This document discusses solutions to improve India's primary healthcare system. It outlines problems such as inadequate immunization coverage, high maternal and infant mortality rates, and a lack of access to essential drugs and sanitation. The proposed solutions include capacity building through healthcare infrastructure development, expansion of insurance schemes, promoting generic drugs and public-private partnerships, and utilizing indigenous healthcare approaches. The team aims to develop an innovative model combining technology, insurance, and traditional medical practices to solve primary healthcare challenges in a sustainable manner.
A comprehensive Report about one of the best healthcare system in the world. This report has taken a detailed view of the healthcare system in Singapore.
The National Health Stack will facilitate collection of comprehensive healthcare data across the country. Designed to leverage India Stack, subsequent data analysis on NHS will not only allow policy makers to experiment with policies, detect fraud in health insurance, measure outcomes and move towards smart policy making, it will also engage market players (NGOs, researchers, watchdog organizations) to innovate and build relevant services on top of the platform and fill the gaps.
The design is geared to generate vast amounts of data resulting in some of the largest health databases with secured aggregated data that will put India at the forefront of medical research in the world.
A comprehensive Report about one of the best healthcare system in the world. This report has taken a detailed view of the healthcare system in Singapore.
The National Health Stack will facilitate collection of comprehensive healthcare data across the country. Designed to leverage India Stack, subsequent data analysis on NHS will not only allow policy makers to experiment with policies, detect fraud in health insurance, measure outcomes and move towards smart policy making, it will also engage market players (NGOs, researchers, watchdog organizations) to innovate and build relevant services on top of the platform and fill the gaps.
The design is geared to generate vast amounts of data resulting in some of the largest health databases with secured aggregated data that will put India at the forefront of medical research in the world.
Indonesia Healthcare Landscape - An Overview, July 2014Praneet Mehrotra
A brief description of Indonesia's healthcare landscape and the challenges it faces. The country has no choice, but to attract greater investments (also importantly, foreign investments) in capacity creation.
Information and Communication Technology ICT in HealthcareMadhushree Acharya
* Information & Communication Technology in Healthcare
* Need of ICT in Healthcare
* Constraints of implementation of ICT
* Implementation of ICT in various countries & India
* Various ICT Initiatives taken in India -
National health portal, Online Registration System, Mera Aspataal, SUGAM, NOTTO, Indradhanush Vaccine tracker, India fights Dengue, NHP Swasth Bharat, No more Tension Mobile app, Pradhan Mantri Surakshit Matritva Abhiyan Mobile App, Mother and Child Tracking System MCTS, Kilkari, Nikshay, m-cessation, m-Diabetes, Hospital Information System HIS, Health Management Information System HMIS, ANMoL, e-Aushadhi, e-Rakt Kosh, IDSP, Electronic Health Records EHR, Telemedicine.
Created - Feb 2018
Author - Dr. Madhushree Acharya, Academic JR, Community & Family Medicine, AIIMS Bhubaneswar
Health for all- AN OVERVIEW OF DIFFERENT SCHEMES CULMINATING IN AYUSHMAN BHARATShiv Kumar
Health For All
Primary Health Care
National Health policy 1983
National Health policy 2002
National Rural Health Mission
National Health Mission
National Health Policy 2015
Ayushman Bharat
Universal Health Coverage and Health Insurance - IndiaDr Chetan C P
Presentation is a case about cutting the risk fragmentation and having a universal pool for Health Insurance as one of the tools for achieving UHC in India.
*Health Insurance in India and Genesis of the Ayushman Bharat PMJAY Pradhan Mantri Jan Arogya Yojana
*Critical review of the health insurance schemes
*SWOCh analysis of Ayushman Bharat PMJAY
Created - July 2019
Author- Dr. Madhushree Acharya, Academic Junior Resident, Community & Family Medicine, AIIMS Bhubaneswar
This describes the background problem, concept of health insurance, enrollment procedure, benefits,and implementation status of health insurance in Nepal, issues/concerns (discussion), take home message
Indonesia Healthcare Landscape - An Overview, July 2014Praneet Mehrotra
A brief description of Indonesia's healthcare landscape and the challenges it faces. The country has no choice, but to attract greater investments (also importantly, foreign investments) in capacity creation.
