Abdur Razzaque has over 5 years of experience as a credit rating analyst. He currently works at Brickwork Ratings in Bangalore and Kolkata, where he analyzes financial statements, discusses companies with management and bankers, and prepares rating reports and presentations for rating committees. Previously, he held roles at Wells Fargo, Amazon, and ICICI Prudential focusing on customer service, sales, and business development. Razzaque has an MBA from Xavier Institute of Management and completed Brickwork Finance Academy's Banking and Financial Analyst Programme.

1. ABDUR RAZZAQUE
CREDIT RATING ANALYSTS
Mobile: +91 9741101580
E-mail: abdur.razzaque@hotmail.com
LinkedIn: www.linkedin.com/in/abdur-razzaque-a74b2272
Skype Id abdur.creditratinganalyst
Currently working as a Credit Rating Analyst with Brickwork Ratings since June, 2014. Have more than 5 years of
experience as a financial analyst. Experienced in doing credit ratings of large and medium enterprises. Perused
Executive MBA (PGPMI) from Xavier Institute Management, Bhubaneswar and also Banking and Financial Analyst
Programme from Brickwork Finance Academy.
EMPLOYMENT
Brickwork Ratings India Private Limited
Job Title: Credit Rating Analyst
Location: Bangalore & Kolkata
From June 2014
Job Responsibilities:
 External Credit Rating for Bank Loan facilities of Large and Medium Enterprises
 Also undertake Security Receipt Ratings for Asset Reconstruction Companies, SME Ratings, MNRE Grading
etc.
 Detailed analysis of Financial Statements (Balance Sheet, Income Statement, Cash Flow Statements, Ratio
Analysis)
 Discussion with top management, auditors, consultants and bankers of Companies to be rated.
 Understand and analyse the business model of the Company/entity to be rated
 Analyze Financial risks, Business risks, Management risks and Industry Risks.
 Peer Group Analysis
 Prepare and present PPT to Rating Committee
 Prepare Rating Report and Rating Rationale
 Convey Ratings to the client explaining the rationale behind the assigned ratings. Get acceptance for the
assigned Rating
 Monitor and track performance of the rated entities
 Follow up with the clients for annual surveillance
 Assist colleagues and newly recruited members
Wells Fargo India Solutions Private Limited
Job Title: Associate Financial Analyst
Location: Hyderabad
2 years 3 months (March 2012 to June 2014)
Job Responsibilities:
 Serving community banking customers
 Contacting customers via email; helping them with their queries
 Report and liaise with the fraud department for any unauthorized transactions in the customers’ accounts
 Assisting new team members
 Assist team lead and managers in preparation of reports
Amazon.com
Job Title:Customer Service Associate
Location: Hyderabad
(Sep 2011 to March 2012)
Job Responsibilities:
 Resolve customers’ queries
 Assist customers with their orders
 Check delivery status of the orders as well as after sales services

2. ICICI Prudential Life Insurance Company Limited
Job Title:Distribution Development Manager
Location: Guwahati
Feb 2010 to July 2010
Job Responsibilities:
 Sales and Business Development
 Creating distribution channel by acquiring new Business Partners for the organization
 Helping Business Partners to create their team of Financial Advisors
 Provide training and guidance to Business Partners and Financial Advisors
 Perform joint field work
 Generate new businesses
 Assist new and existing customers with their queries
ACADEMICBACKGROUND
Banking & Financial Analyst Programme Brickwork Finance Academy High Passed
Executive MBA (PGPMI) Xavier Institute of Management, Bhubaneswar 5.8/8
Bachelor of Science Acharya Institute of Sciences, Bangalore University 75%
Class XII Shrimanta Shankar Academy,ASHEC 66%
Class X SaraswatiShiksha Niketan, SEBA 81%
ACHIEVEMENTS
 Appreciation from clients
 Reward and Certification for completing both the levels of Banking & Financial Analyst Programme
 Double promotion in Brickwork Ratings based on performance
OTHER INFORMATION
Academic Project: Organized Medical Camp for Asha Kiran Orphanage, in a group of 10 members
Extra Curricular Activities: Organized and participated in a cultural fest ‘ZIAZAN-2009’ in XIM,B.
Hobbies:Interacting with people and making new friends, listening music and playing Mouth Organ and Guitar
Language Known: English, Hindi, Assamese and Bengali
PERSONAL DETAILS
DOB – 11th
Feb, 1987 | Male | Unmarried | Indian
Permanent Address:Lakhipur Town, Goalpara, Assam
Abdur Razzaque