Module 6.1 Putting aside opinions you may have regarding humane issues, consider that sleep deprivation has been used as a means of torture for many years. What are its primary effects, and why would these effects be considered useful in interrogation? 6.2 System Admin Max Points: 6.0 What is the most significant effect of injuries to or abnormalities in the hypothalamus on behavior? Why is this effect the most significant? Zhou 1 Investment Policy Statement This IPS is designed for a young investor less than a 28 years old with the investment beliefs and principles. The primary objective of this investment policy statement is mainly aimed to monitor portfolio allocation against holding limits, and to consider personal situation make revisions to portfolio. What’s more, the main objective is mainly to achieve long term growth which is based on price appreciation. The purpose of the portfolio is to target annual returns of 12%. The annual and targeted allocation in order to target the return would be 60% stocks, 30% bonds and 10% cash. The portfolio’s rate of return is not guaranteed for the future investment and therefore, future returns may change over time. The portfolio will be rebalanced on annual basis. By using the five-year annual data for the different assets, investment holding period will be determined through annual review, efficient frontier and when an assent is inefficient, it will be replaced. Stock-Trak Portfolio Report Investments Policy Statement for 25-year-old Funds are going to be in are going to be invested in higher to moderate-risk investment opportunities that has equally greater to lower risk such as the NASDAQ and S&P 500, therefore, the investor seeks an annual return from this investment of approximately 12%. In order to achieve the target return, 40% equity in mid/small-cap stocks and 20% in International stock. 30% of the portfolio is to be Inter-Term Government Bonds and Corporate Bonds. The remaining 10% are going to held in cash. Actual asset allocation will be allowed to vary within a reasonable range of plus or minus an absolute 5 percent or 15 percent of the target asset allocation. The portfolio is going to be rebalanced when actual asset allocation over the reasonable range. Name: Ying Wang Stock-Trak Report Summary of Investment policy Risk: Risk Averse Time Horizon: Long-term Portfolio Selection: Cash, equities and bonds Shortw-term liquidity need: Yes Portfolio Selection Rationale According to modern finance theory, an efficient portfolio earns highest expected returns under certain risks and has lowest risks under certain expected returns. Because I am risk averse, my expectation is to beat inflation. I only invest 32% of money in equity and bond market. My portfolio includes 68% of cash, 21% of S&P 500 ETF (SPY), 8% of Vanguard bond market ETF (BND) and 3% of Antero Resources Corporation (AR). For equity investment, I mainly follow passive investment strategy. S&P 500 index E ...