers.
The APIs that PSD2 delineates provide the mechanism that enables PSD2 to work — and for any company serving in any of the roles that PSD2 defines, managing those APIs is essential to the seamless operation of the services and the mitigation of inherent security and performance risks.
On this webinar, digital transformation expert Jason Bloomberg, President of industry analyst firm Intellyx, will discuss the complexities of the API-enabled ecosystem that PSD2 creates and the many essential roles that API management must serve to ensure successful, secure financial transactions.
Next, Fiorano Software CEO and CTO Atul Saini will explain the actual PSD2 functionality and will show how APIs (and to a lesser extent messaging) are used to implement PSD2. He will also show how Fiorano API Management provides the security, metering, monitoring, and management that all PSD2 participants require.
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
Webinar: Practical use-cases to monetize Open Banking APIsShubaS4
In this webinar, Thomas Zink – IDC research director for European financial services talked about the revenue potential of API enabled use-cases and how to overcome barriers to adoption. Karthik TS – Head, CoE, Torry Harris detailed the best practices to productize APIs, effective API management and marketplace-banking solutions.
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
PSD2 & Open Banking: How to go from standards to implementation and complianceRogue Wave Software
PSD2-driven Open Banking is here, and with it comes challenges in understanding what it means, choosing which standards organizations to follow, which practices are right for you, and whether to aim for regulatory compliance only or use the regulation as an opportunity to differentiate and transform. From a strategic and technical point of view, compliance dictates that now is the time to chart a precise implementation for your organization – do you know where to begin?
apidays LIVE Australia 2021 - Open Banking: Successful Implementation Strateg...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
Open Banking: Successful Implementation Strategies
Rana Peries, CTO at 101 Digital Pty
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
Speakers:
Ronan Guilfoyle, Specialist Solutions Architect, AWS
Ramandeep Singh, Director, Solution Leader, Financial Services, Capgemini
PSD2 and Open Banking came into force this year with different levels of adoption across the industry. This session will show you how to run Open Banking APIs on AWS, the challenges and architectures, and why AWS makes sense for internet facing environments, even with a traditional on premise Core.
This year, the focus goes beyond technology to mining business insights around how cloud enables strategic industry trends such as Open and Virtual Banking and Insurance, Security and Compliance, Data Analytics and AI/ ML, FinTech and RegTech, Surveillance and more through sharing of best practices and use cases. In sessions led by customers, partners, industry leaders and AWS subject matter experts, you’ll learn how AWS helps financial institutions to focus on the innovation and outcomes that truly drive business forward. Business stakeholders, market makers, and technology owners will all learn something new, valuable and actionable.
apidays London 2022 - The State of Banking APIs 2022, Mark Boyd, Platformableapidays
apidays London 2022 - The Path from Open Banking to Embedded Finance
October 26 & 27, 2022
The State of Banking APIs 2022
Mark Boyd, Director at Platformable
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Open Banking and Payment Service DirectiveLac Vuong
This is a summary of a wonderful EU directive that will extensively yield benefits to players and customers of various industries, beyond fintech, banking, payment and security. Enjoy! I hope you like it as much as I do.
apidays LIVE Jakarta - Growing the mobile money ecosystem with Open APIs by B...apidays
apidays LIVE Jakarta 2021 - Accelerating Digitisation
February 24, 2021
Growing the mobile money ecosystem with Open APIs
Bart-Jan Pors, Director of Inclusive Fintech at GSMA
apidays LIVE Singapore 2021 - APIs powering data-driven personalisation in ba...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
APIs powering data-driven personalisation in banking
Olivier Berthier, CEO & Co-founder of MoneyThor
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
apidays LIVE Hong Kong 2021 - Enterprise Integration Patterns for OpenAPI Ini...apidays
apidays LIVE Hong Kong 2021 - API Ecosystem & Data Interchange
August 25 & 26, 2021
Enterprise Integration Patterns for OpenAPI Initiatives
Hieu Nguyen Nhu, Cloud Native Senior Technical Specialist at Microsoft
[BancNet Technical Update 2019] Open Banking Bringing you closer to Digital ...WSO2
Open Banking is on its way towards global adoption and Asia is just getting started. Open API Banking has become such a vital component of catering to the future of banking that all banks are gearing up for it with or without a national regulation in place. This session provides insight into why open banking is THE driver for digital transformation in financial services. This deck covers the current challenges of the Philippine Banking industry, how to craft an Open Banking strategy to overcome those challenges, a cross border transfer of experiences: What EU and UK banks have taught us, and why open banking and digital transformation belong in the same sentence.
