Allianz Life North America – Rethinking What’s Ahead in RetirementOpen Knowledge
In this analysis of the United States’ retirement landscape, Gary C. Bhojwani, chairman of Allianz Life Insurance Company of North America and member of the Board of Management, Allianz SE, Insurance USA, traces the evolution of retirement over the past 70 years and identifies a decisive shift in the financial mindset of all Americans from accumulation of assets to a focus on lifetime income and guarantees. Emphasizing that annuities are set to play a vital role, he highlights the opportunities presented by insured retirement solutions and suggests the demand for guaranteed lifetime income will only grow in coming years.
Allianz Life North America – Rethinking What’s Ahead in RetirementOpen Knowledge
In this analysis of the United States’ retirement landscape, Gary C. Bhojwani, chairman of Allianz Life Insurance Company of North America and member of the Board of Management, Allianz SE, Insurance USA, traces the evolution of retirement over the past 70 years and identifies a decisive shift in the financial mindset of all Americans from accumulation of assets to a focus on lifetime income and guarantees. Emphasizing that annuities are set to play a vital role, he highlights the opportunities presented by insured retirement solutions and suggests the demand for guaranteed lifetime income will only grow in coming years.
Annuities explained is a presentation which will explain everything you need to know about the major types of annuities, what are the best annuities and how to select the most appropriate annuity in your particular situation.
Understanding the basics of life insurance is essential when researching and ultimately choosing which life insurance is right for you and your family.
Myer Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
Learn more at www.inknowvision.com
Annuities explained is a presentation which will explain everything you need to know about the major types of annuities, what are the best annuities and how to select the most appropriate annuity in your particular situation.
Understanding the basics of life insurance is essential when researching and ultimately choosing which life insurance is right for you and your family.
Myer Family Wealth Goal Achiever- InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
Learn more at www.inknowvision.com
Myer Family Wealth Goal Achiever - InKnowVision Advanced Estate PlanningInKnowVision
James is 64, and a few years ago started up a Consulting Company (Consulting Corp) with his business partner Dave. They have acquired some lucrative contracts over the last couple of years, and after spending frugally his entire life, James is starting to enjoy his newly created wealth. James is divorced and makes alimony payments in the amount of $100,000/yr. on top of his $500,000/yr. in living expenses. Because the wealth and income generated by the company is recent, James has not accumulated much in the way of liquid assets yet, but the company value is significant and future profits look very promising.
The primary planning goals are to:
Make sure that he has sufficient funds to live on for the rest of his life (approx. $600,000/yr., including alimony, after taxes and gifts).
Reduce income taxes.
Maximize the inheritance that he leaves to his children and grandchildren. Consider passing his business interests to his children involved in the industry while providing an equal inheritance of non-business interests to those that are uninterested.
Assure that he has sufficient liquid assets available at his death to eliminate the forced liquidation of his business assets.
Eliminate or reduce estate taxes.
InKnowVision November 2012 Case Study - Basic Family Wealth Goal AchieverInKnowVision
Tom is 83 and Jane is 76. They have two children who are both well employed and live productive and happy lives. Tom was an attorney who headed a large patent firm in Washington DC. Jane served as an expert in international trade for much of her professional life. During the latter part of his career, Tom agreed to do work for a start up company that became very successful. Today, Tom’s share of the company is valued at $3.2M but generates $1.4M-$1.5M per year in taxable distributions. Several years ago, the company spun out one of its divisions and took the new company public. It has seen massive growth; almost no dividends have been distributed, and the company has a value to Tom today of approximately $6.4M. Tom and Jane also have approximately $5.2M in cash, $3.2M in retirement funds, and real estate of $4M for a total net worth of about $22M.
