A Mutual Fund is a trust that pools the savings of a number of investors who share a common financial goal. The money thus collected is then invested in capital market instruments such as shares, debentures and other securities. The income earned through these investments and the capital appreciation realised are shared by its unit holders in proportion to the number of units owned by them. Thus a Mutual Fund is the most suitable investment for the common man as it offers an opportunity to invest in a diversified, professionally managed basket of securities at a relatively low cost.
Invest in Mutual Funds : Stay safe and let compound your capital .
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This document provides an overview of mutual funds including:
- What mutual funds are and how they work by pooling together money from investors to purchase securities.
- The advantages of mutual funds such as diversification, professional management, regulatory oversight and liquidity.
- The disadvantages including lack of guarantees, taxes, and fees.
- The types of mutual funds such as equity funds, growth funds, income funds, and more.
- The Association of Mutual Funds in India which was established to regulate the industry.
The document reviews literature on mutual funds and research methodology. It summarizes views from various sources on the concept and growth of mutual funds in India. It discusses how mutual funds pool investor funds and provide investment opportunities to small investors. It also reviews different types of mutual fund schemes and benchmarks used to evaluate fund performance.
The document discusses three presentations from different people in the financial services industry.
1. The first presentation is from Mr. Lalit Popli, Head of IT at ICICI Prudential AMC. He believes information security is a core function that should not be completely outsourced due to increased risks. Some areas that can be outsourced include penetration testing and security reviews.
2. The second presentation is from Mr. Manish Chitnis of Capital First Ltd. He discusses his experience in the NBFC sector and Capital First's product suite. The company aims to become a significant financial conglomerate.
3. The third presentation is from Mr. Vijay Mahajan, Chairman and CEO
This document provides an introduction and overview of a research project on comparative analysis of mutual fund schemes. It includes sections on the certificate, declaration, acknowledgement, index, and beginning of the introduction. The introduction provides background on mutual funds in India, including the structure of the Indian financial system and history of the mutual fund industry. It discusses advantages of mutual fund investment, importance of mutual funds, types of mutual funds, and risks associated with mutual funds.
project on equity research and sector analysis teja0408
The document provides an overview of the Bombay Stock Exchange (BSE). It discusses that BSE is located in Mumbai and is the oldest stock exchange in Asia. It has over 5,133 listed companies and the BSE SENSEX index is a widely used market index in India. The BSE was established in 1875 and today facilitates growth for the Indian corporate sector. It operates from Monday to Friday and has various trading sessions throughout the day. The BSE has transitioned to electronic trading and works to provide efficient capital raising for listed companies.
This document appears to be a project report submitted by a student for a course on analyzing the top 5 mutual funds offered by Motilal Oswal Securities Ltd. The report includes an introduction to mutual funds that describes their structure and workings. It then discusses various types of mutual funds, performance measures, and regulations governing mutual funds in India. The report also includes sections on the methodology used for the study, profiles of different asset management companies, and limitations and conclusions of the research.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
Invest in Mutual Funds : Stay safe and let compound your capital .
https://trade4dream.blogspot.in/
https://twitter.com/ShekharSinha4u
https://www.facebook.com/ShekharTechnical/
This document provides an overview of mutual funds including:
- What mutual funds are and how they work by pooling together money from investors to purchase securities.
- The advantages of mutual funds such as diversification, professional management, regulatory oversight and liquidity.
- The disadvantages including lack of guarantees, taxes, and fees.
- The types of mutual funds such as equity funds, growth funds, income funds, and more.
- The Association of Mutual Funds in India which was established to regulate the industry.
The document reviews literature on mutual funds and research methodology. It summarizes views from various sources on the concept and growth of mutual funds in India. It discusses how mutual funds pool investor funds and provide investment opportunities to small investors. It also reviews different types of mutual fund schemes and benchmarks used to evaluate fund performance.
The document discusses three presentations from different people in the financial services industry.
1. The first presentation is from Mr. Lalit Popli, Head of IT at ICICI Prudential AMC. He believes information security is a core function that should not be completely outsourced due to increased risks. Some areas that can be outsourced include penetration testing and security reviews.
2. The second presentation is from Mr. Manish Chitnis of Capital First Ltd. He discusses his experience in the NBFC sector and Capital First's product suite. The company aims to become a significant financial conglomerate.
3. The third presentation is from Mr. Vijay Mahajan, Chairman and CEO
This document provides an introduction and overview of a research project on comparative analysis of mutual fund schemes. It includes sections on the certificate, declaration, acknowledgement, index, and beginning of the introduction. The introduction provides background on mutual funds in India, including the structure of the Indian financial system and history of the mutual fund industry. It discusses advantages of mutual fund investment, importance of mutual funds, types of mutual funds, and risks associated with mutual funds.
project on equity research and sector analysis teja0408
The document provides an overview of the Bombay Stock Exchange (BSE). It discusses that BSE is located in Mumbai and is the oldest stock exchange in Asia. It has over 5,133 listed companies and the BSE SENSEX index is a widely used market index in India. The BSE was established in 1875 and today facilitates growth for the Indian corporate sector. It operates from Monday to Friday and has various trading sessions throughout the day. The BSE has transitioned to electronic trading and works to provide efficient capital raising for listed companies.
This document appears to be a project report submitted by a student for a course on analyzing the top 5 mutual funds offered by Motilal Oswal Securities Ltd. The report includes an introduction to mutual funds that describes their structure and workings. It then discusses various types of mutual funds, performance measures, and regulations governing mutual funds in India. The report also includes sections on the methodology used for the study, profiles of different asset management companies, and limitations and conclusions of the research.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
PERFORMANCE ANALYSIS OF MUTUAL FUNDS IN INDIADAWOODANAS
This document appears to be a dissertation submitted by Dawood Anas for an MBA program. It discusses performance analysis of mutual funds in India. The dissertation contains chapters that will analyze HDFC and ICICI mutual funds, including introduction to the topic of mutual funds, companies, literature review, need/scope/objectives, advantages/disadvantages of mutual funds, types of mutual funds in India, working of mutual funds, top companies in India, research methodology, data analysis, findings, limitations/recommendations, and conclusion. It will aim to determine which company, HDFC or ICICI, provides better investment opportunities and allow investors to make better decisions.
This document summarizes a study on mutual funds in India with a focus on Reliance Mutual Fund. It discusses what mutual funds are, their advantages, types, investment strategies and the growth of the industry in India. It also provides an overview of Reliance Mutual Fund, including its profile, schemes, findings from the study and conclusions. The study found that many investors remain unaware of mutual funds and their benefits compared to other investment options. It suggests that advisors should focus on educating investors, especially younger ones, to increase awareness and uptake of mutual funds.
This document summarizes a study on investors' perceptions of mutual funds. It discusses how mutual funds pool investor money and invest in securities to generate profits or losses distributed to investors proportionally. The study aims to analyze how demographic factors impact investor attitudes toward mutual funds and determine which types and distribution channels investors prefer. It also reviews past literature on mutual fund performance evaluation and discusses India's growing financial services sector and prominent mutual fund companies. The researcher seeks to identify the key parameters like liquidity and returns that shape investor perceptions of mutual funds.
A project report on different schemes of mutual funds and their comparative ...Babasab Patil
The document analyzes the 15-year track records of three mutual fund schemes - Franklin Blue Chip Fund, ICICI Prudential Power Fund, and HDFC Capital Builder Fund - compared to their respective benchmarks. It finds that the HDFC fund had the highest average returns at 3.04% and was the most stable. The Franklin fund had higher risk but potential for higher returns over 4+ years. The ICICI fund also performed well with stable returns of around 2.86%. The document recommends mutual funds for their benefits over bank deposits and direct stock investing.
A study on selection behavior of investor in mutual fund with reference to ju...Kailash Naghera
This document outlines the structure and content of a study on the selection behavior of investors in mutual funds in Junagadh City, India. It includes an introduction to mutual funds, an overview of world and Indian markets, literature review on previous related studies both in India and abroad, and outlines the research methodology including sampling, data collection, and questionnaire. The literature review summarizes 9 previous studies on topics like factors influencing mutual fund selection, performance and its impact on investor behavior.
