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Index Spandane – My Tips, Views and Observations
Sr. No. Pages
00 Preface 1
01 My Observations on Anomalies of Human Behaviour 11
02 My Observations on Changed Mood of the Society 2
03 My Observations on Changes in the society on various fronts. 4
04 My Tips: Behaviour Therapy for Senior Citizens. 11
05 My Tips: Behaviour Therapy for would be Bridegroom 20
06 My Tips: Behaviour Therapy for would be Brides 16
07 My Tips - Crisis Management 4
08 My Tips – Establishing & Improving Relationship 6
09 My Tips – Financial Investment 3
10 My Tips - Naturopathy way of Life. 8
11 My Tips – Problem solving 1
12 My Tips - Saving Household Expenses 19
13 My Tips – Staff Motivation 7
14 My Views on Beauty 3
15 My Views on Change. Change yourself and not the world. 1
16 My Views on Corruption 4
17 My Views on Cricket & Life 1
18 My Views on Donation 2
19 My Views on 5 Hs in Life 4
20 My Views on Hidden Life Tracks 5
21 My Views on Money –Possession & Happiness 4
22 My Views on Suppression of Women 12
23 My Views on Three Sides of Life Triangle 3
24 My Views on Three Stages of Marriage 3
25 My Views - Tips on Conflict Management 3
158
Preface to Spandane – My Tips, Views and Observations
Friends, having read Autobiography, you must have fairly understood my personality. My
childhood played crucial role in my personal development. My childhood circumstances
made me stronger, go getter, having absolute faith on efforts (Karma) and a disciplined
person. I became more aggressive, meticulous in my approach, developed strong attitude,
developed high likes and dislikes etc. I developed the rational approach ‘to look at the world
with a magnifying glass of a mind’. I took almost all decision by ‘Brain’ and not by ‘heart’.
With the result, people took longer time to understand me as a person. ‘To share the secret
that I enjoy my own company.’
I am not a social animal. I am comfortable in a small group of like minded persons, though
I can get along with groups of diversified nature for a limited time-span, purely on my so
called ‘professional approach.’ This skill has been specifically developed by me. Jokingly,
I have named this as a ‘suffocating meter technique’.
You may be surprised with all this discussion in the Preface. I just wish to drive the point that
due to this type of peculiar mindset, one is bound to have some views, observations etc. on
various issues.
I have always looked at grass root of any problem and having found one, I would draft Tips
to counter the problem. My experience as a counsellor, indirectly forced me to document my
Thoughts, Tips, Views. I have also shared my personal experience in these Tips, Views and
Observations. I am confident that this section would give a new dimension to my
Autobiography.
I am hopeful that this book would certainly induce the readers to rethink on these subjects
and cross verify their ideas. It is quite likely that you may have similar views. At times you
may disagree with me. It is natural, but please bear in mind that this book is the outcome of
my childhood & Life experience. Let us agree to disagree.
Best wishes to all.
Sudhir Vaidya
15-05-2021
1
01 / My observations on Anomalies of Human Behaviour
A Introduction:
1 The dictionary meaning of the word ‘behaviour’ means conduct or way of acting.
2 Human being is considered as most intelligent ‘Animal’ in the universe. He can use
his brain, can think from various angles, knows the risk factors, can analyze
cost-benefits of his actions etc. If it is so, his behaviour is supposed to be consistent,
rational etc. But we observe in day to day life that it is not so.
3 In view of this, I have made an attempt to trace the irregularity in human behavioral
pattern. I have also touched upon anomalies in organizational behaviour. I have
observed these anomalies in my Life. Let me assure you that I have always tried to
prove as an exception to these anomalies. In few Paras, I have offered my specific
comments for your perusal.
4 I have grouped these irregularities under various sub groups for easy reference.
5 I am fully aware that there are exceptions to the above observations, though in
minority.
6 I have no intention of hurting any known or unknown persons. But request all
readers to think seriously on these observations.
7 I am confident that if any one makes an attempt to improve or tries to find out via
media with his behaviour, then his Quality of Life will certainly improve.
8 I request the readers to think on these anomalies and take the corrective action
which within their control.
B Family:
1 Mother-in-law looking after household work till day of marriage expects her
daughter-in-law to take over the said responsibilities from the very next day after
marriage.
2 Mother-in-law applies different measuring rods for daughter & daughter-in-law.
3 Man talks about equality in rights and duties but does not like to assit his wife in
household cores. However my father was the exception. I learned the same thing
from him and always offered helping hand to my spouse.
4 A child thinks highly of his parents when he himself becomes father and is unable to
2
mange his child. My son & daughter have since realized this.
5 To avoid / run away from tension, a man resorts to bad habits such as tobacco,
smoking or drinking, but does not like if his spouse acquiring these habits.
(When husband becomes pray of bad habits, how wife should counter her tension due
to this?)
6 A husband expects his wife to adjust with family members when he himself had
spent good time in adjustment with his own family members.
7 Head of the family talking ‘Shreya’ matters is not liked by junior members.
(Shreya means what is good for the person. Such advice is usually bitter.)
Every one likes ‘Preya’ or ‘Sweet’ advice.)
8 A well educated person wants to marry qualified and earning girl. But on getting
married, wife is expected to leave the job to look after the house. (Or home?)
9 A young man wearing spectacles or contact lens wants to marry a girl with good eye
sight.
10 We store water for drinking, cooking, general use in spite of adequate supply of
water, and then throw away the water next day knowing fully well that water is
becoming scares in summer months and we have to face water cut.
11 We get restless on getting fat electricity bill and shout on our kids for waste of
electricity by watching TV for long hours, playing computer games, taking printouts
and throwing them in dust bin etc; but we ourselves forget to switch off the fan, tube
light, AC etc. on moving out of the room.
12 People generally celebrate the birthdays of their kids on a grand scale spending few
thousand but fail to remember poverty in the country, orphans staying in ashram
schools etc. and do not give even small donation. (What matters is not the amount of
donation but the remembrance. This gives you the opportunity to think as how lucky
you are?) However I made it point to donate on a regular basis during my Life. In fact
I donated handsome amount out of compensation received from Insurance company
after I met with an accident in 1996. Refer my views on donation.
13 In many communities Puja is not complete without offering milk, coconuts, food
grains etc. to GOD (by whatever name called). (Is it not possible to give these
offerings to a needy person?)
14 God does not stay in temple but stays /hides himself in every person. (We seldom
3
try to recognize this GOD and spend our time and energy in offering prayer to the
God in the temple.) (Kindly excuse me if somebody’s sentiments are hurt.)
15 Young generation do not think while making ‘mistakes’ before marriage but
thereafter keep thinking all the time as to how to hide the same from the Life partner.
(It is needless to say that husband-wife relationship should be transparent.)
C Education:
1 Everyone is proud of his mother tongue but admits his child in English medium
school. (One can always give separate tuition for English.) Let me admit that my kids
studied in English medium but have not forgotten Marathi language and culture.
2 It was below dignity few years back for enrolling the student in coaching class but
now it is a prestige point that pupil has secured admission in well known class.
(Even before securing admission in college.) My kids hardly attended coaching class.
3 Students passing from 10th standard behave (especially on send off day) in such a
manner that they are moving out of a prison. (Life itself is a large prison.)
4 In earlier generation, average students referred Guides ‘secretly’ but now every
student refers Navneet Guide ‘proudly’.
5 Girls complete higher education, take up responsible job and suddenly leave their
career at once on getting married. (Why girls take so much pain for their career?
Is it to get a good husband?) My daughter left the job after marriage as she had to
migrate to USA. However on return, she did not take up any job but undertook
complete responsibility of house and kids and played supporting role to her husband
in his work and all activities. Recently she hosted the website titled ’Exam helper’.
I am proud of her social activities.
6 Less marks scored by your kid are attributed to ‘difficult paper, question out of
syllabus, partiality, not taking tuition from that teacher etc.’
7 More marks scored by your kid’s friend are attributed to partiality.
8 Young generation after completing the higher education from IIT or reputed
university is eager to go abroad for still higher education and then to settle abroad.
(In my opinion, government should give permission only after recovering certain
fees.)
9 Many qualified professionals such as doctors, architects, engineers do not pursue that
4
profession in spite of taking so much pain in completing the education and take up
other career as actor, music composer, etc. based on their ‘inner voice’.
(What happens to their inner voice before taking up the professional education or
that time they had to listen outer voice of their parents?)
10 Of late admissions are secured for higher education from management quota by
paying hand some donations. (Don’t you think that corruption tree is planted?)
11 Corrupt man feels more frustrated when he has to give bribe for any reasons such as
securing admission, job for his child etc.
D Office:
1 Generally Top executive / Manager prefer to have (smart!) lady secretary but do not
permit their spouse to work as PA.
2 Staff is considered as ‘Hard working’ if he sits late in the office even though there is
no pending work.
3 Staff saying ‘Yes Boss’ is preferred by ‘Top management.’
4 If one has to work according to the wishes of Top bosses, then what justice is done to
salary, experience and qualifications acquired by you?
5 ‘Senior staff’ is reluctant to keep pace with technology.
6 One can survive in the office by average work efficiency with ‘Yes Boss’ attitude.
E Functions:
1 Why social status of an individual is judged by number of guests attending function?
2 Why crackers are required for celebration of any function?
(Is there any relationship of Happiness and Noise?
3 Why People with sweet tongue generally criticize the guests on turning their back?
4 Why host does the post mortem of / comments on gifts received in any function?
(Why sentiments of the person are not considered? Or whether sentiments are
reflected only in costly gifts?)
5 Guests feel insulted with the word ‘RSVP’ is printed on invitation card. Very few
guests generally inform about their likely attendance or absence.
5
F Travel:
1 Top executive takes his spouse on a yearly holiday for a week or so. But thereafter has
no time for the spouse or kids through out the year.
2 A person may go all the way to ‘Valley of flowers’ to watch flowers but does not have
inclination to observe flowers in his own housing society or at times in his home
itself.
3 People travel by 1st AC or 1st class but negotiate with coolies for labour charges on
getting down. (Amount saved in negotiation may not be more than Rs.50/-)
4 Empty bottle of Mineral water is thrown on a platform or road. (But once they go
abroad, they follow that country’s norms.)
5 Foreign travel is considered a status symbol!!
6 Price in foreign currency is converted in Indian rupees while making any purchases
abroad. (This is done not only by casual visitors but also by green cardholders.)
G Financial:
1 Young generation feels that it is a ‘crime’ to save money.
2 ‘Optimist’ is one who spends more than his income.
3 ‘Optimist’ is one who is not afraid to borrow.
4 Bank Officer resorting to interest free short term loan of Rs.1000/- from bank for
booking telephone connection. (Just because facility is granted under union
agreement.)
5 Bank Officer resorting to interest free short term loan of Rs.5000/- from bank for
celebrating festival. (Just because facility is granted under union agreement.)
H Medical:
1 Doctor whose waiting room is full of patient is considered as most efficient. But have
you noticed whether he adheres to the dispensary or consulting room timings?
2 It is generally observed that Doctor does not talk freely with patients about his
health, tests to be carried out, diagnosis and medication etc. At the same time doctor
does not like a patient who enquires about his health and asks few questions.
3 Every doctor considers his own ‘pathy’ as superior to other ‘Therapies.’
4 Free drug samples given by Medical representatives are charged to patients.
6
5 Medical profession relies heavily on Pathological tests instead of using their
diagnosis knowledge & experience. (Most of the time tests are done to rule out the
particular disease.)
6 Concept of Family doctor has become outdated. (Is it due to lack of faith on our
family doctor?)
7 A person works hard to become rich (ignoring his health in the process) but when he
falls sick, he spends a lot to get back his health.
I Anomalies in Organizational behaviour:
1 Organizations give more importance to ISO: 9000. Similar importance was rarely
given to ISI.
2 Whether obtaining ISO: 9000 by a branch of a bank or dentist really serves the
purpose?
3 Person who has changed the job frequently is given red carpet on the assumption that
he possesses vast experience. (What about loyalty? I am aware that the word is
outdated now on all fronts.) (Just changing jobs may not mean vast experience.
Reasons for change should be ascertained. Is it due to poor performance, not able to
take responsibility etc.?)
4 More increment is given to new staff (due to fear of job rotation) as compared to old
staff grew with the company. (Not likely to leave the job now and hence can be given
less increment.)
5 Non availability of visiting card is considered as a hallmark of a busy executive.
6 Non availability of pen (readily) is considered as a hallmark of a busy executive.
7 Low battery of a mobile considered as hallmark of a busy executive. (It is more likely
that person is not very particular about his gadget.)
8 Product advertisements either frighten the public or talk about foreign recognition of
a product. (Why you need foreign recognition if your product is really good, properly
priced and offer good customer service? Why you need a female model to advertise
every product?)
9 Why management recruits highly qualified and experienced persons when they really
want ‘Yes men’ around?
7
J Social Status:
1 Mobile Handsets are changed regularly for the sake of status. (Status depends on
your deeds and not on your possessions.)
2 It is felt that you are considered rich if you have more number of maids in the house.
3 Pedigree Pets whether you like them or not are a must for your status, the rarer and
costlier the breed the better.
4 Big car is considered as status symbol. Whether they are fuel efficient and
environment friendly doesn’t matter. They “have to be” washed everyday, whether
you use them or not. (Not to forget waste of water.)
5 Interior in the house has to imitate sets on Hindi soap opera so it’s no longer a home
but a house!
6 Branded clothes, shoes and accessories, whatever they may cost, are a must.
7 Car is purchased for status purpose, rarely used and is warmed up in stationary
condition to maintain the battery life. (Waste of scare commodity i.e. petrol)
8 Once upon a time wearing spectacle was considered as below dignity but now it is
worn to enhance the personality.
9 Young girls consider it awkward to wear spectacles and wear contact lens till
marriage but soon after marriage switch over to spectacles.
K Marriage and Society Customs:
1 Bride’s name given by her parents is changed by her husband. (How many husbands
will be ready to change their name after marriage?) (However Ladies with established
social career before marriage rightly use both names after marriage.)
2 Marriage is usually performed by adhering to Age old religious rituals without
taking pains to understand the logic behind such Age old rituals. (In fact it is the
prestige point for parents of both sides that their ‘so called educated kids’ agreed to
get married traditionally.) (I feel that One should always do what one believes.)
3 Why the proportion of divorce has increased over the years in spite of getting
married traditionally? (Is it because that no attention is given to Mantras and
expected behaviour of a couple after marriage / marriage oath explained by ‘Guruji’?)
4 Why even daily ‘Puja’ (worship of GOD) is not performed after marriage?
(Daily routine Puja may not take more than 15 minutes in the morning.
8
Understandable, because the subject of ‘Time management’ is not given its due
importance by young generation.)
5 Husband can perform any religious rituals even after death of her beloved wife.
But why wife is not given similar right openly to perform religious rituals such as
marriage of her kids, Satyanarayan Puja etc.) Widow is not invited to Married Ladies
get together. Is it that lady has no social value after death of her husband? At the
same time she has a social value even if her husband is not looking after the family
and is a victim of bad habits.
6 Remarriage by a widow is looked down upon by the ‘Society’ but the ‘Society
encourages remarriage of a husband after death of his wife. (Obviously you need
somebody to take care of his kids.) When the same need arises for a widow, then why
different opinion? Friends, Let me share the secret of my marriage. I married a widow
and adopted two kids. Kids had problem of adjusting with me initially but we
survived the rough weather and all of us are now happy as a well knit family.
7 Suffix to the girl’s name always suggests her marital status. (e.g. Miss, Mrs., Smt.)
Why no such facility for knowing his marital status? (e.g. Master, Mr. does not
indicate his married status.)
8 Married lady is supposed to wear ‘Mangalsutra’ to indicate to the world at large that
her husband is alive. Why no such compulsion of wearing ‘Chain’ after marriage to
indicate that he is married and his wife is alive. (How many husbands would be
ready to follow this?)
9 Husband expects that wife should take care of his parents. Whether wife gets the
same right to expect that husband should also take care of her parents?
10 Husband can give financial help to his parents but wife has no such open right to
offer financial assistance to her parents. (In fact parents from both sides have not left
any stone unturned to offer best of every thing to their kids.)
11 There is an age old tussle between ‘Mother-in-law’ (Sasu) & ‘Daughter-in-law’ (Sun).
I will unfold the secret that ‘Sasu’ means ‘Sarakhya suchana’ (Continuous
instructions) and ‘Sun’ means ‘Suchana nakota.’(Instructions should not be given.)
(It is expected that both should perform balancing act in giving and listening
instructions.) (In fact nobody becomes small by following useful instructions given for
their own betterment.)
9
L Miscellaneous:
1 Many persons possessing Mobile do not explore all functions. (Mobile is practically
used only for receiving calls.)
2 Bad habits such as smoking / drinking if acquired by educated persons / executives
are viewed differently by the society than if acquired by uneducated, illiterate person.
3 It is observed that a person purchases a computer but does not give AMC or does not
purchase Anti Virus software.
4 Many college going girls or working ladies do fashion not because it is convenient
but because otherwise they will be branded as old fashioned.
5 People resort to colouring hair irrespective of age. (What is the problem in accepting
grey hair which is a natural process? Why feel awkward? )
6 A person who does not give thought to all contingencies is considered as ‘Optimist’.
7 A person who gives thought to all predictable contingencies is considered as
‘Pessimist.’
8 People generally feel that happiness depends on possessing a luxury article.
(They don’t realize that happiness lies in your mind and can be seen on your face.
Happiness should flow from inside out.)
9 Other side is not always ‘GREEN’.
10 Every time comparing current situation with old days by any one is a sure sign that a
person has become old. (by Age & Thoughts)
11 First reaction on getting success: Success was achieved due to my intelligence and
hard work.
12 First reaction on getting Failure: My bad luck. Destiny is never by my side.
13 Professional find loop holes in Law and Bureaucrats try to plug the loop hole.
This game continues for ever. If Professional fails to find loop holes, Bureaucrats come
to his rescue and offers solution and improves his health by taking vitamin ‘M’.
14 Business class has a notion (right or wrong) that laws are meant for breaking/ for not
following and they can get away with it with the help of Vitamin ‘M’.
15 A person takes up the career of teaching after completing higher education scoring
say 65-70%, and awards marks to his students out of 100!!!
16 A child dreams of becoming young man like his DAD, imitates him and when be
10
grows up finds that he did not enjoy his childhood.
17 A child thinks of young age, young person dreams of retirement and old person
keeps remembering sweet childhood.
18 We generally comment that you have not used ‘common sense’ without realizing that
common sense is most ‘uncommon’ with most of the people.
19 Having got the birth, we tend to spend time for deciding ‘what we want in life’ and
wait for rest of the period. (Based on Hindi poem-Bhagwan ne char din diye, do
arazoo me gaye aur do intazar me.)
20 People generally say that glass is half empty (In fact it is half filled) without realizing
that many unfortunate persons do not have glass in the first place.
21 A person gets delighted to receive birthday wishes from others but does not take
pains to reciprocate.
22 Costly product is generally considered as ‘Best’ product. (In fact many times cost gets
escalated due heavy advertisement expenses incurred by the company.) (You should
consider your requirement with the product features, other similar products before
taking purchase decision.)
23 Many times purchases are made due to various reasons (other than necessity, comfort
or luxury) such as status, jealousy, competition with neighbours/relatives etc.
24 It is expected that you should ‘mean’ what you ‘say’ and need not ‘say’ what you
‘mean’ unless warranted by the situation. (In fact it does not happen in real practice.)
M Life Philosophy:
Following time tested Life Principles are either not followed or taken as a laughing
stock: (Take macro meaning of these terms)
1 One should always try to adjust with life; otherwise he will be fish out of water.
2 Slow & steady approach wins the ‘Race.’
3 One should not hesitate to appreciate.
4 When you raise one finger, you should remember that three fingers are pointed at
you.
5 One should know when to ‘Stop.’
6 One should always try to select the ‘Right’ path.
7 One should know the art of ‘Relaxation’.
8 ‘Open’ approach helps in life.
11
9 ‘Saving’ should be the first charge on income.