PSD2, the Payment Services Directive mandate of the European Union (EU) enables business and consumer banking customers to use third-party providers to manage financial transactions. Furthermore, the regulation requires banks to provide these third-parties access to their customers accounts through open APIs
PSD2, in fact, changes the very nature of banking when any of the participants — bank, customer, merchant, or third party — resides in Europe. The regulation also establishes different types of third parties, opening up new opportunities for enterprising service providers.
The APIs that PSD2 delineates provide the mechanism that enables PSD2 to work — and for any company serving in any of the roles that PSD2 defines, managing those APIs is essential to the seamless operation of the services and the mitigation of inherent security and performance risks.
On this webinar, digital transformation expert Jason Bloomberg, President of industry analyst firm Intellyx, will discuss the complexities of the API-enabled ecosystem that PSD2 creates and the many essential roles that API management must serve to ensure successful, secure financial transactions.
Next, Fiorano Software CEO and CTO Atul Saini will explain the actual PSD2 functionality and will show how APIs (and to a lesser extent messaging) are used to implement PSD2. He will also show how Fiorano API Management provides the security, metering, monitoring, and management that all PSD2 participants require.
apidays LIVE India - Standardising financial account aggregation by Vamsi Mad...apidays
apidays LIVE India 2021 - Connecting 1.3 billion digital innovators
May 20, 2021
Standardising financial account aggregation
Vamsi Madhav, Head of Products and Standards at DigiSahamati
Webinar: Practical use-cases to monetize Open Banking APIsShubaS4
In this webinar, Thomas Zink – IDC research director for European financial services talked about the revenue potential of API enabled use-cases and how to overcome barriers to adoption. Karthik TS – Head, CoE, Torry Harris detailed the best practices to productize APIs, effective API management and marketplace-banking solutions.
apidays LIVE Singapore - The even better Singpass for an easier Connected Lif...apidays
apidays LIVE Singapore 2021 - Digitisation, Connected Services and Embedded Finance
April 21 & 22, 2021
The even better Singpass for an easier Connected Life
Kendrick Lee, Director, National Digital Identity at Singapore Government Technology Agency (GovTech)
PSD2 & Open Banking: How to go from standards to implementation and complianceRogue Wave Software
PSD2-driven Open Banking is here, and with it comes challenges in understanding what it means, choosing which standards organizations to follow, which practices are right for you, and whether to aim for regulatory compliance only or use the regulation as an opportunity to differentiate and transform. From a strategic and technical point of view, compliance dictates that now is the time to chart a precise implementation for your organization – do you know where to begin?
apidays LIVE Australia 2021 - Open Banking: Successful Implementation Strateg...apidays
apidays LIVE Australia 2021 - Accelerating Digital
September 15 & 16, 2021
Open Banking: Successful Implementation Strategies
Rana Peries, CTO at 101 Digital Pty
API is the New Black for FinTech & Financial InstitutionsElias Gagas
API is the New Black for FinTech & Financial Institutions. See how Payment Components aplonAPI (TM) API Framework empowers Banks to offer Open Platform Banking Services.
Presented during FinTech Connect Live 2016 in London
Speakers:
Ronan Guilfoyle, Specialist Solutions Architect, AWS
Ramandeep Singh, Director, Solution Leader, Financial Services, Capgemini
PSD2 and Open Banking came into force this year with different levels of adoption across the industry. This session will show you how to run Open Banking APIs on AWS, the challenges and architectures, and why AWS makes sense for internet facing environments, even with a traditional on premise Core.
This year, the focus goes beyond technology to mining business insights around how cloud enables strategic industry trends such as Open and Virtual Banking and Insurance, Security and Compliance, Data Analytics and AI/ ML, FinTech and RegTech, Surveillance and more through sharing of best practices and use cases. In sessions led by customers, partners, industry leaders and AWS subject matter experts, you’ll learn how AWS helps financial institutions to focus on the innovation and outcomes that truly drive business forward. Business stakeholders, market makers, and technology owners will all learn something new, valuable and actionable.
apidays London 2022 - The State of Banking APIs 2022, Mark Boyd, Platformableapidays
apidays London 2022 - The Path from Open Banking to Embedded Finance
October 26 & 27, 2022
The State of Banking APIs 2022
Mark Boyd, Director at Platformable
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Open Banking and Payment Service DirectiveLac Vuong
This is a summary of a wonderful EU directive that will extensively yield benefits to players and customers of various industries, beyond fintech, banking, payment and security. Enjoy! I hope you like it as much as I do.