Investment pattern on mutual fund investorBhavik Parmar
This document provides an overview of mutual funds and the mutual fund industry in India. It discusses the history of mutual funds dating back to the 19th century in Europe. It then discusses the introduction and growth of the mutual fund industry in India since the 1960s. Key points include that India has one of the fastest growing mutual fund industries in the world. The document also outlines various investment alternatives available to investors such as equity, debt markets, bank deposits, insurance, real estate, and mutual funds. It provides a basic introduction to mutual funds and how they pool investor savings and invest in securities.
The document discusses the objectives of mutual fund investments. It outlines several common objectives such as long-term growth, current income, safety, diversification, growth, income, international exposure, and low fees. It explains that mutual funds can be used to achieve a variety of financial goals depending on the specific objectives of the individual investor. The objectives determine the types of stocks or bonds a fund invests in and how well a particular fund may fit within an overall investment strategy.
This document provides an overview of mutual funds, including their concept, types, advantages, organization, investment strategies, and growth in India. It discusses key mutual fund topics such as open-ended and closed-ended schemes, growth, income, balanced, and money market funds. The document also summarizes the history and growth of the mutual fund industry in India, from its beginnings in 1964 to recent growth and future prospects, with the industry expected to reach $800 billion by 2022 based on past growth rates.
The document discusses fundamental equity valuation and provides context on equity markets in India. It begins with definitions of investment, common investment objectives like return maximization and risk minimization, and characteristics of different securities. It then provides a historical overview of stock markets in India since the 1860s. It describes the primary and secondary market structure and operations. It also outlines the major types of investment alternatives and provides details on the growth and structure of the Bombay Stock Exchange, one of the two major stock exchanges in India.
Portfolio Management Schemes of Indian Institutional Investors Muthoot finance Ltd
Introduction ✔ Portfolio Management Scheme Vs Direct Stock Market investment ✔ Portfolio Management Scheme VS Mutual Funds ✔ ORIGIN OF PMS IN INDIA ✔ HOW PMS ASSETS HAVE GROWN ✔ PRODUCT TRENDS ✔ PMS TRENDS – FEE STRUCTURES ✔ How to choose a best Portfolio Management Scheme? ✔ TYPES OF PORTFOLIO MANAGEMENT ✔ Recent News ✔ BEST PORTFOLIO MANAGEMENT SCHEMES IN INDIA ✔ the list of Top 10 PMS in India ✔ ELIGIBLE INVESTORS IN PMS ✔ DOCUMENTATION REQUIRED ✔ ADVANTAGES and DISADVANTAGES of PMS ✔ OPPORTUNITY FOR PMS
This document summarizes a study on customer preferences for various mutual fund schemes in Thane City, India. It provides background on mutual funds and reviews previous literature on investor preferences and demographics. The study uses a questionnaire to collect data from 100 investors in Thane City and analyzes the data using chi-square tests to determine associations between investor attitudes and age, gender, income level, and education level. Key findings include that younger investors have more preference for mutual funds, males are more favorable than females, mid-income groups prefer funds most, and post-graduates are more favorable toward funds. The study aims to help mutual fund companies improve marketing and understand investor preferences.
This document summarizes a presentation about increasing brand awareness of DBS Chola Mutual Fund. It provides an overview of DBS Chola Mutual Fund and its parent company, Murugappa Group. It then discusses concepts of mutual funds, their organization structure and advantages. Finally, it analyzes strategies for increasing DBS Chola's brand value through sales promotion, distribution channels, and market penetration using independent financial advisors.
Perception of customer towards mutual fundspraveen singh
The objective of the research was to find the factors preferred by the investors while investing in mutual funds & investors attitude towards investments.
A Study on Investors' Perception Towards Mutual Funds and its Scopes in Indiaijtsrd
This study on Investors perception towards and recent development and progress of Mutual Fund investments. The mutual fund investors behaviors also the researcher concentrates only the urban investors. The rural investor`s views are completely excluded from the study. The mutual fund investments in relation to investors behavior. Investors opinion and perception has been studied relating to various issues like type of mutual fund scheme, investors opinion relating to factors that attract them to invest in mutual funds. Different investment avenues are available to investors. Mutual funds also offer good investment opportunities to the investors. Like all other investments, they also carry certain risks. The investors should compare the risks and expected yields after adjustment of tax on various instruments while taking investment decisions. M. Rangeela | Dr. G. Balamurugan"A Study on Investors Perception Towards Mutual Funds and its Scopes in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-3 , April 2018, URL: http://www.ijtsrd.com/papers/ijtsrd10950.pdf http://www.ijtsrd.com/management/accounting-and-finance/10950/a-study-on-investors-perception-towards-mutual-funds-and-its-scopes-in-india/m-rangeela
comparative analysis of mutual fund pptnitesh tandon
This document provides information on mutual funds, including:
- Types of mutual fund schemes according to maturity period (open-ended, close-ended) and investment objective (growth, income, balanced).
- Instruments of investment like equity, convertible debentures, and fixed income securities.
- Facilities provided to investors like SIP, SWP, STP, and auto debit.
- Objectives of the study, which are to evaluate scheme performance based on risk and return metrics like Beta, Alpha, and standard deviation.
- Analysis of various mutual fund schemes based on these metrics, finding for example that ICICI Prudential Growth fund has an aggressive stock-picking style with risk control, while
Mutual Fund in India and its Impact on InvestorsDevendra Uprade
The document is a research paper on mutual funds in India that provides:
1) An overview of the history and growth of the mutual fund industry in India, outlining four distinct phases from 1964 to the present.
2) Details on the types of mutual fund schemes available in India and how mutual funds work by pooling investor money and investing in stocks, bonds, and other securities.
3) The advantages of mutual funds like professional management, portfolio diversification, reduced costs and risk, liquidity, and tax benefits. And the disadvantages like fees, lack of control, and buried costs.
This document provides an introduction and overview of a project report on mutual funds. It discusses the need for the study, objectives of the project report, limitations of the study, and an executive summary. The project report aims to study mutual funds as a proven global investment avenue. It will examine different mutual fund schemes in India, selection parameters for funds, distribution channels, and marketing strategies. The executive summary provides a brief introduction to mutual funds and how they work as a way to pool investor money and invest it according to a stated objective.
This document is a project report submitted by Aditya Mahindrakar for his summer internship at UTI Mutual Fund in Hyderabad. The report details his study titled "A Study on Performance and Analysis of Mutual Funds in India". The 3-page report includes sections acknowledging the guidance received from his mentors at UTI Mutual Fund and ArthChakra Advisory Services, a table of contents outlining the topics covered in the report, and an executive summary defining mutual funds and how investors can make money from them.
The document discusses the Mahindra Manulife Arbitrage Yojana Fund NFO, an open-ended mutual fund scheme focused on generating income through arbitrage opportunities. Key details include an August 12-19 subscription window, investment in equity, debt and REIT/InvIT instruments, and a benchmark of Nifty 50 Arbitrage Index. While arbitrage funds can offer better returns than liquid funds, performance has been impacted lately by market volatility. For short-term parking of surplus funds, this could be considered, but top liquid funds may be preferable overall.
This document provides an overview of mutual funds, including their concept, types, advantages, organization, investment strategies, and growth in India. It discusses key types of mutual fund schemes such as open-ended and closed-ended funds, as well as growth, income, balanced, and money market funds. The document also outlines the historical growth of the mutual fund industry in India since the 1960s and predicts continued strong future growth, with industry assets projected to double by 2010.
This document provides an executive summary and introduction to mutual funds. It discusses the concept of mutual funds, their organizational structure, advantages and types. The main advantages include professional management, diversification, convenience, return potential, low costs, liquidity, transparency, flexibility and choice of schemes. Mutual funds are categorized by structure (open-ended, closed-ended, interval schemes), nature (equity, debt, balanced funds), investment objective (growth, income, balanced, money market schemes), and other factors like tax savings schemes and sector specific schemes.
PERFORMANCE ANALYSIS OF MUTUAL FUNDS IN INDIADAWOODANAS
This document appears to be a dissertation submitted by Dawood Anas for an MBA program. It discusses performance analysis of mutual funds in India. The dissertation contains chapters that will analyze HDFC and ICICI mutual funds, including introduction to the topic of mutual funds, companies, literature review, need/scope/objectives, advantages/disadvantages of mutual funds, types of mutual funds in India, working of mutual funds, top companies in India, research methodology, data analysis, findings, limitations/recommendations, and conclusion. It will aim to determine which company, HDFC or ICICI, provides better investment opportunities and allow investors to make better decisions.