10 One should face ‘Life Realities’ with smiling face.
11 Wealth can purchase tangible good but not ‘peace of mind.’
12 One must acquire the skill to take calculated risk.
13 Any work should be carried out with involvement & sincerity.
14 One should not ignore ‘Signals.’
15 Everyone should master ‘Balancing Act.’
16 One should study regularly to avoid burning of mid night oil.
17 One should always try to break all ‘out dated barriers’ in life.
18 One must constantly make an attempt to minimize ‘communication gap’.
19 One should not throw the ‘ladder’ after reaching on Top.
20 We should not ‘sell’ our knowledge for unethical acts.
21 One should leave the habit of finding fault with every matter.
22 One should concentrate on one matter at a time.
23 We cannot always get best of everything at every time.
24 Every one is bestowed with magic stick, realization of which is essential for success in
Life.
25 Our hands should be ‘clean’ irrespective of any act.
26 One should take ‘pride’ in doing household chores.
27 Your success in life depends on doing right thing at a right time & in right
proportion.
28 One should form the habit of ‘Retrospection’.
29 Your success in life depends on realization of ‘one’s limitations.’
30 One should always set a ‘noble goal’ in life & make an all out efforts to achieve it.
31 You should love what you get as you may not get what you love.
32 Success should be measured by not ‘what you have achieved’ but by ‘what you had
to leave to achieve’?
33 Success should not be measured from ‘what you have achieved’ but from where
you started the journey.
02 / My Observations on Changed Mood of the Society
(List is not in any specific order of importance.)
1 Value system in the society is changing very fast.
2 What was correct and good yesterday has become old fashioned and rejected by
younger generation
3 Every body is right in his way but your right should not be at the cost of others.
The dispute of two generations is mainly because of this new mentality. Our
behaviour should be such that minimum inconvenience is caused to others.
4 Means of transport have increased but communication network between two
individuals has generally become weak. Empathy reading, respect for elders,
communication with elders, what is sacrifice etc. is fast vanishing as in the divided
family, the younger generation is deprived of in house training of these concepts.
The day is not far if you come across any educational institution imparting this
training. 
5 Success is now defined as meeting our dreams by hook or crook. No body has
time to love what you have got in life. The other side is always seen as more green.
6 There is no time to enjoy work. Today’s goal is to work all 24 hours, earn more
and more money by whatever method possible and to purchase material
pleasures. No body realizes the problems of a dragged family in this process. Time
can not be given for the family and attempt is made to compensate them by costly
gifts and one holiday per year.
7 The Love is more related to physical and material possessions. But sacrifice
being the back bone of true love has been conveniently forgotten.
8 There is growing tendency to throw the ladder (all service providers) on reaching
to the top.
9 Selfish thinking is on the rise. Necessicity is not felt for thinking of others.
The tendency of my right will always be at the cost of your right, is call of the day.
10 Generation gap is widening day by day. Such gap is seen even between parents
and school going kids.
11 Joint Families have become extinct. Parents are loved provided they continue
their uphill and thankless job of service providers to new generation.
The movement their usefulness is dropped, the relationship turns into burden.
12 Families are getting separated due to occupation, education, small
accommodation, requirement of more ‘space’ by new generation.
13 The word education is being interpreted more and more narrowly in all fields.
2
14 More faith is placed on documentation (disregard to right, wrong, essential)
15 Communication gap between persons is witnessed.
16 Relationship is becoming more and more impersonal.
17 Fortunately the society still gets united in case of natural calamity.
18 Definition of Happiness has changed.
19 Parameters of Love such for whom, extent has seen radical change.
20 The good qualities such as honesty, sincerity, devotion are fast becoming words
to be searched in the dictionary.
21 There is general wide spread feeling that your happiness depends on wealth and
possessions.
22 Growing tendency to spend on Luxuries.
23 A person gets so much carried away after his career and occupation, that he
hardly gets time for his family and for his health, hobbies.
24 Time management needs to be taught to younger generation.
25 Educational institutions teach at micro level, more on academic front rather than
overall development of the kid/student.
26 Excessive importance is given to money. Money is a means to an end and not an
end in itself.
27 A man works untiringly to earn money at the cost of health. In later part of Life he
spends the same money to get back his health.
28 Happiness is sought in the destination and not in the journey itself. (Take macro
meaning of the word journey.)
29 Optimism displayed by young generation has no back up.
30 Only persons with Professional qualification are considered Professional without
confirming their professional attitude and approach. A person with professional
attitude and approach may not be professionally qualified.
31 Eating in the hotel was considered as below dignity. Now hostelling is a prestige
symbol.
32 Society had not accepted eating bread or deputing cook in the house. Now bread
occupies main item on dining table. Employing cook is very common.
33 One had to purchase biscuits, cakes, eggs secretly those days. It was considered as
against the religion. The current scenario is totally different.
34 Attending coaching class was considered as declaring that you have below
average intelligence to the world at large. Now most intelligent students enroll for
the coaching class.
03 / My Observations on Changes in the Society on various fronts.
We must realize that ‘Change’ is part of Life and also inevitable. Change should be
anticipated and we should mould ourselves for the change and there after change should
be accepted whole heartedly. You should also enjoy the change. Then again get ready to
‘Change’.
Change takes place continuously in the Nature, our thinking/attitude/approach etc. You
need to track the changes if you intent to face change. You need to identify the changes on
which you have no control. You need to decide the matters you intend changing by your
deliberate efforts. Even if you do not wish to change, still the change will get thrust on you
and in such situation, your condition will become precarious.
In this Article, I wish to recapitulate the changes taken place in the country on various
fronts in my Life till date. My observations on changed mood of the society have been
summarized in the separate Article. Following changes are on economic, commercial,
infrastructural fronts.
1 In my childhood, BEST was plying ‘Trams’ from VT to Matunga. (Maheshwari
Udyan)
Many of you may not have seen ‘Tram’. Tram is nothing but one railway bogie with
engine plying on a railway track built in the middle of the road. Have you seen
Maheshwari Udyan at Matunga or Sion-circle? It was a Tram terminus. Tram used
to halt in the middle of the udyan/circle. Tram was double decker. The speed was
like Neral-Mathran train. Travelling from the deck was really a memorable event.
I have enjoyed this ride number of times as I was staying in Girgaon and my grand
father was staying at Matunga. After few years, Tram business was found un-
economical and hence it was suspended by BEST. If one Tram gets out of order for
any technical reasons, then all other Trams on the track would remain stand still.
2 After few years, the iron tracks laid in the middle of the road were removed. BEST
then started Bus running on electricity. Bus would carry large spool of electric
cable at the back. The cable gets connected to the overhead wire (same as laid down
by railways, where the train gets electricity through pantograph touching the
overhead wire). Here again, technically lot of problems were faced and these buses
were withdrawn. The overhead wires were also removed. Such buses used to ply
2
between Girgaon to Grant Road.
3 Every purchase of Radio or TV was subject to obtaining License from the
Government. Fee of Rs.15/- was payable every year. You had to pay the same in the
Post Office before 31st December every year.
4 Food grains & major provisions such as rice, wheat, oil, sugar etc. were available
only in ration shops. Adult was allotted two units and minor child was allotted one
unit. Government would fix the scale of weight of sugar, rice, wheat etc per unit
and accordingly people were expected to stand in long Q every fortnight to
purchase these essentials. All items were never available on same day. Hence you
had to continously enquire about the availability of item. If one stands from 4 am in
the morning, then you may get ration by 9.30 am. We all brothers used to stand in Q
in rotation. Father used to come at 9 am to purchase the ration. I remember having
studied while standing in the rationing line. I never got punishment to stand in
the school but such LIFE Reality punishment has been experienced. Rationing
Inspector was most powerful Government Official those days. Once due to shortage
of wheat in the country, India imported wheat from USA under PL-480 scheme.
This wheat meant for cattle feed in USA was offered to Indian Citizens by USA.
5 Marathi Drama Theatre rates were Rs. 5, 3 & 2. I remember having enjoyed many
Marathi plays by purchasing balcony ticket of Rs.3/- Now the rates have gone up to
Rs. 200/-.
6 My Father expired on 21-08-1969 two months prior to his retirement from MCGM.
He was serving as steno-typist and was drawing salary of Rs.800/- pm. He was
managing a family of six members.
7 I was entitled for Stipend of Rs.45/-pm during my CA Articleship period between
14-06-1971 to 13-06-1975. I was given increment of Rs.5/- wef June 1973 on passing
Inter CA examination. Conveyance was paid separately. I was able to save atleast
Rs.10/- pm after enjoying one-two movies p.m., hostelling etc.
8 I passed Final CA examination in November 1974, securing 48th rank all over India.
My Articles got over on 13-06-1975. I joined Crompton greaves ltd wef 14-06-1975 as
Accounts Officer. I was drawing a monthly salary of Rs.1250/- (maximum in the
3
Industry for a Chartered Accountant)
9 My society charges outgo was Rs.130/-pm in 1975. (10% of my salary)
10 Maximum saving allowed for Income Tax benefit was 30% of your salary unlike flat
limit of Rs.1 Lacs enjoyed currently.
11 I paid Income Tax at maximum rate. i.e.45% for many years.
12 Train service was as unreliable as experienced currently. Trains were also crowed.
I hardly remembered having got the seat every day in a First class compartment.
Water logging was common on roads & railway tracks.
13 Milk was not available openly. (Presently we are experiencing what is called Milk
Flood.) People were supposed to obtain Milk Card just like Ration card from Aarey
Dairy and quota was allotted. Glass bottles were provided. A person has to stand in
Q at about 5 am to purchase milk from the centre. You can still spot such centers but
now selling lassi, milk, paneer etc. The milk Van would reach at irregular time.
Electricity connection was not provided. The cashier and delivery boy had to work
in the yellow dim light of Lantern. The milk card was made of Hard plastic. One
could safely watch sun eclipse. There was no need to purchase special goggles. 
These milk stalls were made of wooden stripes. These bottles were useful for
satyanarayan Pooja decoration. I had taken such card in 1984 after my marriage.
Milk was not available anywhere else.
14 Calculator was not allowed till CA examination. We used to solve mathematical
problems using logarithm tables. Now calculator is allowed in college itself. My first
smuggled calculator Casio costed Rs.300/- (say 25% of monthly salary). The
calculator lasted for hardly 3 months. It had 2 pencil cells costing Rs.10/-.
15 All calculating jobs were carried out by a comptist. He would do the job on a
comptometer (huge manual calculator of 2feet x 2 feet)
16 STD facility was not available. Early morning, you should register STD call to your
local telephone operator. You may get the call any time during the day. If the
recipient is not available, the STD call would get wasted.
4
17 Ordinary telephone connection would be available after 5-10 years. I booked my
first phone in January 1983. I got the connection on 10-04-1991. It would be out of
order for atleast 10 days in a month due to loose hanging wires from junction box.
18 Telex was used to send the letter, messages etc. (unlike Email) The letter had to be
typed and machine would be kept on stand by after dialing the telephone number
of that organization. Whenever the line gets connected, the message would get
transferred. The first job in the office was to check any telex messages received &
transmitted previous night.
19 Xerox facility was not available. Stencil had to be cut for taking prints on
cyclostyling machine. About 25% prints would be spoiled. Huge waste of paper (&
Nature.)
20 The size of computer was very big. (say 20 feet x 15 feet)
21 Steamer service was available from Mumbai to Goa. It would take about 24 hours.
I have the memories of sea journey to Goa in December 1976. Readers must have
read about the experience of sea journey in the Article My Village Memories in
Section I My Life Story.
22 House would be painted by Oil paint. It would take weeks to dry the paint.
23 Water shortage was fairly acute. Water had to be stored. Water supply from MCGM
was quite erratic.
24 Initially Black & White TV was introduced some time in 1970 in Mumbai and
transmission was restricted to about 3 hours in the evening.
04 / Behaviour Therapy for Senior Citizens.
A Why such Behaviour Therapy was developed?
1 ‘Relationship’ is born simultaneously with our birth. Relationship is a complex
phenomenon. Our entry in this world creates various relationships whether we like
them or not at a latter stage in our life.
2 If we wish to have cordial relationship with others, it is necessary to cultivate the
relationship on same footing.(i.e. equality complex) e.g. We must forget our
education, designation, status while dealing with spouse, children, parents, friends,
In-laws etc.
3 One should remember that we are all Guests in this world. We don’t know our last
moment in this world. Then why not try and develop cordial relationship with others.
4 As stated earlier that Relationship is a complex phenomena and any number of laid
down principles may still fail because after all each person is unique. Moreover
building cordial relationship you need similar thinking from opposite camp as well.
You need two hands for ‘Clapping’ but need only one hand for ‘Chutki.’
5 If your relationship gets clicked spontaneously, then nothing likes it. But there is no
guarantee that it would so happen. Hence you must try to establishment relationship
by adhering to various Tips listed below. Why not make an attempt to develop
relationship professionally instead of relying on your mood /ringing of bells in your
mind?
6 We don’t like every person around us but still for the sake formality we tolerate him
up to the point. You will agree that in office, we wish our boss, colleagues etc. though
we may not like them. We do it under the tag ‘Job compromise’. If that is the case, why
not apply the same formality in dealing with kids.
7 These Tips have been prepared based on my experience as counsellor and
observations of people from childhood. It was my good fortune that I came across
many people who taught ‘How not to behave.’ I express my sincere thanks to them.
8 I am aware that few Tips have been deliberately repeated to drive the importance.
9 This Article has been dedicated to the fond memory of my Late Aai Smt. Shantabai
M. Vaidya (Born on 19-09-1919 & expired on 26-10-2004.)
2
B Relationship Pattern:
1 We can develop better relationship with others if we understand their entry in our
life. A person may come into your life for a ‘reason, for a season or for a life.’ If this
focus is clear, we can decide our relationship pattern.
2 A person may enter your life for a ‘reason’ when you need him for your help. You
may call the person by any name or he may be a stranger or from your family. When
the necessary help is rendered, the relationship may get broken in spite of your good
behaviour. You should be ready for such eventuality. No point doing post mortem of
your behaviour and his behaviour.
3 Some people come into your life for a ‘season.’ You will learn from these persons
many things. These persons will share their experience, knowledge with you and try
to enrich your life. You will have unbelievable joy and happiness in their company.
But please remember that this association is only for a ‘season.’
4 Some people enter your life for ‘lifetime.’ You need to take special efforts for
building up such relationship. You may need to show more consistency, tolerance etc.
in nursing such relationship. Good relationships are like Trees. They demand
attention & care in the beginning but once they blossom, they provide you shade in
all situations of life.
5 So whenever you march towards establishing relationship, first decide whether this
person has entered your life ‘for a Reason, for a Season or for a Life.’
C Your Old Age experience would broadly depend upon following factors:
1 Whether you are financially independent?
2 Whether your spouse is alive?
3 Your relationship with spouse?
4 Whether you are self disciplined?
5 Existing relationship with son, daughter? (Please remember that your son is a son till
he gets married.)
6 Financial condition of your kids.
7 Whether you are staying in your own house or rented house?
8 Whether flat is fairly big enough? Or whether you have a separate room?
9 Whether your son and his family are staying with you? Or you are staying with your
3
son? Or whether your son & his family are staying in a separate flat?
10 Whether you intend to spend your balance life in Old age homes?
D In the light of above discussion, let us try and formulate the Tips for establishing &
improving relationship. Please excuse me for once again repeating the basic facts
before proceeding further.
1 Relationship is born simultaneously with our birth.
2 Our entry in this world creates various relationship whether we like them or
not at a latter stage in our life.
3 If we wish to have cordial relationship with others, it is necessary to cultivate the
Relationship on same footing. e.g. We must forget our education, designation, status,
while dealing with spouse, children, parents, friends etc.
4 Relationship is a complex phenomenon.
5 One should remember that we are all Guests in this world. We don’t know our last
moment/breath in this world then why not try and develop cordial relationship with
others.
E Common Tips:
1 Let there be spaces in your relationship.
2 Give respect to get respect. Due respect has to be given without any expectations.
3 All fingers are not alike.
4 Each person inherits good and bad qualities.
5 Your behaviour with any one should be the replica of your expectation of their
behaviour with you.
6 Respect individuality.
7 Always remember that our opinions change from time to time.
8 We all need each other.
9 No body is perfect.
10 When you are angry, criticize the behaviour, not the person.
11 Human being is a social ‘ANIMAL.’
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F We must first understand the main reasons for conflict:
1 Unmet needs and wants. (Unmet wants could be physical, mental etc.)
2 Values: Our values drive our behaviour. Our values may differ about time, work,
health, relationship, spending habits etc.
3 Perceptions: There are always three sides to any matter/ problem.
4 Knowledge: The information or knowledge given or not given may cause conflict.
5 Assumptions: We make assumptions on what we know. Conflict may take place when
assumptions are not checked for accuracy or are not updated periodically.
6 Expectations: Conflict may occur when we do not know each other’s expectations.
Expectations should be made known in clear terms to each other. Sooner the better.
7 Growing up differently: Each generation views life and work differently.
8 Willingness and ability to deal with conflicts.
9 Three personalities are hidden in every individual, namely Parent, Adult and Child.
These personalities keep changing from time to time and from situation to situation.
When two persons happen to be in similar personalities say Adult while dealing, then
the chances of conflict are remote.
G Replica:
 Please remember that young generation’s behaviour with you will be the replica of
your behaviour with them during their childhood. Remember your attitude,
behaviour with them in their childhood. Review the following points to answer the
dilemma and then make expectations from them in your old age.
 Children:
1 The relationship with children gives immense joy at least when they are small.
2 Parenthood is the ‘testing phase of married life.’
3 Parents do not leave any stone unturned to give best to their children.
4 However our acts and deeds should be motive less and should arise from our
duty & responsibility.
5 We should not look at the relationship as an investment for our old age.
6 You should always encourage your children to express their feelings.
7 Establish clear limits on their behaviour.
5
8 You should act as a Role Model for improving their behaviour.
9 Praise should be used to promote good behaviour.
10 You should respect your child’s choices, unless they endanger safety or health.
11 Criticize incorrect/ bad behaviour or action, not the child.
12 Set clear and consistent rules. Parents should agree on rules.
13 Goals set should be within reach of your child.
14 Make it a habit to spend some time every day with your children.
15 Pay undivided attention when your children talk to you.
16 Encourage your child to always do their best, and emphasize that what is
Important is efforts, not the success.
H Financial Tips:
1.0 What precautions should be taken in respect of Investment?
i Investment should be made in joint name.
ii Investment should be payable to either or survivor or former / survivor.
iii Nomination facility should be availed of.
iv Proper record of investment held should be kept.
v Your spouse should be aware of all your investment matter.
vi Excessive faith should not be kept on relatives, friends.
vii Necessary secrecy should be kept. The investment matters should not be discussed
with strangers.
viii Do not give power of attorney to your kids.
ix Do not request your kids to withdraw money through your ATM Card. Do not
divulge your password.
x Make will. Do not part with your wealth and loose M power.
xi If your financial condition is not good, then think of Reverse Mortgage.
xii Look after your investment portfolio independently or with the help of financial
consultant.
2.0 Which factors should be considered while making Financial Investment?
i Safety of Investment should be the prime consideration. Investment should not be
lost.
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ii Liquidity: Investment should be easily available in case of need.
iii Returns: Investment should not remain idle but should also earn reasonable income.
iv Spread: Investment should be made in different forms to minimize risk.
v Purpose: Investment should be made according to purpose.
3.0 Security should meet the following criteria: (MASTDAY)
i M Marketability.
ii A Easy to ascertain its title, value, quantity and quality.
iii S Stability of value.
iv T Transferability of title.
v D Durability – not perishable.
vi A Absence of contingent liability. i.e. You may not have to spend more money on
the security to make it marketable or even to maintain it.
vii Y Yield. The security should provide some on-going income.
I Tips: (Not necessarily in the order of importance). In fact all Tips are important.
You may have to make some variation according to the situation.
1 You must learn minimum cooking so that you can take care of yourself.
2 Always update your telephone diary with addresses, telephone numbers etc. of
friends, well wishers, relatives, doctors etc.
3 Make an attempt to avoid conflict. (Refer Para G)
4 Prepare a due date diary of Birthdays, Marriage anniversaries, Death anniversaries
etc. of near relatives, friends, well wishers along with contact numbers, mobile
numbers, email IDs etc.