Financial institutions in Europe are preparing to confront a major legislation revision for the banking industry: the proposal for a revised directive on payment services in the internal market, better known as Payment Services Directive, or PSD2.
PSD2 represents one of the single biggest changes in banking industry history, because it’s the first time banks will be obligated by law to open their infrastructures to third parties. Many banks are concerned about this legislation, feeling exposed and under attack from new entrants. It also enables customers to be in the driving seat when it comes to their finances. Yet, does it need to be a huge threat?
In this special, exclusive webinar, Jouk Pleiter and Jelmer de Jong of Backbase talk about what PSD2 means for the banking industry, and how can banks can prepare for this inevitable change. We are looking at:
What PSD2 actually is
PSD2 and the connection with APIs
PSD2’s impact on banks
New entrants in the banking space
The bank’s fundamental strategic choice: the defensive or offensive strategy
Opportunities to capitalise on.
In recent months, many customers have been asking us the question – how to monetise Open APIs, simplify Fintech integrations and accelerate adoption of various Open Banking business models. Therefore, AWS and FinConecta would like to invite you to Open Finance marketplace presentation on October 20th.
Event Agenda :
Open banking so far (short recap)
• PSD2, OB UK, OB Australia, OB LATAM, OB Israel
Intro to Open Finance marketplace
• Scope
• Features
• Tech overview and Demo
The role of the Cloud
The Future of APIs
• Complying with regulation
• Monetizing data / APIs
• Business models
• Time to market
One platform for all: a Strategic approach
Q&A
Open banking standards: The future of banks?Initio
Open banking standards: The future of banks?: summary of the IKS (Internal Knowledge sharing) session held by Initio. Speaker: Mathieu Doyen, Business Consultant within the Digital Transformation service line.
Keynote: Open Banking - To be or not to be? by Open Bank Project by ArabNet B...ArabNet ME
Simon Redfern introduces the why's, what's and how's
of Open Banking and asks if its possible for banks not to be "open".During this presentation, the audience will be taken on a whistle stop tour of Open Banking APIs, Innovation, Apps and Regulation. Attendees will learn why banks worldwide are prioritizing API initiatives - and gain ideas and insights that will support their own open banking journey.
Presentation from Apigee's Open Banking & PSD2 Summit in London on 19th May 2016. Success examples on Open Banking and key next steps to get your business ready for PSD2
Desde 2008, o Reino Unido tem se posicionado como um dos líderes globais no setor de Fintech. Estima-se que em 2015 o setor atraiu 524 milhões de libras em investimentos e lucros de 6,6 bilhoes de libras. Esta apresentação mostra a expertise do Reino Unido e como o Governo Brditânico está desenvolvendo novas oportunidades, incluindo um ambiente regulatório favorável às Fintechs.
This report summarizes how Innovative technologies are disrupting the financial industry and how organizations can leverage them to their advantage.
It is a must read for senior executives in banks and other financial service providers (FSPs).
Discusses Latest Trends in the Payments Industry from a global perspective. Starts with the increase in digital payments to the the need for banks to re-look at how they approach compliance to REgTechs to Regulatory Sandbox to Open API to Security and Authentication
A blueprint for open banking standards in the United KingdomEric Horesnyi
We hear a lot about the PSD2 Open Banking standard coming out of the European Union (EU), however in response to it, and getting out ahead of the regulation, the Open Banking effort in the UK is significantly pushing forward the banking API conversation, and establishing a blueprint for doing API banking that other countries should consider.
Full version: https://streamdata.io/resource-library/blueprint-open-banking-standards-uk/
This presentation by the UK Competition & Markets Authority was made during a workshop on “Regulation and competition in light of digitalisation” held by the OECD in Paris on 31 January 2018. More papers and presentations on the topic can be found out at oe.cd/wrcd.
