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“Born This Way”
Lady Gaga
[Intro]
This is the manifesto of Mother Monster:
On GOAT, a government owned alien territory in
space, a birth of magnificent and
magical proportions took place. But the birth was
not finite, it was infinite. As the
wombs numbered and the mitosis of the future
began it was perceived that this
infamous moment in life is not temporal, it is
eternal. And thus began the beginning
of the new race; a race within the race of
humanity; a race which bears no prejudice,
no judgment but boundless freedom. But on that same
day as the eternal Mother
hovered in the multiverse another, more terrifying,
birth took place: the birth of evil.
And as she, herself, split into two, rotating in agony
between two ultimate forces, the
pendulum of choice began its dance. It seems
easy,you imagine, to gravitate,
instantly and unwaveringly, towards good but she
wondered,“How can I protect
somethingso perfect without evil?”
It doesn’t matter if you love him,
Or capital H-I-M (M, M, M, M)
Just put your paws up
’cause you were born this way, baby
[Verse 1]
My mama told me when I was young
We are all born superstars
She rolled my hair and put my lipstick on
In the glassof her boudoir
“there’s nothin wrong with lovinwho you are”
She said, “’cause He made you perfect, babe”
“so hold your head up girl and you’ll go far,
Listen to me when I say”
[Chorus]
I’m beautiful in my way
’cause god makes no mistakes
I’m on the right trackbaby
I was born this way
Don’t hide yourself in regret
Just love yourself and you’re set
I’m on the right trackbaby
I was born this way (born this way)
[Post-chorus]
Ooo thereain’t no otherway
BabyI was born this way
BabyI was born this way (born this way)
Ooo thereain’t no otherway
BabyI was born-
I’m on the right trackbaby
I was born this way
Don’t be a drag – just be a queen
Don’t be a drag – just be a queen
Don’t be a drag – just be a queen
Don’t be! (Don’t be! Don’t be!)
[Verse 2]
Give yourself prudence
And love your friends
Subway kid, rejoice your truth
In the religion of the insecure
I must be myself, respect my youth
A different loveris not a sin
Believe capital h-i-m (hey,hey, hey)
I love my life I love this record and
Mi amore vole fe yah (my love wants faith)
[Repeat Chorus & Post Chorus]
[Bridge]
Don’t be a drag,just be a queen
Whether you’re broke or evergreen
You’re black, white, beige, chola descent
You’re lebanese, you’re orient
Whether life’s disabilities
Left you outcast, bullied, or teased
Rejoice and love yourself today
’cause baby you were born this way
No matter gay, straight, or bi,
Lesbian, transgendered life
I’m on the right trackbaby
I was born to survive
No matter black, white or beige
Chola or orient made
I’m on the right trackbaby
I was born to be brave
[Repeat Chorus]
[Outro]
I was born this way hey!
I was born this way hey!
I’m on the right trackbaby
I was born this way hey!
I was born this way hey!
I was born this way hey!
I’m on the right trackbaby
I was born this way hey!
Same DNA, I’m born this way. Same DNA,
I’m born this way.
Written by Stefani Germanotta, Jeppe Laursen, Fernando
Garibay, Paul Blair • Copyright © Sony/ATV Music
Publishing LLC, Warner/Chappell Music, Inc, Universal Music
Publishing Group
1. John Jetison believes he would need $500,000 to retire today
and keep his same lifestyle. If Jetison estimates he will retire in
20 years, how much should he put away each month to have the
equivalent of $500,000 in 20 years if the interest he can earn is
5%? If the interest rate changes to 3%, what will Jetison need to
save each month? Picture cash flows on a timeline and present it
when providing your answer. Think about your own retirement;
what would the timeline look like? In what ways could you
better prepare for retirement?
2. Much to your surprise, you were selected to appear on the
TV show, "The Price is Right." As a result of
your prowess in identifying how many rolls of toilet paper an
average American family keeps on hand, you win the
opportunity to choose one of the following: $2,000 today,
$10,000 in 10 years, or $31,000 in 29 years. Assuming you can
earn 12% on your money, which should you choose?