5 Identify weak/sensitive points of your son, daughter-in-law. Relationship gets
developed very fast when you pamper the person on his weak / sensitive points.
6 GOD has given two Eyes, two Ears but only one Mouth. Obviously I am suggesting
that one should talk less in old age.
7 Make all out efforts to create Goodwill.
8 Keep Optimum Transparency in your dealings and speech.
9 Develop ability to say ‘No’. But ‘No’ approach should be resorted as a last resort.
Don’t allow any one to take undue advantage of you including your wife.
7
10 You should have sense of proportion in every respect. You should always know what
is the call of the hour/day?
11 Have you studied ‘Gobels Principle? Any false information hammered repeatedly is
believed. Do not follow this. Use the principle to tell the ‘Truth’ because many people
find it difficult to digest even the Truth instantly and Truth needs to be hammered.
12 Are you aware of the story of ‘Monkey and her kids’ told and proved by ‘Birbal’ to
‘Badshah’? Do not go out of the way to provide service even to your wife, son and
daughter-in-law.
13 Respect the person irrespective of age, to get respect.
14 Do not lie or tell half truth. Don’t lie on behalf of wife, son etc. Do not justify wife,
son if they are wrong.
15 Share anything good. Say a good book, good article in a magazine/ newspaper, tasty
food, good entertainment programme etc.
16 Spend some time specifically with son, daughter-in-law, grand son etc.
17 Don’t argue. You will only land up hurting feelings. You must agree to disagree.
18 Be polite in your talk. Avoid Gossip and loose talk.
19 Every one is right in his own way but please remember that your right should not be
at the cost of some body’s right. (not even your wife, son etc)
20 Any problem in Life should be accepted first, then if possible justify and finally
you may blame your fate or some body.
21 Any thing is possible in ‘Theory’. But it is also necessary to look into the ‘Technical’
feasibility and finally ‘Practical’ possibility.
22 Do not compare People, Luck, Wealth etc.
23 Do not be jealous.
24 Do Time Management. Spend time judiciously keeping in mind your retirement goals
such as reading, exercise, morning-evening walk, music, playing with grandsons,
meditation etc.
25 Do not compare your wife, son, daughter-in-law with similar acquaintances. No body
is perfect.
26 You should master the Art of deriving 100 % satisfaction in 50 % inputs.
27 Think positively in case your wife, son desire to change / modify some routine in
your house. First analyze the reasons for new pattern of routine, keep open mind,
8
discuss frankly and then change the routine by mutual discussion.
28 You should manage your ‘Financial Matters’. You may inform wife, son etc. about it
but refrain from seeking their advice unless they are professionally qualified to give
advice.
29 Assist your wife, son in looking after Financial matters such as payment of LIC, PPF
etc. You will automatically get their financial information.
30 You should be able to identify ‘Primary’ (i.e. direct) and ‘Collateral’ (i.e. indirect)
responsibility in relation with your family.
31 Do not go out of the way to impress son, wife, and daughter-in-law.
32 Relationship is like a rubber band. You must know the limit up to which the same
should be strained. After all we need each other. Dispute should not be carried too far.
There should be an escape route to reconcile.
33 Do not give advice unless called for.
34 Do not seek advice for name sake unless you really need one.
35 Appreciation should be genuine.
36 Create support group.
37 Make your expectations clear to your family members on various issues.
38 Do not assume or take for granted any family members.
39 Do your own work. You would get the necessary light exercise in the process. Your
mind would become strong as your dependence on others is reduced. Generally
expectations lead to frustration.
40 Do some household work according to your ability, liking.
41 Do not try to discipline grand sons, grand daughters.
42 Reduce TV viewing to save your eyes. Your mental agony will greatly reduce if you
stop watching TV serials.
43 Join Nana –Nani / Dada-Dadi Park.
44 Make it a point to give gift according to your financial condition on birthdays,
wedding anniversary etc.
45 Avoid attending functions of any kind. You will be saved of travel tensions,
consuming heavy food, gossips etc.
46 Develop detached attitude.
47 Please remember that young generation’s behaviour with you will be replica of your
9
behaviour with them during their childhood. (Refer Para H above)
48 Cultivate the habit of writing diary, your experiences in Life etc.
49 Do not resort to chit chatting for just time pass. Find out whether the other person is
really free and it is equally interested in talking with you. If you don’t follow this
strictly, then people will start avoiding you.
50 If flat is small, try and give maximum privacy to next generation. You may go out for
an evening walk.
51 You should tell family member present in the house when you leave house (or home)
and also inform by what time you would come and where you are going. (Unless you
are going to office). Your family members can not complain afterwards. Others will
learn this message and would also start this practice. Trifle matter of dispute would
get avoided.
52 Whenever you do shopping, make it a point to purchase something for other family
members. They will be very happy because of your remembrance. Your cost of
shopping for them would be your investment in Goodwill.
53 In case you have gone on a week end trip. Then make it a point to inform about safe
reaching to your son, daughter-in-law. (Kids always worry about Old aged parents.)
Do telephone once or twice a day; enquire about their lunch, sleep, health etc.
J How to avoid Family Stress:
1 Jagi sarva sukhi asa kon ahe vichari mana tuchi shodhoni pahe….Ramdas Swami.
(There is no body in this world who is happy in all respects)
2 Every one carries/ faces stress. Nature of stress varies from person to person. It is born
with your birth & continues till your death. Every happiness & luxury has element of
inbuilt stress. Today this subject has acquired great importance. World has changed
over the years. New inventions have resulted in saving of human energy and time.
Now the question is whether the man and his sentiments have changed?
The answer is No. Man’s basic nature is of happiness and every one makes all out
efforts to seek happiness but the problem is that he does not know as to where he will
get happiness.
3 Most people find it difficult to define stress, yet they experience it often. Stress can be
defined as an excessive demand on physical and mental energy, often leading to
10
anger, anxiety, distress, fear, irritability and frustration.
 In the light of this background, I intend to give few Tips to avoid Family Stress.
4 You must acquire skill to stay at home as a Guest.
5 Please remember that Every person has an Ego.
6 Please remember that Every person has Individuality.
7 Do your own work.
8 Help other family members.
9 Cultivate Apathy.
10 Give respect to get Respect.
11 Forget your office designation at home.
12 Forget your educational achievements at home while dealing with family members.
 Old Age Stress:
13 Seek the blessing of: Fire (Agni), Sun, Moon, Space.
14 Do not keep high expectations from others.
15 Develop hobbies and plan old age.
L Health Tips:
1 Consider balance life as bonus.
2 Visit the doctor for any physical complaints. Do not hide any physical problem. Other
wise family members will blame you in case of emergency.
3 Take your medicines regularly. Keep the necessary stock of medicines.
4 Follow diet restrictions prescribed by the doctor.
5 Get up early. Go for a morning / evening walk.
6 Do light exercise.
L Disclaimer:
1 I do not claim that this Article is full proof but I am confident that the careful reading
can certainly assist you as a Torch in exploring unknown jungle of new relationship.
2 Relationship is a complex phenomena and any number of laid down principles may
still fail because after all each person is unique.
11
3 Why not make an attempt to develop relationship professionally instead of relying on
your mood /ringing of bells in your mind?
4 Best of Luck. I request the readers to share their experiences to make this Article as
elaborative as possible. Do share your observations on the subject with me on
spandane2008@gmail.com.
05 / Behaviour Therapy for would be Bridegroom
A Why such Behaviour Therapy was developed?
1 ‘Relationship’ is born simultaneously with our birth. Relationship is a complex
phenomenon. Our entry in this world creates various relationships whether we like
them or not at a later stage in our life.
2 If we wish to have cordial relationship with others, it is necessary to cultivate the
relationship on same footing.(equality complex) e.g. We must forget our education,
designation, status while dealing with spouse, children, parents, friends, in-laws etc.
3 One should remember that we are all Guests in this world. We don’t know our last
moment in this world. Then why not try and develop cordial relationship with others.
4 Every girl makes compromises on her marriage. She leaves her house, her near and
dear ones with whom she has stayed for years together and joins the husband's family
unknown to her. She takes this bold decision purely trusting her ‘would be husband.’
In fact he is the only person to whom she claims that she knows a bit and if her
expectations and assumptions are not met, she gets mentally depressed. Husband’s
status/value literally falls in her mind though again she cannot discuss this with
anyone openly. Even her parents will try and blame her.
5 I am aware that developing any relationship is a long drawn process. You can vouch
for this statement from the fact that how our relationship with parents has taken
‘swings’ over the years and it will be a bold statement to make that relationship has
now settled.
6 As stated earlier that Relationship is a complex phenomena and any number of laid
down principles may still fail because after all each person is unique. Moreover
building cordial relationship, you need similar thinking from opposite side as well.
You need two hands for ‘Clapping’ but need only one hand for ‘Chutki.’
7 If your relationship gets clicked spontaneously, then nothing like it. But there is no
guarantee that it would so happen. Hence, you must try to establish the relationship by
adhering to various Tips listed below. Why not make an attempt to develop
relationship professionally instead of relying on your mood /ringing of bells in your
head?
2
8 We don’t like every person around us but still for the sake of formality we tolerate him
/her up to the point. You will agree that in office we wish our boss, colleagues etc.
though we may not like them. We do it under the tag ‘Job compromise’. If that is the
case, why not apply the same formality in dealing with In-Laws. (An irreversible
decision with your marriage.)
9 Although this Therapy has been prescribed to would be ‘Bridegroom’ but ‘Any
Bridegroom’ can start following this therapy depending upon the intention to
redevelop, mould, reconcile relationship with wife. In fact many of the above Tips can
be successfully used to improve relationships with people.
10 These Tips have been prepared based on my experience as counsellor and
observations of people from childhood. It was my good fortune that I came across
many people who taught ‘How not to behave.’ I express my sincere thanks to them.
11 I am aware that few Tips have been deliberately repeated to drive the importance.
12 This Article has been dedicated to the fond memory of my Late Aai Smt. Shantabai
M. Vaidya (Born on 19-09-1919 & expired on 26-10-2004. She would have completed
90 years today.)
B Anomalies of Marriage and Social Customs:
1 Human being is considered as most intellectual ‘Animal’ in the universe. He can use
his brain, can think from various angles, knows the risk factors, can analyze cost-
benefits of his actions etc. If it is so, his behaviour is supposed to be consistent, rational
etc. But we observe in day to day life that it is not so. It is necessary to have insight of
‘Anomalies of human behaviour’ in respect of Marriage & social customs.
I cast upon you the duty to change / mould these customs in your personal life.
I have already broken many in my Life.
2 Bride’s name given by her parents is changed by her husband. You should discuss this
issue with your would-be wife and seek her opinion. (How many of you will be ready
to change your name after marriage?)
3 Marriage is usually performed by adhering to Age old religious rituals without taking
pains to understand the logic behind such Age old rituals. (In fact it is the prestige
point for parents of both sides that their ‘so called educated kids’ agreed to get
married traditionally.) (I feel that One should always do what one believes.) Let me
3
suggest that both of you should pay attention to the rituals and try to understand the
meaning of it. This will be the investment for your happy married life. If you are
getting married according to old religious rituals without paying attention, then
I would say that you are not only deceiving your parents but you are deceiving
yourself.
4 Why the proportion of divorce has increased over the years in spite of getting married
traditionally? (Is it because that no attention is given to Mantras and expected
behaviour of a couple after marriage / marriage oath explained by ‘Guruji’ or not
understanding the word ‘Freedom’?)
5 Why even daily ‘Puja’ (worship of GOD) is not performed after marriage?
(Daily routine Puja may not take more than 15 minutes in the morning.
Understandable, because the subject of ‘Time management’ is not given its due
importance by young generation.)
6 Husband can perform any religious rituals even after death of his beloved wife.
But why widow is not given similar right openly to perform religious rituals such as
marriage of her kids, Satyanarayan Puja etc.) Widow is not invited to Married Ladies
get together. Is it that lady has no social value after death of her husband? At the same
time she has a social value even if her husband is not looking after the family and is a
victim of bad habits. You should encourage your wife to call & give due importance
to widows in such function.
7 Husband expects that wife should take care of his parents. Whether wife gets the same
right to expect that husband should also take care of her parents? You should
definitely reciprocate and take due care of your In-Laws in case of need.
8 Husband can give financial help to his parents but wife has no such open right to offer
financial assistance to her parents. (In fact parents from both sides have not left any
stone unturned to offer best of every thing to their kids.) You should allow your wife
to give financial assistance to her parents in case of need at least.
9 There is an age old tussle between ‘Mother-in-law’ (Sasu) & ‘Daughter-in-law’ (Sun).
I will unfold the secret that ‘Sasu’ means ‘Sarakhya suchana’ (Continuous instructions)
and ‘Sun’ means ‘Suchana Nakota.’(Instructions should not be given.) (It is expected
that both should perform balancing act in giving and listening instructions.)
(In fact nobody becomes small by following useful instructions given for their own
4
betterment.) You should also request your In-Laws to warn you whenever you make
mistake.
C Anomalies of Family matters:
1 It is also necessary to have insight of ‘Anomalies of human behaviour’ in respect of
Family matters.
2 Mother-in-law looking after household work till day of marriage expects her daughter-
in-law to take over the said responsibilities from the very next day after marriage.
If your Mother tries to do this, then you should stand by your wife.
3 Mother-in-law applies different measuring rods for daughter & daughter-in-law.
If you come across any such incident, you should be bold enough to discuss it out
with your Mother and should not sit on the fence.
4 Man talks about equality in rights and duties but does not like to assist his wife in
household chores. It is absolutely necessary to offer helping hand to your wife
irrespective of the fact she is employed or not.
5 To avoid / run away from tension, a man resorts to bad habits such as tobacco,
smoking or drinking, but does not like if his spouse acquiring these bad habits.
(When husband becomes prey of bad habits, how wife should counter her tension
due to this?) Becoming victim of bad habits is not the solution for any problem or
tension in Life. Instead you should share the tension with your wife. Have confidence
in your wife. She will definitely offer solution to the problem. Please remember that
your problem is her problem and her problem is your problem.
6 A husband expects his wife to adjust with family members when he himself has spent
good time in adjusting with his own family members. You must help your wife to
adjust with your family members. In fact you can give feedback of each member
about their likes, mindset, preferences, food habits etc.
7 Head of the family talking ‘Shreya’ matters is not liked by junior members.
(Shreya means what is good for the person. Such advice is usually bitter.)
Every one likes to listen ‘Preya’ or ‘Sweet’ advice.) In case your father or mother gives
such advice to your wife and she is upset, then you should convince your wife as to
how the advice is correct and is for her / our good.
8 A well educated person wants to marry qualified and earning girl. But on getting
5
married, wife is expected to leave the job to look after the house. (Or home?) In fact
your concept should be clear from the day one. You should discuss frankly with
would be wife before marriage to avoid her disappointment by dictating your
decision.
9 A young man wearing spectacles or contact lens wants to marry a girl with good eye
sight. You should think as to how far you are right in your expectation.
10 We get restless on getting fat electricity bill and shout on kids for waste of electricity by
watching TV for long hours, playing computer games, taking printouts and throwing
them in dust bin etc; but we ourselves forget to switch off the fan, tube light, AC etc. on
moving out of the room. Are you disciplined? If not start the exercise from your end
before you try to put somebody in a witness box.
11 In many communities Puja is not complete without offering milk, coconuts, food
grains etc. to GOD (by whatever name called). (Is it not possible to give these offerings
to a needy person?) You should encourage your wife to think on this aspect.
12 God does not stay in temple but stays /hides himself in every person. (We seldom try
to recognize this GOD and spend our time and energy in offering prayer to the God in
the temple.) (Kindly excuse me if somebody’s sentiments are hurt.)
13 Young generation do not think while making ‘mistakes’ before marriage but thereafter
keep thinking all the time as to how to hide the same from the Life partner.
(It is needless to say that husband-wife relationship should be transparent.)
D How to avoid conflict?
1 I am aware that developing any relationship is a long drawn process. You can vouch
for this statement from the fact that how our relationship with parents has taken
‘swings’ over the years and it will be a bold statement to make that relationship has
now settled. In view of this reality, if you are successful in avoiding the Conflict to
start with, I would say that half the battle is won.
2 Hence I intend to touch upon ‘Conflict Management.’ Conflict is part of our LIFE.
We may not be fortunate to avoid all conflicts but we can certainly try to manage them
well in time. Understanding reasons of conflict & acceptance of conflict etc. are most
essential for its management.
3 We must first understand the main reasons for conflict:
6
3.1 Unmet needs and wants. (Unmet wants could be physical, mental etc.)
3.2 Values: Our values drive our behavior. Our values may differ about time, work,
health, relationship, spending habits etc.
3.3 Perceptions: There are always three sides to any matter/ problem.
3.4 Knowledge: The information or knowledge given or not given may cause conflict.
3.5 Assumptions: We make assumptions on what we know. Conflict may take place when
assumptions are not checked for accuracy or are not updated periodically.
3.6 Expectations: Conflict may occur when we do not know each other’s expectations.
Expectations should be made known in clear terms to each other. Sooner the better.
3.7 Growing up differently: Each generation views life and work differently.
3.8 Willingness and ability to deal with conflicts.
3.9 Three personalities are hidden in every individual, namely Parent, Adult and Child.
These personalities keep changing from time to time and from situation to situation.
When two persons happen to be in similar personalities say Adult while dealing, then
the chances of conflict are remote.
E Common Tips:
1 Let there be a space in your relationship.
2 Give respect to get respect. Due respect has to be given without any expectations.
3 All fingers are not alike.
4 Each person inherits good and bad qualities.
5 Your behavior with any one should be the replica of your expectation of their behavior
with you.
6 Respect individuality.
7 Always remember that our opinions change from time to time.
8 We all need each other.
9 Nobody is perfect.
10 When you are angry, criticize the behavior, not the person.
11 Human being is a social ‘ANIMAL.’
7
F Tips- Relationship with Wife:
F-1 Introduction:
 Marriage is the most difficult decision which most of the persons take relying solely
on fate. Decision is tougher for the lady.
 Marriage is like a ‘Ladoo’. Whosoever eats also repents as much as who doesn’t eat.
 Your relationship with Wife does not start after marriage is fixed and engagement
takes place. Ideally the relationship would start after 1st round of talks. You should
frankly discuss your opinions, expectations from wife. You must bear in mind that
she would also have her opinion and choice of Life partner. The lady should also put
forth her views in this regard. But please remember that in a ‘Male Dominated
Society,’ seldom she would get the right to express herself openly or even to exercise
the option to reject the boy. Hence, it is necessary for you to take the lead and open
the discussion. Sorting of points of agreements and disagreements before conveying
final ‘Yes’ for the marriage will lay the strong foundation for a long and happy
married life.
I have prepared the checklist of various points on which you should express your
expectations, opinions & extent of adjustment. (Refer schedule attached at end)
F-2 Specific Tips- Relationship with Wife:
1 Let there be a space in your relationship.
2 When you are angry, criticize the behavior, not the person.
3 Feel free to discuss your problem.
4 Spend time with each other in the capacity of a Friend.
5 Expectations from spouse should be realistic.
6 Never take each other for granted.
7 Good points of the spouse should be remembered.
8 Think of the two as a TEAM.
9 Every person should have friends at various levels to fill the gap in his life. Many
times we face such situations which cannot be discussed with parents, spouse,
colleagues etc. as each one of them have some stake in you and hence you may be
deprived from getting correct advice. Friendship shows the road ahead in such
8
situations. Make your wife as your ‘best friend’ with whom you should be in a
position to discuss anything & everything.
G Specific Tips- Relationship with In-Laws:
1 You should stand by your In-Laws in periods of transition such as retirement, death,
illness etc.
2 Share your feelings with your In-Laws.
3 Be sensitive & understanding towards your In-Laws and their needs.
4 Express & show your gratitude for all that they have done for your wife.
5 Make them feel that they are special and they matter to you.
6 Forgive your In-Laws for their shortcomings as you also forgive your parents.
7 Make it a point to visit them regularly, talk on telephone preferably at a fixed time etc.
It is your duty not only to keep your wife happy but to convince them that she is
really happy.
