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Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
WEEKLY LEARNING PLAN IN TLE VI-HE
WEEK 2
Quarter 1 Grade Level 6
Week 2 Learning Area TLE-HE
MELC/s 1. Prepares feasible and practical budget
2. manages family resources efficiently
3. Prioritize needs over wants
Objectives
1.Manages family resources efficiently
2. Discuss the factors affecting family budget
3. Prioritize needs over wants
Topic Management of family resources
Classroom-Based
Activities
Classroom-Based Activities Home-Based Activities Classroom-Based Activities Home-Based Activities
MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY
I - Introduction o
Panimula
Have you learned
something from the
previous lesson? Check this
out! Answer HR
I - Introduction o Panimula
In the previous lesson we learn
on how to manage our family
resources efficiently. On this
lesson we are going to learn
about some of the factors
affecting our family budget.
Week 2:
Ask the learners to read the
Introduction part of their Pivot
Module in TLE-HE VI, Quarter
1-
Let them do Learning Task 5
on page 9
.
I - Introduction o Panimula
Students need to understand
the difference between needs
and wants and how they
influence financial decisions.
A need is something thought
to be a necessity or essential
Week 2:
Let them do Learning Task 7
on page 11
.
Let them do Learning Task 8
on page 11
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
for Human Resources and
MR for Material Resources.
1. Money
2. Knowledge
3. Energy
4. Abilities and skills
5. Goods and property
D - Development o
Pagpapaunlad
Family Resource
Management is a system
which assists families in
attaining goals by using all
possible resources. Goals
can be implicit or explicit.
Everything begins with
thinking and planning. The
study of this course
focuses on order, choices
and control and how
people use time, energy,
money, physical space and
information. Food, shelter,
1. BUDGET:
Is an estimate of income and
expenditure for a set period of
time
D - Development o
Pagpapaunlad
Factors affecting the family
budget The following are some
factors that can affect a personal
or family budget.
1. Amount of Income- the higher
the income of the family, the
greater the amount that the
family members can spend for
their needs and wants. But the
greater the income, the more
savings the family can have for
the future. On the other hand,
the smaller the income of a
family, the more it needs to
Let them do Learning Task 6
on page 10.
items required for life.
Examples include food, water,
and shelter. A want is
something unnecessary but
desired or items which
increase the quality of living.
Examples include a car stereo,
CD’s, car, and designer
clothes. Depending upon
what a person defines as a
need or a want will influence
his/her financial decisions. For
example, a person who deems
a vehicle as a need will have
larger expenses than a person
who relies on a bicycle for
transportation and sees a
vehicle as a want. In this
lesson, students determine if
certain items are a need or a
want
D - Development o
Pagpapaunlad
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
clothing, education,
household operations,
utilities, health, recreation
and savings are the
components in managing
the resources of a family.
Family values can greatly
affect the resources of the
family.
The family is a kind of
resource. Each family
member has its individual
talent, skill, and
intelligence. The family can
use individual resources in
the attainment of over- all
family goals. Key words: â—Ľ
Management means
running of something or to
try to alter for a purpose.
â—Ľ Resources are
something available to
spend for what is important and
immediate needs. Food, shelter,
clothing, education, and utilities
are some of the immediate needs
of most family today.
2. Size and Composition of the
Family- the more family members
are there, the bigger amount of
income is spent on food,
schooling, clothing and for their
basic needs. Also, when family
members are still young and
growing up, the more expenses
are needed for their food, health
and medical expenses, clothing
and other basic needs.
3. Values of the family- different
families and different individuals
have different values so they
have different priorities on how
to spend their money.
. Needs vs. Wants Our needs
and wants motivate us to
work hard. They encourage
and inspire us to get involved
in productive endeavors that
will help our families live
better. It is important for
family members to distinguish
clearly needs from their
wants. In family budgeting, we
must prioritize our needs and
not wants.
. Direction: Give 5 examples
of needs and wants. Then
explain why it is considered as
needs and wants. Write your
answer on your notebook.
Needs Wants
1.
