NAM’s Chief Economist, Dr. Chad Moutray, and his renowned ability to break-down complex data into straightforward, usable nuggets of information goes through the latest numbers for you. His in-depth insight will provides a comprehensive look at manufacturing industry trends and the current state of the manufacturing economy in America.
Leslie Appleton Young, CAR Chief Economist, spoke at the Real Living Lifestyles New Year, New You Real Estate Symposium on January 31, 2012. She shared her economic forecast for the coming year, and all of the latest charts and stats on the California economy.
CAR Chief Economist Leslie Appleton Young provides an economic update to the Murrieta Temecula Group and the Southwest Riverside County Association of Realtors
Leslie Appleton-Young, Chief Economist/California Association of Realtors presents his annual report to the California Desert Association of Realtors.
The Palm Springs desert area (Coachella Valley) housing market is on the upswing once again.
Robert Chote: Public finances and health careThe King's Fund
Robert Chote, Chairman of the Office for Budget Responsibility (OBR), shares the results of the OBR’s 2012 Fiscal Sustainability report, with a specific focus on health care spending.
NAM’s Chief Economist, Dr. Chad Moutray, and his renowned ability to break-down complex data into straightforward, usable nuggets of information goes through the latest numbers for you. His in-depth insight will provides a comprehensive look at manufacturing industry trends and the current state of the manufacturing economy in America.
Leslie Appleton Young, CAR Chief Economist, spoke at the Real Living Lifestyles New Year, New You Real Estate Symposium on January 31, 2012. She shared her economic forecast for the coming year, and all of the latest charts and stats on the California economy.
CAR Chief Economist Leslie Appleton Young provides an economic update to the Murrieta Temecula Group and the Southwest Riverside County Association of Realtors
Leslie Appleton-Young, Chief Economist/California Association of Realtors presents his annual report to the California Desert Association of Realtors.
The Palm Springs desert area (Coachella Valley) housing market is on the upswing once again.
Robert Chote: Public finances and health careThe King's Fund
Robert Chote, Chairman of the Office for Budget Responsibility (OBR), shares the results of the OBR’s 2012 Fiscal Sustainability report, with a specific focus on health care spending.
The Economy and Financial Markets: Crawling Out of Recession - David Wyss, Br...IFG Network marcus evans
David Wyss, Brown University/Standard & Poor - Speaker at the 2012 IFG Wealth Management Forum, delivered his presentation entitled The Economy and Financial Markets: Crawling Out of Recession
The Economy and Financial Markets: Crawling Out of Recession - David Wyss, Br...IFG Network marcus evans
David Wyss, Brown University/Standard & Poor - Speaker at the 2012 IFG Wealth Management Forum, delivered his presentation entitled The Economy and Financial Markets: Crawling Out of Recession
Presentation by Jared Jageler, David Adler, Noelia Duchovny, and Evan Herrnstadt, analysts in CBO’s Microeconomic Studies and Health Analysis Divisions, at the Association of Environmental and Resource Economists Summer Conference.
Presentation by Mark Hadley, CBO's Chief Operating Officer and General Counsel, at the 2nd NABO-OECD Annual Conference of Asian Parliamentary Budget Officials.
Presentation by Daria Pelech, an analyst in CBO’s Health Analysis Division, at the Center for Health Insurance Reform McCourt School of Public Policy, Georgetown University.
This slide deck highlights CBO’s key findings about the outlook for the economy as described in its new report, The Budget and Economic Outlook: 2024 to 2034.
Presentation by CBO analysts Rebecca Heller, Shannon Mok, and James Pearce, and Census Bureau research economist Jonathan Rothbaum at the American Economic Association Annual Meeting, Committee on Economic Statistics.
Presentation by Eric J. Labs, an analyst in CBO’s National Security Division, at the Bank of America 2024 Defense Outlook and Commercial Aerospace Forum.
Presentation by Elizabeth Ash, William Carrington, Rebecca Heller, and Grace Hwang of CBO’s Labor, Income Security, and Long-Term Analysis and Health Analysis divisions to the Children’s Health Group, American Academy of Pediatrics.
Presentation by Molly Dahl, Chief of CBO’s Long-Term Analysis Unit, at a meeting of the National Conference of State Legislatures’ Budget Working Group.
In the President’s 2024 budget request, total military compensation is $551 billion, including veterans' benefits. That amount represents an increase of 134 percent since 1999 after removing the effects of inflation.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.
What Changes in Federal Policy Might Spur Innovation?
1. Congressional Budget Office
What Changes in Federal Policy Might
Spur Innovation?