8 If you disagree with them on current issue then make them aware politely of same.
H What views / perceptions you should carry about LIFE?: (My Recommendations)
 I am aware that you also must be having views and perceptions about LIFE but
might not have documented the same. I suggest that you must make an attempt to
list them for your good. Some of the time tested views, perceptions and realities of
Life have been listed below for your ready reference. These views in fact give reply
to our strange behaviour at times.
1 You may not get what you want in Life but you can certainly love what you get in
Life.
2 You should not carry any complex either inferior or superior. You should carry
equality complex.
3 You should ‘mean’ what you say but you may not ‘say’ what you mean unless called
for.
4 You should believe in individuality.
5 You should honour every person’s ideas and skills.
6 You should always try to do what is right.
9
7 You should constantly exchange information and knowledge and keep optimum
amount of transparency in your dealings.
8 You should constantly look for every opportunity to learn.
9 You should look at every thing first from brain and subsequently from heart.
10 You should consider Saving as first charge on income.
11 You should not ignore signals. (Take macro meaning)
12 Happiness lies in MIND.
13 You should constantly practice that our mind should rule our body and intelligence
should rule our mind.
14 You should try to break outdated barriers in life.
15 You should exercise control over ‘Hurry’ ‘Worry’ and ‘Curry’.
16 You should take pride in doing household chores.
17 You should try to do Right thing at a Right time and in Right proportion.
18 You should do retrospection at periodic intervals.
19 You should try to balance cost and benefits in every matter.
20 You should either don’t carry EGO or try to keep the EGO under control.
21 You should believe that you owe some obligations to society.
22 You should always do PLANNING before taking any action, decision etc. (Take macro
meaning)
23 You should measure the success by not what you have achieved but by what you
had to leave to achieve the same.
I-1 Tips: (Not necessarily in the order of importance). In fact all Tips are important.
You may have to make some variation according to the situation.
1 If you happen to dislike the person, do not cross him out. Instead try to develop
relationship by adhering to the following principles based on new technique of
‘One Tick and Two Cross’ and of creating ‘Goodwill’. Kindly read these Tips
carefully and simultaneously think as how you would generate ‘Goodwill / achieving
One Tick and use it for double crossing’. Please remember that I am not trying to
instigate you against your In-Laws or spouse but having landed with the new
relationship, I am trying to guide as to how you can still swim against the Tide.
Always consider as to how you would react before you march towards establishing
10
relationship / applying these Tips.
2 You must learn minimum cooking from mother well before marriage so that you can
take care of yourself when you go abroad on deputation or when your wife goes to
your In-Laws residence either for delivery or otherwise.
3 Update your telephone diary with addresses, telephone numbers etc. of your wife’s
relatives.
4 You need not make hurry in changing nomination on LIC policies, TDRs etc. in favour
of wife. The same may be done after a year. Observe whether she is initiating such
steps?
5 Request your wife to open bank account jointly with you. You should also open
another bank account in your name jointly with wife. Account should be operated E/S.
Safe deposit Locker in a bank should also be hired to keep your gold ornaments etc.
6 Make an attempt to avoid conflict. (Refer Para D)
7 Make Strength, Weakness, Opportunities & Threats (SWOT) Analysis of your self,
wife, parents and In-Laws. You may refer Books section  Sub-section Management
of www.spandane.com.
8 Seek permission to call Mother-in-law as ‘Mom’. Similarly seek permission to call
‘Father-in-Law’ as ‘Papa’.
9 If you wish that wife’s name should not be changed after marriage, then speck well in
advance with In-Laws and wife in respect of same.
10 In case you prefer to change wife’s name, then take initiative to suggest the new name
of your choice or seek suggestion from your ‘would be wife.’ In my opinion, you
should not change wife’s name for the sake of exercising your right. Discuss this
point with would be wife.
11 Prepare a Table of Birthdays, Marriage anniversaries, Death anniversaries etc. of near
relatives of your wife along with contact numbers, mobile numbers, Email IDs etc.
12 Identify weak/sensitive points of your wife & In-Laws. Relationship gets developed
very fast when you pamper the person on his weak / sensitive points.
13 GOD has given 2 Eyes, 2 Ears but only 1 Mouth. Obviously I am suggesting that
initially you should talk less with In-Laws.
14 Diplomatically enquire with In-Laws about your wife’s childhood days, her likes,
dislikes, preferences, friends, hobbies etc. You can make use of this information to
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win over or control. You may also request them to show childhood snaps if available
to judge the development in her personality over the years. You should cross verify
this information diplomatically with wife.
15 Diplomatically enquire with your wife about In-Laws. (Their likes, dislikes,
preferences, friends, hobbies, relatives etc.) You should cross verify this information
diplomatically with In-Laws.
16 Ascertain the relationship between Father-in-Law and Mother-in-Law and with your
wife. Whether wife is under their influence or vice versa?
17 Make all out efforts to create Goodwill.
18 Keep optimum Transparency in your dealings and speech.
19 Develop ability to say ‘NO’. But ‘No’ approach should be resorted as a last resort.
Don’t allow any one to take undue advantage of you including your wife.
20 You should have sense of proportion in every respect. You should always know what
is call of the hour/day?
21 If your relationship with In-Laws gets clicked spontaneously, then nothing like it.
But there is no guarantee that it would happen. Hence you must try to establishment
relationship by following ‘Formality’ tips mentioned in this Article.
22 Create ‘Back up’. Any talk with In-Laws should be informed to wife before she gets to
know the same from In-Laws and vice versa. Develop cordial relationship with wife’s
brother, sister as back up.
23 Have you studied ‘Gobels Principle? Any false information hammered repeatedly is
believed. Do not follow this. Use the principle to tell the ‘Truth’ because many people
find it difficult to digest even the Truth in one go and Truth needs to be hammered.
24 Are you aware of the story of ‘Monkey and her kids’ told and proved by ‘Birbal’ to
‘Badshah’? Do not go out of the way to provide service even to your wife and /in-
Laws.
25 Respect the person irrespective of age to get respect.
26 Do not lie or tell half truth. Don’t lie on her behalf. Do not justify wife if she is
wrong.
27 Inform wife before you wish to discuss controversial matters with In-Laws.
Ask her to speak to her parents. If she does not oblige, then you get moral right to talk
directly and she can not blame you for that.
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28 Seek opinions as a formality. You will experience that generally you will not be
confronted and hence you can use this as a shield in case future problems
/contradictory remark is passed on you.
29 Motivate In-Laws, wife to pursue hobbies, dreams etc. Help them to achieve the same.
Your goodwill will get generated permanently.
30 Share anything good. Say a good book, good article in a magazine/ newspaper, tasty
food, good entertainment programme etc.
31 Spend some time with In-Laws specifically.
32 Don’t argue. You will only land up hurting feelings. You must agree to disagree.
33 Be polite in your talk. Avoid Gossip and loose talk.
34 Every one is right in his own way but please remember that your right should not be
at the cost of some body’s right. (not even your wife)
35 Any problem in Life should be accepted first, then if possible justify and finally you
may blame some body or your fate.
36 Any thing is possible in ‘Theory’. But it is also necessary to look into the ‘Technical’
feasibility and finally ‘Practical’ possibility.
37 Do not compare People, Luck, Wealth etc.
38 Do not be jealous.
39 Do Time Management. Spend time judiciously keeping in mind your goals.
Keep certain time for relaxation, hobbies, reading, meditation, exercise etc.
40 Do not compare your wife with your sisters, lady friends etc. No body is perfect.
41 You should master the Art of deriving 100 % satisfaction in 50 % inputs.
42 Think positively in case your wife desires to change / modify some routine in your
house. First analyze the reasons for new pattern of routine, keep open mind, discuss
frankly and then change the routine by mutual discussion.
43 You should manage your ‘Financial Matters’. You may inform wife about it but refrain
from seeking her advice unless she is professionally qualified to give advice.
44 Assist your wife in looking after her Financial matters such payment of LIC, PPF etc.
You will automatically get her financial info.
45 Discuss about Financial Goals, views about addition to family etc. in clear terms with
your wife.
46 You should be able to identify ‘Primary’ (i.e. direct) and ‘Collateral’ (i.e. indirect)
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responsibility in relation with your In-Laws.
47 Do not go out of your way to impress In-Laws and wife.
48 Any discussion with wife should be done when her stomach is full. You will get
better response. Do not open controversial topics at night. Just seek her appointment.
She will insist to discuss right away. But refrain yourself. If she starts guessing your
mood & the matter, then be assured that you have won half the battle.
49 Relationship is like a rubber band. You must know the limit up to which the same
should be strained. After all we need each other. Dispute should not be carried too far.
There should be an escape route to reconcile.
50 Initially you should telephone your In-Laws in presence of your wife. This will create
confidence in her mind that you are happy and not complaining about her to her
parents. Subsequently you may telephone from mobile in case you really want to
complain.
51 You should inform about taste preference of your family members to your wife.
You should not force your food habits on her. She should be encouraged to cook dishes
of her choice.
52 Do not give out of the way impression of happiness openly. It is difficult to judge
persons in very few days.
I-2 Additional Tips: (Not necessarily in the order of importance). In fact all Tips are
important. You may have to make some variation according to the situation.
I am aware that few Tips have been deliberately repeated to drive the importance.
1 Are you aware that ladies undergo mood swings more than men? If yes, then are you
aware of the reasons for the same? I leave this matter for you to guess. If you are
successful in searching the answer then you have already won half the battle.
2 Whenever you send any email to her relatives and then do not forget to mark BCC to
your wife.
3 Always offer helping hand to spouse. There are many household chores you can do
independently. e.g. arranging dining table, putting utensils, plates etc. in washing area
after lunch/dinner, making monthly list of household purchases to be made, house
cleaning etc.
4 Giving feedback regarding preferences, likes, dislikes of parents, brothers, sisters on
14
various issues to spouse. This would certainly help her to chalk out her relationship
path with them.
5 Spend some time with spouse during the day to share the day’s experience.
6 Make it a point to have Sunday dinner in a good hotel. Underlying idea is to give well
deserved break to your spouse from kitchen work.
7 Make breakfast at least fortnightly for spouse and kids. Let me assure you that
cooking is not all that difficult.
8 Make bed tea or first tea or afternoon tea for the family at least on few days in a month.
9 Don’t ever forget the birthday of your spouse. Make the necessary planning to
celebrate the same.
10 Bring small gifts on regular basis for spouse at least initially. Frequency can be
adjusted depending on her reaction, expectations etc.
11 You should be clear about the strategy (Such as to dictate, listen and give opinion, not
giving any reaction, reserving the opinion etc.) you would adopt in various situations.
12 Maintain utmost transparency in your opinion on various issues pertaining to wife
such as job, dress code etc. Discuss out such issues openly and clearly to avoid the
dispute.
13 Seek her opinion on all important issues directly affecting the family life. Do not take
her for granted.
14 Stand by her in case of dispute if she is right.
15 You should master the ‘Art & Science of Equilibrium’ in relationship between your
wife and Mother.
16 Make it a point to have dinner together. Do not discuss any disputed points at the
time of Dinner.
17 Decide on convenient Lunch / Dinner menu in case wife is employed. Do not demand
your favorite dish at eleventh hour.
18 Learn the art of restricting / restructuring your likes such as hot rotis, fresh food etc.
Also refrain from bad habits such as smoking, drinks etc.
19 In case you happen to reach home early in the evening, try to start on the preparation
for the dinner such as preparing cooker, boiling milk etc.
20 Greet her on her return. Take the bag etc. from her hand. Offer water, show
willingness to prepare tea for wife in case she returns late.
15
21 Small household chores such as opening door, attending telephone calls, taking home
work of kids, telling stories to kids, filling up of water storage tank, arranging
bedroom, operating washing machine at times should be undertaken with a smiling
face irrespective of fact whether your wife is working or not.
22 See to it that your right should not be at the cost of somebody’s right. Try to do your
jobs such as washing own clothes, shopping of your essentials/clothes, ironing, etc.
23 You should be capable of doing practically every job done by your wife such as
minimum cooking, cleaning home etc.
24 Clarify your expectations regarding dress code, religious rituals well in advance.
Try to find out her opinions on the subject before any decision is taken.
25 In case you are staying separately, then make it a point to visit your parents, your in-
laws at periodic intervals. You should also telephone them regularly. However the
frequency needs to be defined depending on circumstances such as age, their
dependence on you and your wife etc.
26 It is generally observed that wife likes to get her opinion seconded by the husband.
You should encourage wife to take independent decisions. If need be she should be
motivated to discuss the process of decision making with you. You should prompt her
to consider pros and cons of each action. This will certainly help you in long run when
you need ‘Third party opinion’ for the decision being taken by you.
27 Express the gratitude for the efforts taken by wife for the family.
28 Please remember that ‘Silence’ and ‘smile’ are two powerful tools. One tries to avoid
the problem and one tries to solve the problem. Master the timing for its use.
29 Do not lose sight of ‘Woman Power.’ She can handle trouble and carry heavy burdens.
She holds happiness, love, and opinions. She smiles when she feels like screaming.
She sings when she feels like crying. She cries when she is happy and laughs when she
is afraid. Her love is unconditional. There is only one thing wrong with her.
She sometimes forgets what she is worth. Don’t forget her worth.
30 Try to create respect in her mind. Give respect to get respect.
31 Are you aware about wife’s expectations from Husband? Let me throw some light.
Housing, Understanding, Sharing, Buying And Never Demanding. Try to come up to
her expectations.
32 Study her handwriting, body language and make judgments about her personality.
16
Refer Miscellaneous section of www. Spandane.com.
33 Also refer Astrology section of www. Spandane.com for studying ‘Numerology, Rashi,
Nakshatra’ etc. This will offer good help to judge her in advance.
34 Offer some pocket money even if she is a working lady.
35 See to it that she gives proper Gifts to her parents on various occasions such as
birthday, wedding anniversary etc.
36 Take LIC policy in her name for a duration of 25 years. Premiums should be paid by
you. LIC proceeds on maturity should be gifted at the time of celebrating silver
jubilee of your marriage.
37 Encourage her to save money in case she is a working lady.
38 Give your family details about birthdays, wedding anniversary, telephone numbers,
email id etc. of your relatives to wife.
39 Various delicate issues such as her job, purchasing flat, renovation, household expense
budget, expanding the family etc. should be frankly discussed with wife.
40 Make SWOT Analysis of wife, her Parents.
41 Telephone wife before leaving office.
42 If your wife is facing some problem in reconciling with your parents, then take the lead
to bridge the communication gap between them.
43 Have you read ‘Behaviour Therapy for would be Brides’? If not, then do read it.
Do not allow wife to score a point on you.
J I have already given few practical examples in above Tips. Now let me demonstrate
the concept of ‘Goodwill’ & ‘One Tick Two Cross’ specifically. I am sure that readers
would have already understood / thought over the concept, but for the sake of
completeness, I am giving few Live examples to drive my point.
1 You should tell parents when you leave house (or home) and also inform by what time
you would come and where you are going. (Unless you going to office). Your parents
can not complain afterwards. Your wife will learn this message and she would also
start this practice. Trifle matter of dispute would get avoided.
2 In case you decide to go for the movie / shopping, request your wife to inform your
parents. Even then, next day just enquire casually as to whether your wife has
17
informed them of movie / shopping programme? You are indirectly displaying to
wife as to how disciplined you are.
3 Wish your wife’s close relatives such as brothers, sisters, uncle, Aatya (father-in-law’s
sister) etc. on their birthdays, wedding anniversary etc. It will be to their surprise but
you would create Goodwill. If your wife is not particular in this respect, your goodwill
value will double. You may either telephone, send SMS or email.
4 Whenever you do shopping, make it a point to purchase something for your In-laws.
They will be very happy because of your remembrance. Your cost of shopping for them
would be your investment in Goodwill.
5 In case you have gone on a week end trip. Then make it a point to inform about safe
reaching to your parents and In-Laws. (Old aged parents always worry about their
kids.) Do telephone once or twice a day; enquire about their lunch, sleep, health etc.
6 The above list is only illustrative. I request you to keep this ‘Goodwill aspect’ in your
dealings. This goodwill can be used at a later date for marking ‘Two crosses’ in case of
dispute. You can boost that you have carried out every duty and you are not ready to
accept any trifle allegations.
7 You will realize that underlying principle I wish to highlight is of Professional /
determined approach for developing relationships. If you are good nature boy by
birth, then you don’t even have to read these Tips. But just compare your behaviour
with your parents. Can you change overnight? Reply would be obviously ‘No’ and
hence you must develop a systematic approach for developing relationship.
8 We don’t like every person around us but still for the sake formality we tolerate them
up to the point. You will agree that in office we wish our Boss, colleagues etc. though
we may not like them. We do it under the tag ‘Job compromise’. If that is the case,
why not apply the same formality in dealing with In-Laws. (An irreversible decision
with your marriage.)
K How to avoid Family Stress:
1 Jagi sarva sukhi asa kon ahe vichari mana tuchi shodhoni pahe….Ramdas Swami.
(There is no body in this world who is happy in all respects)
2 Every one carries/ faces stress. Nature of stress varies from person to person. It is born
with your birth & continues till your death. Every happiness & luxury has element of
18
inbuilt stress. Today this subject has acquired great importance. World has changed
over the years. New inventions have resulted in saving of human energy and time.
Now the question is whether the man and his sentiments have changed?
The answer is NO. Man’s basic nature is of happiness and every one makes all out
efforts to seek happiness but the problem is that he does not know as to where he
will get happiness.
3 Most people find it difficult to define stress, yet they experience it often. Stress can be
defined as an excessive demand on physical and mental energy, often leading to anger,
anxiety, distress, fear, irritability and frustration.
 In the light of this background, I intend to give few Tips to avoid Family Stress.
4 You must acquire skill to stay at home as a Guest.
5 Please remember that Every person has an Ego.
6 Please remember that Every person has Individuality.
7 Do your own work.
8 Help other family members.
9 Cultivate Apathy.
10 Give respect to get Respect.
11 Forget your office designation at home.
12 Forget your educational achievements at home while dealing with family members.
L Disclaimer:
1 I do not claim that this Article is full proof but I am confident that careful reading can
certainly assist you as a Torch in exploring unknown jungle of new relationship.
2 Relationship is a complex phenomena and any number of laid down principles may
still fail because after all each person is unique. Moreover building cordial relationship
you need similar thinking from opposite camp as well. You need two hands for
‘Clapping’ but need only one hand for ‘Chutki.’
3 Why not make an attempt to develop relationship professionally instead of relying on
your mood /ringing of bells in your mind?
4 In fact many of the above Tips can be successfully used to improve relationships
with people.
19
5 Best of Luck. I request the readers to share their experiences to make this Article as
elaborative as possible. Email may be sent to spandane2008@gmail.com.
Compiled by Spandane (www.spandane.com) Saturday, September 19, 2009
F-1 / Schedule of Checklist of Expectations from Spouse & Own Opinions:
Sr.
No.
Parameter Expectations &
Opinions
Extent of
Adjustment
1 Dress Code, matching, hair style etc.
2 Finishing of incomplete education
3 Further advanced studies
4 Minimum Job tenure
5 Readiness to leave job after marriage
6 Professional responsibilities (if not serving)
7 Permission for carrying out Performing Art such
as singing, dance etc.
8 Priorities in Life (home, education, kids, career)
9 Financial Liabilities of would be wife.
10 How loans taken by would be wife will be repaid?
11 If housing loan is taken after marriage, whether
she is ready to offer helping hand for loan
repayment /meet household expenses.
12 Investments made by would be wife.
13 Whether Passport has been taken?
14 Willingness to go abroad for few years.
15 Willingness to go abroad permanently.
16 Willingness to stay alone in case husband has to
go abroad on deputation for say 6 months etc.
17 Willingness to stay in a joint family.
18 Willingness to take responsibility of Parents.
19 Financial assistance to her parents.
20 Your expectations from wife – Friendship, ‘Yes’
attitude, critical analyst etc.
21 Life Style
22 Her Unmet wants & dreams.
23 What is Entertainment / Relaxation?
24 Whether she likes travelling, trekking etc.
25 Addiction of TV, Movies, Drama, Singing
concerts, reading etc.
