Working together for you
•Download as PPSX, PDF•
0 likes•294 views
This document outlines the services provided by a financial planning firm to help clients achieve their financial and life goals. The firm works with a team of experts to provide comprehensive wealth planning, education, and asset management services. These include helping clients plan for retirement, protecting their family, building a legacy, and working with other professionals for tax planning, estate planning, insurance, and more. The firm utilizes custodians like TD Ameritrade Institutional for asset administration, safekeeping, and record keeping.
Report
Share
Report
Share
Recommended
Business Financial Planning & Integrated Solutions
Financial Planning and Investing Management firm in NY. Helping professionals, entrepreneurs and startups reach their financial goals. Contact us at info@crystalbrookadvisors.com or schedule a free consultation: www.booknow.so/crystalbrookadvisors
12 Expert Financial Planning Tips for 2017
Professor Jamie Hopkins, co-director of The American College New York Life Center for Retirement Income, asked 12 leading financial planners and professors at The American College of Financial Services to give their tips for helping your clients secure an optimal financial outlook.
Sources and cost of finance
The document discusses various sources of project finance including personal investment, venture capital, government grants, and borrowing from financial institutions. It also covers the costs of financing such as interest and legal fees. Additionally, it provides tips for managing financial risk like diversifying investments and maintaining contingency reserves. The document also defines the time value of money concept that money available now is worth more than in the future due to earning potential over time. It lists factors that impact the value of money like inflation and opportunity costs. Finally, it introduces formulas for calculating present and future values of money invested over periods of time.
Praxis Capital, Inc.
Praxis Capital was formed in 2001 to acquire underperforming residential real estate assets and maximize returns for investors through value-add improvements and opportunistic deals. It seeks to purchase Class B and C multifamily properties in southern growth markets, with a focus on strong value-add opportunities. Praxis targets investor returns in excess of 15% IRR by recapturing up to 100% of capital within 3 years through $8-20 million investment deals. It structures investments to provide a preferred return and profit split to investors.
Wealth Manager
Paul Comstock Partners is a private wealth advisory firm founded in 1982 that provides independent investment advice and wealth management services to high net worth individuals and families. The firm utilizes a team approach through a Family Advisory Council to address clients' financial, tax, legal, and personal issues. This holistic approach aims to develop strategic plans to maximize economic and non-economic benefits of clients' wealth while minimizing risks over the long term.
About Just Plans Etc.
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from retirement plans and stock positions. Jim Ellman and Barry Mendelson have over 50 years of combined experience in growing, managing, and protecting clients' wealth. The firm utilizes Charles Schwab for custody of assets and provides access to investments 24/7.
Why You Should Invest in Securities
An easy to understand guide to investing in securities like stocks, bonds and mutual funds for your financial future. This is material taken from chapter two of my book, "Figuring Out Wall Street".
Personal finance and wealth management project report
1. The document provides details of a family's personal financial plan as of March 31, 2011. The family consists of Mr. Khan, who works in a bank earning Rs. 1,200,000 annually, Mrs. Khan who earns Rs. 600,000 annually, and their 15-year old son Salman.
2. The family owns assets including a flat worth Rs. 30 lakhs, two cars worth Rs. 8 lakhs and Rs. 3 lakhs, an investment plot worth Rs. 2 lakhs, shares worth Rs. 1 lakh that pay Rs. 2,000 in dividends annually, and the plot pays Rs. 50,000 in annual rent.
Recommended
Business Financial Planning & Integrated Solutions
Financial Planning and Investing Management firm in NY. Helping professionals, entrepreneurs and startups reach their financial goals. Contact us at info@crystalbrookadvisors.com or schedule a free consultation: www.booknow.so/crystalbrookadvisors
12 Expert Financial Planning Tips for 2017
Professor Jamie Hopkins, co-director of The American College New York Life Center for Retirement Income, asked 12 leading financial planners and professors at The American College of Financial Services to give their tips for helping your clients secure an optimal financial outlook.
Sources and cost of finance
The document discusses various sources of project finance including personal investment, venture capital, government grants, and borrowing from financial institutions. It also covers the costs of financing such as interest and legal fees. Additionally, it provides tips for managing financial risk like diversifying investments and maintaining contingency reserves. The document also defines the time value of money concept that money available now is worth more than in the future due to earning potential over time. It lists factors that impact the value of money like inflation and opportunity costs. Finally, it introduces formulas for calculating present and future values of money invested over periods of time.
Praxis Capital, Inc.
Praxis Capital was formed in 2001 to acquire underperforming residential real estate assets and maximize returns for investors through value-add improvements and opportunistic deals. It seeks to purchase Class B and C multifamily properties in southern growth markets, with a focus on strong value-add opportunities. Praxis targets investor returns in excess of 15% IRR by recapturing up to 100% of capital within 3 years through $8-20 million investment deals. It structures investments to provide a preferred return and profit split to investors.