This document summarizes a study on mutual funds in India with a focus on Reliance Mutual Fund. It discusses what mutual funds are, their advantages, types, investment strategies and the growth of the industry in India. It also provides an overview of Reliance Mutual Fund, including its profile, schemes, findings from the study and conclusions. The study found that many investors remain unaware of mutual funds and their benefits compared to other investment options. It suggests that advisors should focus on educating investors, especially younger ones, to increase awareness and uptake of mutual funds.
This document summarizes a study on investors' perceptions of mutual funds. It discusses how mutual funds pool investor money and invest in securities to generate profits or losses distributed to investors proportionally. The study aims to analyze how demographic factors impact investor attitudes toward mutual funds and determine which types and distribution channels investors prefer. It also reviews past literature on mutual fund performance evaluation and discusses India's growing financial services sector and prominent mutual fund companies. The researcher seeks to identify the key parameters like liquidity and returns that shape investor perceptions of mutual funds.
A project report on different schemes of mutual funds and their comparative ...Babasab Patil
The document analyzes the 15-year track records of three mutual fund schemes - Franklin Blue Chip Fund, ICICI Prudential Power Fund, and HDFC Capital Builder Fund - compared to their respective benchmarks. It finds that the HDFC fund had the highest average returns at 3.04% and was the most stable. The Franklin fund had higher risk but potential for higher returns over 4+ years. The ICICI fund also performed well with stable returns of around 2.86%. The document recommends mutual funds for their benefits over bank deposits and direct stock investing.
A study on selection behavior of investor in mutual fund with reference to ju...Kailash Naghera
This document outlines the structure and content of a study on the selection behavior of investors in mutual funds in Junagadh City, India. It includes an introduction to mutual funds, an overview of world and Indian markets, literature review on previous related studies both in India and abroad, and outlines the research methodology including sampling, data collection, and questionnaire. The literature review summarizes 9 previous studies on topics like factors influencing mutual fund selection, performance and its impact on investor behavior.
Investment pattern on mutual fund investorBhavik Parmar
This document provides an overview of mutual funds and the mutual fund industry in India. It discusses the history of mutual funds dating back to the 19th century in Europe. It then discusses the introduction and growth of the mutual fund industry in India since the 1960s. Key points include that India has one of the fastest growing mutual fund industries in the world. The document also outlines various investment alternatives available to investors such as equity, debt markets, bank deposits, insurance, real estate, and mutual funds. It provides a basic introduction to mutual funds and how they pool investor savings and invest in securities.
The document discusses the objectives of mutual fund investments. It outlines several common objectives such as long-term growth, current income, safety, diversification, growth, income, international exposure, and low fees. It explains that mutual funds can be used to achieve a variety of financial goals depending on the specific objectives of the individual investor. The objectives determine the types of stocks or bonds a fund invests in and how well a particular fund may fit within an overall investment strategy.
This document provides an overview of mutual funds, including their concept, types, advantages, organization, investment strategies, and growth in India. It discusses key mutual fund topics such as open-ended and closed-ended schemes, growth, income, balanced, and money market funds. The document also summarizes the history and growth of the mutual fund industry in India, from its beginnings in 1964 to recent growth and future prospects, with the industry expected to reach $800 billion by 2022 based on past growth rates.
The document discusses fundamental equity valuation and provides context on equity markets in India. It begins with definitions of investment, common investment objectives like return maximization and risk minimization, and characteristics of different securities. It then provides a historical overview of stock markets in India since the 1860s. It describes the primary and secondary market structure and operations. It also outlines the major types of investment alternatives and provides details on the growth and structure of the Bombay Stock Exchange, one of the two major stock exchanges in India.
Portfolio Management Schemes of Indian Institutional Investors Muthoot finance Ltd
Introduction ✔ Portfolio Management Scheme Vs Direct Stock Market investment ✔ Portfolio Management Scheme VS Mutual Funds ✔ ORIGIN OF PMS IN INDIA ✔ HOW PMS ASSETS HAVE GROWN ✔ PRODUCT TRENDS ✔ PMS TRENDS – FEE STRUCTURES ✔ How to choose a best Portfolio Management Scheme? ✔ TYPES OF PORTFOLIO MANAGEMENT ✔ Recent News ✔ BEST PORTFOLIO MANAGEMENT SCHEMES IN INDIA ✔ the list of Top 10 PMS in India ✔ ELIGIBLE INVESTORS IN PMS ✔ DOCUMENTATION REQUIRED ✔ ADVANTAGES and DISADVANTAGES of PMS ✔ OPPORTUNITY FOR PMS
This document summarizes a study on customer preferences for various mutual fund schemes in Thane City, India. It provides background on mutual funds and reviews previous literature on investor preferences and demographics. The study uses a questionnaire to collect data from 100 investors in Thane City and analyzes the data using chi-square tests to determine associations between investor attitudes and age, gender, income level, and education level. Key findings include that younger investors have more preference for mutual funds, males are more favorable than females, mid-income groups prefer funds most, and post-graduates are more favorable toward funds. The study aims to help mutual fund companies improve marketing and understand investor preferences.
This document summarizes a presentation about increasing brand awareness of DBS Chola Mutual Fund. It provides an overview of DBS Chola Mutual Fund and its parent company, Murugappa Group. It then discusses concepts of mutual funds, their organization structure and advantages. Finally, it analyzes strategies for increasing DBS Chola's brand value through sales promotion, distribution channels, and market penetration using independent financial advisors.
Perception of customer towards mutual fundspraveen singh
The objective of the research was to find the factors preferred by the investors while investing in mutual funds & investors attitude towards investments.
A Study on Investors' Perception Towards Mutual Funds and its Scopes in Indiaijtsrd
This study on Investors perception towards and recent development and progress of Mutual Fund investments. The mutual fund investors behaviors also the researcher concentrates only the urban investors. The rural investor`s views are completely excluded from the study. The mutual fund investments in relation to investors behavior. Investors opinion and perception has been studied relating to various issues like type of mutual fund scheme, investors opinion relating to factors that attract them to invest in mutual funds. Different investment avenues are available to investors. Mutual funds also offer good investment opportunities to the investors. Like all other investments, they also carry certain risks. The investors should compare the risks and expected yields after adjustment of tax on various instruments while taking investment decisions. M. Rangeela | Dr. G. Balamurugan"A Study on Investors Perception Towards Mutual Funds and its Scopes in India" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-2 | Issue-3 , April 2018, URL: http://www.ijtsrd.com/papers/ijtsrd10950.pdf http://www.ijtsrd.com/management/accounting-and-finance/10950/a-study-on-investors-perception-towards-mutual-funds-and-its-scopes-in-india/m-rangeela
comparative analysis of mutual fund pptnitesh tandon
This document provides information on mutual funds, including:
- Types of mutual fund schemes according to maturity period (open-ended, close-ended) and investment objective (growth, income, balanced).
- Instruments of investment like equity, convertible debentures, and fixed income securities.
- Facilities provided to investors like SIP, SWP, STP, and auto debit.
- Objectives of the study, which are to evaluate scheme performance based on risk and return metrics like Beta, Alpha, and standard deviation.
- Analysis of various mutual fund schemes based on these metrics, finding for example that ICICI Prudential Growth fund has an aggressive stock-picking style with risk control, while
Mutual Fund in India and its Impact on InvestorsDevendra Uprade
The document is a research paper on mutual funds in India that provides:
1) An overview of the history and growth of the mutual fund industry in India, outlining four distinct phases from 1964 to the present.
2) Details on the types of mutual fund schemes available in India and how mutual funds work by pooling investor money and investing in stocks, bonds, and other securities.
3) The advantages of mutual funds like professional management, portfolio diversification, reduced costs and risk, liquidity, and tax benefits. And the disadvantages like fees, lack of control, and buried costs.