26 Whether she knows Household jobs /routine?
27 Willingness to do household chores.
28 Her Habits not liked by others.(ask her)
20
29 Her Food preference – Veg. / Non Veg.
30 Whether she knows cooking?
31 Whether she likes cooking?
32 Whether she is religious? Atmosphere at your
residence.
33 Whether she knows driving? If not whether she
would learn driving?
34 Whether she has male friends? How is her
relationship with them?
35 Whether any affair in the past?
36 Her Idea of Freedom.
37 Her Decision making ability.
The List is only illustrative.
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
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Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
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Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
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Spandane   my tips - views - observations
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Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
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Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
Spandane   my tips - views - observations
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Spandane my tips - views - observations

  • 1. S Sp pa an nd da an ne e – – M My y T Ti ip ps s, , V Vi ie ew ws s & & O Ob bs se er rv va at ti io on ns s M Mr r. . S Su ud dh hi ir r V Va ai id dy ya a
  • 2. Index Spandane – My Tips, Views and Observations Sr. No. Pages 00 Preface 1 01 My Observations on Anomalies of Human Behaviour 11 02 My Observations on Changed Mood of the Society 2 03 My Observations on Changes in the society on various fronts. 4 04 My Tips: Behaviour Therapy for Senior Citizens. 11 05 My Tips: Behaviour Therapy for would be Bridegroom 20 06 My Tips: Behaviour Therapy for would be Brides 16 07 My Tips - Crisis Management 4 08 My Tips – Establishing & Improving Relationship 6 09 My Tips – Financial Investment 3 10 My Tips - Naturopathy way of Life. 8 11 My Tips – Problem solving 1 12 My Tips - Saving Household Expenses 19 13 My Tips – Staff Motivation 7 14 My Views on Beauty 3 15 My Views on Change. Change yourself and not the world. 1 16 My Views on Corruption 4 17 My Views on Cricket & Life 1 18 My Views on Donation 2 19 My Views on 5 Hs in Life 4 20 My Views on Hidden Life Tracks 5 21 My Views on Money –Possession & Happiness 4 22 My Views on Suppression of Women 12 23 My Views on Three Sides of Life Triangle 3 24 My Views on Three Stages of Marriage 3 25 My Views - Tips on Conflict Management 3 158
  • 3. Preface to Spandane – My Tips, Views and Observations Friends, having read Autobiography, you must have fairly understood my personality. My childhood played crucial role in my personal development. My childhood circumstances made me stronger, go getter, having absolute faith on efforts (Karma) and a disciplined person. I became more aggressive, meticulous in my approach, developed strong attitude, developed high likes and dislikes etc. I developed the rational approach ‘to look at the world with a magnifying glass of a mind’. I took almost all decision by ‘Brain’ and not by ‘heart’. With the result, people took longer time to understand me as a person. ‘To share the secret that I enjoy my own company.’ I am not a social animal. I am comfortable in a small group of like minded persons, though I can get along with groups of diversified nature for a limited time-span, purely on my so called ‘professional approach.’ This skill has been specifically developed by me. Jokingly, I have named this as a ‘suffocating meter technique’. You may be surprised with all this discussion in the Preface. I just wish to drive the point that due to this type of peculiar mindset, one is bound to have some views, observations etc. on various issues. I have always looked at grass root of any problem and having found one, I would draft Tips to counter the problem. My experience as a counsellor, indirectly forced me to document my Thoughts, Tips, Views. I have also shared my personal experience in these Tips, Views and Observations. I am confident that this section would give a new dimension to my Autobiography. I am hopeful that this book would certainly induce the readers to rethink on these subjects and cross verify their ideas. It is quite likely that you may have similar views. At times you may disagree with me. It is natural, but please bear in mind that this book is the outcome of my childhood & Life experience. Let us agree to disagree. Best wishes to all. Sudhir Vaidya 15-05-2021
  • 4. 1 01 / My observations on Anomalies of Human Behaviour A Introduction: 1 The dictionary meaning of the word ‘behaviour’ means conduct or way of acting. 2 Human being is considered as most intelligent ‘Animal’ in the universe. He can use his brain, can think from various angles, knows the risk factors, can analyze cost-benefits of his actions etc. If it is so, his behaviour is supposed to be consistent, rational etc. But we observe in day to day life that it is not so. 3 In view of this, I have made an attempt to trace the irregularity in human behavioral pattern. I have also touched upon anomalies in organizational behaviour. I have observed these anomalies in my Life. Let me assure you that I have always tried to prove as an exception to these anomalies. In few Paras, I have offered my specific comments for your perusal. 4 I have grouped these irregularities under various sub groups for easy reference. 5 I am fully aware that there are exceptions to the above observations, though in minority. 6 I have no intention of hurting any known or unknown persons. But request all readers to think seriously on these observations. 7 I am confident that if any one makes an attempt to improve or tries to find out via media with his behaviour, then his Quality of Life will certainly improve. 8 I request the readers to think on these anomalies and take the corrective action which within their control. B Family: 1 Mother-in-law looking after household work till day of marriage expects her daughter-in-law to take over the said responsibilities from the very next day after marriage. 2 Mother-in-law applies different measuring rods for daughter & daughter-in-law. 3 Man talks about equality in rights and duties but does not like to assit his wife in household cores. However my father was the exception. I learned the same thing from him and always offered helping hand to my spouse. 4 A child thinks highly of his parents when he himself becomes father and is unable to
  • 5. 2 mange his child. My son & daughter have since realized this. 5 To avoid / run away from tension, a man resorts to bad habits such as tobacco, smoking or drinking, but does not like if his spouse acquiring these habits. (When husband becomes pray of bad habits, how wife should counter her tension due to this?) 6 A husband expects his wife to adjust with family members when he himself had spent good time in adjustment with his own family members. 7 Head of the family talking ‘Shreya’ matters is not liked by junior members. (Shreya means what is good for the person. Such advice is usually bitter.) Every one likes ‘Preya’ or ‘Sweet’ advice.) 8 A well educated person wants to marry qualified and earning girl. But on getting married, wife is expected to leave the job to look after the house. (Or home?) 9 A young man wearing spectacles or contact lens wants to marry a girl with good eye sight. 10 We store water for drinking, cooking, general use in spite of adequate supply of water, and then throw away the water next day knowing fully well that water is becoming scares in summer months and we have to face water cut. 11 We get restless on getting fat electricity bill and shout on our kids for waste of electricity by watching TV for long hours, playing computer games, taking printouts and throwing them in dust bin etc; but we ourselves forget to switch off the fan, tube light, AC etc. on moving out of the room. 12 People generally celebrate the birthdays of their kids on a grand scale spending few thousand but fail to remember poverty in the country, orphans staying in ashram schools etc. and do not give even small donation. (What matters is not the amount of donation but the remembrance. This gives you the opportunity to think as how lucky you are?) However I made it point to donate on a regular basis during my Life. In fact I donated handsome amount out of compensation received from Insurance company after I met with an accident in 1996. Refer my views on donation. 13 In many communities Puja is not complete without offering milk, coconuts, food grains etc. to GOD (by whatever name called). (Is it not possible to give these offerings to a needy person?) 14 God does not stay in temple but stays /hides himself in every person. (We seldom
  • 6. 3 try to recognize this GOD and spend our time and energy in offering prayer to the God in the temple.) (Kindly excuse me if somebody’s sentiments are hurt.) 15 Young generation do not think while making ‘mistakes’ before marriage but thereafter keep thinking all the time as to how to hide the same from the Life partner. (It is needless to say that husband-wife relationship should be transparent.) C Education: 1 Everyone is proud of his mother tongue but admits his child in English medium school. (One can always give separate tuition for English.) Let me admit that my kids studied in English medium but have not forgotten Marathi language and culture. 2 It was below dignity few years back for enrolling the student in coaching class but now it is a prestige point that pupil has secured admission in well known class. (Even before securing admission in college.) My kids hardly attended coaching class. 3 Students passing from 10th standard behave (especially on send off day) in such a manner that they are moving out of a prison. (Life itself is a large prison.) 4 In earlier generation, average students referred Guides ‘secretly’ but now every student refers Navneet Guide ‘proudly’. 5 Girls complete higher education, take up responsible job and suddenly leave their career at once on getting married. (Why girls take so much pain for their career? Is it to get a good husband?) My daughter left the job after marriage as she had to migrate to USA. However on return, she did not take up any job but undertook complete responsibility of house and kids and played supporting role to her husband in his work and all activities. Recently she hosted the website titled ’Exam helper’. I am proud of her social activities. 6 Less marks scored by your kid are attributed to ‘difficult paper, question out of syllabus, partiality, not taking tuition from that teacher etc.’ 7 More marks scored by your kid’s friend are attributed to partiality. 8 Young generation after completing the higher education from IIT or reputed university is eager to go abroad for still higher education and then to settle abroad. (In my opinion, government should give permission only after recovering certain fees.) 9 Many qualified professionals such as doctors, architects, engineers do not pursue that
  • 7. 4 profession in spite of taking so much pain in completing the education and take up other career as actor, music composer, etc. based on their ‘inner voice’. (What happens to their inner voice before taking up the professional education or that time they had to listen outer voice of their parents?) 10 Of late admissions are secured for higher education from management quota by paying hand some donations. (Don’t you think that corruption tree is planted?) 11 Corrupt man feels more frustrated when he has to give bribe for any reasons such as securing admission, job for his child etc. D Office: 1 Generally Top executive / Manager prefer to have (smart!) lady secretary but do not permit their spouse to work as PA. 2 Staff is considered as ‘Hard working’ if he sits late in the office even though there is no pending work. 3 Staff saying ‘Yes Boss’ is preferred by ‘Top management.’ 4 If one has to work according to the wishes of Top bosses, then what justice is done to salary, experience and qualifications acquired by you? 5 ‘Senior staff’ is reluctant to keep pace with technology. 6 One can survive in the office by average work efficiency with ‘Yes Boss’ attitude. E Functions: 1 Why social status of an individual is judged by number of guests attending function? 2 Why crackers are required for celebration of any function? (Is there any relationship of Happiness and Noise? 3 Why People with sweet tongue generally criticize the guests on turning their back? 4 Why host does the post mortem of / comments on gifts received in any function? (Why sentiments of the person are not considered? Or whether sentiments are reflected only in costly gifts?) 5 Guests feel insulted with the word ‘RSVP’ is printed on invitation card. Very few guests generally inform about their likely attendance or absence.
  • 8. 5 F Travel: 1 Top executive takes his spouse on a yearly holiday for a week or so. But thereafter has no time for the spouse or kids through out the year. 2 A person may go all the way to ‘Valley of flowers’ to watch flowers but does not have inclination to observe flowers in his own housing society or at times in his home itself. 3 People travel by 1st AC or 1st class but negotiate with coolies for labour charges on getting down. (Amount saved in negotiation may not be more than Rs.50/-) 4 Empty bottle of Mineral water is thrown on a platform or road. (But once they go abroad, they follow that country’s norms.) 5 Foreign travel is considered a status symbol!! 6 Price in foreign currency is converted in Indian rupees while making any purchases abroad. (This is done not only by casual visitors but also by green cardholders.) G Financial: 1 Young generation feels that it is a ‘crime’ to save money. 2 ‘Optimist’ is one who spends more than his income. 3 ‘Optimist’ is one who is not afraid to borrow. 4 Bank Officer resorting to interest free short term loan of Rs.1000/- from bank for booking telephone connection. (Just because facility is granted under union agreement.) 5 Bank Officer resorting to interest free short term loan of Rs.5000/- from bank for celebrating festival. (Just because facility is granted under union agreement.) H Medical: 1 Doctor whose waiting room is full of patient is considered as most efficient. But have you noticed whether he adheres to the dispensary or consulting room timings? 2 It is generally observed that Doctor does not talk freely with patients about his health, tests to be carried out, diagnosis and medication etc. At the same time doctor does not like a patient who enquires about his health and asks few questions. 3 Every doctor considers his own ‘pathy’ as superior to other ‘Therapies.’ 4 Free drug samples given by Medical representatives are charged to patients.
  • 9. 6 5 Medical profession relies heavily on Pathological tests instead of using their diagnosis knowledge & experience. (Most of the time tests are done to rule out the particular disease.) 6 Concept of Family doctor has become outdated. (Is it due to lack of faith on our family doctor?) 7 A person works hard to become rich (ignoring his health in the process) but when he falls sick, he spends a lot to get back his health. I Anomalies in Organizational behaviour: 1 Organizations give more importance to ISO: 9000. Similar importance was rarely given to ISI. 2 Whether obtaining ISO: 9000 by a branch of a bank or dentist really serves the purpose? 3 Person who has changed the job frequently is given red carpet on the assumption that he possesses vast experience. (What about loyalty? I am aware that the word is outdated now on all fronts.) (Just changing jobs may not mean vast experience. Reasons for change should be ascertained. Is it due to poor performance, not able to take responsibility etc.?) 4 More increment is given to new staff (due to fear of job rotation) as compared to old staff grew with the company. (Not likely to leave the job now and hence can be given less increment.) 5 Non availability of visiting card is considered as a hallmark of a busy executive. 6 Non availability of pen (readily) is considered as a hallmark of a busy executive. 7 Low battery of a mobile considered as hallmark of a busy executive. (It is more likely that person is not very particular about his gadget.) 8 Product advertisements either frighten the public or talk about foreign recognition of a product. (Why you need foreign recognition if your product is really good, properly priced and offer good customer service? Why you need a female model to advertise every product?) 9 Why management recruits highly qualified and experienced persons when they really want ‘Yes men’ around?
  • 10. 7 J Social Status: 1 Mobile Handsets are changed regularly for the sake of status. (Status depends on your deeds and not on your possessions.) 2 It is felt that you are considered rich if you have more number of maids in the house. 3 Pedigree Pets whether you like them or not are a must for your status, the rarer and costlier the breed the better. 4 Big car is considered as status symbol. Whether they are fuel efficient and environment friendly doesn’t matter. They “have to be” washed everyday, whether you use them or not. (Not to forget waste of water.) 5 Interior in the house has to imitate sets on Hindi soap opera so it’s no longer a home but a house! 6 Branded clothes, shoes and accessories, whatever they may cost, are a must. 7 Car is purchased for status purpose, rarely used and is warmed up in stationary condition to maintain the battery life. (Waste of scare commodity i.e. petrol) 8 Once upon a time wearing spectacle was considered as below dignity but now it is worn to enhance the personality. 9 Young girls consider it awkward to wear spectacles and wear contact lens till marriage but soon after marriage switch over to spectacles. K Marriage and Society Customs: 1 Bride’s name given by her parents is changed by her husband. (How many husbands will be ready to change their name after marriage?) (However Ladies with established social career before marriage rightly use both names after marriage.) 2 Marriage is usually performed by adhering to Age old religious rituals without taking pains to understand the logic behind such Age old rituals. (In fact it is the prestige point for parents of both sides that their ‘so called educated kids’ agreed to get married traditionally.) (I feel that One should always do what one believes.) 3 Why the proportion of divorce has increased over the years in spite of getting married traditionally? (Is it because that no attention is given to Mantras and expected behaviour of a couple after marriage / marriage oath explained by ‘Guruji’?) 4 Why even daily ‘Puja’ (worship of GOD) is not performed after marriage? (Daily routine Puja may not take more than 15 minutes in the morning.
  • 11. 8 Understandable, because the subject of ‘Time management’ is not given its due importance by young generation.) 5 Husband can perform any religious rituals even after death of her beloved wife. But why wife is not given similar right openly to perform religious rituals such as marriage of her kids, Satyanarayan Puja etc.) Widow is not invited to Married Ladies get together. Is it that lady has no social value after death of her husband? At the same time she has a social value even if her husband is not looking after the family and is a victim of bad habits. 6 Remarriage by a widow is looked down upon by the ‘Society’ but the ‘Society encourages remarriage of a husband after death of his wife. (Obviously you need somebody to take care of his kids.) When the same need arises for a widow, then why different opinion? Friends, Let me share the secret of my marriage. I married a widow and adopted two kids. Kids had problem of adjusting with me initially but we survived the rough weather and all of us are now happy as a well knit family. 7 Suffix to the girl’s name always suggests her marital status. (e.g. Miss, Mrs., Smt.) Why no such facility for knowing his marital status? (e.g. Master, Mr. does not indicate his married status.) 8 Married lady is supposed to wear ‘Mangalsutra’ to indicate to the world at large that her husband is alive. Why no such compulsion of wearing ‘Chain’ after marriage to indicate that he is married and his wife is alive. (How many husbands would be ready to follow this?) 9 Husband expects that wife should take care of his parents. Whether wife gets the same right to expect that husband should also take care of her parents? 10 Husband can give financial help to his parents but wife has no such open right to offer financial assistance to her parents. (In fact parents from both sides have not left any stone unturned to offer best of every thing to their kids.) 11 There is an age old tussle between ‘Mother-in-law’ (Sasu) & ‘Daughter-in-law’ (Sun). I will unfold the secret that ‘Sasu’ means ‘Sarakhya suchana’ (Continuous instructions) and ‘Sun’ means ‘Suchana nakota.’(Instructions should not be given.) (It is expected that both should perform balancing act in giving and listening instructions.) (In fact nobody becomes small by following useful instructions given for their own betterment.)
  • 12. 9 L Miscellaneous: 1 Many persons possessing Mobile do not explore all functions. (Mobile is practically used only for receiving calls.) 2 Bad habits such as smoking / drinking if acquired by educated persons / executives are viewed differently by the society than if acquired by uneducated, illiterate person. 3 It is observed that a person purchases a computer but does not give AMC or does not purchase Anti Virus software. 4 Many college going girls or working ladies do fashion not because it is convenient but because otherwise they will be branded as old fashioned. 5 People resort to colouring hair irrespective of age. (What is the problem in accepting grey hair which is a natural process? Why feel awkward? ) 6 A person who does not give thought to all contingencies is considered as ‘Optimist’. 7 A person who gives thought to all predictable contingencies is considered as ‘Pessimist.’ 8 People generally feel that happiness depends on possessing a luxury article. (They don’t realize that happiness lies in your mind and can be seen on your face. Happiness should flow from inside out.) 9 Other side is not always ‘GREEN’. 10 Every time comparing current situation with old days by any one is a sure sign that a person has become old. (by Age & Thoughts) 11 First reaction on getting success: Success was achieved due to my intelligence and hard work. 12 First reaction on getting Failure: My bad luck. Destiny is never by my side. 13 Professional find loop holes in Law and Bureaucrats try to plug the loop hole. This game continues for ever. If Professional fails to find loop holes, Bureaucrats come to his rescue and offers solution and improves his health by taking vitamin ‘M’. 14 Business class has a notion (right or wrong) that laws are meant for breaking/ for not following and they can get away with it with the help of Vitamin ‘M’. 15 A person takes up the career of teaching after completing higher education scoring say 65-70%, and awards marks to his students out of 100!!! 16 A child dreams of becoming young man like his DAD, imitates him and when be
  • 13. 10 grows up finds that he did not enjoy his childhood. 17 A child thinks of young age, young person dreams of retirement and old person keeps remembering sweet childhood. 18 We generally comment that you have not used ‘common sense’ without realizing that common sense is most ‘uncommon’ with most of the people. 19 Having got the birth, we tend to spend time for deciding ‘what we want in life’ and wait for rest of the period. (Based on Hindi poem-Bhagwan ne char din diye, do arazoo me gaye aur do intazar me.) 20 People generally say that glass is half empty (In fact it is half filled) without realizing that many unfortunate persons do not have glass in the first place. 21 A person gets delighted to receive birthday wishes from others but does not take pains to reciprocate. 22 Costly product is generally considered as ‘Best’ product. (In fact many times cost gets escalated due heavy advertisement expenses incurred by the company.) (You should consider your requirement with the product features, other similar products before taking purchase decision.) 23 Many times purchases are made due to various reasons (other than necessity, comfort or luxury) such as status, jealousy, competition with neighbours/relatives etc. 24 It is expected that you should ‘mean’ what you ‘say’ and need not ‘say’ what you ‘mean’ unless warranted by the situation. (In fact it does not happen in real practice.) M Life Philosophy: Following time tested Life Principles are either not followed or taken as a laughing stock: (Take macro meaning of these terms) 1 One should always try to adjust with life; otherwise he will be fish out of water. 2 Slow & steady approach wins the ‘Race.’ 3 One should not hesitate to appreciate. 4 When you raise one finger, you should remember that three fingers are pointed at you. 5 One should know when to ‘Stop.’ 6 One should always try to select the ‘Right’ path. 7 One should know the art of ‘Relaxation’. 8 ‘Open’ approach helps in life.
