Diseminasi Kinerja Dana Haji

1. Pengelolaan Keuangan Haji
Gotong Royong Ekosistem Menuju
Kemandirian dan Kemaslahatan Ummat
Anggota Badan Pelaksana BPKH
Dr. H. Indra Gunawan, SE., SIP., MSc.

2. Komposisi Biaya Haji & Covid-19
Total Biaya (%)
40
35
10
5
Penerbangan Arab Saudi
Domestik Living Cost
Pertimbangan keberangkatan Haji 2020-2021 memperhatikan skenario sebagai
berikut:a. Pesawat dan hotel diisi dengan cara physical distancing yakni pengisian
maks. 50% namun dengan biaya sewa penuh (100%);b. Jumlah hari tinggal bagi
jamaah haji di Arab Saudi adalah maks 50% dari kondisi normal (atau hanya 20 hari,
namun biaya akan meningkat);c. Volume Katering dan transportasi darat disesuaikan
dengan jumlah kuota jamaah dan petugas (50%); d. Pelayanan yang tidak full, namun
biaya kemungkinan tetap penuh (karena charter pesawat dan block full hotel).
Hasil E-survey negara2 OKI (20 Misi Haji Dunia) mengenai kemungkinan pelaksanaan
haji dengan protokol COVID-19:a. Secara umum Misi Haji berkeinginan agar haji 2020
tetap berlangsung dengan pengurangan kuota (antara 10-50%), jumlah hari, protokol
kesehatan dan restriksi perjalanan ibadah haji;b. Misi haji dari setiap negara harus
menyiapkan protokol kesehatan dan penyesuaian persyaratan kesehatan serta
pengetatan di Arab Saudi;c. 54% Misi Haji TIDAK SANGGUP memikul tambahan biaya
(konsekuensi finansial) penyelenggaraan ibadah haji yang bisa naik tinggi.
Haji di Era Pandemi COVID-19

3. Haji di Era Pandemi COVID-19

4. Materi untuk diskusi, bukan sebagai sumber referensi www.bpkh.go.id : BPKH RI
2019:
Rp.125T
2018: Rp. 113T
2022:
Rp.169T
Perkembangan Dana Haji
4
BPKH RI @BPKHRI BPKHRI BPKH RI www.bpkh.go.id
Des 2022:
Rp.169T
5,3jt Jemaah
INFOGRAFIS-DASHBOARD: PERTUMBUHAN DAN INDEPENDENSI DANA HAJI
Dana Haji Aman & Tumbuh
2017: Rp.93T

5. Materi untuk diskusi, bukan sebagai sumber referensi www.bpkh.go.id : BPKH RI
HAJI & UMRAH DUNIA
5
Algeria
36.000
Turkey
83.430
Iran
87.550
India
200.000
Bangladesh
137.000
Pakistan
200.000
Nigeria
95.000
Indonesia
231.000
Saudi Arabia
1
2
3
4
5
The Highest Number of Hajj Pilgrims in 1440H/2019
(Berdasarkan kuota haji negara, sebelum pembatalan Haji akibat pandemi COVID-19 tahun 2020)
1. Indonesia 2. Pakistan 3. India 4. Bangladesh 5. Nigeria 6. Iran 7. Turkey 8. Egypt 9. Algeria 10. Sudan
Sumber: www.hajjumrahinfo.co.za (2020)
Hajj
Egypt
80.000
Sudan
35.000
JemaahHajiDunia

6. Materi untuk diskusi, bukan sebagai sumber referensi www.bpkh.go.id : BPKH RI
6
The Highest Number of Umrah Pilgrims outside KSA in 2019
1. Pakistan 2. Indonesia 3. India 4. Egypt 5. Algeria 6. Yemen 7. Turkey 8. Malaysia 9. Iraq 10. Jordan
Source: Arabnews
Algeria
364.707
Turkey
306.987 Iraq
270.995
Yemen
334.186
Egypt
535.861
Pakistan
1.590.731
India
643.563
Jordan
200.857
Indonesia
946.962
Malaysia
274.066
1
2
3
4
5
6
UMRAH
JemaahUmrahDunia

7. 7
LAWAN HOAKS TENTANG DANA HAJI
Berita HOAKS

8. MENGAPA PENGELOLAAN DANA HAJI PENTING?
UU 34/2014 (Pasal 22):
bertugas mengelola
Keuangan Haji yang
meliputi penerimaan,
pengembangan,
pengeluaran, dan
pertanggungjawaban
Keuangan Haji.
BPKH
RI
@BPKH
RI
BPKH
RI
BPKH
RI
www.bpkh.go.id

