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AGRI-FISHERY
CREDIT
PROGRAMS
for a sustainable and effective delivery
of financial services in the countryside
Presentation Outline
• ACPC’s Vision and Mission
• Expanded Survival Aid and Recovery Project
(SURE COVID-19)
• Kapital Access for Young Agripreneurs (KAYA)
• Agri-Negosyo (ANYO)
MISSION
To develop and advocate agri credit
policies and orchestrate programs that
would promote farmers’ and fisherfolk’s
access to sustained financial services.
VISION
The ACPC is the Institution on agri credit
policy and program development that
promotes a sustainable and effective
delivery of financial services to the
countryside.
Expanded Sure Aid and
Recovery Project (SURE
COVID-19)
A loan facility for small farmers and fishers (SFF) and
agri-fishery-based micro and small enterprises (MSEs)
affected by the enhanced community quarantine
(ECQ) due to the COVID-19 pandemic.
ELIGIBLE LOAN PURPOSE
To finance the emergency and
production requirements of
SFF whose incomes were
affected by the ECQ due to
COVID-19
SURE COVID-19 for Small Farmers and Fishers
LOAN FEATURES
P25,000 loanable amount
per household
Zero (0%) interest rate
No collateral
Payable up to ten (10) years
Thru GFIs and NGFIs
SURE COVID-19 for Small Farmers and Fishers
ACPC assists the DA-RFO and the GFIs/NGFIs
in the conduct of validation of prospective
borrowers; transmits to the GFIs/NGFIs the
validated list of SFF eligible for loan assistance
LGUs identify and endorse eligible SFF to ACPC;
facilitates enrollment of SFF in the RSBSA
Partner Lending Conduit conducts evaluation,
CI/BI, approves or disapproves loan
application, facilitate release of loan proceeds,
and collect loan repayments
DA-RFO validates and certifies the list of
eligible MSFF against the RSBSA
LGU
RFO
ACPC
PLC
INSTITUTIONAL ROLES
APPLICATION
REQUIREMENTS One (1) 1x1 photo
One (1) government-issued ID with
picture
Proof of registration/enrollment in RSBSA (Those not
yet included in the RSBSA may register through their
Municipal Agriculture Office)
Loan Application Form and Promissory
Note
* Only those in the MAO and DA-RFO – certified list of eligible borrowers will need to comply the documentary requirements.
SURE COVID-19 for Small Farmers and Fishers
ELIGIBLE LOAN
PURPOSE
To provide the working capital
requirement of duly registered
agri-fishery-based MSEs to
ensure the availability of food
supply and help them recover
their losses incurred from the
effects of the community
quarantine due to COVID-19
LOAN FEATURES
Up to P10 million per borrower
(depending on the financial
requirements)
Zero (0%) interest rate
Payable up to five (5) years
Thru GFIs and NGFIs
SURE COVID-19 for Micro and Small Enterprises
Eligibility Requirements
Duly registered with the Cooperative Development Authority (CDA)/Securities
and Exchange Commission (SEC)/Department of Labor and Employment
(DOLE) and other government registering institutions;
Operational for at least one year;
With proven management capacity to implement project;
With readily available agri-fishery products from farmers/fisherfolk.
SURE COVID-19 for Micro and Small Enterprises
PROCESS FLOW:
MSE-BORROWER
APPLICATION
3
ACPC reviews the completeness of
requirements. If complete, ACPC endorses
application to Partner Lending Conduit
1 Go to ACPC Website at
acpc.gov.ph
4 Partner Lending Conduit conducts
evaluation, CI/BI, and approves/disapproves
loan application
2 Fill out Google form & attach requirements
5 Partner Lending Conduit disburses the
approved loan amount to the MSE-
borrower
APPLICATION
REQUIREMENTS
SURE COVID-19 for Micro and Small Enterprises
2 Letter of Intent/Application
1
Endorsement letter from DA-RFO/
Provincial/Municipal LGU and other partner
government agencies
3 Board Resolution signifying intention to be a
borrower designating its authorized signatories
4 Business Plan
5
Copy of Certificate of Registration documents (CDA/
SEC)
6
Financial statements for the past three (3) years
preceding the date of application.
