The document provides an overview of the Aditya Birla Sun Life Tax Relief 96 Fund, an equity linked savings scheme (ELSS) offered by Aditya Birla Sun Life Mutual Fund. It details the fund's objectives, portfolio, past performance and management. The fund predominantly invests in large cap stocks across sectors like financials and healthcare. It has outperformed its benchmark and category average over 5, 7 and 10 year periods. The minimum investment amount is Rs. 500 with a 3 year lock-in period for tax saving benefits under Section 80C.

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2. Introduction to ELSS Schemes
• Equity Linked Savings Scheme is a category of mutual
funds that provides the benefits of tax saving along
with wealth creation.
• Under Section 80C of Income Tax Law, an investor can
save up to Rs. 46,800* on an investment of Rs. 1.5
Lac.
• The open-ended scheme comes with a lock-in period
of 3 years.

3. An Overview of Aditya Birla Sun Life Tax
Relief 
• Date of Inception: 29th March, 1996
• Benchmark: S&P BSE 200 TRI
• Minimum Investment: Rs. 500
• Minimum SIP Investment: Rs. 500
• Assets Under Management: Rs. 8,599 Crore (as on 31st
March, 2019)
• Expense Ratio: 2.20% (as on 31st March, 2019)
• Exit Load: 0 (Lock-in period of 3 years)
• Risk: Moderately High

4. Investment Style & Objective
• The scheme aims to generate healthy returns for the
investors by investing the assets predominantly in the
equities & equity related instruments.
• The scheme follows the growth style of investment and
targets mainly the large cap companies. Through
growth investing, it targets the large caps which have
the potential of generating above-average growth rate
in their balance sheet.

5. Portfolio Analysis
• The ELSS scheme of Aditya Birla
Mutual Fund invests 95% of the assets
in the equity market. The market cap
allocation is more inclined towards
large cap stocks. The percentage
allocation of large cap, mid cap, and
small cap funds are 44.28%, 44.39%,
and 11.33%, respectively.

6. Sector Allocation
• Aditya Birla Sun Life Tax Relief 96 Fund invests in a
large number of sectors.
• Largest percentage of assets is invested in the Financial
sector, i.e., 20.58%.
• Among other sectors are, healthcare (17.54%), services
(9.89%), FMCG (9.67%), energy (7.94%), etc.

7. Past Performance
• The ELSS scheme of Aditya Birla Mutual Fund has a
healthy past record and has outperformed its
benchmark and category's average every single time.
• The scheme is thus, suitable for the investors who
want their money to grow in the long term along with
tax saving benefits.
Annualized Returns 5-Year 7-Year 10-Year
Aditya Birla Sun Life 96 Fund 18.41% 17.81% 18.34%
Benchmark 14.23% 14.12% 15.87%
Category's Average 15.08% 14.76% 16.46%

8. About the Fund Manager
• Since October 2006, Mr. Ajay Garg is
the fund manager of Aditya Birla Sun
Life Tax Relief 96 Fund.
• Mr. Garg holds B.E. (Electronics) and
MBA (Finance) degree.
• He has over 15 years of experience in
the mutual fund space.
• He is currently managing 10 schemes
of Aditya Birla Mutual Fund.

9. Tip for Investors
• Decide the Amount: Select an affordable amount before starting
your investment journey. Also, choose a suitable mode of
investment between SIP or Lump sum.
• Know Your Risk-Appetite: ELSS schemes are suitable for investors
having moderately high risk appetite. Thus, make sure that you can
digest moderate level of market volatility.
• Invest for a Long Time: Maintain a long term investment
perspective throughout the investment journey. Moreover, the
past performance of Aditya Birla Sun Life Tax Relief 96 Fund also
reflects that the scheme has gained good margins in the long term.

10. Conclusion
• Investors are always searching for the best tax saving
option at the end of financial year. Among all the
options available under section 80C, ELSS schemes
has the lowest lock-in period with highest returns.
Also, according to the financial experts, market
uptrend will continue to persist in the near future.
Thus, it is a great time that the investors should
consider Aditya Birla Sun Life Tax Relief 96 Fund in
their portfolio.

11. Start Investing Today for Remunerative Growth
Disclaimer: The information and suggestions in the presentation are for informative purpose only. The facts and figures in the presentation are
as per the source which include Google. Mutual fund investments are subject to market risk. Read all the scheme related documents carefully.