This document provides an introduction and overview of a project report on mutual funds. It discusses the need for the study, objectives of the project report, limitations of the study, and an executive summary. The project report aims to study mutual funds as a proven global investment avenue. It will examine different mutual fund schemes in India, selection parameters for funds, distribution channels, and marketing strategies. The executive summary provides a brief introduction to mutual funds and how they work as a way to pool investor money and invest it according to a stated objective.
This document is a project report submitted by Aditya Mahindrakar for his summer internship at UTI Mutual Fund in Hyderabad. The report details his study titled "A Study on Performance and Analysis of Mutual Funds in India". The 3-page report includes sections acknowledging the guidance received from his mentors at UTI Mutual Fund and ArthChakra Advisory Services, a table of contents outlining the topics covered in the report, and an executive summary defining mutual funds and how investors can make money from them.
The document discusses the Mahindra Manulife Arbitrage Yojana Fund NFO, an open-ended mutual fund scheme focused on generating income through arbitrage opportunities. Key details include an August 12-19 subscription window, investment in equity, debt and REIT/InvIT instruments, and a benchmark of Nifty 50 Arbitrage Index. While arbitrage funds can offer better returns than liquid funds, performance has been impacted lately by market volatility. For short-term parking of surplus funds, this could be considered, but top liquid funds may be preferable overall.
This document provides an overview of mutual funds, including their concept, types, advantages, organization, investment strategies, and growth in India. It discusses key types of mutual fund schemes such as open-ended and closed-ended funds, as well as growth, income, balanced, and money market funds. The document also outlines the historical growth of the mutual fund industry in India since the 1960s and predicts continued strong future growth, with industry assets projected to double by 2010.
This document provides an executive summary and introduction to mutual funds. It discusses the concept of mutual funds, their organizational structure, advantages and types. The main advantages include professional management, diversification, convenience, return potential, low costs, liquidity, transparency, flexibility and choice of schemes. Mutual funds are categorized by structure (open-ended, closed-ended, interval schemes), nature (equity, debt, balanced funds), investment objective (growth, income, balanced, money market schemes), and other factors like tax savings schemes and sector specific schemes.
Analytical Study of SBI Mutual Fund By Sachin KakdeSachin Kakde
The document provides an executive summary and introduction to mutual funds. It discusses key concepts like what a mutual fund is, how they are organized, advantages like professional management and diversification. It also covers types of mutual fund schemes based on structure, nature, investment objectives. The summary discusses scope and importance of mutual funds in providing return potential, low costs, liquidity, transparency and flexibility. It also notes some disadvantages like no control over costs and no tailor-made portfolio.
A Study on Performance of Selected Mutual Fund with Reference to Shriram Mutu...ijtsrd
Mutual funds are becoming a popular avenue for investment. There are numbers of schemes which can satisfy the different needs of investors. Different Asset Under Management companies are launching various schemes with diversified risk. In this Study, an attempt has been made to analyze the Hybrid Equity Fund. This is one schemes of five AMCs has been studied over the period of 5 years. The analysis has been made using a risk return relationship. Sharpe ratio is used as a tool to compare selected mutual fund schemes returns.Mean is used to calculate the average returns of five AMCs for 5 years, Standard deviation is used for risk. From the analysis, it is found that Shriram Hybrid equity Fund and Adithya hybrid Equity funds shows better performance when compared to ICICI, HDFC and NIPPON Hybrid Equity Fund. M. Nagasekhar | Dr. P. Basaiah "A Study on Performance of Selected Mutual Fund with Reference to Shriram Mutual Fund, Anantapururamu" Published in International Journal of Trend in Scientific Research and Development (ijtsrd), ISSN: 2456-6470, Volume-6 | Issue-6 , October 2022, URL: https://www.ijtsrd.com/papers/ijtsrd51853.pdf Paper URL: https://www.ijtsrd.com/other-scientific-research-area/other/51853/a-study-on-performance-of-selected-mutual-fund-with-reference-to-shriram-mutual-fund-anantapururamu/m-nagasekhar
Mutual funds pool money from investors and invest it in stocks, bonds, and other securities. There are several types of mutual funds categorized by their investment objectives, structures, and growth goals. The document discusses the history and growth of the Indian mutual fund industry in four phases from 1964 to present. It defines key mutual fund concepts like NAV, loads, and AUM, and describes various fund types like equity, debt, balanced, index, and sector funds. The risks, benefits, and strategies of mutual fund investing are also outlined.
The document discusses mutual funds in India. It provides an overview of what mutual funds are, how they help with financial planning objectives, the important phases in the history of mutual funds in India, different types of mutual funds based on structure and investment objectives, factors to consider when investing in mutual funds, benefits of investing in mutual funds, potential disadvantages, and industry growth projections.
Mutual funds allow investors to pool their money and have it professionally managed across a variety of securities to achieve diversification and market returns. The Association of Mutual Funds in India regulates the industry and aims to develop ethical standards. Popular mutual fund investment options include systematic investment plans and different types of funds focused on objectives like income, growth, or balancing both. Investing in mutual funds provides benefits like professional management, diversification, liquidity, and lower costs compared to individual investing. However, there are also risks like potential loss of value and lack of control over the fund's portfolio. ULIPs combine life insurance and investment by allocating premiums to both.
This document is a project report submitted to Krishna University by Nitish Nair in partial fulfillment of an MBA degree. The report studies and analyzes the top 3 large cap equity mutual fund schemes across the Indian mutual fund industry. It provides background on mutual funds, their history and growth in India. The report will analyze specific mutual fund companies and their large cap equity schemes through data collection and interpretation to make findings and suggestions.
Mutual funds pool money from investors and invest it in a portfolio of securities like stocks, bonds, and other assets. Investors share the income and capital gains or losses proportionate to their investment. Mutual funds offer diversification, professional management, affordability, and liquidity. Some risks include potential underperformance, costs, and taxes on capital gains. In India, the Association of Mutual Funds promotes and protects the interests of mutual funds and investors. Long-term capital gains from mutual funds are tax exempt.
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Mutual funds history, types, flow, and role of AIMFharshal pokaar
it contains meaning, flow of mutual fund, types of mutual fund, role played by (AIMF), history, And few industry examples of mutual fund
for example.;- sbi mutual fund,
kotak mutual funds,
etc
The document provides an overview of the mutual fund industry in India including its history, types of mutual funds, advantages and drawbacks. It discusses the growth of assets under management over time and recent news articles about redemptions from mutual funds due to market volatility. The Association of Mutual Funds in India regulates the industry and aims to maintain high standards of operations.
mutual fund and factors influencing the selectionumesh yadav
This document discusses a study on factors influencing mutual fund and scheme selection by retail investors. The study had the following objectives: 1) Understand savings avenue preference of MF investors 2) Identify features and scheme preferences investors look for 3) Identify factors influencing fund/scheme selection and information sources influencing decisions. The document provides background on MFs and their advantages. It discusses theoretical perspectives on MF concepts, types of schemes, and classification of schemes.
The document is a project report that analyzes and compares the performance of mutual fund schemes offered by Kotak Mutual Fund and HDFC Mutual Fund over a 5-year period from 2016-2021. It specifically looks at 5 equity funds, 2 debt funds, and 1 balanced fund from the two fund houses. The report finds that Kotak Mid-Cap Emerging Equity outperformed HDFC Mid-Cap Opportunities Fund in most years except 2018-19. It also analyses the Kotak Focused Equity Fund and HDFC Focused 30 Fund, finding they have similar investment objectives and composition but the HDFC fund has a lower risk/small cap exposure.
This document is a project report submitted by Sananthkumar M for the partial fulfillment of an MBA degree. The report analyzes the performance of mutual funds in India. It includes sections on the introduction and concept of mutual funds, advantages and disadvantages of mutual funds, different types of mutual fund schemes in India based on structure, nature and investment objectives. It also discusses topics like mutual fund distribution channels, marketing strategies, workings of mutual funds and major mutual fund companies in India. The document concludes with sections on research methodology and data analysis used in the project.