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
achieve a goal like time or
money. All management
activities of the family are
directed towards
achievement of family
goals, which ultimately
leads to maximum
satisfaction of the family
members. The resources
available with them and
work towards creation of
needed resources is
necessary in aiming the
goal that the family has
set. There are three types
of family resources. The
human resources, material
resources, and non-
material resources. How to
manage family resources
efficiently? Here are
different ways to manage
all the resources.
4. Needs and wants of the
family- needs are materials which
the family members need to
survive on a day to day basis.
Food, shelter, and clothing are
basic needs. Today, however,
education, transportation lights,
and water are also considered
needs. Wants on the other hand,
are materials that the family
members desire to have. They
can be postponed if the budget is
not enough but can be purchased
if the budget allows it. Jewelry,
new dresses, cellphones and
other electronic gadgets,
appliances, and cars are some
wants most families would like to
buy.
E – Engagement o
Pakikipagpalihan
2.
3.
4.
5.
E – Engagement o
Pakikipagpalihan
Which would you prioritize if
faced with the following choices?
Why do you say so? (Note that
there are no expected correct
answers. Everything will
depend on your reasons.)
1. If your allowance is P 100.00 a
day, how will you spend it? Show
the ideal breakdown of your
expenses.
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
1. Inform all the members
of the family about the
budget.
2. Make adjustment of
your budget, as necessary.
Keep within the amount
allocated for budget items.
3. Choose a simple lifestyle
that you can sustain with
your earnings.
4. Buy only things that are
needed.
5. Schedule your
expenses.
6. Follow a shopping and
marketing schedule.
7. Avoid making
unscheduled, unplanned
purchases especially at a
store you are not familiar
with.
A – Assimilation o Paglalapat
Panuto:
. Directions: Read and understand
the questions carefully. Choose
the letter of the best answer.
1. Which of the following
statement below shows the wise
spending of money?
A. Know the costliest ingredients
that can be used for expensive
items.
B. Buy in bulk foods which are
needed every day.
C. Buy products with reasonably
high price.
_______________________
2. If you have a savings of P1,
500.00, what will you do with
your money? Why will you do
so?
_______________________
A – Assimilation o Paglalapat
Direction: Write T if the
statement is true and F if the
statement is False.
1. Needs are those that the family
needs to survive on a day-to-day
basis. Food, shelter, clothing are
basic needs. Today, however,
educational, transportation,
electricity, and water are also
considered needs.
2. The higher the income of the
family, the greater the amount
that they can spend for their
needs and wants.
3. Travel expenses is the most
priority in the household
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
8. Teach the children to
spend their allowance
wisely.
9. Conserve energy and
other utilities. 10.Recycle
or reuse materials.6
11.Repair appliances and
furniture as needed.
12.Take good care of your
belongings.
13.Buy products that are
of good quality and
reasonable price.
14.Develop the habit of
walking short distances.
E – Engagement o
Pakikipagpalihan
Directions: Look at the
pictures. Tell how to
D. Shop at the mall farthest your
place.
2. Below are the components of a
family budget EXCEPT
______________. A. Food
B. Education
C. Clothing
D. Gadgets
3. Your best friend invited you for
his/her birthday party and you
need a new pair of sandals or
shoes, but you do not have
enough money to buy an
expensive one. What will you tell
your parents?
A. I will force them to credit me
a new pair of expensive shoes or
sandals.
B. I will tell my parents to work
harder so that they can buy the
most expensive shoes or sandals.
C. I will tell my parents to buy a
pair of shoes or sandals at the
budget. Approximately 50% -
60% of the budget goes to food.
4. Education includes tuition fees,
books, school supplies, school
projects, textbooks, and
allowances.
5. Budget is important because it
allows you to allocate money
based on well planned needs.
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
manage the given
resources below. Answer
in a separate sheet of
paper.
ukay-ukay where fashionable
ones can be bought at a very low
price.
D. I will ask my parents to sell all
our pigs and cows then buy the
most expensive shoes at the mall.
What I Know
4. ________________ means
things we must have to survive,
such as food, water and shelter.
A. Needs B. Wants
C. Resources
D. Education
5. What are the basic needs of
most family today?
