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OldMutualandMutual&FederalareLicensedFinancialServicesProviders.
Bereavement Expenses
Cover available in your time of need following the death of a family
member. You can select cover for yourself, your spouse, your
children and parents residing with you, and even include your
full-time domestic staff.
Hospital Cash Plan
Pays a daily cash benefit for every day you or an insured family
member spends in hospital. You will be covered for up to 365 days
for any one cause (subject to your prosure policy being in force at
the time of your claim).
Mechanical and Electrical Breakdown
Cover for repairs if there is a mechanical and/or electrical
breakdown of specified household appliances.
Premium waiver cover for Retrenchment and
Redundancy
This cover pays your prosure policy premiums for up to six months
if your employer retrenches you or declares you redundant (only
available on monthly policies).
Identity Theft
Protects you should you become a victim of identity theft by
paying the reasonable expenses or costs:
• To defend any suit brought against you by a creditor or
collection agency
• To remove any civil judgment wrongfully passed against you
• To challenge the accuracy or completeness of any information
in your credit report, and
• For any other specified insured events.
Home Employers’ Labour Dispute
This is a cover for all sums that you may become legally liable to
pay following an actual or alleged domestic unfair labour practice.
Easy claims process
To facilitate the swift processing of claims, your prosure policy
includes:
• A flat excess structure – you will always know what your excess
will be
• Fast-track Claims Service – for non-motor claims within
certain limits
• No waiting period if your vehicle is stolen – your claim is
processed immediately
prosure is underwritten by Mutual & Federal Insurance Company Limited (FSP 12).
This brochure is for promotional purposes only. The full terms, conditions and exclusions of cover are
contained in the policy wording.
• Multi-purpose centres around the country – a quick and
easy way for drivable vehicles involved in an accident to be
authorised for repairs
• Claims card – enables quick, efficient and safe payment of
non-motor claims.
Value added services
Your prosure policy automatically includes these exceptional
value-added benefits:
Swiftcare (0860 24 7 365) – in an emergency at home or on the
road, one call will get you the help you need. Swiftcare is available
to prosure policyholders, 24 hours a day, 7 days a week,
365 days a year in South Africa, and on a telephonic access basis
in neighbouring countries.
Swift Accident Management Solutions (0860 24 7 365) –
provides fast and efficient towing assistance to the closest
Mutual & Federal-approved repair centre, if your Mutual & Federal
insured vehicle is involved in an accident.
Critical 5 HIV Prevention plan – 0860 MF CARE
(0860 63 2273) – provides immediate medical assistance and
preventative treatment for accidental exposure to HIV through
rape, assault, needlestick injuries, motor vehicle accidents and
other forms of exposure.
Cover you can trust
As one of South Africa’s leading insurers, Mutual & Federal has
been protecting our customers from financial loss for decades. We
remain committed to bring you insurance solutions like prosure –
innovative products that are backed with exceptional service at
competitive rates.
Whatever is important to you – flexibility, transparency,
dependability – you can rely on prosure to meet your needs, with
its comprehensive, all-in-one protection.
For a quotation, please contact your Old Mutual
Personal Financial Adviser.
Stock code: MF Marketing 102 E Version: 07/15 W/t:
prosure
Preferential rates for
Old Mutual Professionals

2. prosure - Preferential rates for
Old Mutual Professionals
As a prosure customer, you can save up to 7.5% on your monthly
premium and qualify for a range of benefits, designed to cater to
your needs.
*How to qualify?
• You must perform one of the selected occupations
(e.g. attorney or chartered accountant) with a 4-year degree
OR
• Be one of the selected qualified professionals that belong to a
professional body (e.g. insurance adviser CFP® or accountant
belonging to SAICA).
*Terms and Conditions Apply (refer to T&Cs flyer)
prosure not only provides the security you expect from an
insurance policy, but also exceptional value for money. You can
also register for access to the mf online self-service portal on our
website at www.mf.co.za, to update your personal information and
view your policy schedule online.
Our range of cover options includes:
Houseowners:
• Protects your private home and any other permanent
improvements against loss or damage caused by fire,
explosion, acts of nature, theft, subsidence, owner’s liability
and more.
Household Goods:
• Full cover insures the contents of your private home and
outbuildings against fire, explosion, acts of nature, theft and
subsidence, and automatically includes legal liability cover.
Limited cover is available if you feel that your house is burglar-
proof.
Cover for your motor vehicles, motorcycles, caravans and trailers:
• The following cover options are available to protect your
vehicles against theft, hijacking and accidental damage:
–– Comprehensive
–– Third Party Fire and Theft
–– Third Party Only cover.
Additional benefits automatically included with your motor
vehicle policy:
Towing Cost:
• If your insured vehicle is damaged in an accident. This benefit
will only apply if you arrange the towing through the
Mutual & Federal Swiftcare helpline on 0860 24 7 365,
otherwise limited compensation will apply.
Trauma Counselling:
• Following a violent act of theft of a vehicle, attempted theft,
hold-up or hijacking.
Replacement Cost:
• For loss of or damage to keys, locks or remote controls (limited
compensation).
Optional Car Hire:
• For up to 30, 60 or 90 days
• Option to waive your basic excess (for a small additional
premium) – if you have a claim when the regular driver reaches
the age of 30 years.
All Risks:
• For the clothing and personal valuable belongings you usually
wear or take out of your private home. You can also specify
items like bicycles, cellphones, cameras, jewellery, spectacles,
etc. to be insured separately for the replacement value.
Personal Liability:
• For the amount you may be legally liable to pay for accidental
death, injury or illness to third parties, or accidental damage to
property.
Extended Liability:
• For the amount you may be legally liable to pay for accidental
death, injury or illness to third parties, or accidental damage to
property that exceeds the limit available under the Personal
Liability cover.
Personal Accident:
• Full or limited cover is available for accidental death,
permanent disability, temporary disability and medical
expenses resulting from any accident.
Flexibility and choice
When you have a prosure Houseowners, Household Goods or
Motor insurance policy, you can choose to add any, or all, of the
following additional cover options to your prosure policy:
Watercraft
Comprehensive cover to protect your boat, Jetski, rubber dinghy,
etc. against loss or damage and any liability you may be liable for
in respect of accidental death, injury or illness to third parties or
accidental damage to property.
Personal Computer
This cover pays for computer hardware (desktop computers,
laptops, notebooks, etc.) and software.
Legal Cost
Cover for legal costs when you need to bring civil action against
someone or defend yourself against civil action or criminal charge.
You can choose between the following limits:
R10 000 and R20 000.