The document provides information on mutual fund investment in India. It discusses the history and evolution of mutual funds in India from 1964 to the present. It outlines the four distinct phases of growth: (1) 1964-1987 with the establishment of UTI, (2) 1987-1993 with the entry of public sector funds, (3) 1993-2003 bringing private sector funds, and (4) since 2003 with the bifurcation of UTI. It also describes the types of mutual funds such as money market, open-ended, closed-ended, fixed income, equity, balanced, index, specialty, and fund-of-funds. Finally, it covers the advantages like diversification, affordability, professional management, liquidity
EVALUATING PERCEPTION OF INVESTORS TOWARDS MUTUAL FUNDS & PERFORMANCE OF THE ...Nishant Kumar
This study has investigated into the perception of the investors in Indian markets towards Mutual Funds and has evaluated the returns of the top Mutual Fund performers in India over period of last 3 years – January 1, 2016 to December 31, 2018. It has helped us to conclude on how different schemes attract investors of different age groups and how the impact of different characteristics are known by investors.
This study looks specifically into open-ended equity schemes. Returns have been calculated using daily closing values of NAV of the selected schemes. BSE-Sensex has been chosen as the market portfolio as a comparison basis here. Based on Sharpe, Treynor, and Jensen’s measure the historical performance of the selected schemes are evaluated, whose results will be useful for investors for taking better investment decisions.
A study of investors perception towards the mutual fund investmenthingal satyadev
This document provides a project report on mutual funds submitted by Hingal Satyadev to the Shri Chimanbhai Patel Institute of Management and Research in partial fulfillment of an MBA degree. The report includes an introduction to mutual funds and ICICI Securities, a literature review on customer awareness of mutual funds, the research methodology used in the study, an analysis of findings, and conclusions and suggestions. The project aimed to examine customer awareness of mutual funds through a survey conducted with customers of ICICI Securities under the guidance of internal and external guides.
The document is an internship report on mutual funds. It discusses what a mutual fund is, how it is set up and operates, how NAV is calculated, the benefits of investing in mutual funds, the different types of mutual fund schemes based on maturity period and investment objectives, and flexible investment options like SIP, STP, and FMP. The report provides an overview of mutual funds for investors.
Similar to A STUDY ON TOP PERFORMED EQUITY – FMCG MUTUAL FUND SCHEMES IN INDIA (20)
Submission Deadline: 30th September 2022
Acceptance Notification: Within Three Days’ time period
Online Publication: Within 24 Hrs. time Period
Expected Date of Dispatch of Printed Journal: 5th October 2022
MODELING AND ANALYSIS OF SURFACE ROUGHNESS AND WHITE LATER THICKNESS IN WIRE-...IAEME Publication
White layer thickness (WLT) formed and surface roughness in wire electric discharge turning (WEDT) of tungsten carbide composite has been made to model through response surface methodology (RSM). A Taguchi’s standard Design of experiments involving five input variables with three levels has been employed to establish a mathematical model between input parameters and responses. Percentage of cobalt content, spindle speed, Pulse on-time, wire feed and pulse off-time were changed during the experimental tests based on the Taguchi’s orthogonal array L27 (3^13). Analysis of variance (ANOVA) revealed that the mathematical models obtained can adequately describe performance within the parameters of the factors considered. There was a good agreement between the experimental and predicted values in this study.
A STUDY ON THE REASONS FOR TRANSGENDER TO BECOME ENTREPRENEURSIAEME Publication
The study explores the reasons for a transgender to become entrepreneurs. In this study transgender entrepreneur was taken as independent variable and reasons to become as dependent variable. Data were collected through a structured questionnaire containing a five point Likert Scale. The study examined the data of 30 transgender entrepreneurs in Salem Municipal Corporation of Tamil Nadu State, India. Simple Random sampling technique was used. Garrett Ranking Technique (Percentile Position, Mean Scores) was used as the analysis for the present study to identify the top 13 stimulus factors for establishment of trans entrepreneurial venture. Economic advancement of a nation is governed upon the upshot of a resolute entrepreneurial doings. The conception of entrepreneurship has stretched and materialized to the socially deflated uncharted sections of transgender community. Presently transgenders have smashed their stereotypes and are making recent headlines of achievements in various fields of our Indian society. The trans-community is gradually being observed in a new light and has been trying to achieve prospective growth in entrepreneurship. The findings of the research revealed that the optimistic changes are taking place to change affirmative societal outlook of the transgender for entrepreneurial ventureship. It also laid emphasis on other transgenders to renovate their traditional living. The paper also highlights that legislators, supervisory body should endorse an impartial canons and reforms in Tamil Nadu Transgender Welfare Board Association.
BROAD UNEXPOSED SKILLS OF TRANSGENDER ENTREPRENEURSIAEME Publication
Since ages gender difference is always a debatable theme whether caused by nature, evolution or environment. The birth of a transgender is dreadful not only for the child but also for their parents. The pain of living in the wrong physique and treated as second class victimized citizen is outrageous and fully harboured with vicious baseless negative scruples. For so long, social exclusion had perpetuated inequality and deprivation experiencing ingrained malign stigma and besieged victims of crime or violence across their life spans. They are pushed into the murky way of life with a source of eternal disgust, bereft sexual potency and perennial fear. Although they are highly visible but very little is known about them. The common public needs to comprehend the ravaged arrogance on these insensitive souls and assist in integrating them into the mainstream by offering equal opportunity, treat with humanity and respect their dignity. Entrepreneurship in the current age is endorsing the gender fairness movement. Unstable careers and economic inadequacy had inclined one of the gender variant people called Transgender to become entrepreneurs. These tiny budding entrepreneurs resulted in economic transition by means of employment, free from the clutches of stereotype jobs, raised standard of living and handful of financial empowerment. Besides all these inhibitions, they were able to witness a platform for skill set development that ignited them to enter into entrepreneurial domain. This paper epitomizes skill sets involved in trans-entrepreneurs of Thoothukudi Municipal Corporation of Tamil Nadu State and is a groundbreaking determination to sightsee various skills incorporated and the impact on entrepreneurship.
DETERMINANTS AFFECTING THE USER'S INTENTION TO USE MOBILE BANKING APPLICATIONSIAEME Publication
The banking and financial services industries are experiencing increased technology penetration. Among them, the banking industry has made technological advancements to better serve the general populace. The economy focused on transforming the banking sector's system into a cashless, paperless, and faceless one. The researcher wants to evaluate the user's intention for utilising a mobile banking application. The study also examines the variables affecting the user's behaviour intention when selecting specific applications for financial transactions. The researcher employed a well-structured questionnaire and a descriptive study methodology to gather the respondents' primary data utilising the snowball sampling technique. The study includes variables like performance expectations, effort expectations, social impact, enabling circumstances, and perceived risk. Each of the aforementioned variables has a major impact on how users utilise mobile banking applications. The outcome will assist the service provider in comprehending the user's history with mobile banking applications.
ANALYSE THE USER PREDILECTION ON GPAY AND PHONEPE FOR DIGITAL TRANSACTIONSIAEME Publication
Technology upgradation in banking sector took the economy to view that payment mode towards online transactions using mobile applications. This system enabled connectivity between banks, Merchant and user in a convenient mode. there are various applications used for online transactions such as Google pay, Paytm, freecharge, mobikiwi, oxygen, phonepe and so on and it also includes mobile banking applications. The study aimed at evaluating the predilection of the user in adopting digital transaction. The study is descriptive in nature. The researcher used random sample techniques to collect the data. The findings reveal that mobile applications differ with the quality of service rendered by Gpay and Phonepe. The researcher suggest the Phonepe application should focus on implementing the application should be user friendly interface and Gpay on motivating the users to feel the importance of request for money and modes of payments in the application.
VOICE BASED ATM FOR VISUALLY IMPAIRED USING ARDUINOIAEME Publication
The prototype of a voice-based ATM for visually impaired using Arduino is to help people who are blind. This uses RFID cards which contain users fingerprint encrypted on it and interacts with the users through voice commands. ATM operates when sensor detects the presence of one person in the cabin. After scanning the RFID card, it will ask to select the mode like –normal or blind. User can select the respective mode through voice input, if blind mode is selected the balance check or cash withdraw can be done through voice input. Normal mode procedure is same as the existing ATM.
