1. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
WEEKLY LEARNING PLAN IN TLE VI-HE
WEEK 2
Quarter 1 Grade Level 6
Week 2 Learning Area TLE-HE
MELC/s 1. Prepares feasible and practical budget
2. manages family resources efficiently
3. Prioritize needs over wants
Objectives
1.Manages family resources efficiently
2. Discuss the factors affecting family budget
3. Prioritize needs over wants
Topic Management of family resources
Classroom-Based
Activities
Classroom-Based Activities Home-Based Activities Classroom-Based Activities Home-Based Activities
MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY
I - Introduction o
Panimula
Have you learned
something from the
previous lesson? Check this
out! Answer HR
I - Introduction o Panimula
In the previous lesson we learn
on how to manage our family
resources efficiently. On this
lesson we are going to learn
about some of the factors
affecting our family budget.
Week 2:
Ask the learners to read the
Introduction part of their Pivot
Module in TLE-HE VI, Quarter
1-
Let them do Learning Task 5
on page 9
.
I - Introduction o Panimula
Students need to understand
the difference between needs
and wants and how they
influence financial decisions.
A need is something thought
to be a necessity or essential
Week 2:
Let them do Learning Task 7
on page 11
.
Let them do Learning Task 8
on page 11
2. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
for Human Resources and
MR for Material Resources.
1. Money
2. Knowledge
3. Energy
4. Abilities and skills
5. Goods and property
D - Development o
Pagpapaunlad
Family Resource
Management is a system
which assists families in
attaining goals by using all
possible resources. Goals
can be implicit or explicit.
Everything begins with
thinking and planning. The
study of this course
focuses on order, choices
and control and how
people use time, energy,
money, physical space and
information. Food, shelter,
1. BUDGET:
Is an estimate of income and
expenditure for a set period of
time
D - Development o
Pagpapaunlad
Factors affecting the family
budget The following are some
factors that can affect a personal
or family budget.
1. Amount of Income- the higher
the income of the family, the
greater the amount that the
family members can spend for
their needs and wants. But the
greater the income, the more
savings the family can have for
the future. On the other hand,
the smaller the income of a
family, the more it needs to
Let them do Learning Task 6
on page 10.
items required for life.
Examples include food, water,
and shelter. A want is
something unnecessary but
desired or items which
increase the quality of living.
Examples include a car stereo,
CD’s, car, and designer
clothes. Depending upon
what a person defines as a
need or a want will influence
his/her financial decisions. For
example, a person who deems
a vehicle as a need will have
larger expenses than a person
who relies on a bicycle for
transportation and sees a
vehicle as a want. In this
lesson, students determine if
certain items are a need or a
want
D - Development o
Pagpapaunlad
3. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
clothing, education,
household operations,
utilities, health, recreation
and savings are the
components in managing
the resources of a family.
Family values can greatly
affect the resources of the
family.
The family is a kind of
resource. Each family
member has its individual
talent, skill, and
intelligence. The family can
use individual resources in
the attainment of over- all
family goals. Key words: â—Ľ
Management means
running of something or to
try to alter for a purpose.
â—Ľ Resources are
something available to
spend for what is important and
immediate needs. Food, shelter,
clothing, education, and utilities
are some of the immediate needs
of most family today.
2. Size and Composition of the
Family- the more family members
are there, the bigger amount of
income is spent on food,
schooling, clothing and for their
basic needs. Also, when family
members are still young and
growing up, the more expenses
are needed for their food, health
and medical expenses, clothing
and other basic needs.
3. Values of the family- different
families and different individuals
have different values so they
have different priorities on how
to spend their money.
. Needs vs. Wants Our needs
and wants motivate us to
work hard. They encourage
and inspire us to get involved
in productive endeavors that
will help our families live
better. It is important for
family members to distinguish
clearly needs from their
wants. In family budgeting, we
must prioritize our needs and
not wants.
. Direction: Give 5 examples
of needs and wants. Then
explain why it is considered as
needs and wants. Write your
answer on your notebook.
Needs Wants
1.
4. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
achieve a goal like time or
money. All management
activities of the family are
directed towards
achievement of family
goals, which ultimately
leads to maximum
satisfaction of the family
members. The resources
available with them and
work towards creation of
needed resources is
necessary in aiming the
goal that the family has
set. There are three types
of family resources. The
human resources, material
resources, and non-
material resources. How to
manage family resources
efficiently? Here are
different ways to manage
all the resources.
4. Needs and wants of the
family- needs are materials which
the family members need to
survive on a day to day basis.
Food, shelter, and clothing are
basic needs. Today, however,
education, transportation lights,
and water are also considered
needs. Wants on the other hand,
are materials that the family
members desire to have. They
can be postponed if the budget is
not enough but can be purchased
if the budget allows it. Jewelry,
new dresses, cellphones and
other electronic gadgets,
appliances, and cars are some
wants most families would like to
buy.
E – Engagement o
Pakikipagpalihan
2.
3.
4.
5.
E – Engagement o
Pakikipagpalihan
Which would you prioritize if
faced with the following choices?
Why do you say so? (Note that
there are no expected correct
answers. Everything will
depend on your reasons.)
1. If your allowance is P 100.00 a
day, how will you spend it? Show
the ideal breakdown of your
expenses.
5. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
1. Inform all the members
of the family about the
budget.
2. Make adjustment of
your budget, as necessary.
Keep within the amount
allocated for budget items.
3. Choose a simple lifestyle
that you can sustain with
your earnings.
4. Buy only things that are
needed.
5. Schedule your
expenses.
6. Follow a shopping and
marketing schedule.
7. Avoid making
unscheduled, unplanned
purchases especially at a
store you are not familiar
with.
A – Assimilation o Paglalapat
Panuto:
. Directions: Read and understand
the questions carefully. Choose
the letter of the best answer.
1. Which of the following
statement below shows the wise
spending of money?
A. Know the costliest ingredients
that can be used for expensive
items.
B. Buy in bulk foods which are
needed every day.
C. Buy products with reasonably
high price.
_______________________
2. If you have a savings of P1,
500.00, what will you do with
your money? Why will you do
so?
_______________________
A – Assimilation o Paglalapat
Direction: Write T if the
statement is true and F if the
statement is False.
1. Needs are those that the family
needs to survive on a day-to-day
basis. Food, shelter, clothing are
basic needs. Today, however,
educational, transportation,
electricity, and water are also
considered needs.
2. The higher the income of the
family, the greater the amount
that they can spend for their
needs and wants.
3. Travel expenses is the most
priority in the household
6. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
8. Teach the children to
spend their allowance
wisely.
9. Conserve energy and
other utilities. 10.Recycle
or reuse materials.6
11.Repair appliances and
furniture as needed.
12.Take good care of your
belongings.
13.Buy products that are
of good quality and
reasonable price.
14.Develop the habit of
walking short distances.
E – Engagement o
Pakikipagpalihan
Directions: Look at the
pictures. Tell how to
D. Shop at the mall farthest your
place.
2. Below are the components of a
family budget EXCEPT
______________. A. Food
B. Education
C. Clothing
D. Gadgets
3. Your best friend invited you for
his/her birthday party and you
need a new pair of sandals or
shoes, but you do not have
enough money to buy an
expensive one. What will you tell
your parents?
A. I will force them to credit me
a new pair of expensive shoes or
sandals.
B. I will tell my parents to work
harder so that they can buy the
most expensive shoes or sandals.
C. I will tell my parents to buy a
pair of shoes or sandals at the
budget. Approximately 50% -
60% of the budget goes to food.
4. Education includes tuition fees,
books, school supplies, school
projects, textbooks, and
allowances.
5. Budget is important because it
allows you to allocate money
based on well planned needs.
7. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
manage the given
resources below. Answer
in a separate sheet of
paper.
ukay-ukay where fashionable
ones can be bought at a very low
price.
D. I will ask my parents to sell all
our pigs and cows then buy the
most expensive shoes at the mall.
What I Know
4. ________________ means
things we must have to survive,
such as food, water and shelter.
A. Needs B. Wants
C. Resources
D. Education
5. What are the basic needs of
most family today?
A. Food, shelter, clothing,
education, transportation and
gadgets
B. Shelter, clothing, jewelry,
transportation, lights and water
8. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
A – Assimilation o
Paglalapat
Directions: Fill in the
blanks. Write your answer
C. Appliances, education, money,
air, clothing, brand new shoes
and sandals
D. Food, shelter, clothing,
education, transportation, lights
and water
6. What is family resource
management?
A. It simply means the most
important economic units in the
society.
B. It consists of purposeful
behavior of all family members.
C. It is the system which assists
families in attaining goals by
using all possible resources.
D. It only means to budget
forever.
7. Which of the following
statement below does NOT
support the concept of needs?
9. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
on the given line of each
number. Choose the
correct answer inside the
box.
wants income budget
needs resources
1. There are factors
affecting the family
budget. These are amount
of ___________________,
size and composition of
the family, values of the
family and needs and
wants of the family.
2. ________________are
materials which the family
members need to survive
on a day-to-day basis like
food, shelter, clothing,
education, transportation,
lights and water. It is also
A. Cellphones, books, computers
and laptops are basic items we
need every day.
B. Buy your needs first before
anything else.
C. Needs should be prioritized
first.
D. Balance your income and
expenditures.
8. What is the
purpose of managing family
resources?
A. To lessen the quality of family
life.
B. To make wise use of all the
resource
C. To make sure that individuals
will not achieve the family goals
D. All of the above
9. How can you manage family
resources efficiently?
10. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
called a requirement for
survival.
3. Everyone can manage
family
____________________
efficiently by choosing a
simple lifestyle.
4. _____ are materials
that the family members
desire to have.
5. A ______________ can
be postponed if it is not
enough and can be
purchased if it allows
5. ____
A. Have a one-time big-time life.
B. Always go to the mall and
shop everything that you desire.
C. Choose a simple lifestyle that
you can sustain with your
earnings.
D. Travel around the world.
10.Which of the statement below
is true?
A. The higher the income of the
family, the lesser the amount
that the family members can
spend for their needs.
B. The greater the income, the
least savings the family can have
for the future.
C. The smaller the income of a
family, the more it needs to
spend for what is important and
immediate needs.
D. Both a and b
11. Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
Inihanda ni: Binigyang Pansin ni:
Albert John M. Amestoso Ana Marie D. Reyes
Teacher I Principal II