SIP vs ppf
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The document discusses systematic investment plans (SIPs), public provident funds (PPFs), and compares the two options. SIPs allow regular small investments in funds and benefit from compounding returns over time. PPFs offer lower but guaranteed returns and have restrictions including a 15-year lock-in period. While both can fund long-term goals, SIPs provide more flexibility and opportunity for higher returns compared to PPFs. The document provides details on investment limits, interest rates, liquidity, and tax benefits of SIPs and PPFs to help decide which may be a better fit depending on an individual's needs and goals.
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LONG TERM INVESTMENT ALTERNATIVES
This document outlines 10 long term investment alternatives: 1) public provident fund, 2) mutual funds, 3) direct equity, 4) real estate, 5) gold, 6) post office savings schemes, 7) company fixed deposits, 8) initial public offerings, 9) unit linked insurance plans, and 10) bonds. Each investment option is briefly described in 1-2 sentences highlighting key details like investment period, returns, and risks. Tips for long term investors are also provided focused on strategies like selling underperformers, adopting a long term view, and avoiding credit investments.
Systematic Investment Plans (SIP)
Systematic Investment Plan (SIP) is not a mutual fund scheme but a method of investing a fixed sum on a regular basis (monthly / quarterly), in a mutual fund scheme.
Systematic Investment Plan allows investors to buy units of a particular mutual fund scheme, irrespective of its price at regular intervals.
Investors can plan their savings through a structured regular program via SIP.
Benefits of SIP:
1. Disciplined Investing
2. Productive Spending
3. Power of compounding
4. Low minimum investment
5. Rupee cost averaging
6. Timing the market is not necessary
7. Aligned to financial goals
In conclusion, we would like to say that SIP is not a magical instrument but it can be turned into one with proper homework and planning before investing.
Sip presentation
SIP, or Systematic Investment Plan, allows investors to invest small amounts in mutual funds regularly by automatically debiting a specified amount from their bank account each month. This enables small investors to benefit from rupee cost averaging by investing during market ups and downs. The key advantages of SIP are that it is affordable for small investors, reduces market risk, provides compounding returns, and ensures consistent investments through an automated process without requiring market timing.
Public provident fund
The document discusses the Public Provident Fund (PPF) in India. PPF is a savings-cum-tax-saving instrument that also serves as a retirement planning tool. It can be opened by individuals and minors through designated post offices and banks. The minimum yearly deposit is Rs. 500 and maximum is Rs. 100,000. Interest earned is exempt from taxes and the entire balance can be withdrawn upon maturity after 15 years. While PPF provides low risk and tax benefits, it also has disadvantages like a lengthy lock-in period and lack of liquidity during the 15 year period.
Capital letter Feb'12 - Fundsindia
The document summarizes the key points from a newsletter sent by FundsIndia to its investors. It discusses the strong performance of equity markets in January, encouraging investors to remain invested during downturns. It also mentions Fidelity mutual funds considering strategic options like a potential sale. Additionally, it announces FundsIndia is revamping its website user interface by the end of the month.
Systematic Investment Plan - FAB
This document provides information about systematic investment plans (SIPs) and their benefits for long-term wealth creation and beating inflation. It discusses how SIPs allow regular investing in mutual funds to take advantage of rupee cost averaging and compounding returns. The document recommends choosing an equity mutual fund and investing a fixed amount each month for at least 10-20 years to benefit from SIPs and achieve long-term goals like retirement. It includes illustrations of how even small monthly investments can grow into large sums over time through the power of compounding returns.
Sip
The document discusses Systematic Investment Plans (SIPs) and SIP calculators. It defines an SIP as an investment strategy where a fixed amount is automatically invested in a mutual fund on a regular basis. An SIP calculator helps estimate potential returns and maturity amounts based on projected returns. The document outlines different types of SIPs and their features and benefits, including rupee cost averaging and disciplined savings. It also explains how to use an SIP calculator and why SIPs are preferable to lump sum investments due to their ability to reduce risk in volatile markets through rupee cost averaging.