Presentation at the NBER Conference on
Innovation Policy and the Economy
Douglas W. Elmendorf
Director
April 23, 2013
2. Possible Policy Approaches for Increasing Innovation:
Increase or Redirect Federal Funding for Research and
Development
Increase or Redirect Federal Support for Education
Change Tax Treatment of Private Investment
Increase Immigration of Highly Skilled Workers
Pursue Patent Reform
Reconsider Regulatory Goals
CONGRESSIONAL BUDGET OFFICE 2
3. Possible Policy Approach for Increasing Innovation:
Increase or Redirect Federal Funding for Research and
Development
CONGRESSIONAL BUDGET OFFICE 3
4. Federal spending for R&D has increased in real dollars in
a few areas during the past few decades
(Billions of 2012 dollars)
160
140
120
100
Health
80
60
Defense
40
20
Other
0
1982 1987 1992 1997 2002 2007 2012
Data from American Association for the Advancement of Science, Trends in Federal R&D by Function, FY 1949-2013.
CONGRESSIONAL BUDGET OFFICE 4
5. Although federal spending for R&D has increased in real
dollars, it has declined slightly relative to GDP
(Billions of 2012 dollars) (Percentage of GDP)
160 1.4%
140 R&D as a Share of GDP 1.2%
120
1.0%
100
0.8%
80
R&D in Billions of 2012 Dollars
0.6%
60
0.4%
40
0.2%
20
0 0.0%
1982 1987 1992 1997 2002 2007 2012
Data from American Association for the Advancement of Science, Trends in Federal R&D by Function, FY 1949-2013; Office of
Management and Budget, Budget of the U.S. Government, Fiscal Year 2013: Historical Tables, Tables 9.8 and 10.1.
CONGRESSIONAL BUDGET OFFICE 5
6. Relative to GDP, federal spending for research has
changed little and for development has declined
(Percentage of GDP)
1.0%
Basic Research
(Percentage of GDP)
0.8% Development
2.0%
0.6% 1.8%
0.4% 1.6%
Industry
1.4%
0.2%
Federal 1.2%
0.0% Industry
1982 1987 1992 1997 2002 2007 1.0%
(Percentage of GDP)
1.0% 0.8%
Applied Research
0.6%
0.8%
0.4%
0.6%
0.2%
Federal
0.4%
Industry 0.0%
1982 1987 1992 1997 2002 2007
0.2%
Data from National Science Board, Science and Engineering Indicators
Federal 2012 (2012); Office of Management and Budget, Budget of the U.S.
0.0% Government, Fiscal Year 2013: Historical Tables, Table 10.1.
1982 1987 1992 1997 2002 2007
CONGRESSIONAL BUDGET OFFICE 6
7. Because of caps on discretionary funding under current law,
federal discretionary spending is leveling out in real dollars
(Billions of 2012 dollars)
800 Actual Projected
700
600
Defense
500
400
Nondefense
300
200
100
0
1973 1978 1983 1988 1993 1998 2003 2008 2013 2018 2023
Congressional Budget Office, The Budget and Economic Outlook: Fiscal Years 2013 to 2023 (February 2013).
CONGRESSIONAL BUDGET OFFICE 7
8. Because of caps on discretionary funding under current law, federal
discretionary spending is declining relative to GDP
(Percentage of GDP)
7 Actual Projected
Defense
6
5
Nondefense
4
3
2
1
0
1973 1978 1983 1988 1993 1998 2003 2008 2013 2018 2023
Congressional Budget Office, The Budget and Economic Outlook: Fiscal Years 2013 to 2023 (February 2013).
CONGRESSIONAL BUDGET OFFICE 8
9. Possible Policy Approach for Increasing Innovation:
Increase or Redirect Federal Support for Education
CONGRESSIONAL BUDGET OFFICE 9
10. Federal spending for education and training has been less
than 1 percent of GDP
(Percentage of GDP)
1.4%
R&D
1.2%
1.0%
0.8%
Education and Training
0.6%
0.4%
0.2%
0.0%
1980 1985 1990 1995 2000 2005 2010
Data from Office of Management and Budget, Budget of the U.S. Government , Fiscal Year 2013: Historical Tables, Tables 9.8, 9.9,
and 10.1.