Wealth Manager
Paul Comstock Partners is a private wealth advisory firm founded in 1982 that provides independent investment advice and wealth management services to high net worth individuals and families. The firm utilizes a team approach through a Family Advisory Council to address clients' financial, tax, legal, and personal issues. This holistic approach aims to develop strategic plans to maximize economic and non-economic benefits of clients' wealth while minimizing risks over the long term.
About Just Plans Etc.
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from retirement plans and stock positions. Jim Ellman and Barry Mendelson have over 50 years of combined experience in growing, managing, and protecting clients' wealth. The firm utilizes Charles Schwab for custody of assets and provides access to investments 24/7.
Why You Should Invest in Securities
An easy to understand guide to investing in securities like stocks, bonds and mutual funds for your financial future. This is material taken from chapter two of my book, "Figuring Out Wall Street".
Personal finance and wealth management project report
1. The document provides details of a family's personal financial plan as of March 31, 2011. The family consists of Mr. Khan, who works in a bank earning Rs. 1,200,000 annually, Mrs. Khan who earns Rs. 600,000 annually, and their 15-year old son Salman.
2. The family owns assets including a flat worth Rs. 30 lakhs, two cars worth Rs. 8 lakhs and Rs. 3 lakhs, an investment plot worth Rs. 2 lakhs, shares worth Rs. 1 lakh that pay Rs. 2,000 in dividends annually, and the plot pays Rs. 50,000 in annual rent.
About just plansetc
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from various equity holdings. Founder Jim Ellman and Barry Mendelson together have over 50 years of experience in growing, managing, and protecting clients' wealth. The firm provides comprehensive wealth management services including investment management, financial planning, retirement planning, and estate planning using primarily low-cost mutual funds and ETFs.
Financial Planning
Understand the basics of Financial Planning, need for financial planning and common mistakes made in financial planning.To know more or speak with a financial planner visit: www.karvyonline.com or call us on 18004198283.
Investment Management For Family Wealth
The investment management needs and inter-generational dynamics of wealthy families, and how they differ from retail and institutional investors
Choosing Investments for Your 401(k)
The document provides an overview of factors to consider when selecting investments for a 401(k) retirement plan. It discusses the primary asset classes of cash and cash equivalents, fixed income securities, and equities. It also describes mutual funds and the various types, including money market funds, bond funds, and equity funds. When selecting investments, the document advises considering one's risk tolerance, investment objectives, time horizon, and asset allocation. Overall asset allocation and diversification across asset classes are emphasized as important strategies for balancing risk and return.
Financial Planning - 101
This document is an attempt to create financial literacy among salaried professionals who have begun their professional career. The intent of the document is to emphasize financial planning and create awareness about various asset classes. The sample financial plan is also available in excel format for you to experiment your financial needs. If your are interested in the excel based plan, please send an email to me.
Should you need any clarification/help, just send an email.
Happy learning!
Terms of a GP/LP Fund Structure
The document outlines key terms in both a Private Placement Memorandum (PPM) and Limited Partnership Agreement (LPA) for a generic venture capital fund. The PPM would describe the fund's investment strategy, market opportunity, management team experience, and targeted returns. The LPA establishes the fund's legal structure, investment period, management fees, carry allocation, and other standard terms like an expected 10-year term with the ability for extensions. It provides commentary on what language might be used for common terms and industry norms.
You Have Dreams.
This document summarizes the services of StanCorp Investment Advisers, which helps clients achieve their financial goals and dreams through personalized financial planning and investment management. The company manages billions of dollars for hundreds of thousands of clients. It offers a team approach with an experienced adviser to develop tailored plans, create diversified portfolios based on risk tolerance, and monitor investments. Fees are charged as a percentage of assets under management and the company receives no commissions to maintain objectivity.
Investment advisors regulations 2013
The document outlines the SEBI (Investment Advisers) Regulations 2013 which provides a regulatory framework for investment advisors in India. The key points are:
1) It defines investment advice and investment advisors who must register with SEBI.
2) It exempts certain categories like insurance agents, pension advisors, and others providing incidental advice.
3) It specifies qualifications, certifications, capital adequacy, and other key conditions for registration.
4) It outlines the general obligations of investment advisors including following a suitability process, maintaining records, making disclosures to clients, and more.
Dealing With tPR's New Scheme Funding Code
This document summarizes a presentation on the Pension Regulator's new defined benefit pension scheme funding code. The presentation discusses the key changes in the new code, including a greater focus on balancing the needs of pension schemes and employers through an integrated approach to managing funding, investment and covenant risks. It emphasizes the importance of collaboration between trustees and employers to develop appropriate funding plans given the covenant strength of the sponsoring employer.
