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This is another Darul Fiqh presentation which expounds on the contemporary issues and laws relating to Zakat.
A very user friendly guide with a lot of complicated issues easily explained for all to benefit.
This slide program explains in the light of Quran and Hadith that Riba transactions are prohibited in Islam. It provides replies to the questions raised about prohibition of Riba.
New Edited and updated slides.
Section by Section pointers.
Flow charts and action pointers added.
Self Evaluation chart added
Virtues and duas and much more!
This is another Darul Fiqh presentation which expounds on the contemporary issues and laws relating to Zakat.
A very user friendly guide with a lot of complicated issues easily explained for all to benefit.
This slide program explains in the light of Quran and Hadith that Riba transactions are prohibited in Islam. It provides replies to the questions raised about prohibition of Riba.
New Edited and updated slides.
Section by Section pointers.
Flow charts and action pointers added.
Self Evaluation chart added
Virtues and duas and much more!
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Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
The French Revolution, which began in 1789, was a period of radical social and political upheaval in France. It marked the decline of absolute monarchies, the rise of secular and democratic republics, and the eventual rise of Napoleon Bonaparte. This revolutionary period is crucial in understanding the transition from feudalism to modernity in Europe.
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2. Summary of presentation Concept of Al Mal What is Zakah? Significance of Zakah What are Zakatable assets? Is Zakah compulsory? Nisab How to calculate your Zakah? Recipients of Zakah? Common misconceptions. Common questions about Zakah
3. Concept of Al Mal Al Mal is any thing that has a value and Can be owned. It is of 2 types: Tangible: such as money and commodity Intangible, e.g., Manfa’ah- right of using or enjoying something which belongs to someone else such as copyright or intellectual property
4. Allah (SWT) is the true owner of Al Mal To Him belongs everything what is in the heavens and the earth and all between them and all beneath the soil. (Al Quran) Therefore regarding earning and spending, one must abide by the rules of the true owner of Al Mal, Allah (SWT). Such rules can not be changed by any one.
5. What is Zakah? Literally Zakah means purification, growth and increase. In Islamic terminology, Zakah means: A fixed portion collected from a specific types of Mal (wealth) when they reach a specific amount, at a specific time which must be distributed to a specific categories of people to seek the pleasure of Allah (SWT).
6. Benefits of Zakah It helps Muslim to fulfill his/her obligation (farad) Muslim expresses his/her thankfulness to Allah (SWT) for His bounties. He purifies his heart and Soule from Bukhal or miserliness. It has deep humanitarian and socio political value.
7. Significance of Zakah in IslamSurah Taubah O ye who believe! there are indeed many among the priests and anchorites, who in Falsehood devour the substance of men and hinder (them) from the way of Allah. And there are those who bury gold and silver and spend it not in the way of Allah. announce unto them a most grievous penalty. Taubah 9,34
8. Surah Taubah 9:35 On the Day when heat will be produced out of that (wealth) in the fire of Hell, and with it will be branded their foreheads, their flanks, and their backs, their flanks, and their backs.- "This is the (treasure) which ye buried for yourselves: taste ye, then, the (treasures) ye buried!"
9. Hadith The prophet (pbuh) said: "Any owner of gold and silver who does not deliver from them their right, on the Day of Qiyamah (Day of Judgment), (the gold and silver) will be shaped as foils of fire. Then it will be heated in the fire of Hell; (and) then with it he will be ironed on his side, his forehead, and his back" (Muslim).
10. Hadith The Prophet said: 'Charity is a necessity for every Muslim. ' He was asked: 'What if a person has nothing?' The Prophet replied: 'He should work with his own hands for his benefit and then give something out of such earnings in charity.' The Companions asked: 'What if he is not able to work?' The Prophet said: 'He should help poor and needy persons.' The Companions further asked 'What if he cannot do even that?' The Prophet said 'He should urge others to do good.' The Companions said 'What if he lacks that also?' The Prophet said 'He should check himself from doing evil. That is also charity.'