Think Fundsindia - May 2016
This document discusses the risks associated with investing in debt mutual funds. The two main risks are duration risk and credit risk. Duration risk stems from interest rate fluctuations - when rates rise, bond prices fall and vice versa, affecting the fund's net asset value. Credit risk is the risk of defaults from bond issuers. A downgrade in an issuer's credit rating can lead to a markdown in the fund's holdings and a reduction in net asset value, even if the issuer does not default. Both risks can be mitigated by investing in funds that focus on high-quality debt instruments.
Analysis of tax saving investments
The financial year is coming to an end and so you must determine where to invest so as to get optimum return and tax benefits. Even though the primary objective is to save taxes you also want that your investments earn good returns. This article is an attempt to analyze the various tax saving investments available and the annual returns that it earns.
SiP
This document outlines 7 types of systematic investment plans (SIPs) available in mutual funds:
1. Regular SIP allows investors to make fixed monthly investments.
2. Top-up SIP allows increasing contributions over time.
3. Flexible SIP gives investors control over investment amounts within limits.
4. Perpetual SIP continues indefinitely until the investor stops it.
5. Trigger SIP links investments to market triggers chosen by experienced investors.
6. SIP with insurance provides a life insurance benefit for long-term equity fund SIPs.
7. Multi SIP starts SIPs across multiple fund schemes with a single form.
Grow your small savings to one crore
This document provides guidance on how to grow small monthly savings of a few thousand rupees into 1 crore rupees over the long run through disciplined mutual fund investments. It recommends starting SIP investments as early as possible in equity mutual funds and increasing the amount annually to benefit from compounding returns. Choosing the right funds like balanced, tax saving or multi-cap funds and continuing investments through market ups and downs is key to achieving the 1 crore goal in 15-30 years depending on the initial investment amount and return assumptions. Annual reviews can optimize the investment based on fund performance.
Sip presentation-jagoinvestor-meet-mumbai-by-gajendra
This document discusses the benefits of systematic investment planning (SIP) for building wealth through equity investments. Some key points made include:
- SIP allows regular small investments in equity mutual funds which benefit from rupee cost averaging and compounding over the long run.
- Equity returns have outperformed inflation, bank FDs, and gold over the past 15 years, making equity an important part of investment portfolios.
- To start an SIP, investors fill application forms, provide bank details for auto-debit, and choose a monthly or quarterly investment amount of minimum Rs. 500/1,000 respectively. Longer SIP periods of 5+ years further reduce risk while compounding enhances returns.
NPS VS PPF: A COMPARATIVE GLANCE
NPS and PPF are two investment options for retirement planning. Some key differences are:
NPS is aimed at long-term retirement planning with investments until age 60, while PPF has a 15-year tenure. NPS funds are managed by pension fund managers approved by the government, while PPF funds are managed by the central government. Returns are not fixed for NPS but fixed annually at 8.7% for PPF. On maturity, 60% of the NAV is paid out from NPS with the remaining 40% required to purchase an annuity, while PPF returns 100% of the principal and interest. Both options allow for tax benefits but have different limits and rules for minimum investments, lock
Alternative investment avenues by aum rathod
this pdf will take you through different alternative investment avenues and at last you can go and invest your money according to your requirements
Hdfc retirement fund
The document provides information about the HDFC Retirement Savings Fund, which offers three investment plans to help investors plan for retirement. It discusses the need for retirement planning, benefits of starting early, importance of asset allocation and diversification, and the role different asset classes can play. The fund seeks to generate a pension corpus through long-term investments in equity, debt and money market instruments based on the investor's risk profile and retirement goals. Key details about the three plans, investment strategy, lock-in period and tax benefits are also summarized.
Etica Wealth Management - SIP Presentation
The document discusses systematic investment planning (SIP) as a simple way to invest in equity and create wealth over the long term. It notes that equity returns have historically beaten inflation, and that starting investments early and allowing time and compounding to work for you can significantly grow wealth. Rather than trying to time the market, the document advocates a disciplined SIP approach through mutual funds. It provides details on how SIPs work, their benefits, and the process for enrolling in one.
