ELSS is best investment product for saving taxes. Know best ELSS scheme for your risk profile

1. Saving Taxes With High Returns
Complete Guide

2. Asset Class
Twin
Benefits
Choice of
Investing
Misc.
Features
Mutual Fund Investing more than 65% of its corpus in
Equities and equity related products
• Tax saving u/s 80C upto investment of Rs 2 Lacs
• Wealth creation
• Growth - Profits added back to the basic Value of investment
• Dividend - Profits paid out to investor
• Minimum Investment amount is Rs 5,000
• Lock-in Period of 3 years
Features of ELSS

3. Deduction
u/s 80C upto
Rs 2 Lacs
Returns are
Tax Free Tax Saving
Higher
Returns of
Stock
Market
Long Term
Investing
Approach
Wealth
Creation
Benefits of investing in ELSS

4. Return of ELSS- Comparison
Return calculated as on 30 April 2015
Source- AdviseSure.com Research
Rs 160
Rs 294
Rs 168
0
50
100
150
200
250
300
350
Oct-09
Jan-10
Apr-10
Jul-10
Oct-10
Jan-11
Apr-11
Jul-11
Oct-11
Jan-12
Apr-12
Jul-12
Oct-12
Jan-13
Apr-13
Jul-13
Oct-13
Jan-14
Apr-14
Jul-14
Oct-14
Jan-15
Apr-15
Rs. 100 Invested, Since October 2009
PPF Reliance Tax Saver (ELSS) BSE 100

5. 5 Critical Things to Look before Investing in ELSS
Credit Rating- ELSS schemes are rated by rating agencies on the basis of the risk and return
factors associated with a particular scheme. It is recommended to opt for schemes with high
ratings
✓
Fund size- Consider the fund size i.e. the asset under management (AUM) before finalizing your
scheme. Schemes with more than Rs.75-100cr AUM indicate considerate investor confidence
Risk associated- Also keep in mind the element of risk, depending on the sectors (equity
stocks) in which the scheme is investing. Look out for ratios like Sharpe ratio, Sortino ratio etc to
ascertain risk adjusted performance
✓
✓
Historical performance- We need to assess the historical performance / track record of the
scheme to ascertain its future returns
✓ Transaction costs - Transaction cost and asset management fees of a scheme should be
compared with other schemes
✓

6. ELSS- Suggested Schemes
Age 25-30 Age 30-40 Age 40-55 Age 55 and Above
HDFC Long Term
Advantage Fund
HDFC Taxsaver Fund
Sundaram Taxsaver
Birla Sun Life Tax Relief
96
Kotak Tax Saver
SBI Magnum Taxgain
Scheme
Axis Long Term Equity
Fund
Canara Robeco Equity
Tax Saver Fund
DSP BlackRock Tax
Saver Fund
Franklin India Taxshield
Fund
Reliance Tax Saver
Fund
For More personalized Recommendation Visit www.advisesure.com
Portfolio Suggestion as on 1st May 2015
Any Two out of
Three
Any Two out of
Three
Any Two out of
Three

7. Advisory Fees Rs. 365 Per Annum
Customized advise only for you
Unlimited Long Term Investment Advise
Tax efficient portfolio design
No Minimum investment
Regular Review and Rebalancing
Substantial Savings in Commission
( Optional)
We Offer
Customized , unbiased Wealth Management
@Rs. 1 per day

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