11. Zakatable assets Monetary wealth ( gold, silver, cash) Trade goods Livestock ( camel, cattle, sheep, goats etc.) Crops ( This includes agricultural produce of the kind which can be stored for long period of time)
12. Pre requisites of Zakah Nisab ( Minimal Zakatable assets) Full ownership of Nisab Completion of one full year
13. Nisab of Zakah on monetary wealth Gold: Nisab of gold is 20 mithqal. One mithqal=4.25 grams Nisab of gold= 85 grams Silver: Nisab of silver is 200 dirham. One dirham=0.7 mithqal Nisab of silver is 200x0.7x4.25=595 gram Cash: Nisab of paper money is nisab of silver
14. Amount of Zakah 1/40th or 2.5 % of gold, silver or paper money in his possession if equal or more than the nisab.
15. Zakah of trade goods Trade goods are all goods which have been purchased, acquired or manufactured with the primary intention of re sale. They are Zakatable weather they stay in the possession of the purchaser for a considerable period of time before he sells them or they are subject to constant turnover likes stocks. Nisab of trade goods= Nisab of silver Amount of Zakah-1/40th or 2.5% of the value of the goods
16. Debts and Zakah There are two types of debts: Those that you owe to other people. This amount is subtracted from the amount of monetary wealth you own for Zakah calculation Those other people owe to you
17. 2nd type of debt which people owe to you which is equal to the nisab or more and is outstanding for a yearor more. Two scenarios: It is owed by someone who admits it an is willing to pay it. In this case you owe the Zakah on it. You have the option not to pay till the debt is paid. It is owed by someone who admits it but he has difficulty in paying, or is delaying it or denies it. You do not have to pay Zakah on it. When it is paid, you should pay Zakah for one year even though it was with the debtor for several years.
18. Recipients of the Zakah. " The alms are only for the poor and the needy, and those who collect them, and those whose hearts are to be reconciled, and to free the captives and the debtors, and for the cause of Allah, and (for) the wayfarers; a duty imposed by Allah. Allah is knower, Wise."(Surah Taubah: 9:60).
19. Who can not receive Zakah? A rich person ( with Zakatable nisab) Descendants of BanuHashim (Prophet’s family) Father and mother Grandfathers and grandmothers and beyond Sons and daughters Grandsons and grand daughters and beyond Spouse
20. Misconceptions Nisab can be excluded from Zakatable assets? No Zakah can be given on behalf of mature children/wives without their consent. No Zakah may be dispensed by feeding the poor. No Zakah is a form of Islamic tax. No We can use the price we bought the gold and silver for. No
21. Common misconceptions Zakah can be used to build Islamic institutes. No Zakah is to be given on items not used/needed. No Zakah is to be given in Ramadan. No My Zakah is given once I have given it to Zakah collector. No
22. Common Question. What if someone who did not pay Zakah dies? Their Zakah will not be paid unless there is a wasiyyah(bequest) and it does not exceed 1/3 of the assets. If wasiyyah is not made, the heirs may pay it out of their share voluntarily. Have just jewelry and no cash. Part of the jewelry is to be pawned or sold and the Zakah is paid out of cash proceeds.
23. Common questions What about immature children? Do we have to pay Zakah for them? No but this is as long as they are the rightful owners of the zakatable assets. Does Zakah has to be given as money? No. It can be given as any item of value or use. Can Zakah be given in advance? Yes, but adjustment will have to be made for increase on the value of the assets on the fixed date.
24. Common questions Can Zakah be given after its date? Yes, but again adjustment will have to be made on the increase in value of assets after fixed date. Can you disguise Zakah as a gift? Yes, but intention of Zakah is to be made while transferring the ownership to the recipients.
25. Common questions Can a large sum of Zakah money could be given to one poor person? Yes as long as the poor person does not become owner of the nisab. It is easier to give it to one who is the breadwinner for a number of family members. Then the Zakah money is distributed upon the whole family.
26. We urge you to calculate your Zakat now and to pay it as soon as possible.