A. Food, shelter, clothing,
education, transportation and
gadgets
B. Shelter, clothing, jewelry,
transportation, lights and water
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
A – Assimilation o
Paglalapat
Directions: Fill in the
blanks. Write your answer
C. Appliances, education, money,
air, clothing, brand new shoes
and sandals
D. Food, shelter, clothing,
education, transportation, lights
and water
6. What is family resource
management?
A. It simply means the most
important economic units in the
society.
B. It consists of purposeful
behavior of all family members.
C. It is the system which assists
families in attaining goals by
using all possible resources.
D. It only means to budget
forever.
7. Which of the following
statement below does NOT
support the concept of needs?
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
on the given line of each
number. Choose the
correct answer inside the
box.
wants income budget
needs resources
1. There are factors
affecting the family
budget. These are amount
of ___________________,
size and composition of
the family, values of the
family and needs and
wants of the family.
2. ________________are
materials which the family
members need to survive
on a day-to-day basis like
food, shelter, clothing,
education, transportation,
lights and water. It is also
A. Cellphones, books, computers
and laptops are basic items we
need every day.
B. Buy your needs first before
anything else.
C. Needs should be prioritized
first.
D. Balance your income and
expenditures.
8. What is the
purpose of managing family
resources?
A. To lessen the quality of family
life.
B. To make wise use of all the
resource
C. To make sure that individuals
will not achieve the family goals
D. All of the above
9. How can you manage family
resources efficiently?
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
called a requirement for
survival.
3. Everyone can manage
family
____________________
efficiently by choosing a
simple lifestyle.
4. _____ are materials
that the family members
desire to have.
5. A ______________ can
be postponed if it is not
enough and can be
purchased if it allows
5. ____
A. Have a one-time big-time life.
B. Always go to the mall and
shop everything that you desire.
C. Choose a simple lifestyle that
you can sustain with your
earnings.
D. Travel around the world.
10.Which of the statement below
is true?
A. The higher the income of the
family, the lesser the amount
that the family members can
spend for their needs.
B. The greater the income, the
least savings the family can have
for the future.
C. The smaller the income of a
family, the more it needs to
spend for what is important and
immediate needs.
D. Both a and b
Republic of the Philippines
Department of Education
Region IV-A CALABARZON
Division of Cavite
City of Tagaytay
Mendez Crossing Elementary School
Mendez Crossing East, Tagaytay City
=======================================================================================
Inihanda ni: Binigyang Pansin ni:
Albert John M. Amestoso Ana Marie D. Reyes
Teacher I Principal II

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  • 1. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= WEEKLY LEARNING PLAN IN TLE VI-HE WEEK 2 Quarter 1 Grade Level 6 Week 2 Learning Area TLE-HE MELC/s 1. Prepares feasible and practical budget 2. manages family resources efficiently 3. Prioritize needs over wants Objectives 1.Manages family resources efficiently 2. Discuss the factors affecting family budget 3. Prioritize needs over wants Topic Management of family resources Classroom-Based Activities Classroom-Based Activities Home-Based Activities Classroom-Based Activities Home-Based Activities MONDAY TUESDAY WEDNESDAY THURSDAY FRIDAY I - Introduction o Panimula Have you learned something from the previous lesson? Check this out! Answer HR I - Introduction o Panimula In the previous lesson we learn on how to manage our family resources efficiently. On this lesson we are going to learn about some of the factors affecting our family budget. Week 2: Ask the learners to read the Introduction part of their Pivot Module in TLE-HE VI, Quarter 1- Let them do Learning Task 5 on page 9 . I - Introduction o Panimula Students need to understand the difference between needs and wants and how they influence financial decisions. A need is something thought to be a necessity or essential Week 2: Let them do Learning Task 7 on page 11 . Let them do Learning Task 8 on page 11
