The data on Table 4 is taken from the 2013 annual report for Synovus, which reported $812 million in NII before provisions and $26.3 billion in average assets in 2013. Review the information and answer the following questions: f* Average loans are shown net of deferred fees and costs. Nom-performing loans are included. (interest income includes loan fees as follows: 2013-$25.6 million, 2012-$19.8 million, and 2011- $17.3 million. (*Reflects taxable-equivalent adjustments, using the statutory federal tax rate of 35%, adjusting interest on tax-exempt loans and investment securities to a taxable-equivalent basis. *includes average net unrealized gains on investment securities available for sale of $12.0 million, $66.3 million, and $88.6 million for the years ended December 31, 2013, 2012, and 2011, respectively AVERAGE CONSOLIDATED AVERAGEBALANCES, INTEREST, ANDYIELDS 2013 2012 2011.