Zakat or obligatory charity is the fourth pillar of Islam. It is a portion of one's wealth that must be given to the poor or other specified causes annually. Zakat purifies wealth and is meant to help the less fortunate fulfill basic needs. It is obligatory for Muslims to pay zakat on gold, silver, business inventory, livestock, crops and other assets if the minimum threshold is met. The document provides details on zakat rules, recipients, rates and encourages voluntary charity beyond obligatory amounts.

1. Bismillahir Rahmaner Raheem

3. Zakat or Obligatory Charity
The fourth Pillar of Islam is an obligatory charity. The
deep meaning of Zakat is:
 Increase,
 Purification and
 Blessing or praise

4. Zakah
 Zakah is a portion of
one’s wealth that must
be given to the poor or
to other specified
causes.
 The word “zakah” comes
from the verb meaning
to purify or cleanse.
 It is the third Pillar of
Islam and
 is obligatory for all
those who are financially
able.

5. Jurisprudential meaning of
Zakat
 The jurisprudential meaning of Zakat is the payment
of a portion of wealth from one’s own wealth to a
defined category of needy recipients, who have a
natural right on one’s wealth when certain conditions
of wealth are fulfilled.

6. It is an obligatory financial worship
to Allah
 It is an act of worship that purifies the wealth of a rich
Muslim, as well as brings increase to it through the
blessings of Allah when the wealthy chooses to share
it with the less fortunate or needy.

7. Why?
 The secondary objective of Zakat is to fulfilment of
one’s obligation for the society and taking care of
them who need one most.

8. Why?
 Every year one purifies one’s wealth to obey Allah and
to appreciate Allah’s abundant gifts, which are not
just to enjoy selfishly but to share with others. This is
to fulfil the obligations under the 4th pillar of Islam.

9. Why?
 Paying zakat is Fard
(compulsory).
 The Qur'an says that
only those who pay zakat
are in the "brotherhood
of faith“
 The Holy Qur'an also
says that Zakat purifies
assets and creates virtue
 Zakât is the major economic
means for “establishing social
justice and leading the Muslim
society to prosperity and
security. “

10. The recipients of charity are
 The poor, unable to earn his living
 The destitute who is in dire need
 The obligatory charity worker, as a wage due to his/her
responsibilities of collecting, accounting, managing,
distributing Zakat
 Those whose hearts have reconciled but finding
difficulties to settle
 Those who are in debt and have no ability to pay off
 Those who are in any kind of obligatory duties of God but
unable to pay
 The needy travellers.

11. Zakat for them who really need
your help

12. Needy
 In hardship

13. Help them who really need

14. Help them who really need
your support

15. Help them who cannot afford
the basics

16. Help the orphans

17. Zakah
 The Hadith says, ”He
who eats and drinks
while his brother
goes hungry, is not
one of us.”
 What does this
mean?

18. What are the zakatable assets
 Gold
 Silver
 Cash, bank notes
 Bank balances
 Wealth loaned to another
 Any alloy where the quantity or gold or silver exceeds
the other metal
 Inventory of the business
 Livestock and food crops
 Mined wealth

19. The Lunar Year
Zakat is calculated according to the lunar
year. Counting starts when the amount of
money attains the Nisab (the minimum
amount on which Zakat should be paid).
This includes all kinds of Zakat except Zakat
on agriculture, fruits, mineral assets and
Rikaz (metals found in the earth).

20. Nisab value
 Gold 87.48g (84.7g – Shafi’i)
 Silver 612.36g (592.9g – Shafi’i)

21. The Rate of Zakat to be paid
 1/40th of the wealth or
2.5%

22. This charity is obligatory upon
 every free Muslim,
 a sane person and
 an adult

23. Other charities, beyond the obligatory
charity
 Beyond and over this obligatory charity Zakat,
everyone who can afford voluntary charity is
encouraged to give it.
 Fulfilling these duties with strong faith in Allah and in
excellence are very important part of achieving
Taqwa.

24. Zakat Rules
‫أحكام الزكاة‬
Muslim Scholars have summarized Zakat Rules as
follow :
- Zakat is a obligatory from Allah.
- Zakat is a Financial Worship .
- Zakat is a Believe .
- Zakat is Compulsory to Muslims.
- Zakat is Due to an assigned Receivers.

25. Zakat must be given from halal
source
- -Zakatable wealth is gained from
Good and Halal Sources, but Tax
to the Government may come from
both Halal & Non-Halal Sources.

26. In the Quran
“ Zakat are for the Poor, and the Needly, and
Those Employed to administer the funds, for those
whose hearts have been recently reconciled to Truth ,
for those in Bondage and in Debt , In the cause of
Allah , and the Wayfarer , Ordained by Allah , and
Allah is full of knowledge and Wisdom . “
( Al Tawbah -60 )

27.  Help people privately
 Help just to please Allah
 Never expect any return
 Never feel proud of your ability
 Help people with respect
 Honour everyone
 Poorer people have got share in
your money

28. Share your joy and
happiness with
others!
InshaAllha Allah will
return you in many
folds.
Be happy when
others are happy!

29. Wa akhiru Dawana,
Anilhamdulillahi Rabbil-Alameen