The document discusses five major asset classes for successful investing: fixed income, U.S. stocks, REITs, international stocks, and commodities. It provides brief descriptions of each class. Fixed income assets are the least volatile but provide low returns. U.S. stocks represent the largest stock market. REITs have performed well over decades by owning and managing real estate. International stocks provide global diversification. Commodities have the highest risk but can improve a portfolio's risk/return profile when used properly. The document encourages balancing these asset classes for effective portfolio allocation.

1. Five asset classes for
successful investing

2. An asset class is…
A group of investments
whose risk factors and
expected returns are
similar
Make sure you achieve
proper asset allocation
by balancing out that
latest hot stock with a
tried and true share
There are five major classes…

3. Fixed Income — The Old Faithful

4. Fixed income assets
are by far the least
volatile and you can
expect an annual
return or interest rate
In the event of a
bankruptcy,
bondholders are paid
out in full before the
company owners
receive a dime

5. U.S. Stocks — The American Dream

6. The U.S. stock market
is universally
recognized as the
largest and most
liquid stock market in
the world
Today, the country's
stock markets are now
significantly more
correlated with other
markets around the
world

7. REITs — Acquire land

8. Despite recent dramatic
corrections, Real Estate
Investment Trusts
(REITs) have actually
performed better than
the other classes in the
past four decades
REITs are companies that
own and manage real
estate, and consistently
pay a strong dividend

9. International Stocks — Go Global

10. International stocks
include a diverse range:
Europe, Asia, South
America, the emerging
markets, and Canada
Globalization has
considerably blurred
the line between U.S.
and International stocks

11. Commodities — Materialize

12. Commodities cover
energy, precious metals,
base metals, and
agriculture
They have the highest
risk and poorest
investment returns
But, if used well, they
can play an important
role in improving the
risk/return profile of a
diversified portfolio

13. Thank you!
Matthew Lekushoff, CIMA
Financial Advisor at Raymond James Ltd.
Phone: 416-777-6368
Email: matthew.lekushoff@raymondjames.ca
Web: www.matthewlekushoff.ca
Presented by:

14. This has been prepared by Matthew Lekushoff and expresses the opinions of the authors and not necessarily
those of Raymond James Ltd. (RJL). Statistics, factual data and other information are from sources RJL believes
to be reliable but their accuracy cannot be guaranteed. It is for information purposes only and is not to be
construed as an offer or solicitation for the sale or purchase of securities. This is intended for distribution only
in those jurisdictions where RJL and the author are registered. Securities-related products and services are
offered through Raymond James Ltd., Member-Canadian Investor Protection Fund. Insurance products and
services products and services are offered through Raymond James Financial Planning Ltd., which is not a
Member-Canadian Investor Protection Fund.