1. CURRICULUM VITAE
Hoang Thi Lan Huong
26 Nguyen Thi Nghia Street,
Ben Thanh Ward, District 1
Hochiminh City, Vietnam
0981 95 94 08
Email: huong.htlan@gmail.com
Skype name: huong.hoang88
Personal:
Full name : Hoang Thi Lan Huong
Date of birth : 18-3-1981
Place of birth : Danang
Marital status : Single
Educational Data:
- B.A, The Faculty of Monetary and International Settlement, Banking University of
Hochiminh City.
- Certificate in English (TOEFL 493), Certificate in Chief Accountant
- Certificate in Computer level A (Microsoft Office: Word, Excel, Power Point)
- Short terms training course in trade finance, corporate lending, international payment,
banking products sale of JPMorgan Chase, IFC, Wells Fargo Banks and other European
banks.
Specialties:
- More than 10 years experienced in banking fields: accounting, international payments,
import/export transactions, trade finance, customers service, credit management, business
analysis, design financial products for Industrial corporate and manage projects at 4 major
join stocks banks: ACB, EXIMBANK, SACOMBANK, TECHCOMBANK.
- Good knowledge about: State banks regulations, international payments, manage
projects, accounting, corporate finance management, trade finance, credit approved,
logistics, project management, administrative management.
- Skills: negotiation, decision making, able to do multitasks, making reports, interpersonal
communication, team work, document settle, business analysis, work under high pressure,
IT competence.
- Characteristics: self-motivated, well – organized, enthusiastic, careful and honest.
- Others: available for business trip
- Current Salary: USD1000
Work Experience:
- 1/2014 – now: Country Sale Manager, Transaction Banking at Maritime Bank
Main duties:
Expand new customers
Analysing the market trend to offer full package of banking products and services
for Large Corporates, SMEs, FDI
Overview banking policy for each kind of corporates customers
Implementation of customer cares policy to maintain exist of customers
Giving details of consults for customers about the credit, deposit, foreign exchange,
trade finance, cash management and e-banking
Preparing and carrying out to joint customer’s decisions.
2. Distribution of initial orders and supervision of new introduction of products and
promotions
Co-ordinate with other departments to improve banking operations for customers
- 2012 – 1/2014: Supervisor of Banking Product Development Center of Business Banking
Division of Techcombank
Main duties:
Design products of trade finance, credits, and other transaction banking products
for Corporate customers.
Analyze and valuate enterprises conditions to provide appropriate package of
finance solutions (interest rates, terms of loans, methods of finance and other
added services such as, remittance, import - export payments, domestic collections,
Cash management (AR & AP), payroll, foreign exchange trading and other treasury
activities…),
Make the analysis of profit and lost for the proposed financial packages
Overview business activities of branches on Corporate customers, making reports
and propose business plans to Board of Managers.
Overview the tasks of credit and collecting debts of branches, give out soon
warning for potential overdue debts.
Research and design incentive programs, promotion package, organize seminars
to launch new products, programs,
Support branches in daily sales and marketing activities, resolve problems,
manage, assign duties and train new staffs.
Take responsibilities for business revenues of the proposed financial programs, and
minimized the risks for the bank.
Liaise with other Divisions to provide suitable programs to enhance the Bank’s
business operations competition.
- 2010 – 2012: Banking Product Development Senior Officer of Corporate Banking of
Sacombank.
Main duties:
Research, analyze and design financial products for special Industry (rice, sea
products, cashews, coffee…), Trade finance, International payment, domestic
credits;
Propose Interest rates and Import/export Fees
Overlook on same sort of business action of competitors to propose prompt
solutions to Board of Managers
Making daily reports on business status of the whole systems, regions and
branches
Educate and supporting branches for launching new products, business operating
on Corporates clients.
Design incentive program, promotion plans.
Take part in IT projects to improve the transaction system (e - banking) for
Corporate Customers.
Edit sale – kit, brochures, write the contents of Product items for the Bank’s
website.
Advise Customers about the import/export transactions and credit approved.
Making case by case proposals on exceptional conditions for customers
- 2008-2010: Supervisor of Import Settlement Department of Main Transaction Office 1 of
Vietnam Export – Import Join Stock Commercial Bank
Main duties:
3. Settle import documents, open LC and process to pay import documents, Exchange
bill, import collections
Advise corporate customers about international payment transaction, B2B
payments, treasury activities
Take care of corporate customers
Recheck and approve junior staff activities on the documents to make sure
everything strictly meet with procedures and regulations
Deal with Customers about the import/export fees, interest charges, exchange
rates of each cases.
Answer and resolve customers’ requirements.
Take lead of customer services on import operation.
- 2005-2008: Staff of Customer Services Department of Asia Commercial Bank.
Main duties:
Open LC, settle import/export documents: LC, collections, money transferring for
both of enterprises and individuals customers.
Make Loan disbursements, manage customer’s files, advise Import/export service
for customers.
Deal exchange rate, import/export fees with customers.
Answer and resolve customers’ requirements
Remind customers to make payments in time,
Making proposal to the Branch director for open LC, one time loan approval and
other loans secured by Deposit contracts.
Making reports for Branch Director.
Collect debts and remind customers about due payments
- 2003-2005: Accountant for Construction and Compensation Board of Danang People’s
Committees
Main duties:
Process to pay out compensation fees, resolved citizen’s complains,
Managed compensation of construction projects documents,
Liaise with construction team to make plan to pay out compensation fees for urgent
projects,
Making final audit with Vietnam State Treasury and project investors, making
reports Board’s Leaders.
Manage the funds for compensation, making deposits and deal interest rates with
banks,
Deal with citizen’s complains about payment policies of the People’s Committees.
Implementation of HR and other accountant tasks