3. How many years will it take for $500 to grow to $1,051.82 at
9% interest compounded annually?
4. Alex Karez has taken out a loan of $180,000 with an annual
rate of 10% compounded monthly to pay off hospital bills from
his wife’s illness. If the most Alex can afford to pay is $3,500 a
month, how long will it take to pay off the loan? How long will
it take to pay off the loan if he can pay $4,000 each month? Use
five decimal places for the monthly percentage rate in your
calculations. If Alex can pay $3,500 a month, how many years
will it take to pay off the loan? What is the present value of a
$650 perpetuity discounted back to the present at 10%? What is
the present value of the perpetuity?
5. You are given three investment alternatives to analyze. The
cash flows from these three investments are as follows:
What is the present value of investments A, B, and C if
the appropriate discount rate is 10%?
“They Don’t Really Care About Us”
Written and performedby Michael Jackson
[Intro (chanting)]
(All I want to say is that they don't really care
about us)
Don't worry what people say, we know the
truth
(All I want to say is that they don't really care
about us)
Enough is enough of this garbage
(All I want to say is that they don't really care
about us)
(Overlapping voices)
[Verse 1]
Skin head, dead head
Everybody gone bad
Situation, aggravation
Everybody allegation
In the suite, on the news
Everybody dog food
Bangbang, shot dead
Everybody gone mad
[Hook]
All I wanna say is that
They don't really care about us
All I wanna say is that
They don't really care about us
[Verse 2]
Beat me, hate me
You can never break me
Will me, thrillme
You can never kill me
Jew me, sue me
Everybody do me
Kick me, kike me
Don't you black or white me
[Hook]
All I wanna say is that
They don't really care about us
All I wanna say is that
They don't really care about us
[Bridge 1]
Tell me, what has become of my life?
I have a wife and two children who love me
I am the victim of police brutality now
I'm tired of bein' the victim of hate
You're rippin' me of my pride, oh, for God's
sake
I look to heaven to fulfill its prophecy, set
me free
[Verse 3]
Skin head, dead head
Everybody gone bad
Trepidation, speculation
Everybody allegation
In the suite, on the news
Everybody dog food
Black male, blackmail
Throw your brother in jail
[Hook]
All I wanna say is that
They don't really care about us
All I wanna say is that
They don't really care about us
[Bridge 2]
Tell me, what has become of my rights?
Am I invisible 'cause you ignore me?
Yourproclamation promised me free liberty now
I'm tired of bein' the victim of shame
They're throwin' me in a class with a bad name
I can't believe this is the land from which I
came
You know, I do really hate to say it
The government don't wanna see
But if Roosevelt was livin'
He wouldn't let this be, no, no
[Verse 4]
Skin head, dead head
Everybody gone bad
Situation, speculation
Everybody litigation
Beat me, bash me
You can never trash me
Hit me, kick me
You can never get me
[Hook]
All I wanna say is that
They don't really care about us
All I wanna say is that
They don't really care about us
[Verse 5]
Some things in life
They just don't wanna see
But if Martin Luther was livin'
He wouldn't let this be
Skin head, dead head
Everybody's gone bad
Situation, segregation
Everybody allegation
In the suite, on the news
Everybody dog food
Kick me, strike me
Don't you wrong or right me
[Hook]
All I wanna say is that
They don't really care about us
All I wanna say is that
They don't really care about us
The Story of O.J.
Jay-Z
Skin is, skin, is
Skin black, my skin is black
My, black, my skin is yellow
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
I like that second one
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
O.J. like, "I'm not black, I'm O.J."