Picture Abhi Baaki Hai Mere Dost - Retire Rich 2
In every movie, at the end everything goes well and movie ends happily and if it didn’t, then... "Picture abhi baaki hai mere dost"
How happy we’ll be if our life turns out to be like a movie, no? But the truth is … Life is not a movie. We all know about the hardship and struggle of life. But YES, if we plan our finances and manage it properly then we can surly make the story of our life “Happy".
So where ever you are and in whatever condition, let's start planning our finance because."Picture abhi baaki hai mere dost...". We at financial Hospital is coming with a session on how to plan and where to find safe heaven for your finance. Read on to make yourself a super hero of your own life movie.
Investment avenues in india
Investment avenues in India include savings bank accounts, fixed deposits, post office savings schemes, public provident funds, gold investments, and real estate. It is important for investors to diversify their investments across multiple avenues to achieve their financial goals and create a secondary source of income. Popular long-term options are public provident funds, which offer tax-free returns and interest over a 15-year period, and real estate, though investors should carefully consider the property's location when investing.
What are objectives of investing in mutual funds
Since past two decades, the growth percentage of mutual fund industry has seen a noticeable hike. This growth is the result of increased education levels which has penetrated through individual’s mind about understanding their financial requirements.
Start Investing Young
1. The document discusses several investment products and schemes for young Indians including the Public Provident Fund (PPF), Sukanya Samriddhi Account, National Savings Certificate (NSC), and Post Office savings schemes.
2. It then provides details on the PPF such as eligibility, minimum/maximum deposit amounts, interest rates, withdrawal rules, tax benefits, and more.
3. The document also summarizes three new social security schemes recently launched by the Indian government: Pradhan Mantri Jeevan Jyoti Bima Yojana for life insurance, Pradhan Mantri Suraksha Bima Yojana for accident insurance, and Atal Pension Yojana
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More Savings with better Tax Planning!
1) Only 2% of Indians file income tax returns due to fear of disclosure or complexity.
2) Various sources of income including salary, house property, business, capital gains, and others are outlined, with tax rates provided for different income levels and citizen types.
3) Tools for tax planning include deductions and allowances under Section 10 and Chapter VI A for items like housing loan interest, medical expenses, investments, education loans, and donations. Proper documentation is important for claiming deductions.
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Highlights from the Seminar:
*How GST & Demonetization affect your Asset Classes like
Real Estate, Equity, Debt, & Gold.
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This document provides advice on financial planning. It discusses how people's spending habits have changed from earning, saving, and spending, to earning, spending, and paying monthly installments. It emphasizes the importance of financial planning and having different categories for short, mid, and long-term savings goals. Examples are provided for necessities, discretionary expenses, and long-term goals. The benefits of starting investments early and making regular contributions are shown. Finally, it outlines financial planning steps for different life stages and emphasizes finding the right financial advisor.
Financial planning 101
Financial planning is a long-term process of managing one's finances to achieve goals. It provides a roadmap to financial well-being and sustainable wealth creation. Many misconceptions exist, such as that it only involves budgeting or is only for the wealthy. Financial planning is needed due to risks like living too long in retirement, changing lifestyles, inflation, and lack of social security. It involves understanding assets, liabilities, priorities, timelines, and appropriate investment vehicles. Starting financial planning early allows greater benefits of compounding returns. Using systematic investment plans smooths out market volatility for better long-term returns. Financial planners can help develop and implement customized plans.
Is investing in real estate still beneficial
Real estate investing can still be beneficial, though it faces some challenges. It provides ongoing income from rent and appreciation over time. However, factors like demonetization, new regulations, and GST implementation have impacted the industry. Specifically, GST aims to streamline taxation but the rate is still uncertain. For residential housing, low interest rates may offset higher taxes, while affordable housing is currently exempt and investors hope this continues. Rental demand should keep the sector stable regardless of any GST on leases.