Five asset classes to ensure proper asset allocation
The document discusses five major asset classes for successful investing: fixed income, U.S. stocks, REITs, international stocks, and commodities. It provides brief descriptions of each class. Fixed income assets are the least volatile but provide low returns. U.S. stocks represent the largest stock market. REITs have performed well over decades by owning and managing real estate. International stocks provide global diversification. Commodities have the highest risk but can improve a portfolio's risk/return profile when used properly. The document encourages balancing these asset classes for effective portfolio allocation.
Leadership&Financial Literacy20112
The document discusses the roles and responsibilities of nonprofit boards and various financial tools for nonprofit leadership. It outlines ten basic responsibilities of nonprofit boards including determining mission, selecting and evaluating leadership, ensuring adequate resources, and enhancing public standing. It also describes different modes of governance including fiduciary, strategic, and generative leadership. Finally, it provides examples of common financial tools and statements and how they are suited to answering different questions for different stakeholder roles.
Sfr Retirement Plan 05 13 09
Bill Gundrum is a senior wealth advisor and retirement plan consultant based in New Jersey who has over 31 years of experience. He specializes in helping business owners and individuals maximize retirement plan benefits while minimizing taxes. His typical clients are physicians. He proposes providing services related to retirement planning, asset protection, life and disability insurance, and family/business planning. A sample retirement plan projection for a medical practice shows combined totals from $84,000 to $225,500 per partner depending on compensation and cash balance amounts.
Smart Directions Portfolio Diversification - 2/4/2016
Dr. Rauterkaus discusses portfolio diversification as part of the Emmet O'Neal Library Smart Directions program.
Hamid - Investor's Group
We will begin by discussing your goals, financial situation, risk tolerance, and timeline to create a customized plan. Our goal is to ask questions to help you evaluate your options and find the best solutions. We will regularly review your plan and finances, making adjustments if needed to ensure your assets still meet your needs. Your plan will be tailored specifically to you.
Financial Planning: Building Your Wealth - webinar
How important is your financial security? The stock market has been improving since March, but where is it headed next?
As unemployment continues to grow and traditional methods of financing are becoming strained, join us as we take a look at the importance of Financial Planning. This webinar will walk you through the process of identifying and prioritizing your personal and business goals in order to implement a dynamic plan that will give you peace of mind.
Final aepg pitchbook hnw 2013-01-01
This document provides an overview of AEPG Wealth Strategies, an investment advisory firm. It discusses the firm's experience, client commitments, expertise, credentials, and reputation. It also outlines the firm's philosophy, mission, values, and services offered including financial planning, employee benefits, retirement plans, insurance, estate planning, and investment management. The document reviews the firm's investment strategy including a risk-based portfolio with core equity investments and opportunistic investments, as well as a lower-risk portfolio focused on high quality fixed income. It also discusses the firm's client service model, ongoing communications, and fees.
Financial Planning presentation
Normally people think financial goals require a high salary or wealth, but financial planning can achieve goals. Financial planning involves managing current resources through disciplined investing in options to achieve financial goals. It considers resources, investment options, and goals. A financial planner analyzes the situation, recommends an asset allocation plan, and monitors it over time to achieve the client's changing needs and opportunities.
Marwah financial services
Marwah Financial Services is a financial advisory firm offering services including wealth management, financial planning, equity and commodity trading, mutual funds, insurance, and real estate advisory. The firm aims to become a one-stop shop for all financial needs and enable wealth creation for clients. It has a team of qualified professionals including the founder Abhishek Marwah who has over 6 years of experience in financial markets. The firm provides a wide range of products and services at competitive fees with a focus on safety of client capital and good customer service. It has received positive media coverage and client testimonials praising the team's expertise, authentic advice, and client-centric approach.
About Just Plans Etc
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from retirement plans and stock positions. Jim Ellman and Barry Mendelson have over 50 years of combined experience in growing, managing, and protecting clients' wealth. The firm utilizes Charles Schwab for custody of assets and provides access to investments 24/7.
Ibis Financial Group brochure
Ibis Financial Group is a financial advisory firm led by Robert D. Barboni and Daniel C. Zagata that has over 200 combined years of experience helping clients in Florida reach their financial goals through customized strategies examining their total financial picture and providing tools to prepare for and protect their financial futures. The advisors at Ibis Financial Group serve clients in Boca Raton, Palm Beach Gardens, and Orlando.
Financial Planning Presentation
David N. Adams Inc. provides financial planning services to help clients see the big picture and prioritize goals like owning a home, starting a business, or retiring comfortably. A financial plan establishes and prioritizes goals, implements strategies, and chooses suitable products and services to provide peace of mind that a client's financial life is on track. The financial planning process generally involves professionals who develop a picture of a client's financial situation, establish goals and timeframes, implement strategies, and monitor adjustments over time.
