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Advancing Philippine Competitiveness (COMPETE) 
Project 
Introduction to Land Titling 
Atty. Erwin L. Tiamson 
Component 3 - Access to Credit
Basic Principles 
• There are two basic principle that underpin land 
ownership in the Philippines. 
✓Regalian Doctrine - all lands belong to the State 
and only by a grant from the State can land 
pass into private ownership. 
✓Right to private ownership - The right is 
protected under the Constitution and under the 
law that gives land owners absolute control 
and exclusive rights on the basis of legal, 
state-conferred ownership, subject only to 
certain limitation on police power (land use and 
environmental protection) and eminent domain.
Public Domain & Private Domain Lands 
• Public Domain Lands - are those lands that are 
owned by the State. 
✓ All forest and mineral lands and national parks. 
✓ All lands that are intended for public use and for 
some public purpose, i.e roads, bridges, parks, 
camps, schools. 
✓ Patrimonial Properties - public domain lands that are 
not intended for public use or purpose. 
• Private Domain lands - Lands disposed by the 
State for private ownership. It is limited to 
agricultural lands under the Constitution.
Sources of Private Land Titles - Direct Grants 
• Direct Grants - are public land grants from 
Alienable and Disposable Agricultural Lands of the 
Public Domain in favor of qualified citizens subject 
to Constitutional limitation (12 hectares). 
• Public Land Application/Land Patents 
✓Free Patent - issued to occupants and cultivator of 
agricultural land; recently includes residential 
land under RA No. 10023 (2010) 
✓Homestead Patent- issued to those who are 
willing to cultivate and settle to frontier lands 
✓Sales Patents - Agricultural, Residential, 
Commercial and Industrial lands
Sources of Private Land Titles - Direct Grants 
• The DENR has exclusive jurisdiction to 
dispose public lands subject (Quasi- 
Judicial); DENR has authority to determine 
conflicting claims of applicants and 
occupants subject to judicial review only 
in cases of fraud, imposition or mistake. 
• DENR provides for the rules and 
regulations including the procedures for 
the processing of public land applications.
Sources of Private Land Titles - Direct Grants 
• Authority to Sign Patents - Chief Executive; 
under E.O. No. 192 (1987) the Secretary DENR 
was given a general mandate to implement 
public land laws, with powers to delegate 
includes the power to sign patents and to 
delegate the same to such officers as he may 
deem fit. 5 hectares (PENRO), more than 5 but 
not exceeding 10 (RED), in excess of 10 
(Secretary); Under RA No. 10023 the PENRO is 
authorize by Congress to sign patents.
Sources of Private Land Titles - Direct Grants 
• Survey of the Land (Check A and D; Check if Titled; 
Check other claims); if land is already surveyed; check 
survey record DENR 
• Filing of Application (CENRO) 
✓ Examination of the Applicant for Personal 
Qualification to own public land (Check nationality; 
check total landholding public grant) 
✓ Examination and Inspection of the Land - Check 
land allocation record book; Check use and 
purpose; agricultural, residential, etc. (land patents) 
✓ Prepare Inspection report - Public Land Inspector; 
approval of Land Management Officer;
Sources of Private Land Titles - Direct Grants 
• Approval of application - (CENRO Approves 
application 
• If FP Patent is prepared at the CENRO for signing 
of the PENRO 
• If Homestead - entry permit 
• Final Proof (Cultivation 1/5 in 1-5 years/1 year 
residency) 
• Re-investigation and preparation of Re-investigation 
report, (Cultivation, residency, etc) 
• Patent is prepared and transmitted to PENRO 
for approval and signing
Sources of Private Land Titles - Direct Grants 
• If Sales - appraisal and bidding 
✓Payment 
✓ Investigation report (Improvements, 
cultivation, full-payment, etc) 
• Patent is prepared and transmitted to 
PENRO for approval and signing 
• Approval and signing of Patents 
• Transmission to the Register of Deeds 
(See Section 103, PD No. 1529)
Number of Patents issued under RA No. 10023 
Residential Free Patents Issued 
2011-2013 
No. of Residential Free Patents Issued 
60,000 
45,000 
30,000 
15,000 
0 
2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 
Year
Sources of Original Titles - Indirect Grants 
• Land titles that were acquired by 
“Operation of Law” 
• Lands covered by Sec. 14 of PD No. 1529 
✓Lands under open, continuous, exclusive 
and notorious possession and occupation 
of “alienable and disposable lands” of the 
public domain under a bona fide claim of 
ownership since June 12, 1945, or earlier. 
