The document provides a summary of Mikel Paul Boudreau's professional experience, qualifications, and education. It outlines his extensive experience in bank auditing, investigations, management consulting, and regulatory compliance spanning over 30 years. He has held roles at the Federal Deposit Insurance Corporation, Federal Reserve Bank of Dallas, US Small Business Administration, and as an independent management consultant.

1. MIKEL PAUL BOUDREAU
3625 O’Henry Dr
Garland, Texas 75042
Telephone: (214) 235-8091
mpbuddha@yahoo.com
PROFILE:
• Former Federal Deposit Insurance Corporation DRR Investigations Specialist,
• Federal Reserve Bank Examiner,
• Bank Internal Auditor, and
• Business Process/Management Consultant.
Extensive experience in:
• Management and supervision,
• Evaluating the existence of, efficiency of, and adherence to internal controls,
• Federal regulations, BSA, AML, CTF, SAR
• Policy and procedure development and implementation,
• Bank transaction analysis,
• Business process efficiency reviews,
• Management consulting.
Identification of risks and exposures, development of visitation programs, development
of appropriate audit tests and scope, managing, supervising and training of staff
throughout all facets of an engagement, development of the necessary policies,
procedures, and guidelines in addressing corrective measures, and communication of
results to management.
OTHER KNOWLEDGE and QUALIFICATIONS:
• I am detailed and results oriented.
• I have exceptional presentation and
communication skills, both written
and verbal.
• I have intermediate Spanish language
skills.
• I am personable and articulate and
interrelate expertly with persons of all
levels and cultures.
• I am skilled with handling the public
with professionalism and courtesy.
• I am resourceful and adaptable.
• I have a thorough understanding of a
wide range of concepts, principles,
and practices to make decisions and
recommendations.
• I am experienced with all Microsoft
Office applications.
• I have an in-depth knowledge of the
structure and operation of financial
markets and institutions, including
management principles, capital,
assets, and earnings.
• I have extensive knowledge and skills
in accounting, GAAP, economics,
auditing, negotiations, management,
marketing, and finance.
• I have a comprehensive knowledge of
the functions and organization of
regulatory agencies and bank
examination procedures, regulations,
and laws.
• I have expert experience and
interpretive skills in the principles and
methods of analysis of financial and
legal information.

2. EXPERIENCE:
FEDERAL DEPOSIT INSURANCE CORPORATION
1601 Bryan Street
Dallas, Texas 75201
November 2010 to November 2014
Resolutions and Receiverships Specialist (CG-12)
Division of Resolutions and Receiverships (DRR) – Investigations
Supervisor: Gregory T. Merz – 972-761-8694
Duties and Accomplishments:
• Investigating professional liability claims for the receivership,
• Review of AML, BSA, SAR and CTF compliance,
• Review financial institution lending operations to determine areas of risk and
lending violations,
• Review financial conditions, rate credit, loan purpose, risk grading and re-payment
ability,
• Review loan documents to determine that loan documentation is complete,
• Determine financial soundness of lending practices (including loan servicing,
quality control programs, and overall credit risk, and management practices),
• Audit compliance with financial regulations and principles, including analyzing
financial work processes to ensure compliance with regulatory requirements,
• Determine the efficiency of policies and management of loans by conducting
analysis and evaluations of loan portfolios, assessing financial institution
environmental risk and sensitivity,
• Analyze credit risk factors of loans and review loan types to verify risk factors,
• Participated in planning and marketing for the sale of failed financial institutions
and their assets,
• Preparation of information packages and pro-forma statements,
• Closing of failed institutions (as Investigator-in-Charge and Lead Investigator),
• Oversight and management of failed institution assets,
• Investigation of potential receivership claims; and the management of
receiverships (assets – professional liability claims and restitution orders) through
cost effective termination,
• Reviewed and interpreted legal contracts, including loan contracts, to determine
financial responsibility and losses resulting from fraud.
• Assisted in the development of the Investigations Portfolio Access / Data Base
Query system which led to defined portfolio management and collection
procedures and practices,
• Led the resolution of outstanding cash item receipts which led to the decline in the
age of reconciling items,
• Regularly approached by colleagues to interpret, explain, assist, and guide in the
performance of daily activities, unrelated processes and methods, and the proper
use and documentation of systems,
• Influence and motivate colleagues in the exchange of information and practices
relevant to the department,