Things you should avoid for not paying tax this year
This document provides tips to avoid paying more tax this year. It recommends not claiming medical reimbursement if eligible expenses are below the Rs. 15,000 exemption limit. It also advises carrying forward capital losses to offset future capital gains and properly claiming eligible exemptions for house rent allowance, medical insurance premiums, and leave travel allowance. The document further suggests transferring provident funds to new employers instead of withdrawing within 5 years to avoid taxation.
Types of returns under gst
The document summarizes the various types of returns required to be filed under the Goods and Services Tax (GST) regime in India. It discusses 18 different return forms including monthly, quarterly, annual returns to be filed by regular taxpayers, compounding taxpayers, Input Service Distributors, e-commerce operators, non-resident taxpayers, and others. The returns require reporting of outward and inward supplies, input tax credit claimed, tax payable, payments made, and other details. The returns are largely auto-populated based on information filed in other returns, and allow for modifications and corrections.
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For newly married couples, financial planning is important to set priorities and evaluate needs. Short term planning includes insurance, savings of 6 months income, assets like cars and homes, and incidental expenses. Medium term includes real estate, children's education, and retirement plans. Long term focuses on higher education, assessing retirement funds, estate planning, and post-retirement expenses. It is advised to discuss finances openly, set monetary goals together, manage accounts jointly or individually, create budgets, have regular money meetings, take measured risks, build emergency funds, and trust each other. Financial planning helps fulfill goals but flexibility is also needed to adjust to life changes.
Budget 2017 by CA Manish Hingar
A budget is a quantitative expression of a financial plan, we all know that but, not everyone understands the whole of Budget. For this reason alone, the budget views are presented in a PPT format for your reference.
A presentation by CA Manish Hingar
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SIP is a method of investing a fixed sum, regularly, in a mutual fund scheme. SIP allows one to buy units on a given date each month, so that one can implement a saving plan for themselves.
How To Save Tax Through ELSS
ELSS, one of the best options available under section 80C, to claim deduction. Though it has a lock in period 3 years.
Why You Need To Get SIP Today
SIP, one of the best investment tools to invest through. It is a very good option for beginners. You can also create wealth, by investing through SIPs.
Life insurance
Life insurance (or life assurance, especially in the Commonwealth), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses (such as funeral expenses) can also be included in the benefits.
Benefits of filing Income Tax
In India, every assessee whether having a taxable income or not, should definitely file their income tax return. Why? This PPT will tell you why!
Retirement planning-nps
Retirement planning is using your earnings to provide income, after you retire from work. Start planning for retirement now. We can help you use your savings today, to live a comfortable life tomorrow.
Tax Planning
The document provides information about income tax rates and deductions in India. Some key points:
- Only 2% of the Indian population files income tax returns.
- Tax rates range from 0-30% depending on income level and citizen status (senior, very senior).
- Various deductions are available including housing loan interest, medical insurance, education loans, charity donations, and investments under Section 80C up to Rs. 150,000.
- Tax planning strategies include maximizing deductions, investing in a spouse or parent's name to take advantage of lower tax brackets, and claiming exemptions for allowances like transport, meals, and children's expenses.
Retirement Planning
The document discusses retirement planning and provides guidance on estimating retirement costs and investment options. It notes that people should plan early for retirement as the corpus needed is significant. Monthly retirement expenses of Rs. 20,000-80,000 would require investments of Rs. 483572-1934288 today at 8% return to last 30 years in retirement. Investment avenues discussed include PPF, SIPs, debt funds, annuity plans, and senior citizen savings schemes. Proper planning is necessary to ensure funds are available to live comfortably after stopping work.
IMPORTANCE OF DEBT FUNDS
Debt funds are mutual funds that invest in fixed income securities like bonds. They have a fixed maturity period and are more suitable for short-term goals compared to equity funds since they provide more security but lower returns. When choosing a debt fund, investors should consider their needs, the fund house's assets under management, any exit loads, the fund's past performance, and its asset allocation. Common types of debt funds include gilt funds, short-term debt funds, fixed maturity plans, and liquid funds. Debt funds provide a regular income stream and are well-suited for conservative investors.