INTERFACE, by apidays - The UK Open Banking Storyapidays
INTERFACE, by apidays - APIs: the next 10 years
June 8, 9 & 10 2022
The story of API In Open Banking UK
Chris Michael, Co-founder & CEO at OzoneAPI
------------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Deep dive into the API industry with our reports:
https://www.apidays.global/industry-reports/
Subscribe to our global newsletter:
https://apidays.typeform.com/to/i1MPEW
Computação em Nuvem, Big Data, Blockchain, Inteligência Artificial, a disseminação de um conjunto de novas tecnologias vem mudando a estrutura e o modo de funcionamento do sistema financeiro no mundo e no Brasil. Surgem novas instituições (as fintechs), fronteiras setoriais se tornam permeáveis (empresas tradicionais de outros setores passam a prestar serviços financeiros) e os bancos são obrigados a mudar aceleradamente para não perder a liderança. Os impactos se estendem a todos os serviços financeiros, da concessão de crédito à execução de pagamentos, passando pelo segmento de seguros, entre outros.
Que novo balanço de riscos e oportunidades essas mudanças criam para a economia e a sociedade, para empresas, famílias e indivíduos?
MURILO PORTUGAL FILHO
Presidente da Federação Brasileira de Bancos (FEBRABAN) desde 2011, teve sólida carreira no setor público, como Secretário do Tesouro Nacional e Secretário Executivo do Ministério da Fazenda, entre outras funções, e em organismos internacionais, como Diretor Executivo do Banco Mundial, Diretor Executivo e Vice Diretor Geral do Fundo Monetário Internacional (FMI). É Mestre em Economia pela Universidade de Manchester (Reino Unido).
Similar to APIdays Singapore 2019 - Global Open Banking Frameworks and Standards: Luca Ferrari, Senior Solution Architect, Red Hat (20)
Apidays Helsinki 2024 - APIs ahoy, the case of Customer Booking APIs in Finn...apidays
Keynote 1: APIs ahoy, the case of Customer Booking APIs in Finnlines and Grimaldi Lines, ShortSea
Vesa Vähämaa, Head of Group IT, Software at Finnlines Plc
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - From Chaos to Calm- Navigating Emerging API Security...apidays
From Chaos to Calm: Navigating Emerging API Security Challenges
Eli Arkush, Principal Solutions Engineer, API Security at Akamai
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - What is next now that your organization created a (si...apidays
What is next now that your organization created a (significant) set of APIs?
Rogier van Boxtel, Director, Pre Sales Consulting - Axway
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - There’s no AI without API, but what does this mean fo...apidays
There’s no AI without API, but what does this mean for Security?
Timo Rüppell, VP of Product - FireTail.io
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Sustainable IT and API Performance - How to Bring The...apidays
Sustainable IT and API Performance - How to Bring Them Together
Merja Kajava, Founder - Aavista Oy
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Security Vulnerabilities in your APIs by Lukáš Ďurovs...apidays
Security Vulnerabilities in your APIs
Lukáš Ďurovský, Staff Software Engineer at Thermo Fisher Scientific
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Data, API’s and Banks, with AI on top by Sergio Giral...apidays
Data, API’s and Banks, with AI on top
Sergio Giraldo, IT Lead - ING
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Data Ecosystems Driving the Green Transition by Olli ...apidays
Data Ecosystems Driving the Green Transition
Olli Kilpeläinen, VP - Data Platform & Ecosystem at Betolar
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - Bridging the Gap Between Backend and Frontend API Tes...apidays
Bridging the Gap Between Backend and Frontend API Testing with K6
Ayush Goyal, Senior Software Engineer - Grafana Labs
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - API Compliance by Design by Marjukka Niinioja, Osaangoapidays
API Compliance by Design
Marjukka Niinioja, APItalista & Founding Partner - Osaango
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays Helsinki 2024 - ABLOY goes API economy – Transformation story by Hann...apidays
ABLOY goes API economy – Transformation story
Hanna Sillanpää Head of Digital Solutions PU - Abloy
Apidays Helsinki & North 2024 - Connecting Physical and Digital: Sustainable APIs for the Era of AI, Super and Quantum Computing (May 28 and 29, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - The subtle art of API rate limiting by Josh Twist, Zuploapidays
The subtle art of API rate limiting
Josh Twist, Co-founder & CEO at Zuplo
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - RESTful API Patterns and Practices by Mike Amundsen, ...apidays
ESTful API Patterns and Practices
Mike Amundsen, Author of "Design and Build Great APIs", API Strategist & Advisor at amundsen.com, Inc.
