Banking Technology and Payment System

1. Institute for Development and Research in Banking Technology
Hyderabad - 500057
End - Term Examination for M.Tech (I.T)
NOVEMBER 2008
Banking Technology
Time: 3 Hours. Total Marks: 60
Section 1 : Write Short Notes on ANY FIVE of the following. 5 X 2 =10
11. Loss distribution approach (LDA) for operational risk management.
12. Elements of payment system.
13. Objectives of ALM.
14. Server based call centre model.
15. Cheque truncation.
16. The 5C’s of credit appraisal.
17. RTGS.
Section 2 : Answer ANY FOUR of the following questions in not more than 40 lines. 4 X 5 = 20
21. Basic indicator approach Vs standardised approach.
22. Enumerate mobile banking risks and mitigation measures for them.
23. Discuss the delivery channel optimization issues.
24. Explain the operational issues in managing a call centre.
25. Describe BCP implementation at the data centre.
26. Essentials of a Treasury Package.
27. What are the risks arising in payment systems and how can we mitigate them?
Section 3 : Answer ANY THREE of the following questions in not more than 100 lines. 3 X 10 = 30
31. Describe the different architectures of Internet Banking.
32. Discuss in detail the components and phases of an effective Business Continuity Plan.
33. Explain the critical success factors for CBS Implementation.
34. Describe in detail the various components of ALM.
35. Discuss in detail the multi-channel integration issues.
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