Information and Communication Technology ICT in HealthcareMadhushree Acharya
* Information & Communication Technology in Healthcare
* Need of ICT in Healthcare
* Constraints of implementation of ICT
* Implementation of ICT in various countries & India
* Various ICT Initiatives taken in India -
National health portal, Online Registration System, Mera Aspataal, SUGAM, NOTTO, Indradhanush Vaccine tracker, India fights Dengue, NHP Swasth Bharat, No more Tension Mobile app, Pradhan Mantri Surakshit Matritva Abhiyan Mobile App, Mother and Child Tracking System MCTS, Kilkari, Nikshay, m-cessation, m-Diabetes, Hospital Information System HIS, Health Management Information System HMIS, ANMoL, e-Aushadhi, e-Rakt Kosh, IDSP, Electronic Health Records EHR, Telemedicine.
Created - Feb 2018
Author - Dr. Madhushree Acharya, Academic JR, Community & Family Medicine, AIIMS Bhubaneswar
Health for all- AN OVERVIEW OF DIFFERENT SCHEMES CULMINATING IN AYUSHMAN BHARATShiv Kumar
Health For All
Primary Health Care
National Health policy 1983
National Health policy 2002
National Rural Health Mission
National Health Mission
National Health Policy 2015
Ayushman Bharat
Universal Health Coverage and Health Insurance - IndiaDr Chetan C P
Presentation is a case about cutting the risk fragmentation and having a universal pool for Health Insurance as one of the tools for achieving UHC in India.
*Health Insurance in India and Genesis of the Ayushman Bharat PMJAY Pradhan Mantri Jan Arogya Yojana
*Critical review of the health insurance schemes
*SWOCh analysis of Ayushman Bharat PMJAY
Created - July 2019
Author- Dr. Madhushree Acharya, Academic Junior Resident, Community & Family Medicine, AIIMS Bhubaneswar
This describes the background problem, concept of health insurance, enrollment procedure, benefits,and implementation status of health insurance in Nepal, issues/concerns (discussion), take home message
Inclusive Innovation and Growth strategy- Healthcare IndiaRuchi Dass
Drug Discovery
Crowd Sourcing
Clinical Trials
Analytics
An “inclusive innovation strategy” is a set of policies that connects excluded populations to a nation’s innovation system. It complements frontier innovation by increasing the purchasing power and enhancing income-generating opportunities for the poor population.
HealthCursor Consulting Group India- Distribution and Marketing- Mobile network operators in Africa have identified the growing demand for financial services and micro insurance . Airtel Africa has partnered with MicroEnsure for Mobile Micro Insurance. The range of Airtel-branded insurance products includes life, accident, health, agriculture, and other forms of cover.
Connecting intermediaries, customers and surveyors- ICICI Lombard India's mobile initiative started simply enough, with a set of basic applications that gave customers a consolidated view of all their policies, a reminder service to renew a policy, and a way to track the status of a claim. But as they matured with the mobile platform, they re-visited the paradigm and devised new ways to provide customers with more value-added and user-friendly features. This is however restricted to Auto insurance only.
Encryption, Transactions and handling customer grievance- Public sector general insurance company United India Insurance launched a mobile-based real-time fund transfer facility for payment of premium. M-Power enables customers to renew their policies and also remit the premium for approved proposals. To use this facility, one has to get an MMID (an identification number called - mobile money identifier) from his/her bank and enable one’s mobile with the application given by the bank. However, there are only 10 banks on board with this platform. This initiative follows the launch of its Internet-based sales, customer grievance portal and information-cum-sales kiosks.
Sales, awareness and providing access- Bima, a young Swedish microinsurance company, is using mobile phones to sell as many as three billion new insurance policies to the global poor. Bima, that has begun to access this untapped market, is now one of the largest mobile insurance platforms in the world. In just three years, Bima has acquired 4 million clients in Africa and Asia and is adding 400,000 new subscribers per month. Bima has been tackling many of the obstacles—education, pricing, premium collection—that prevent poor people from obtaining such benefits. For instance, Bima products such as life, accident and health insurance cost "as little as $0.20 to $6.00 a month. Last month, Leapfrog invested $4.25 million in Bima, which will allow the company to expand even further within Africa and Asia as well as reach into new markets in Latin America.
