The document discusses legacy planning, which involves conversations about family values, long-term care needs, inheritance, philanthropy, and financial preparedness for retirement. It addresses concerns about maintaining one's lifestyle, becoming a burden, and protecting a legacy. The team uses strategic risk and estate planning to create holistic financial plans that help clients gain confidence and prepare for life's challenges, such as discussing wishes for children and grandchildren, whether the estate plan will cause family conflicts, and how one wants to be remembered. They can help clients make informed decisions, create a legacy, access education and resources, and navigate financial options to preserve assets and maintain liquidity.