Okay
House nigga, don't fuck with me
I'm a field nigga with shined cutlery
Gold-plated quarters where the butlers be
I'mma play the corners where the hustlers be
I told him, "Please don't die over the neighborhood
That your momma rentin'
Take your drug money and buy the neighborhood
That's how you rinse it"
I bought every V12 engine
Wish I could take it back to the beginnin'
I coulda bought a place in Dumbo before it was Dumbo
For like two million
That same building today is worth twenty-five million
Guess how I'm feelin'? Dumbo
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
You wanna know what's more important than throwin' away
money at a strip club? Credit
You ever wonder why Jewish people own all the property in
America? This how they did it
Financial freedom my only hope
Fuck livin' rich and dyin' broke
I bought some artwork for one million
Two years later, that shit worth two million
Few years later, that shit worth eight million
I can't wait to give this shit to my children
Y'all think it's bougie, I'm like, it's fine
But I'm tryin' to give you a million dollars worth of game for
nine ninety-nine
I turned that two to a four, four to an eight
I turned my life into a nice first week release date, mm
Y'all out here still takin' advances, huh?
Me and my niggas takin' real chances, uh
Y'all on the 'gram holdin' money to your ear
There's a disconnect, we don't call that money over here, yeah
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
Light nigga, dark nigga, faux nigga, real nigga
Rich nigga, poor nigga, house nigga, field nigga
Still nigga, still nigga
Songwriters: Ernest Wilson / Gene Redd Sr / Jimmy Crosby /
Nina Simone / Shawn C. Carter
The Story of O.J. lyrics © Warner/Chappell Music, Inc, Carlin
America Inc, BMG Rights Management US, LLC
Formation
Beyoncé
Y'all haters corny with that illuminati mess
Paparazzi, catch my fly, and my cocky fresh
I'm so reckless when I rock my Givenchy dress (stylin')
I'm so possessive so I rock his Roc necklaces
My daddy Alabama, momma Louisiana
You mix that negro with that Creole make a Texas bamma
I like my baby hair, with baby hair and afros
I like my negro nose with Jackson Five nostrils
Earned all this money but they never take the country out me
I got a hot sauce in my bag, swag
I see it, I want it
I stunt, yellow bone it
I dream it, I work hard
I grind 'til I own it
I twirl on them haters
Albino alligators
El Camino with the seat low
Sippin' Cuervo with no chaser
Sometimes I go off, I go off
I go hard, I go hard
Get what's mine, take what's mine
I'm a star, I'm a star
'Cause I slay, slay
I slay, hey, I slay, okay
I slay, okay, all day, okay
I slay, okay, I slay okay
We gon' slay, slay
Gon' slay, okay
We slay, okay
I slay, okay
I slay, okay
Okay, okay, I slay, okay
Okay, okay, okay, okay
Okay, okay, ladies, now let's get in formation, 'cause I slay
Okay ladies, now let's get in formation, 'cause I slay
Prove to me you got some coordination, 'cause I slay
Slay trick, or you get eliminated
When he fuck me good I take his ass to Red Lobster, 'cause I
slay
When he fuck me good I take his ass to Red Lobster, 'cause I
slay
If he hit it right, I might take him on a flight on my chopper,
'cause I slay
Drop him off at the mall, let him buy some J's, let him shop up,
'cause I slay
I might get your song played on the radio station, 'cause I slay
I might get your song played on the radio station, 'cause I slay
You just might be a black Bill Gates in the making, 'cause I slay
I just might be a black Bill Gates in the making
I see it, I want it
I stunt, yellow bone it
I dream it, I work hard
I grind 'til I own it
I twirl on them haters
Albino alligators
El Camino with the seat low
Sippin' Cuervo with no chaser
Sometimes I go off, I go off
I go hard, I go hard
Take what's mine, take what's mine
I'm a star, I'm a star
'Cause I slay, slay
I slay, hey, I slay, okay
I slay, okay, I slay, okay
I slay, okay, I slay okay
I slay, okay
We gon' slay, slay
Gon' slay, okay
We slay, okay
I slay, okay
I slay, okay
Okay, okay, I slay, okay
Okay, okay, okay, okay
Okay, okay, ladies, now let's get in formation, I slay
Okay ladies, now let's get in formation, I slay
Prove to me you got some coordination, I slay
Slay trick, or you get eliminated, I slay
Okay ladies, now let's get in formation, I slay
Okay ladies, now let's get in formation