Financial Planning Information
Distributed during the Never Too Young to Plan session at the Next Generation of Government Training Summit 2012.
More Related Content
What's hot
About just plansetc
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from various equity holdings. Founder Jim Ellman and Barry Mendelson together have over 50 years of experience in growing, managing, and protecting clients' wealth. The firm provides comprehensive wealth management services including investment management, financial planning, retirement planning, and estate planning using primarily low-cost mutual funds and ETFs.
Financial Planning
Understand the basics of Financial Planning, need for financial planning and common mistakes made in financial planning.To know more or speak with a financial planner visit: www.karvyonline.com or call us on 18004198283.
Investment Management For Family Wealth
The investment management needs and inter-generational dynamics of wealthy families, and how they differ from retail and institutional investors
Choosing Investments for Your 401(k)
The document provides an overview of factors to consider when selecting investments for a 401(k) retirement plan. It discusses the primary asset classes of cash and cash equivalents, fixed income securities, and equities. It also describes mutual funds and the various types, including money market funds, bond funds, and equity funds. When selecting investments, the document advises considering one's risk tolerance, investment objectives, time horizon, and asset allocation. Overall asset allocation and diversification across asset classes are emphasized as important strategies for balancing risk and return.
Financial Planning - 101
This document is an attempt to create financial literacy among salaried professionals who have begun their professional career. The intent of the document is to emphasize financial planning and create awareness about various asset classes. The sample financial plan is also available in excel format for you to experiment your financial needs. If your are interested in the excel based plan, please send an email to me.
Should you need any clarification/help, just send an email.
Happy learning!
Terms of a GP/LP Fund Structure
The document outlines key terms in both a Private Placement Memorandum (PPM) and Limited Partnership Agreement (LPA) for a generic venture capital fund. The PPM would describe the fund's investment strategy, market opportunity, management team experience, and targeted returns. The LPA establishes the fund's legal structure, investment period, management fees, carry allocation, and other standard terms like an expected 10-year term with the ability for extensions. It provides commentary on what language might be used for common terms and industry norms.
You Have Dreams.
This document summarizes the services of StanCorp Investment Advisers, which helps clients achieve their financial goals and dreams through personalized financial planning and investment management. The company manages billions of dollars for hundreds of thousands of clients. It offers a team approach with an experienced adviser to develop tailored plans, create diversified portfolios based on risk tolerance, and monitor investments. Fees are charged as a percentage of assets under management and the company receives no commissions to maintain objectivity.
Investment advisors regulations 2013
The document outlines the SEBI (Investment Advisers) Regulations 2013 which provides a regulatory framework for investment advisors in India. The key points are:
1) It defines investment advice and investment advisors who must register with SEBI.
2) It exempts certain categories like insurance agents, pension advisors, and others providing incidental advice.
3) It specifies qualifications, certifications, capital adequacy, and other key conditions for registration.
4) It outlines the general obligations of investment advisors including following a suitability process, maintaining records, making disclosures to clients, and more.
Dealing With tPR's New Scheme Funding Code
This document summarizes a presentation on the Pension Regulator's new defined benefit pension scheme funding code. The presentation discusses the key changes in the new code, including a greater focus on balancing the needs of pension schemes and employers through an integrated approach to managing funding, investment and covenant risks. It emphasizes the importance of collaboration between trustees and employers to develop appropriate funding plans given the covenant strength of the sponsoring employer.
Five asset classes to ensure proper asset allocation
The document discusses five major asset classes for successful investing: fixed income, U.S. stocks, REITs, international stocks, and commodities. It provides brief descriptions of each class. Fixed income assets are the least volatile but provide low returns. U.S. stocks represent the largest stock market. REITs have performed well over decades by owning and managing real estate. International stocks provide global diversification. Commodities have the highest risk but can improve a portfolio's risk/return profile when used properly. The document encourages balancing these asset classes for effective portfolio allocation.
Leadership&Financial Literacy20112
The document discusses the roles and responsibilities of nonprofit boards and various financial tools for nonprofit leadership. It outlines ten basic responsibilities of nonprofit boards including determining mission, selecting and evaluating leadership, ensuring adequate resources, and enhancing public standing. It also describes different modes of governance including fiduciary, strategic, and generative leadership. Finally, it provides examples of common financial tools and statements and how they are suited to answering different questions for different stakeholder roles.
Sfr Retirement Plan 05 13 09
Bill Gundrum is a senior wealth advisor and retirement plan consultant based in New Jersey who has over 31 years of experience. He specializes in helping business owners and individuals maximize retirement plan benefits while minimizing taxes. His typical clients are physicians. He proposes providing services related to retirement planning, asset protection, life and disability insurance, and family/business planning. A sample retirement plan projection for a medical practice shows combined totals from $84,000 to $225,500 per partner depending on compensation and cash balance amounts.