IMPACT OF EMOTIONAL INTELLIGENCE ON HUMAN RESOURCE MANAGEMENT PRACTICES AMONG...IAEME Publication
There is increasing acceptability of emotional intelligence as a major factor in personality assessment and effective human resource management. Emotional intelligence as the ability to build capacity, empathize, co-operate, motivate and develop others cannot be divorced from both effective performance and human resource management systems. The human person is crucial in defining organizational leadership and fortunes in terms of challenges and opportunities and walking across both multinational and bilateral relationships. The growing complexity of the business world requires a great deal of self-confidence, integrity, communication, conflict and diversity management to keep the global enterprise within the paths of productivity and sustainability. Using the exploratory research design and 255 participants the result of this original study indicates strong positive correlation between emotional intelligence and effective human resource management. The paper offers suggestions on further studies between emotional intelligence and human capital development and recommends for conflict management as an integral part of effective human resource management.
VISUALISING AGING PARENTS & THEIR CLOSE CARERS LIFE JOURNEY IN AGING ECONOMYIAEME Publication
Our life journey, in general, is closely defined by the way we understand the meaning of why we coexist and deal with its challenges. As we develop the "inspiration economy", we could say that nearly all of the challenges we have faced are opportunities that help us to discover the rest of our journey. In this note paper, we explore how being faced with the opportunity of being a close carer for an aging parent with dementia brought intangible discoveries that changed our insight of the meaning of the rest of our life journey.
A STUDY ON THE IMPACT OF ORGANIZATIONAL CULTURE ON THE EFFECTIVENESS OF PERFO...IAEME Publication
The main objective of this study is to analyze the impact of aspects of Organizational Culture on the Effectiveness of the Performance Management System (PMS) in the Health Care Organization at Thanjavur. Organizational Culture and PMS play a crucial role in present-day organizations in achieving their objectives. PMS needs employees’ cooperation to achieve its intended objectives. Employees' cooperation depends upon the organization’s culture. The present study uses exploratory research to examine the relationship between the Organization's culture and the Effectiveness of the Performance Management System. The study uses a Structured Questionnaire to collect the primary data. For this study, Thirty-six non-clinical employees were selected from twelve randomly selected Health Care organizations at Thanjavur. Thirty-two fully completed questionnaires were received.
Living in 21st century in itself reminds all of us the necessity of police and its administration. As more and more we are entering into the modern society and culture, the more we require the services of the so called ‘Khaki Worthy’ men i.e., the police personnel. Whether we talk of Indian police or the other nation’s police, they all have the same recognition as they have in India. But as already mentioned, their services and requirements are different after the like 26th November, 2008 incidents, where they without saving their own lives has sacrificed themselves without any hitch and without caring about their respective family members and wards. In other words, they are like our heroes and mentors who can guide us from the darkness of fear, militancy, corruption and other dark sides of life and so on. Now the question arises, if Gandhi would have been alive today, what would have been his reaction/opinion to the police and its functioning? Would he have some thing different in his mind now what he had been in his mind before the partition or would he be going to start some Satyagraha in the form of some improvement in the functioning of the police administration? Really these questions or rather night mares can come to any one’s mind, when there is too much confusion is prevailing in our minds, when there is too much corruption in the society and when the polices working is also in the questioning because of one or the other case throughout the India. It is matter of great concern that we have to thing over our administration and our practical approach because the police personals are also like us, they are part and parcel of our society and among one of us, so why we all are pin pointing towards them.
A STUDY ON TALENT MANAGEMENT AND ITS IMPACT ON EMPLOYEE RETENTION IN SELECTED...IAEME Publication
The goal of this study was to see how talent management affected employee retention in the selected IT organizations in Chennai. The fundamental issue was the difficulty to attract, hire, and retain talented personnel who perform well and the gap between supply and demand of talent acquisition and retaining them within the firms. The study's main goals were to determine the impact of talent management on employee retention in IT companies in Chennai, investigate talent management strategies that IT companies could use to improve talent acquisition, performance management, career planning and formulate retention strategies that the IT firms could use. The respondents were given a structured close-ended questionnaire with the 5 Point Likert Scale as part of the study's quantitative research design. The target population consisted of 289 IT professionals. The questionnaires were distributed and collected by the researcher directly. The Statistical Package for Social Sciences (SPSS) was used to collect and analyse the questionnaire responses. Hypotheses that were formulated for the various areas of the study were tested using a variety of statistical tests. The key findings of the study suggested that talent management had an impact on employee retention. The studies also found that there is a clear link between the implementation of talent management and retention measures. Management should provide enough training and development for employees, clarify job responsibilities, provide adequate remuneration packages, and recognise employees for exceptional performance.
ATTRITION IN THE IT INDUSTRY DURING COVID-19 PANDEMIC: LINKING EMOTIONAL INTE...IAEME Publication
Globally, Millions of dollars were spent by the organizations for employing skilled Information Technology (IT) professionals. It is costly to replace unskilled employees with IT professionals possessing technical skills and competencies that aid in interconnecting the business processes. The organization’s employment tactics were forced to alter by globalization along with technological innovations as they consistently diminish to remain lean, outsource to concentrate on core competencies along with restructuring/reallocate personnel to gather efficiency. As other jobs, organizations or professions have become reasonably more appropriate in a shifting employment landscape, the above alterations trigger both involuntary as well as voluntary turnover. The employee view on jobs is also afflicted by the COVID-19 pandemic along with the employee-driven labour market. So, having effective strategies is necessary to tackle the withdrawal rate of employees. By associating Emotional Intelligence (EI) along with Talent Management (TM) in the IT industry, the rise in attrition rate was analyzed in this study. Only 303 respondents were collected out of 350 participants to whom questionnaires were distributed. From the employees of IT organizations located in Bangalore (India), the data were congregated. A simple random sampling methodology was employed to congregate data as of the respondents. Generating the hypothesis along with testing is eventuated. The effect of EI and TM along with regression analysis between TM and EI was analyzed. The outcomes indicated that employee and Organizational Performance (OP) were elevated by effective EI along with TM.
INFLUENCE OF TALENT MANAGEMENT PRACTICES ON ORGANIZATIONAL PERFORMANCE A STUD...IAEME Publication
By implementing talent management strategy, organizations would have the option to retain their skilled professionals while additionally working on their overall performance. It is the course of appropriately utilizing the ideal individuals, setting them up for future top positions, exploring and dealing with their performance, and holding them back from leaving the organization. It is employee performance that determines the success of every organization. The firm quickly obtains an upper hand over its rivals in the event that its employees having particular skills that cannot be duplicated by the competitors. Thus, firms are centred on creating successful talent management practices and processes to deal with the unique human resources. Firms are additionally endeavouring to keep their top/key staff since on the off chance that they leave; the whole store of information leaves the firm's hands. The study's objective was to determine the impact of talent management on organizational performance among the selected IT organizations in Chennai. The study recommends that talent management limitedly affects performance. On the off chance that this talent is appropriately management and implemented properly, organizations might benefit as much as possible from their maintained assets to support development and productivity, both monetarily and non-monetarily.
A STUDY OF VARIOUS TYPES OF LOANS OF SELECTED PUBLIC AND PRIVATE SECTOR BANKS...IAEME Publication
Banking regulations act of India, 1949 defines banking as “acceptance of deposits for the purpose of lending or investment from the public, repayment on demand or otherwise and withdrawable through cheques, drafts order or otherwise”, the major participants of the Indian financial system are commercial banks, the financial institution encompassing term lending institutions. Investments institutions, specialized financial institution and the state level development banks, non banking financial companies (NBFC) and other market intermediaries such has the stock brokers and money lenders are among the oldest of the certain variants of NBFC and the oldest market participants. The asset quality of banks is one of the most important indicators of their financial health. The Indian banking sector has been facing severe problems of increasing Non- Performing Assets (NPAs). The NPAs growth directly and indirectly affects the quality of assets and profitability of banks. It also shows the efficiency of banks credit risk management and the recovery effectiveness. NPA do not generate any income, whereas, the bank is required to make provisions for such as assets that why is a double edge weapon. This paper outlines the concept of quality of bank loans of different types like Housing, Agriculture and MSME loans in state Haryana of selected public and private sector banks. This study is highlighting problems associated with the role of commercial bank in financing Small and Medium Scale Enterprises (SME). The overall objective of the research was to assess the effect of the financing provisions existing for the setting up and operations of MSMEs in the country and to generate recommendations for more robust financing mechanisms for successful operation of the MSMEs, in turn understanding the impact of MSME loans on financial institutions due to NPA. There are many research conducted on the topic of Non- Performing Assets (NPA) Management, concerning particular bank, comparative study of public and private banks etc. In this paper the researcher is considering the aggregate data of selected public sector and private sector banks and attempts to compare the NPA of Housing, Agriculture and MSME loans in state Haryana of public and private sector banks. The tools used in the study are average and Anova test and variance. The findings reveal that NPA is common problem for both public and private sector banks and is associated with all types of loans either that is housing loans, agriculture loans and loans to SMES. NPAs of both public and private sector banks show the increasing trend. In 2010-11 GNPA of public and private sector were at same level it was 2% but after 2010-11 it increased in many fold and at present there is GNPA in some more than 15%. It shows the dark area of Indian banking sector.