9. Ekosistem Haji: Kemenag (MoRA), BPKH, KBIH, Bank, & Travels
Alumni
Haji
Pendaftar Haji Potensi Haji
IPHI: 6 Juta
Alumni Haji
▪ 5,3 Juta Jemaah Antri
▪ 1800 KBIH
▪ Dana Haji Rp +170 T ▪ 13 Juta Potensi Haji
Haji Reguler, Haji Plus, Haji Furoda
Peluang & Tantangan: Gotong Royong Ekosistem Haji bagi Kemandirian Ummat melalui hingga Edukasi, Literasi,
Inklusi 13 Juta Calon Potensial Haji Yang Belum Mendaftar untuk memperkuat Struktur Pembiayaan Haji dimana
60% Potensi Haji di Wilayah Rural dan belum terjangkau digital
Moslem
Leader
KBIH
Agency Travel
Syariah Bank
Gotong Royong Ekosistem Haji bagi Kemandirian & Kemaslahatan Ummat

10. DINFRA/DIRE Syariah
DINFRA investasi KIK yang dikelola MI di
aset infrastruktur dengan cara:
1. langsung yaitu dengan membeli aset
infrastruktur, lalu sewa dan hasil penjualan
dari aset tersebut dikembalikan ke
pemodal sebagai dividen,
2. tidak langsung yaitu dengan membeli
saham atau Sukuk yang diterbitkan
perusahaan. Peraturan Otoritas Jasa
Keuangan Nomor 52 tahun 2017aset
berupa proyek transportasi,
telekomunikasi, pendidikan, energi,
kesehatan, perumahan dan bahkan sarana
olahraga.
Green, Mixed
Use Halal
Property
Green
Universities
Dormitories
Green
Aetropolis
Halal Center
Hospitals/
Airports
Credit Linked
Sukuk Green
EBA Syariah
DINFRA Syariah
Hajj Tower
Strategic
Financing
Partnerships
Gotong Royong Ekosistem Haji bagi Kemandirian & Kemaslahatan Ummat

11. 11
© Development Division October 2022
Investment Opportunities 1. SBSN Pasar Primer & Sekunder (Active)
2. Project Based Sukuk-Credit Linked
3. Sukuk Korporasi Green
4. KIK-EBA Syariah
5. KIK-DINFRA Syariah
Surat Berharga Syariah
1. Menara Haji BPKH
2. Sinergi Investasi Rumah Sakit, KUA/Embarkasi/Akomodasi Klinik & Halal Center
3. Strategic Partnership Ekosistem Haji lainnya
4. Green & Cyber University
5. Serambi Indonesia
Investasi Lainnya
Perlengkapan &
Peralatan Haji
Keuangan
Jasa Pembayaran
Logistik
Transportasi Udara
Transportasi Darat
Jasa Makanan
Akomodasi
Kesehatan
Ekspor and Impor
Gotong Royong Ekosistem Haji bagi Kemandirian & Kemaslahatan Ummat

12. MONITORING DAN EVALUASI WASKITA
12
SME IMPACT INVESTMENT with SOE: PT PNM (Persero)
https://www.republika.co.id/berita/q1o7cp318/cash-waqf-
linked-sukuk-peran-bpkh-dalam-investasi-sosial
https://bpkh.go.id/tantangan-kinerja-tatakelola-dan-peluang-
sinergi-bpkh-sinergi-dan-inovasi-investasi-dana-haji-menuju-
kemaslahatan-yang-berkesinambungan/
https://bpkh.go.id/bpkh-tambah-investasi-dana-haji-ke-pnm-rp-
500-miliar/
C. Portfolio, Performance and Challenges
Gotong Royong Ekosistem Haji bagi Kemandirian & Kemaslahatan Ummat

13. MONITORING DAN EVALUASI WASKITA
13
CONNECTIVITY IMPACT INVESTMENT
C. Portfolio, Performance and Challenges
Gotong Royong Ekosistem Haji bagi Kemandirian & Kemaslahatan Ummat