Smart Directions Portfolio Diversification - 2/4/2016
Dr. Rauterkaus discusses portfolio diversification as part of the Emmet O'Neal Library Smart Directions program.
What's hot (13)
Five asset classes to ensure proper asset allocation
Five asset classes to ensure proper asset allocation
Smart Directions Portfolio Diversification - 2/4/2016
Smart Directions Portfolio Diversification - 2/4/2016
Similar to Working together for you
Hamid - Investor's Group
We will begin by discussing your goals, financial situation, risk tolerance, and timeline to create a customized plan. Our goal is to ask questions to help you evaluate your options and find the best solutions. We will regularly review your plan and finances, making adjustments if needed to ensure your assets still meet your needs. Your plan will be tailored specifically to you.
Financial Planning: Building Your Wealth - webinar
How important is your financial security? The stock market has been improving since March, but where is it headed next?
As unemployment continues to grow and traditional methods of financing are becoming strained, join us as we take a look at the importance of Financial Planning. This webinar will walk you through the process of identifying and prioritizing your personal and business goals in order to implement a dynamic plan that will give you peace of mind.
Final aepg pitchbook hnw 2013-01-01
This document provides an overview of AEPG Wealth Strategies, an investment advisory firm. It discusses the firm's experience, client commitments, expertise, credentials, and reputation. It also outlines the firm's philosophy, mission, values, and services offered including financial planning, employee benefits, retirement plans, insurance, estate planning, and investment management. The document reviews the firm's investment strategy including a risk-based portfolio with core equity investments and opportunistic investments, as well as a lower-risk portfolio focused on high quality fixed income. It also discusses the firm's client service model, ongoing communications, and fees.
Financial Planning presentation
Normally people think financial goals require a high salary or wealth, but financial planning can achieve goals. Financial planning involves managing current resources through disciplined investing in options to achieve financial goals. It considers resources, investment options, and goals. A financial planner analyzes the situation, recommends an asset allocation plan, and monitors it over time to achieve the client's changing needs and opportunities.
Marwah financial services
Marwah Financial Services is a financial advisory firm offering services including wealth management, financial planning, equity and commodity trading, mutual funds, insurance, and real estate advisory. The firm aims to become a one-stop shop for all financial needs and enable wealth creation for clients. It has a team of qualified professionals including the founder Abhishek Marwah who has over 6 years of experience in financial markets. The firm provides a wide range of products and services at competitive fees with a focus on safety of client capital and good customer service. It has received positive media coverage and client testimonials praising the team's expertise, authentic advice, and client-centric approach.
About Just Plans Etc
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from retirement plans and stock positions. Jim Ellman and Barry Mendelson have over 50 years of combined experience in growing, managing, and protecting clients' wealth. The firm utilizes Charles Schwab for custody of assets and provides access to investments 24/7.
Ibis Financial Group brochure
Ibis Financial Group is a financial advisory firm led by Robert D. Barboni and Daniel C. Zagata that has over 200 combined years of experience helping clients in Florida reach their financial goals through customized strategies examining their total financial picture and providing tools to prepare for and protect their financial futures. The advisors at Ibis Financial Group serve clients in Boca Raton, Palm Beach Gardens, and Orlando.
Financial Planning Presentation
David N. Adams Inc. provides financial planning services to help clients see the big picture and prioritize goals like owning a home, starting a business, or retiring comfortably. A financial plan establishes and prioritizes goals, implements strategies, and chooses suitable products and services to provide peace of mind that a client's financial life is on track. The financial planning process generally involves professionals who develop a picture of a client's financial situation, establish goals and timeframes, implement strategies, and monitor adjustments over time.
Financial Planning Information
Distributed during the Never Too Young to Plan session at the Next Generation of Government Training Summit 2012.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that help clients gain confidence and prepare for life's challenges, such as discussing wishes for children and grandchildren, whether the estate plan will cause family conflicts, and how one wants to be remembered. They can help clients make informed decisions, create a legacy, access education and resources, and navigate financial options to preserve assets and maintain liquidity.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that help clients gain confidence and prepare for life's challenges, such as discussing wishes for children and grandchildren, whether the estate plan will cause family conflicts, and how one wants to be remembered. They can help clients make informed decisions, create a legacy, access education and resources, and navigate financial options to preserve assets and maintain liquidity.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that help clients gain confidence and prepare for life's challenges, such as discussing wishes for children and grandchildren, whether the estate plan will cause family conflicts, and how one wants to be remembered. They can help clients make informed decisions, create a legacy, access education and resources, navigate financial options, preserve assets, and maintain liquidity through various financial strategies and services.
