COMMERCE & MANAGEMENT

1. BANKS ROLE IN INDIA
 Dr LAL WILSON , M.Com., M.Phil., PGDCA., Ph.D.,
 HEAD – RESEARCH,
 Department of Commerce,
 N.M.CHRISTIAN COLLEGE.
 Kanya kumari district.

2. COMMERCIAL BANKS IN INDIA

3. BANKS ROLE IN ECONOMIC DEVELOPMENT
 1 STIMULATION OF SAVINGS
 2 CAPITAL FORMATION
 3 CREDIT CREATION
 4 INNOVATION
 5 RURAL DEVELOPMENT
 6 AGRICULTURE
 7 INTERNATIONAL TRADE

4. 8 SMALL SCALE INDUSTRIES
 9 PRIORITY SECTORS
 10 UTILISATION OF NATURAL RESOURCES
 11 REGIONAL DEVELOPMENT
 12 EMPLOYMENT OPPORTUNITIES
 13 MONETARY POLICY

5. 1 STIMULATION OF SAVINGS
 Bank stimulate people to save money.
 Bank provides incentive to savers.
 Bank open branches in every villages ,towns
& cities.
 Bank provides interest on savings.
 Bank safeguard customers savings from
theft & fire.

6. 2 CAPITAL FORMATION

7. 3 CREDIT CREATION

8. 4 INNOVATION

9. 5 RURAL DEVELOPMENT

10. 6 TRADE AND INDUSTRY

11. 7 AGRICULTURE

12. 8 SMALL SCALE INDUSTRY

13. 9 PRIORITY SECTOR

14. 10 REGIONAL DEVELOPMENT

15. 11 MONETARY POLICY

16. BANKS – NEW ROLE IN
 ECONOMIC DEVELOPMENT

17. 1 SOCIAL BANKING

18. 2 CONSORTIUM APPROACH

19. 3 CREDIT CARD

20. 4 MUTUAL FUNDS

21. 5 PARTICIPATORY APPROACH
 6 DIVERSIFICATION
 7 FACTORING SERVICE
 8 OFF SHORE BANKING
 9 CUSTOMER SERVICE

22. THANK YOU
 Dr LALWILSON
 drpvlal@gmail.com