Cash Flow Data MT 480 ProjectRC 5-15MT 480 Case Study Bob Smith Loan Review Data for TeamsComparative Balance Sheets and Cash Flow Statement WorksheetASSETS20142013Cash Up or DownCash and marketable securities$33,411$16,566$ 16,845Accounts receivable$260,205$318,768$ 58,563EXPLAINInventory$423,819$352,740$ (71,079)EXPLAINOther current assets$41,251$29,912$ (11,339)Total current assets$758,686$717,986$ (40,700)Gross Plant and equipment$1,931,719$1,609,898(321,821)Less: Accumulated depreciation$(419,044)$(206,678)212,366Net plant and equipment$1,512,675$1,403,220$ (109,455)EXPLAINGoodwill and other assets$382,145$412,565$ 30,420Total Assets$2,653,506$2,533,771(119,735)LIABILITIES AND EQUITYAccounts payable and accruals$378,236$332,004$ 46,232EXPLAINNotes payable$14,487$7,862$ 6,625EXPLAINAccrued income taxes$21,125$16,815$ 4,310Total current liabilities$$ 413,848$$ 356,681$ 57,167Long-term debt$679,981$793,515$ (113,534)EXPLAINTotal liabilities$1,093,829$1,150,196(56,367)Preferred stock$$Common stock (10,000 shares)$10,000$10,0000Additional paid in capital$975,465$975,4650Retained earnings$587,546$398,110189,436Less: Treasury stock$(13,334)$(13,334)Total common equity$1,559,677$1,383,575176,102Total Liabilities and Equity$2,653,506$2,533,771119,735In addition, it was reported that the company had a net income of $3,155,848 and depreciation expenses were equal to $212,366 during 2014.Net Income$3,155,848Depreciation$212,366Dividends Paid-$2,966,412 The bank told Bob to increase cash to $70,000 from 2013 to 2014. But cash increased from $16,566 in 2013 to just $33,411 in 2014, well short of $70,000, ... why... Explain how the six highlighted accounts impacted cash flow from one year to the next. The accounts either added or reduced the cash balance from one year to the next. I.e., the accounts were either a Source or Use of cash. This one worksheet provides all the data you need to complete the project. You may want to assign each team member a respective 'Explain'. Sheet2 Sheet3 Short Paper/Case Study Analysis Rubric Guidelines for Submission: Short papers should use double spacing, 12-point Times New Roman font, and one-inch margins. Sources should be cited according to a discipline-appropriate citation method. Page-length requirements: 1–2 pages (undergraduate courses) or 2–4 pages (graduate courses). Instructor Feedback: Students can find their feedback in the grade book as an attachment. Critical Elements Exemplary Proficient Needs Improvement Not Evident Value Main Elements Includes all of the main elements and requirements and cites multiple examples to illustrate each element (23-25) Includes most of the main elements and requirements and cites many examples to illustrate each element (20-22) Includes some of the main elements and requirements (18-19) Does not include any of the main elements and requirements (0-17) 25 Inquiry and Analysis Provides in-depth analysis that demonstrates compl ...

1. Cash Flow Data MT 480 ProjectRC 5-15MT 480 Case Study
Bob Smith Loan Review Data for TeamsComparative Balance
Sheets and Cash Flow Statement
WorksheetASSETS20142013Cash Up or DownCash and
marketable securities$33,411$16,566$ 16,845Accounts
receivable$260,205$318,768$
58,563EXPLAINInventory$423,819$352,740$
(71,079)EXPLAINOther current assets$41,251$29,912$
(11,339)Total current assets$758,686$717,986$ (40,700)Gross
Plant and equipment$1,931,719$1,609,898(321,821)Less:
Accumulated depreciation$(419,044)$(206,678)212,366Net
plant and equipment$1,512,675$1,403,220$
(109,455)EXPLAINGoodwill and other
assets$382,145$412,565$ 30,420Total
Assets$2,653,506$2,533,771(119,735)LIABILITIES AND
EQUITYAccounts payable and accruals$378,236$332,004$
46,232EXPLAINNotes payable$14,487$7,862$
6,625EXPLAINAccrued income taxes$21,125$16,815$
4,310Total current liabilities$$ 413,848$$ 356,681$
57,167Long-term debt$679,981$793,515$
(113,534)EXPLAINTotal
liabilities$1,093,829$1,150,196(56,367)Preferred
stock$$Common stock (10,000
shares)$10,000$10,0000Additional paid in
capital$975,465$975,4650Retained
earnings$587,546$398,110189,436Less: Treasury
stock$(13,334)$(13,334)Total common
equity$1,559,677$1,383,575176,102Total Liabilities and
Equity$2,653,506$2,533,771119,735In addition, it was reported
that the company had a net income of $3,155,848 and
depreciation expenses were equal to $212,366 during 2014.Net
Income$3,155,848Depreciation$212,366Dividends Paid-
$2,966,412
The bank told Bob to increase cash to $70,000 from 2013 to