14. PengecualianPajakDanaHaji
(Ir.AndreasEddySusetyo,M.M)

15. 10,1

16. 2022
35,2
62,8
99Juta
2020-2021
35,2

17. Materi untuk diskusi, bukan sebagai sumber referensi www.bpkh.go.id : BPKH RI

18. Curriculum Vitae: Dr. H. Indra Gunawan, SE., SIP., MSc.
Doctor in Business Management, IPB University and MSc. in Law and Economics from Utrecht University. Indonesian
Capital Market professional practitioner licensed by OJK, experienced since 2001 in insurance, asset management,
pension funds, Takaful. Lecturer and Speaker for Webinar/Seminar at several Universities, Associations, Ministries
and Institutions for the topics of Investment, Islamic Economics and Sustainable Finance, Tax Exemption, M & A
valuation on Bank Muamalat Indonesia Initiator
Education:
•Doctor of Business Management, IPB University 2020
•Master in Law & Economics, University of Utrecht, Netherlands 2003
•Bachelor of (Economics and Bachelor of International Relations) 2000-2001
Publications:
1. Gunawan, Indra, Firdaus,Muhammad , Siregar Hermanto ,Siregar, Mulya E., (2020) What
Makes Indonesia's SRI Better than Shariah and Liquid? Journal of BusinessApplications and
Management IPB:Sinta-2 (https://journal.ipb.ac.id/index.php/jabm/article/view/34643)
2. Gunawan, Indra, Firdaus,Muhammad , Siregar Hermanto ,Siregar, Mulya E(2021)
Determining the Effect of Market Turmoil on ESG,Islamic and Liquid Equity in Indonesia,
IJIEF:International Journal of Islamic Economics and Finance, UMY
http://journal.umy.ac.id/index.php/ijief/index (Final Review)
3. Volatilitas-StabilitasIndeks Syariah vsNon-syariah 2009-2020, BestPaper in Forum Riset
Ekonomi & Keuangan Syariah (FREKS) OJK-IAEI 2020 Intermediate Category in the Sector of
Islamic Capital Markets.
4. ESGIndex Volatilityunder Indonesia's Market Environment. BusinessTheory and Practice,
VilniusGediminasTechnical University,Lithuania indexed Scopus Q2. (submitted)
5. Contributed in several books published by BPKH
Scholarships & Awards
2021, Appreciation for Treasury Products & Services BPKH Transactions from Bank BRI
2021, BPKH - SBSN/Sukuk Transaction Awards & Appreciation from Bank Mandiri Treasury
2021, Finalist, The 7th International Islamic Monetary Economics and Finance (ICIEF) 2022
2021, Best Paper Strategic Capabilities Development for Sharia Economic and Finance
Leaders Towards An Impactful Islamic Social Finance, BI & UIII
2020, Best Paper on Shariah Capital Market FREKS, OJK & IAEI
2018, Best Shariah Mutual Fund 1-Year iHajj Fund, Investor - Infovesta
2017, Best Shariah iMoney Market Fund 1-Year, Investor - Infovesta
2016, Best iRenewable Energy Fund, 3-Years, APRDI - Bloomberg
2016, Best Islamic iHajj Fixed Income Fund 1-Year, APRDI - Bloomberg
2016, Best Islamic iHajj Fixed Income Fund 3-Years, APRDI - Bloomberg
2014, Best Shariah Mutual Fund 3-Year iHajj, Investor - Infovesta
2010, Best Paper Road Map of YKK - Bank Indonesia
2004, Scholarship for International Arbitrator Chartered Institute
2002-2003, DELTA Scholarship for MSc. / LLM program in Utrecht University
2001, Bank of Tokyo-Mitsubishi Scholarship for thesis research in economics
1996-2001, DIKTI Scholarship for the undergraduate degree
1995-2000, PT PLN (Persero) Scholarship for the undergraduate degree
•Chief Investment Officer, member of commissioners, former Investment Deputy for BPKH
•Secretary of the Investment Committee, Central Board of MES (Sharia Economic Community) 2021 - 2025
•WMI Licensed (OJK Capital Market Permit No.KEP-58 /BL/WMI/2011)
•BSMR Level I-V OJK recommended Risk Management Certificate by GARPR
•Chartered Institute of International Arbitrators: Associate Member 2004
•Lecturer-Sessional, STM PPM, YARSI University, STEI Tazkia, Al-Azhar University Indonesia, Perbanas ABFI Institute Jakarta. Subject (s):
Sharia Micro and Macro Economics, Managerial Economics, Capital Markets, Investments, and Islamic Economics.