3. Introduction:
About 50 years earlier, agricultural sector was
not considered as a commercial sector for
economic development in a large number of
developing and developed nations. During the
last 50 years this sector is realized as a major
productive sector of Pakistani economy. 61%
population is living in more than 50,000 villages
in Pakistan.

11. ROLE OR IMPORTANCE IN
ECONOMIC DEVELOPMENT
 Increase in Per Capita Income
 Major Source of Employment
 Reduction in Poverty
 Supply of Food
 Source of Foreign Earning
 Supply of Surplus Laboure
 Source of National Income
 Supply of Raw Material
 Development of Industrial Sector
 Balance of Payment Position
 Extension in Market Size
 Improvement in Living Standard

12.  Reduction in Regional Disparities
 Increase in Govt. Revenue
 Balanced Growth Economy
 Demand for Industrial Goods
 Controlling Inflation
 Direct Foreign Investment
 Self Reliance Policy
 Economic Development

13.  Various Plant Diseases
 Under Utilization of Land
 Natural Calamities

14.  Consumption Oriented
 Farmer’s Litigation
 Joint Family System
 Illiteracy and Ill-health
 Political Instability

15. FINANCIAL PROBLEMS
 Lack of Credit
 Poor Financial Position of Farmers
 Instability in Market Prices
 Shortage of Agricultural Finance

16. MEASURESTO REMOVE
THESE PROBLEMS
 Supply of Agriculture Credit
 Water Logging and Salinity Control
 Construction of Dames
 Agricultural Research
 Tax Concessions
 Training of Farmers
 Prices of Agricultural Productivities

17. Agriculture credit

18. Classification of
Agriculture Credit
 Short term credit
 Medium term credit
 Long term credit

19. Sources of agriculture
credit
 Non-institutional sources of credit
 Institutional sources of credit

20. Non-institutional sources of
credit
 Village money lender
 Friends relatives
 Landlords

21. Institutional sources of
credit
 ZaraiTaraqiate bank limited
 Commercial banks
 Cooperatives
 State bank