Legacy R2
This document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that help clients gain confidence and prepare for life's challenges, such as discussing wishes for children and grandchildren, whether the estate plan will cause family conflicts, and how one wants to be remembered. They can help clients make informed decisions, create a legacy, access education and resources, and navigate financial options to preserve assets and maintain liquidity.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Legacy R2
The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that can help clients gain confidence and prepare for life's challenges. Items to be discussed include wishes for children and grandchildren after passing, whether the estate plan will resolve or cause family conflicts, and how one wants to be remembered.
Similar to Working together for you (20)
Financial Planning: Building Your Wealth - webinar
Financial Planning: Building Your Wealth - webinar
More from Better Financial Education
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...Better Financial Education
A practical method for advisers to measure exposure to sequence risk is through evaluation of the current probability of failure rate (which I've later renames as iteration failure rate to reflect measurement of the Monte Carlo simulation rather than the plan itself - two different things). This paper lead to a deeper investigation of failure rates thus leading to two subsequent papers discovering the three-dimensional nature of simulations over various time periods and allocations, as well as application of longevity to the simulation modeling.Skittles_Quilt Chart 2022.pdf
Can You Pick The Next Winner?
Asset Class Performance 2002‐2021 of various global markets.
Pick any color in any earlier year and see what
happened in any later year. Bottom go up and top go down randomly.
*Note the 20 year results also
change asset class positions
over the years (don't predict
the future).
the-rewarding-distribution-of-us-stock-market-returns.pdf
This document presents data on annual stock market returns in the US from 1926 to 2021. It shows that the market had positive returns in 75% of years, and the average annualized return was 10.2%. However, nearly two-thirds of yearly returns were at least 10 percentage points above or below the average. It also notes that more than two-thirds of down years were followed by up years, such as the 5% loss in 2018 followed by a 30.4% gain in 2019. The document concludes that investors who can withstand short-term volatility and maintain a long-term perspective tend to be rewarded in the stock market.
Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...Better Financial Education
This first appeared in blog post that describes the graphs in more details
https://blog.betterfinancialeducation.com/sustainable-retirement/what-are-the-three-paradigms-of-retirement-planning/
Prototype software example of aging model incorporating both portfolio and longevity percentile statistics along with consumer spending trend line of “Real People” (which is not based here on spending percentile statistics, but on research averages). Starting balance $500,000 with $36,000 Social Security. Two simple graphs by age answer many retiree questions about potential future spending and balances. Creates a whole different discussion. Also illustrates why age 95 is a poor reference for planning since it doesn’t plan or consider aging into future ages from the beginning of retirement.Bio napfa article june 2021
Finding the parallels between flying a jet and helping people
develop financial plans may be difficult for the average person, but for Larry R. Frank Sr., the similarities between these two activities are crystal clear.
A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...Better Financial Education
Have you ever wondered who is buying if so many people are selling?
The notion that sellers can outnumber buyers on
down days doesn’t make sense. What the newscasters should say, of course, is that prices adjusted lower because would-be buyers weren’t prepared to pay
the former price.
What happens in such a case is either the would-be sellers sit on their shares or prices quickly adjust to the point where supply and demand come into balance and transactions occur at a price that both buyers
and sellers find mutually beneficial. Economists refer
to this as equilibrium. The happiness equation
The Happiness Equation as it relates to investing is an interrelationship between your perceptions and expectations of investing and events. How do you manage happiness when you can't manage the markets?
Sailing with the tides and investing metaphor
A mistake many inexperienced sailors make is not having a plan at all. They embark without a clear sense of their destination. And once they do decide, they often find themselves lost at sea in the wrong boat
with inadequate provisions.
Destination, contingencies when trouble comes up, course corrections, bad weather and more can happen on the journey. How do you properly prepare for sailing is much the same as investing.
Key questions for the long term investor
9 key questions every investor asks themselves eventually. Here are some short answers with academic foundations.
The uncommon average
When setting expectations,
it’s helpful to see the range of outcomes experienced
by investors historically. For example, how often have
the stock market’s annual returns actually aligned with
its long-term average? Better yet, how often are the markets positive?
Retirement phases plan
This document outlines a general plan to address various financial issues in three phases: retirement income, lost survivor income, and estate planning. It lists possible sources of income or solutions for each phase, such as pensions, social security, retirement savings, life insurance, and trusts. The plan emphasizes putting solutions in writing, reviewing them periodically, and deciding on a plan by considering available resources that can only be used once.
Portfolio perspectives-january-2017
The world is risky. The future is uncertain. And many of the decisions we make can have a pro-found impact on our future welfare. Risk cannot be eliminated, but it can be managed.
Blog post for further perspective http://wp.me/p2Oizj-I8 (scheduled to post 17 May 17).
Robo advisor-whitepaper
Robo-advisor portfolios may be well diversified, they also contain construction gaps that should not be present in well-constructed portfolios.
Post discussing this in broader context schedule for 3 May 2017 http://wp.me/p2Oizj-HV
Portfolio perspectives-december-2016
Robo-advisor portfolios may be well diversified, they also contain construction gaps that should not be present in well-constructed portfolios.