2. 2014.
But cash increased from $16,566 in 2013 to just $33,411 in
2014, well short of $70,000,
... why...
Explain how the six highlighted accounts impacted cash flow
from one year to the next. The accounts either added or reduced
the cash balance from one year to the next. I.e., the accounts
were either a Source or Use of cash.
This one worksheet provides all the data you need to complete
the project. You may want to assign each team member a
respective 'Explain'.
Sheet2
Sheet3
Short Paper/Case Study Analysis Rubric
Guidelines for Submission: Short papers should use double
spacing, 12-point Times New Roman font, and one-inch
margins. Sources should be cited according to a discipline-
appropriate citation method. Page-length requirements: 1–2
pages (undergraduate courses) or 2–4 pages (graduate courses).
Instructor Feedback: Students can find their feedback in the
grade book as an attachment.
Critical Elements
Exemplary
Proficient
Needs Improvement
Not Evident
Value
Main Elements
Includes all of the main elements and requirements and cites
multiple examples to illustrate each element (23-25)

3. Includes most of the main elements and requirements and cites
many examples to illustrate each element (20-22)
Includes some of the main elements and requirements (18-19)
Does not include any of the main elements and requirements (0-
17)
25
Inquiry and Analysis
Provides in-depth analysis that demonstrates complete
understanding of multiple concepts (18-20)
Provides in-depth analysis that demonstrates complete
understanding of some concepts (16-17)
Provides in-depth analysis that demonstrates complete
understanding of minimal concepts (14-15)
Does not provide in-depth analysis (0-13)
20
Integration and Application
All of the course concepts are correctly applied (9-10)
Most of the course concepts are correctly applied (8)
Some of the course concepts are correctly applied (7)
Does not correctly apply any of the course concepts (0-6)
10
Critical Thinking
Draws insightful conclusions that are thoroughly defended with
evidence and examples (18-20)
Draws informed conclusions that are justified with evidence
(16-17)
Draws logical conclusions, but does not defend with evidence
(14-15)
Does not draw logical conclusions (0-13)
20
Research
Incorporates many scholarly resources effectively that reflect
depth and breadth of research (14-15)
Incorporates some scholarly resources effectively that reflect
depth and breadth of research (12-13)
Incorporates very few scholarly resources that reflect depth and

4. breadth of research (11)
Does not incorporate scholarly resources that reflect depth and
breadth of research (0-10)
15
Writing (Mechanics/Citations)
No errors related to organization, grammar and style, and
citations (9-10)
Minor errors related to organization, grammar and style, and
citations (8)
Some errors related to organization, grammar and style, and
citations (7)
Major errors related to organization, grammar and style, and
citations (0-6)
10
Earned Total
Comments:
100%
Units 1-3 [MT480: Corporate Finance]
Team Assignment
Team Assignment: Prepare a Business Letter (due in Unit 3)
The ability to interact and solve problems together — even at a
distance — is a key skill
in today's business environment. You will demonstrate the
ability to solve complex
problems by establishing a team setting ensuring all team
members properly complete

5. agreed upon and assigned tasks.
Your team has a proprietary Team Discussion Board area under
Unit 3 labeled Team X
Discussion. Your team also has a team-specific email group list,
and a private
synchronous Chat area, if you choose to use them. Teams
sometimes use an instant
messaging service, such as AIM. Please post your meeting
minutes in your Team
Discussion Board area. Setting up a specific time each week to
check in may be helpful.
This Assignment will assess your knowledge based on the
following outcome:
PC-1.2: Contribute to team goals and objectives through active
participation and
collaboration.
You will analyze financial data and present the rationale to
deny a loan renewal request.
Comparative Balance Sheets and a Cash Flow Statement are
used in the analysis.
After review and analysis of the Cash Flow Statement you will
prepare a business
letter to explicitly explain to the customer your reasoning for
denying the loan.
● Each team member will be asked to provide their respective
analysis of one
of the six sections of the team’s letter.
● Teams are required to prepare and post meeting minutes to
their Team

6. Discussion Area that will also be submitted with the final Team
Assignment.
● One member of the team will submit the final Team
Assignment with the meeting
minutes to the Assignment Dropbox.
Let’s Get Started!
Experience has shown the following timeline to be helpful.
Please do not feel
constrained by this timeline, it is not a graded item.
Unit 1, 2, and 3: Wednesday — Greet each other in the Team
Discussion Area and
exchange contact information, time zone, and best meeting days
and times. (See
Agenda suggestion below)
Units 1-3 [MT480: Corporate Finance]
Unit 3: Thursday — Determine who will lead the project, who
will do which part, by
when, what your communication expectations are and when you
will be meeting next.
Unit 3: Friday — Confirmation of delegated duties. Delegated
parties accept their
delegated duty and begin working on their deliverables.
Unit 3: Saturday — Project Leader reassigns any duties not
accepted by individuals on
the team and the team member’s continue working on their
deliverables.

