Banking Technology and Payment System

1. Institute for Development and Research in Banking Technology
Hyderabad - 500057
End - Term Examination for M.Tech (IT)
NOVEMBER 2014
Banking Technology
Time: 3 Hours. Total Marks: 60
SECTION 1 : Write Short Notes on ANY FIVE of the following. 5 X 3 =15
11. Straight Through Processing.
12. Mobile payment models, methods and types.
13. Dynamic data authentication in EMV.
14. Customer segmentation at the Call Centre.
15. Key functions of the Asset Liability Committee(ALCO).
16. Cheque Truncation.
17. Technology Task Force for Banks.
SECTION 2 : Answer ANYFIVE of the following questions in not more than 40 lines. 5 X 5 = 25
21. Enumerate the principles of Credit Appraisal.
22. Discuss the three phases of Technology Risk Management.
23. Explain the important features of our Real Time Gross Settlement System.
24. Describe the back office functions in the treasury department..
25. Describe the MIS frame work for Banks and its objectives.
26. Describe the various technologies used in Financial Inclusion.
27. Discuss the functions and responsibilities of the Issuer (bank) of a credit card.
SECTION 3 : Answer the following questions in not more than 100 lines.
2 X 10 = 20
31. Describe the Security Component Model for Internet Banking and the risks and controls
associated with this.
OR
Describe in detail the issues and challenges in planning and managing a Data Centre.
32. Discuss in detail the components and phases of an effective Business Continuity Plan.
OR
Discuss in detail the Operational Risk Management Cycle.
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