  • 14. 11 9 ‘Saving’ should be the first charge on income. 10 One should face ‘Life Realities’ with smiling face. 11 Wealth can purchase tangible good but not ‘peace of mind.’ 12 One must acquire the skill to take calculated risk. 13 Any work should be carried out with involvement & sincerity. 14 One should not ignore ‘Signals.’ 15 Everyone should master ‘Balancing Act.’ 16 One should study regularly to avoid burning of mid night oil. 17 One should always try to break all ‘out dated barriers’ in life. 18 One must constantly make an attempt to minimize ‘communication gap’. 19 One should not throw the ‘ladder’ after reaching on Top. 20 We should not ‘sell’ our knowledge for unethical acts. 21 One should leave the habit of finding fault with every matter. 22 One should concentrate on one matter at a time. 23 We cannot always get best of everything at every time. 24 Every one is bestowed with magic stick, realization of which is essential for success in Life. 25 Our hands should be ‘clean’ irrespective of any act. 26 One should take ‘pride’ in doing household chores. 27 Your success in life depends on doing right thing at a right time & in right proportion. 28 One should form the habit of ‘Retrospection’. 29 Your success in life depends on realization of ‘one’s limitations.’ 30 One should always set a ‘noble goal’ in life & make an all out efforts to achieve it. 31 You should love what you get as you may not get what you love. 32 Success should be measured by not ‘what you have achieved’ but by ‘what you had to leave to achieve’? 33 Success should not be measured from ‘what you have achieved’ but from where you started the journey.
  • 15. 02 / My Observations on Changed Mood of the Society (List is not in any specific order of importance.) 1 Value system in the society is changing very fast. 2 What was correct and good yesterday has become old fashioned and rejected by younger generation 3 Every body is right in his way but your right should not be at the cost of others. The dispute of two generations is mainly because of this new mentality. Our behaviour should be such that minimum inconvenience is caused to others. 4 Means of transport have increased but communication network between two individuals has generally become weak. Empathy reading, respect for elders, communication with elders, what is sacrifice etc. is fast vanishing as in the divided family, the younger generation is deprived of in house training of these concepts. The day is not far if you come across any educational institution imparting this training.  5 Success is now defined as meeting our dreams by hook or crook. No body has time to love what you have got in life. The other side is always seen as more green. 6 There is no time to enjoy work. Today’s goal is to work all 24 hours, earn more and more money by whatever method possible and to purchase material pleasures. No body realizes the problems of a dragged family in this process. Time can not be given for the family and attempt is made to compensate them by costly gifts and one holiday per year. 7 The Love is more related to physical and material possessions. But sacrifice being the back bone of true love has been conveniently forgotten. 8 There is growing tendency to throw the ladder (all service providers) on reaching to the top. 9 Selfish thinking is on the rise. Necessicity is not felt for thinking of others. The tendency of my right will always be at the cost of your right, is call of the day. 10 Generation gap is widening day by day. Such gap is seen even between parents and school going kids. 11 Joint Families have become extinct. Parents are loved provided they continue their uphill and thankless job of service providers to new generation. The movement their usefulness is dropped, the relationship turns into burden. 12 Families are getting separated due to occupation, education, small accommodation, requirement of more ‘space’ by new generation. 13 The word education is being interpreted more and more narrowly in all fields.
  • 16. 2 14 More faith is placed on documentation (disregard to right, wrong, essential) 15 Communication gap between persons is witnessed. 16 Relationship is becoming more and more impersonal. 17 Fortunately the society still gets united in case of natural calamity. 18 Definition of Happiness has changed. 19 Parameters of Love such for whom, extent has seen radical change. 20 The good qualities such as honesty, sincerity, devotion are fast becoming words to be searched in the dictionary. 21 There is general wide spread feeling that your happiness depends on wealth and possessions. 22 Growing tendency to spend on Luxuries. 23 A person gets so much carried away after his career and occupation, that he hardly gets time for his family and for his health, hobbies. 24 Time management needs to be taught to younger generation. 25 Educational institutions teach at micro level, more on academic front rather than overall development of the kid/student. 26 Excessive importance is given to money. Money is a means to an end and not an end in itself. 27 A man works untiringly to earn money at the cost of health. In later part of Life he spends the same money to get back his health. 28 Happiness is sought in the destination and not in the journey itself. (Take macro meaning of the word journey.) 29 Optimism displayed by young generation has no back up. 30 Only persons with Professional qualification are considered Professional without confirming their professional attitude and approach. A person with professional attitude and approach may not be professionally qualified. 31 Eating in the hotel was considered as below dignity. Now hostelling is a prestige symbol. 32 Society had not accepted eating bread or deputing cook in the house. Now bread occupies main item on dining table. Employing cook is very common. 33 One had to purchase biscuits, cakes, eggs secretly those days. It was considered as against the religion. The current scenario is totally different. 34 Attending coaching class was considered as declaring that you have below average intelligence to the world at large. Now most intelligent students enroll for the coaching class.
  • 17. 03 / My Observations on Changes in the Society on various fronts. We must realize that ‘Change’ is part of Life and also inevitable. Change should be anticipated and we should mould ourselves for the change and there after change should be accepted whole heartedly. You should also enjoy the change. Then again get ready to ‘Change’. Change takes place continuously in the Nature, our thinking/attitude/approach etc. You need to track the changes if you intent to face change. You need to identify the changes on which you have no control. You need to decide the matters you intend changing by your deliberate efforts. Even if you do not wish to change, still the change will get thrust on you and in such situation, your condition will become precarious. In this Article, I wish to recapitulate the changes taken place in the country on various fronts in my Life till date. My observations on changed mood of the society have been summarized in the separate Article. Following changes are on economic, commercial, infrastructural fronts. 1 In my childhood, BEST was plying ‘Trams’ from VT to Matunga. (Maheshwari Udyan) Many of you may not have seen ‘Tram’. Tram is nothing but one railway bogie with engine plying on a railway track built in the middle of the road. Have you seen Maheshwari Udyan at Matunga or Sion-circle? It was a Tram terminus. Tram used to halt in the middle of the udyan/circle. Tram was double decker. The speed was like Neral-Mathran train. Travelling from the deck was really a memorable event. I have enjoyed this ride number of times as I was staying in Girgaon and my grand father was staying at Matunga. After few years, Tram business was found un- economical and hence it was suspended by BEST. If one Tram gets out of order for any technical reasons, then all other Trams on the track would remain stand still. 2 After few years, the iron tracks laid in the middle of the road were removed. BEST then started Bus running on electricity. Bus would carry large spool of electric cable at the back. The cable gets connected to the overhead wire (same as laid down by railways, where the train gets electricity through pantograph touching the overhead wire). Here again, technically lot of problems were faced and these buses were withdrawn. The overhead wires were also removed. Such buses used to ply
  • 18. 2 between Girgaon to Grant Road. 3 Every purchase of Radio or TV was subject to obtaining License from the Government. Fee of Rs.15/- was payable every year. You had to pay the same in the Post Office before 31st December every year. 4 Food grains & major provisions such as rice, wheat, oil, sugar etc. were available only in ration shops. Adult was allotted two units and minor child was allotted one unit. Government would fix the scale of weight of sugar, rice, wheat etc per unit and accordingly people were expected to stand in long Q every fortnight to purchase these essentials. All items were never available on same day. Hence you had to continously enquire about the availability of item. If one stands from 4 am in the morning, then you may get ration by 9.30 am. We all brothers used to stand in Q in rotation. Father used to come at 9 am to purchase the ration. I remember having studied while standing in the rationing line. I never got punishment to stand in the school but such LIFE Reality punishment has been experienced. Rationing Inspector was most powerful Government Official those days. Once due to shortage of wheat in the country, India imported wheat from USA under PL-480 scheme. This wheat meant for cattle feed in USA was offered to Indian Citizens by USA. 5 Marathi Drama Theatre rates were Rs. 5, 3 & 2. I remember having enjoyed many Marathi plays by purchasing balcony ticket of Rs.3/- Now the rates have gone up to Rs. 200/-. 6 My Father expired on 21-08-1969 two months prior to his retirement from MCGM. He was serving as steno-typist and was drawing salary of Rs.800/- pm. He was managing a family of six members. 7 I was entitled for Stipend of Rs.45/-pm during my CA Articleship period between 14-06-1971 to 13-06-1975. I was given increment of Rs.5/- wef June 1973 on passing Inter CA examination. Conveyance was paid separately. I was able to save atleast Rs.10/- pm after enjoying one-two movies p.m., hostelling etc. 8 I passed Final CA examination in November 1974, securing 48th rank all over India. My Articles got over on 13-06-1975. I joined Crompton greaves ltd wef 14-06-1975 as Accounts Officer. I was drawing a monthly salary of Rs.1250/- (maximum in the
  • 19. 3 Industry for a Chartered Accountant) 9 My society charges outgo was Rs.130/-pm in 1975. (10% of my salary) 10 Maximum saving allowed for Income Tax benefit was 30% of your salary unlike flat limit of Rs.1 Lacs enjoyed currently. 11 I paid Income Tax at maximum rate. i.e.45% for many years. 12 Train service was as unreliable as experienced currently. Trains were also crowed. I hardly remembered having got the seat every day in a First class compartment. Water logging was common on roads & railway tracks. 13 Milk was not available openly. (Presently we are experiencing what is called Milk Flood.) People were supposed to obtain Milk Card just like Ration card from Aarey Dairy and quota was allotted. Glass bottles were provided. A person has to stand in Q at about 5 am to purchase milk from the centre. You can still spot such centers but now selling lassi, milk, paneer etc. The milk Van would reach at irregular time. Electricity connection was not provided. The cashier and delivery boy had to work in the yellow dim light of Lantern. The milk card was made of Hard plastic. One could safely watch sun eclipse. There was no need to purchase special goggles.  These milk stalls were made of wooden stripes. These bottles were useful for satyanarayan Pooja decoration. I had taken such card in 1984 after my marriage. Milk was not available anywhere else. 14 Calculator was not allowed till CA examination. We used to solve mathematical problems using logarithm tables. Now calculator is allowed in college itself. My first smuggled calculator Casio costed Rs.300/- (say 25% of monthly salary). The calculator lasted for hardly 3 months. It had 2 pencil cells costing Rs.10/-. 15 All calculating jobs were carried out by a comptist. He would do the job on a comptometer (huge manual calculator of 2feet x 2 feet) 16 STD facility was not available. Early morning, you should register STD call to your local telephone operator. You may get the call any time during the day. If the recipient is not available, the STD call would get wasted.
  • 20. 4 17 Ordinary telephone connection would be available after 5-10 years. I booked my first phone in January 1983. I got the connection on 10-04-1991. It would be out of order for atleast 10 days in a month due to loose hanging wires from junction box. 18 Telex was used to send the letter, messages etc. (unlike Email) The letter had to be typed and machine would be kept on stand by after dialing the telephone number of that organization. Whenever the line gets connected, the message would get transferred. The first job in the office was to check any telex messages received & transmitted previous night. 19 Xerox facility was not available. Stencil had to be cut for taking prints on cyclostyling machine. About 25% prints would be spoiled. Huge waste of paper (& Nature.) 20 The size of computer was very big. (say 20 feet x 15 feet) 21 Steamer service was available from Mumbai to Goa. It would take about 24 hours. I have the memories of sea journey to Goa in December 1976. Readers must have read about the experience of sea journey in the Article My Village Memories in Section I My Life Story. 22 House would be painted by Oil paint. It would take weeks to dry the paint. 23 Water shortage was fairly acute. Water had to be stored. Water supply from MCGM was quite erratic. 24 Initially Black & White TV was introduced some time in 1970 in Mumbai and transmission was restricted to about 3 hours in the evening.
  • 21. 04 / Behaviour Therapy for Senior Citizens. A Why such Behaviour Therapy was developed? 1 ‘Relationship’ is born simultaneously with our birth. Relationship is a complex phenomenon. Our entry in this world creates various relationships whether we like them or not at a latter stage in our life. 2 If we wish to have cordial relationship with others, it is necessary to cultivate the relationship on same footing.(i.e. equality complex) e.g. We must forget our education, designation, status while dealing with spouse, children, parents, friends, In-laws etc. 3 One should remember that we are all Guests in this world. We don’t know our last moment in this world. Then why not try and develop cordial relationship with others. 4 As stated earlier that Relationship is a complex phenomena and any number of laid down principles may still fail because after all each person is unique. Moreover building cordial relationship you need similar thinking from opposite camp as well. You need two hands for ‘Clapping’ but need only one hand for ‘Chutki.’ 5 If your relationship gets clicked spontaneously, then nothing likes it. But there is no guarantee that it would so happen. Hence you must try to establishment relationship by adhering to various Tips listed below. Why not make an attempt to develop relationship professionally instead of relying on your mood /ringing of bells in your mind? 6 We don’t like every person around us but still for the sake formality we tolerate him up to the point. You will agree that in office, we wish our boss, colleagues etc. though we may not like them. We do it under the tag ‘Job compromise’. If that is the case, why not apply the same formality in dealing with kids. 7 These Tips have been prepared based on my experience as counsellor and observations of people from childhood. It was my good fortune that I came across many people who taught ‘How not to behave.’ I express my sincere thanks to them. 8 I am aware that few Tips have been deliberately repeated to drive the importance. 9 This Article has been dedicated to the fond memory of my Late Aai Smt. Shantabai M. Vaidya (Born on 19-09-1919 & expired on 26-10-2004.)
  • 22. 2 B Relationship Pattern: 1 We can develop better relationship with others if we understand their entry in our life. A person may come into your life for a ‘reason, for a season or for a life.’ If this focus is clear, we can decide our relationship pattern. 2 A person may enter your life for a ‘reason’ when you need him for your help. You may call the person by any name or he may be a stranger or from your family. When the necessary help is rendered, the relationship may get broken in spite of your good behaviour. You should be ready for such eventuality. No point doing post mortem of your behaviour and his behaviour. 3 Some people come into your life for a ‘season.’ You will learn from these persons many things. These persons will share their experience, knowledge with you and try to enrich your life. You will have unbelievable joy and happiness in their company. But please remember that this association is only for a ‘season.’ 4 Some people enter your life for ‘lifetime.’ You need to take special efforts for building up such relationship. You may need to show more consistency, tolerance etc. in nursing such relationship. Good relationships are like Trees. They demand attention & care in the beginning but once they blossom, they provide you shade in all situations of life. 5 So whenever you march towards establishing relationship, first decide whether this person has entered your life ‘for a Reason, for a Season or for a Life.’ C Your Old Age experience would broadly depend upon following factors: 1 Whether you are financially independent? 2 Whether your spouse is alive? 3 Your relationship with spouse? 4 Whether you are self disciplined? 5 Existing relationship with son, daughter? (Please remember that your son is a son till he gets married.) 6 Financial condition of your kids. 7 Whether you are staying in your own house or rented house? 8 Whether flat is fairly big enough? Or whether you have a separate room? 9 Whether your son and his family are staying with you? Or you are staying with your
  • 23. 3 son? Or whether your son & his family are staying in a separate flat? 10 Whether you intend to spend your balance life in Old age homes? D In the light of above discussion, let us try and formulate the Tips for establishing & improving relationship. Please excuse me for once again repeating the basic facts before proceeding further. 1 Relationship is born simultaneously with our birth. 2 Our entry in this world creates various relationship whether we like them or not at a latter stage in our life. 3 If we wish to have cordial relationship with others, it is necessary to cultivate the Relationship on same footing. e.g. We must forget our education, designation, status, while dealing with spouse, children, parents, friends etc. 4 Relationship is a complex phenomenon. 5 One should remember that we are all Guests in this world. We don’t know our last moment/breath in this world then why not try and develop cordial relationship with others. E Common Tips: 1 Let there be spaces in your relationship. 2 Give respect to get respect. Due respect has to be given without any expectations. 3 All fingers are not alike. 4 Each person inherits good and bad qualities. 5 Your behaviour with any one should be the replica of your expectation of their behaviour with you. 6 Respect individuality. 7 Always remember that our opinions change from time to time. 8 We all need each other. 9 No body is perfect. 10 When you are angry, criticize the behaviour, not the person. 11 Human being is a social ‘ANIMAL.’
  • 24. 4 F We must first understand the main reasons for conflict: 1 Unmet needs and wants. (Unmet wants could be physical, mental etc.) 2 Values: Our values drive our behaviour. Our values may differ about time, work, health, relationship, spending habits etc. 3 Perceptions: There are always three sides to any matter/ problem. 4 Knowledge: The information or knowledge given or not given may cause conflict. 5 Assumptions: We make assumptions on what we know. Conflict may take place when assumptions are not checked for accuracy or are not updated periodically. 6 Expectations: Conflict may occur when we do not know each other’s expectations. Expectations should be made known in clear terms to each other. Sooner the better. 7 Growing up differently: Each generation views life and work differently. 8 Willingness and ability to deal with conflicts. 9 Three personalities are hidden in every individual, namely Parent, Adult and Child. These personalities keep changing from time to time and from situation to situation. When two persons happen to be in similar personalities say Adult while dealing, then the chances of conflict are remote. G Replica:  Please remember that young generation’s behaviour with you will be the replica of your behaviour with them during their childhood. Remember your attitude, behaviour with them in their childhood. Review the following points to answer the dilemma and then make expectations from them in your old age.  Children: 1 The relationship with children gives immense joy at least when they are small. 2 Parenthood is the ‘testing phase of married life.’ 3 Parents do not leave any stone unturned to give best to their children. 4 However our acts and deeds should be motive less and should arise from our duty & responsibility. 5 We should not look at the relationship as an investment for our old age. 6 You should always encourage your children to express their feelings. 7 Establish clear limits on their behaviour.
  • 25. 5 8 You should act as a Role Model for improving their behaviour. 9 Praise should be used to promote good behaviour. 10 You should respect your child’s choices, unless they endanger safety or health. 11 Criticize incorrect/ bad behaviour or action, not the child. 12 Set clear and consistent rules. Parents should agree on rules. 13 Goals set should be within reach of your child. 14 Make it a habit to spend some time every day with your children. 15 Pay undivided attention when your children talk to you. 16 Encourage your child to always do their best, and emphasize that what is Important is efforts, not the success. H Financial Tips: 1.0 What precautions should be taken in respect of Investment? i Investment should be made in joint name. ii Investment should be payable to either or survivor or former / survivor. iii Nomination facility should be availed of. iv Proper record of investment held should be kept. v Your spouse should be aware of all your investment matter. vi Excessive faith should not be kept on relatives, friends. vii Necessary secrecy should be kept. The investment matters should not be discussed with strangers. viii Do not give power of attorney to your kids. ix Do not request your kids to withdraw money through your ATM Card. Do not divulge your password. x Make will. Do not part with your wealth and loose M power. xi If your financial condition is not good, then think of Reverse Mortgage. xii Look after your investment portfolio independently or with the help of financial consultant. 2.0 Which factors should be considered while making Financial Investment? i Safety of Investment should be the prime consideration. Investment should not be lost.
  • 26. 6 ii Liquidity: Investment should be easily available in case of need. iii Returns: Investment should not remain idle but should also earn reasonable income. iv Spread: Investment should be made in different forms to minimize risk. v Purpose: Investment should be made according to purpose. 3.0 Security should meet the following criteria: (MASTDAY) i M Marketability. ii A Easy to ascertain its title, value, quantity and quality. iii S Stability of value. iv T Transferability of title. v D Durability – not perishable. vi A Absence of contingent liability. i.e. You may not have to spend more money on the security to make it marketable or even to maintain it. vii Y Yield. The security should provide some on-going income. I Tips: (Not necessarily in the order of importance). In fact all Tips are important. You may have to make some variation according to the situation. 1 You must learn minimum cooking so that you can take care of yourself. 2 Always update your telephone diary with addresses, telephone numbers etc. of friends, well wishers, relatives, doctors etc. 3 Make an attempt to avoid conflict. (Refer Para G) 4 Prepare a due date diary of Birthdays, Marriage anniversaries, Death anniversaries etc. of near relatives, friends, well wishers along with contact numbers, mobile numbers, email IDs etc. 5 Identify weak/sensitive points of your son, daughter-in-law. Relationship gets developed very fast when you pamper the person on his weak / sensitive points. 6 GOD has given two Eyes, two Ears but only one Mouth. Obviously I am suggesting that one should talk less in old age. 7 Make all out efforts to create Goodwill. 8 Keep Optimum Transparency in your dealings and speech. 9 Develop ability to say ‘No’. But ‘No’ approach should be resorted as a last resort. Don’t allow any one to take undue advantage of you including your wife.
