Nelson Jaramillo has over 15 years of experience in the mortgage industry as a loan officer and branch manager. He has held positions at several banks and mortgage companies in New Jersey and Florida, originating and processing home loans. Jaramillo is fully licensed in New Jersey and several other states. He has a background in telecommunications and previously worked in network engineering and management.

1. Nelson H. Jaramillo
2311 Carol Place
Scotch Plains, NJ 07076
Cell # (908) 285-6700
Licenses: NMLS # 138363 – Fully licensed in the State of NJ, passed the FL State exam in May 2013, and completed the UST
exam in September 2014 which allows me to conduct business in 40 states across the US.
Experience:
July 2013 to Present – Jefferson Bank, Oldsmar, FL
Loan Officer – Drum up new business by visiting local Real Estate offices, create Open House flyers for Realtors and For Sale
by Owner clients, meet with Customers who come into the branch, and signed up for several online Lead Tools including Trulia,
LoanBright, and Qazzo. Explain the different programs available to users including Reverse Mortgages, Construction to Perm,
FHA, and Conventional loans. Use Calyx Point to complete the full 1003 and work closely with the customer to gather all the
necessary documents needed to ensure their loan closes quickly and efficiently. Work with the onsite Processors and Investors
to ensure all conditions are met in order to streamline the closing process. Work with the Title Companies to schedule the
closing date.
May 2012 to Jan 2013 – Bank of America, Cranford, NJ
Loan Officer – Met with clients to discuss their mortgage needs including refinances and purchase business. Listened to the
customer to make sure I met and exceeded their needs. Used iOriginate, the Bank of America proprietary software to take a full
1003 and work with the customer to gather all the necessary documentation needed to close their loan quickly and efficiently.
Worked closely with Underwriters and Processors to ensure all conditions were met to streamline the closing process.
Jan 2012 to May 2012 – Sun West Mortgage, Denville, NJ
Loan Officer – Worked exclusively out of Century 21 Atlantic to obtain new business. Met with the clients to discuss their
mortgage needs, took a full 1003, and gathered all their information including bank statements, W2’s, pay stubs and pre-qualified
them. Worked closely with Underwriters and Processors to ensure all conditions were met and loans closed with no issues.
May 2011 to Dec 2011 – First Freedom Home Loans, Union, NJ
Sr. Loan Officer – Worked with Realtors to obtain new deals. Met with the clients to gather their information and pre-qualify
them. Took a complete 1003 and collected all documentation from the customer. Worked with Underwriters and Processors to
ensure loans closed in a timely fashion.
July 2010 to May 2011 – Amerisave, Atlanta, GA
Loan Officer – Was the first point of contact on all loan transactions. Met with the clients to pre-qualify them, worked with
Underwriters and Processors to ensure loans closed quickly and seemlessly, worked with Realtors to obtain new business.
Jan 2009 to July 2010 – Omega Financial Services, Inc, Plainfield, NJ
Branch Manager – Responsibilities included managing all functions of the branch and keeping a great relationship with all our
referral-based customers. Interviewed each customer and reviewed their needs and turned in a complete loan and pre-processed
it to ensure the loan would close smoothly and seamlessly. Ensured that the branch was in compliance with
Corporate, State, and Federal policies and procedures. Trained staff as needed to meet Federal and State regulations.
July 2007 to Jan 2009 – Empire Mortgage/United Capital, Elizabeth, NJ
Net Branch Manager – Responsibilities included managing all functions and staff of branch. Accountable for maximizing branch
revenues, sales, customer satisfaction, branch staffing, and minimizing operating losses. Responsible for branch compliance
with corporate policies, procedures, and operational integrity. Conducted calls on prospective customers and maintained and
developed relationships with existing customers and Realtors. Trained staff as needed. Managed branch Payroll and P&L.
April 2005 to June 2007 – Countrywide Home Loans, Cranford, NJ
Senior Loan Consultant/ Certified Builder’s Rep – Responsibilities included, but were not limited to helping customers find the
best suitable loan for their Refinance and Home purchasing needs and assisted the Processors and Underwriter in completing all
transactions. Worked closely with Attorneys, Appraisers, Title Company, etc to ensure a seamless transaction for the Customer.
Spoke to Realtors and Builders on available Products, and conducted Home Buying seminars for various Customers and
Investors. Was on target for 2007 Circle of Excellence with average monthly closings of over $2,000,000 in funding.

2. May 2004 to April 2005 – Countrywide Home Loans, Bloomfield, NJ
Production Assistant – Was responsible for running credit reports, taking a complete 1003, pricing loan, guideline compliance,
and following up on the loan files for a Circle of Excellence winner at Countrywide Home Loans. In addition, used my computer
skills to create programs that gave pricing on different scenarios and property types with built-in macros and formulas.
July 2003 to Jan 2005– Nielsen Media Research, Oldsmar, FL
Network Engineer – Was responsible for all Telecommunications on Nortel Options 81C PBX, Symposium, Call Pilot and
Meridian Voicemail systems. Conducted Videoconferences at 3 locations and performed all cabling necessary for the
Telecommunications operations. Helped successfully move 2500 associates to the new Corporate Headquarters including the
Data Center. Was involved in a cost-savings initiative to re-utilize PBX equipment which lead to process improvements.
July 2002 to July 2003 – MicroMo Electronics, Clearwater, FL
Telecommunications Analyst – In 2003, cutover an old Inter-Tel Key System to an Avaya Definity ProLogic PBX with Unified
Messaging. Was accountable for switching over the Trunks from T-1s to PRI’s for ANI capability. Also converted DMARC,
IDF, and MDF from 66-block to 110. Daily tasks included supporting the main US Headquarter location by performing all PBX
Moves, Adds, and Changes. Also supported Outside Sales through Voice over IP and by maintained Octel Unified Messaging.
Completed cross-connects and cabling to the PBX frame and Telco closets and handled all telecom-related problems. Was also
in charge of all Telecom billing, Calling Cards, Cellular, Telco budget, and all telecommunications-related issues.
Oct 1996 to May 2001 - Dun & Bradstreet, Parsippany, NJ
Telecommunications Analyst - Responsibilities included supporting 2 headquarter locations and was also the backup for 2
additional headquarter buildings including the Data Center. Duties included performing all PBX Moves, Adds, and Changes
(Siemens Switch), Voicemail port installations and deletions (Octel 100 and Octel 350), and Call Detail Reporting (CDR) updates
(TeleMate). Supported several ACD groups for the Sales, Small Business, and Marketing Departments. Completed all cross-connects
and cabling to the PBX frame, Telco closets, and troubleshot all telecommunications-related problems. Handled all
videoconferences between Headquarters and D&B offices in Europe as well as customer locations. Established and maintained
effective on-going relationships with internal client organizations to gain a thorough understanding of customer needs. Identified,
developed, and pursued telecommunication applications and solutions designed to exceed the customer's expectations.
1988 to 1993 - US Army National Guard Signal Corp - Westfield, NJ
Enlisted Soldier - Received intensive military training and attended daily classes focusing on all aspects of HVAC mechanics.
Was responsible for setting up the communication nodes that allowed voice and data throughout the battalion.