The primary planning goals are to:
Make sure that they have sufficient funds to live on for the rest of their lives
Maximize what they leave to their children and grandchildren
Increase the amount of charitable giving that they are currently doing
Equalize the financial positions of their son and daughter
Make a substantial provision for charity in place of estate tax if possible
Innovation Women Speak! Not Just Another Personal Finance LessonInnovation Women
This interactive, action-driven session will teach you how to think of money as a tool (not just a goal!), how to get your financial life in order, and how to create a full financial wellness plan that you can actually follow. Your financial “Wealth Alpha™” is not about money alone: it’s about how you use your assets, relationships, unique knowledge, and other resources to accomplish your goals. Whether you’re just starting your financial journey or an experienced pro looking to hit refresh, we’ll make sure that this is not just another personal finance session.
You’ll learn:
· Who you still need to add to your Financial Wellness team
· One way to apply a unique resource to have your goals in the next 30 days.
· How to improve one bad money habit you have - in the next 30 days.
1. Designing a Well-Rounded About Ibis Financial Group
Financial Strategy
When it comes to setting financial goals and According to folklore, the Ibis is a symbol of
figuring out how to reach them, you can’t knowledge and is a familiar sight at Florida’s
leave it to chance. Goals have deadlines and many beautiful waterways. The Ibis has been
in order to reach them, you need a strategy. observed as the last sign of wildlife to take
A comprehensive financial strategy shelter before a hurricane and the first to
designed by Ibis Financial Group includes reappear after the storm.
tools that help our clients prepare for and Ibis Financial Group is under the leadership
protect their financial futures. Our of President, Robert D. Barboni, CFP®,
advisors will discuss your goals and your LUTCF and Managing Director, Daniel C.
time frame in which you want to achieve Zagata, CFP®, CLU, ChFC. The advisors of
them and then customize a strategy for you Ibis Financial Group
with those specific goals in mind. have over 200 combined years of
A well-rounded financial strategy experience in the financial services
examines your total financial picture. industry and serve clients in the
Boca Raton, Palm Beach Gardens
and Orlando areas.
Empowering Clients
Investments Protection Through Strategic Insurance,
Wealth, and Estate
Current
Retirement
FINANCIAL
Financial Planning Solutions
Strategy
STRATEGY
Florida Locations:
Tax Efficient Estate Boca Raton
Investing Planning
Orlando
Palm Beach Gardens
Ibis Financial Group offers securities and investment
advisory services through Securian Financial Services, Inc,
This information should not be considered as tax advice. Member FINRA/SIPC. Ibis Financial Group is independently
You should consult your tax advisor regarding your own tax owned and operated.
situation. TR# 40747 DOFU 1-2009
2. For the Individual For the Business Owner
Financial Needs Analysis Life Insurance for Business Succession
Retirement Strategies Group Life Insurance
Individual Retirement Accounts Group Dental Insurance Plans
College Funding Key Person Protection
Investment Strategies Executive Bonus
Life Insurance Deferred Compensation
Jason S. Watach
Whole Life Insurance Split Dollar
Registered Representative
Universal Life Insurance Qualified Retirement Plans
Variable Life Insurance Defined Benefit
B.S. from Penn State University
Second-to-Die Life Insurance Money Purchase Pension
MBA University of Miami
Term Life Insurance Profit Sharing Plans
Resident of South Florida since 1996
Long Term Care Insurance 401(k) Plans
Current resident of Boca Raton, FL
Individual Long Term Care 412(i) Plans
Sponsored Group Long Term Care Simplified Employee Pension
Mutual Funds (SEP) Plans
Contact Information
Brokerage Accounts SIMPLE Plans
7284 W. Palmetto Park Road
529 Accounts Disability Income Insurance Plans
Suite 106
Boca Raton, FL 33433 Annuities Business Overhead Expense Coverage
Fixed and Variable Deferred Asset Protection
Office: (561) 910-2521
Immediate Fixed
Cell: (561) 213-2943
Toll Free: (800) 936-4310
Fax: (561) 910-2565
E-mail: jwatach@ibisfingroup.com
Website: www.ibisfingroup.com