Universal health coverage was established in the WHO constitution of 1948 declaring health a fundamental human right.The goal of universal health coverage is to ensure that all people obtain the health services they need without suffering financial hardship when paying for them.
A health system, also sometimes referred to as health care system, is the organization of people, institutions, and resources that deliver health care services to meet the health needs of target populations.
Health systems are responsible for delivering services that improve, maintain or restore the health of individuals and their communities.
Common elements in virtually all health systems are primary healthcare and public health measures.
This presentation deals with advent of NRHM, backdrop of public health scenario prior to NRHM & discusses in details vision & core strategy of NRHM. It focuses on different schemes related to maternal & child health under NRHM with special reference to Maharashtra.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Even tho Pi network is not listed on any exchange yet.
Buying/Selling or investing in pi network coins is highly possible through the help of vendors. You can buy from vendors[ buy directly from the pi network miners and resell it]. I will leave the telegram contact of my personal vendor.
@Pi_vendor_247
1. 1
Manthan Topic: Healing Touch
Team Details
Ameya M. Talanki
Deepti Singh
Kapil Kanungo
NMR Sriharsha
Snigdha Singh
Indian Institute of Management Indore
Technology & Tradition - An Indigenous
Approach towards improving Primary Healthcare
An innovative model to solve India’s Primary Healthcare Problem
2. PROBLEM STATEMENT
WHO’s Primary Healthcare agenda includes,
• Education of the people about prevailing health
problems – People in rural areas and urban slums
have little knowledge about health matters. Socio-
economic backwardness, ignorance, traditions and
superstitions have been acting as blocks to
progressive thinking.
• Provision of essential drugs.
• Immunization - The coverage under Universal
Immunization is inadequate and a significant
proportion does not complete the multi-dose
schedules.
• Maternal and Child Healthcare –India currently has a
maternal mortality rate of 200 per 100,000 live births
& infant mortality rate of 49 per 1000 live births.
• Adequate supply of safe water and basic sanitation
The solution set suggests measures in the light of the aforesaid issues raised.
0
50
100
150
200
250
300
350
India United
States
Russia Brazil South Africa World
Average
Maternal Mortality Rate/ 100,000 live births (2010)
Infant Mortality Rate/ 1000 live births (2010)
2
3. Solutions proposed
• Rajasthan
Government
Case Study
• Novartis Case
• Development of
Indian Medicine
System
• Panchayats &
Anganwadis
• RSBY
• Yeshasvini
• Foreign Models
• Microinsurance
• Public Private
Partnerships
• Doctor- Patient
Ratio
• Infrastructure
Capability
Building
Insurance
Generic
Drugs
Indigenous
Measures
3
4. Capacity Building
• Capacity building of physical and human infrastructure bridges gaps in the
existing capacity of the rural health infrastructure by establishing functional health
facilities through revitalization of the existing physical infrastructure, and fresh
construction or renovation wherever required.
• Release of funds for upgradation of CHCs to IPHS
– providing survey reports, details on CHCs upgraded, utilization certificates etc. after
the initial period of fund release.
• Planning for creation/strengthening of health infrastructure
The infusion of funds to create and upgrade infrastructure to the IPHS levels.
• Physical Infrastructure at health centers
• Hygiene and Sanitation at health centers
4
5. Capacity Building
• Essential Services at Health Care Centers - Essential healthcare services to be
guaranteed at CHCs and PHCs. Operation theatre, blood storage facility and X-ray
facilities to be essential at CHCs and emergency services with 24x7 delivery.
• Appointment of Contractual Staff – Engagement of medical and support
manpower on contractual basis to provide additional manpower for the delivery of
healthcare services.
• Mobile Medical Staff - One Mobile Medical Unit (MMU) to be provided in each
district to serve outreach areas with the aim of taking the health care to the doorstep of
needy people.
• Health System Resource Centre - National Health System Resource Centre at the
Centre and a State Health System Resource Centre in each State to be established to
improve effectiveness of service delivery and efficiency of resources.
