1. Daren Osborn Fisher
500 Hilltop Dr. #218
Redding, CA 91355
Phone: (661) 714-4646
Linkedin: www.linkedin.com/in/fisherdaren
Email: gobears64@yahoo.com
DYNAMIC and RESULTS DRIVEN PROFESSIONAL
Highly motivated and professional candidate with the following employer desired traits:
• DECISION MAKER • THRIVE IN FAST PACED ENVIRONMENTS
• PROBLEM SOLVER • EFFECTIVE TIME MANAGER
• TEAM PLAYER • DELIVER DEFINITIVE CUSTOMER SERVICE
Desire a challenging and rewarding position with a respected and respected financial institution where
working with dedicated and enthusiastic teams contributes towards continuing growth and
opportunities. Professional experience consists of 26 years in the mortgage banking industry, which
includes 19 years of underwriting various types of loans including automobile, marine, conventional,
portfolio, HELOCs,FNMA/FHLMC and Quality Control/Assurance. Dedicated to being a results-
driven individual who has consistently performed above company goals as well as strong interpersonal
and communication skills allow me to be an effective trainer and mentor. Stellar foundation in risk-
based underwriting and auditing is supported by the following core competencies:
• Results Driven • Readily Adapts to Change
• Thrive in Team Environment • Effective Communicator
• Capacity to eagerly learn new processes • Volunteers for improvement of processes
• Demonstrated Ability to Analyze • Dedicated to continuing self-improvement
PROFESSIONAL EXPERIENCE
February 2016 to Intuit Payment Solutions (via KForce Staffing), Woodland Hills, CA
Present Underwriter
 Responsible for conducting risk-based underwriting reviews of
applications for merchant payment processing accounts. Underwriting
process requires solid judgment as each decision is based on research,
critical analysis, industry experience, and guidelines.
 Validates consumer identity, legitimacy of business, and ensures the
application attributes and business model comply with applicable
guidelines and laws. Ability to read and analyze consumer and business
financial documentation in order to make sound credit decisions.
 Able to consistently operate in the “gray area” where each merchant is
unique and is treated s such to ensure every opportunity is exhausted to
make the best decision each and every time.

2. February 2015 to FedEx Ground, Burbank CA
February 2016 PackageHandler
Utilized strong interpersonal and communication skills in partnership with
teammates and management to ensure FedEx Ground delivered packages to
customers in a timely and efficient manner.
March 2007 to Bank of America, Westlake Village, CA
May 2014 AVP/Loan Review Team Lead
 Responsible for the management, continuing development, as well as
training and mentoring of Quality Assurance Underwriters who analyzed
Freddie Mac, Fannie Mae,Private Label, and Monoline mortgage loans to
determine if sufficient basis for investor buyback.
 Performed quality control review underwriting of Freddie Mac,Fannie
Mae,Private Label, and Monoline mortgage loans.
 Training, mentoring, and development of resource tools led to
advancements,position grade promotions, multiple recognitions for
members of my team, which included one Team Lead, four Level II to
Level III Underwriters, and multiple “Employee of the Month” awards.
December 2006 New Century Mortgage Corporation, Woodland Hills, CA
to March 2007 Underwriter
Ensure guidelines and policies are followed as part of the underwriting process
to produce a minimum of eight loans per day. Partnered with Sales to ensure
customers received the best approval each and every time. Performed above
company goals in the challenging and fast-paced environment problem solving
and time management skills were utilized to deliver timely and quality
decisions.
1997 to 2006 Option One Mortgage Corporation, Irvine & Woodland Hills, CA
UnderwriterTeam Lead
Developed, trained, and managed a team of six Underwriters in the Top 5
producing branch for the entire company. Hired as an Underwriter; however,
achieving production and quality numbers exceeding line of business goals as
well as being an active collaborative team player. This resulted in promotions
to Underwriter Level II and III, and then Underwriter Team Lead for the
Woodland Hills Branch in May of 2002.
EDUCATION BA Economics, Universityof California at Berkeley, 1987
 Member of the Scholars Program
 Student Leader: Unit III Dormitory
TRAINING Underwriting Analysis, Credit and Appraisal Review, Time Management
Skills, Communicating to Succeed,and Microsoft Word and Excel.
Certificate of Completion: Introduction to Accounting, 12/07/2015 -- US
Small Business Administration.
VOLUNTEER/ Newhall Elementary School District Music Makers PTA -- President
INTERESTS Santa Clarita Swim Team, Summit Seals Board of Directors -- Treasurer
Family, travel, reading historical books, hiking, cooking and tennis