✓Lands acquired lands by prescription 
✓Lands acquired by right of accession
Sources of Original Titles - Indirect Grants 
• Land titles that were acquired by “Operation of 
Law” 
• When the conditions set by law are complied 
with, the possessor of the land, by operation of 
law, acquires a right to a grant without the 
necessity of a certificate of title being issued 
• Registration merely confirms the title of the 
applicant 
• The land ceases to be a part of the public 
domain and goes beyond the authority of the 
DENR to dispose
Sources of Original Titles - Indirect Grants 
• Lands covered by Sec. 14 of PD No. 1529 
✓Lands under open, continuous, 
exclusive and notorious possession and 
occupation of “alienable and 
disposable lands” of the public domain 
under a bona fide claim of ownership 
since June 12, 1945, or earlier. 
✓Lands acquired lands by prescription 
✓Lands acquired by right of accession
Sources of Original Titles - Indirect Grants 
• Procedure is provided under PD No. 1529, voluntary registration 
(See Section 14 to 30 PD No. 1529); in brief 
• Filing of the application (Regional Trial Court, BP No. 129) 
• Order setting the date and hour of the Initial hearing 
• Publication; 
• Mailing; and 
• Posting. 
• Filing of Opposition 
• Hearing/Default 
• Judgement/If there is confirmation, transmittal of the 
judgement to LRA for the issuance of Decree 
• LRA issues Decree of registration and transmit to the Register 
of Deeds 
• Register of Deeds registers the decree
Number of Decrees Issued 2009-2013 
1200 
900 
600 
300 
0 
2009 2010 2011 2012 2013
Decree vs. RFP (2009-2013) 
60000 
45000 
30000 
15000 
0 
Decrees RFP Patents 
2010 2011 2012 2013
Two System of Land Registration 
• Registration of Dealings in 
Unregistered Lands 
✓Deed Recording System 
✓Dealings on lands that has not been 
formally confirmed by the State as 
private lands
Two System of Land Registration 
• Registration of lands under the Torrens 
System 
✓Title Recording System 
✓Dealings on lands that has been formally 
“adjudicated” by the State as private lands 
- Adjudication judicial if “by operation of 
law” and administrative if from public 
land grant 
- Transfers of subsequent titles by public 
instruments only
Issuance of TCT vs. Reg. of Instruments (2009-2013) 
YEAR 2009 2010 2011 2012 2013/Sept 
Issuance of 
635,008 635,003 638,171 657,232 435,020 
new TCT 
19 
Registration 
of Deeds 
2,668,980 2,690,000 2,702,481 3,427,516 1,931,807
20 
Issuance of TCT vs. Reg. of Instruments (2009-2013) 
2009 
2010 
2011 
2012 
2013/Sept 
TCT Registration of Deeds 
0 1250000 2500000 3750000 5000000
Government Agencies Engaged in Land Titling 
2 
LAND AGENCIES 
MANDATES 
DENR LRA-RD LGU NCIP RECORDS GENERATED 
Original Survey; 
Subdivision & 
Consolidation 
X X X X Survey Data, Maps and Plans, 
Narrative Descriptions, 
Land 
Classification/Use X (X) (X) LC Maps, Land Use Maps, IP Maps 
Titling X X X PLAs, Expedientes, Patents, 
Certificate of Titles, etc. 
Registration X Certificate of Titles, Primary Entry 
Books 
Cadastre X (X) X Cadastral Maps, Tax Maps, LRA 
Projection Map
Titling in Residential Lands 
• There are about 20 million parcels of residential 
lands in the Philippines however only 50% of 
these are titled and registered. 
• There is, therefore, a large chunk of 
unproductive asset (untitled lands) that cannot 
be fully utilized for economic undertaking (i.e., 
as loan collateral). 
• Residential Free Patent Law (RA No. 10023) was 
passed in 2010 that shortened the processing 
time of residential title applications, reduced 
costs and remove restrictions.
Titling in Residential Lands 
• Address the “titling gap” by providing 
administrative procedure in titling 
residential land. 
• Removes the restrictions on transfers 
and repurchase place on “patents”. 
• Enable owners to immediately use the 
land as a tool in accessing credit or 
capital upon titling. 