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Putting AI into API Security by Corey Ball, Moss Adamsapidays
Putting AI into API Security
Corey Ball, Author and Sr. Manager Pentest at Moss Adams
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Prototype-first - A modern API development workflow b...apidays
Prototype-first - A modern API development workflow
Tom Akehurst, CTO and Co-Founder at WireMock
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Post-Quantum API Security by Francois Lascelles, Broa...apidays
Post-Quantum API Security: Preparing your APIs for Q-day
Francois Lascelles, Distinguished Engineer at Broadcom and CTO at Layer7
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Increase your productivity with no-code GraphQL mocki...apidays
Increase your productivity with no-code GraphQL mocking
Hugo Guerrero, Chief Software Architect, APIs & Integration Developer Advocate at Red Hat
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Driving API & EDA Success by Marcelo Caponi, Danoneapidays
Driving API & EDA Success: Comparing CoE & C4E Models for Organizational Enablement
Marcelo Caponi, Global Product Manager - API & Integration at Danone
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - Build a terrible API for people you hate by Jim Benne...apidays
Build a terrible API for people you hate
Jim Bennett, Principal Developer Advocate at liblab
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Apidays New York 2024 - API Secret Tokens Exposed by Tristan Kalos and Antoin...apidays
API Secret Tokens Exposed: Insights from Analyzing 1 Million Domains
Tristan Kalos, Co-founder and CEO at Escape
Antoine Carossio, Co-Founder & CTO at Escape
Apidays New York 2024: The API Economy in the AI Era (April 30 & May 1, 2024)
------
Check out our conferences at https://www.apidays.global/
Do you want to sponsor or talk at one of our conferences?
https://apidays.typeform.com/to/ILJeAaV8
Learn more on APIscene, the global media made by the community for the community:
https://www.apiscene.io
Explore the API ecosystem with the API Landscape:
https://apilandscape.apiscene.io/
Dev Dives: Train smarter, not harder – active learning and UiPath LLMs for do...UiPathCommunity
💥 Speed, accuracy, and scaling – discover the superpowers of GenAI in action with UiPath Document Understanding and Communications Mining™:
See how to accelerate model training and optimize model performance with active learning
Learn about the latest enhancements to out-of-the-box document processing – with little to no training required
Get an exclusive demo of the new family of UiPath LLMs – GenAI models specialized for processing different types of documents and messages
This is a hands-on session specifically designed for automation developers and AI enthusiasts seeking to enhance their knowledge in leveraging the latest intelligent document processing capabilities offered by UiPath.
Speakers:
👨🏫 Andras Palfi, Senior Product Manager, UiPath
👩🏫 Lenka Dulovicova, Product Program Manager, UiPath
Software Delivery At the Speed of AI: Inflectra Invests In AI-Powered QualityInflectra
In this insightful webinar, Inflectra explores how artificial intelligence (AI) is transforming software development and testing. Discover how AI-powered tools are revolutionizing every stage of the software development lifecycle (SDLC), from design and prototyping to testing, deployment, and monitoring.
Learn about:
• The Future of Testing: How AI is shifting testing towards verification, analysis, and higher-level skills, while reducing repetitive tasks.
• Test Automation: How AI-powered test case generation, optimization, and self-healing tests are making testing more efficient and effective.
• Visual Testing: Explore the emerging capabilities of AI in visual testing and how it's set to revolutionize UI verification.
• Inflectra's AI Solutions: See demonstrations of Inflectra's cutting-edge AI tools like the ChatGPT plugin and Azure Open AI platform, designed to streamline your testing process.
Whether you're a developer, tester, or QA professional, this webinar will give you valuable insights into how AI is shaping the future of software delivery.
DevOps and Testing slides at DASA ConnectKari Kakkonen
My and Rik Marselis slides at 30.5.2024 DASA Connect conference. We discuss about what is testing, then what is agile testing and finally what is Testing in DevOps. Finally we had lovely workshop with the participants trying to find out different ways to think about quality and testing in different parts of the DevOps infinity loop.
LF Energy Webinar: Electrical Grid Modelling and Simulation Through PowSyBl -...DanBrown980551
Do you want to learn how to model and simulate an electrical network from scratch in under an hour?
Then welcome to this PowSyBl workshop, hosted by Rte, the French Transmission System Operator (TSO)!
During the webinar, you will discover the PowSyBl ecosystem as well as handle and study an electrical network through an interactive Python notebook.
PowSyBl is an open source project hosted by LF Energy, which offers a comprehensive set of features for electrical grid modelling and simulation. Among other advanced features, PowSyBl provides:
- A fully editable and extendable library for grid component modelling;
- Visualization tools to display your network;
- Grid simulation tools, such as power flows, security analyses (with or without remedial actions) and sensitivity analyses;
The framework is mostly written in Java, with a Python binding so that Python developers can access PowSyBl functionalities as well.