  • 27. 7 10 You should have sense of proportion in every respect. You should always know what is the call of the hour/day? 11 Have you studied ‘Gobels Principle? Any false information hammered repeatedly is believed. Do not follow this. Use the principle to tell the ‘Truth’ because many people find it difficult to digest even the Truth instantly and Truth needs to be hammered. 12 Are you aware of the story of ‘Monkey and her kids’ told and proved by ‘Birbal’ to ‘Badshah’? Do not go out of the way to provide service even to your wife, son and daughter-in-law. 13 Respect the person irrespective of age, to get respect. 14 Do not lie or tell half truth. Don’t lie on behalf of wife, son etc. Do not justify wife, son if they are wrong. 15 Share anything good. Say a good book, good article in a magazine/ newspaper, tasty food, good entertainment programme etc. 16 Spend some time specifically with son, daughter-in-law, grand son etc. 17 Don’t argue. You will only land up hurting feelings. You must agree to disagree. 18 Be polite in your talk. Avoid Gossip and loose talk. 19 Every one is right in his own way but please remember that your right should not be at the cost of some body’s right. (not even your wife, son etc) 20 Any problem in Life should be accepted first, then if possible justify and finally you may blame your fate or some body. 21 Any thing is possible in ‘Theory’. But it is also necessary to look into the ‘Technical’ feasibility and finally ‘Practical’ possibility. 22 Do not compare People, Luck, Wealth etc. 23 Do not be jealous. 24 Do Time Management. Spend time judiciously keeping in mind your retirement goals such as reading, exercise, morning-evening walk, music, playing with grandsons, meditation etc. 25 Do not compare your wife, son, daughter-in-law with similar acquaintances. No body is perfect. 26 You should master the Art of deriving 100 % satisfaction in 50 % inputs. 27 Think positively in case your wife, son desire to change / modify some routine in your house. First analyze the reasons for new pattern of routine, keep open mind,
  • 28. 8 discuss frankly and then change the routine by mutual discussion. 28 You should manage your ‘Financial Matters’. You may inform wife, son etc. about it but refrain from seeking their advice unless they are professionally qualified to give advice. 29 Assist your wife, son in looking after Financial matters such as payment of LIC, PPF etc. You will automatically get their financial information. 30 You should be able to identify ‘Primary’ (i.e. direct) and ‘Collateral’ (i.e. indirect) responsibility in relation with your family. 31 Do not go out of the way to impress son, wife, and daughter-in-law. 32 Relationship is like a rubber band. You must know the limit up to which the same should be strained. After all we need each other. Dispute should not be carried too far. There should be an escape route to reconcile. 33 Do not give advice unless called for. 34 Do not seek advice for name sake unless you really need one. 35 Appreciation should be genuine. 36 Create support group. 37 Make your expectations clear to your family members on various issues. 38 Do not assume or take for granted any family members. 39 Do your own work. You would get the necessary light exercise in the process. Your mind would become strong as your dependence on others is reduced. Generally expectations lead to frustration. 40 Do some household work according to your ability, liking. 41 Do not try to discipline grand sons, grand daughters. 42 Reduce TV viewing to save your eyes. Your mental agony will greatly reduce if you stop watching TV serials. 43 Join Nana –Nani / Dada-Dadi Park. 44 Make it a point to give gift according to your financial condition on birthdays, wedding anniversary etc. 45 Avoid attending functions of any kind. You will be saved of travel tensions, consuming heavy food, gossips etc. 46 Develop detached attitude. 47 Please remember that young generation’s behaviour with you will be replica of your
  • 29. 9 behaviour with them during their childhood. (Refer Para H above) 48 Cultivate the habit of writing diary, your experiences in Life etc. 49 Do not resort to chit chatting for just time pass. Find out whether the other person is really free and it is equally interested in talking with you. If you don’t follow this strictly, then people will start avoiding you. 50 If flat is small, try and give maximum privacy to next generation. You may go out for an evening walk. 51 You should tell family member present in the house when you leave house (or home) and also inform by what time you would come and where you are going. (Unless you are going to office). Your family members can not complain afterwards. Others will learn this message and would also start this practice. Trifle matter of dispute would get avoided. 52 Whenever you do shopping, make it a point to purchase something for other family members. They will be very happy because of your remembrance. Your cost of shopping for them would be your investment in Goodwill. 53 In case you have gone on a week end trip. Then make it a point to inform about safe reaching to your son, daughter-in-law. (Kids always worry about Old aged parents.) Do telephone once or twice a day; enquire about their lunch, sleep, health etc. J How to avoid Family Stress: 1 Jagi sarva sukhi asa kon ahe vichari mana tuchi shodhoni pahe….Ramdas Swami. (There is no body in this world who is happy in all respects) 2 Every one carries/ faces stress. Nature of stress varies from person to person. It is born with your birth & continues till your death. Every happiness & luxury has element of inbuilt stress. Today this subject has acquired great importance. World has changed over the years. New inventions have resulted in saving of human energy and time. Now the question is whether the man and his sentiments have changed? The answer is No. Man’s basic nature is of happiness and every one makes all out efforts to seek happiness but the problem is that he does not know as to where he will get happiness. 3 Most people find it difficult to define stress, yet they experience it often. Stress can be defined as an excessive demand on physical and mental energy, often leading to
  • 30. 10 anger, anxiety, distress, fear, irritability and frustration.  In the light of this background, I intend to give few Tips to avoid Family Stress. 4 You must acquire skill to stay at home as a Guest. 5 Please remember that Every person has an Ego. 6 Please remember that Every person has Individuality. 7 Do your own work. 8 Help other family members. 9 Cultivate Apathy. 10 Give respect to get Respect. 11 Forget your office designation at home. 12 Forget your educational achievements at home while dealing with family members.  Old Age Stress: 13 Seek the blessing of: Fire (Agni), Sun, Moon, Space. 14 Do not keep high expectations from others. 15 Develop hobbies and plan old age. L Health Tips: 1 Consider balance life as bonus. 2 Visit the doctor for any physical complaints. Do not hide any physical problem. Other wise family members will blame you in case of emergency. 3 Take your medicines regularly. Keep the necessary stock of medicines. 4 Follow diet restrictions prescribed by the doctor. 5 Get up early. Go for a morning / evening walk. 6 Do light exercise. L Disclaimer: 1 I do not claim that this Article is full proof but I am confident that the careful reading can certainly assist you as a Torch in exploring unknown jungle of new relationship. 2 Relationship is a complex phenomena and any number of laid down principles may still fail because after all each person is unique.
  • 31. 11 3 Why not make an attempt to develop relationship professionally instead of relying on your mood /ringing of bells in your mind? 4 Best of Luck. I request the readers to share their experiences to make this Article as elaborative as possible. Do share your observations on the subject with me on spandane2008@gmail.com.
  • 32. 05 / Behaviour Therapy for would be Bridegroom A Why such Behaviour Therapy was developed? 1 ‘Relationship’ is born simultaneously with our birth. Relationship is a complex phenomenon. Our entry in this world creates various relationships whether we like them or not at a later stage in our life. 2 If we wish to have cordial relationship with others, it is necessary to cultivate the relationship on same footing.(equality complex) e.g. We must forget our education, designation, status while dealing with spouse, children, parents, friends, in-laws etc. 3 One should remember that we are all Guests in this world. We don’t know our last moment in this world. Then why not try and develop cordial relationship with others. 4 Every girl makes compromises on her marriage. She leaves her house, her near and dear ones with whom she has stayed for years together and joins the husband's family unknown to her. She takes this bold decision purely trusting her ‘would be husband.’ In fact he is the only person to whom she claims that she knows a bit and if her expectations and assumptions are not met, she gets mentally depressed. Husband’s status/value literally falls in her mind though again she cannot discuss this with anyone openly. Even her parents will try and blame her. 5 I am aware that developing any relationship is a long drawn process. You can vouch for this statement from the fact that how our relationship with parents has taken ‘swings’ over the years and it will be a bold statement to make that relationship has now settled. 6 As stated earlier that Relationship is a complex phenomena and any number of laid down principles may still fail because after all each person is unique. Moreover building cordial relationship, you need similar thinking from opposite side as well. You need two hands for ‘Clapping’ but need only one hand for ‘Chutki.’ 7 If your relationship gets clicked spontaneously, then nothing like it. But there is no guarantee that it would so happen. Hence, you must try to establish the relationship by adhering to various Tips listed below. Why not make an attempt to develop relationship professionally instead of relying on your mood /ringing of bells in your head?
  • 33. 2 8 We don’t like every person around us but still for the sake of formality we tolerate him /her up to the point. You will agree that in office we wish our boss, colleagues etc. though we may not like them. We do it under the tag ‘Job compromise’. If that is the case, why not apply the same formality in dealing with In-Laws. (An irreversible decision with your marriage.) 9 Although this Therapy has been prescribed to would be ‘Bridegroom’ but ‘Any Bridegroom’ can start following this therapy depending upon the intention to redevelop, mould, reconcile relationship with wife. In fact many of the above Tips can be successfully used to improve relationships with people. 10 These Tips have been prepared based on my experience as counsellor and observations of people from childhood. It was my good fortune that I came across many people who taught ‘How not to behave.’ I express my sincere thanks to them. 11 I am aware that few Tips have been deliberately repeated to drive the importance. 12 This Article has been dedicated to the fond memory of my Late Aai Smt. Shantabai M. Vaidya (Born on 19-09-1919 & expired on 26-10-2004. She would have completed 90 years today.) B Anomalies of Marriage and Social Customs: 1 Human being is considered as most intellectual ‘Animal’ in the universe. He can use his brain, can think from various angles, knows the risk factors, can analyze cost- benefits of his actions etc. If it is so, his behaviour is supposed to be consistent, rational etc. But we observe in day to day life that it is not so. It is necessary to have insight of ‘Anomalies of human behaviour’ in respect of Marriage & social customs. I cast upon you the duty to change / mould these customs in your personal life. I have already broken many in my Life. 2 Bride’s name given by her parents is changed by her husband. You should discuss this issue with your would-be wife and seek her opinion. (How many of you will be ready to change your name after marriage?) 3 Marriage is usually performed by adhering to Age old religious rituals without taking pains to understand the logic behind such Age old rituals. (In fact it is the prestige point for parents of both sides that their ‘so called educated kids’ agreed to get married traditionally.) (I feel that One should always do what one believes.) Let me
  • 34. 3 suggest that both of you should pay attention to the rituals and try to understand the meaning of it. This will be the investment for your happy married life. If you are getting married according to old religious rituals without paying attention, then I would say that you are not only deceiving your parents but you are deceiving yourself. 4 Why the proportion of divorce has increased over the years in spite of getting married traditionally? (Is it because that no attention is given to Mantras and expected behaviour of a couple after marriage / marriage oath explained by ‘Guruji’ or not understanding the word ‘Freedom’?) 5 Why even daily ‘Puja’ (worship of GOD) is not performed after marriage? (Daily routine Puja may not take more than 15 minutes in the morning. Understandable, because the subject of ‘Time management’ is not given its due importance by young generation.) 6 Husband can perform any religious rituals even after death of his beloved wife. But why widow is not given similar right openly to perform religious rituals such as marriage of her kids, Satyanarayan Puja etc.) Widow is not invited to Married Ladies get together. Is it that lady has no social value after death of her husband? At the same time she has a social value even if her husband is not looking after the family and is a victim of bad habits. You should encourage your wife to call & give due importance to widows in such function. 7 Husband expects that wife should take care of his parents. Whether wife gets the same right to expect that husband should also take care of her parents? You should definitely reciprocate and take due care of your In-Laws in case of need. 8 Husband can give financial help to his parents but wife has no such open right to offer financial assistance to her parents. (In fact parents from both sides have not left any stone unturned to offer best of every thing to their kids.) You should allow your wife to give financial assistance to her parents in case of need at least. 9 There is an age old tussle between ‘Mother-in-law’ (Sasu) & ‘Daughter-in-law’ (Sun). I will unfold the secret that ‘Sasu’ means ‘Sarakhya suchana’ (Continuous instructions) and ‘Sun’ means ‘Suchana Nakota.’(Instructions should not be given.) (It is expected that both should perform balancing act in giving and listening instructions.) (In fact nobody becomes small by following useful instructions given for their own
  • 35. 4 betterment.) You should also request your In-Laws to warn you whenever you make mistake. C Anomalies of Family matters: 1 It is also necessary to have insight of ‘Anomalies of human behaviour’ in respect of Family matters. 2 Mother-in-law looking after household work till day of marriage expects her daughter- in-law to take over the said responsibilities from the very next day after marriage. If your Mother tries to do this, then you should stand by your wife. 3 Mother-in-law applies different measuring rods for daughter & daughter-in-law. If you come across any such incident, you should be bold enough to discuss it out with your Mother and should not sit on the fence. 4 Man talks about equality in rights and duties but does not like to assist his wife in household chores. It is absolutely necessary to offer helping hand to your wife irrespective of the fact she is employed or not. 5 To avoid / run away from tension, a man resorts to bad habits such as tobacco, smoking or drinking, but does not like if his spouse acquiring these bad habits. (When husband becomes prey of bad habits, how wife should counter her tension due to this?) Becoming victim of bad habits is not the solution for any problem or tension in Life. Instead you should share the tension with your wife. Have confidence in your wife. She will definitely offer solution to the problem. Please remember that your problem is her problem and her problem is your problem. 6 A husband expects his wife to adjust with family members when he himself has spent good time in adjusting with his own family members. You must help your wife to adjust with your family members. In fact you can give feedback of each member about their likes, mindset, preferences, food habits etc. 7 Head of the family talking ‘Shreya’ matters is not liked by junior members. (Shreya means what is good for the person. Such advice is usually bitter.) Every one likes to listen ‘Preya’ or ‘Sweet’ advice.) In case your father or mother gives such advice to your wife and she is upset, then you should convince your wife as to how the advice is correct and is for her / our good. 8 A well educated person wants to marry qualified and earning girl. But on getting
  • 36. 5 married, wife is expected to leave the job to look after the house. (Or home?) In fact your concept should be clear from the day one. You should discuss frankly with would be wife before marriage to avoid her disappointment by dictating your decision. 9 A young man wearing spectacles or contact lens wants to marry a girl with good eye sight. You should think as to how far you are right in your expectation. 10 We get restless on getting fat electricity bill and shout on kids for waste of electricity by watching TV for long hours, playing computer games, taking printouts and throwing them in dust bin etc; but we ourselves forget to switch off the fan, tube light, AC etc. on moving out of the room. Are you disciplined? If not start the exercise from your end before you try to put somebody in a witness box. 11 In many communities Puja is not complete without offering milk, coconuts, food grains etc. to GOD (by whatever name called). (Is it not possible to give these offerings to a needy person?) You should encourage your wife to think on this aspect. 12 God does not stay in temple but stays /hides himself in every person. (We seldom try to recognize this GOD and spend our time and energy in offering prayer to the God in the temple.) (Kindly excuse me if somebody’s sentiments are hurt.) 13 Young generation do not think while making ‘mistakes’ before marriage but thereafter keep thinking all the time as to how to hide the same from the Life partner. (It is needless to say that husband-wife relationship should be transparent.) D How to avoid conflict? 1 I am aware that developing any relationship is a long drawn process. You can vouch for this statement from the fact that how our relationship with parents has taken ‘swings’ over the years and it will be a bold statement to make that relationship has now settled. In view of this reality, if you are successful in avoiding the Conflict to start with, I would say that half the battle is won. 2 Hence I intend to touch upon ‘Conflict Management.’ Conflict is part of our LIFE. We may not be fortunate to avoid all conflicts but we can certainly try to manage them well in time. Understanding reasons of conflict & acceptance of conflict etc. are most essential for its management. 3 We must first understand the main reasons for conflict:
  • 37. 6 3.1 Unmet needs and wants. (Unmet wants could be physical, mental etc.) 3.2 Values: Our values drive our behavior. Our values may differ about time, work, health, relationship, spending habits etc. 3.3 Perceptions: There are always three sides to any matter/ problem. 3.4 Knowledge: The information or knowledge given or not given may cause conflict. 3.5 Assumptions: We make assumptions on what we know. Conflict may take place when assumptions are not checked for accuracy or are not updated periodically. 3.6 Expectations: Conflict may occur when we do not know each other’s expectations. Expectations should be made known in clear terms to each other. Sooner the better. 3.7 Growing up differently: Each generation views life and work differently. 3.8 Willingness and ability to deal with conflicts. 3.9 Three personalities are hidden in every individual, namely Parent, Adult and Child. These personalities keep changing from time to time and from situation to situation. When two persons happen to be in similar personalities say Adult while dealing, then the chances of conflict are remote. E Common Tips: 1 Let there be a space in your relationship. 2 Give respect to get respect. Due respect has to be given without any expectations. 3 All fingers are not alike. 4 Each person inherits good and bad qualities. 5 Your behavior with any one should be the replica of your expectation of their behavior with you. 6 Respect individuality. 7 Always remember that our opinions change from time to time. 8 We all need each other. 9 Nobody is perfect. 10 When you are angry, criticize the behavior, not the person. 11 Human being is a social ‘ANIMAL.’
  • 38. 7 F Tips- Relationship with Wife: F-1 Introduction:  Marriage is the most difficult decision which most of the persons take relying solely on fate. Decision is tougher for the lady.  Marriage is like a ‘Ladoo’. Whosoever eats also repents as much as who doesn’t eat.  Your relationship with Wife does not start after marriage is fixed and engagement takes place. Ideally the relationship would start after 1st round of talks. You should frankly discuss your opinions, expectations from wife. You must bear in mind that she would also have her opinion and choice of Life partner. The lady should also put forth her views in this regard. But please remember that in a ‘Male Dominated Society,’ seldom she would get the right to express herself openly or even to exercise the option to reject the boy. Hence, it is necessary for you to take the lead and open the discussion. Sorting of points of agreements and disagreements before conveying final ‘Yes’ for the marriage will lay the strong foundation for a long and happy married life. I have prepared the checklist of various points on which you should express your expectations, opinions & extent of adjustment. (Refer schedule attached at end) F-2 Specific Tips- Relationship with Wife: 1 Let there be a space in your relationship. 2 When you are angry, criticize the behavior, not the person. 3 Feel free to discuss your problem. 4 Spend time with each other in the capacity of a Friend. 5 Expectations from spouse should be realistic. 6 Never take each other for granted. 7 Good points of the spouse should be remembered. 8 Think of the two as a TEAM. 9 Every person should have friends at various levels to fill the gap in his life. Many times we face such situations which cannot be discussed with parents, spouse, colleagues etc. as each one of them have some stake in you and hence you may be deprived from getting correct advice. Friendship shows the road ahead in such
  • 39. 8 situations. Make your wife as your ‘best friend’ with whom you should be in a position to discuss anything & everything. G Specific Tips- Relationship with In-Laws: 1 You should stand by your In-Laws in periods of transition such as retirement, death, illness etc. 2 Share your feelings with your In-Laws. 3 Be sensitive & understanding towards your In-Laws and their needs. 4 Express & show your gratitude for all that they have done for your wife. 5 Make them feel that they are special and they matter to you. 6 Forgive your In-Laws for their shortcomings as you also forgive your parents. 7 Make it a point to visit them regularly, talk on telephone preferably at a fixed time etc. It is your duty not only to keep your wife happy but to convince them that she is really happy. 8 If you disagree with them on current issue then make them aware politely of same. H What views / perceptions you should carry about LIFE?: (My Recommendations)  I am aware that you also must be having views and perceptions about LIFE but might not have documented the same. I suggest that you must make an attempt to list them for your good. Some of the time tested views, perceptions and realities of Life have been listed below for your ready reference. These views in fact give reply to our strange behaviour at times. 1 You may not get what you want in Life but you can certainly love what you get in Life. 2 You should not carry any complex either inferior or superior. You should carry equality complex. 3 You should ‘mean’ what you say but you may not ‘say’ what you mean unless called for. 4 You should believe in individuality. 5 You should honour every person’s ideas and skills. 6 You should always try to do what is right.