3. • Led a team to gather and compile transactional detail and property information
relating to mortgage fraud and RICO cases.
US SMALL BUSINESS ADMINISTRATION
14925 Kingsport Road
Fort Worth, Texas 76155
December 2005 to November 2010
Loan Officer 3 – Reservist (GS-11) (40 hour work week)
Supervisor: Glendora Pickering-Porter – 800-366-6303
Scott L. Marshall – 800-366-6303
Duties and Accomplishments:
• Processed original and modification business and home loans totaling tens of
millions of dollars,
• Reviewed and analyzed available information,
• Determined disaster loan eligibility as defined by agency guidelines,
• Calculated disaster loss(es) incurred,
• Documented financial analysis in agency proprietary systems,
• Justified conclusions and recommendations of loan proposal,
• Contacted and discussed conclusions with applicant and/or applicant
representatives,
• Performed tax document, financial statement, and credit information
reconciliations,
• Reviewed, assisted, and trained other loan processing staff in the analysis of
financial information and completion of loan proposals,
• Consistently exceeded production goals,
• Frequently singled out by management for the processing of complex loans and
Congressional files,
• Handled customer inquiries, FOIA requests, explained the disaster loan program,
and resolved customer issues.
QUANTUM
4801 Woodway, Suite 210W
Houston, Texas 77056
June 2009 to May 2010
Investigations Senior Professional (40 hour work week)
Supervisor: Jeff Humphrey – 214-704-0090 or 972-761-8224
Duties and Accomplishments:
• Investigation and collection of restitution orders resulting from criminal activity
(dictated in Federal and State criminal judgments) against financial institutions in
receivership of the FDIC,
• Established and managed contacts with probation offices, state and federal courts,
and government prosecutors,

4. • Reviewed, analyzed, audited and reconciled court judgments and payment
histories to ensure that systems reflected accurate transaction histories and
balances due FDIC,
• Regularly reviewed and interpreted thousands of state and federal case legal
documents including judgments, dockets, indictments, investigation reports,
correspondence, probation officer reports, and prosecution documents to
determine appropriate action and efficient documentation of restitution assets,
• Trained staff on the correct boarding, documentation, and file integrity of asset
relationships,
• Developed and later trained staff on the correct procedures of reconciling agency
systems and court payment histories,
• Convinced management of the importance of the Victim Notification System (VNS)
and established the procedures of including the accessibility of the VNS in agency
systems,
• Discovered the lack of procedures addressing Victim Impact Statements (VIS) and
recommended the importance of FDIC in establishing necessary procedures,
• Advised management of the importance of maintaining a record of each
defendant’s status in the legal system to ensure the application of necessary and
timely steps in the restitution collection process.
ECI CONSULTANTS
3625 O Henry Dr
Garland, Texas 75042
January 1989 – December 2005
December 2014 to Present
Manager - Audit/Business Process and Management Consultant
Self-employed (40+ hour work week)
Duties and Accomplishments:
• Managed an audit, business process and management consulting firm in
Monterrey, Nuevo Leon, Mexico for approximately 15 years,
• Managed firm contractors and client company employees throughout hundreds of
engagements to improve client company controls, reporting procedures, business
practices and processes, and management practices,
• Managed staff in the gathering, compiling, researching, and manipulating financial
information, processes, and management data and practices, by adapting
technology, encouraging creativity and innovation, to reach and report on
conclusions of efficiency resulting in an average 10 to 30 percent cost reduction,
process efficiency, and production increase for the client company,
• Routinely led projects to develop business plans outlining financial goals and
objectives,
• Led and managed firm and client company staff throughout engagements and
during process efficiency change implementations by listening to differing
viewpoints and concerns, and then building a consensus on the common goal,
• Directed the writing of the final reports which detailed the developed or enhanced
business, financial, and managerial policies, procedures, processes, and controls,
• Met with client company executives and board members on a periodic basis to
discuss and review the project process and results,