• Banks’ interest on this type of “Patent”.
Land Titles as Credit Enhancement Mechanism 
(1)" 
Unregistered Private Land" 
Not mortgaged 
(2)" 
Registered Private Land" 
Not mortgaged 
(3)" 
Unregistered Private Land" 
MORTGAGE" 
(4)" 
Registered Private Land" 
MORTGAGE
THANK YOU

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Tiamson introduction to land titling

  • 1. Advancing Philippine Competitiveness (COMPETE) Project Introduction to Land Titling Atty. Erwin L. Tiamson Component 3 - Access to Credit
  • 2. Basic Principles • There are two basic principle that underpin land ownership in the Philippines. ✓Regalian Doctrine - all lands belong to the State and only by a grant from the State can land pass into private ownership. ✓Right to private ownership - The right is protected under the Constitution and under the law that gives land owners absolute control and exclusive rights on the basis of legal, state-conferred ownership, subject only to certain limitation on police power (land use and environmental protection) and eminent domain.
  • 3. Public Domain & Private Domain Lands • Public Domain Lands - are those lands that are owned by the State. ✓ All forest and mineral lands and national parks. ✓ All lands that are intended for public use and for some public purpose, i.e roads, bridges, parks, camps, schools. ✓ Patrimonial Properties - public domain lands that are not intended for public use or purpose. • Private Domain lands - Lands disposed by the State for private ownership. It is limited to agricultural lands under the Constitution.
  • 4. Sources of Private Land Titles - Direct Grants • Direct Grants - are public land grants from Alienable and Disposable Agricultural Lands of the Public Domain in favor of qualified citizens subject to Constitutional limitation (12 hectares). • Public Land Application/Land Patents ✓Free Patent - issued to occupants and cultivator of agricultural land; recently includes residential land under RA No. 10023 (2010) ✓Homestead Patent- issued to those who are willing to cultivate and settle to frontier lands ✓Sales Patents - Agricultural, Residential, Commercial and Industrial lands
  • 5. Sources of Private Land Titles - Direct Grants • The DENR has exclusive jurisdiction to dispose public lands subject (Quasi- Judicial); DENR has authority to determine conflicting claims of applicants and occupants subject to judicial review only in cases of fraud, imposition or mistake. • DENR provides for the rules and regulations including the procedures for the processing of public land applications.
  • 6. Sources of Private Land Titles - Direct Grants • Authority to Sign Patents - Chief Executive; under E.O. No. 192 (1987) the Secretary DENR was given a general mandate to implement public land laws, with powers to delegate includes the power to sign patents and to delegate the same to such officers as he may deem fit. 5 hectares (PENRO), more than 5 but not exceeding 10 (RED), in excess of 10 (Secretary); Under RA No. 10023 the PENRO is authorize by Congress to sign patents.
  • 7. Sources of Private Land Titles - Direct Grants • Survey of the Land (Check A and D; Check if Titled; Check other claims); if land is already surveyed; check survey record DENR • Filing of Application (CENRO) ✓ Examination of the Applicant for Personal Qualification to own public land (Check nationality; check total landholding public grant) ✓ Examination and Inspection of the Land - Check land allocation record book; Check use and purpose; agricultural, residential, etc. (land patents) ✓ Prepare Inspection report - Public Land Inspector; approval of Land Management Officer;
  • 8. Sources of Private Land Titles - Direct Grants • Approval of application - (CENRO Approves application • If FP Patent is prepared at the CENRO for signing of the PENRO • If Homestead - entry permit • Final Proof (Cultivation 1/5 in 1-5 years/1 year residency) • Re-investigation and preparation of Re-investigation report, (Cultivation, residency, etc) • Patent is prepared and transmitted to PENRO for approval and signing
  • 9. Sources of Private Land Titles - Direct Grants • If Sales - appraisal and bidding ✓Payment ✓ Investigation report (Improvements, cultivation, full-payment, etc) • Patent is prepared and transmitted to PENRO for approval and signing • Approval and signing of Patents • Transmission to the Register of Deeds (See Section 103, PD No. 1529)
  • 10. Number of Patents issued under RA No. 10023 Residential Free Patents Issued 2011-2013 No. of Residential Free Patents Issued 60,000 45,000 30,000 15,000 0 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 Year
