Resume

1. SUNITHA SAJU Contact: +971-0589748433
sunithasaju14@gmail.com
PROFESSIONALSNAPSHOT:
 An Astute professional with more than 4 years of experience in Banking operations, Client relationship
management, Team management and Accounting Operations.
 Adept at performing Banking operations effectively and efficiently, proficient in handling quality customer
service operations, organizing process strategies and building relationships with various groups.
 Possess strong communication, analytical and problem-solving skills.
PROFESSIONALWORK EXPERIENCE:
Operator: Valto Technologies, - Sharjah - Dec 2018 - Present
 Working as an operator for successfully digitalization of hospital documents and records.
 Indexing hospital records accurately to correct document type
 Verified that information in computer system was up-to-date and accurate.
 Kept spreadsheet of daily progress
Assistant Manager:TheCatholic Syrian Bank Ltd., - Mumbai-April 2009 – Aug 2013
 Judiciously administering overall functioning of branch operations while coordinating with the team to
ensure efficacy in working and meeting of business targets.
 Efficiently handling all aspects of Branch Operations; Cash Management, ATM Management, Remittances,
Bills collections & Clearings.
 Ensure complete KYC documentation with adherence to KYC standards & handling Fixed Deposit Section
& giving information about ROI, Tenure to client & also fill up 15G/15H from customers.
 To provide quick response to customer queries & gain customer confidence.
 Payroll administration and supervision.
 Responsible for completion Quarterly E-TDS Statement & forwarding to HO.
 Performing scrutiny of cheques, checking mutilation, crossing of cheques.
 Handling Inward clearing, outward clearing & taking follow-up with clearing house.
 Proficiently carrying out Credit risk assessment and supervision of credit activities like calculation of
drawing power, stock inspection, sanctioning and releasing of limits, loan documentation and recovery
 Strategically Mobilize collections and fee based mutual fund and insurance products and track contingent
liabilities LCs, BGs, Bill of Exchange etc.

2.  Competently Supervised and trained new employees and Maximized customer satisfaction with quality
service.
 Handling retail loans viz. housing, personal, car, & also covering cash credit, overdraft, term loans, Loan
against security, bank guarantees.
 Handling post approval activities such as documentation, account opening, processing of release letters for
approved loans, disbursement, and completion of stipulated formalities.
 Client site inspection, meeting with management and credit appraisal report writing.
 Preparing various monthly reports, conducting limit renewals and quarterly account renewal.
 Attending to internal audits & ensuring compliance of various statutory requirements.
Management trainee –Business development: Angel Broking Pvt Ltd. Aug 2008 -Mar 2009
 Business development cross selling of the company’s various products
 Lead generation
 Following up the lead
EDUCATION/ PROFESSIONAL
Master’s in Business Administration (Finance) Mumbai University
Bachelor of Commerce Mumbai University
Certificate in Information Technology NIIT
Date of Birth: 14 August 1984
Passport No. : K6970864
References: Available on request.
Expected CTC: As per Industry Standard
Joining time required: Immediate