Post discussing this in broader context schedule for 3 May 2017 http://wp.me/p2Oizj-HV
Afs 2016-certainty of lifestyle shared
This paper essentially demonstrates to academics and the profession that the current method of computing retirement income essentially arrives at a single solution applicable only to today; it does not model the future as currently interpreted. Our paper contrasts the difference between a calculation and a "multi-cast" simulation model.
Our research summary paper is published in the Journal of Financial Planning, Nov 2016. A link to the paper is available here "Combining Stochastic Simulations and Actuarial Withdrawals into One Model." ( http://bit.ly/2eLBUq9 )
Our working paper documenting our research project won the CFP® Board Best Research Paper Award at the 2016 Academy of Financial Services ( http://academyfinancial.org/ ) annual conference through an academic panel using a blind review process. "Certainty of Lifestyle: Contrasting a Simulation Over a Fixed Period versus Multiple Period Models" ( http://bit.ly/2dWtuNz )
In early Nov 2016, two blogs will post going into more insights from the research: Just where does the fear of outliving our money come from? Part I with link to Part II. ( http://wp.me/p2Oizj-H2 )
4 steps-effective-portfolio-trifold-1
Investing makes it possible for many of us to achieve important lifetime goals, such as retirement. That’s why we employ an investment approach based on almost nine decades of data, analysis and research, insights from behavioral finance and close relationships with leading academics. There are four key concepts which play a vital role in the construction and management of our portfolios. Together, they add up to a distinctive long-term, approach we call Asset Class, or evidence-based, Investing
The mathematics of investing
There are a number of different methods of calculating investment return, depending on what you’re trying to measure. Perhaps the most basic is total return, which is simply an investment’s ending balance expressed as a percent of its beginning balance. Total return includes capital appreciation and income components; it assumes all income distributions are reinvested. To annualize total return, you’ll need to calculate the compound annual return, which generally requires using a financial calculator. It’s important to keep in mind that you need a greater percentage gain after a losing year in order to break even on your investment.
More discussion of this when blog posts 22 Feb 2017 http://wp.me/p2Oizj-Hk
Fundamentals of asset class investing
The article discusses an alternative approach to experiencing the costs of index reconstitution, called “Asset Classes,” which allow the fund manager broader leeway as to when to buy or sell, along with a broader range of holdings. This discussion begins in the section called “Decision Two: Indexing or Asset Class Investing?”
The Asset Class approach, also referred to by others as "Factor Investing," is based on what has become to be called “Evidence Based Investing” due to roots discussed in the linked "Factor Investing" article, that come from academic (peer reviewed and repeatable results) foundation that continues to this day.
My blog post discussing this article is scheduled to post 8 Feb 2017 http://wp.me/p2Oizj-Hh
Index reconstitution the price of tracking
There is a cost to indexing that most investors are unaware of. It is called “reconstitution.”
A blog post is scheduled for 8 Feb 2017 discussing this article.
http://wp.me/p2Oizj-Hh
Social security as longevity insurance
Most people look at the benefits they would receive today when making their decision about when to begin receiving their Social Security. They also underestimate how long they may live unless they already have medical issues that are known to reduce longevity.
These two impulses cause many couples to begin their benefits too early which has an adverse effect for survivor income. When one person dies, the lowest benefit “goes away” and the highest benefit “remains.”
The article below explains how that works with a couple and their Social Security benefits at various ages.
More from Better Financial Education (20)
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
The Dynamic Implications of Sequence Risk on a Distribution Portfolio Journal...
the-rewarding-distribution-of-us-stock-market-returns.pdf
the-rewarding-distribution-of-us-stock-market-returns.pdf
Prototype software example of aging model incorporating both portfolio and lo...
Prototype software example of aging model incorporating both portfolio and lo...
A question of equilibrium - can there be more buyers than sellers? Or more se...
A question of equilibrium - can there be more buyers than sellers? Or more se...
Recently uploaded
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
Discover essential details about Thailand's recent visa policy changes, tailored for tourists and students. Amit Kakkar Easy Visa provides a comprehensive overview of new requirements, application processes, and tips to ensure a smooth transition for all travelers.
Seeman_Fiintouch_LLP_Newsletter_Jun_2024.pdf
The Impact of the 2024 Indian
Election Beyond Borders
01. Investment Gyan
02. Market Update
03. Inspiration investment story
做澳洲澳大利亚国立大学毕业证荣誉学位证书原版一模一样
原版一模一样【微信：741003700 】【澳洲澳大利亚国立大学毕业证荣誉学位证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
在线办理(UMASS毕业证书)马萨诸塞大学阿默斯特分校毕业证完成信一模一样
学校原件一模一样【微信：741003700 】《(UMASS毕业证书)马萨诸塞大学阿默斯特分校毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
The state of welfare Resolution Foundation Event
How has Britain’s safety net changed since 2010 and what comes next?