5
6. INSURANCE
Only 26% of India’s population is covered under medical insurance. This presents a
very promising sector of growth in the near future.
• Government Schemes:
– Rashtriya Swasthya Bima Yojana provides health insurance to Below Poverty Line (BPL) families to
protect them from financial liabilities arising out of health shocks involving hospitalization.
- Yeshasvini is a Cooperative Health Care Scheme launched by Karnataka for farmers who are members
of the Cooperative Societies.
More such schemes need to be developed on a central level and the gambit of existing services needs
to be increased.
Incentive to
Hospitals:
• A hospital has the incentive to provide treatment to large number of beneficiaries as it is paid per
beneficiary treated.
Incentive to
Beneficiaries
• A beneficiary of RSBY gets cashless and paperless benefit in any of the empanelled hospitals. She
only needs to carry her smart card and provide verification through her finger print.
6
7. INSURANCE
• Foreign Models:
– Universal Coverage Scheme in Thailand provides a comprehensive benefits package
for its beneficiaries and preventive care for all Thai citizens, focused on health
promotion and disease prevention e.g., immunizations, annual physical check ups
etc.
– Countries like Costa Rica, Morocco provide a mix of public and private insurance to
the residents and have been constantly ranked above the US in terms of Healthcare.
• Microinsurance:
– Insurance products that offer coverage to low-income households. A microinsurance
plan provides protection to individuals who have little savings and is tailored
specifically for lower valued assets and compensation for illness, injury or death.
7
8. Implementation
In the light of the aforesaid facts, we propose the following:
• Universal Insurance: As insurance has inherent problems of Adverse selection and Moral
Hazard and we must avoid cross-subsidy in this sector by:
– Insurance to be provided by private parties.
– National scheme which focuses on rural areas. As this increases the load on infrastructure, this
cannot be made compulsory. So this should be taken up by cooperatives.
• Micro-insurance: in health sector can be introduced by establishing private hospitals in rural
areas and by providing special services to women of productive age.
8
9. Public Private Partnership
Considering the investments and special skills needed to overcome infrastructure and
human resource hurdles, public-private partnerships and private initiatives are needed
to address the goal of building healthcare infrastructure.
Core
Hospitals run by private
sector but funded by
Government
Making it mandatory for
giants to invest a specified
portion in rural areas
Non-core
IT and
Technology Based
Absenteeism to
be kept in check
by the Private
sector itself
9
10. Public Private Partnership
Non- Core vertical includes,
• IT and Technology based: Like ITC’s E-Chaupal facility utilizes technology
to directly link with rural farmers via Internet, similar measures can be
implemented in Healthcare sector also for effective information sharing.
• Broadband Healthcare Services: (by NGO’s and voluntary bodies)
– TELEMEDICINES: increasing importance for patients in rural remote
locations because of the scarcity of primary care physicians and
specialists. Requires broadband and access to the Internet
• For example, 108 Service is a free 24/7
emergency service for providing integrated
medical services. The service is provided
in Public Private Partnership between
State Government and Private EMS providers.
10
11. Promoting Generic Drugs
• Generic Drugs are drugs which have come out of
the patent duration and now, any pharmaceutical
manufacturer can produce this salt.
• Doctors play a key role not only in prescribing
generic drugs but also in convincing the patients
that these drugs are 100% identical to commonly
used brands.
• For example, Rajasthan government is planning to
set up 105 drug stores that sell low-cost generic
medicines in the government hospitals.
• On April 1, the Supreme Court rejected the
attempt by Novartis to patent a new version of the
drug Glivec. Although this might discourage
Novartis to introduce its products in India in future,
it will be beneficial to those who cannot afford
expensive medicines.
11
12. Indigenous Measures
• Developing Alternate Indian medical
systems like Ayurveda and
Homoepathy
• Role of Panchayats and Anganwadi:
in providing funds. These can be
regulated to avoid misuse.
• Establishment of a regulatory body:
We need a highly active regulatory
body in Healthcare sector like we
have TRAI for telecom, SEBI
Keeping in mind India’s scenario, we propose undertaking various indigenous
measures and not just adopting foreign policies,
12