7. Unit 3: Sunday — Submit draft Assignment to Project Leader.
Project Leader posts draft
Assignment in the Team Discussion Board.
Unit 3: Monday — Team edits/improves the Assignment
deliverable.
Unit 3: Tuesday — One team member submits the Assignment.
You may find this to be a helpful guide for an agenda for your
first meeting, or initial
team discussion posts.
AGENDA:
● Determine Project Leadership.
● Determine the specifications, resources, and timelines for the
project.
● Determine communication protocol.
● Determine next meeting.
Team Assignment Instructions
The Team Assignment requires an analysis of specific financial
data of Bob Smith Inc.
Bob is an existing bank customer. When the loan to Bob was
originally made in 2013
the bank required Bob to increase the YE 2014 cash balance to
at least $70,000. The
Cash Flow Statement and Balance Sheet show an actual YE
2014 cash balance of less
than $34,000.
The Team Assignment requires participation in a team effort to
complete the (partially

8. prepared) 2014 Cash Flow Statement. In Seminar 1 you
discussed how to complete
and use the 2014 Cash Flow Statement outcomes to explain how
specific accounts
influenced Bob’s low cash balances…in other words…some
reasons why Bob has no
cash!
This information allows you to substantiate the 2015 loan
denial. You are aware this
action will create dire financial circumstances for Bob’s
company. As the loan officer you
Units 1-3 [MT480: Corporate Finance]
must pass along the news in a business letter that is most
professional and written in an
objective manner. Please use values in the letter whenever
possible.
The documents for this project will be reviewed in Seminar 1
and the Team Assignment
will be due by the end of Unit 3.
Requirements
This project includes data for the a) comparative Balance
Sheets, b) partially completed
Cash Flow Statement worksheet and, c) the template outline of
the loan denial letter.
Each document will be reviewed in the Week 1 Seminar.
You will locate the comparative Balance Sheets and Cash Flow
Statement worksheet in

9. the Team Assignment Worksheets file.
Please use the template outline to prepare the business letter.
Criteria for Meeting Minutes
Meeting Minutes must include each team members name, date,
and notes of the
discussions. Minutes to the meetings will be submitted on the
same document after your
business letter.
Directions for submitting your Team Assignment
Prepare your Assignment in a minimum of 2 double-spaced
pages in length, using size
12 point font in Microsoft Word format. At the end of your
paper, add the meeting
minutes. Name the file as: MT480 Business Letter Team X. One
team member will
submit the Team Assignment to the Unit 3 Assignment
Dropbox.
MT480 Unit 3 Team Assignment: Business Letter
Points
Possible
Points
Earned
Content (50%)
Response successfully answers the assignment questions
based upon the Case Study data; thoroughly uses the text
and other literature. Includes a strong thesis statement,
introduction, and conclusion. The main points of the paper

10. are developed clearly and explained using the denial letter
and appropriate financial and accounting terminology. All
arguments are supported well (no errors in logic) based
upon the Statement of Cash Flows data.
20
http://extmedia.kaplan.edu/business/MT480/MT480_1502B/MT
480_u3_team_worksheets.xlsx
http://extmedia.kaplan.edu/business/MT480/MT480_1502B/MT
480_u3_team_worksheets.xlsx
http://extmedia.kaplan.edu/business/MT480/MT480_1502B/MT
480_u3teamoutline.doc
Units 1-3 [MT480: Corporate Finance]
Achievement of a well-synthesized paper using
contributions from team participants to achieve a paper that
resembles the collective talents of the group. The team
presents minutes to the meetings based upon project
specifications.
20
Analysis and Critical Thinking (30%)
Response exhibits strong higher-order critical thinking and
includes appropriate judgments, conclusions and
assessments are based on the analysis of the Balance
Sheet and Statement of Cash Flows.
10
Analysis includes proper classifications, explanations,

11. comparisons and inferences based on the cash flow
representations. Team’s work includes recognition of
accounts. Team’s work is reconciled back to the financial
data provided.
10
Writing (20%)
Sentences are clear, concise, and direct; tone is
appropriate. Project is free of serious errors; grammar,
punctuation, and spelling help to clarify the meaning by
following accepted conventions.
5
The paper includes the provided format of the Bank Denial
Letter.
5
Total 70
Program Outcome: Work in teams to achieve collective goals.
Not
Assessed
N/A
No work was received by the instructor.
No Progress
0

12. Team member shows little, if any, understanding or progress
toward achievement of this outcome.
Introductory
1
Team member marginally attempts to contribute team goals and
objectives, but lacks understanding of team goals and
objectives.
Units 1-3 [MT480: Corporate Finance]
Emergent
2
Team member supports team goals and objectives through
fulfilling some (e.g. less than 50%) of his or her own
contributions.
Practiced
3
Team member supports team goals and objectives through
fulfilling most (e.g. more than 50%) of his or her own
contributions.
Proficient
4
Team member supports team goals and objectives through
completely fulfilling his or her own contributions as well as
occasionally assisting and/or supporting others in their

13. contributions.
Mastery
5
Team member fully supports team goals and objectives through
fulfilling his or her own contributions as well as consistently
assisting and/or supporting others in their contributions.