EXPERIMENTAL STUDY OF MECHANICAL AND TRIBOLOGICAL RELATION OF NYLON/BaSO4 POL...IAEME Publication
An experiment conducted in this study found that BaSO4 changed Nylon 6's mechanical properties. By changing the weight ratios, BaSO4 was used to make Nylon 6. This Researcher looked into how hard Nylon-6/BaSO4 composites are and how well they wear. Experiments were done based on Taguchi design L9. Nylon-6/BaSO4 composites can be tested for their hardness number using a Rockwell hardness testing apparatus. On Nylon/BaSO4, the wear behavior was measured by a wear monitor, pinon-disc friction by varying reinforcement, sliding speed, and sliding distance, and the microstructure of the crack surfaces was observed by SEM. This study provides significant contributions to ultimate strength by increasing BaSO4 content up to 16% in the composites, and sliding speed contributes 72.45% to the wear rate
ROLE OF SOCIAL ENTREPRENEURSHIP IN RURAL DEVELOPMENT OF INDIA - PROBLEMS AND ...IAEME Publication
The majority of the population in India lives in villages. The village is the back bone of the country. Village or rural industries play an important role in the national economy, particularly in the rural development. Developing the rural economy is one of the key indicators towards a country’s success. Whether it be the need to look after the welfare of the farmers or invest in rural infrastructure, Governments have to ensure that rural development isn’t compromised. The economic development of our country largely depends on the progress of rural areas and the standard of living of rural masses. Village or rural industries play an important role in the national economy, particularly in the rural development. Rural entrepreneurship is based on stimulating local entrepreneurial talent and the subsequent growth of indigenous enterprises. It recognizes opportunity in the rural areas and accelerates a unique blend of resources either inside or outside of agriculture. Rural entrepreneurship brings an economic value to the rural sector by creating new methods of production, new markets, new products and generate employment opportunities thereby ensuring continuous rural development. Social Entrepreneurship has the direct and primary objective of serving the society along with the earning profits. So, social entrepreneurship is different from the economic entrepreneurship as its basic objective is not to earn profits but for providing innovative solutions to meet the society needs which are not taken care by majority of the entrepreneurs as they are in the business for profit making as a sole objective. So, the Social Entrepreneurs have the huge growth potential particularly in the developing countries like India where we have huge societal disparities in terms of the financial positions of the population. Still 22 percent of the Indian population is below the poverty line and also there is disparity among the rural & urban population in terms of families living under BPL. 25.7 percent of the rural population & 13.7 percent of the urban population is under BPL which clearly shows the disparity of the poor people in the rural and urban areas. The need to develop social entrepreneurship in agriculture is dictated by a large number of social problems. Such problems include low living standards, unemployment, and social tension. The reasons that led to the emergence of the practice of social entrepreneurship are the above factors. The research problem lays upon disclosing the importance of role of social entrepreneurship in rural development of India. The paper the tendencies of social entrepreneurship in India, to present successful examples of such business for providing recommendations how to improve situation in rural areas in terms of social entrepreneurship development. Indian government has made some steps towards development of social enterprises, social entrepreneurship, and social in- novation, but a lot remains to be improved.
OPTIMAL RECONFIGURATION OF POWER DISTRIBUTION RADIAL NETWORK USING HYBRID MET...IAEME Publication
Distribution system is a critical link between the electric power distributor and the consumers. Most of the distribution networks commonly used by the electric utility is the radial distribution network. However in this type of network, it has technical issues such as enormous power losses which affect the quality of the supply. Nowadays, the introduction of Distributed Generation (DG) units in the system help improve and support the voltage profile of the network as well as the performance of the system components through power loss mitigation. In this study network reconfiguration was done using two meta-heuristic algorithms Particle Swarm Optimization and Gravitational Search Algorithm (PSO-GSA) to enhance power quality and voltage profile in the system when simultaneously applied with the DG units. Backward/Forward Sweep Method was used in the load flow analysis and simulated using the MATLAB program. Five cases were considered in the Reconfiguration based on the contribution of DG units. The proposed method was tested using IEEE 33 bus system. Based on the results, there was a voltage profile improvement in the system from 0.9038 p.u. to 0.9594 p.u.. The integration of DG in the network also reduced power losses from 210.98 kW to 69.3963 kW. Simulated results are drawn to show the performance of each case.
APPLICATION OF FRUGAL APPROACH FOR PRODUCTIVITY IMPROVEMENT - A CASE STUDY OF...IAEME Publication
Manufacturing industries have witnessed an outburst in productivity. For productivity improvement manufacturing industries are taking various initiatives by using lean tools and techniques. However, in different manufacturing industries, frugal approach is applied in product design and services as a tool for improvement. Frugal approach contributed to prove less is more and seems indirectly contributing to improve productivity. Hence, there is need to understand status of frugal approach application in manufacturing industries. All manufacturing industries are trying hard and putting continuous efforts for competitive existence. For productivity improvements, manufacturing industries are coming up with different effective and efficient solutions in manufacturing processes and operations. To overcome current challenges, manufacturing industries have started using frugal approach in product design and services. For this study, methodology adopted with both primary and secondary sources of data. For primary source interview and observation technique is used and for secondary source review has done based on available literatures in website, printed magazines, manual etc. An attempt has made for understanding application of frugal approach with the study of manufacturing industry project. Manufacturing industry selected for this project study is Mahindra and Mahindra Ltd. This paper will help researcher to find the connections between the two concepts productivity improvement and frugal approach. This paper will help to understand significance of frugal approach for productivity improvement in manufacturing industry. This will also help to understand current scenario of frugal approach in manufacturing industry. In manufacturing industries various process are involved to deliver the final product. In the process of converting input in to output through manufacturing process productivity plays very critical role. Hence this study will help to evolve status of frugal approach in productivity improvement programme. The notion of frugal can be viewed as an approach towards productivity improvement in manufacturing industries.
A MULTIPLE – CHANNEL QUEUING MODELS ON FUZZY ENVIRONMENTIAEME Publication
In this paper, we investigated a queuing model of fuzzy environment-based a multiple channel queuing model (M/M/C) ( /FCFS) and study its performance under realistic conditions. It applies a nonagonal fuzzy number to analyse the relevant performance of a multiple channel queuing model (M/M/C) ( /FCFS). Based on the sub interval average ranking method for nonagonal fuzzy number, we convert fuzzy number to crisp one. Numerical results reveal that the efficiency of this method. Intuitively, the fuzzy environment adapts well to a multiple channel queuing models (M/M/C) ( /FCFS) are very well.
Gas agency management system project report.pdfKamal Acharya
The project entitled "Gas Agency" is done to make the manual process easier by making it a computerized system for billing and maintaining stock. The Gas Agencies get the order request through phone calls or by personal from their customers and deliver the gas cylinders to their address based on their demand and previous delivery date. This process is made computerized and the customer's name, address and stock details are stored in a database. Based on this the billing for a customer is made simple and easier, since a customer order for gas can be accepted only after completing a certain period from the previous delivery. This can be calculated and billed easily through this. There are two types of delivery like domestic purpose use delivery and commercial purpose use delivery. The bill rate and capacity differs for both. This can be easily maintained and charged accordingly.
Applications of artificial Intelligence in Mechanical Engineering.pdfAtif Razi
Historically, mechanical engineering has relied heavily on human expertise and empirical methods to solve complex problems. With the introduction of computer-aided design (CAD) and finite element analysis (FEA), the field took its first steps towards digitization. These tools allowed engineers to simulate and analyze mechanical systems with greater accuracy and efficiency. However, the sheer volume of data generated by modern engineering systems and the increasing complexity of these systems have necessitated more advanced analytical tools, paving the way for AI.
