Banking Technology and Payment System

1. Institute for Development and Research in Banking Technology
Hyderabad – 500057
II Mid - Term Exam for M.Tech (IT)
OCTOBER 2013
Banking Technology
Time: 90 Minutes Total Marks: 50
Section 1 : Write Short Notes. 5 X 3 =15
11. Mobile Wallet
12. The 5C’s of Credit Appraisal
13. Operational Risk and its Components
14. Technologies used in Call Centres
15. Objectives of ALM
Section 2 : Answer ANYFOUR ofthe following questions in not more than 40 lines. 4 X 5 = 20
21. Describe the transaction flow in NEFT
22. Provide a functional overview of multi-channel integration.
23. Describe the generic architecture for Internet Banking.
24. Describe the approaches for quantifying Operational Risk.
25. Describe how the Interbank Mobile Payment Service operates.
26. Elaborate on the Principles of Credit Appraisal.
Section 3 : Answer ANYONE ofthe following question in not more than 100 lines. 1 X 15 = 15
31. Describe the ALM Framework and the role of IT in efficient ALM.
32. Discuss the operational issues involved in managing a Call Centre.
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