Khizar Hayat has over 10 years of experience in management, operations analysis, and administrative roles. He is currently an AML analyst at Dixon Hughes Goodman, where he investigates alerts for potential money laundering risks and ensures timely reporting of suspicious transactions. Prior to this role, he held positions as an operations analyst and store manager, hotel manager, and administrative assistant. He has a Bachelor's degree in finance from the University of Delaware.

1. Khizar Hayat
16 Henry Way Elkton, MD, 21921•khayat70@gmail.com• 443-945-3772
Headline: Born leader with experience in management, training, team-building, and organizational change with very high
levels of intrinsic motivation.
Skills ____________________________________________________________________________________
 Microsoft Office Suites
Certified
 Able to create timely and
accurate field reports
 Driven and self motivated
 Bloomberg Certified
 Cash Flow Modeling
 Retail Food/Fuel Ops
Experience
 Great Team Player
 Data Analysis
 Accounting/Bookkeeping
 Project Management
Experience
 Business Analysis
Experience
Employment History/ Professional Work History _________________________________________________
DIXON HUGHES GOODMAN, LLP
AML analyst, November 2015- Present
 Investigate and assess alerts for potential money laundering risks
 Ensure efficient identification and monitoring of suspicious activities and transactions.
 Ensure timely, efficient reporting of suspicious transactions to AML Compliance Officer
 Maintain a current understanding of money laundering and terrorist financing issues, including policies, procedures, regulations,
industry best practice, criminal typologies and developing trends.
 Timely execution of instructions received from project manager
 Investigate, review and resolve AML related and economic sanction related alerts
 Ensure proper investigation of suspicious transactions or money laundering alerts.
PULASKI HIGHWAY 2012, LLC
Operations Analyst/Store Manager, June2014-November 2015
 In charge of creating and following a payroll budget, creating employee schedules and payroll processing
 Placed weekly and bi-weekly store use supply and merchandise orders
 Identified business needs, then determined and implemented appropriate solutions
 Responsible for monthlybank account reconciliations
 Worked with the accounting department to file and pay quarterly tax obligations and annual tax obligations
 Dealt with environmental and state regulation authorities to ensure that the stores are in compliance with all state and
environmental policies and regulations
 Maintained store staff by recruiting, selecting, orienting, and training employees
 Identified current and future customer requirements by establishing rapport with potential and actual customers and other
persons in a position to understand service requirements.
 Ensured availability of merchandise and services by approving contracts and maintaining inventories.
 Determined marketing strategy changes by reviewing operating and financial statements and departmental sales records.
 Maintained operations by initiating, coordinating, and enforcing program, operational, and personnel policies and procedures.
 Provide daily & weekly reconciliations, vendor payments, receivables, and payables reports to Ownership.
ZUBAIR, LLC- Salisbury, MD
HOTEL MANAGER, January 2014- June 2014
 Submitted required paperwork and reports
 Trained new employees
 Enforced all company and departmental policies and procedures
 Ensured the highest levels of quality and customer service are being delivered
 Implemented payroll and inventory cost control methods
 Managed vendor relationships
 Ensured that the location is in compliance with all federal, state, and local laws, including Wage Hour, and Health laws
 Used direct supervision/involvement with all associates to promote a positive work environment through team work, energy,
enthusiasm and recognition.
 Ensured employees have the necessary tools to execute their jobs on an ongoing basis.
 Responsible for managing purchase order process, ordering and receiving products in a timely manner
ALPHA HEALTH CENTERS –Elkton, MD
Administrative Assistant, June2012 - June 2013
 Interacted with medical and non-medical professionals at all levels within the organization.
 Enforced the implementation of new procedures and protocols
 Provided desktop support to office staff of over 80 employees
 Trained office staff to use medical software for medical billing, patient entry, patient records, and converted all patient charts
from paper to electronic through implementing an EMR system
 Trained office staff how to update accounts payable/receivable, send patient invoices, and insurance billing
 Ensured compliance with all healthcare facility offices, HMO’s, insurance, and government regulations

2. Khizar Hayat
16 Henry Way Elkton, MD, 21921•khayat70@gmail.com• 443-945-3772
 In charge of handling the processing of maintenance purchase orders and processing maintenance crew payroll
Education History __________________________________________________________________________
 UNIVERSITY OF DELAWARE – Newark, DE
 BACHELORS OF SCIENCE IN FINANCE
Other Interests/ Involvement____________________________________________________________________
THE FED CHALLENGE- University Of Delaware
Inter-Scholastic Finance Club Member, February 2011- February 2013
AFLAC- Newark, DE
Internship, December 2010- March 2011
UNION HOSPITAL- Elkton, MD
Volunteer, June 2010-Present