AI offers the capability to process vast amounts of data, identify patterns, and make predictions with a level of speed and accuracy unattainable by traditional methods. This has profound implications for mechanical engineering, enabling more efficient design processes, predictive maintenance strategies, and optimized manufacturing operations. AI-driven tools can learn from historical data, adapt to new information, and continuously improve their performance, making them invaluable in tackling the multifaceted challenges of modern mechanical engineering.
Embedded machine learning-based road conditions and driving behavior monitoringIJECEIAES
Car accident rates have increased in recent years, resulting in losses in human lives, properties, and other financial costs. An embedded machine learning-based system is developed to address this critical issue. The system can monitor road conditions, detect driving patterns, and identify aggressive driving behaviors. The system is based on neural networks trained on a comprehensive dataset of driving events, driving styles, and road conditions. The system effectively detects potential risks and helps mitigate the frequency and impact of accidents. The primary goal is to ensure the safety of drivers and vehicles. Collecting data involved gathering information on three key road events: normal street and normal drive, speed bumps, circular yellow speed bumps, and three aggressive driving actions: sudden start, sudden stop, and sudden entry. The gathered data is processed and analyzed using a machine learning system designed for limited power and memory devices. The developed system resulted in 91.9% accuracy, 93.6% precision, and 92% recall. The achieved inference time on an Arduino Nano 33 BLE Sense with a 32-bit CPU running at 64 MHz is 34 ms and requires 2.6 kB peak RAM and 139.9 kB program flash memory, making it suitable for resource-constrained embedded systems.
Software Engineering and Project Management - Introduction, Modeling Concepts...Prakhyath Rai
Introduction, Modeling Concepts and Class Modeling: What is Object orientation? What is OO development? OO Themes; Evidence for usefulness of OO development; OO modeling history. Modeling
as Design technique: Modeling, abstraction, The Three models. Class Modeling: Object and Class Concept, Link and associations concepts, Generalization and Inheritance, A sample class model, Navigation of class models, and UML diagrams
Building the Analysis Models: Requirement Analysis, Analysis Model Approaches, Data modeling Concepts, Object Oriented Analysis, Scenario-Based Modeling, Flow-Oriented Modeling, class Based Modeling, Creating a Behavioral Model.
Null Bangalore | Pentesters Approach to AWS IAMDivyanshu
#Abstract:
- Learn more about the real-world methods for auditing AWS IAM (Identity and Access Management) as a pentester. So let us proceed with a brief discussion of IAM as well as some typical misconfigurations and their potential exploits in order to reinforce the understanding of IAM security best practices.
- Gain actionable insights into AWS IAM policies and roles, using hands on approach.
#Prerequisites:
- Basic understanding of AWS services and architecture
- Familiarity with cloud security concepts
- Experience using the AWS Management Console or AWS CLI.
- For hands on lab create account on [killercoda.com](https://killercoda.com/cloudsecurity-scenario/)
# Scenario Covered:
- Basics of IAM in AWS
- Implementing IAM Policies with Least Privilege to Manage S3 Bucket
- Objective: Create an S3 bucket with least privilege IAM policy and validate access.
- Steps:
- Create S3 bucket.
- Attach least privilege policy to IAM user.
- Validate access.
- Exploiting IAM PassRole Misconfiguration
-Allows a user to pass a specific IAM role to an AWS service (ec2), typically used for service access delegation. Then exploit PassRole Misconfiguration granting unauthorized access to sensitive resources.
- Objective: Demonstrate how a PassRole misconfiguration can grant unauthorized access.
- Steps:
- Allow user to pass IAM role to EC2.
- Exploit misconfiguration for unauthorized access.
- Access sensitive resources.
- Exploiting IAM AssumeRole Misconfiguration with Overly Permissive Role
- An overly permissive IAM role configuration can lead to privilege escalation by creating a role with administrative privileges and allow a user to assume this role.
- Objective: Show how overly permissive IAM roles can lead to privilege escalation.
- Steps:
- Create role with administrative privileges.
- Allow user to assume the role.
- Perform administrative actions.
- Differentiation between PassRole vs AssumeRole
Try at [killercoda.com](https://killercoda.com/cloudsecurity-scenario/)
Rainfall intensity duration frequency curve statistical analysis and modeling...bijceesjournal
Using data from 41 years in Patna’ India’ the study’s goal is to analyze the trends of how often it rains on a weekly, seasonal, and annual basis (1981−2020). First, utilizing the intensity-duration-frequency (IDF) curve and the relationship by statistically analyzing rainfall’ the historical rainfall data set for Patna’ India’ during a 41 year period (1981−2020), was evaluated for its quality. Changes in the hydrologic cycle as a result of increased greenhouse gas emissions are expected to induce variations in the intensity, length, and frequency of precipitation events. One strategy to lessen vulnerability is to quantify probable changes and adapt to them. Techniques such as log-normal, normal, and Gumbel are used (EV-I). Distributions were created with durations of 1, 2, 3, 6, and 24 h and return times of 2, 5, 10, 25, and 100 years. There were also mathematical correlations discovered between rainfall and recurrence interval.
Findings: Based on findings, the Gumbel approach produced the highest intensity values, whereas the other approaches produced values that were close to each other. The data indicates that 461.9 mm of rain fell during the monsoon season’s 301st week. However, it was found that the 29th week had the greatest average rainfall, 92.6 mm. With 952.6 mm on average, the monsoon season saw the highest rainfall. Calculations revealed that the yearly rainfall averaged 1171.1 mm. Using Weibull’s method, the study was subsequently expanded to examine rainfall distribution at different recurrence intervals of 2, 5, 10, and 25 years. Rainfall and recurrence interval mathematical correlations were also developed. Further regression analysis revealed that short wave irrigation, wind direction, wind speed, pressure, relative humidity, and temperature all had a substantial influence on rainfall.
Originality and value: The results of the rainfall IDF curves can provide useful information to policymakers in making appropriate decisions in managing and minimizing floods in the study area.
Electric vehicle and photovoltaic advanced roles in enhancing the financial p...IJECEIAES
Climate change's impact on the planet forced the United Nations and governments to promote green energies and electric transportation. The deployments of photovoltaic (PV) and electric vehicle (EV) systems gained stronger momentum due to their numerous advantages over fossil fuel types. The advantages go beyond sustainability to reach financial support and stability. The work in this paper introduces the hybrid system between PV and EV to support industrial and commercial plants. This paper covers the theoretical framework of the proposed hybrid system including the required equation to complete the cost analysis when PV and EV are present. In addition, the proposed design diagram which sets the priorities and requirements of the system is presented. The proposed approach allows setup to advance their power stability, especially during power outages. The presented information supports researchers and plant owners to complete the necessary analysis while promoting the deployment of clean energy. The result of a case study that represents a dairy milk farmer supports the theoretical works and highlights its advanced benefits to existing plants. The short return on investment of the proposed approach supports the paper's novelty approach for the sustainable electrical system. In addition, the proposed system allows for an isolated power setup without the need for a transmission line which enhances the safety of the electrical network
VARIABLE FREQUENCY DRIVE. VFDs are widely used in industrial applications for...PIMR BHOPAL
Variable frequency drive .A Variable Frequency Drive (VFD) is an electronic device used to control the speed and torque of an electric motor by varying the frequency and voltage of its power supply. VFDs are widely used in industrial applications for motor control, providing significant energy savings and precise motor operation.
Optimizing Gradle Builds - Gradle DPE Tour Berlin 2024Sinan KOZAK
Sinan from the Delivery Hero mobile infrastructure engineering team shares a deep dive into performance acceleration with Gradle build cache optimizations. Sinan shares their journey into solving complex build-cache problems that affect Gradle builds. By understanding the challenges and solutions found in our journey, we aim to demonstrate the possibilities for faster builds. The case study reveals how overlapping outputs and cache misconfigurations led to significant increases in build times, especially as the project scaled up with numerous modules using Paparazzi tests. The journey from diagnosing to defeating cache issues offers invaluable lessons on maintaining cache integrity without sacrificing functionality.