  • 11. Sources of Original Titles - Indirect Grants • Land titles that were acquired by “Operation of Law” • Lands covered by Sec. 14 of PD No. 1529 ✓Lands under open, continuous, exclusive and notorious possession and occupation of “alienable and disposable lands” of the public domain under a bona fide claim of ownership since June 12, 1945, or earlier. ✓Lands acquired lands by prescription ✓Lands acquired by right of accession
  • 12. Sources of Original Titles - Indirect Grants • Land titles that were acquired by “Operation of Law” • When the conditions set by law are complied with, the possessor of the land, by operation of law, acquires a right to a grant without the necessity of a certificate of title being issued • Registration merely confirms the title of the applicant • The land ceases to be a part of the public domain and goes beyond the authority of the DENR to dispose
  • 13. Sources of Original Titles - Indirect Grants • Lands covered by Sec. 14 of PD No. 1529 ✓Lands under open, continuous, exclusive and notorious possession and occupation of “alienable and disposable lands” of the public domain under a bona fide claim of ownership since June 12, 1945, or earlier. ✓Lands acquired lands by prescription ✓Lands acquired by right of accession
  • 14. Sources of Original Titles - Indirect Grants • Procedure is provided under PD No. 1529, voluntary registration (See Section 14 to 30 PD No. 1529); in brief • Filing of the application (Regional Trial Court, BP No. 129) • Order setting the date and hour of the Initial hearing • Publication; • Mailing; and • Posting. • Filing of Opposition • Hearing/Default • Judgement/If there is confirmation, transmittal of the judgement to LRA for the issuance of Decree • LRA issues Decree of registration and transmit to the Register of Deeds • Register of Deeds registers the decree
  • 15. Number of Decrees Issued 2009-2013 1200 900 600 300 0 2009 2010 2011 2012 2013
  • 16. Decree vs. RFP (2009-2013) 60000 45000 30000 15000 0 Decrees RFP Patents 2010 2011 2012 2013
  • 17. Two System of Land Registration • Registration of Dealings in Unregistered Lands ✓Deed Recording System ✓Dealings on lands that has not been formally confirmed by the State as private lands
  • 18. Two System of Land Registration • Registration of lands under the Torrens System ✓Title Recording System ✓Dealings on lands that has been formally “adjudicated” by the State as private lands - Adjudication judicial if “by operation of law” and administrative if from public land grant - Transfers of subsequent titles by public instruments only
  • 19. Issuance of TCT vs. Reg. of Instruments (2009-2013) YEAR 2009 2010 2011 2012 2013/Sept Issuance of 635,008 635,003 638,171 657,232 435,020 new TCT 19 Registration of Deeds 2,668,980 2,690,000 2,702,481 3,427,516 1,931,807
  • 20. 20 Issuance of TCT vs. Reg. of Instruments (2009-2013) 2009 2010 2011 2012 2013/Sept TCT Registration of Deeds 0 1250000 2500000 3750000 5000000
  • 21. Government Agencies Engaged in Land Titling 2 LAND AGENCIES MANDATES DENR LRA-RD LGU NCIP RECORDS GENERATED Original Survey; Subdivision & Consolidation X X X X Survey Data, Maps and Plans, Narrative Descriptions, Land Classification/Use X (X) (X) LC Maps, Land Use Maps, IP Maps Titling X X X PLAs, Expedientes, Patents, Certificate of Titles, etc. Registration X Certificate of Titles, Primary Entry Books Cadastre X (X) X Cadastral Maps, Tax Maps, LRA Projection Map
  • 22. Titling in Residential Lands • There are about 20 million parcels of residential lands in the Philippines however only 50% of these are titled and registered. • There is, therefore, a large chunk of unproductive asset (untitled lands) that cannot be fully utilized for economic undertaking (i.e., as loan collateral). • Residential Free Patent Law (RA No. 10023) was passed in 2010 that shortened the processing time of residential title applications, reduced costs and remove restrictions.
  • 23. Titling in Residential Lands • Address the “titling gap” by providing administrative procedure in titling residential land. • Removes the restrictions on transfers and repurchase place on “patents”. • Enable owners to immediately use the land as a tool in accessing credit or capital upon titling. • Banks’ interest on this type of “Patent”.
  • 24. Land Titles as Credit Enhancement Mechanism (1)" Unregistered Private Land" Not mortgaged (2)" Registered Private Land" Not mortgaged (3)" Unregistered Private Land" MORTGAGE" (4)" Registered Private Land" MORTGAGE