What you will learn during the webinar:
- For beginners: discover PowSyBl's functionalities through a quick general presentation and the notebook, without needing any expert coding skills;
- For advanced developers: master the skills to efficiently apply PowSyBl functionalities to your real-world scenarios.
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
Kubernetes & AI - Beauty and the Beast !?! @KCD Istanbul 2024Tobias Schneck
As AI technology is pushing into IT I was wondering myself, as an “infrastructure container kubernetes guy”, how get this fancy AI technology get managed from an infrastructure operational view? Is it possible to apply our lovely cloud native principals as well? What benefit’s both technologies could bring to each other?
Let me take this questions and provide you a short journey through existing deployment models and use cases for AI software. On practical examples, we discuss what cloud/on-premise strategy we may need for applying it to our own infrastructure to get it to work from an enterprise perspective. I want to give an overview about infrastructure requirements and technologies, what could be beneficial or limiting your AI use cases in an enterprise environment. An interactive Demo will give you some insides, what approaches I got already working for real.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
Smart TV Buyer Insights Survey 2024 by 91mobiles.pdf91mobiles
91mobiles recently conducted a Smart TV Buyer Insights Survey in which we asked over 3,000 respondents about the TV they own, aspects they look at on a new TV, and their TV buying preferences.
Key Trends Shaping the Future of Infrastructure.pdfCheryl Hung
Keynote at DIGIT West Expo, Glasgow on 29 May 2024.
Cheryl Hung, ochery.com
Sr Director, Infrastructure Ecosystem, Arm.
The key trends across hardware, cloud and open-source; exploring how these areas are likely to mature and develop over the short and long-term, and then considering how organisations can position themselves to adapt and thrive.
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
GraphRAG is All You need? LLM & Knowledge GraphGuy Korland
Guy Korland, CEO and Co-founder of FalkorDB, will review two articles on the integration of language models with knowledge graphs.
1. Unifying Large Language Models and Knowledge Graphs: A Roadmap.
https://arxiv.org/abs/2306.08302
2. Microsoft Research's GraphRAG paper and a review paper on various uses of knowledge graphs:
https://www.microsoft.com/en-us/research/blog/graphrag-unlocking-llm-discovery-on-narrative-private-data/
FIDO Alliance Osaka Seminar: Passkeys at Amazon.pdf
APIdays Singapore 2019 - Global Open Banking Frameworks and Standards: Luca Ferrari, Senior Solution Architect, Red Hat
1. Open Banking and regulation: cause and
effect relationship
Brief navigation across the impact of introducing Open
Banking
Luca Ferrari
EMEA Solution Architect for Red Hat
2. Red Hat2
Agenda
➧ Why we are here today
➧ Origin
➧ Timeline
➧ FinTech influences
➧ Main elements
➧ Reference architecture
➧ Where are we going
4. Red Hat
Why are you here today?
4
People on social
media right now
People reading
this sentence
right now
Crazy
Multitasking!
“Wait, which
room is this?”
People laughing
at the diagram
5. Red Hat
How did we get here?
5
One possible definition:
FINTECH: an industry composed of companies that use new technology
and innovation with available resources to compete in the marketplace
of traditional financial institutions and intermediaries in the delivery of
financial services.
FinTech companies try to replace or enhance the usage of financial
services of incumbent companies
6. Red Hat
How did we get here?
