The document summarizes the Right Horizons Capital Protection Portfolio, which aims to provide double digit returns that beat inflation while protecting capital. It does this by investing 80% in highly rated fixed income securities and up to 20% in equities through ETFs. The portfolio focuses on liquidity, diversity of durations and businesses, and only invests in companies with strong financials and credit ratings. It is recommended for a 24 month investment horizon.
How can I determine my investor risk profile? What is Investor Risk Profile? All investors have differing attitudes towards risk. When it comes to investing, it is important to consider your risk profile or tolerance carefully
How can I determine my investor risk profile? What is Investor Risk Profile? All investors have differing attitudes towards risk. When it comes to investing, it is important to consider your risk profile or tolerance carefully
It is good to know the basics before making investments in Stock Markets. History has recorded scores of investors who have made fortune out of stock market. And if your investments are timed well, you could be the next fortune maker in the market.
Looking for investment in small cap funds then L&T emerging businesses fund will be the best choice you will make. Before investing your money know about this scheme in detail with the help of this presentation.
Mirae Asset Midcap Fund: Investment Framework & Other Features Explained | Mi...nareshtipnis
Mirae midcap funds invest in emerging or mid-cap companies
which could benefit from strong growth and P/E rerating, Know more and invest in midcap funds by Mirae Asset now!
Systematic Investment Plan (SIP) is a financial planning tool that helps you to create wealth, by investing small sums of money every month, over a period of time. A Systematic Investment Plan (SIP) has been a vehicle offered by mutual funds to help investors invest regularly in a disciplined manner.
Features:
1. Diversified Allocation: Your funds are invested across various asset and equity classes providing you the right mix of risk exposure.
2. Low Cost: Mutual Funds charge less than 2.25% per annum as expenses which is way better than spending as high as 6% on ULIPs.
3. Professional Portfolio Management: With Mutual Funds, you get the assurance that your money is in the hands of professionals. You can get them to take up the cumbersome and tricky task of timing the market and deciding the right mix for investing your money.
4. Liquidity: Unlike ULIPs, one is not penalized for exiting a child mutual fund plan prematurely. In case one is in dire need of liquid money, one can always stop and exit which makes Mutual Fund SIPs highly liquid.
The best possible investment plan for your child's bright future is to invest in your child's education and taking all these factors into consideration, Mutual Funds are the best possible way which will help you give him that.
Our work demands often leave us with little or no time to spend with the family. This routine can lead to unwarranted stress and fatigue.
Both work and family are the cornerstones of life, neither of which can be ignored. That is why we need to strike a right balance between work and personal life to lead a happy and a healthier life.
Balancing both aspects of your life means you have to give yourself equally so that one will not suffer at the expense of the other. In the long run, the joy, happiness and fulfilment derived from both are worth the effort.
Investing in balanced funds (also known as Hybrid funds) is not much different. Similar to work-life balance, balanced funds are here to give us the best of both worlds.
Today’s lesson by Prof. Simply Simple attempts to explain the importance of balanced funds.
Look forward to your valuable feedback at professor@tataamc.com
It is good to know the basics before making investments in Stock Markets. History has recorded scores of investors who have made fortune out of stock market. And if your investments are timed well, you could be the next fortune maker in the market.
Looking for investment in small cap funds then L&T emerging businesses fund will be the best choice you will make. Before investing your money know about this scheme in detail with the help of this presentation.
Mirae Asset Midcap Fund: Investment Framework & Other Features Explained | Mi...nareshtipnis
Mirae midcap funds invest in emerging or mid-cap companies
which could benefit from strong growth and P/E rerating, Know more and invest in midcap funds by Mirae Asset now!
Systematic Investment Plan (SIP) is a financial planning tool that helps you to create wealth, by investing small sums of money every month, over a period of time. A Systematic Investment Plan (SIP) has been a vehicle offered by mutual funds to help investors invest regularly in a disciplined manner.
Features:
1. Diversified Allocation: Your funds are invested across various asset and equity classes providing you the right mix of risk exposure.
2. Low Cost: Mutual Funds charge less than 2.25% per annum as expenses which is way better than spending as high as 6% on ULIPs.
3. Professional Portfolio Management: With Mutual Funds, you get the assurance that your money is in the hands of professionals. You can get them to take up the cumbersome and tricky task of timing the market and deciding the right mix for investing your money.
4. Liquidity: Unlike ULIPs, one is not penalized for exiting a child mutual fund plan prematurely. In case one is in dire need of liquid money, one can always stop and exit which makes Mutual Fund SIPs highly liquid.
The best possible investment plan for your child's bright future is to invest in your child's education and taking all these factors into consideration, Mutual Funds are the best possible way which will help you give him that.
Our work demands often leave us with little or no time to spend with the family. This routine can lead to unwarranted stress and fatigue.
Both work and family are the cornerstones of life, neither of which can be ignored. That is why we need to strike a right balance between work and personal life to lead a happy and a healthier life.
Balancing both aspects of your life means you have to give yourself equally so that one will not suffer at the expense of the other. In the long run, the joy, happiness and fulfilment derived from both are worth the effort.
Investing in balanced funds (also known as Hybrid funds) is not much different. Similar to work-life balance, balanced funds are here to give us the best of both worlds.
Today’s lesson by Prof. Simply Simple attempts to explain the importance of balanced funds.
Look forward to your valuable feedback at professor@tataamc.com
FIRST, RUSSIA – UKRAINE AND NOW IT’S ISRAEL –
HAMAS! WHAT IS LYING AHEAD FOR INDIAN MARKET ?
