Baki Billah has over 7 years of experience in banking, primarily in credit administration roles. He currently works as an Officer at Standard Chartered Bank, where he is responsible for loan documentation, deficiency management, disbursements, and account maintenance. Previously he worked at Eastern Bank Limited as an Assistant Officer in credit administration. He holds an MBA in Finance and a BBA in Finance and Accounting. His objective is to gain experience to further his career development and leadership skills.

1. MD. BAKI BILLA
32/1, Ave-5, Block-B, Sec-6, Flat-4C
Mirpur, Dhaka-1216
Cell No: 880 1723639971
Phone: 02-9014406
Email: bakibilla_aiub@yahoo.com
Career Objectives
To gain experience and exposure that will influence my future career development process and
make the successive use of the skill and knowledge and also to build up an excellent corporate
leadership.
Working Experience
Professional Achievement
Town Hall Best Performance of the Year Award 2011 from the MD & CEO of Eastern Bank Ltd
Professional Qualification
Partially Completed Banking Diploma (JAIBB) exam of The Institute of Bankers, Bangladesh
1. Employer: Standard Chartered Bank
Position : Officer (Band-9)
Department: Asset Operation
Duration From January 11, 2015 to Till Now
Responsibilities:
 Doing Documentation of SME Loan accounts.
 Providing deficiency of the loan accounts and inform to the ARM.
 Providing Sanction Letter to Dhaka & Receiving SSC from Outstation area.
 Doing Disbursement in EBBS and RLS SME Loan accounts.
 Doing Collateral Management System ( CMS)
 Doing LAMS of the Loan account.
 Loan closing in S2O & partial adjustment, full adjustment & force encashment.
 Loan liquidation, limit renews, & FDR Lien as per procedure.
 Sending Insurance expire letter to the customer for renew purpose.
 Reconciliation of SME loan account.
 Receiving Credit checklist from Credit initiation.
 Forwarding BEFTEN to the Item processing unit.

2. 2. Employer: Eastern Bank Limited
Position: Assistant Officer
Department: Credit Administration (Head Office)
Duration : From January 05, 2011 to January 10, 2015
Responsibilities:
 Disbursement of SME-SE loans in Universal Banking System (UBS).
 Realizing all kinds of charges (Management fee, Loan Closing, Early
settlement& Vat-excise duty) manually against SME-SE loan.
 SE-loan closing & partial adjustment, full adjustment & force encashment.
 Loan liquidation, limit renews, & FDR Lien as per procedure.
 Give the journal entries with voucher like early settlement fee, VAT etc.
 Doing Compromise settlement & write off recovery as per Board Memo.
 Restructuring and rescheduling the loan and create new contract.
 Monthly CIB reporting of the SME-SE accounts to Bangladesh Bank.
 Basis on classification loan status change and downgrading as per policy.
 Prepare charge documents in the LAP & Sending approval to outstation.
 Doing Mortgage, Redemption & exchange documents with legal adviser.
 Maintaining overall MIS of SME-SE loan.
 Transfer of original charge documents & shadow files to the SAMD.
 Receiving SSC from Outstation area & doing disbursement.
3. Employer: IDLC Finance Limited
Position : Intern
Department: Credit Administration (Head Office)
Duration : From May 26, 2010 to August 26, 2010
Responsibilities:
 Doing Documentation of SME Loan accounts.
 Lodge the file in EDMS software.
 Receiving approval from CRM.
 To prepare charge documents part in the LAP.
 Maintaining MIS of SME & Corporate Loan.

3. Educational Qualification
The Institute of Chartered Management Accountants of Bangladesh (ICMAB)
Chartered Management Accountant (CMA)
Foundation level – Completed (Passed-400 marks out of 2000 marks)
Professional level 1 - Continuing
2013
South East University-Bangladesh (SEUB)
Masters of Business Administration (MBA)
Major in Finance
C.G.P.A-3.88 (out of 4.00)
2012-2013
American International University-Bangladesh (AIUB)
Bachelor of Business Administration (BBA)
Major in Finance & Accounting
C.G.P.A-3.32 (out of 4.00)
2006-2010
Bangladesh Navy College
Higher Secondary Certificate Examination (HSC)
From Science background
G.P.A.-3.20 (out of 5.00)
2003-2005
Mirpur Bangla High School
Secondary School Certificate Examination (SSC)
From Science background
G.P.A.-4.00 (out of 5.00)
2001-2003
Professional Training
 7 days long Program on Banking Foundation Training organized by Standard
Chartered Bank in BIBM
 15 Days long Program on Banking Foundation Training organized by Eastern Bank
Ltd in BIAM Foundation
 Day long Program on CIB Business Rules & Online Systems Training organized by
Bangladesh Bank Training Academy.
 Achieving 80% marks in 20 subject of e- learning certification organized by Standard
Chartered Bank.
 Day long Training on Customer Due Diligence organized by Standard Chartered Bank.

4.  Doing Right Start Training organized by Standard Chartered Bank.
Leadership Skills
Successfully Archived Safety & security project, worked as a group leader in Credit Administration
Computer Skills
Microsoft Office Management
Word, Excel,
Power Point,
Excess & Oracle
UBS applications
Competitive Advantage
 Effective communication and interpersonal skill.
 Vision and goal oriented with sense of time management.
 Professional and self-motivated.
 Energetic and ability to work under pressure.
 Proficient in public Speaking and Multimedia presentation
Communication skills
Excellent both in verbal and writing in English & Bengali.
Interest and Activities
 Travelling, listening music, watching movies & reading all sorts of newspapers.
Personal Information
Father : Md.Nazmun Noor
Mother : Mrs.Rubina Iasmin
Date of Birth : 29th
April 1988
Sex : Male
Blood Group : AB +ve
Nationality : Bangladeshi (By Birth)
National ID : 19882694807986922
Religion : Islam
Marital Status : Married
Reference
Md. Kamruzzaman Rajib Barura
Head of Personal Banking Division Senior Associate Manager
Retail Banking Division Credit Administration
Dutch Bangla Bank Limited Eastern Bank Limited
Email-zaman.mk@dbbl.com.bd Email- baruara@ebl-bd.com

5. Phone-01730048001 Phone-01714111420
Date: Signature:

6. Phone-01730048001 Phone-01714111420
Date: Signature: