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Baby Cuddler Research Paper
Baby cuddler! My heart fluttered! After orientation, 40 hours of volunteering, and a letter of recommendation from an employee, I can become a
baby cuddler at the University of Chicago Comer's Children Hospital. My job would be to give comfort and support to the tiny humans during their
development at the hospital. I never knew that baby cuddler existed in the realm of hospital volunteering, and I have been volunteering at my local
hospital for over four years. This exhilarating new experience will not only give me exposure on a different perspective in the field of medicine, but
educate me on the pathway in becoming a physician.
I am an enthusiast aspiring to be a doctor, and to find a school where my dreams can become my reality, and that... Show more content on
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Even though they may only see me as someone who is there to support them, they influence me to better myself just as much. When I am volunteering
at my local hospital's emergency department, many patients thank me for my kindness, comfort, and dedication for volunteering. Both the patients and
the nurses appreciate what I do for them. However, they never had realized that it was their words of encouragement inspired me to continue to pursue
my dream career. They ignited my passion to become a doctor.
My devotion to bubble tea is just as tenacious as to the endeavours of the pathway in becoming a doctor. I moved to Twin Falls, Idaho when I was
around two years old from New York for my parents' new restaurant. Often, my family and I would go back and visit, but that was the only times
where I would get authentic bubble tea. I prefer to only go to name brand stores such as, Kung Fu Tea, Chatime, Quickly, Coco, and Vivi Bubble Tea
because from past experience from dreadful milk tea. UChicago is the place where I can be away from my family and still feel at home surrounded by
my
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Using Demand and Supply Analysis Identify Those Factors...
Introduction
Over the past five years or so, house prices in the UK have been constantly changing. At times, house prices being on a rapid increase and at other
times falling. This leads to a possibility of negative house equity. As per Sloman and Garratt: "negative house equity is whereby the outstanding value
of a mortgage is greater than the value of property against which it is secured." (Text Book) Supply and demand are the main determinants of house
prices, as the equilibrium of house prices will fall if demand rises and supply falls. An important characteristic of UK house prices identified from the
UK house price inflation chart is the tendency of prices to rise over the long term, more quickly than incomes and consumer prices. ... Show more
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Whereas, in 2008 to 2010 unemployment rates increased by around 3% in those three years (as shown in the UK unemployment rates graph) due to
the recession. This meant that the demand for buying houses fell drastically and supply became elastic as people stopped buying as house prices
became financially difficult to afford. This is because people's incomes were falling or growing much slower giving them less confidence on whether
they could afford such large mortgages. Statistics show that areas where unemployment is above the national average, incomes are more likely to be
lower. This has a negative effect on consumers' confidence to buy houses, implying an overall negative impact on house prices altogether.
Mortgages
Another demand factor affecting house prices is the cost and availability of mortgages. Interest rates affect homeowners' ability to keep up with the
mortgage repayments especially as the majority of the UK has variable mortgages. For this reason, from 2004 to 2008 when interest rates were rising,
less people took out mortgages because for many, they were unaffordable and for others it was difficult to make repayments. Although, as per Sloman
and Garratt, "when interest rates fall, the cost of servicing debts falls helping to fuel the demand for housing." (Text Book) This supports the idea that
when interest rates fall the demand for housing rises. As there are many different types of mortgages available (such as interest only and mortgages
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Depression: The Big Cause Of The Great Depression
The 1920's were a swinging party of an era. People learned what having a good time and living the American dream truly meant when they began
partying all night, seeing movies, placing imaginary money into a new system called "credit", and ignoring the impending doom that sat on the
horizon. On October 29, 1929, tragedy struck America; the newly founded stock market crashed, and suddenly people were trying to sell off their bad
stocks to people with no money, who were being hounded by banks trying to reclaim the imaginary money that turned out to be not so imaginary after
all. This date marked the start of the era known as the Great Depression. The Depression would control the 30's, leaving some on the lower levels of
society struggling to survive, ... Show more content on Helpwriting.net ...
The 1% owned all the factories that the rest of the people worked in/for, and because of low government regulation they underpaid their workers.
This underpayment relates back to the cycle of overstock, where, because the workers are underpaid, they cannot afford to buy products. These
products, in most cases, especially for those in the lowest percentile of society, were essential to life. Paul Blanshard, a reporter for The Nation,
wrote an article including a member of this low class. "My husband and I go to the mill at seven. He... gets $12.85 a week. You know he's runnin'
four jobs ever since they put this stretch system on him and he ain't getting [paid] any more than he used to get for one... I get $1.80 a day. That's
$9.95 a week for five and a half days... It takes about $16 a week to feed us. We get nearly all of it at the company store with jay flaps... the slips the
company gives you for buying groceries... after you've worked all day... I make... all my own clothes... I send all the washin' to the laundry. It costs
nearly two dollars a week... Our rent in this house is only $1.30 a week..." (Doc 7). This interview provides valuable insight into the lives of the low
class people living under the 1%
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Sealed Air vs. Gafcel Essay
2. SUMMARY The protective packaging market is becoming more competitive. Sealed Air company is encountering a growing number of
competitors in its field. Similar or alternative systems are now proposed against those of Sealed Air. These new systems are often cheaper but as
argued by Sealed Air less effective concerning the protection they offer and therefore less cost–effective. A new company (GAFCEL) has entered the
market with an uncoated product and is having success on the New York, California and Ohio market. Sealed Air will face further erosion of its US
market share. Based on the analysis of the AirCapВ® product as well as on the analysis of the market, we will answer questions regarding Sealed Air's
reaction to its... Show more content on Helpwriting.net ...
air bubble market. The company has increased its sales from [$] 7.7 million in 1972 to [$] 25.3 in 1980 and figures written in the case study show
that it is well ahead of its main competitors. On the other hand, because of a different mentality and the crucial importance of price which influences
the type and the quality of the protective material, Sealed Air is losing market shares in Europe. Sealed Air has the technology to launch uncoated
products which will maintain its leadership in the US market and reverse the decreasing tendency in the European market. 3.3 Should Sealed Air
introduce an uncoated product? What are the Pros and Cons ? Level–headedness are the following: 1 not important, 2 important, 3 very important.
PROSCONS–easy and quick to make on old machines –production process identical to Pool Blanket –New Jersey close to New York market
–comparable production costs to competitors –respond to the demand from distributors –success from GAFCEL at Astro's expense only –SIBCO
already produces uncoated in France –growing polyethylene air bubble market –increase
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It 265 Data Structures Phase 5 Essay
IT 265 Data Structures for Problem Solving
Data Structures and Methods
9/20/2014
Phase 5
Contents Executive Summary4 Phase 14 Phase 24 Phase 34 Phase 44 Phase 55 Section 1: Lists, Stacks, and Queues6 Stacks6 Queues10 Section 2:
Hashing, Heaps and Trees14 Section 3: Sorting Algorithms20Insertion sort20 Bubble Sort20 Selection sort21 Section 4: Searching22 Array22 Linked
Lists23 Section 5: Recursion30 References33
Executive Summary
Phase 1 A list is a collection of items in which the items have a position (Weiss, 2010). Alinked list allows data to be input or removed easily because
each of the data items in the list is connected to its neighbor by a pointer ... Show more content on Helpwriting.net ...
The left sub–tree contains only nodes with keys less than the parent node; the right sub–tree contains only nodes with keys greater than the parent node.
BSTs are also dynamic data structures, and the size of a BST is only limited by the amount of free memory in the operating system. The main
advantage of binary search trees is that it remains ordered, which provides quicker search times than many other data structures.
Phase 5 Recursion is a function that calls itself. In the function definition there is a call to that very same function. This sections gives an explanation
with an example of recursion.
Section 1: Lists, Stacks, and Queues
A Linked List is a type of data structure that can be arranged in memory in a variety of ways. The list is a collection of nodes that contain data and a
next link to the next node. It is easy to add and remove data from a linked list because the pointer can be easily modified to accommodate any
changes. (CTU MUSE, 2010)
Data lnk
Data lnk
Data lnk
Data lnk
Data lnk
Data lnk
Data lnk
Data lnk
Node 1Node 2Node 3Node 4 null
In the case when the data files are large these lists aren't very efficient because the data must be searched sequentially.
Stacks
A Stack is an example of a Linked List. Data items are "pushed" on to the top of the stack and items removed, or " popped" off the list from the top in a
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Marinette's Narrative
Marinette and Tikki are asleep in Marinette's room when Marinette's cellphone alarm begins ringing. Cheerfully, Marinette remembers that it's Adrien's
birthday, practicing saying "Happy Birthday" and even accidentally saying it to her mom as she leaves the house.
At the Agreste mansion, Plagg gives Adrien cheese as abirthday present, but, since it's a "filthy piece of Camembert," Adrien doesn't like it. Happily,
Plagg eats it instead. While eating breakfast, Nathalie gives Adrien his schedule for the day. When Adrien asks if his father agreed to let him have a
birthday party, Nathalie responds that Adrien's father decided against it and wishes a saddened Adrien a happy birthday before leaving.
At the beginning of lunch break at school, ... Show more content on Helpwriting.net ...
Above the Eiffel Tower, Ladybug suggests that Cat Noir uses his Cataclysm. He summons it and breaks the bubble. Ladybug grabs his arm as he
throws his staff into the Eiffel Tower. Ladybug hooks her yo–yo around it, the two swinging to the ground safely. Ladybug tosses Cat Noir's staff to
him, and they race back to the Agreste mansion.
Ladybug and Cat Noir return posthaste, the children cheering on Ladybug. Before anything can be done, Bubbler captures all of the children, sending
them off to their parents. He then flies off, the battle going to the Eiffel Tower. With only one toe bean left, Cat Noir reminds Ladybug to hurry, and
she summons her second Lucky Charm. She receives a large wrench. Bubbler hurls bubbles at Cat Noir, exploding on impact with the Tower.
Using her lucky vision, Ladybug spots an HVAC and takes it apart. She sends a pipe with air spewing out of it to Cat Noir, who uses it to deflect the
bubbles. Bubbler raises his bubble wand, about to take another swing, when Ladybug catches it with her yo–yo and wrenches it out of his grasp.
Breaking it in two, she captures the akuma and cleanses the city, returning the parents, children, and Nino back to normal.
Defeated, Hawk Moth vows to capture and crush
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Analysis Of The Current Financial Crisis
Analysis Of The Current Financial Crisis
YourFirstName YourLastName
University title
Student's name
Professor
Subject
Date
Financial crisis is a situation where the financial value of assets or an economy drops by a significant margin that can cripple the normal functioning of
an economy of the affected country. Different economists came forward to explain theories that lead to the differentfinancial crisis especially in the
history. These economists include Krugman, Taylor and Blinder. Causes of the crisis include recessions, banking shocks, currency crisis, stock shock,
and financial bubbles amongst others. There is evidence of financial crisis I the past. Most of the time, the crisis was brought ... Show more content on
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The model has three parts; the aggregate demand equation. The equation relates the domestic spending to real income alongside the interest rate, with
the net export. y = D(y, i) + NX (eP*/P, y). The second part is the money–demand equation: M/P = L(y, i) and the third part of the model is the interest
arbitrage equation. This part explains that investors should shield themselves against risks and expect the exchange rates to be stable; i = i*
The model has its limitations as no exchange rate is expected not to change with time (Bernanke and Gertler, 1989). The third part is therefore
unrealistic.
The figure shows output y and exchange rate e. The line AA shows points at which the domestic rates equals the foreign rates. The line GG outlines
the amount of output given a particular exchange rate. When a strong open economy effect is added to the model, a crisis occurs. For example, if
foreign currency controls most debts of many firms in a country, the balance sheets will constrain their investment. This will lead to domestic demand
having a direct dependence on the real exchange rate; y = D(y, i, eP*/P) + NX(eP*/P, y) . Under these circumstances, when the real exchange rates
becomes unfavorable, the firms holding foreign current will not be able to invest. This will lead to triviality at the margin of the direct exchange rate
effect. The corporate sector runs bankrupt but the small businesses benefit from weak currency. The effects can be so significant
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Housing Data Point Towards A Housing Market Bubble
Does Recent Housing Data Point Towards Another Housing Market Bubble?
The last housing crash was devastating to the global financial community. Considering the current trends in the housing market, are we becoming more
at risk for another housing bubble? The experts continue to debate this contentious question.
As home prices continue to skyrocket, speculation in the market persists and reinforces the upward trend in the housing market. Data from the National
Association of Realtors, or NAR, reveals that some of the conditions that led to the 2007–2009 housing bubble and crash began reappearing in 2015.
According to NAR, home price increases have been incredible in the previous years; in May 2015, 39 successive months of increases in housing
prices was recorded; since the last housing bubble and crash, from May 2014 to May 2015, home prices have gone up a staggering 7.9%. In addition,
the NAR noted that 5.1% of the existing housing market inventory sold, which when seasonally adjusted, equated to a rate of 5.35 million homes.
Recent financial data indicates median home prices have shot up more than a whopping 35% in the past 4 years, and the amount of residential real estate
sold increased up to or past 30%. Is the current housing market in correction territory? Although some would say it's only natural the housing market
push such new heights after reaching the lows of the last bubble explosion, others would argue that the market has ultimately grown too fast and for too
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2008 Recession Research Paper
Wall Street is the great and powerful financial district of the world. With that statement being true Wall Street isn't perfect. Wall Street has faced many
problems throughout its existence as recessions and depressions came into play and single handedly pushed America into a financial crisis. As early as
1929 till as recent as 2008 recessions still occur and throughout the existence of Wall Street they will never stop existing. The argument of whether or
not a recession could be predicted is a topic that many have different views on, some say yes and some no, this argument will never simply go away
as recession will still occur in the future. It is just a matter of opinion. Although Wall Street has been known as something great and something this
country relies on and takes great pride in, Wall Street isn't actually an unstoppable force. When a recession occurs many people fail to realize that
there are causes of a recession and as much as they would like to admit that they aren't part of that cause, they actually are. There are many causes of a
recession or depression ranging from horrible investments from big corporations to uncontrollable spending from each individual. While corporations
and banks play essential roles in causing recessions and depressions, individual's economic behaviors also cause recessions and depressions to deepen
and lengthen. When discussing the difference about a recession and a depression many people tend to think that both terms mean the same
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The Realm Of Options Trading
How to Be Brave and Smart in the Realm of Options Trading
By Steve Sarnoff
Jul 27, 2011
A lot of people get nervous once you start talking about options. After all, they 're not your standard investment. You really have to read between the
lines and have a keen eye for short–term trends... Sometimes, those trends only last for a few hours.
But, with all that said, with keen investing sense and the right preparation you could make some very nice gains on the open options market.Through my
own experience, both as a trader and from learning from my father, I 've discovered some powerful secrets that could help you in becoming the best
options investor you can be...
Maximize Your Options Gains with These Six Trading Secrets
At first glance, it may seem like speculating with options is a risky business. After all, price swings of 30% in an hour are far from comfortable for
most investors. But with risk comes reward –– and when you can manage that risk successfully, the rewards far outweigh the risks over time. That 's
where these six trading secrets come in...
They 're the tools I 've turned to for decades to maximize my gains as an options investor while keeping my risks tolerable. My Options Hotline
readers have used these rules to maximize their options gains over the years too, and now, I 'm passing them on to you...
Speculators get a bad rap. The very word conjures up pictures of some carefree playboy throwing money into any crazy investment –– not really caring
if they
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Swot Analysis Of Chatime
Success and Failure CEO of Chatime Malaysia, Bryan Loo who are successfully brought this franchise over from Taiwan. He also won an award
which is 'Ernst and Young Emerging Entrepreneur of The Year 2013 Malaysia Awards'. The major strength of Chatime is it has a strong brand
name that most of Malaysian ice blended fans have perfectly knowledge about Chatime products. Chatime franchises will based on the operational
and economic perspective to select the most appropriate site for its businesses by using several ways and steps. For instance, an area which is car
parking available or close to public transportation and has a lot of passing foot traffic is an ideal location. There are several key issues which
encompasses recruiting and hiring of skilled labours to attend well–developed training programmes such as exceptional retail audit system, cutting edge
product... Show more content on Helpwriting.net ...
They are facing difficulty in logistics and procurement restricted to imports from Taiwan. Sometimes, they are also have marketing budget of their
products during their promotion.
Furthermore, one of the weaknesses is the prize of a drink. Some customers think that the prize is quite high and it does not worth the money for a cup
of tea even if Chatime is the best tea house in the world. There are many others competitors and stores that are selling the similar products and this will
causes them to be hard to compete and to compare and determine the pricing and promotion strategies.
Chatime has some issues about the problem of poor quality of product packaging. The plastic cups and containers is a low grade quality packaging
that is not environmental friendly as it is not biodegradable. It causes health risk where the plastics may release harmful chemical and it is unsuitable
for carrying if it is hot
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A Cultural Diaspora: Viet Town
A Cultural Diaspora: Viet Town Downtown Diversity Traveling on Colonial Drive into the heart of Orlando, Florida, also known as downtown, brings
you to a district filled with diversity and excitement. Centered on the intersection of State Road 50 and Mills Avenue, the reflection of Orlando's
creativity, health, unity, balance, and diversity is apparent. Stretching about thirty blocks long is a unique part of town. Here you won't find the
high–priced brand name shops you would if you were to visit a shopping mall. Instead, you'll find everything in between. From worn down buildings
covered in a fresh coat of paint to newly renovated shops, the vibrant colors and flashy signs adorn every face and corner of the buildings. Once
known as "Viet Town," Orlando's Mills–50 District is home to diverse Asian culture as well as Asian markets and restaurants. These can also be found
alongside tattoo parlors, coffee shops, and even martial arts schools. Although at first sight, the area may seem to be dominated by Vietnamese
venues, the previous label as "Viet Town" has been proven to be inaccurate. Chewy & Tasty Although it is a dominant Vietnamese area, it is more
accurately an active Asian community. Being open to everyone, the doors to some stores literally remain open during the day. This allows the smell of
freshly made oriental goods and entrees to be sensed from a leisurely stroll on the sidewalks. Also, during the weekends, the stores are packed with
customers. The
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The Theory Of Government Spending And Fiscal Policy
The ISLM model uses many of the same ideas that Keynes did to show change in output in equilibrium. Using ISLM, both monetary and fiscal policy
can be effective, depending on the slopes of both IS and LM curves. As the General Theory suggests, government spending and fiscal policy can be
very effective when the IS schedule is steep and the LM curve is flat. When this happens, there is a low interest elasticity of investment, which leads to
less crowding out because investment is not very sensitive to changes in interest rates.
Monetarist school of thought preserves Keynes idea that there is a natural rate of unemployment in the long run. In the short run they both believe that
unemployment rate can go below the natural rate. ... Show more content on Helpwriting.net ...
Economist Hyman Minsky created the financial instability hypothesis in response to the efficient market hypothesis that Keynes created in the 1970s.
Keynes develop developed a basic theory of investment, crediting investment with being the "driving variable that operates through a multiplier to
establish total income" (Wray, 2015, p. 4) Minsky looks to Keynes investment theory of thebusiness cycle and as an extension, adds his financial theory
of investment that allowed him to analyze the capital economy that exists today. Minsky thought that investment finance plays a large role in the
economy and that it cannot be overlooked. He believes that government intervention is absolutely essential, as can be seen throughout history. Before
Big Government and Big Banks, recessions in the economy were severe, frequent, and lengthy. Upon their introduction recession have become milder
and less frequent. Central banks act as a lender of last resort. Policies were introduced to act as stabilizers and kept the economy from ever getting
back to the point where it was during the great depression. (Rezende, 2015) In his financial instability hypothesis, Minsky argues that when the
economy appears to be stable, expectations go up and there is increased optimism, which eventually leads to instability. Essentially, stability in the
economy leads to instability. This occurs because with this increase in optimism, people's behaviors change and create financial bubbles, which
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Filter Bubble Research Paper
Rebecca Pascual
Gen 103 week5 discussion 1
http://www.easybib.com/v2/mla8/website–citation/www.businessinsider.com/have–you–been–trapped–in–the–filter–bubble...
. What were my initial thoughts on the filter bubble after watching Ted Talk.?
After listening to Ted talk on the filterbubble. It's not surprising to me, But in a peculiar way, it was kind of shocking.
That it is opened my eyes to what's really going on in our technical world. But it also touches me on Another level on how I can be so unaware of
what is really going on a matter of fact I don't even know what I was thinking in the first place after all of this I thought I was in control when I
brought up Google and I search for a particular thing but I guess not my search goes ... Show more content on Helpwriting.net ...
What are the positive and negative effects of the filter bubble, particularly in relation to ethical issues that may arise https:/
/blogs.commons.georgetown.edu/idst–325–spring2015/ The positive effects of a filter bubble
The filter bubble was designed to navigate our personal and recreational on how are using the web.
It's a passport on how you see the world. But it also controls the user on what needs to be seen and their search Pool. So maybe it increases the
amount of time that you spend on the Internet since it literally does your thinking for you I'm not sure but now I'm aware of so I will wait out this
matter. If I was to be asked this question may be a few months down the road I could probably give more thought on all of this because now my eyes
have been opened so we'll see.
.Can the filter bubble and pack online for my final paper and Annotated biography.?
Well when it comes time to writing this paper this week I may or may not get the accurate information that I need to get I don't know we'll see. It may
just give me what the algorithmic would suggest that I might want to see. So I will have to Decipher what is liable and I'm liable information.
. Three suggestions for popping your Internet filter bubble did you select explain why you chose these
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Asian Economics Comment Bubble House
SCHOOL OF GRADUATE STUDIES CENTRAL PHILIPPINE UNIVERSITY LOPEZ JAENA STREET JARO, ILOILO CITY
____________________________________________________________________________ REACTION PAPER
Asian Economics Comment
Presented to:
Prof, Jima G.DeLeon, MBA
Professor, School of Graduate Studies
Central Philippine University
In Partial Fulfilment of the Course Requirement in
MBA 612
Financial Systems Presented by:
Mehrdad Alavi
MBA Thesis Option
September 13, 2013
I. PRELINMINARY
1– The title of paper is Asian Economics Comment, The anatomy of bubbles, part 1. It is written at August 27 2009 by Dr, Feredric Neumman, whom
is senior Asian Economist. The issuer of report is The Hongkong and... Show more content on Helpwriting.net ...
3– The subject matter portion is the main body of that paper which is started with the explanation of uncertainty. In the uncertainty situation economic
prospect is very difficult and the judge the risks. The policy makers reaction to a uncertainty situation has a critical important. If the Central Bank is not
alert to what is happening, it will discouraging picture of possible economic. Referring back to the US housing bubble which it as started from 2001
up to 2006 and remind that at that time low interest rate extended plus inflow of foreign saving and new financial instruments, all together made a worth
less situation for end users.
Let us take a brief look to the financial history in the asset market and specially buying house from 2001 to 2008. * The background of USA Housing
Bubble The housing bubble in the United States grew up alongside the stock bubble in the mid–90s. The logic of the growth of the bubble is very
simple. People who had increased their wealth substantially with the extraordinary run–up of stock prices were spending based on this increased
wealth. This led to the consumption boom of the late 90s, with the savings rate out of disposable income falling from close to 5.0 percent in the
middle of the decade to just over 2 percent by 2000. * Increase in Demand The stock wealth induced consumption boom also led people to buy bigger
and/or better homes, since they sought to spend some of their new stock wealth on
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The Irish Financial Crisis Was Both Predictable and...
Irish Financial Crisis has attracted much attention recently. Driven by booms in property and lending, it left the society with massive issues such as
high unemployment, insolvent banks and huge government deficit(Kelly, 2010, P1). There are many debate surrounding on whether the crisis could
be predicted and prevented. This essay will attempt to demonstrate that Irish Financial Crisis was both predictable and preventable. It will first state
that Irish Financial Crisis was predictable through the observation of its abnormal economic growth mode and the soared property prices. Then it will
turn to argue that the crisis was preventable. This essay will try to analyse theoretical and practical facts were provided as experience to prevent the...
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The whole country was drunk on the cheap credit, courtesy of the euro. It was an absurdly low interest rate for Ireland, which could have done with
rates of eight per cent or even nine per cent (Heath, 2010). Thus, it is obviously that the accelerating model of Irish economy growth was abnormal
and all previous experience told people that all the abnormal climbing economies would led to economic bubbles, such as the US and lceland( Kelly,
2006).
Furthermore, what people can predict through the observation of interrelationship between the soared property prices and the crisis. The dramatic
growth of GNP greatly related to bank lending, low interest rates and relaxed lending criteria led to a housing boom (Kelly, 2006). According to Kelly
(2010, P10) the rapid expansion of bank lending led predictably to rises in the prices of Irish houses and commercial property. For instance, people
were able to borrow hundreds of millions from different banks with low interest rates and even without posting collateral; people queuing overnight to
buy houses in new developments; builders increasing prices by a few thousands a week; people paying a down payment of $5,000 on a house and
selling it on for a $100,000 profit a few weeks later (Kelly, 2006). "Like any bubble, the rise of Irish property prices contained the seeds of its own
collapse" (Kelly, 2010, P3). Just as
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EECS 209 Case Western Reserve University
/* * Name: Shreyas Tallamraju * EECS 233– Case Western Reserve University * Prof. Rabinovich * Version 3.6 * Latest Date: 04/19/2015 * */ //a
utility class with 3 sorting methods; heap–sort, quick–sort, and merge–sort //every sorting method is explained in great detail with comments public
class Sorting { public static long heapSort(int [] arr) { //error catching if(arr == null){System.out.println("Incorrect Input!"); return –1;} //end of error
catching //start timer long startTime = System.nanoTime(); //START METHOD //EXPLANATION OF METHOD: //starting from the beginning of
array, the values in array are manipulated into a max–on–top heap. //then, elements are removed (just like removeMax()) from the heap and added...
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private static void partition(int[] arr, int first, int last) { int left = first;//set a temporary placeholder to first int right = last;//set a temporary
placeholder to last //calculating pivot number by finding the middle index //*****HERE IS THE PIVOT SELECTION CODE******* int pivot =
arr[first+(last–first)/2];//in the lecture, this way was used to find the pivot (middle value) //*****END OF PIVOT SELECTION
CODE************ //divide into two arrays while (left <= right)//while loop will run as long as left is less or equal to right { while (arr[left] <
pivot){//while loop that increments left up until the value at index left is less than the pivot left++; } while (arr[right] > pivot){//while loop that
subtracts 1 from right until value at index right is greater than pivot right––; } if (left <= right)//test if left is equal or less than right { int
temporaryValue = arr[left];//if so, swap left and right arr[left] = arr[right]; arr[right] = temporaryValue; //iterate both values
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The Task Environmental Factors Of Chatime And Ding Tea
Before we compare Chatime and Ding Tea, we need to find out the task environmental factor that cannot be affected by both companies. The most
important element that can find in task environmental factor is customers. Customers is the people who purchase the goods or services produced
by a particular organization (Ang, 2015). Customers impact the organization through their purchasing patterns, tastes, and responses. Therefore,
customers is the most critical part in task environmental factor. Based on the observation in CityONE Megamall, most of the people there are age
around 20 to 30 which is also known as young people. People who are age around 20 to 30 usually prefer goods and services that are slightly
different from other and often with lower price. Therefore, to gain high market share in CityONE Megamall, a firm needs to set the price lower or
produce goods and services that are unique. Customers' occupation are another critical point in gaining competitive advantage for a firm during
competition. Different occupation consumer needs different goods and services from sellers. For example, a blue collar worker will buy normal
clothes to wear for work, but a company president will buy expensive clothes. Potential customers in CityONE Megamall mostly are students. Students
always look for special goods and services with lower price. Since potential... Show more content on Helpwriting.net ...
Chatime introduces their own membership called Thirstea members to all people in order to gain customers' loyalty. Chatime also provides few
promotions that are only for Thirstea members to let them felt that they are special and continues to support Chatime on their ThirstDay Deal event
that only open for Thirstea members. In this event, members can obtain their second cup of beverages with only RM1.10 and it is only on every
Thursday from 3:00p.m. to 6:00p.m. This is to let customers who are more sensitive to prices felt that this is the best choice for them to go for
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Sealed Air Company Hbs Case Essay
For the exclusive use of M. HUSSAIN
Harvard Business School 9–582–103
Rev. September 24, 1985
Sealed Air Corporation
The president and chief executive officer of Sealed Air Corporation, T. J. Dermot Dunphy, explained the firm's 25% average annual growth in net sales
and net earnings from 1971 to 1980: The company's history has been characterized by technical accomplishment and market leadership. During the last
10 years we built on our development of the first closed–cell, lightweight cushioning material, introduced the first foam–in–place packaging system,
and engineered the first complete solar heating system for swimming pools. We intend to follow the same management guidelines in the 1980s. We
intend to seek market leadership ... Show more content on Helpwriting.net ...
Two GAFCEL salespeople–one full time, the other about half time–had reached a $1 million annual sales rate. Several of AirCap's distributors had
taken on the GAFCEL line. Hauser was preparing to recommend Sealed Air's reaction to these somewhat unanticipated competitors. The firm could
produce an uncoated bubble as cheaply as GAFCEL within a month with no major capital investment; it could run on machines used for another Sealed
Air product. If Hauser were to recommend that the historic champion of barrier–coating offer an uncoated bubble, he would have to specify timing, the
marketing program for the new product, and any adjustments in policies for AirCap cushioning and Sealed Air's other products. As Hauser thought
about his options, he again flipped through the training manual recently distributed to Sealed Air's sales force: "How to Sell against Uncoated Bubbles."
The Protective Packaging Market
The three major use segments of the protective packaging market were: 1. Positioning, blocking, and bracing: These protective materials had to secure
large, heavy, usually semirugged items in a container. Typical applications included shipment of motors and computer peripherals. 2. Flexible wraps:
These materials came under less pressure per square foot. Applications included glassware, small spare parts, and light medical instruments. 3. Void fill:
These
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The Pros And Cons Of The Bubble Act
Part III: The Bubble Act and How It Kick–Started the South Sea Bubble
It would make sense, given the series of events leading to the Bubble Act of 1720, that Aislabie felt it would help the South Sea scheme. However, the
missing piece of the South Sea Bubble is Robert Walpole. In 1720, Lady Cowper, in her diary, noted that the king needed В
Ј600,000 to pay off the
"Debts of the Civil List." She noted that because, in the winter of 1720, Walpole did not win the contract to take on the public debt for the Bank of
England, his consolation prize was to get his way on how the ВЈ600,000 would be paid off. At the time, the South Sea Company did not hold the
contract to take on this particular ВЈ600,000. Walpole decided that the two marine insurance companies, ... Show more content on Helpwriting.net ...
The result was overwhelmingly positive for the South Sea Company; its stock price shot up from ВЈ610 to ВЈ870 in two days. None of this would have
likely happened had Walpole not financed the debt through the Bubble Act of 1720. Whatever his motives in opposition of the South Sea Company
had been, his financial dealings with the two marine insurance companies allowed the company to grow nearly 50% in only two days. Effectively,
Walpole sped up the formation of the South Sea Bubble, inflating it even faster than it had before. The South Sea Company tried to artificially grow
on its own terms. By being forced to provide an unlimited loan, it no longer had any negotiating power, since it had already extended unlimited credit.
Walpole may not have immediately suppressed the South Sea Company as he had hoped to do, but nevertheless, he strategically put the South Sea
Company in a poor leveraging
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Sealed Air Company Essay
Sealed Air Company
2. SUMMARY
The protective packaging market is becoming more competitive.
Sealed Air company is encountering a growing number of competitors in its field. Similar or alternative systems are now proposed against those of
Sealed Air. These new systems are often cheaper but as argued by Sealed Air less effective concerning the protection theyoffer and therefore less
cost–effective.
A new company (GAFCEL) has entered the market with an uncoated product and is having success on the New York, California and Ohio market.
Sealed Air will face further erosion of its US market share.
Based on the analysis of the AirCapВ® product as well as on the analysis of the market, we will answer questions regarding ... Show more content on
Helpwriting.net ...
With its patented coated product AirCapВ®, technologically more advanced than its competitor, Sealed Air is the leader of the market.
Using a very efficient distribution policy and innovative services has allowed Sealed Air to make AirCapВ® coated products the undisputed number
one in the bubble products.
3.2.2 Opportunities and threats of market
ENVIRONMENT OPPORTUNITIES THREATS
ECONOMY – growing world market for bubble protective packaging
– shipping and freight are increasing in the world
COMPETITION – Sealed Air is the leader of US market
– SIBCO is already in the French market with uncoated products
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The Growth Of The Economy Essay
Showtime in late 1950's Minsky started warning about the gradual shift of the economy from a very robust financial system that was stable and with
no financial crisis in the early postwar period. He had called with his analysis that gradually over time debts in the private sector would tend to build
up and increasingly risky financial innovations would increase over time. He is very famous for the statement that stability itself is destabilizing.
Although things seem very stable today, gradually over time that stability would build confidence to take increasingly risky positions in assets. The
model that he had built explains financial crisis in the economic system. He brings up that supply of credit increases during boom and abruptly
decreased during economic slowdown. It seems almost intuitive that from a standpoint of an investor the great time to invest is when the economy is
booming to increase his or her profitability. Lenders as the investors become increasingly optimistic about their return and they both become less
sensitive to risk. But when the economy starts slowing down investors sell out their holding to not to lose more of their assets making the economy
even worse off. All of the New Deal structure that have been put in place in the economy during the great depression, tremendous buildup of
government debt during World War II gave a very safe asset for the private sector. This would be in a sense leveraged, the safe government debt would
serve a base
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The Great Depression
Great Depression is one of the most important periods in modern US history. It began with the global economic crisis in 1929, which affected most
of all the United States. The acute phase of the crisis dragged on for three years from 1929 till the beginning of 1933. From 1930 until 1939 the
economy of the country could not overcome the crisis and recover. Therefore, this period was called the Great Depression, because of its duration and
serious consequences for society.
The war gave rise to prosperity, both real and illusory. It was real, because the warring European powers demanded during that period, that the cost
of wheat, cotton, corn, livestock products should rise, and they wanted US to be the only country, that can be a manufacturer. Deficiency of sea
transport made inaccessible markets of Australia and Argentina. The US government encouraged farmers to increase production, to expand the
acreage that eventually allowed them to get rich. There was a slogan, "The war will be won with food." And this is true, the Allied victory was built
on food. And suddenly, by the end of 1920 the agriculture crisis hit. The crisis dragged on and took a dramatic turn. In 1921, Dakota and Nebraska
farmers burned their corn, the only thing that they could use was fuel. Those who raise sheep, wool traded on the shirts and socks. Exports of wheat
decreased. Experts believe that stagnated, no doubt, temporary: it is necessary to be patient and everything will be restored. Farmers spent,
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Rhetorical Analysis Of President Obama's Farewell Address
In "President Obama's Farewell Address," Obama actively tries to persuade his audience to step up and make a change; He wants more people to step
out of their comfort zone and make something happen. He persuades his audience by using interesting word choice, connecting with them, and talking
about the future of American democracy. In the beginning of his address, he says, "you can tell I'm a lame duck ..." By beginning with a lighthearted
joke, he puts himself in an amiable light and makes the audience more comfortable with him and more inclined to listen to what he has to say. He then
connects with the audience by saying, "Whether we've seen eye–to–eye or rarely agreed at all, my conversations with you, the American people– in
living rooms and schools; at farms and in factory floors..." Obama says this to show that he took his time to go to those places to talk to people,
which lets the audience knows that he cares and is willing to go out of his way to sit on "factory floors" to listen to what people have to say. By
starting off his address this way, he lets the audience know how much he cares, which, in turn, makes the audience care about what he is about to tell
them. Obama soon introduces his claim by saying, "This is where I learned that change only happens when ordinary people get involved, get engaged,
and come together to demand it." Here, he is claiming that it is ordinary people–people like the audience–who are the ones who are to bring about
change. To get the audience more involved, he chooses to use words such as: we, our, and you. He uses these words to addresses each and every
person in the audience personally and by doing this, he makes them agree with him because they feel that they are being spoken to directly. In one
paragraph of his speech, he says, "But that's what we did. That's what you did. You were the change. You answered people's hopes, and because of
you, by almost every measure, America is a better, stronger place than it was when we started." Here, he repeats the word "you" to emphasize the fact
that he is addressing each person directly and that they are the ones who make changes, that they are the ones who make America a better place.
Obama's choice of words is seen not
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Excessive Growth Of Credit And Asset Prices
Excessive growth of credit and asset prices can pose serious risks to an economy which has a high degree of financial integration and openness.
There can be various reasons for an excessive credit growth such as excessively loose monetary policy, rapidly growing shadow banking system etc.
The following essay will describe some key risks associated with an excessive increase in credit growth and asset price and some policy tools which the
central bank should adopt to keep these imbalances in check. Finally, the essay will conclude with some policy advice on adoption of these tools and
keeping the credit growth in check
The major risk associated with excessive growth of credit and asset prices is the buildup of economic bubbles in which any asset trades at much
higher value as compared to its intrinsic values leading to a rapid boom–bust cycles. Because of excessive credit in the financial system, many
commercial banks and financial institutions have an incentive to invest in risky asset to obtain higher yields. This leads to an increase in asset prices
such as housing prices or financial assets, which are inconsistent or implausible with the view of the future causing buildup of systemic risks. The
increase in asset prices can also have an effect on spending as the market participants holding overpriced asset tends to spend more than they can
afford. The excessive credit growth can have a negative spillover impact on other economies if the excessive credit is leading to
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The Big Short : Inside The Doomsday Machine
Vincent Abbaticola
December 7, 2014
Professor Jeffrey Stark
Finance Book Report
The Big Short: Inside the Doomsday Machine
The Big Short: Inside the Doomsday Machine by Michael Lewis is a non–fiction New York Times #1 bestseller. This text is published by W.W. Norton
& Company and contains 320 pages. This is a book that focuses in on the 2008 financial crisis and the build up of the housing and credit bubble during
the 2000's. The author channels in on the persons who saw the crisis coming that wanted to protect their investments or did not want to speak of the
issue. The book starts by talking about the "bond" and how it is used to make interested payments on borrowed money and then gets paid back in the
long–term. In the late 1980's Wall Street had released that is could create products like credit cared, and home mortgages which were very similar in
comparison to bonds themselves. The introduction of mortgage bonds allowed the beginning of home mortgages that is a huge part of the financial
crisis of 2008. Within the 1990's mortgage bonds were created that were a much higher risk; these mortgages are called "subprime." Due to this
addition to the market the risks people were taking on became something that they would not realize. Their actions would soon create the housing
bubble that occurred and created this financial crisis years and years later. Throughout chapter four the author focuses in on AIG FD and what they had
done. What they had done was
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Economics And Complex Systems Of The United States
Throughout the better part of previous decade, housing prices in the United States, especially in and around metropolitan areas and high population
growth areas (such as the Southwest) saw an unprecedented rise in housing prices . In 2007, many of the financial instruments which were used to
back the purchase of these properties, such as subprime and Alt–A mortgages, as well as Collateralized Debt Obligations (CDOs), suffered a sudden
and massive downturn . In hindsight, it is accepted by a wide range of economists and analysts that the huge upswing in prices and the ensuing
downturn comprised a housing market bubble . Bubbles are often studied from the perspective of behavioral economics and complex systems . Many
diverse economic agents, all facing the same information regarding rapid housing prices growth, can generate "irrational exuberance" within markets,
leading to huge upswings in prices. Similarly, when the same economic agents begin to hear new information about the unsustainability of such a
bubble, an opposing feedback loop is created. When the effect of one feedback loop begins to dominate another, we stand at the precipice of a crash .
This highlights the role played by uncertainty– agents are imperfectly informed, as the only information many of these investors see is a rise in prices,
driving investment. There is no information available, however, regarding the size, depth or even the possibility of an ensuing downturn. When such a
downturn happens (and
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What Role Did The Setting Of Monetary Policy Play On...
What role did the setting of monetary policy play in housing market developments?
Monetary policies play can or not play a major role in the housing developments. This all depends on the supporting evidences provided that aligns
with the goals of the policy makers. In this scenario monetary policy was not the initial reason for the extraordinary strength in the housing markets.
According this case study, a relationship between interest rates and housing activities is not adequate enough to explain the rise in residential
investments or house prices. However some increase in housing markets can attest to lower interest rates and favourable monetary policies that
followed after the 2011 recession, which was actually a small factor, As... Show more content on Helpwriting.net ...
Similar to the United States and as noted by Taylor (2008) and Ahrend and others (2008), In light of these considerations, the evaluation of policy
settings is perhaps best done through a comparison of projected outcomes for the policy objectives given policy expectations; such a comparison
involves examining whether the forecasts of policymakers, the private sector, or other forecasters were consistent with a balancing of the price stability
objective and the full employment objective (for example, the unemployment rate in the neighborhood of its estimated natural rate). This guidance was
designed to influence asset prices, economic activity, and inflation in a manner consistent with the goals of price stability and full employment. As has
been emphasized by many researchers, the guidance of expectations is the primary channel through which policy affects economic outcomes–the
overnight interest rate in the interbank market is in itself in consequential for economic activity, except to the extent that it affects expectations of the
future path of this rate, which in turn influence a broad array of asset prices important to aggregate spending and price setting.
The central role of communication regarding the future path of the policy
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Housing Bubble Research Paper
There are several long–term factors that could cause the housing bubble in Australia. One important factor is the financial deregulation. The financial
system was experienced a deregulation, resulting in the removal of different kinds of government policies concerning the lending financial institutions.
Meanwhile, an increasing number of new institutions, such as foreign banks, originators, mortgage brokers. New capital of finance for housing purchase
would move in the market in the residential market due to the situation. Another factor is the land supply and the land–use planning system. Land price
might be affected by the supply of developed urban land. The rules and effectiveness of the land–use planning system where was established ... Show
more content on Helpwriting.net ...
The Housing Industry Association of Australia (HIA) (Housing Industry Association, 2003, p. 14) estimates that, in the case of new housing, "the total
indirect tax take is over $124,000 in Sydney and $88,000 in Melbourne". In order to reduce the rate of house price inflation, the government was
requested to reduce the current levels of charges. Owing to a number of interacting forces determining housing prices are unlikely to have the desired
impact. What is more, the rising population in Australia results in the growth in the number of households, the main unit of demand in housing
markets. Due to Immigration of other countries, this has been a fundamental factor of housing developments and price inflation in some areas over the
long term. With the growth of economy and improvement of living standards, Australians are able to afford the house, leading to the price rise. It is
likely that house price inflation can occur on some areas where the average incomes of individuals increased. In almost all societies, housing in behalf
of the main family fortunes. When the value of existing house rise, the house owners and real estate companies would be confident to sell house with
raising the housing
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Causes And Policies Of Financial Crises
Causes and Policies in Financial Crises
Financial Crises are well–known phenomena in economics history; however, after the Great Financial Crisis of 2007–2009 the role that Central Banks
play in order to prevent Financial Crises has been questioned. To begin with, it is important to understand that crises consist of highly complex
macro–financial linkages that reflect the interactions between the financial sector and the real economy (Claessens 2012). Additionally, it is important
to highlight two different financial crises groups: Currency and sudden stop crisis, which have strictly quantitative definitions; and debt and banking
crises that depend on qualitative and judgmental analysis (Claessens 2012). Nevertheless, the interconnectivity of the financial sector demonstrates that
major crises are a blend of the different types; thus, the effects on real economy are larger (Laevene 2008). In consequence, governments and central
banks have the responsibility to develop monetary and macro–prudential policies to appropriately supervise and regulate the financial industry
(Norgren 2010). However, central banks have failed to appropriately understand the main symptoms that precede financial crises: credit booms and
asset booms (Bijapur 2015). In fact, it is essential to comprehend these symptoms in order to develop policies that strengthen the fragility of the
financial industry; hence, upholding stable growth and inflation.
The last major financial crises demonstrate that the
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Should Sealed Air Be Allowed To Introduce Uncoated Products
It is critical for Sealed Air to introduce uncoated product if desire to maintain the market leader's position, with existing machinery and technology, it
would not require extra effort to produce uncoated products but have comparable production costs to competitors. As several distributors has been
demanding uncoated products from Sealed Air, it seems reasonable for the company to start producing it, it would increase loyalty from the
distributors and allow Sealed Air to have a more complete range of products with affordable prices for high to low–end customers. Sealed Air has
already lost some market share and showed signs of continuous decline in the market's position, uncoated product will be a ticket back into the game,
it is likely to
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Case Study Sealed Air
Sealed Air was faced with two different options regarding the prospective launch of an uncoated bubble packaging product. Sealed Air could either
launch the product worldwide or in selected locations or consider the option of not entering the uncoated bubble packaging market at all.
As with all the evaluation of all new product market entry strategies, Sealed Air must first consider its organizational strengths and how they relate to
the potential product launch. More specifically, Sealed Air must be cognizant of their widely respected brand of high quality and superior performance
coated bubble packages. With the potential launch of an uncoated bubble packaging product, Sealed Air risks diluting their brand value, particularly in
the quality and performance conscious US market. There is also the possibility that the introduction of an uncoated bubble wrap product might negate
the consumer education the organization has previously performed regarding the advantages of coated bubble products. An additional organizational
strength of Sealed Air is their corporate management goal of both market leadership and technological innovation. Entry into the uncoated product
market would diverge from both goals, as Sealed Air would be neither the market leader nor the technological innovator. A reactionary entry into the
market would be contrary to ... Show more content on Helpwriting.net ...
Total bubble packaging sales in Europe topped $15.8M, with Sealed Air's European market share falling just shy of $3.5M (see Exhibit B). However,
trouble loomed in England, Sealed Air's strongest European market. Distributors there expected AirCap's nearly $2.5M in sales to slide downward due
to several competitors' introduction of low–priced competing uncoated bubble packaging of tolerable quality. As more European suppliers choose to
move
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The Cause of the Great Depression Essay
The Cause of the Great Depression The economic expansion of the 1920's, with its increased production of goods and high profits, culminated in
immense consumer speculation that collapsed with disastrous results in 1929 causing America's Great Depression. There were a number or
contributing factors to the depression, with the largest and most important one being a general loss of confidence in the American economy. The reason
it escalated was a general misunderstanding of recessions by American policymakers of the time.
The U.S. economy was booming in the 1920's. Stocks prices soared, as they were bought on margin for as little as 10% down. Market speculation is
cyclical–that is, if one stock appears profitable, you buy it, ... Show more content on Helpwriting.net ...
Many people lost as much as ten times their initial investment, which shook consumer confidence. In an effort to cover their margins, people rushed the
banks in masses, demanding their money. Soon, banks began to run out of cash and went bust.
With the economy falling in shambles and companies defaulting on loans, nearly all private and corporate investment ceased. Companies couldn't
afford to expand, and in fact, many had to consolidate in order to cover the margins on their loans. This meant postponing hiring and laying workers
off, which caused unemployment to skyrocket. With people now willing to work for less money, wages lessened too. At the same time prices rose in
an attempt by companies to make some amount of profit off the goods.
Because the governments' prevailing economic theory was based on laissez–faire economics, the government believed that recessions were
self–correcting. Eventually unemployment and inflation stopped declining, but not before the U.S. lost 1/3 of it's output and 25% of the workforce
was unemployed.
In the end, it was World War II that brought us out of the Great Depression. With war at hand, the government began pumping massive amounts of
money into the economy. Production and inflation increased. More jobs were available and wages rose. At the
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America in the 1920's
America in the 1920s, also known as the Roaring 20s or New Era, was a time of great changes and huge growth. America was being a more modern
nation, and a return to normalcy was being seen after the Progressive Movement and First World War. Politically, the American government was
seemingly conservative, but experimented with different approaches to public policy and foreign diplomatic policy. Economically, it was a time of
tremendous growth and new forms of organization. Socially, the American popular culture reshaped itself to reflect the increasingly industrial, urban,
and consumer oriented society. The 20s were a time of a distinguishably new culture and profound change and excitement, but it wasn't great for
everybody. After 1922, there was a long period of prosperity and economic expansion. People had more money to spend, and prices weren't rising
very much. The key to the economic boom was new technology. The automobile industry was one of the most important industries in the nation, and
led to stimulated growth in other industries, such as steel, rubber, glass, and especially oil companies. Road construction booms in response to
automobiles, providing more jobs for workers and helping the economy even more. The radio comes about in the early 20s and becomes a popular
form of entertainment and leads the creation the National Broadcasting Company, or NBC. As a result, the nation becomes more connected.
Commercial aviation develops and planes are used to deliver mail
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Informative Speech On Boba
Trang Doan
Informative Speech
Jason Warren
September 23, 2017
Bubble Tea
General Purpose: to inform
Specific Purpose Statement: At the end of my speech, I want people to understand what boba is and why is it getting popular
I.Introduction
A.Attention Grabber: Hilary Clinton's first time trying boba in NY. Awkwardly fumbling with the drink, she drinks the sweet Taiwanese drink and
describes it as "chewy tea" and "milky tea"
B.Background Info: What is boba?
1.Invented sometimes in the 1980s in Taiwan, the Taiwanese tea–based drink comes in various types
a.Most recipes contain a tea mixed with milk or fruit and chewy tapioca balls are added
2.There are no clear origin story of the drink but it's popularity began to spread throughout ... Show more content on Helpwriting.net ...
Now, bubble tea has many different variations.
a.The tea is mixed with different types of fruit and cream to create different flavors and variations and tapioca pearls, or sometimes jelly, are added.
b.4 main ingredients of bubble tea is some sort of flavoring, creamer, sweetener, and liquid.
c.Some examples of the different boba drinks you can get are the traditional milk tea, taro milk tea, green milk tea, or my personal favorite, the thai
milk tea.
B.Is boba better for you than coffee?
1.The bad health benefits of boba includes risk for diabetes due the large amounts of sugar and the risk for obesity because of its high calories
a.There are 36 grams of sugar in a boba drink (healthline article, published on July 5, 2017)
b.There are 317.5 calories in a boba drink (healthline article, published on July 5, 2017)
2.Compared to a Starbucks drink, boba is not that much more significant or less significant in calories.
a.A Starbucks Caramel Macchiato has 250 calories while a Cappuccino is around 120 calories (Starbucks nutritional facts)
b.A Starbucks Caramel Macchiato has 33 grams of sugar and a Starbucks Cappuccino has 10 grams of sugar. (Starbucks nutritional facts)
C.Why are people going on this boba trend?
1.It is a drink that is fun to drink.
a.Bin Chen and Andrew Chau, founders of premium bubble tea company Boba Guys Inc say that the "tapioca pearls add a whole new dimension of
mouthfeel. It's like drinking with gummy
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Review : Annual Economic Outlook
John Greenwood authored an article entitled "Annual Economic Outlook 2013" which provided the following macroeconomic indices forecast for
2014 for seven (7) leading economies in the world. The speed at which developed economies can repair their balance sheets is most critical to the
household and financial sectors of the US, Eurozone and UK economies. How effectively the developed economies can address the problems of
government sector debt will also have a major impact on economic growth.
Although emerging market economies generally have less indebtedness, their inability to decouple from developed markets undermined their growth
rates in 2013 and was expected to continue to do so in 2014, (Gordon, 2014). The problem for all is that ... Show more content on Helpwriting.net ...
The United States
The US economy was the first to enter recession (2007), and the first to see the effects of the housing crisis seriously impact the banking system
(2008). However, thanks to strong measures to re–capitalize the banks the US banking system is now clearly on the road to recovery. US households
are also making good progress in repairing their balance sheets. The prospects are for continued slow growth of personal incomes (about 3% p.a.) at a
rate that exceeds inflation and therefore supports additional savings and further debt repayment. However, US growth depends on successfully
navigating the so–called "fiscal cliff" – the effective increase in a range of taxes (due to the expiry of several tax cuts enacted previously) amounting
to $400 billion, together with automatic spending cuts amounting to about $90 billion, for a combined total cut in the deficit of close to $500 billion
in a single year, (Visser, 2014). The re–election of President Obama feared that a renewed recession would be enough to enable the two sides in the
US Congress to reach some kind of compromise, although not perhaps to the extent of fully erasing the threat to the US economy. Consequently there
was another year of roughly 2% GDP growth in the US in 2014.
The Eurozone
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Bubbles: The Cause Of The Financial Crisis
1. What are bubbles & why do they always occur? Why can't we seem to learn the lessons of past bubbles? The film directed by Terry Jones,
Benjamin Timlett, and Bill Jones called "Boom Bust Boom," frequently brought up the term bubbles. In economics, bubbles are referred to as a
type of financial episode in which the price of an asset becomes completely attached of any actual value. These assets could be anything from
equities to tulips. The driving force behind the bubble was the belief that people put into the bubble. Humans always find some type of reason for
getting into the bubble. Often times, people decide to buy into this idea of a bubble because everybody else is doing it. It is human nature to follow
what everybody else is doing.... Show more content on Helpwriting.net ...
This hypothesis said that financial crises occur in a capitalist economy. It also said that stability leads to optimism and thus more borrowing in stocks
and houses. This causes the financial system to go from a stable structure to a fragile one. Overconfidence and a sense of financial euphoria lead to
increased borrowing. This same overconfidence is translated over to politicians who decide to relax financial regulations. Excessive borrowing occurs
and causes the financial system to be extremely unstable. Minsky emphasized the fact that our financial system is inherently unstable. People
contribute to this by forgetting the dangers with debt. Through his hypothesis, he was able to predict that another financial crisis like 1929 was going
to occur
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The Great Depression And Dust Bowl
In the decades leading up to the 1920s, industry in America boomed. Not only were monopolies created but mass production of many goods was the
source of an economic boom. During the 1920s the economic boom led to some of the best times in history. However, later in the decade, devastation
came in the form of the Great Depression and Dust Bowl. These two factors left a sour taste in the mouthes of Americans as they moved into the
thirties. The drastic difference between the economic high and low of the 1920s are due to a combination of the economic boom at the beginning of
the decade and the Great Depression at the end, with numerous factors in between these two bookend events. During the best of the decade there was
economic boom, ... Show more content on Helpwriting.net ...
Vertical Integration is the controlling of all parts of the manufacturing process, from obtaining raw materials to sale of the final product. This allowed
for many corporations to completely run this industry and control the market. Hence, by 1890, things were out of hand and thus the Sherman
Anti–Trust Act was implemented. This act "outlawed trusts and any other monopolies" in order for their to be more competition and less fixed
price enterprises (Boyer). The most important long term effect that the period of Robber Barons vs Captains of Industry had was its creation of an
economic boom and a bull market that lasted a long time. Not only were there economic improvements but also social. The impact of war on the
home front left room for women to establish themselves in the work place and for other social reforms to take place. The 1920s were just a time of
great economic success, there were also very positive social movements too. The main social movement that took place was the Harlem Renaissance.
The Harlem Renaissance was a time of increased African American literature and art that formed a movement. This movement, the Harlem
Renaissance, came from the Harlem areas of New York City and was the first cultural specific movement in this era. Due to the mass migration to the
urban cities of the northeast from 1914–1918, many blacks began to establish themselves in certain areas, such as Harlem. Those
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The Theory Of Economy And The Validity Of Emh
"To the extent to which you depart from that equality, if it is in your opponents favor, you are a fool, and if in your own, you are unjust." Although the
notion of market efficiency has– albeit rudimentarily– been dealt with since the 16th century , it was only when Eugene Fama published his PhD and
his subsequent article Efficient Capital Markets: A Review of Theory and Empirical Work in 1970 that the Efficient Market Hypothesis (hereafter
EMH) was established. The fundamental argument offered by EMH proposes that the multiplicity and interaction of fully rational economic actors
within a market will lead to the elimination of disparities between market prices and actual values and allow the former to randomly fluctuate around the
... Show more content on Helpwriting.net ...
Being that news and exogenous shocks are by nature erratic, prices will share their randomness. Accordingly, as stipulated by the rational expectations
model, investors will act in response to financial shocks mindful of the latters' macroeconomic consequences. Furthermore, both efficiency and
rationality have relative connotations within the economy and are contingent to different levels of market friction. Campbell, Lo, and MacKinley echo
this view and argue that the concept of relativity is a more useful approach than the absolutist interpretations seen in traditional economic literature.
Markets can, thus, still be efficient even if certain economic agents are irrational or if price volatility of assets cannot be grounded by fundamentals.
Since certain market participants are irrational, specific stock market trades will not be based on a rational evaluation. Yet, Fama's sophisticated trader
argument finds that the impact of the rational agents within the market is powerful enough to minimize the departure of actual prices from their
fundamental value. Fama expanded EMH into three distinct forms– weak, semi–strong and strong form– to allow the hypothesis to be tested in
financial analyses. The form that is perceived, however, as the most reflective of EMH and will be employed by the paper is the semi–strong. This
form of market efficiency
... Get more on HelpWriting.net ...

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Baby Cuddler Research Paper

  • 1. Baby Cuddler Research Paper Baby cuddler! My heart fluttered! After orientation, 40 hours of volunteering, and a letter of recommendation from an employee, I can become a baby cuddler at the University of Chicago Comer's Children Hospital. My job would be to give comfort and support to the tiny humans during their development at the hospital. I never knew that baby cuddler existed in the realm of hospital volunteering, and I have been volunteering at my local hospital for over four years. This exhilarating new experience will not only give me exposure on a different perspective in the field of medicine, but educate me on the pathway in becoming a physician. I am an enthusiast aspiring to be a doctor, and to find a school where my dreams can become my reality, and that... Show more content on Helpwriting.net ... Even though they may only see me as someone who is there to support them, they influence me to better myself just as much. When I am volunteering at my local hospital's emergency department, many patients thank me for my kindness, comfort, and dedication for volunteering. Both the patients and the nurses appreciate what I do for them. However, they never had realized that it was their words of encouragement inspired me to continue to pursue my dream career. They ignited my passion to become a doctor. My devotion to bubble tea is just as tenacious as to the endeavours of the pathway in becoming a doctor. I moved to Twin Falls, Idaho when I was around two years old from New York for my parents' new restaurant. Often, my family and I would go back and visit, but that was the only times where I would get authentic bubble tea. I prefer to only go to name brand stores such as, Kung Fu Tea, Chatime, Quickly, Coco, and Vivi Bubble Tea because from past experience from dreadful milk tea. UChicago is the place where I can be away from my family and still feel at home surrounded by my ... Get more on HelpWriting.net ...
  • 2. Using Demand and Supply Analysis Identify Those Factors... Introduction Over the past five years or so, house prices in the UK have been constantly changing. At times, house prices being on a rapid increase and at other times falling. This leads to a possibility of negative house equity. As per Sloman and Garratt: "negative house equity is whereby the outstanding value of a mortgage is greater than the value of property against which it is secured." (Text Book) Supply and demand are the main determinants of house prices, as the equilibrium of house prices will fall if demand rises and supply falls. An important characteristic of UK house prices identified from the UK house price inflation chart is the tendency of prices to rise over the long term, more quickly than incomes and consumer prices. ... Show more content on Helpwriting.net ... Whereas, in 2008 to 2010 unemployment rates increased by around 3% in those three years (as shown in the UK unemployment rates graph) due to the recession. This meant that the demand for buying houses fell drastically and supply became elastic as people stopped buying as house prices became financially difficult to afford. This is because people's incomes were falling or growing much slower giving them less confidence on whether they could afford such large mortgages. Statistics show that areas where unemployment is above the national average, incomes are more likely to be lower. This has a negative effect on consumers' confidence to buy houses, implying an overall negative impact on house prices altogether. Mortgages Another demand factor affecting house prices is the cost and availability of mortgages. Interest rates affect homeowners' ability to keep up with the mortgage repayments especially as the majority of the UK has variable mortgages. For this reason, from 2004 to 2008 when interest rates were rising, less people took out mortgages because for many, they were unaffordable and for others it was difficult to make repayments. Although, as per Sloman and Garratt, "when interest rates fall, the cost of servicing debts falls helping to fuel the demand for housing." (Text Book) This supports the idea that when interest rates fall the demand for housing rises. As there are many different types of mortgages available (such as interest only and mortgages ... Get more on HelpWriting.net ...
  • 3. Depression: The Big Cause Of The Great Depression The 1920's were a swinging party of an era. People learned what having a good time and living the American dream truly meant when they began partying all night, seeing movies, placing imaginary money into a new system called "credit", and ignoring the impending doom that sat on the horizon. On October 29, 1929, tragedy struck America; the newly founded stock market crashed, and suddenly people were trying to sell off their bad stocks to people with no money, who were being hounded by banks trying to reclaim the imaginary money that turned out to be not so imaginary after all. This date marked the start of the era known as the Great Depression. The Depression would control the 30's, leaving some on the lower levels of society struggling to survive, ... Show more content on Helpwriting.net ... The 1% owned all the factories that the rest of the people worked in/for, and because of low government regulation they underpaid their workers. This underpayment relates back to the cycle of overstock, where, because the workers are underpaid, they cannot afford to buy products. These products, in most cases, especially for those in the lowest percentile of society, were essential to life. Paul Blanshard, a reporter for The Nation, wrote an article including a member of this low class. "My husband and I go to the mill at seven. He... gets $12.85 a week. You know he's runnin' four jobs ever since they put this stretch system on him and he ain't getting [paid] any more than he used to get for one... I get $1.80 a day. That's $9.95 a week for five and a half days... It takes about $16 a week to feed us. We get nearly all of it at the company store with jay flaps... the slips the company gives you for buying groceries... after you've worked all day... I make... all my own clothes... I send all the washin' to the laundry. It costs nearly two dollars a week... Our rent in this house is only $1.30 a week..." (Doc 7). This interview provides valuable insight into the lives of the low class people living under the 1% ... Get more on HelpWriting.net ...
  • 4. Sealed Air vs. Gafcel Essay 2. SUMMARY The protective packaging market is becoming more competitive. Sealed Air company is encountering a growing number of competitors in its field. Similar or alternative systems are now proposed against those of Sealed Air. These new systems are often cheaper but as argued by Sealed Air less effective concerning the protection they offer and therefore less cost–effective. A new company (GAFCEL) has entered the market with an uncoated product and is having success on the New York, California and Ohio market. Sealed Air will face further erosion of its US market share. Based on the analysis of the AirCapВ® product as well as on the analysis of the market, we will answer questions regarding Sealed Air's reaction to its... Show more content on Helpwriting.net ... air bubble market. The company has increased its sales from [$] 7.7 million in 1972 to [$] 25.3 in 1980 and figures written in the case study show that it is well ahead of its main competitors. On the other hand, because of a different mentality and the crucial importance of price which influences the type and the quality of the protective material, Sealed Air is losing market shares in Europe. Sealed Air has the technology to launch uncoated products which will maintain its leadership in the US market and reverse the decreasing tendency in the European market. 3.3 Should Sealed Air introduce an uncoated product? What are the Pros and Cons ? Level–headedness are the following: 1 not important, 2 important, 3 very important. PROSCONS–easy and quick to make on old machines –production process identical to Pool Blanket –New Jersey close to New York market –comparable production costs to competitors –respond to the demand from distributors –success from GAFCEL at Astro's expense only –SIBCO already produces uncoated in France –growing polyethylene air bubble market –increase ... Get more on HelpWriting.net ...
  • 5. It 265 Data Structures Phase 5 Essay IT 265 Data Structures for Problem Solving Data Structures and Methods 9/20/2014 Phase 5 Contents Executive Summary4 Phase 14 Phase 24 Phase 34 Phase 44 Phase 55 Section 1: Lists, Stacks, and Queues6 Stacks6 Queues10 Section 2: Hashing, Heaps and Trees14 Section 3: Sorting Algorithms20Insertion sort20 Bubble Sort20 Selection sort21 Section 4: Searching22 Array22 Linked Lists23 Section 5: Recursion30 References33 Executive Summary Phase 1 A list is a collection of items in which the items have a position (Weiss, 2010). Alinked list allows data to be input or removed easily because each of the data items in the list is connected to its neighbor by a pointer ... Show more content on Helpwriting.net ... The left sub–tree contains only nodes with keys less than the parent node; the right sub–tree contains only nodes with keys greater than the parent node. BSTs are also dynamic data structures, and the size of a BST is only limited by the amount of free memory in the operating system. The main advantage of binary search trees is that it remains ordered, which provides quicker search times than many other data structures. Phase 5 Recursion is a function that calls itself. In the function definition there is a call to that very same function. This sections gives an explanation with an example of recursion. Section 1: Lists, Stacks, and Queues A Linked List is a type of data structure that can be arranged in memory in a variety of ways. The list is a collection of nodes that contain data and a next link to the next node. It is easy to add and remove data from a linked list because the pointer can be easily modified to accommodate any changes. (CTU MUSE, 2010) Data lnk Data lnk Data lnk
  • 6. Data lnk Data lnk Data lnk Data lnk Data lnk Node 1Node 2Node 3Node 4 null In the case when the data files are large these lists aren't very efficient because the data must be searched sequentially. Stacks A Stack is an example of a Linked List. Data items are "pushed" on to the top of the stack and items removed, or " popped" off the list from the top in a ... Get more on HelpWriting.net ...
  • 7. Marinette's Narrative Marinette and Tikki are asleep in Marinette's room when Marinette's cellphone alarm begins ringing. Cheerfully, Marinette remembers that it's Adrien's birthday, practicing saying "Happy Birthday" and even accidentally saying it to her mom as she leaves the house. At the Agreste mansion, Plagg gives Adrien cheese as abirthday present, but, since it's a "filthy piece of Camembert," Adrien doesn't like it. Happily, Plagg eats it instead. While eating breakfast, Nathalie gives Adrien his schedule for the day. When Adrien asks if his father agreed to let him have a birthday party, Nathalie responds that Adrien's father decided against it and wishes a saddened Adrien a happy birthday before leaving. At the beginning of lunch break at school, ... Show more content on Helpwriting.net ... Above the Eiffel Tower, Ladybug suggests that Cat Noir uses his Cataclysm. He summons it and breaks the bubble. Ladybug grabs his arm as he throws his staff into the Eiffel Tower. Ladybug hooks her yo–yo around it, the two swinging to the ground safely. Ladybug tosses Cat Noir's staff to him, and they race back to the Agreste mansion. Ladybug and Cat Noir return posthaste, the children cheering on Ladybug. Before anything can be done, Bubbler captures all of the children, sending them off to their parents. He then flies off, the battle going to the Eiffel Tower. With only one toe bean left, Cat Noir reminds Ladybug to hurry, and she summons her second Lucky Charm. She receives a large wrench. Bubbler hurls bubbles at Cat Noir, exploding on impact with the Tower. Using her lucky vision, Ladybug spots an HVAC and takes it apart. She sends a pipe with air spewing out of it to Cat Noir, who uses it to deflect the bubbles. Bubbler raises his bubble wand, about to take another swing, when Ladybug catches it with her yo–yo and wrenches it out of his grasp. Breaking it in two, she captures the akuma and cleanses the city, returning the parents, children, and Nino back to normal. Defeated, Hawk Moth vows to capture and crush ... Get more on HelpWriting.net ...
  • 8. Analysis Of The Current Financial Crisis Analysis Of The Current Financial Crisis YourFirstName YourLastName University title Student's name Professor Subject Date Financial crisis is a situation where the financial value of assets or an economy drops by a significant margin that can cripple the normal functioning of an economy of the affected country. Different economists came forward to explain theories that lead to the differentfinancial crisis especially in the history. These economists include Krugman, Taylor and Blinder. Causes of the crisis include recessions, banking shocks, currency crisis, stock shock, and financial bubbles amongst others. There is evidence of financial crisis I the past. Most of the time, the crisis was brought ... Show more content on Helpwriting.net ... The model has three parts; the aggregate demand equation. The equation relates the domestic spending to real income alongside the interest rate, with the net export. y = D(y, i) + NX (eP*/P, y). The second part is the money–demand equation: M/P = L(y, i) and the third part of the model is the interest arbitrage equation. This part explains that investors should shield themselves against risks and expect the exchange rates to be stable; i = i* The model has its limitations as no exchange rate is expected not to change with time (Bernanke and Gertler, 1989). The third part is therefore unrealistic. The figure shows output y and exchange rate e. The line AA shows points at which the domestic rates equals the foreign rates. The line GG outlines the amount of output given a particular exchange rate. When a strong open economy effect is added to the model, a crisis occurs. For example, if foreign currency controls most debts of many firms in a country, the balance sheets will constrain their investment. This will lead to domestic demand having a direct dependence on the real exchange rate; y = D(y, i, eP*/P) + NX(eP*/P, y) . Under these circumstances, when the real exchange rates becomes unfavorable, the firms holding foreign current will not be able to invest. This will lead to triviality at the margin of the direct exchange rate effect. The corporate sector runs bankrupt but the small businesses benefit from weak currency. The effects can be so significant
  • 9. ... Get more on HelpWriting.net ...
  • 10. Housing Data Point Towards A Housing Market Bubble Does Recent Housing Data Point Towards Another Housing Market Bubble? The last housing crash was devastating to the global financial community. Considering the current trends in the housing market, are we becoming more at risk for another housing bubble? The experts continue to debate this contentious question. As home prices continue to skyrocket, speculation in the market persists and reinforces the upward trend in the housing market. Data from the National Association of Realtors, or NAR, reveals that some of the conditions that led to the 2007–2009 housing bubble and crash began reappearing in 2015. According to NAR, home price increases have been incredible in the previous years; in May 2015, 39 successive months of increases in housing prices was recorded; since the last housing bubble and crash, from May 2014 to May 2015, home prices have gone up a staggering 7.9%. In addition, the NAR noted that 5.1% of the existing housing market inventory sold, which when seasonally adjusted, equated to a rate of 5.35 million homes. Recent financial data indicates median home prices have shot up more than a whopping 35% in the past 4 years, and the amount of residential real estate sold increased up to or past 30%. Is the current housing market in correction territory? Although some would say it's only natural the housing market push such new heights after reaching the lows of the last bubble explosion, others would argue that the market has ultimately grown too fast and for too ... Get more on HelpWriting.net ...
  • 11. 2008 Recession Research Paper Wall Street is the great and powerful financial district of the world. With that statement being true Wall Street isn't perfect. Wall Street has faced many problems throughout its existence as recessions and depressions came into play and single handedly pushed America into a financial crisis. As early as 1929 till as recent as 2008 recessions still occur and throughout the existence of Wall Street they will never stop existing. The argument of whether or not a recession could be predicted is a topic that many have different views on, some say yes and some no, this argument will never simply go away as recession will still occur in the future. It is just a matter of opinion. Although Wall Street has been known as something great and something this country relies on and takes great pride in, Wall Street isn't actually an unstoppable force. When a recession occurs many people fail to realize that there are causes of a recession and as much as they would like to admit that they aren't part of that cause, they actually are. There are many causes of a recession or depression ranging from horrible investments from big corporations to uncontrollable spending from each individual. While corporations and banks play essential roles in causing recessions and depressions, individual's economic behaviors also cause recessions and depressions to deepen and lengthen. When discussing the difference about a recession and a depression many people tend to think that both terms mean the same ... Get more on HelpWriting.net ...
  • 12. The Realm Of Options Trading How to Be Brave and Smart in the Realm of Options Trading By Steve Sarnoff Jul 27, 2011 A lot of people get nervous once you start talking about options. After all, they 're not your standard investment. You really have to read between the lines and have a keen eye for short–term trends... Sometimes, those trends only last for a few hours. But, with all that said, with keen investing sense and the right preparation you could make some very nice gains on the open options market.Through my own experience, both as a trader and from learning from my father, I 've discovered some powerful secrets that could help you in becoming the best options investor you can be... Maximize Your Options Gains with These Six Trading Secrets At first glance, it may seem like speculating with options is a risky business. After all, price swings of 30% in an hour are far from comfortable for most investors. But with risk comes reward –– and when you can manage that risk successfully, the rewards far outweigh the risks over time. That 's where these six trading secrets come in... They 're the tools I 've turned to for decades to maximize my gains as an options investor while keeping my risks tolerable. My Options Hotline readers have used these rules to maximize their options gains over the years too, and now, I 'm passing them on to you... Speculators get a bad rap. The very word conjures up pictures of some carefree playboy throwing money into any crazy investment –– not really caring if they ... Get more on HelpWriting.net ...
  • 13. Swot Analysis Of Chatime Success and Failure CEO of Chatime Malaysia, Bryan Loo who are successfully brought this franchise over from Taiwan. He also won an award which is 'Ernst and Young Emerging Entrepreneur of The Year 2013 Malaysia Awards'. The major strength of Chatime is it has a strong brand name that most of Malaysian ice blended fans have perfectly knowledge about Chatime products. Chatime franchises will based on the operational and economic perspective to select the most appropriate site for its businesses by using several ways and steps. For instance, an area which is car parking available or close to public transportation and has a lot of passing foot traffic is an ideal location. There are several key issues which encompasses recruiting and hiring of skilled labours to attend well–developed training programmes such as exceptional retail audit system, cutting edge product... Show more content on Helpwriting.net ... They are facing difficulty in logistics and procurement restricted to imports from Taiwan. Sometimes, they are also have marketing budget of their products during their promotion. Furthermore, one of the weaknesses is the prize of a drink. Some customers think that the prize is quite high and it does not worth the money for a cup of tea even if Chatime is the best tea house in the world. There are many others competitors and stores that are selling the similar products and this will causes them to be hard to compete and to compare and determine the pricing and promotion strategies. Chatime has some issues about the problem of poor quality of product packaging. The plastic cups and containers is a low grade quality packaging that is not environmental friendly as it is not biodegradable. It causes health risk where the plastics may release harmful chemical and it is unsuitable for carrying if it is hot ... Get more on HelpWriting.net ...
  • 14. A Cultural Diaspora: Viet Town A Cultural Diaspora: Viet Town Downtown Diversity Traveling on Colonial Drive into the heart of Orlando, Florida, also known as downtown, brings you to a district filled with diversity and excitement. Centered on the intersection of State Road 50 and Mills Avenue, the reflection of Orlando's creativity, health, unity, balance, and diversity is apparent. Stretching about thirty blocks long is a unique part of town. Here you won't find the high–priced brand name shops you would if you were to visit a shopping mall. Instead, you'll find everything in between. From worn down buildings covered in a fresh coat of paint to newly renovated shops, the vibrant colors and flashy signs adorn every face and corner of the buildings. Once known as "Viet Town," Orlando's Mills–50 District is home to diverse Asian culture as well as Asian markets and restaurants. These can also be found alongside tattoo parlors, coffee shops, and even martial arts schools. Although at first sight, the area may seem to be dominated by Vietnamese venues, the previous label as "Viet Town" has been proven to be inaccurate. Chewy & Tasty Although it is a dominant Vietnamese area, it is more accurately an active Asian community. Being open to everyone, the doors to some stores literally remain open during the day. This allows the smell of freshly made oriental goods and entrees to be sensed from a leisurely stroll on the sidewalks. Also, during the weekends, the stores are packed with customers. The ... Get more on HelpWriting.net ...
  • 15. The Theory Of Government Spending And Fiscal Policy The ISLM model uses many of the same ideas that Keynes did to show change in output in equilibrium. Using ISLM, both monetary and fiscal policy can be effective, depending on the slopes of both IS and LM curves. As the General Theory suggests, government spending and fiscal policy can be very effective when the IS schedule is steep and the LM curve is flat. When this happens, there is a low interest elasticity of investment, which leads to less crowding out because investment is not very sensitive to changes in interest rates. Monetarist school of thought preserves Keynes idea that there is a natural rate of unemployment in the long run. In the short run they both believe that unemployment rate can go below the natural rate. ... Show more content on Helpwriting.net ... Economist Hyman Minsky created the financial instability hypothesis in response to the efficient market hypothesis that Keynes created in the 1970s. Keynes develop developed a basic theory of investment, crediting investment with being the "driving variable that operates through a multiplier to establish total income" (Wray, 2015, p. 4) Minsky looks to Keynes investment theory of thebusiness cycle and as an extension, adds his financial theory of investment that allowed him to analyze the capital economy that exists today. Minsky thought that investment finance plays a large role in the economy and that it cannot be overlooked. He believes that government intervention is absolutely essential, as can be seen throughout history. Before Big Government and Big Banks, recessions in the economy were severe, frequent, and lengthy. Upon their introduction recession have become milder and less frequent. Central banks act as a lender of last resort. Policies were introduced to act as stabilizers and kept the economy from ever getting back to the point where it was during the great depression. (Rezende, 2015) In his financial instability hypothesis, Minsky argues that when the economy appears to be stable, expectations go up and there is increased optimism, which eventually leads to instability. Essentially, stability in the economy leads to instability. This occurs because with this increase in optimism, people's behaviors change and create financial bubbles, which ... Get more on HelpWriting.net ...
  • 16. Filter Bubble Research Paper Rebecca Pascual Gen 103 week5 discussion 1 http://www.easybib.com/v2/mla8/website–citation/www.businessinsider.com/have–you–been–trapped–in–the–filter–bubble... . What were my initial thoughts on the filter bubble after watching Ted Talk.? After listening to Ted talk on the filterbubble. It's not surprising to me, But in a peculiar way, it was kind of shocking. That it is opened my eyes to what's really going on in our technical world. But it also touches me on Another level on how I can be so unaware of what is really going on a matter of fact I don't even know what I was thinking in the first place after all of this I thought I was in control when I brought up Google and I search for a particular thing but I guess not my search goes ... Show more content on Helpwriting.net ... What are the positive and negative effects of the filter bubble, particularly in relation to ethical issues that may arise https:/ /blogs.commons.georgetown.edu/idst–325–spring2015/ The positive effects of a filter bubble The filter bubble was designed to navigate our personal and recreational on how are using the web. It's a passport on how you see the world. But it also controls the user on what needs to be seen and their search Pool. So maybe it increases the amount of time that you spend on the Internet since it literally does your thinking for you I'm not sure but now I'm aware of so I will wait out this matter. If I was to be asked this question may be a few months down the road I could probably give more thought on all of this because now my eyes have been opened so we'll see. .Can the filter bubble and pack online for my final paper and Annotated biography.? Well when it comes time to writing this paper this week I may or may not get the accurate information that I need to get I don't know we'll see. It may just give me what the algorithmic would suggest that I might want to see. So I will have to Decipher what is liable and I'm liable information. . Three suggestions for popping your Internet filter bubble did you select explain why you chose these ... Get more on HelpWriting.net ...
  • 17. Asian Economics Comment Bubble House SCHOOL OF GRADUATE STUDIES CENTRAL PHILIPPINE UNIVERSITY LOPEZ JAENA STREET JARO, ILOILO CITY ____________________________________________________________________________ REACTION PAPER Asian Economics Comment Presented to: Prof, Jima G.DeLeon, MBA Professor, School of Graduate Studies Central Philippine University In Partial Fulfilment of the Course Requirement in MBA 612 Financial Systems Presented by: Mehrdad Alavi MBA Thesis Option September 13, 2013 I. PRELINMINARY 1– The title of paper is Asian Economics Comment, The anatomy of bubbles, part 1. It is written at August 27 2009 by Dr, Feredric Neumman, whom is senior Asian Economist. The issuer of report is The Hongkong and... Show more content on Helpwriting.net ... 3– The subject matter portion is the main body of that paper which is started with the explanation of uncertainty. In the uncertainty situation economic prospect is very difficult and the judge the risks. The policy makers reaction to a uncertainty situation has a critical important. If the Central Bank is not alert to what is happening, it will discouraging picture of possible economic. Referring back to the US housing bubble which it as started from 2001 up to 2006 and remind that at that time low interest rate extended plus inflow of foreign saving and new financial instruments, all together made a worth less situation for end users. Let us take a brief look to the financial history in the asset market and specially buying house from 2001 to 2008. * The background of USA Housing Bubble The housing bubble in the United States grew up alongside the stock bubble in the mid–90s. The logic of the growth of the bubble is very simple. People who had increased their wealth substantially with the extraordinary run–up of stock prices were spending based on this increased
  • 18. wealth. This led to the consumption boom of the late 90s, with the savings rate out of disposable income falling from close to 5.0 percent in the middle of the decade to just over 2 percent by 2000. * Increase in Demand The stock wealth induced consumption boom also led people to buy bigger and/or better homes, since they sought to spend some of their new stock wealth on ... Get more on HelpWriting.net ...
  • 19. The Irish Financial Crisis Was Both Predictable and... Irish Financial Crisis has attracted much attention recently. Driven by booms in property and lending, it left the society with massive issues such as high unemployment, insolvent banks and huge government deficit(Kelly, 2010, P1). There are many debate surrounding on whether the crisis could be predicted and prevented. This essay will attempt to demonstrate that Irish Financial Crisis was both predictable and preventable. It will first state that Irish Financial Crisis was predictable through the observation of its abnormal economic growth mode and the soared property prices. Then it will turn to argue that the crisis was preventable. This essay will try to analyse theoretical and practical facts were provided as experience to prevent the... Show more content on Helpwriting.net ... The whole country was drunk on the cheap credit, courtesy of the euro. It was an absurdly low interest rate for Ireland, which could have done with rates of eight per cent or even nine per cent (Heath, 2010). Thus, it is obviously that the accelerating model of Irish economy growth was abnormal and all previous experience told people that all the abnormal climbing economies would led to economic bubbles, such as the US and lceland( Kelly, 2006). Furthermore, what people can predict through the observation of interrelationship between the soared property prices and the crisis. The dramatic growth of GNP greatly related to bank lending, low interest rates and relaxed lending criteria led to a housing boom (Kelly, 2006). According to Kelly (2010, P10) the rapid expansion of bank lending led predictably to rises in the prices of Irish houses and commercial property. For instance, people were able to borrow hundreds of millions from different banks with low interest rates and even without posting collateral; people queuing overnight to buy houses in new developments; builders increasing prices by a few thousands a week; people paying a down payment of $5,000 on a house and selling it on for a $100,000 profit a few weeks later (Kelly, 2006). "Like any bubble, the rise of Irish property prices contained the seeds of its own collapse" (Kelly, 2010, P3). Just as ... Get more on HelpWriting.net ...
  • 20. EECS 209 Case Western Reserve University /* * Name: Shreyas Tallamraju * EECS 233– Case Western Reserve University * Prof. Rabinovich * Version 3.6 * Latest Date: 04/19/2015 * */ //a utility class with 3 sorting methods; heap–sort, quick–sort, and merge–sort //every sorting method is explained in great detail with comments public class Sorting { public static long heapSort(int [] arr) { //error catching if(arr == null){System.out.println("Incorrect Input!"); return –1;} //end of error catching //start timer long startTime = System.nanoTime(); //START METHOD //EXPLANATION OF METHOD: //starting from the beginning of array, the values in array are manipulated into a max–on–top heap. //then, elements are removed (just like removeMax()) from the heap and added... Show more content on Helpwriting.net ... private static void partition(int[] arr, int first, int last) { int left = first;//set a temporary placeholder to first int right = last;//set a temporary placeholder to last //calculating pivot number by finding the middle index //*****HERE IS THE PIVOT SELECTION CODE******* int pivot = arr[first+(last–first)/2];//in the lecture, this way was used to find the pivot (middle value) //*****END OF PIVOT SELECTION CODE************ //divide into two arrays while (left <= right)//while loop will run as long as left is less or equal to right { while (arr[left] < pivot){//while loop that increments left up until the value at index left is less than the pivot left++; } while (arr[right] > pivot){//while loop that subtracts 1 from right until value at index right is greater than pivot right––; } if (left <= right)//test if left is equal or less than right { int temporaryValue = arr[left];//if so, swap left and right arr[left] = arr[right]; arr[right] = temporaryValue; //iterate both values ... Get more on HelpWriting.net ...
  • 21. The Task Environmental Factors Of Chatime And Ding Tea Before we compare Chatime and Ding Tea, we need to find out the task environmental factor that cannot be affected by both companies. The most important element that can find in task environmental factor is customers. Customers is the people who purchase the goods or services produced by a particular organization (Ang, 2015). Customers impact the organization through their purchasing patterns, tastes, and responses. Therefore, customers is the most critical part in task environmental factor. Based on the observation in CityONE Megamall, most of the people there are age around 20 to 30 which is also known as young people. People who are age around 20 to 30 usually prefer goods and services that are slightly different from other and often with lower price. Therefore, to gain high market share in CityONE Megamall, a firm needs to set the price lower or produce goods and services that are unique. Customers' occupation are another critical point in gaining competitive advantage for a firm during competition. Different occupation consumer needs different goods and services from sellers. For example, a blue collar worker will buy normal clothes to wear for work, but a company president will buy expensive clothes. Potential customers in CityONE Megamall mostly are students. Students always look for special goods and services with lower price. Since potential... Show more content on Helpwriting.net ... Chatime introduces their own membership called Thirstea members to all people in order to gain customers' loyalty. Chatime also provides few promotions that are only for Thirstea members to let them felt that they are special and continues to support Chatime on their ThirstDay Deal event that only open for Thirstea members. In this event, members can obtain their second cup of beverages with only RM1.10 and it is only on every Thursday from 3:00p.m. to 6:00p.m. This is to let customers who are more sensitive to prices felt that this is the best choice for them to go for ... Get more on HelpWriting.net ...