6
1951
Frank McNamara creates
the Diners’ Club Card
1967
John Shepherd Barron
creates the first ATM
1971
NASDAQ introduces all
electronic trading
1973
Society for Worldwide
Interbank Financial
Telecommunication is
born
1983
Homelink, the first online
banking system, is born
1997
The first mobile payment
is realized via text
message
1998
PayPal is founded
8. Red Hat
Payment Services Directive (PSD2):
● Extend transparency rules for payment transactions (OLO transactions)
● New entities: PISP and the AISP (also TPPs)
● Information obligations of PSPs to obtain authorization to operate, register with EBA
● Banks grant access to customers’ accounts to facilitate transactions (“XS2A”) upon customers’
authorization
● PSPs to accounts managed with customer “explicit consent”
● Unauthorized payment through an initiation payment provider: ASPSP liable to user, but ASPSP
remedies against TPP
● Stricter customer authentication: PSPs to ensure stricter customer authentication:
○ access to payment account
○ initiate electronic remote payment
○ perform any other action through remote channels
Regulation
8
10. Red Hat
UK’s implementation on PSD2 obligations
Banks to provide data to third parties in standard API format
UK’s 9 largest banks to provide access to customer’s banking data via secure and
standardised form
AISPs or PISPs are authorised and regulated by Financial Conduct Authority (FCA) and
enrolled on Open Banking Directory
Additional elements:
● CFA Service Metrics API
● OpenID FAPI
Regulation
10
https://openid.net/2018/07/12/the-uk-open-banking-implementation-entity-adopts-the-openid-foundation-financial-
grade-api-fapi-specification-certification-program/
12. Red Hat
Guiding principles
12
No compulsory open banking in Singapore
Initiatives:
● Finance-as-a-Service: API Playbook by Monetary Authority of Singapore (MAS) API Guidelines
● Financial Industry API Register: list of open APIs available in the Singapore financial industry
● FinTech Regulatory Sandbox to experiment with innovative financial products or services
Private initiatives:
● open data initiatives by financial institutions led by DBS, with 155 APIs
Objectives:
❖ shape innovation with non-mandatory regulation and framework
❖ lead by example by opening data for APIs
❖ establish scalable data practices and payments infrastructure to support
14. Red Hat
Guiding principles
14
Any Bank must open up to provide fair access to data, if they want to retain their license
Similar to PSD2 and UK Open Banking in terms of approach
Focus on driving valuable digital engagements with the customer, rather than trying to monetize the base open APIs
(like in PSD2 or UK)
Expecting to lead Open Banking in Latin America
Financial inclusion is central to the Mexican Fintech Law:
● Underbanked
● Unbanked
● No mobile or internet coverage
Socio-economic benefits beyond new, low-cost banking and payments services.
16. Red Hat
Part of national Consumer Data Right (CDR)
Implement the CDR beginning with banking, energy and telecommunications
Scope of Open Banking:
● Upon request, Banks to share with the customer or a TPP information that comes from the customer
● Banks to share all transaction data via dedicated API
● Only accredited data recipients may receive Open Banking data
● Standards will be defined
● Starting point for standards is UK’s Open Banking technical specifications
Regulation
16
18. Red Hat
Regulation
18
Hong Kong Monetary Authority (HKMA) published the compulsory Open Application Programming Interface
Framework. Framework recommends using existing international technical standards.
4 phases process:
1. Third Party Providers (TPPs) can access banks’ product information
2. Banks will deploy core-banking open API functions to accept new account/product applications
3. Account information and other bank products to be allowed to TPPs. Also applicable to investments and
insurance
4. Allowing TPPs to process customer payment requests also related to investments and insurance
Banks will control of customer relationship and data, and choose which TPPs to collaborate with. In contrast to PSD2
and Open Banking in Australia and UK.
20. Red Hat
Guiding principles
20
No compulsory Open Banking requirements in Japan
Target of 80 banks to have open APIs by 2020.
Banking Act to facilitate open API architecture between financial institutions and FinTech.
Includes:
● Registration system for Electronic Payment Intermediate Service (EPIS) Providers
● EPISP to have a contract with a financial institution before providing service
● Publish standards which EPISP to satisfy to contract with financial institution
● Require financial institutions to develop a system for introduction of Open API to communicate with
EPISP
22. Red Hat
Guiding principles
Payments NZ launched a set of standards developed to facilitate Open Banking
While in UK and Australia forced banks to engage in Open Banking, New Zealand
Government asked Payments NZ start the process or being forced under regulation
The standards outline how open banking should be designed to manage risks and be secure
The standards take inspiration from UK Open Banking
The standards don’t include any principles of reciprocity
22
24. Red Hat
In the news
24
India’s Federal Bank launches open banking platform
The Banking Supervision Department is leading the regulation of an Open Banking standard
in Israel
Canada launches open banking consultation
Korean banks ordered to open up payment systems to fintech firms
Brazil could implement open banking model next year
26. Red Hat
How does this relate to FinTech
https://innovation.thomsonreuters.com/en/labs/portfolio/global-fintech-rankings.html#/
https://www.businessinsider.com/these-are-the-25-most-innovative-fintech-startups-in-the-world-2018-10?IR=T#11-oneconnect-financial-
technology-15
26
27. Red Hat
How does this relate to FinTech
[World payments report 2018]
27
28. Red Hat
Common elements ...
