1. CURRICULUM – VITAE
Suhas B Kumbhar
Cell No. – +91 – 897589 6868
E Mail – suhaskumbhar7@gmail.com
Career Objective
To achieve quality performance in my work & want to be a part of organization
where my skills will be shared & enriched.
Work Experience
April 2016 – Till Date
Assistant Branch Manager - Shamrao Vithal Cooperative Bank Ltd.
• Audit compliance
• Recovery of overdue accounts.
• Handling branch operation.
• AML
• Managing branch team (both operation and sales)
• Credit analysis of companies - assessing credit worthiness of client in each
proposal through underlying assets, analysis of financial/cash flow, ratio
analysis, past performance history & Future forecast.
• Detailed business/industry and financial risk analysis of corporate from debt
and equity financing perspective. Analysis of balance-sheet, Profit-loss
account, Projection report (CMA), management discussion & analysis and
evaluation of financial Ratios. Analysis of cash flow and funds flow statement
to trace the sources and uses of funds especially for funding capital
expenditure plans.
• Assessing credit worthiness of client in each proposal through underlying
assets, analysis of financial/cash flow, ratio analysis, past performance history
& Future forecast.
• Responsible to appraise loan proposal of clients through preparation of Credit
note & recommend to Approval Authority.
• Authorizing transaction, clearing.
April 2013 – March 2016
Officer – Shamrao Vithal Cooperative Bank Ltd.
• Handling branch operation.
• Authorizing transaction, clearing.
• Credit analysis of companies - assessing credit worthiness of client in each
proposal through underlying assets, analysis of financial/cash flow, ratio
analysis, past performance history & Future forecast.
• Detailed business/industry and financial risk analysis of corporate from debt
and equity financing perspective. Analysis of balance-sheet, Profit-loss
account, Projection report (CMA), management discussion & analysis and
evaluation of financial Ratios. Analysis of cash flow and funds flow statement
to trace the sources and uses of funds especially for funding capital
expenditure plans.
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2. CURRICULUM – VITAE
• Assessing credit worthiness of client in each proposal through underlying
assets, analysis of financial/cash flow, ratio analysis, past performance history
& Future forecast.
• Responsible to appraise loan proposal of clients through preparation of Credit
note & recommend to Approval Authority.
• Audit compliance
• Recovery of overdue accounts.
Aug 2012 – March 2013
Sales Manager – Kotak Life Insurance
• Recruiting team of advisors. Training and developing.
• Team handling.Generating business from advisor.
• Engage, train and motivate agent.
July 2011 – Jan 2012
Relationship Manager- Emkay Global Financial Services Ltd.
JULY 2010 to JUNE 2011
Relationship Manager- India Infoline Ltd.
Job Profile:
• Business development through DCB bank (4 Branches)
• Communicating Research reports to client for equity commodity and currency
product.
• New Client Acquisition, Managing existing account, Portfolio management of
key Client.
• Client communication.
• Document compliance; manage client relationship.
• Risk management, revenue generation.
Professional Certification
• NCFM Certification (Derivatives Market Dealers Module)- with 68%
• NCFM Equity research module- with 56%
• Completed one month plant training at koyna power plant.
Project
Academic Project –
Project done as a part of Course Syllabus (M.B.A.) – “Fund Flow Analysis”
for ‘Kirloskar Brothers Ltd. Pune ’.
Project Details:
The project aims to make study fund flow of the Kirloskar Brothers limited. Fund flow
statement is extensively used by the top management in evaluation of alternative
finance and investment option. Fund flow analysis involves information about source
of fund and application of funds.
Academics
Sr.No. Degree University / Board College
1. M.B.A Pune University AISSM IOM
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3. CURRICULUM – VITAE
2. B.E.(Elex) Mumbai University PVPP COE
3. H.S.C. Maharashtra Board Shirgaon Jr. College
4. S.S.C. Maharashtra Board NES Pophali
Personal Details
Current Address – Flat No 5, Sai Niketan Aprt, Erandawana
Near Mhatre Bridge Pune 411004
Permanent Address – Navin Vasahat, Peth Vadgaon
Tal: Hatkangale, Dist Kolhapur
Cell No. – 8975 896868
E Mail Id – suhaskumbhar7@gmail.com
Gender – Male
Marital Status Single
Date of Birth – 25th
Jul 1984
Language’s Known – English, Hindi & Marathi.
Nationality – Indian
Hobbies – Reading, Traveling, listening music.
Declaration –
I hereby declare that all the above information provided by me is true to the best of
my knowledge and belief.
Place – Pune
Date –
Suhas B. Kumbhar
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