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一比一原版(UCL毕业证)伦敦大学|学院毕业证如何办理
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国际留学归国服务中心《如何办伦敦大学|学院毕业证认证》《UCL学位证书扫描件哪里买》实体公司，注册经营，行业标杆，精益求精！
专业为留学生办理伦敦大学|学院伦敦大学|学院毕业证offer【100%存档可查】留学全套申请材料办理。本公司承诺所有毕业证成绩单成品全部按照学校原版工艺对照一比一制作和学校一样的羊皮纸张保证您证书的质量！
如果你回国在学历认证方面有以下难题请联系我们我们将竭诚为你解决认证瓶颈
1所有材料真实但资料不全无法提供完全齐整的原件。【如：成绩单丶毕业证丶回国证明等材料中有遗失的。】
2获得真实的国外最终学历学位但国外本科学历就读经历存在问题或缺陷。【如：国外本科是教育部不承认的或者是联合办学项目教育部没有备案的或者外本科没有正常毕业的。】
3学分转移联合办学等情况复杂不知道怎么整理材料的。时间紧迫自己不清楚递交流程的。
如果你是以上情况之一请联系我们我们将在第一时间内给你免费咨询相关信息。我们将帮助你整理认证所需的各种材料.帮你解决国外学历认证难题。
国外伦敦大学|学院伦敦大学|学院毕业证offer办理方法：
1客户提供办理信息：姓名生日专业学位毕业时间等（如信息不确定可以咨询顾问：我们有专业老师帮你查询伦敦大学|学院伦敦大学|学院毕业证offer）；
2开始安排制作伦敦大学|学院毕业证成绩单电子图；
3伦敦大学|学院毕业证成绩单电子版做好以后发送给您确认；
4伦敦大学|学院毕业证成绩单电子版您确认信息无误之后安排制作成品；
5伦敦大学|学院成品做好拍照或者视频给您确认；
6快递给客户（国内顺丰国外DHLUPS等快读邮寄）。吃吃地笑山娃很精神越逛越起劲父亲却越逛越疲倦望着父亲呵欠连天的样子山娃也说困了累了回家吧小屋闷罐一般头顶上的三叶扇彻夜呜呜作响搅得满屋热气腾腾也搅得山娃心烦意乱父亲一上床就呼呼大睡山娃却辗转反侧睡不着山娃一次又一次摸索着爬起来一遍又一遍地用暖乎乎的冷水擦身往水泥地板上一勺一勺的洒水也不知过了多久山娃竟迷迷糊糊地睡着了迷迷糊糊地又闻到了闹钟刺耳的铃声和哐咣的关门声待山娃醒来时父亲早已上班去了床头总们
How Does CRISIL Evaluate Lenders in India for Credit Ratings
CRISIL evaluates lenders in India by analyzing financial performance, loan portfolio quality, risk management practices, capital adequacy, market position, and adherence to regulatory requirements. This comprehensive assessment ensures a thorough evaluation of creditworthiness and financial strength. Each criterion is meticulously examined to provide credible and reliable ratings.