29
PRINCIPLES
● REST APIs
● Strong Customer Authentication
● Third party access to payments and account
information on behalf of user
● Unique identification of assets and transactions
● Fine grained entitlements and authorizations
● Prevent screen scraping
● User consent management
● Auditing of every action
● Appropriate developer experience
● Resource discovery and interaction
29. Red Hat
… which translates into
30
PRINCIPLES FUNCTIONALITIES
● REST APIs
● Strong Customer Authentication
● Third party access to payments and account
information on behalf of user
● Unique identification of assets and transactions
● Fine grained entitlements and authorizations
● Prevent screen scraping
● User consent management
● Auditing of every action
● Appropriate developer experience
● Resource discovery and interaction
● APIs standard specification
● OIDC API authentication
● IDP integration
● API policies and access control
● Call tracing and logging
● OIDC authorization and scope
● Web Application Firewall
● Business Process Management of consent
● Full platform logging and analytics
● (Self-service) Developer Portal
● Cloud Native DevOps platform and tooling
● Integration/transformation capabilities with legacy
backends
30. Red Hat
A possible architecture
31
API Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer Portal
API
MANAGEMENT
layerAPI Specs
31. Red Hat
A possible architecture
32
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
32. Red Hat
A possible architecture
33
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
OIDC AuthN
OIDC
AuthZ
33. Red Hat
A possible architecture
34
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
OIDC AuthN
OIDC
AuthZ
INTEGRATION
layer
Data streaming
Event streaming
Polyglot
microservices
34. Red Hat
A possible architecture
35
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
OIDC AuthN
OIDC
AuthZ
INTEGRATION
layer
Data streaming
Event streaming
Polyglot
microservices
LEGACY CORE
BANKING
Translation
Transformatio
n
Composition
Accounts Transactions
Payments Products
Orchestration
35. Red Hat
A possible architecture
36
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
OIDC AuthN
OIDC
AuthZ
INTEGRATION
layer
Data streaming
Event streaming
Polyglot
microservices
LEGACY CORE
BANKING
Translation
Transformatio
n
Composition
Accounts Transactions
Payments Products
PAAS layerMonitoring Logging Networking CI/CD
Orchestration
Networking
36. Red Hat37
API
MANAGEMENT
layerAPI Registry
API Policies API Contracts
API Authorization
Admin Portal
Developer PortalAPI Specs
IDENTITY
MANAGEMENT
layer
Strong
AuthN
Identity
federation
Identity
brokering
OIDC AuthN
OIDC
AuthZ
INTEGRATION
layer
Data streaming
Event streaming
Polyglot
microservices
LEGACY CORE
BANKING
Translation
Transformatio
n
Composition
Accounts Transactions
Payments Products
PAAS layerMonitoring Logging Networking CI/CD
Orchestration
Networking
WAF GLB CDN
TPPs Partners Customers
37. Red Hat
❏ Rate of innovation
❏ Security is key
❏ Best of breed approach
❏ Low barriers of entrance
❏ No lock-in factor
❏ Standards adoption
Open Banking and Open Source
Why they go hand-in-hand
38
38. Red Hat
MNP mandate by European Commission
Prices declined on average 7.9% due to the introduction of MNP
Consumer welfare increased by 2.15 euros per person per quarter
Possible futures
Telco parallelism
39 [ https://papers.ssrn.com/sol3/papers.cfm?abstract_id=2265104 ]
39. Red Hat
The open conflict
40
Traditional Retail Banks
Traditional Lenders
Traditional Asset Managers
Traditional currency exchange
Traditional contracts
Online-Only Banks
Peer-to-Peer Marketplaces
Robo/AI Advisors
Cryptocurrency exchange
Smart contracts
40. Red Hat
Trick or treat
41 [The Everyday Bank report - Accenture]
BUT
ALSO
41. Red Hat
What Banks still stand for:
Trick or treat
42
➢ TRUST
➢ SCALE
➢ MAGIC!
42. Red Hat
Where to
43
Screen scraping FinTech APIs FinTech
PAST PRESENT
[ Manifesto-for-the-impact-of-PSD2-on-the-future-of-European-Fintech ]
Banks trying to
fight against
removal of
screen scraping
43. Red Hat
“Banks aren’t being disrupted by Fintech technology, they are being disrupted by customer
expectations”
- McKinsey
Q&Q
Quotes and Questions
44
“Banking is necessary, banks are not”
- Bill Gates
"We want our money safer than our selfies"
- PayPal