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Matrix models are used in Common Core mathematics for multiplication problems. They 
help break up the equation into simpler parts, and the sum of these individual parts is 
the answer. 
 
Here is a basic one with what will go in each box: 
  Tens Value of First 
Number 
Ones Value of First 
Number 
Tens Value of Second 
Number 
   
Ones Value of Second 
Number 
   
 
From this step, the multiplication is done in each of the four open boxes with the two 
values that would meet there, much like a traditional times table. 
 
  Tens Value of First 
Number (Tens₁) 
Ones Value of First 
Number (Ones₁) 
Tens Value of Second 
Number (Tens₂) 
Tens₁ x Tens₂ 
 
Ones₁ x Tens₂ 
Ones Value of Second 
Number (Ones₂) 
Tens₁ x Ones₂  Ones₁ x Ones₂ 
 
The products of each individual equation are then added, which produces the final 
answer. 
 
Tens₁ x Tens₂ 
Ones₁ x Tens₂ 
Tens₁ x Ones₂ 
+ Ones₁ x Ones₂ 
Final Answer 
 
 
 
 
 
 
Here is an example problem of how to use a matrix model. 
 
96 x 23 = ? 
 
 
  90  6 
20  Tens₁ x Tens₂ 
 
Ones₁ x Tens₂ 
3 
 
Tens₁ x Ones₂  Ones₁ x Ones₂ 
 
 
  90  6 
20  1800 
 
120 
3 
 
270  18 
 
1800 
  120 
  270 
+     18 
2208 
 

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