  • 2. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= for Human Resources and MR for Material Resources. 1. Money 2. Knowledge 3. Energy 4. Abilities and skills 5. Goods and property D - Development o Pagpapaunlad Family Resource Management is a system which assists families in attaining goals by using all possible resources. Goals can be implicit or explicit. Everything begins with thinking and planning. The study of this course focuses on order, choices and control and how people use time, energy, money, physical space and information. Food, shelter, 1. BUDGET: Is an estimate of income and expenditure for a set period of time D - Development o Pagpapaunlad Factors affecting the family budget The following are some factors that can affect a personal or family budget. 1. Amount of Income- the higher the income of the family, the greater the amount that the family members can spend for their needs and wants. But the greater the income, the more savings the family can have for the future. On the other hand, the smaller the income of a family, the more it needs to Let them do Learning Task 6 on page 10. items required for life. Examples include food, water, and shelter. A want is something unnecessary but desired or items which increase the quality of living. Examples include a car stereo, CD’s, car, and designer clothes. Depending upon what a person defines as a need or a want will influence his/her financial decisions. For example, a person who deems a vehicle as a need will have larger expenses than a person who relies on a bicycle for transportation and sees a vehicle as a want. In this lesson, students determine if certain items are a need or a want D - Development o Pagpapaunlad
  • 3. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= clothing, education, household operations, utilities, health, recreation and savings are the components in managing the resources of a family. Family values can greatly affect the resources of the family. The family is a kind of resource. Each family member has its individual talent, skill, and intelligence. The family can use individual resources in the attainment of over- all family goals. Key words: â—Ľ Management means running of something or to try to alter for a purpose. â—Ľ Resources are something available to spend for what is important and immediate needs. Food, shelter, clothing, education, and utilities are some of the immediate needs of most family today. 2. Size and Composition of the Family- the more family members are there, the bigger amount of income is spent on food, schooling, clothing and for their basic needs. Also, when family members are still young and growing up, the more expenses are needed for their food, health and medical expenses, clothing and other basic needs. 3. Values of the family- different families and different individuals have different values so they have different priorities on how to spend their money. . Needs vs. Wants Our needs and wants motivate us to work hard. They encourage and inspire us to get involved in productive endeavors that will help our families live better. It is important for family members to distinguish clearly needs from their wants. In family budgeting, we must prioritize our needs and not wants. . Direction: Give 5 examples of needs and wants. Then explain why it is considered as needs and wants. Write your answer on your notebook. Needs Wants 1.
  • 4. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= achieve a goal like time or money. All management activities of the family are directed towards achievement of family goals, which ultimately leads to maximum satisfaction of the family members. The resources available with them and work towards creation of needed resources is necessary in aiming the goal that the family has set. There are three types of family resources. The human resources, material resources, and non- material resources. How to manage family resources efficiently? Here are different ways to manage all the resources. 4. Needs and wants of the family- needs are materials which the family members need to survive on a day to day basis. Food, shelter, and clothing are basic needs. Today, however, education, transportation lights, and water are also considered needs. Wants on the other hand, are materials that the family members desire to have. They can be postponed if the budget is not enough but can be purchased if the budget allows it. Jewelry, new dresses, cellphones and other electronic gadgets, appliances, and cars are some wants most families would like to buy. E – Engagement o Pakikipagpalihan 2. 3. 4. 5. E – Engagement o Pakikipagpalihan Which would you prioritize if faced with the following choices? Why do you say so? (Note that there are no expected correct answers. Everything will depend on your reasons.) 1. If your allowance is P 100.00 a day, how will you spend it? Show the ideal breakdown of your expenses.