Investment
Gyan Market Indicators
Inspiring Investment Story
Information to help you and your family manage your inheritance questions, plan your retirement and ensure you have sustainable cash flow to see you through your twilight years.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the telegram id of my personal pi merchant who i trade pi with.
Tele gram: @Pi_vendor_247
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
Right Horizons Equity - capital protection portfolio Product
1. Deep understanding, better result.
Right Horizons – Capital Protection Portfolio
Everybody today is concerned as much of ‘return of capital’ as
‘return on capital’.
“That fixed income returns are tepid at all times is as
much of a myth, as with the understanding that all real
estate investments are safe”
Recent investment environment has been particularly
tough for Indians; with high inflation, lower purchasing
power coupled with the fact that risk-assets have provided
with little or no return over the past few years. This has
lead to erosion of wealth in the medium term. This ability
to provide for inflation beating returns and yet protect the
capital has truly become the need of the hour.
Portfolio Characteristics and construct:
Around 80% of the portfolio would be invested into highly rated
medium duration tradable securities, with a medium to high level
of liquidity.
The investment into fixed income securities would carefully be
done with the following aspects in mind:
Presenting
RH Capital Protection
Portfolio
which aims to provide double digit inflation
beating returns, and yet protect capital by
combining fixed income and equities to create a
winning combination in this continued uncertain
investment environment.
We aim to deliver the same by our superior research
pedigree built over the past few years with bottom up
security selection in the fixed income space and our macro
understanding to manage the equity investment.
Only highly rated papers and investments into businesses
with stability, safety and high financial flexibility.
Care would be taken to see there is sufficient liquidity in
the securities that we are investing into.
The securities would be dynamically managed and this
would provide for adequate safety
The list of securities would be a mix of diverse
durations, businesses and would allow for high portfolio
flexibility.
Total term of the portfolio is envisaged to be around 24
months and therefore the duration of the portfolio would
average less than 5 years.
Equity portion of the portfolio would be limited to 20%
or lower at all times
Equity exposure would be on ETF’s and this would
provide for dynamic management, lower transaction
costs and liquidity.
Recommended investment horizon of 24 months makes
it an ideal duration for investment
2. 5
REASONS TO INVEST IN RH CAPITAL PROTECTION PORTFOLIO
1. Double Benefit of Fixed Interest
and Higher Capital Gain with Falling
Interest rate-
2. Range Bound Equity Market with
European Crisis showing good benefits in
Fixed Income-
3. Falling Interest Rate Scenario
across world showing good time to
invest in High Yield bonds-
4. Investment in Companies with Good
Consistent Returns and better Credit Rating-
5. RH ADVANTAGE
Sharp, incisive and swift portfolio management – designed to deliver consistently on portfolio mandate
High level of risk management thorough choice of securities with bottom up RH proprietary research
methodology
Constant Portfolio monitoring with deep client focus and periodic reporting on performance, mapped to
mandate
Fund management team having deep understanding of capital markets and vast knowledge of global asset
markets.
3. Key information
Points to remember
RH Capital Protection Portfolio
Minimum Initial investment amount
INR 1.0 million (with a composite of INR2.5 million per PMS
account)
1.0%
1% if exit within one year, 0.5% if exit before 18 months; NIL
thereafter
1.5% of NAV, calculated quarterly
24 months
Monthly, only upto first 6 months
INR100,000
CRISIL AA Long term Bond Index
Vinayak Kanvinde
Entry Load
Exit Loads
Annual charge
Recommended Duration of investment
SIP frequency
SIP minimum ticket
Benchmark
Fund Manager
Contact Us
Corporate Office:Right Horizons Portfolio Management Pvt. Ltd
#6, Arekere, Opp. British Biologicals Bannerghatta Road, Bangalore-560069
Contact No: +91 80 32718679/41209582
Branch:Mumbai
512A, Arcadia, Hiranandani Estate, Off Ghodbunder Road, Patlipada, Thane (W) - 400 607.
Contact No: +91 22 3225 2864/4100 2018
Disclaimers: The securities investments are subject to market risk and there is no assurance or guarantee that the objectives of the Portfolio concepts / products will be achieved. Investors are not being
offered any guaranteed or assured return on the Portfolio. The past performance does not in any manner indicate the future performance of the Portfolio. The companies / sectors referred to in this document are
only for the purpose of explaining the concept of RH Capital Protection Portfolio and should not be construed as recommendations from RH Portfolio Management Pvt. Ltd. The readers should exercise due caution
and / or seek independent professional advice before making any investment decision oriented into any financial obligation based on information, statement or opinion which is expressed herein. All opinions,
figures, charts / graphs, estimates and data included in this note are subject to change without notice. The data used in this material are obtained by the RHPMPL from sources which it considers reliable. While
utmost care has been exercised while preparing this document, RH Portfolio Management Pvt. Ltd. does not warrant the completeness or accuracy of the information and disclaims all liabilities, losses and
damages arising out of the use of this information. Please note that stocks/securities in the actual Portfolio may be different from those illustrated in the concept note. The portfolio composition is only intended to
showcase the Capital Protection theme and not the expected performance of the actual portfolio. Though capital protection is the theme and every care and/or caution has been taken to ensure the same, there is
still a risk of loss of capital due to market risks of investing into securities. RHPMPL cannot be held liable for situations beyond its control and/or non-performance of the strategy due to various market forces.
Please ask for additional information on the same and/or get in touch with your financial advisor to get an in-depth understanding of the risks of participating in this strategy.