You know you that bitch when you cause all this conversation
Always stay gracious, best revenge is your paper
Songwriters: Asheton Hogan / Beyonce Knowles / Khalif Brown
/ Michael Williams
Formation lyrics © Warner/Chappell Music, Inc

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  • 1. “Born This Way” Lady Gaga [Intro] This is the manifesto of Mother Monster: On GOAT, a government owned alien territory in space, a birth of magnificent and magical proportions took place. But the birth was not finite, it was infinite. As the wombs numbered and the mitosis of the future began it was perceived that this infamous moment in life is not temporal, it is eternal. And thus began the beginning of the new race; a race within the race of humanity; a race which bears no prejudice, no judgment but boundless freedom. But on that same day as the eternal Mother hovered in the multiverse another, more terrifying, birth took place: the birth of evil. And as she, herself, split into two, rotating in agony between two ultimate forces, the pendulum of choice began its dance. It seems easy,you imagine, to gravitate, instantly and unwaveringly, towards good but she wondered,“How can I protect somethingso perfect without evil?” It doesn’t matter if you love him, Or capital H-I-M (M, M, M, M)
  • 2. Just put your paws up ’cause you were born this way, baby [Verse 1] My mama told me when I was young We are all born superstars She rolled my hair and put my lipstick on In the glassof her boudoir “there’s nothin wrong with lovinwho you are” She said, “’cause He made you perfect, babe” “so hold your head up girl and you’ll go far, Listen to me when I say” [Chorus] I’m beautiful in my way ’cause god makes no mistakes I’m on the right trackbaby I was born this way Don’t hide yourself in regret Just love yourself and you’re set I’m on the right trackbaby I was born this way (born this way) [Post-chorus] Ooo thereain’t no otherway BabyI was born this way BabyI was born this way (born this way) Ooo thereain’t no otherway BabyI was born- I’m on the right trackbaby I was born this way
  • 3. Don’t be a drag – just be a queen Don’t be a drag – just be a queen Don’t be a drag – just be a queen Don’t be! (Don’t be! Don’t be!) [Verse 2] Give yourself prudence And love your friends Subway kid, rejoice your truth In the religion of the insecure I must be myself, respect my youth A different loveris not a sin Believe capital h-i-m (hey,hey, hey) I love my life I love this record and Mi amore vole fe yah (my love wants faith) [Repeat Chorus & Post Chorus] [Bridge] Don’t be a drag,just be a queen Whether you’re broke or evergreen You’re black, white, beige, chola descent You’re lebanese, you’re orient Whether life’s disabilities Left you outcast, bullied, or teased Rejoice and love yourself today ’cause baby you were born this way No matter gay, straight, or bi, Lesbian, transgendered life I’m on the right trackbaby I was born to survive No matter black, white or beige Chola or orient made I’m on the right trackbaby
  • 4. I was born to be brave [Repeat Chorus] [Outro] I was born this way hey! I was born this way hey! I’m on the right trackbaby I was born this way hey! I was born this way hey! I was born this way hey! I’m on the right trackbaby I was born this way hey! Same DNA, I’m born this way. Same DNA, I’m born this way. Written by Stefani Germanotta, Jeppe Laursen, Fernando Garibay, Paul Blair • Copyright © Sony/ATV Music Publishing LLC, Warner/Chappell Music, Inc, Universal Music Publishing Group 1. John Jetison believes he would need $500,000 to retire today and keep his same lifestyle. If Jetison estimates he will retire in 20 years, how much should he put away each month to have the equivalent of $500,000 in 20 years if the interest he can earn is 5%? If the interest rate changes to 3%, what will Jetison need to save each month? Picture cash flows on a timeline and present it when providing your answer. Think about your own retirement;
