Anjum Siddique has over 10 years of experience working in operations, finance, accounting, consumer financing, and retail banking at Habib Bank Limited in Pakistan. He is currently an Associate Manager in the Centralized Clearing Unit in Multan, where he monitors financial entries, reports to the head office, supervises account entries, and manages a team. Prior to this role, he worked in consumer financing, processing loans, and recovery efforts, and in retail banking, handling accounts and transactions. He holds an MBA and has completed several training programs to develop his skills.

1. ANJUM SIDDIQUE
Professional Resume
Date of Birth: 23 - Jan - 1986
Nationality: Pakistan
Contact: Cell: +971559833426 Cell: +923026313375
Email(s): anjum.siddique2@gmail.com
Objective: To improve my professional & managerial skills with a Growing Financial
Institution/Banking Sector that offers me to learn and reap higher reward of success
and can utilize my analytical/tactical skill’s to enhance competence of an organization
and myself.
Professional Career Summary
Work Experience
Organization : Habib Bank Limited
Organization Type : Financial Institution
Designation : Associate Manager
Tenure : November 2007 to date
Location : Multan, Pakistan
Area(s) of Experience : Operations, Finance & Accounting, Consumer Financing, Retail Banking
Reporting to : DGM/GM Head Office Karachi.
Responsibility : Management Reporting & Compliance, Audit & Assurance, Execution of
Strategy, Processing & Operations
Brief Job
Description :
 Centralized Accounts Department (2015 To Till)
 Monitoring and controlling all Financial Entries.
 Reporting all Financial Activities to Head Office.
 Supervision of Daily Accounts Entries lodged in Clearing.
 Assigning Daily Task to team Member / Subordinates.
 Ensure Accomplishment of all Tasks Assigned to Team Members.
 Encourage team during working on Tasks.
 Participate in the continuous improvement of financial & operational processes
within the department
 RETAIL BANKING (2010 To 2015)
 Handled daily operations
 Opened personal, company & term deposit accounts
 All type of Local and intercity Clearing.
 All types of Bills Collection Local & FC.
 All type of Remittances DD/PO/CDR
 Account opening
 Customer care services
 Liaison with Management and corresponding on different banking matters
 Preparation and submission of different reports as per Bank requirement
Education :MBA-Executive
Work Experience :Duration Organization & Designation
Total Experience 10
Years
Feb 2006 – To Date
Habib Bank Limited. As Associate Manager, C.C.U
(Centralized Clearing Unit) Multan Region.

2.  CONSUMER FINANCING (2007 To 2010)
 Scrutiny of credit proposals
 Processing Salary loans & Small Business loans.
 Ensure processing & Disbursement of loan within stipulated time frame
 Worked with the lawyers and delinquent customers for the recovery of overdue
individual and stuck accounts at Branch level.
 Followed up on renewals and processed claims
 Attend project meetings representing Consumer department
 Participate in the continuous improvement of financial & operational processes
within the department
 IT Department (2006 To 2007)
 As a Master Trainer at HBL contracted with THK’s Solution.
 Worked on different software used in HBL i.e.(IBTS, SIMEX, MOB, SIMEX-
Multiuser & Mysis)
Professional Development
 Training on General Banking from HBL MDI (Management Development Institute)
Lahore. (1 and half months)
 One day training program for Model Branch of HBL at Hotel Zanzibar Multan.
 Attend three days training program on customer focus.
 Attend one day training program on HBL Credit Card at Hotel Shiza Inn Multan.
 Two days training Session on Service Quality by Roun Kauf Man at Hotel Shiza Inn
Multan.
 One day training program for Depository Procedure at HBL RHQ Chain One Tower
Multan.
 One day training program for Account Opening at HBL RHQ Chain One Tower Multan.
 One day training program for Negotiable Instrument at HBL RHQ Chain One Tower
Multan.
 One week training of Daily Banking Transaction i.e. Received, Payment. Cash
Management & Advances etc in HBL, RHQ Multan.
 Three weeks training of online software (SIMEX) in Habib Bank Ltd at RHQ, HBL
Multan.
 One day training about “Inter Branch Transaction System” i.e. installation,
configuration and troubleshooting at Regional Computer Center Multan.
 One day Training Session on Gender Diversity at Hotel Sindh Bad Multan.

3. Professional Certification & Academic Education (most recent on the top)
Sr. Certification / Degree Institution / University Specialization /
Major
Passing Year
1 MBA Allama Iqbal Open University,
Islamabad.
Executive 2015
2 Bachelors Bahauddin Zakariya
University Multan
Social Sciences 2006
3 I.C.S B.I.S.E Multan Computer Sciences 2004
4 Matriculation B.I.S.E Multan General Sciences 2002
Computer Skills and Other Abilities
Firm command over Windows9X & MSOffice and software Installation.
3 Months diploma in Computer Network , Working with Windows Family.
Sub contents Of Advance Networking: -
 Basic computer concepts in networking
 Windows 2000 Professional, Windows XP Professional, Windows 2000 Server,
Windows 2000 Advance Server and Windows 98 Installation Managing and
Troubleshooting.
 Software & Hardware Installation &Troubleshooting, Internet Operating & E-
Mail Processing
 Have Good Command on Micro Soft Family (Word, Excel, Outlook, power
point, Access Applications etc.).
Skills
Excellent analytical, leadership, communication, conflict resolution and group dynamics skills
Skills / Knowledge in the Business and Banking industry
Advanced knowledge of Microsoft Office and other computer applications
Exceptional problem-solver and decision maker
References
Will be furnished on demand