1. OSCAR HEREDIA
275 Engle street Apt d5 | Englewood New Jersey | 917-699-1513 | oscarhheredia@gmail.com
OBJECTIVE
Financial Analyst who understands tight deadlines and consistently delivers superior performance. Client service
oriented. Possesses practical knowledge in corporate finance and financial markets. Able to apply financial
planning and analytical skills to keep senior management informed on trends and reduce company
expenditures. Enjoys working in a fast-paced environment and thrive on strong sense of urgency. Fluent in
Spanish. Core competencies include:
Financial Reporting • Financial Analysis • Financial Statements • Statistical Analysis • Corporate Finance •
Financial Services • Client Relations • Strategic Planning • Forecasting
EXPERIENCE
Analyst – Whole Loans, Credit Suisse 8/1/2014 — 4/18/2016
New YorkNY
- Analyst on the Warehouse Lending Residential Whole Loan team
- Support the Whole loans desk and administer funding portfolios for (CS) Clients
- Responsible for daily account reconciliations, interaction with agent banks, and back office operations
- Perform margin calls on aging loan violations
- Administers payoffs and buy-downs
- Responsible for daily funding loan processing, monitor and reconcile trades from funded and sold loans
Real Estate Agent, Citi-Habitats 9/6/2013 — 7/25/2014
New YorkNY
- Licensed real estate agent in the state of New York, Supported operational management
Analyst – Middle Office / Global Network Management
/ Corporate Actions/ Class Actions, Allianz Global
Investors
1/31/2006 — 8/15/2014
New York,NY
- Supported portfolio managers, traders and other personnel to ensure high levels of client satisfaction
- Managed trade instructions and settlements with the Portfolio Managers to assure compliance with internal
and regulatory policies and standards
- Headed the development and creation of management presentations for quarterly, semi-annual and annual
work flow, policies and procedures and special projects
- Facilitated trade settlement issues between front and back office to ensure proper documentation of issues.
Monitored resolutions process to facilitate in a timely manner
- Provided trade reports on a daily basis to portfolio managers, compliance and IT
- Collaborated with IT in website development utilizing software such as Axys, Portia, Nids, Moxy, Advent and

2. other proprietary programs
- Developed intranet practices and procedures to facilitate remote participation
- Managed and maintained firm wide security master file and new securities setups
- Responsible for opening and closing of accounts domestically and internationally
- Responsible for training the reconciliation department in trade solution support
- Developed internal policies and procedures to maintain and upload firm wide pricing while overseeing daily
NAV deadlines
- Served as liaison between Compliance, Portfolio Managers, IT and Client Services to ensure adherence to
SEC/FINRA regulations and processes
- Resolved settlement issues in support of fail-control efforts
- Assisted in developing daily/weekly/internal process for reconciling custodian accounts
- Assisted outside legal counsel in clients’ class actions activities
Analyst - Global Network Management,
Credit Suisse-First Boston (CSFB)
1/12/2001 — 1/31/2006
New York,NY
- Responsible for account reconciliation and interaction with agent banks, prime brokerages and back office
operations
- Assisted in managing custody and cash relationships in North American on behalf of CSFB Global Markets
- Assisted in the opening and closing of security and cash accounts for both regional and international clients
- Maintained the Global Network Management (GNM) database on a daily basis and updated GNM website
with market information received from agent banks
- Conducted due diligence on service providers and helped finalize corporate requests for proposals
- Educated and trained new employees as a result of corporate move to Raleigh, NC
- Worked on the Payment Centralization Project which led to better internal audit practice
- Assisted in the development of ongoing process for monitoring dormant accounts in the Americas
- Assisted in the creation of the new global database linking three regions (US, Europe, Asia Pacific) for
managing accounts, holding bank information and additional client related data
- Responsible for coordinating best practices for prime brokerage department's front-office
- Assisted legal counsel on DWACs in order to ensure proper SEC filings
- Responsible for CSFB LLC and CSFB Europe Ltd SEC filings, using EDGAR
- Maintained filing proxy vote documents using internal and external systems including DTC, PANS, NAS,
P&B, Vista Plus and ADP
- Responsible for submission of SEC filings using EDGAR for CSFB LLC, Europe LTD
QUALIFICATIONS
Windows XP, PowerPoint, Word, Access, Macros, AMS, DTC, GTI, Titan, Bloomberg, Vista Plus, RPS,
NAS, APX, Advent, Promerit, Citi-Direct, Vision, Jack Henry