  • 5. what would the timeline look like? In what ways could you better prepare for retirement? 2. Much to your surprise, you were selected to appear on the TV show, "The Price is Right." As a result of your prowess in identifying how many rolls of toilet paper an average American family keeps on hand, you win the opportunity to choose one of the following: $2,000 today, $10,000 in 10 years, or $31,000 in 29 years. Assuming you can earn 12% on your money, which should you choose? 3. How many years will it take for $500 to grow to $1,051.82 at 9% interest compounded annually? 4. Alex Karez has taken out a loan of $180,000 with an annual rate of 10% compounded monthly to pay off hospital bills from his wife’s illness. If the most Alex can afford to pay is $3,500 a month, how long will it take to pay off the loan? How long will it take to pay off the loan if he can pay $4,000 each month? Use five decimal places for the monthly percentage rate in your calculations. If Alex can pay $3,500 a month, how many years will it take to pay off the loan? What is the present value of a $650 perpetuity discounted back to the present at 10%? What is the present value of the perpetuity? 5. You are given three investment alternatives to analyze. The cash flows from these three investments are as follows: What is the present value of investments A, B, and C if the appropriate discount rate is 10%? “They Don’t Really Care About Us” Written and performedby Michael Jackson [Intro (chanting)] (All I want to say is that they don't really care
  • 6. about us) Don't worry what people say, we know the truth (All I want to say is that they don't really care about us) Enough is enough of this garbage (All I want to say is that they don't really care about us) (Overlapping voices) [Verse 1] Skin head, dead head Everybody gone bad Situation, aggravation Everybody allegation In the suite, on the news Everybody dog food Bangbang, shot dead Everybody gone mad [Hook] All I wanna say is that They don't really care about us All I wanna say is that They don't really care about us [Verse 2] Beat me, hate me You can never break me Will me, thrillme You can never kill me Jew me, sue me Everybody do me Kick me, kike me Don't you black or white me
  • 7. [Hook] All I wanna say is that They don't really care about us All I wanna say is that They don't really care about us [Bridge 1] Tell me, what has become of my life? I have a wife and two children who love me I am the victim of police brutality now I'm tired of bein' the victim of hate You're rippin' me of my pride, oh, for God's sake I look to heaven to fulfill its prophecy, set me free [Verse 3] Skin head, dead head Everybody gone bad Trepidation, speculation Everybody allegation In the suite, on the news Everybody dog food Black male, blackmail Throw your brother in jail [Hook] All I wanna say is that They don't really care about us All I wanna say is that They don't really care about us
  • 8. [Bridge 2] Tell me, what has become of my rights? Am I invisible 'cause you ignore me? Yourproclamation promised me free liberty now I'm tired of bein' the victim of shame They're throwin' me in a class with a bad name I can't believe this is the land from which I came You know, I do really hate to say it The government don't wanna see But if Roosevelt was livin' He wouldn't let this be, no, no [Verse 4] Skin head, dead head Everybody gone bad Situation, speculation Everybody litigation Beat me, bash me You can never trash me Hit me, kick me You can never get me [Hook] All I wanna say is that They don't really care about us All I wanna say is that They don't really care about us [Verse 5]
  • 9. Some things in life They just don't wanna see But if Martin Luther was livin' He wouldn't let this be Skin head, dead head Everybody's gone bad Situation, segregation Everybody allegation In the suite, on the news Everybody dog food Kick me, strike me Don't you wrong or right me [Hook] All I wanna say is that They don't really care about us All I wanna say is that They don't really care about us The Story of O.J. Jay-Z Skin is, skin, is Skin black, my skin is black My, black, my skin is yellow Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga Still nigga, still nigga I like that second one Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga
  • 10. Still nigga, still nigga O.J. like, "I'm not black, I'm O.J." Okay House nigga, don't fuck with me I'm a field nigga with shined cutlery Gold-plated quarters where the butlers be I'mma play the corners where the hustlers be I told him, "Please don't die over the neighborhood That your momma rentin' Take your drug money and buy the neighborhood That's how you rinse it" I bought every V12 engine Wish I could take it back to the beginnin' I coulda bought a place in Dumbo before it was Dumbo For like two million That same building today is worth twenty-five million Guess how I'm feelin'? Dumbo Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga Still nigga, still nigga Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga Still nigga, still nigga You wanna know what's more important than throwin' away money at a strip club? Credit You ever wonder why Jewish people own all the property in America? This how they did it Financial freedom my only hope Fuck livin' rich and dyin' broke I bought some artwork for one million Two years later, that shit worth two million Few years later, that shit worth eight million I can't wait to give this shit to my children
  • 11. Y'all think it's bougie, I'm like, it's fine But I'm tryin' to give you a million dollars worth of game for nine ninety-nine I turned that two to a four, four to an eight I turned my life into a nice first week release date, mm Y'all out here still takin' advances, huh? Me and my niggas takin' real chances, uh Y'all on the 'gram holdin' money to your ear There's a disconnect, we don't call that money over here, yeah Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga Still nigga, still nigga Light nigga, dark nigga, faux nigga, real nigga Rich nigga, poor nigga, house nigga, field nigga Still nigga, still nigga Songwriters: Ernest Wilson / Gene Redd Sr / Jimmy Crosby / Nina Simone / Shawn C. Carter The Story of O.J. lyrics © Warner/Chappell Music, Inc, Carlin America Inc, BMG Rights Management US, LLC Formation Beyoncé Y'all haters corny with that illuminati mess Paparazzi, catch my fly, and my cocky fresh I'm so reckless when I rock my Givenchy dress (stylin') I'm so possessive so I rock his Roc necklaces
  • 12. My daddy Alabama, momma Louisiana You mix that negro with that Creole make a Texas bamma I like my baby hair, with baby hair and afros I like my negro nose with Jackson Five nostrils Earned all this money but they never take the country out me I got a hot sauce in my bag, swag I see it, I want it I stunt, yellow bone it I dream it, I work hard I grind 'til I own it I twirl on them haters Albino alligators El Camino with the seat low Sippin' Cuervo with no chaser Sometimes I go off, I go off I go hard, I go hard Get what's mine, take what's mine I'm a star, I'm a star 'Cause I slay, slay I slay, hey, I slay, okay I slay, okay, all day, okay I slay, okay, I slay okay We gon' slay, slay Gon' slay, okay We slay, okay I slay, okay I slay, okay Okay, okay, I slay, okay Okay, okay, okay, okay Okay, okay, ladies, now let's get in formation, 'cause I slay Okay ladies, now let's get in formation, 'cause I slay Prove to me you got some coordination, 'cause I slay Slay trick, or you get eliminated When he fuck me good I take his ass to Red Lobster, 'cause I slay When he fuck me good I take his ass to Red Lobster, 'cause I
  • 13. slay If he hit it right, I might take him on a flight on my chopper, 'cause I slay Drop him off at the mall, let him buy some J's, let him shop up, 'cause I slay I might get your song played on the radio station, 'cause I slay I might get your song played on the radio station, 'cause I slay You just might be a black Bill Gates in the making, 'cause I slay I just might be a black Bill Gates in the making I see it, I want it I stunt, yellow bone it I dream it, I work hard I grind 'til I own it I twirl on them haters Albino alligators El Camino with the seat low Sippin' Cuervo with no chaser Sometimes I go off, I go off I go hard, I go hard Take what's mine, take what's mine I'm a star, I'm a star 'Cause I slay, slay I slay, hey, I slay, okay I slay, okay, I slay, okay I slay, okay, I slay okay I slay, okay We gon' slay, slay Gon' slay, okay We slay, okay I slay, okay I slay, okay Okay, okay, I slay, okay Okay, okay, okay, okay
  • 14. Okay, okay, ladies, now let's get in formation, I slay Okay ladies, now let's get in formation, I slay Prove to me you got some coordination, I slay Slay trick, or you get eliminated, I slay Okay ladies, now let's get in formation, I slay Okay ladies, now let's get in formation You know you that bitch when you cause all this conversation Always stay gracious, best revenge is your paper Songwriters: Asheton Hogan / Beyonce Knowles / Khalif Brown / Michael Williams Formation lyrics © Warner/Chappell Music, Inc