This document summarizes Unisys Corporation's financial performance in the first two quarters of 2007 and 2006. It shows that Unisys' revenue decreased slightly compared to the prior year, while costs also declined. However, operating losses continued, though they were lower than in 2006. Cash used by operating activities improved compared to the prior year. Overall, the financial statements indicate that while Unisys is still unprofitable, its financial performance and cash usage improved slightly compared to the previous year.
Spotkanie z klientem w sieci czyli 3 WIELKIE TajemniceJakub Dąbkowski
Jakie są 3 WIELKIE Tajemice SUKCESU w sieci? Sam zobacz :) Ten warsztat odbył się w ramach V Forum Przedsiębiorczości organizowanego przez Agencję Rozwoju Pomorza. Zobacz więcej na k00ba.pl
Spotkanie z klientem w sieci czyli 3 WIELKIE TajemniceJakub Dąbkowski
Jakie są 3 WIELKIE Tajemice SUKCESU w sieci? Sam zobacz :) Ten warsztat odbył się w ramach V Forum Przedsiębiorczości organizowanego przez Agencję Rozwoju Pomorza. Zobacz więcej na k00ba.pl
Prezentacja mówi jak przebiega proces pracy projektanta i kleinta i jak w tym wszystkim pomaga prototyp. W końcu możemy zapomnieć o większości zmian w czasie programowania bo te zmiany teraz są robione na prototypie.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
how to sell pi coins on Bitmart crypto exchangeDOT TECH
Yes. Pi network coins can be exchanged but not on bitmart exchange. Because pi network is still in the enclosed mainnet. The only way pioneers are able to trade pi coins is by reselling the pi coins to pi verified merchants.
A verified merchant is someone who buys pi network coins and resell it to exchanges looking forward to hold till mainnet launch.
I will leave the telegram contact of my personal pi merchant to trade with.
@Pi_vendor_247
Introduction to Indian Financial System ()Avanish Goel
The financial system of a country is an important tool for economic development of the country, as it helps in creation of wealth by linking savings with investments.
It facilitates the flow of funds form the households (savers) to business firms (investors) to aid in wealth creation and development of both the parties
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
how to sell pi coins at high rate quickly.DOT TECH
Where can I sell my pi coins at a high rate.
Pi is not launched yet on any exchange. But one can easily sell his or her pi coins to investors who want to hold pi till mainnet launch.
This means crypto whales want to hold pi. And you can get a good rate for selling pi to them. I will leave the telegram contact of my personal pi vendor below.
A vendor is someone who buys from a miner and resell it to a holder or crypto whale.
Here is the telegram contact of my vendor:
@Pi_vendor_247
3. UNISYS CORPORATION
CONSOLIDATED BALANCE SHEETS
(Millions)
June 30, December 31,
2007 2006
---------- ----------
Assets
Current assets
Cash and cash equivalents $520.7 $719.3
Accounts and notes receivable, net 1,045.2 1,164.6
Inventories
Parts and finished equipment 101.2 95.0
Work in process and materials 86.5 81.2
Deferred income taxes 30.0 30.0
Prepaid expense and other
current assets 173.1 148.4
---------- ----------
Total 1,956.7 2,238.5
---------- ----------
Properties 1,294.7 1,233.4
Less accumulated depreciation
and amortization 943.8 892.1
---------- ----------
Properties, net 350.9 341.3
---------- ----------
Outsourcing assets, net 419.2 401.1
Marketable software, net 286.8 304.3
Prepaid postretirement assets 308.8 250.1
Deferred income taxes 191.3 191.3
Goodwill 196.8 193.9
Other long-term assets 121.8 117.4
---------- ----------
Total $3,832.3 $4,037.9
========== ==========
Liabilities and stockholders' equity (deficit)
Current liabilities
Notes payable $0.6 $1.2
Current maturities of long-term debt 200.3 0.5
Accounts payable 373.3 460.9
Other accrued liabilities 1,342.1 1,469.1
---------- ----------
Total 1,916.3 1,931.7
---------- ----------
Long-term debt 849.3 1,049.1
Long-term postretirement liabilities 642.7 667.7
Other long-term liabilities 426.2 453.6
Stockholders' equity (deficit)
Common stock 3.5 3.5
Accumulated deficit (2,448.7) (2,386.8)
Other capital 3,984.2 3,945.1
Accumulated other comprehensive loss (1,541.2) (1,626.0)
---------- ----------
Stockholders' deficit (2.2) (64.2)
---------- ----------
Total $3,832.3 $4,037.9
========== ==========
4. UNISYS CORPORATION
CONSOLIDATED STATEMENTS OF CASH FLOWS
(Millions)
Six Months Ended
June 30
-------------------
2007 2006
------- -------
Cash flows from operating activities
Net loss ($61.9) ($222.5)
Add (deduct) items to reconcile
net loss to net cash used for
operating activities:
Equity loss 4.3
Employee stock compensation expense 5.5 3.2
Company stock issued for U.S. 401(k) plan 23.0 8.9
Depreciation and amortization
of properties 56.9 58.5
Depreciation and amortization of
outsourcing assets 70.6 66.7
Amortization of marketable software 62.1 66.2
Gain on sale of assets (23.1) (153.2)
Increase in deferred
income taxes, net (41.9)
Decrease in receivables, net 136.0 66.7
(Increase) decrease in inventories (9.0) 10.2
(Decrease) increase in accounts payable
and other accrued liabilities (250.5) 8.0
Decrease in other liabilities (50.9) (44.5)
(Increase) decrease in other assets (39.9) 1.2
Other .1 2.2
------- -------
Net cash used for operating activities (81.1) (166.0)
------- -------
Cash flows from investing activities
Proceeds from investments 3,942.4 3,729.3
Purchases of investments (3,941.0) (3,731.3)
Investment in marketable software (48.9) (55.3)
Capital additions of properties (39.8) (32.7)
Capital additions of outsourcing assets (78.5) (50.1)
Purchases of businesses (1.6)
Proceeds from sale of assets 27.7 380.6
------- -------
Net cash (used for) provided by
investing activities (139.7) 240.5
------- -------
Cash flows from financing activities
Net reduction in short-term borrowings (.6) (7.4)
Proceeds from exercise of stock options 11.3 .9
Payments of long-term debt (57.9)
Cost of credit agreement (4.6)
------- -------
Net cash provided by (used for) financing
activities 10.7 (69.0)
------- -------
Effect of exchange rate changes on cash
and cash equivalents 11.5 7.1
------- -------
(Decrease) increase in cash
and cash equivalents (198.6) 12.6
Cash and cash equivalents, beginning of
period 719.3 642.5
------- -------
Cash and cash equivalents, end of period $520.7 $655.1
======= =======