  • 22. Sealed Air Company Hbs Case Essay For the exclusive use of M. HUSSAIN Harvard Business School 9–582–103 Rev. September 24, 1985 Sealed Air Corporation The president and chief executive officer of Sealed Air Corporation, T. J. Dermot Dunphy, explained the firm's 25% average annual growth in net sales and net earnings from 1971 to 1980: The company's history has been characterized by technical accomplishment and market leadership. During the last 10 years we built on our development of the first closed–cell, lightweight cushioning material, introduced the first foam–in–place packaging system, and engineered the first complete solar heating system for swimming pools. We intend to follow the same management guidelines in the 1980s. We intend to seek market leadership ... Show more content on Helpwriting.net ... Two GAFCEL salespeople–one full time, the other about half time–had reached a $1 million annual sales rate. Several of AirCap's distributors had taken on the GAFCEL line. Hauser was preparing to recommend Sealed Air's reaction to these somewhat unanticipated competitors. The firm could produce an uncoated bubble as cheaply as GAFCEL within a month with no major capital investment; it could run on machines used for another Sealed Air product. If Hauser were to recommend that the historic champion of barrier–coating offer an uncoated bubble, he would have to specify timing, the marketing program for the new product, and any adjustments in policies for AirCap cushioning and Sealed Air's other products. As Hauser thought about his options, he again flipped through the training manual recently distributed to Sealed Air's sales force: "How to Sell against Uncoated Bubbles." The Protective Packaging Market The three major use segments of the protective packaging market were: 1. Positioning, blocking, and bracing: These protective materials had to secure large, heavy, usually semirugged items in a container. Typical applications included shipment of motors and computer peripherals. 2. Flexible wraps: These materials came under less pressure per square foot. Applications included glassware, small spare parts, and light medical instruments. 3. Void fill: These ... Get more on HelpWriting.net ...
  • 23. The Pros And Cons Of The Bubble Act Part III: The Bubble Act and How It Kick–Started the South Sea Bubble It would make sense, given the series of events leading to the Bubble Act of 1720, that Aislabie felt it would help the South Sea scheme. However, the missing piece of the South Sea Bubble is Robert Walpole. In 1720, Lady Cowper, in her diary, noted that the king needed В Ј600,000 to pay off the "Debts of the Civil List." She noted that because, in the winter of 1720, Walpole did not win the contract to take on the public debt for the Bank of England, his consolation prize was to get his way on how the ВЈ600,000 would be paid off. At the time, the South Sea Company did not hold the contract to take on this particular ВЈ600,000. Walpole decided that the two marine insurance companies, ... Show more content on Helpwriting.net ... The result was overwhelmingly positive for the South Sea Company; its stock price shot up from ВЈ610 to ВЈ870 in two days. None of this would have likely happened had Walpole not financed the debt through the Bubble Act of 1720. Whatever his motives in opposition of the South Sea Company had been, his financial dealings with the two marine insurance companies allowed the company to grow nearly 50% in only two days. Effectively, Walpole sped up the formation of the South Sea Bubble, inflating it even faster than it had before. The South Sea Company tried to artificially grow on its own terms. By being forced to provide an unlimited loan, it no longer had any negotiating power, since it had already extended unlimited credit. Walpole may not have immediately suppressed the South Sea Company as he had hoped to do, but nevertheless, he strategically put the South Sea Company in a poor leveraging ... Get more on HelpWriting.net ...
  • 24. Sealed Air Company Essay Sealed Air Company 2. SUMMARY The protective packaging market is becoming more competitive. Sealed Air company is encountering a growing number of competitors in its field. Similar or alternative systems are now proposed against those of Sealed Air. These new systems are often cheaper but as argued by Sealed Air less effective concerning the protection theyoffer and therefore less cost–effective. A new company (GAFCEL) has entered the market with an uncoated product and is having success on the New York, California and Ohio market. Sealed Air will face further erosion of its US market share. Based on the analysis of the AirCapВ® product as well as on the analysis of the market, we will answer questions regarding ... Show more content on Helpwriting.net ... With its patented coated product AirCapВ®, technologically more advanced than its competitor, Sealed Air is the leader of the market. Using a very efficient distribution policy and innovative services has allowed Sealed Air to make AirCapВ® coated products the undisputed number one in the bubble products. 3.2.2 Opportunities and threats of market ENVIRONMENT OPPORTUNITIES THREATS ECONOMY – growing world market for bubble protective packaging – shipping and freight are increasing in the world COMPETITION – Sealed Air is the leader of US market – SIBCO is already in the French market with uncoated products
  • 25. ... Get more on HelpWriting.net ...
  • 26. The Growth Of The Economy Essay Showtime in late 1950's Minsky started warning about the gradual shift of the economy from a very robust financial system that was stable and with no financial crisis in the early postwar period. He had called with his analysis that gradually over time debts in the private sector would tend to build up and increasingly risky financial innovations would increase over time. He is very famous for the statement that stability itself is destabilizing. Although things seem very stable today, gradually over time that stability would build confidence to take increasingly risky positions in assets. The model that he had built explains financial crisis in the economic system. He brings up that supply of credit increases during boom and abruptly decreased during economic slowdown. It seems almost intuitive that from a standpoint of an investor the great time to invest is when the economy is booming to increase his or her profitability. Lenders as the investors become increasingly optimistic about their return and they both become less sensitive to risk. But when the economy starts slowing down investors sell out their holding to not to lose more of their assets making the economy even worse off. All of the New Deal structure that have been put in place in the economy during the great depression, tremendous buildup of government debt during World War II gave a very safe asset for the private sector. This would be in a sense leveraged, the safe government debt would serve a base ... Get more on HelpWriting.net ...
  • 27. The Great Depression Great Depression is one of the most important periods in modern US history. It began with the global economic crisis in 1929, which affected most of all the United States. The acute phase of the crisis dragged on for three years from 1929 till the beginning of 1933. From 1930 until 1939 the economy of the country could not overcome the crisis and recover. Therefore, this period was called the Great Depression, because of its duration and serious consequences for society. The war gave rise to prosperity, both real and illusory. It was real, because the warring European powers demanded during that period, that the cost of wheat, cotton, corn, livestock products should rise, and they wanted US to be the only country, that can be a manufacturer. Deficiency of sea transport made inaccessible markets of Australia and Argentina. The US government encouraged farmers to increase production, to expand the acreage that eventually allowed them to get rich. There was a slogan, "The war will be won with food." And this is true, the Allied victory was built on food. And suddenly, by the end of 1920 the agriculture crisis hit. The crisis dragged on and took a dramatic turn. In 1921, Dakota and Nebraska farmers burned their corn, the only thing that they could use was fuel. Those who raise sheep, wool traded on the shirts and socks. Exports of wheat decreased. Experts believe that stagnated, no doubt, temporary: it is necessary to be patient and everything will be restored. Farmers spent, ... Get more on HelpWriting.net ...
  • 28. Rhetorical Analysis Of President Obama's Farewell Address In "President Obama's Farewell Address," Obama actively tries to persuade his audience to step up and make a change; He wants more people to step out of their comfort zone and make something happen. He persuades his audience by using interesting word choice, connecting with them, and talking about the future of American democracy. In the beginning of his address, he says, "you can tell I'm a lame duck ..." By beginning with a lighthearted joke, he puts himself in an amiable light and makes the audience more comfortable with him and more inclined to listen to what he has to say. He then connects with the audience by saying, "Whether we've seen eye–to–eye or rarely agreed at all, my conversations with you, the American people– in living rooms and schools; at farms and in factory floors..." Obama says this to show that he took his time to go to those places to talk to people, which lets the audience knows that he cares and is willing to go out of his way to sit on "factory floors" to listen to what people have to say. By starting off his address this way, he lets the audience know how much he cares, which, in turn, makes the audience care about what he is about to tell them. Obama soon introduces his claim by saying, "This is where I learned that change only happens when ordinary people get involved, get engaged, and come together to demand it." Here, he is claiming that it is ordinary people–people like the audience–who are the ones who are to bring about change. To get the audience more involved, he chooses to use words such as: we, our, and you. He uses these words to addresses each and every person in the audience personally and by doing this, he makes them agree with him because they feel that they are being spoken to directly. In one paragraph of his speech, he says, "But that's what we did. That's what you did. You were the change. You answered people's hopes, and because of you, by almost every measure, America is a better, stronger place than it was when we started." Here, he repeats the word "you" to emphasize the fact that he is addressing each person directly and that they are the ones who make changes, that they are the ones who make America a better place. Obama's choice of words is seen not ... Get more on HelpWriting.net ...
  • 29. Excessive Growth Of Credit And Asset Prices Excessive growth of credit and asset prices can pose serious risks to an economy which has a high degree of financial integration and openness. There can be various reasons for an excessive credit growth such as excessively loose monetary policy, rapidly growing shadow banking system etc. The following essay will describe some key risks associated with an excessive increase in credit growth and asset price and some policy tools which the central bank should adopt to keep these imbalances in check. Finally, the essay will conclude with some policy advice on adoption of these tools and keeping the credit growth in check The major risk associated with excessive growth of credit and asset prices is the buildup of economic bubbles in which any asset trades at much higher value as compared to its intrinsic values leading to a rapid boom–bust cycles. Because of excessive credit in the financial system, many commercial banks and financial institutions have an incentive to invest in risky asset to obtain higher yields. This leads to an increase in asset prices such as housing prices or financial assets, which are inconsistent or implausible with the view of the future causing buildup of systemic risks. The increase in asset prices can also have an effect on spending as the market participants holding overpriced asset tends to spend more than they can afford. The excessive credit growth can have a negative spillover impact on other economies if the excessive credit is leading to ... Get more on HelpWriting.net ...
  • 30. The Big Short : Inside The Doomsday Machine Vincent Abbaticola December 7, 2014 Professor Jeffrey Stark Finance Book Report The Big Short: Inside the Doomsday Machine The Big Short: Inside the Doomsday Machine by Michael Lewis is a non–fiction New York Times #1 bestseller. This text is published by W.W. Norton & Company and contains 320 pages. This is a book that focuses in on the 2008 financial crisis and the build up of the housing and credit bubble during the 2000's. The author channels in on the persons who saw the crisis coming that wanted to protect their investments or did not want to speak of the issue. The book starts by talking about the "bond" and how it is used to make interested payments on borrowed money and then gets paid back in the long–term. In the late 1980's Wall Street had released that is could create products like credit cared, and home mortgages which were very similar in comparison to bonds themselves. The introduction of mortgage bonds allowed the beginning of home mortgages that is a huge part of the financial crisis of 2008. Within the 1990's mortgage bonds were created that were a much higher risk; these mortgages are called "subprime." Due to this addition to the market the risks people were taking on became something that they would not realize. Their actions would soon create the housing bubble that occurred and created this financial crisis years and years later. Throughout chapter four the author focuses in on AIG FD and what they had done. What they had done was ... Get more on HelpWriting.net ...
  • 31. Economics And Complex Systems Of The United States Throughout the better part of previous decade, housing prices in the United States, especially in and around metropolitan areas and high population growth areas (such as the Southwest) saw an unprecedented rise in housing prices . In 2007, many of the financial instruments which were used to back the purchase of these properties, such as subprime and Alt–A mortgages, as well as Collateralized Debt Obligations (CDOs), suffered a sudden and massive downturn . In hindsight, it is accepted by a wide range of economists and analysts that the huge upswing in prices and the ensuing downturn comprised a housing market bubble . Bubbles are often studied from the perspective of behavioral economics and complex systems . Many diverse economic agents, all facing the same information regarding rapid housing prices growth, can generate "irrational exuberance" within markets, leading to huge upswings in prices. Similarly, when the same economic agents begin to hear new information about the unsustainability of such a bubble, an opposing feedback loop is created. When the effect of one feedback loop begins to dominate another, we stand at the precipice of a crash . This highlights the role played by uncertainty– agents are imperfectly informed, as the only information many of these investors see is a rise in prices, driving investment. There is no information available, however, regarding the size, depth or even the possibility of an ensuing downturn. When such a downturn happens (and ... Get more on HelpWriting.net ...
  • 32. What Role Did The Setting Of Monetary Policy Play On... What role did the setting of monetary policy play in housing market developments? Monetary policies play can or not play a major role in the housing developments. This all depends on the supporting evidences provided that aligns with the goals of the policy makers. In this scenario monetary policy was not the initial reason for the extraordinary strength in the housing markets. According this case study, a relationship between interest rates and housing activities is not adequate enough to explain the rise in residential investments or house prices. However some increase in housing markets can attest to lower interest rates and favourable monetary policies that followed after the 2011 recession, which was actually a small factor, As... Show more content on Helpwriting.net ... Similar to the United States and as noted by Taylor (2008) and Ahrend and others (2008), In light of these considerations, the evaluation of policy settings is perhaps best done through a comparison of projected outcomes for the policy objectives given policy expectations; such a comparison involves examining whether the forecasts of policymakers, the private sector, or other forecasters were consistent with a balancing of the price stability objective and the full employment objective (for example, the unemployment rate in the neighborhood of its estimated natural rate). This guidance was designed to influence asset prices, economic activity, and inflation in a manner consistent with the goals of price stability and full employment. As has been emphasized by many researchers, the guidance of expectations is the primary channel through which policy affects economic outcomes–the overnight interest rate in the interbank market is in itself in consequential for economic activity, except to the extent that it affects expectations of the future path of this rate, which in turn influence a broad array of asset prices important to aggregate spending and price setting. The central role of communication regarding the future path of the policy ... Get more on HelpWriting.net ...
  • 33. Housing Bubble Research Paper There are several long–term factors that could cause the housing bubble in Australia. One important factor is the financial deregulation. The financial system was experienced a deregulation, resulting in the removal of different kinds of government policies concerning the lending financial institutions. Meanwhile, an increasing number of new institutions, such as foreign banks, originators, mortgage brokers. New capital of finance for housing purchase would move in the market in the residential market due to the situation. Another factor is the land supply and the land–use planning system. Land price might be affected by the supply of developed urban land. The rules and effectiveness of the land–use planning system where was established ... Show more content on Helpwriting.net ... The Housing Industry Association of Australia (HIA) (Housing Industry Association, 2003, p. 14) estimates that, in the case of new housing, "the total indirect tax take is over $124,000 in Sydney and $88,000 in Melbourne". In order to reduce the rate of house price inflation, the government was requested to reduce the current levels of charges. Owing to a number of interacting forces determining housing prices are unlikely to have the desired impact. What is more, the rising population in Australia results in the growth in the number of households, the main unit of demand in housing markets. Due to Immigration of other countries, this has been a fundamental factor of housing developments and price inflation in some areas over the long term. With the growth of economy and improvement of living standards, Australians are able to afford the house, leading to the price rise. It is likely that house price inflation can occur on some areas where the average incomes of individuals increased. In almost all societies, housing in behalf of the main family fortunes. When the value of existing house rise, the house owners and real estate companies would be confident to sell house with raising the housing ... Get more on HelpWriting.net ...