  • 40. 9 7 You should constantly exchange information and knowledge and keep optimum amount of transparency in your dealings. 8 You should constantly look for every opportunity to learn. 9 You should look at every thing first from brain and subsequently from heart. 10 You should consider Saving as first charge on income. 11 You should not ignore signals. (Take macro meaning) 12 Happiness lies in MIND. 13 You should constantly practice that our mind should rule our body and intelligence should rule our mind. 14 You should try to break outdated barriers in life. 15 You should exercise control over ‘Hurry’ ‘Worry’ and ‘Curry’. 16 You should take pride in doing household chores. 17 You should try to do Right thing at a Right time and in Right proportion. 18 You should do retrospection at periodic intervals. 19 You should try to balance cost and benefits in every matter. 20 You should either don’t carry EGO or try to keep the EGO under control. 21 You should believe that you owe some obligations to society. 22 You should always do PLANNING before taking any action, decision etc. (Take macro meaning) 23 You should measure the success by not what you have achieved but by what you had to leave to achieve the same. I-1 Tips: (Not necessarily in the order of importance). In fact all Tips are important. You may have to make some variation according to the situation. 1 If you happen to dislike the person, do not cross him out. Instead try to develop relationship by adhering to the following principles based on new technique of ‘One Tick and Two Cross’ and of creating ‘Goodwill’. Kindly read these Tips carefully and simultaneously think as how you would generate ‘Goodwill / achieving One Tick and use it for double crossing’. Please remember that I am not trying to instigate you against your In-Laws or spouse but having landed with the new relationship, I am trying to guide as to how you can still swim against the Tide. Always consider as to how you would react before you march towards establishing
  • 41. 10 relationship / applying these Tips. 2 You must learn minimum cooking from mother well before marriage so that you can take care of yourself when you go abroad on deputation or when your wife goes to your In-Laws residence either for delivery or otherwise. 3 Update your telephone diary with addresses, telephone numbers etc. of your wife’s relatives. 4 You need not make hurry in changing nomination on LIC policies, TDRs etc. in favour of wife. The same may be done after a year. Observe whether she is initiating such steps? 5 Request your wife to open bank account jointly with you. You should also open another bank account in your name jointly with wife. Account should be operated E/S. Safe deposit Locker in a bank should also be hired to keep your gold ornaments etc. 6 Make an attempt to avoid conflict. (Refer Para D) 7 Make Strength, Weakness, Opportunities & Threats (SWOT) Analysis of your self, wife, parents and In-Laws. You may refer Books section  Sub-section Management of www.spandane.com. 8 Seek permission to call Mother-in-law as ‘Mom’. Similarly seek permission to call ‘Father-in-Law’ as ‘Papa’. 9 If you wish that wife’s name should not be changed after marriage, then speck well in advance with In-Laws and wife in respect of same. 10 In case you prefer to change wife’s name, then take initiative to suggest the new name of your choice or seek suggestion from your ‘would be wife.’ In my opinion, you should not change wife’s name for the sake of exercising your right. Discuss this point with would be wife. 11 Prepare a Table of Birthdays, Marriage anniversaries, Death anniversaries etc. of near relatives of your wife along with contact numbers, mobile numbers, Email IDs etc. 12 Identify weak/sensitive points of your wife & In-Laws. Relationship gets developed very fast when you pamper the person on his weak / sensitive points. 13 GOD has given 2 Eyes, 2 Ears but only 1 Mouth. Obviously I am suggesting that initially you should talk less with In-Laws. 14 Diplomatically enquire with In-Laws about your wife’s childhood days, her likes, dislikes, preferences, friends, hobbies etc. You can make use of this information to
  • 42. 11 win over or control. You may also request them to show childhood snaps if available to judge the development in her personality over the years. You should cross verify this information diplomatically with wife. 15 Diplomatically enquire with your wife about In-Laws. (Their likes, dislikes, preferences, friends, hobbies, relatives etc.) You should cross verify this information diplomatically with In-Laws. 16 Ascertain the relationship between Father-in-Law and Mother-in-Law and with your wife. Whether wife is under their influence or vice versa? 17 Make all out efforts to create Goodwill. 18 Keep optimum Transparency in your dealings and speech. 19 Develop ability to say ‘NO’. But ‘No’ approach should be resorted as a last resort. Don’t allow any one to take undue advantage of you including your wife. 20 You should have sense of proportion in every respect. You should always know what is call of the hour/day? 21 If your relationship with In-Laws gets clicked spontaneously, then nothing like it. But there is no guarantee that it would happen. Hence you must try to establishment relationship by following ‘Formality’ tips mentioned in this Article. 22 Create ‘Back up’. Any talk with In-Laws should be informed to wife before she gets to know the same from In-Laws and vice versa. Develop cordial relationship with wife’s brother, sister as back up. 23 Have you studied ‘Gobels Principle? Any false information hammered repeatedly is believed. Do not follow this. Use the principle to tell the ‘Truth’ because many people find it difficult to digest even the Truth in one go and Truth needs to be hammered. 24 Are you aware of the story of ‘Monkey and her kids’ told and proved by ‘Birbal’ to ‘Badshah’? Do not go out of the way to provide service even to your wife and /in- Laws. 25 Respect the person irrespective of age to get respect. 26 Do not lie or tell half truth. Don’t lie on her behalf. Do not justify wife if she is wrong. 27 Inform wife before you wish to discuss controversial matters with In-Laws. Ask her to speak to her parents. If she does not oblige, then you get moral right to talk directly and she can not blame you for that.
  • 43. 12 28 Seek opinions as a formality. You will experience that generally you will not be confronted and hence you can use this as a shield in case future problems /contradictory remark is passed on you. 29 Motivate In-Laws, wife to pursue hobbies, dreams etc. Help them to achieve the same. Your goodwill will get generated permanently. 30 Share anything good. Say a good book, good article in a magazine/ newspaper, tasty food, good entertainment programme etc. 31 Spend some time with In-Laws specifically. 32 Don’t argue. You will only land up hurting feelings. You must agree to disagree. 33 Be polite in your talk. Avoid Gossip and loose talk. 34 Every one is right in his own way but please remember that your right should not be at the cost of some body’s right. (not even your wife) 35 Any problem in Life should be accepted first, then if possible justify and finally you may blame some body or your fate. 36 Any thing is possible in ‘Theory’. But it is also necessary to look into the ‘Technical’ feasibility and finally ‘Practical’ possibility. 37 Do not compare People, Luck, Wealth etc. 38 Do not be jealous. 39 Do Time Management. Spend time judiciously keeping in mind your goals. Keep certain time for relaxation, hobbies, reading, meditation, exercise etc. 40 Do not compare your wife with your sisters, lady friends etc. No body is perfect. 41 You should master the Art of deriving 100 % satisfaction in 50 % inputs. 42 Think positively in case your wife desires to change / modify some routine in your house. First analyze the reasons for new pattern of routine, keep open mind, discuss frankly and then change the routine by mutual discussion. 43 You should manage your ‘Financial Matters’. You may inform wife about it but refrain from seeking her advice unless she is professionally qualified to give advice. 44 Assist your wife in looking after her Financial matters such payment of LIC, PPF etc. You will automatically get her financial info. 45 Discuss about Financial Goals, views about addition to family etc. in clear terms with your wife. 46 You should be able to identify ‘Primary’ (i.e. direct) and ‘Collateral’ (i.e. indirect)
  • 44. 13 responsibility in relation with your In-Laws. 47 Do not go out of your way to impress In-Laws and wife. 48 Any discussion with wife should be done when her stomach is full. You will get better response. Do not open controversial topics at night. Just seek her appointment. She will insist to discuss right away. But refrain yourself. If she starts guessing your mood & the matter, then be assured that you have won half the battle. 49 Relationship is like a rubber band. You must know the limit up to which the same should be strained. After all we need each other. Dispute should not be carried too far. There should be an escape route to reconcile. 50 Initially you should telephone your In-Laws in presence of your wife. This will create confidence in her mind that you are happy and not complaining about her to her parents. Subsequently you may telephone from mobile in case you really want to complain. 51 You should inform about taste preference of your family members to your wife. You should not force your food habits on her. She should be encouraged to cook dishes of her choice. 52 Do not give out of the way impression of happiness openly. It is difficult to judge persons in very few days. I-2 Additional Tips: (Not necessarily in the order of importance). In fact all Tips are important. You may have to make some variation according to the situation. I am aware that few Tips have been deliberately repeated to drive the importance. 1 Are you aware that ladies undergo mood swings more than men? If yes, then are you aware of the reasons for the same? I leave this matter for you to guess. If you are successful in searching the answer then you have already won half the battle. 2 Whenever you send any email to her relatives and then do not forget to mark BCC to your wife. 3 Always offer helping hand to spouse. There are many household chores you can do independently. e.g. arranging dining table, putting utensils, plates etc. in washing area after lunch/dinner, making monthly list of household purchases to be made, house cleaning etc. 4 Giving feedback regarding preferences, likes, dislikes of parents, brothers, sisters on
  • 45. 14 various issues to spouse. This would certainly help her to chalk out her relationship path with them. 5 Spend some time with spouse during the day to share the day’s experience. 6 Make it a point to have Sunday dinner in a good hotel. Underlying idea is to give well deserved break to your spouse from kitchen work. 7 Make breakfast at least fortnightly for spouse and kids. Let me assure you that cooking is not all that difficult. 8 Make bed tea or first tea or afternoon tea for the family at least on few days in a month. 9 Don’t ever forget the birthday of your spouse. Make the necessary planning to celebrate the same. 10 Bring small gifts on regular basis for spouse at least initially. Frequency can be adjusted depending on her reaction, expectations etc. 11 You should be clear about the strategy (Such as to dictate, listen and give opinion, not giving any reaction, reserving the opinion etc.) you would adopt in various situations. 12 Maintain utmost transparency in your opinion on various issues pertaining to wife such as job, dress code etc. Discuss out such issues openly and clearly to avoid the dispute. 13 Seek her opinion on all important issues directly affecting the family life. Do not take her for granted. 14 Stand by her in case of dispute if she is right. 15 You should master the ‘Art & Science of Equilibrium’ in relationship between your wife and Mother. 16 Make it a point to have dinner together. Do not discuss any disputed points at the time of Dinner. 17 Decide on convenient Lunch / Dinner menu in case wife is employed. Do not demand your favorite dish at eleventh hour. 18 Learn the art of restricting / restructuring your likes such as hot rotis, fresh food etc. Also refrain from bad habits such as smoking, drinks etc. 19 In case you happen to reach home early in the evening, try to start on the preparation for the dinner such as preparing cooker, boiling milk etc. 20 Greet her on her return. Take the bag etc. from her hand. Offer water, show willingness to prepare tea for wife in case she returns late.
  • 46. 15 21 Small household chores such as opening door, attending telephone calls, taking home work of kids, telling stories to kids, filling up of water storage tank, arranging bedroom, operating washing machine at times should be undertaken with a smiling face irrespective of fact whether your wife is working or not. 22 See to it that your right should not be at the cost of somebody’s right. Try to do your jobs such as washing own clothes, shopping of your essentials/clothes, ironing, etc. 23 You should be capable of doing practically every job done by your wife such as minimum cooking, cleaning home etc. 24 Clarify your expectations regarding dress code, religious rituals well in advance. Try to find out her opinions on the subject before any decision is taken. 25 In case you are staying separately, then make it a point to visit your parents, your in- laws at periodic intervals. You should also telephone them regularly. However the frequency needs to be defined depending on circumstances such as age, their dependence on you and your wife etc. 26 It is generally observed that wife likes to get her opinion seconded by the husband. You should encourage wife to take independent decisions. If need be she should be motivated to discuss the process of decision making with you. You should prompt her to consider pros and cons of each action. This will certainly help you in long run when you need ‘Third party opinion’ for the decision being taken by you. 27 Express the gratitude for the efforts taken by wife for the family. 28 Please remember that ‘Silence’ and ‘smile’ are two powerful tools. One tries to avoid the problem and one tries to solve the problem. Master the timing for its use. 29 Do not lose sight of ‘Woman Power.’ She can handle trouble and carry heavy burdens. She holds happiness, love, and opinions. She smiles when she feels like screaming. She sings when she feels like crying. She cries when she is happy and laughs when she is afraid. Her love is unconditional. There is only one thing wrong with her. She sometimes forgets what she is worth. Don’t forget her worth. 30 Try to create respect in her mind. Give respect to get respect. 31 Are you aware about wife’s expectations from Husband? Let me throw some light. Housing, Understanding, Sharing, Buying And Never Demanding. Try to come up to her expectations. 32 Study her handwriting, body language and make judgments about her personality.
  • 47. 16 Refer Miscellaneous section of www. Spandane.com. 33 Also refer Astrology section of www. Spandane.com for studying ‘Numerology, Rashi, Nakshatra’ etc. This will offer good help to judge her in advance. 34 Offer some pocket money even if she is a working lady. 35 See to it that she gives proper Gifts to her parents on various occasions such as birthday, wedding anniversary etc. 36 Take LIC policy in her name for a duration of 25 years. Premiums should be paid by you. LIC proceeds on maturity should be gifted at the time of celebrating silver jubilee of your marriage. 37 Encourage her to save money in case she is a working lady. 38 Give your family details about birthdays, wedding anniversary, telephone numbers, email id etc. of your relatives to wife. 39 Various delicate issues such as her job, purchasing flat, renovation, household expense budget, expanding the family etc. should be frankly discussed with wife. 40 Make SWOT Analysis of wife, her Parents. 41 Telephone wife before leaving office. 42 If your wife is facing some problem in reconciling with your parents, then take the lead to bridge the communication gap between them. 43 Have you read ‘Behaviour Therapy for would be Brides’? If not, then do read it. Do not allow wife to score a point on you. J I have already given few practical examples in above Tips. Now let me demonstrate the concept of ‘Goodwill’ & ‘One Tick Two Cross’ specifically. I am sure that readers would have already understood / thought over the concept, but for the sake of completeness, I am giving few Live examples to drive my point. 1 You should tell parents when you leave house (or home) and also inform by what time you would come and where you are going. (Unless you going to office). Your parents can not complain afterwards. Your wife will learn this message and she would also start this practice. Trifle matter of dispute would get avoided. 2 In case you decide to go for the movie / shopping, request your wife to inform your parents. Even then, next day just enquire casually as to whether your wife has
  • 48. 17 informed them of movie / shopping programme? You are indirectly displaying to wife as to how disciplined you are. 3 Wish your wife’s close relatives such as brothers, sisters, uncle, Aatya (father-in-law’s sister) etc. on their birthdays, wedding anniversary etc. It will be to their surprise but you would create Goodwill. If your wife is not particular in this respect, your goodwill value will double. You may either telephone, send SMS or email. 4 Whenever you do shopping, make it a point to purchase something for your In-laws. They will be very happy because of your remembrance. Your cost of shopping for them would be your investment in Goodwill. 5 In case you have gone on a week end trip. Then make it a point to inform about safe reaching to your parents and In-Laws. (Old aged parents always worry about their kids.) Do telephone once or twice a day; enquire about their lunch, sleep, health etc. 6 The above list is only illustrative. I request you to keep this ‘Goodwill aspect’ in your dealings. This goodwill can be used at a later date for marking ‘Two crosses’ in case of dispute. You can boost that you have carried out every duty and you are not ready to accept any trifle allegations. 7 You will realize that underlying principle I wish to highlight is of Professional / determined approach for developing relationships. If you are good nature boy by birth, then you don’t even have to read these Tips. But just compare your behaviour with your parents. Can you change overnight? Reply would be obviously ‘No’ and hence you must develop a systematic approach for developing relationship. 8 We don’t like every person around us but still for the sake formality we tolerate them up to the point. You will agree that in office we wish our Boss, colleagues etc. though we may not like them. We do it under the tag ‘Job compromise’. If that is the case, why not apply the same formality in dealing with In-Laws. (An irreversible decision with your marriage.) K How to avoid Family Stress: 1 Jagi sarva sukhi asa kon ahe vichari mana tuchi shodhoni pahe….Ramdas Swami. (There is no body in this world who is happy in all respects) 2 Every one carries/ faces stress. Nature of stress varies from person to person. It is born with your birth & continues till your death. Every happiness & luxury has element of
  • 49. 18 inbuilt stress. Today this subject has acquired great importance. World has changed over the years. New inventions have resulted in saving of human energy and time. Now the question is whether the man and his sentiments have changed? The answer is NO. Man’s basic nature is of happiness and every one makes all out efforts to seek happiness but the problem is that he does not know as to where he will get happiness. 3 Most people find it difficult to define stress, yet they experience it often. Stress can be defined as an excessive demand on physical and mental energy, often leading to anger, anxiety, distress, fear, irritability and frustration.  In the light of this background, I intend to give few Tips to avoid Family Stress. 4 You must acquire skill to stay at home as a Guest. 5 Please remember that Every person has an Ego. 6 Please remember that Every person has Individuality. 7 Do your own work. 8 Help other family members. 9 Cultivate Apathy. 10 Give respect to get Respect. 11 Forget your office designation at home. 12 Forget your educational achievements at home while dealing with family members. L Disclaimer: 1 I do not claim that this Article is full proof but I am confident that careful reading can certainly assist you as a Torch in exploring unknown jungle of new relationship. 2 Relationship is a complex phenomena and any number of laid down principles may still fail because after all each person is unique. Moreover building cordial relationship you need similar thinking from opposite camp as well. You need two hands for ‘Clapping’ but need only one hand for ‘Chutki.’ 3 Why not make an attempt to develop relationship professionally instead of relying on your mood /ringing of bells in your mind? 4 In fact many of the above Tips can be successfully used to improve relationships with people.
  • 50. 19 5 Best of Luck. I request the readers to share their experiences to make this Article as elaborative as possible. Email may be sent to spandane2008@gmail.com. Compiled by Spandane (www.spandane.com) Saturday, September 19, 2009 F-1 / Schedule of Checklist of Expectations from Spouse & Own Opinions: Sr. No. Parameter Expectations & Opinions Extent of Adjustment 1 Dress Code, matching, hair style etc. 2 Finishing of incomplete education 3 Further advanced studies 4 Minimum Job tenure 5 Readiness to leave job after marriage 6 Professional responsibilities (if not serving) 7 Permission for carrying out Performing Art such as singing, dance etc. 8 Priorities in Life (home, education, kids, career) 9 Financial Liabilities of would be wife. 10 How loans taken by would be wife will be repaid? 11 If housing loan is taken after marriage, whether she is ready to offer helping hand for loan repayment /meet household expenses. 12 Investments made by would be wife. 13 Whether Passport has been taken? 14 Willingness to go abroad for few years. 15 Willingness to go abroad permanently. 16 Willingness to stay alone in case husband has to go abroad on deputation for say 6 months etc. 17 Willingness to stay in a joint family. 18 Willingness to take responsibility of Parents. 19 Financial assistance to her parents. 20 Your expectations from wife – Friendship, ‘Yes’ attitude, critical analyst etc. 21 Life Style 22 Her Unmet wants & dreams. 23 What is Entertainment / Relaxation? 24 Whether she likes travelling, trekking etc. 25 Addiction of TV, Movies, Drama, Singing concerts, reading etc. 26 Whether she knows Household jobs /routine? 27 Willingness to do household chores. 28 Her Habits not liked by others.(ask her)
  • 51. 20 29 Her Food preference – Veg. / Non Veg. 30 Whether she knows cooking? 31 Whether she likes cooking? 32 Whether she is religious? Atmosphere at your residence. 33 Whether she knows driving? If not whether she would learn driving? 34 Whether she has male friends? How is her relationship with them? 35 Whether any affair in the past? 36 Her Idea of Freedom. 37 Her Decision making ability. The List is only illustrative.