CONGRESSIONAL BUDGET OFFICE 10
11. Federal support for education could be increased in
several ways
STEM (science, technology, engineering, and math) education
Increase funding for academic research in STEM fields
Provide more scholarships for STEM students
Train math and science teachers to be more effective
Develop innovative approaches to math and science
education
General education
Hold down interest rates on student loans
Provide more generous Pell grants for lower-income
students
CONGRESSIONAL BUDGET OFFICE 11
12. Possible Policy Approach for Increasing Innovation:
Change Tax Treatment of Private Investment
CONGRESSIONAL BUDGET OFFICE 12
13. The federal tax treatment of private investment could be
changed in several ways
Enhance the R&D tax credit
Make it permanent (at the end of this year, it will expire for the 16th time in
32 years)
Increase the credit for newer or merged firms from its current 14 percent to the
20 percent that older firms get
Include other types of investment, such as software developed for internal use
Lower the tax rates paid by U.S. multinational corporations
Unclear if such a change would spur innovation because the specifics of the change
would matter
Increase support for manufacturing
Unclear if such a change would spur innovation because innovation is valuable in
other sectors as well
CONGRESSIONAL BUDGET OFFICE 13
14. Possible Policy Approach for Increasing Innovation:
Increase Immigration of Highly Skilled Workers
CONGRESSIONAL BUDGET OFFICE 14
15. Immigrants represent larger shares of Nobel Prize winners and
founders of public venture-backed companies than of the U.S. population
(Percent)
30%
25%
20%
15%
10%
5%
0%
Percentage of 2000
Percentage in U.S.
USPercentage of U.S.
Population of U.S. Percentage of U.S.-Based Nobel
US-based Nobel Prize Winners Percentage of Public Venture-
Founders of Founders of Public
Population in 2000
Population in 2000
Population in 2000 Prize Winners, 1990-2000
from 1990-2000 Venture-Backed Companies
backed Companies
Data from Giovanni Peri , “Higher Education, Innovation, and Growth,” In Giorgio Brunello, Pietro Garibaldi, and Etienne Wasmer,
eds., Education and Training in Europe (Oxford: Oxford University Press, 2007); Stuart Anderson and Michaela Platzer (2006),
American Made: The Impacts of Immigrant Entrepreneurs and Professionals on U.S. Competitiveness, National Venture Capital
Association (2006), www.nvca.org/index.php?option=com_content&view=article&id=254&Itemid=103.
CONGRESSIONAL BUDGET OFFICE 15
16. A small share of visas goes to workers because of their skills
(Thousands of visas issued)
900
Temporary Student Visas
800
700
600
500
Permanent Family Visas
400
Temporary Worker
300 Non-H-1B Visas
200 Temporary Worker
H-1B Visas
100
Permanent Worker Visas
0
2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011
Data from U.S. Department of State, Immigrant and Nonimmigrant Visa Statistics, 2001-2011.
CONGRESSIONAL BUDGET OFFICE 16
17. Immigration of highly skilled workers could be increased
in several ways
Raise or eliminate quotas for H-1B visas
Increase permanent visas for workers
Allow foreign students in STEM fields to stay in the country
after graduation, either temporarily or permanently
CONGRESSIONAL BUDGET OFFICE 17
18. Possible Policy Approach for Increasing Innovation:
Pursue Patent Reform
CONGRESSIONAL BUDGET OFFICE 18
19. Faster growth in patents during the past 30 years has not
translated into faster productivity growth
(Annualized percentage growth)
7
Patent Applications
6
Patent Grants
5 Potential TFP
4
3
2
1
0
1963 to 1983 1984 to 2011
Data from U.S. Patent and Trademark Office; and Congressional Budget Office, The Budget and Economic Outlook: Fiscal Years 2013 to
2023 (February 2013).
CONGRESSIONAL BUDGET OFFICE 19
20. Possible Policy Approach for Increasing Innovation:
Reconsider Regulatory Goals
CONGRESSIONAL BUDGET OFFICE 20
21. Policymakers balance innovation against other
regulatory goals
Innovation is balanced against safety, fairness, privacy,
government cost, and other considerations.
Areas of regulation where the encouragement of
innovation has received attention in the past and might
receive greater attention in the future include
regulation of pharmaceuticals, auctions of wireless
spectrum, and oversight of e-commerce, among others.
CONGRESSIONAL BUDGET OFFICE 21
22. Conclusion
A wide array of federal policy approaches could be pursued to
spur innovation, including increased spending on research and
development, increased support for education, lower taxes on
private investment, greater immigration of skilled workers,
patent reform, and adjustments to regulatory policies.
However, those approaches would necessitate a redirection of
federal money from other purposes or compromises on other
national goals, which would require that spurring innovation be
viewed by lawmakers as an important national priority.
CONGRESSIONAL BUDGET OFFICE 22