Kapital Access for Young
Agripreneurs (KAYA)
The Kapital Access for Young Agriprenuers (KAYA) is a
loan facility that aims to attract the younger
generation of Filipinos to be key players in attaining
a food-secure Philippines with prosperous farmers
and fishers.
KAYA
ELIGIBLE LOAN
PURPOSE
To finance the capital
requirements of their
start-up or existing
farm/fishery business.
• working capital
requirements for
production, processing &
marketing;
• Acquisition of machineries
and equipment
LOAN FEATURES
Up to P500,000 per borrower
Zero (0%) interest rate
No collateral
Payable up to five (5) years
Thru GFIs and NGFIs
DOCUMENTARY
REQUIREMENTS 2 Loan application form
1 One government-issued ID with picture
3 Simple business plan
4
Proof of Registration under Registry System for Basic
Sector in Agriculture (RSBSA) or Farmers and
Fisherfolk Enterprise Development Information
System (FFEDIS)
KAYA
KAYAKAYA
KAYA
The KAYA Digital Card in partnership with PayMaya Philippines
Agri-Negosyo (ANYO)
ANYO offers zero-interest loans to finance
capital requirements of individuals, farmer and
fisherfolk organizations/associations, OFWs
and micro and small enterprises (MSEs) that
are engaged in agriculture and fishery projects.
ELIGIBLE LOAN
PURPOSE
To finance the working capital
requirements for production,
processing, marketing,
acquisition of machinery or
equipment, and construction of
facility/ies.
LOAN FEATURES
Up to P15 million loanable amount
Zero (0%) interest rate
Payable up to five (5) years
Thru GFIs and NGFIs
*Eligible borrowers can avail loans under the program up to a maximum of 3 cycles
ANYO
Get In Touch With Us
Company Address
28th Floor, One San Miguel Avenue (OSMA)
Building, San Miguel Avenue cor. Shaw
Boulevard, Ortigas Center, Pasig City
1605 Philippines
Phone Numbers
Email Address
surecovid.19@gmail.com/pdd@acpc.gov.ph
Website
Smart/TNT: 0939-601-2988; 09086536320/22/23
Globe/TM: 09063745063/65/67
www.acpc.gov.ph
ACPC
Thank You!

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Support to Co-ops by ACPC

  • 1. AGRI-FISHERY CREDIT PROGRAMS for a sustainable and effective delivery of financial services in the countryside
  • 2. Presentation Outline • ACPC’s Vision and Mission • Expanded Survival Aid and Recovery Project (SURE COVID-19) • Kapital Access for Young Agripreneurs (KAYA) • Agri-Negosyo (ANYO)
  • 3. MISSION To develop and advocate agri credit policies and orchestrate programs that would promote farmers’ and fisherfolk’s access to sustained financial services. VISION The ACPC is the Institution on agri credit policy and program development that promotes a sustainable and effective delivery of financial services to the countryside.
  • 4. Expanded Sure Aid and Recovery Project (SURE COVID-19) A loan facility for small farmers and fishers (SFF) and agri-fishery-based micro and small enterprises (MSEs) affected by the enhanced community quarantine (ECQ) due to the COVID-19 pandemic.