Who Is Abhay Bhutada, MD of Poonawalla Fincorp
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
一比一原版(UoB毕业证)伯明翰大学毕业证如何办理
UoB本科学位证成绩单【微信95270640】伯明翰大学没毕业>办理伯明翰大学毕业证成绩单【微信UoB】UoB毕业证成绩单UoB学历证书UoB文凭《UoB毕业套号文凭网认证伯明翰大学毕业证成绩单》《哪里买伯明翰大学毕业证文凭UoB成绩学校快递邮寄信封》《开版伯明翰大学文凭》UoB留信认证本科硕士学历认证
如果您是以下情况，我们都能竭诚为您解决实际问题：【公司采用定金+余款的付款流程，以最大化保障您的利益，让您放心无忧】
1、在校期间，因各种原因未能顺利毕业，拿不到官方毕业证+微信95270640
2、面对父母的压力，希望尽快拿到伯明翰大学伯明翰大学硕士毕业证成绩单；
3、不清楚流程以及材料该如何准备伯明翰大学伯明翰大学硕士毕业证成绩单；
4、回国时间很长，忘记办理；
5、回国马上就要找工作，办给用人单位看；
6、企事业单位必须要求办理的；
面向美国乔治城大学毕业留学生提供以下服务:
【★伯明翰大学伯明翰大学硕士毕业证成绩单毕业证、成绩单等全套材料，从防伪到印刷，从水印到钢印烫金，与学校100%相同】
【★真实使馆认证（留学人员回国证明），使馆存档可通过大使馆查询确认】
【★真实教育部认证，教育部存档，教育部留服网站可查】
【★真实留信认证，留信网入库存档，可查伯明翰大学伯明翰大学硕士毕业证成绩单】
我们从事工作十余年的有着丰富经验的业务顾问，熟悉海外各国大学的学制及教育体系，并且以挂科生解决毕业材料不全问题为基础，为客户量身定制1对1方案，未能毕业的回国留学生成功搭建回国顺利发展所需的桥梁。我们一直努力以高品质的教育为起点，以诚信、专业、高效、创新作为一切的行动宗旨，始终把“诚信为主、质量为本、客户第一”作为我们全部工作的出发点和归宿点。同时为海内外留学生提供大学毕业证购买、补办成绩单及各类分数修改等服务；归国认证方面，提供《留信网入库》申请、《国外学历学位认证》申请以及真实学籍办理等服务，帮助众多莘莘学子实现了一个又一个梦想。
专业服务，请勿犹豫联系我
如果您真实毕业回国，对于学历认证无从下手，请联系我，我们免费帮您递交
诚招代理：本公司诚聘当地代理人员，如果你有业余时间，或者你有同学朋友需要，有兴趣就请联系我
你赢我赢，共创双赢
你做代理，可以帮助伯明翰大学同学朋友
你做代理，可以拯救伯明翰大学失足青年
你做代理，可以挽救伯明翰大学一个个人才
你做代理，你将是别人人生伯明翰大学的转折点
你做代理，可以改变自己，改变他人，给他人和自己一个机会大块就啃啃得满嘴满脸猴屁股般的红艳大家一个劲地指着对方吃吃地笑瓜裂得古怪奇形怪状却丝毫不影响瓜味甜丝丝的满嘴生津遍地都是瓜横七竖八的活像掷满了一地的大石块摘走二三只爷爷是断然发现不了的即便发现爷爷也不恼反而教山娃辨认孰熟孰嫩孰甜孰淡名义上是护瓜往往在瓜棚里坐上一刻饱吃一顿后山娃就领着阿黑漫山遍野地跑阿黑是一条黑色的大猎狗挺机灵的是山娃多年的忠实伙伴平时山娃上学阿黑也摇头晃脑地跟去暑假用不着上学阿钩
An Overview of the Prosocial dHEDGE Vault works
How the prosocial dHEDGE earns you money while saving the world!