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
How will new technology fields affect economic trade?
1比1复刻(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书原版一模一样
原版定制【微信:bwp0011】《(ksu毕业证书)美国堪萨斯州立大学毕业证本科文凭证书》【微信:bwp0011】成绩单 、雅思、外壳、留信学历认证永久存档查询，采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信bwp0011】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信bwp0011】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
【关于价格问题（保证一手价格）】
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
快速制作美国迈阿密大学牛津分校毕业证文凭证书英文原版一模一样
原版一模一样【微信：741003700 】【美国迈阿密大学牛津分校毕业证文凭证书】【微信：741003700 】学位证，留信认证（真实可查，永久存档）offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原海外各大学 Bachelor Diploma degree, Master Degree Diploma
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.Dr. Alyce Su Cover Story - China's Investment Leader
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
快速办理(SMU毕业证书)南卫理公会大学毕业证毕业完成信一模一样
学校原件一模一样【微信：741003700 】《(SMU毕业证书)南卫理公会大学毕业证》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Accounting Information Systems (AIS).pptx
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
How to Use Payment Vouchers in Odoo 18.
Every business, big or small, deals with outgoing payments. Whether it’s to suppliers for inventory, to employees for salaries, or to vendors for services rendered, keeping track of these expenses is crucial. This is where payment vouchers come in – the unsung heroes of the accounting world.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Detailed power point presentation on compound interest and how it is calculated
Detailed information about compund interest
快速办理(美国Fordham毕业证书)福德汉姆大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(美国Fordham毕业证书)福德汉姆大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
在线办理(GU毕业证书)美国贡萨加大学毕业证学历证书一模一样
学校原件一模一样【微信：741003700 】《(GU毕业证书)美国贡萨加大学毕业证学历证书》【微信：741003700 】学位证，留信认证（真实可查，永久存档）原件一模一样纸张工艺/offer、雅思、外壳等材料/诚信可靠,可直接看成品样本，帮您解决无法毕业带来的各种难题！外壳，原版制作，诚信可靠，可直接看成品样本。行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备。十五年致力于帮助留学生解决难题，包您满意。
本公司拥有海外各大学样板无数，能完美还原。
1:1完美还原海外各大学毕业材料上的工艺：水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠。文字图案浮雕、激光镭射、紫外荧光、温感、复印防伪等防伪工艺。材料咨询办理、认证咨询办理请加学历顾问Q/微741003700
【主营项目】
一.毕业证【q微741003700】成绩单、使馆认证、教育部认证、雅思托福成绩单、学生卡等！
二.真实使馆公证(即留学回国人员证明,不成功不收费)
三.真实教育部学历学位认证（教育部存档！教育部留服网站永久可查）
四.办理各国各大学文凭(一对一专业服务,可全程监控跟踪进度)
如果您处于以下几种情况：
◇在校期间，因各种原因未能顺利毕业……拿不到官方毕业证【q/微741003700】
◇面对父母的压力，希望尽快拿到；
◇不清楚认证流程以及材料该如何准备；
◇回国时间很长，忘记办理；
◇回国马上就要找工作，办给用人单位看；
◇企事业单位必须要求办理的
◇需要报考公务员、购买免税车、落转户口
◇申请留学生创业基金
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strategies
Machine Learning in Business - A power point presentation.pptx
Power point presentation on machine learning.
Recently uploaded (20)
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
New Visa Rules for Tourists and Students in Thailand | Amit Kakkar Easy Visa
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
OAT_RI_Ep20 WeighingTheRisks_May24_Trade Wars.pptx
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...
Dr. Alyce Su Cover Story - China's Investment Leader
Dr. Alyce Su Cover Story - China's Investment Leader
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...
Detailed power point presentation on compound interest and how it is calculated
Detailed power point presentation on compound interest and how it is calculated
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Tdasx: In-Depth Analysis of Cryptocurrency Giveaway Scams and Security Strate...
Machine Learning in Business - A power point presentation.pptx
Machine Learning in Business - A power point presentation.pptx
Working together for you
- 1. WORKING TOGETHER FOR YOU YOU Your Financial Long-Term Focus | Investment Objectives & Life Goals Advanced Planning Needs | Special Circumstances Better Financial Education Comprehensive Helping and Protecting Family | Enjoying & Protecting Lifestyle Wealth Planning Planning Ahead | Creating Financial Comfort Building a Legacy Other Financial Professionals Team of Experts Tax Planning & Preparation | Estate Planning Insurance | Miscellaneous Investment Partners Administration & Custodian = TD Ameritrade Institutional (or others if needed) Asset Safekeeping Asset Safekeeping | Record Keeping Transaction Processing