  • 5. ELIGIBLE LOAN PURPOSE To finance the emergency and production requirements of SFF whose incomes were affected by the ECQ due to COVID-19 SURE COVID-19 for Small Farmers and Fishers LOAN FEATURES P25,000 loanable amount per household Zero (0%) interest rate No collateral Payable up to ten (10) years Thru GFIs and NGFIs
  • 6. SURE COVID-19 for Small Farmers and Fishers ACPC assists the DA-RFO and the GFIs/NGFIs in the conduct of validation of prospective borrowers; transmits to the GFIs/NGFIs the validated list of SFF eligible for loan assistance LGUs identify and endorse eligible SFF to ACPC; facilitates enrollment of SFF in the RSBSA Partner Lending Conduit conducts evaluation, CI/BI, approves or disapproves loan application, facilitate release of loan proceeds, and collect loan repayments DA-RFO validates and certifies the list of eligible MSFF against the RSBSA LGU RFO ACPC PLC INSTITUTIONAL ROLES
  • 7. APPLICATION REQUIREMENTS One (1) 1x1 photo One (1) government-issued ID with picture Proof of registration/enrollment in RSBSA (Those not yet included in the RSBSA may register through their Municipal Agriculture Office) Loan Application Form and Promissory Note * Only those in the MAO and DA-RFO – certified list of eligible borrowers will need to comply the documentary requirements. SURE COVID-19 for Small Farmers and Fishers
  • 8. ELIGIBLE LOAN PURPOSE To provide the working capital requirement of duly registered agri-fishery-based MSEs to ensure the availability of food supply and help them recover their losses incurred from the effects of the community quarantine due to COVID-19 LOAN FEATURES Up to P10 million per borrower (depending on the financial requirements) Zero (0%) interest rate Payable up to five (5) years Thru GFIs and NGFIs SURE COVID-19 for Micro and Small Enterprises
  • 9. Eligibility Requirements Duly registered with the Cooperative Development Authority (CDA)/Securities and Exchange Commission (SEC)/Department of Labor and Employment (DOLE) and other government registering institutions; Operational for at least one year; With proven management capacity to implement project; With readily available agri-fishery products from farmers/fisherfolk. SURE COVID-19 for Micro and Small Enterprises
  • 10. PROCESS FLOW: MSE-BORROWER APPLICATION 3 ACPC reviews the completeness of requirements. If complete, ACPC endorses application to Partner Lending Conduit 1 Go to ACPC Website at acpc.gov.ph 4 Partner Lending Conduit conducts evaluation, CI/BI, and approves/disapproves loan application 2 Fill out Google form & attach requirements 5 Partner Lending Conduit disburses the approved loan amount to the MSE- borrower
  • 11. APPLICATION REQUIREMENTS SURE COVID-19 for Micro and Small Enterprises 2 Letter of Intent/Application 1 Endorsement letter from DA-RFO/ Provincial/Municipal LGU and other partner government agencies 3 Board Resolution signifying intention to be a borrower designating its authorized signatories 4 Business Plan 5 Copy of Certificate of Registration documents (CDA/ SEC) 6 Financial statements for the past three (3) years preceding the date of application.
  • 12. Kapital Access for Young Agripreneurs (KAYA) The Kapital Access for Young Agriprenuers (KAYA) is a loan facility that aims to attract the younger generation of Filipinos to be key players in attaining a food-secure Philippines with prosperous farmers and fishers.
  • 13. KAYA ELIGIBLE LOAN PURPOSE To finance the capital requirements of their start-up or existing farm/fishery business. • working capital requirements for production, processing & marketing; • Acquisition of machineries and equipment LOAN FEATURES Up to P500,000 per borrower Zero (0%) interest rate No collateral Payable up to five (5) years Thru GFIs and NGFIs
  • 14.
  • 15.
  • 16. DOCUMENTARY REQUIREMENTS 2 Loan application form 1 One government-issued ID with picture 3 Simple business plan 4 Proof of Registration under Registry System for Basic Sector in Agriculture (RSBSA) or Farmers and Fisherfolk Enterprise Development Information System (FFEDIS) KAYA
  • 18. KAYA The KAYA Digital Card in partnership with PayMaya Philippines
  • 19. Agri-Negosyo (ANYO) ANYO offers zero-interest loans to finance capital requirements of individuals, farmer and fisherfolk organizations/associations, OFWs and micro and small enterprises (MSEs) that are engaged in agriculture and fishery projects.
  • 20. ELIGIBLE LOAN PURPOSE To finance the working capital requirements for production, processing, marketing, acquisition of machinery or equipment, and construction of facility/ies. LOAN FEATURES Up to P15 million loanable amount Zero (0%) interest rate Payable up to five (5) years Thru GFIs and NGFIs *Eligible borrowers can avail loans under the program up to a maximum of 3 cycles ANYO
  • 21.
  • 22. Get In Touch With Us Company Address 28th Floor, One San Miguel Avenue (OSMA) Building, San Miguel Avenue cor. Shaw Boulevard, Ortigas Center, Pasig City 1605 Philippines Phone Numbers Email Address surecovid.19@gmail.com/pdd@acpc.gov.ph Website Smart/TNT: 0939-601-2988; 09086536320/22/23 Globe/TM: 09063745063/65/67 www.acpc.gov.ph ACPC