Sumber dana jangka pendek

1. Sumber Dana Jangka Pendek
@WisnuDewobroto

3. Financial instruments are cash and contracts that result
both in financial assets for one party and financial liability
or evidence of ownership interest in an entity for another
party (Prof David F. Hawkins)

4. Mengelola sumber dana
• Operasional Bisnis = Mengumpulkan dana dari
berbagai macam sumber dana

5. Utang lancar
Utang jangka menengah
Modal Sendiri

6. sumber dana jangka PENDEK

7. sumber dana jangka PANJANG

9. Dana dari intern perusahaan
Dana dari luar perusahaan

10. Sumber internal
*Lebih murah

11. Sumber external

12. golongan Sumber dana
jangka pendek
• Sumber dana spontan (spontaneous sources of
financing)
• Sumber dana non spontan ( negotiated sources of
short term financing)

13. Sumber dana spontan
• Kredit penjualan…
Trade credit is a particularly important
source of funds for smaller
companies. Many financially weak
small firms that find it is difficult to
negotiate loans from banks or other
institutional leaders are able to qualify
for trade credit…

14. Sumber dana non-spontan
• Kredit jangka pendek bank
Umum
• Bank overdraft
• Kredit modal kerja