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一比一原版美国新罕布什尔大学(unh)毕业证学历认证真实可查
永久可查学历认证【微信：A575476】【美国新罕布什尔大学(unh)毕业证成绩单Offer】【微信：A575476】（留信学历认证永久存档查询）采用学校原版纸张、特殊工艺完全按照原版一比一制作（包括：隐形水印，阴影底纹，钢印LOGO烫金烫银，LOGO烫金烫银复合重叠，文字图案浮雕，激光镭射，紫外荧光，温感，复印防伪）行业标杆！精益求精，诚心合作，真诚制作！多年品质 ,按需精细制作，24小时接单,全套进口原装设备，十五年致力于帮助留学生解决难题，业务范围有加拿大、英国、澳洲、韩国、美国、新加坡，新西兰等学历材料，包您满意。
【业务选择办理准则】
一、工作未确定，回国需先给父母、亲戚朋友看下文凭的情况，办理一份就读学校的毕业证【微信：A575476】文凭即可
二、回国进私企、外企、自己做生意的情况，这些单位是不查询毕业证真伪的，而且国内没有渠道去查询国外文凭的真假，也不需要提供真实教育部认证。鉴于此，办理一份毕业证【微信：A575476】即可
三、进国企，银行，事业单位，考公务员等等，这些单位是必需要提供真实教育部认证的，办理教育部认证所需资料众多且烦琐，所有材料您都必须提供原件，我们凭借丰富的经验，快捷的绿色通道帮您快速整合材料，让您少走弯路。
留信网认证的作用:
1:该专业认证可证明留学生真实身份
2:同时对留学生所学专业登记给予评定
3:国家专业人才认证中心颁发入库证书
4:这个认证书并且可以归档倒地方
5:凡事获得留信网入网的信息将会逐步更新到个人身份内，将在公安局网内查询个人身份证信息后，同步读取人才网入库信息
6:个人职称评审加20分
7:个人信誉贷款加10分
8:在国家人才网主办的国家网络招聘大会中纳入资料，供国家高端企业选择人才
→ 【关于价格问题（保证一手价格）
我们所定的价格是非常合理的，而且我们现在做得单子大多数都是代理和回头客户介绍的所以一般现在有新的单子 我给客户的都是第一手的代理价格，因为我想坦诚对待大家 不想跟大家在价格方面浪费时间
对于老客户或者被老客户介绍过来的朋友，我们都会适当给一些优惠。
选择实体注册公司办理，更放心，更安全！我们的承诺：可来公司面谈，可签订合同，会陪同客户一起到教育部认证窗口递交认证材料，客户在教育部官方认证查询网站查询到认证通过结果后付款，不成功不收费！
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SIP vs ppf
- 2. SYSEMATIC INVESTMENT PLANS SIPs are like drops of water, the more collected, the larger the pool it creates. SIPs are a disciplined way of investing in funds. The more disciplined you are, the better it works out for you. The POWER OF COMPOUNDING works best for people investing through SIPs.
- 3. UNDERSTANDING PPF The interest rate on a PPF account for this year 2015- 2016, is 8.7% You can open an account with Rs. 100/-, but minimum investment is Rs. 500/- and maximum is Rs. 150000/-. A joint account cannot be opened. Only one account per person can be opened. The maturity period is 15 years, but partial withdrawal is allowed under certain conditions.
- 4. SIP Vs PPF SIPs are more beneficial and have less restrictions, as compared to a PPF. PPFs may or may not continue in the future, but markets can’t shut down for good. SIPs can be used to fund long and short term goals, through debt and equity funds. PPFs can fund goals occurring after it’s maturity. Although partial withdrawal is allowed, but under certain conditions.
- 5. THIS TABLE WILL HELP YOU DECIDE PARTICULARS SYSTEMATIC INVESTMENT PLAN (SIP) PUBLIC PROVIDENT FUND (PPF) RATE It fluctuates, an average of 11% can be considered. 8.7% LIQUIDITY Easy liquidity It has a 15 year lock in. After maturity, it can be extended in blocks of 5 years. RISK Very Risky Less Risk Withdrawal Can be withdrawn any time Partial withdrawal is allowed in the 7 year, under certain conditions. Tax benefits Lock in for 3 years, after which it is tax free. Investment, income earned and maturity amount is tax free.
- 6. WORKING OF SIPs SIP POWER OF COMPOUNDING FUND YOUR FINANCIAL GOALS
- 7. POWER OF COMPOUNDING Power of Compounding works on lump sum amounts as well as SIPs. It is more effective when investments are done through SIPs, as you get interest on interest. Another important factor to keep in mind is that, you need to start investing early, for the compounding to work it’s magic.
- 8. CONCLUSION I would like to conclude by saying that, SIPs and PPF are both good options for investment. But SIPs can help you reach your goal faster than PPFs. Investing through SIPs are more flexible than investing in PPFs, as we have already seen earlier. So now, you know what you want, so invest wisely!