  • 5. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= 1. Inform all the members of the family about the budget. 2. Make adjustment of your budget, as necessary. Keep within the amount allocated for budget items. 3. Choose a simple lifestyle that you can sustain with your earnings. 4. Buy only things that are needed. 5. Schedule your expenses. 6. Follow a shopping and marketing schedule. 7. Avoid making unscheduled, unplanned purchases especially at a store you are not familiar with. A – Assimilation o Paglalapat Panuto: . Directions: Read and understand the questions carefully. Choose the letter of the best answer. 1. Which of the following statement below shows the wise spending of money? A. Know the costliest ingredients that can be used for expensive items. B. Buy in bulk foods which are needed every day. C. Buy products with reasonably high price. _______________________ 2. If you have a savings of P1, 500.00, what will you do with your money? Why will you do so? _______________________ A – Assimilation o Paglalapat Direction: Write T if the statement is true and F if the statement is False. 1. Needs are those that the family needs to survive on a day-to-day basis. Food, shelter, clothing are basic needs. Today, however, educational, transportation, electricity, and water are also considered needs. 2. The higher the income of the family, the greater the amount that they can spend for their needs and wants. 3. Travel expenses is the most priority in the household
  • 6. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= 8. Teach the children to spend their allowance wisely. 9. Conserve energy and other utilities. 10.Recycle or reuse materials.6 11.Repair appliances and furniture as needed. 12.Take good care of your belongings. 13.Buy products that are of good quality and reasonable price. 14.Develop the habit of walking short distances. E – Engagement o Pakikipagpalihan Directions: Look at the pictures. Tell how to D. Shop at the mall farthest your place. 2. Below are the components of a family budget EXCEPT ______________. A. Food B. Education C. Clothing D. Gadgets 3. Your best friend invited you for his/her birthday party and you need a new pair of sandals or shoes, but you do not have enough money to buy an expensive one. What will you tell your parents? A. I will force them to credit me a new pair of expensive shoes or sandals. B. I will tell my parents to work harder so that they can buy the most expensive shoes or sandals. C. I will tell my parents to buy a pair of shoes or sandals at the budget. Approximately 50% - 60% of the budget goes to food. 4. Education includes tuition fees, books, school supplies, school projects, textbooks, and allowances. 5. Budget is important because it allows you to allocate money based on well planned needs.
  • 7. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= manage the given resources below. Answer in a separate sheet of paper. ukay-ukay where fashionable ones can be bought at a very low price. D. I will ask my parents to sell all our pigs and cows then buy the most expensive shoes at the mall. What I Know 4. ________________ means things we must have to survive, such as food, water and shelter. A. Needs B. Wants C. Resources D. Education 5. What are the basic needs of most family today? A. Food, shelter, clothing, education, transportation and gadgets B. Shelter, clothing, jewelry, transportation, lights and water
  • 8. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= A – Assimilation o Paglalapat Directions: Fill in the blanks. Write your answer C. Appliances, education, money, air, clothing, brand new shoes and sandals D. Food, shelter, clothing, education, transportation, lights and water 6. What is family resource management? A. It simply means the most important economic units in the society. B. It consists of purposeful behavior of all family members. C. It is the system which assists families in attaining goals by using all possible resources. D. It only means to budget forever. 7. Which of the following statement below does NOT support the concept of needs?
  • 9. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= on the given line of each number. Choose the correct answer inside the box. wants income budget needs resources 1. There are factors affecting the family budget. These are amount of ___________________, size and composition of the family, values of the family and needs and wants of the family. 2. ________________are materials which the family members need to survive on a day-to-day basis like food, shelter, clothing, education, transportation, lights and water. It is also A. Cellphones, books, computers and laptops are basic items we need every day. B. Buy your needs first before anything else. C. Needs should be prioritized first. D. Balance your income and expenditures. 8. What is the purpose of managing family resources? A. To lessen the quality of family life. B. To make wise use of all the resource C. To make sure that individuals will not achieve the family goals D. All of the above 9. How can you manage family resources efficiently?
  • 10. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= called a requirement for survival. 3. Everyone can manage family ____________________ efficiently by choosing a simple lifestyle. 4. _____ are materials that the family members desire to have. 5. A ______________ can be postponed if it is not enough and can be purchased if it allows 5. ____ A. Have a one-time big-time life. B. Always go to the mall and shop everything that you desire. C. Choose a simple lifestyle that you can sustain with your earnings. D. Travel around the world. 10.Which of the statement below is true? A. The higher the income of the family, the lesser the amount that the family members can spend for their needs. B. The greater the income, the least savings the family can have for the future. C. The smaller the income of a family, the more it needs to spend for what is important and immediate needs. D. Both a and b
  • 11. Republic of the Philippines Department of Education Region IV-A CALABARZON Division of Cavite City of Tagaytay Mendez Crossing Elementary School Mendez Crossing East, Tagaytay City ======================================================================================= Inihanda ni: Binigyang Pansin ni: Albert John M. Amestoso Ana Marie D. Reyes Teacher I Principal II