2. What is it ?
social security is defined
as “security that society
furnishes through
appropriate
organization,against
certain risks to which
its members are
exposed”
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
3. Risks covered
Sickness
Invalidity
Maternity
Old age
Death
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and
4. TWO PLANS OF SOCIAL
SECURITY
SOCIAL SECURITY
SOCIALINSURANCE
SOCIAL ASSISTANCE
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security
5. SOCIAL ASSISTACE
Voluntary assistance provided by
society or government to the
poor & needy.
Paid out of public revenue
Beneficiaries need not contribute to
the fund
Benefits are not in proportion to the
loss
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
6. SOCIAL INSURANCE
MEASURES
.Community pooling of of resources
.Insurance fund-Tripartitecontribution
1. Employee
2. Employer
3. State…..
. Benefits is a matter of rights
. Benefits not in proportion to
contribution by the workers
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
7. SOCIAL SECURITY FOR INDUSTRIAL
WORKERS
Workmen’s Compensation Act, 1923
Central Maternity Benefit Act, 1961
Employees State Insurance Act, 1948
The Family Pension Scheme, 1971
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
8. SOCIAL SECURITY FOR CIVIL
SERVANTS
.Central And State Government Employees
PENSION
GRATUITY
PROVIDENT FUND
FAMILY PENSION SCHEMES
.Central Government Health Scheme
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security
9. SOCIAL SECURITY FOR
GENERAL PUBLIC
LIFE INSURANCE SCHEMES
PUBLIC PROVIDENT FUND SCHEME
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social Security
10. SOCIAL SECURITY SCHEMES IN
KERALA
No: SCHEME AMOUNT
1 Widow
pension
scheme
Rs 110/ month
2 Physically or
mentally
disabled
ELIGIBILITY
CRITERIA
Husband dead.
Income < 300/
month
40% disability
Income
<500/month
Rs 150/month
SOCIAL SECURITY SCHEMES IN
KERALA
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
11. 3 National old age
pension scheme
Age > 65 yrs Rs 200/
month
4 Leprosy & cancer
patients
Annual
income <
Rs11,000
Certificate
from
hospital
Income <
200/ month
Rs 200/
month
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
12. 5 Unemployment
pension
Live unemployment
register for >3yrs
Rs
100/month
6 Financial
assistance to
widows for the
marriage of
their daughter
Family income <
Rs 11,000
Rs 5000/-
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
13. HEALTH INSURANCE SCHEME
FOR BPL FAMILIES
• Arogyasree
• Medical expenses coverage
• Personal accident coverage
• Maternity care
• All pre-existing disease including mental
disease coverage
• Subsistence allowance if earning member
is hospitalized
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Unit - V HRM,R.Banu rekha, AP/MBA/Welfare and Social