5. • Accomplish customer satisfaction goals by consistently building consensus,
fostering cooperation between departments, and bridging differing viewpoints and
interpretations,
• Managed consulting engagements for clients in developing and enhancing
business, financial, and managerial policies, procedures, processes, and controls,
• Developed new insights and innovative approaches to achieve improvements and
efficiencies in business processes, policies, and procedures,
• Encouraged client staff and firm staff to think outside of the box and trust their
instincts and innovative abilities.
FEDERAL RESERVE BANK OF DALLAS
Dallas, Texas
Assistant Examiner II (40 hour work week)
January 1987 to November 1988
Duties and Accomplishments:
• Identifying manual and automated risks and exposures,
• Review of AML, BSA, SAR and CTF compliance,
• Developed the examination plan, scope, procedures, and supervised and
coordinated personnel on Federal Reserve Bank (FRB) state-bank examinations,
• Participated in the assessment of financial institutions to determine the existence
of unsafe and unsound practices; violations of law and regulation; the adequacy of
internal controls/procedures; the general character of management; compliance
with consumer protection, fair lending and related laws and regulations, and the
Community Reinvestment Act,
• Evaluated the results of internal and external auditors, the performance and
activities of management and directors, reviewed general ledger reconciliations
and examination workpapers,
• Supervised the audit of the Call report, and the development and performance of
audit tests,
• Analyzed financial statements, operating reports, cost data, business plans,
management policies and practices, organizational and corporate structure, capital
reserves, credit condition, loan file documentation, and cash flow, to determine
and report on the capital adequacy, asset quality, management, earnings,
liquidity, and sensitivity to risks of a financial institution,
• Reviewed for soundness the bank’s policies, procedures and management of ORE
disposition, furniture, fixtures, and equipment, intangible assets, patents, property
rights, etc.,
• Evaluated whether the bank’s underwriting standards were appropriate for the risk
bearing capacity of the bank,
• Reviewed and assessed both the automated and/or judgmental underwriting loan
approval process,
• Judged the compatibility of underwriting guidelines with the bank’s loan policies
and strategic plans,
• Determined that the guidelines, policies, and procedures were documented, clear,
and measurable and that management and the board periodically reviewed and
ensured compliance,

6. • Reviewed financial institution lending operations to determine areas of risk and
lending violation,
• Developed policies and procedures to ensure compliance with regulatory
requirements,
• Authored the examination report and was responsible for the integration of
examination team member’s input into the report,
• Led the exit conference with the bank board of directors and management to
present and discuss the examination results.
BANCTEXAS GROUP, INC
Dallas, Texas
In-Charge Audit Staff (40 hour work week)
March 1984 to December 1986
Duties and Accomplishments:
• In-Charge Audit Staff,
• Responsible for planning, developing, and performing internal audits of member
banks,
• Reviewed and advised on policies and procedures to strengthen against both
internal and external fraud,
• Analyzed risks to develop the appropriate audit scope, supervised, reviewed
workpapers, and trained audit staff members,
• Authored formal audit reports and negotiated with bank management during exit
conferences,
• Led staff in the evaluation of the existence of, efficiency of, and adherence to
Internal Controls and Federal Regulations,
• Supervised and trained auditors in the performance of audit procedures,
identification of control weaknesses and exceptions, identification of suspicious or
fraudulent activity and transactions, and the development of corrective measures,
EDUCATION:
Federal Reserve Banking Course
• Bank Management and analysis.
• Call Report preparation and analysis,
• Effective communication.
Bradley University, Peoria, IL:
• BS in Accounting.

7. • Reviewed financial institution lending operations to determine areas of risk and
lending violation,
• Developed policies and procedures to ensure compliance with regulatory
requirements,
• Authored the examination report and was responsible for the integration of
examination team member’s input into the report,
• Led the exit conference with the bank board of directors and management to
present and discuss the examination results.
BANCTEXAS GROUP, INC
Dallas, Texas
In-Charge Audit Staff (40 hour work week)
March 1984 to December 1986
Duties and Accomplishments:
• In-Charge Audit Staff,
• Responsible for planning, developing, and performing internal audits of member
banks,
• Reviewed and advised on policies and procedures to strengthen against both
internal and external fraud,
• Analyzed risks to develop the appropriate audit scope, supervised, reviewed
workpapers, and trained audit staff members,
• Authored formal audit reports and negotiated with bank management during exit
conferences,
• Led staff in the evaluation of the existence of, efficiency of, and adherence to
Internal Controls and Federal Regulations,
• Supervised and trained auditors in the performance of audit procedures,
identification of control weaknesses and exceptions, identification of suspicious or
fraudulent activity and transactions, and the development of corrective measures,
EDUCATION:
Federal Reserve Banking Course
• Bank Management and analysis.
• Call Report preparation and analysis,
• Effective communication.
Bradley University, Peoria, IL:
• BS in Accounting.