  • 34. Causes And Policies Of Financial Crises Causes and Policies in Financial Crises Financial Crises are well–known phenomena in economics history; however, after the Great Financial Crisis of 2007–2009 the role that Central Banks play in order to prevent Financial Crises has been questioned. To begin with, it is important to understand that crises consist of highly complex macro–financial linkages that reflect the interactions between the financial sector and the real economy (Claessens 2012). Additionally, it is important to highlight two different financial crises groups: Currency and sudden stop crisis, which have strictly quantitative definitions; and debt and banking crises that depend on qualitative and judgmental analysis (Claessens 2012). Nevertheless, the interconnectivity of the financial sector demonstrates that major crises are a blend of the different types; thus, the effects on real economy are larger (Laevene 2008). In consequence, governments and central banks have the responsibility to develop monetary and macro–prudential policies to appropriately supervise and regulate the financial industry (Norgren 2010). However, central banks have failed to appropriately understand the main symptoms that precede financial crises: credit booms and asset booms (Bijapur 2015). In fact, it is essential to comprehend these symptoms in order to develop policies that strengthen the fragility of the financial industry; hence, upholding stable growth and inflation. The last major financial crises demonstrate that the ... Get more on HelpWriting.net ...
  • 35. Should Sealed Air Be Allowed To Introduce Uncoated Products It is critical for Sealed Air to introduce uncoated product if desire to maintain the market leader's position, with existing machinery and technology, it would not require extra effort to produce uncoated products but have comparable production costs to competitors. As several distributors has been demanding uncoated products from Sealed Air, it seems reasonable for the company to start producing it, it would increase loyalty from the distributors and allow Sealed Air to have a more complete range of products with affordable prices for high to low–end customers. Sealed Air has already lost some market share and showed signs of continuous decline in the market's position, uncoated product will be a ticket back into the game, it is likely to ... Get more on HelpWriting.net ...
  • 36. Case Study Sealed Air Sealed Air was faced with two different options regarding the prospective launch of an uncoated bubble packaging product. Sealed Air could either launch the product worldwide or in selected locations or consider the option of not entering the uncoated bubble packaging market at all. As with all the evaluation of all new product market entry strategies, Sealed Air must first consider its organizational strengths and how they relate to the potential product launch. More specifically, Sealed Air must be cognizant of their widely respected brand of high quality and superior performance coated bubble packages. With the potential launch of an uncoated bubble packaging product, Sealed Air risks diluting their brand value, particularly in the quality and performance conscious US market. There is also the possibility that the introduction of an uncoated bubble wrap product might negate the consumer education the organization has previously performed regarding the advantages of coated bubble products. An additional organizational strength of Sealed Air is their corporate management goal of both market leadership and technological innovation. Entry into the uncoated product market would diverge from both goals, as Sealed Air would be neither the market leader nor the technological innovator. A reactionary entry into the market would be contrary to ... Show more content on Helpwriting.net ... Total bubble packaging sales in Europe topped $15.8M, with Sealed Air's European market share falling just shy of $3.5M (see Exhibit B). However, trouble loomed in England, Sealed Air's strongest European market. Distributors there expected AirCap's nearly $2.5M in sales to slide downward due to several competitors' introduction of low–priced competing uncoated bubble packaging of tolerable quality. As more European suppliers choose to move ... Get more on HelpWriting.net ...
  • 37. The Cause of the Great Depression Essay The Cause of the Great Depression The economic expansion of the 1920's, with its increased production of goods and high profits, culminated in immense consumer speculation that collapsed with disastrous results in 1929 causing America's Great Depression. There were a number or contributing factors to the depression, with the largest and most important one being a general loss of confidence in the American economy. The reason it escalated was a general misunderstanding of recessions by American policymakers of the time. The U.S. economy was booming in the 1920's. Stocks prices soared, as they were bought on margin for as little as 10% down. Market speculation is cyclical–that is, if one stock appears profitable, you buy it, ... Show more content on Helpwriting.net ... Many people lost as much as ten times their initial investment, which shook consumer confidence. In an effort to cover their margins, people rushed the banks in masses, demanding their money. Soon, banks began to run out of cash and went bust. With the economy falling in shambles and companies defaulting on loans, nearly all private and corporate investment ceased. Companies couldn't afford to expand, and in fact, many had to consolidate in order to cover the margins on their loans. This meant postponing hiring and laying workers off, which caused unemployment to skyrocket. With people now willing to work for less money, wages lessened too. At the same time prices rose in an attempt by companies to make some amount of profit off the goods. Because the governments' prevailing economic theory was based on laissez–faire economics, the government believed that recessions were self–correcting. Eventually unemployment and inflation stopped declining, but not before the U.S. lost 1/3 of it's output and 25% of the workforce was unemployed. In the end, it was World War II that brought us out of the Great Depression. With war at hand, the government began pumping massive amounts of money into the economy. Production and inflation increased. More jobs were available and wages rose. At the ... Get more on HelpWriting.net ...
  • 38. America in the 1920's America in the 1920s, also known as the Roaring 20s or New Era, was a time of great changes and huge growth. America was being a more modern nation, and a return to normalcy was being seen after the Progressive Movement and First World War. Politically, the American government was seemingly conservative, but experimented with different approaches to public policy and foreign diplomatic policy. Economically, it was a time of tremendous growth and new forms of organization. Socially, the American popular culture reshaped itself to reflect the increasingly industrial, urban, and consumer oriented society. The 20s were a time of a distinguishably new culture and profound change and excitement, but it wasn't great for everybody. After 1922, there was a long period of prosperity and economic expansion. People had more money to spend, and prices weren't rising very much. The key to the economic boom was new technology. The automobile industry was one of the most important industries in the nation, and led to stimulated growth in other industries, such as steel, rubber, glass, and especially oil companies. Road construction booms in response to automobiles, providing more jobs for workers and helping the economy even more. The radio comes about in the early 20s and becomes a popular form of entertainment and leads the creation the National Broadcasting Company, or NBC. As a result, the nation becomes more connected. Commercial aviation develops and planes are used to deliver mail ... Get more on HelpWriting.net ...
  • 39. Informative Speech On Boba Trang Doan Informative Speech Jason Warren September 23, 2017 Bubble Tea General Purpose: to inform Specific Purpose Statement: At the end of my speech, I want people to understand what boba is and why is it getting popular I.Introduction A.Attention Grabber: Hilary Clinton's first time trying boba in NY. Awkwardly fumbling with the drink, she drinks the sweet Taiwanese drink and describes it as "chewy tea" and "milky tea" B.Background Info: What is boba? 1.Invented sometimes in the 1980s in Taiwan, the Taiwanese tea–based drink comes in various types a.Most recipes contain a tea mixed with milk or fruit and chewy tapioca balls are added 2.There are no clear origin story of the drink but it's popularity began to spread throughout ... Show more content on Helpwriting.net ... Now, bubble tea has many different variations. a.The tea is mixed with different types of fruit and cream to create different flavors and variations and tapioca pearls, or sometimes jelly, are added. b.4 main ingredients of bubble tea is some sort of flavoring, creamer, sweetener, and liquid. c.Some examples of the different boba drinks you can get are the traditional milk tea, taro milk tea, green milk tea, or my personal favorite, the thai milk tea. B.Is boba better for you than coffee? 1.The bad health benefits of boba includes risk for diabetes due the large amounts of sugar and the risk for obesity because of its high calories a.There are 36 grams of sugar in a boba drink (healthline article, published on July 5, 2017) b.There are 317.5 calories in a boba drink (healthline article, published on July 5, 2017) 2.Compared to a Starbucks drink, boba is not that much more significant or less significant in calories. a.A Starbucks Caramel Macchiato has 250 calories while a Cappuccino is around 120 calories (Starbucks nutritional facts) b.A Starbucks Caramel Macchiato has 33 grams of sugar and a Starbucks Cappuccino has 10 grams of sugar. (Starbucks nutritional facts) C.Why are people going on this boba trend?
  • 40. 1.It is a drink that is fun to drink. a.Bin Chen and Andrew Chau, founders of premium bubble tea company Boba Guys Inc say that the "tapioca pearls add a whole new dimension of mouthfeel. It's like drinking with gummy ... Get more on HelpWriting.net ...
  • 41. Review : Annual Economic Outlook John Greenwood authored an article entitled "Annual Economic Outlook 2013" which provided the following macroeconomic indices forecast for 2014 for seven (7) leading economies in the world. The speed at which developed economies can repair their balance sheets is most critical to the household and financial sectors of the US, Eurozone and UK economies. How effectively the developed economies can address the problems of government sector debt will also have a major impact on economic growth. Although emerging market economies generally have less indebtedness, their inability to decouple from developed markets undermined their growth rates in 2013 and was expected to continue to do so in 2014, (Gordon, 2014). The problem for all is that ... Show more content on Helpwriting.net ... The United States The US economy was the first to enter recession (2007), and the first to see the effects of the housing crisis seriously impact the banking system (2008). However, thanks to strong measures to re–capitalize the banks the US banking system is now clearly on the road to recovery. US households are also making good progress in repairing their balance sheets. The prospects are for continued slow growth of personal incomes (about 3% p.a.) at a rate that exceeds inflation and therefore supports additional savings and further debt repayment. However, US growth depends on successfully navigating the so–called "fiscal cliff" – the effective increase in a range of taxes (due to the expiry of several tax cuts enacted previously) amounting to $400 billion, together with automatic spending cuts amounting to about $90 billion, for a combined total cut in the deficit of close to $500 billion in a single year, (Visser, 2014). The re–election of President Obama feared that a renewed recession would be enough to enable the two sides in the US Congress to reach some kind of compromise, although not perhaps to the extent of fully erasing the threat to the US economy. Consequently there was another year of roughly 2% GDP growth in the US in 2014. The Eurozone ... Get more on HelpWriting.net ...
  • 42. Bubbles: The Cause Of The Financial Crisis 1. What are bubbles & why do they always occur? Why can't we seem to learn the lessons of past bubbles? The film directed by Terry Jones, Benjamin Timlett, and Bill Jones called "Boom Bust Boom," frequently brought up the term bubbles. In economics, bubbles are referred to as a type of financial episode in which the price of an asset becomes completely attached of any actual value. These assets could be anything from equities to tulips. The driving force behind the bubble was the belief that people put into the bubble. Humans always find some type of reason for getting into the bubble. Often times, people decide to buy into this idea of a bubble because everybody else is doing it. It is human nature to follow what everybody else is doing.... Show more content on Helpwriting.net ... This hypothesis said that financial crises occur in a capitalist economy. It also said that stability leads to optimism and thus more borrowing in stocks and houses. This causes the financial system to go from a stable structure to a fragile one. Overconfidence and a sense of financial euphoria lead to increased borrowing. This same overconfidence is translated over to politicians who decide to relax financial regulations. Excessive borrowing occurs and causes the financial system to be extremely unstable. Minsky emphasized the fact that our financial system is inherently unstable. People contribute to this by forgetting the dangers with debt. Through his hypothesis, he was able to predict that another financial crisis like 1929 was going to occur ... Get more on HelpWriting.net ...
  • 43. The Great Depression And Dust Bowl In the decades leading up to the 1920s, industry in America boomed. Not only were monopolies created but mass production of many goods was the source of an economic boom. During the 1920s the economic boom led to some of the best times in history. However, later in the decade, devastation came in the form of the Great Depression and Dust Bowl. These two factors left a sour taste in the mouthes of Americans as they moved into the thirties. The drastic difference between the economic high and low of the 1920s are due to a combination of the economic boom at the beginning of the decade and the Great Depression at the end, with numerous factors in between these two bookend events. During the best of the decade there was economic boom, ... Show more content on Helpwriting.net ... Vertical Integration is the controlling of all parts of the manufacturing process, from obtaining raw materials to sale of the final product. This allowed for many corporations to completely run this industry and control the market. Hence, by 1890, things were out of hand and thus the Sherman Anti–Trust Act was implemented. This act "outlawed trusts and any other monopolies" in order for their to be more competition and less fixed price enterprises (Boyer). The most important long term effect that the period of Robber Barons vs Captains of Industry had was its creation of an economic boom and a bull market that lasted a long time. Not only were there economic improvements but also social. The impact of war on the home front left room for women to establish themselves in the work place and for other social reforms to take place. The 1920s were just a time of great economic success, there were also very positive social movements too. The main social movement that took place was the Harlem Renaissance. The Harlem Renaissance was a time of increased African American literature and art that formed a movement. This movement, the Harlem Renaissance, came from the Harlem areas of New York City and was the first cultural specific movement in this era. Due to the mass migration to the urban cities of the northeast from 1914–1918, many blacks began to establish themselves in certain areas, such as Harlem. Those ... Get more on HelpWriting.net ...
  • 44. The Theory Of Economy And The Validity Of Emh "To the extent to which you depart from that equality, if it is in your opponents favor, you are a fool, and if in your own, you are unjust." Although the notion of market efficiency has– albeit rudimentarily– been dealt with since the 16th century , it was only when Eugene Fama published his PhD and his subsequent article Efficient Capital Markets: A Review of Theory and Empirical Work in 1970 that the Efficient Market Hypothesis (hereafter EMH) was established. The fundamental argument offered by EMH proposes that the multiplicity and interaction of fully rational economic actors within a market will lead to the elimination of disparities between market prices and actual values and allow the former to randomly fluctuate around the ... Show more content on Helpwriting.net ... Being that news and exogenous shocks are by nature erratic, prices will share their randomness. Accordingly, as stipulated by the rational expectations model, investors will act in response to financial shocks mindful of the latters' macroeconomic consequences. Furthermore, both efficiency and rationality have relative connotations within the economy and are contingent to different levels of market friction. Campbell, Lo, and MacKinley echo this view and argue that the concept of relativity is a more useful approach than the absolutist interpretations seen in traditional economic literature. Markets can, thus, still be efficient even if certain economic agents are irrational or if price volatility of assets cannot be grounded by fundamentals. Since certain market participants are irrational, specific stock market trades will not be based on a rational evaluation. Yet, Fama's sophisticated trader argument finds that the impact of the rational agents within the market is powerful enough to minimize the departure of actual prices from their fundamental value. Fama expanded EMH into three distinct forms– weak, semi–strong and strong form– to allow the hypothesis to be tested in financial analyses. The form that is perceived, however, as the most reflective of EMH and will be employed by the paper is the semi–strong. This form of market efficiency ... Get more on HelpWriting.net ...