1. WELCOME TO RAF TOP-UP

2. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
UNIQUE BLEND OF COVER
• Dual Section Policy at no additional cost
• Personal Accident Section Tops up both Road
Accident Fund and Medical Aid Shortfalls – providing
unparalleled Financial Protection to vehicle
occupants
• Roadcover Section expedites claims against the
Road Accident Fund

3. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EXTENSIVE COVER FOR UNNAMED
OCCUPANTS
Section 1: Bodily Injury (Per vehicle occupant)
Seat belt benefit adds 50% to below benefits
• Death R 200 000
• Permanent total disablement R 200 000
• Partial permanent disablement (e.g. loss of use of a limb) per scale of
benefits
• Hospital Medical Cover R1 500 per day for 6 months

4. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
ROAD COVER SECTION
(SECTION 2 OF THE POLICY)
• Pays for professionals (lawyers, doctors, etc.) and
medical tests required to expedite Road Accident
Fund claims
• Beneficiaries receive 100% of the Road Accident
Fund Pay-out in addition to the benefits provided by
this policy – no additional fees apply

5. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
PEACE OF MIND FOR CLIENTS - GUARANTEED
• Relieves Employers and / or Vehicle Owners’ moral
financial obligations to driver and passengers
• Rest easy knowing that those important to you are
protected
• Covers injury as a result of hi-jacking or robbery

6. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
INSURED VEHICLES
• All road use licensed vehicles except excluded
vehicles
• Private vehicles, commercial vehicles

7. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EXCLUDED VEHICLES
• Vehicles seating 13 or more persons including driver,
motor cycles, quad bikes
• All vehicles used for public transport in any capacity
being taxis, busses and any other vehicle type

8. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
INEXPENSIVE
• Covering 5 unnamed vehicle occupants from as little
as R44.50 per vehicle
• No hidden expenses

9. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
EFFORTLESS CLAIM SERVICE
• User friendly website and AIG 24/7 call centre makes
claim reporting instant
• Extensive policy maintenance system which allows
efficient claim handling directly by the insurer
• No paperwork lag

10. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
BROKER / SALES COMMISSION
• On-going commissions
• Commission = 20% Total Premium

11. You can rely on RAF Top-Up to assist where the Road Accident Fund can’t
• Thank You