The document discusses Systematic Investment Plans (SIPs) and SIP calculators. It defines an SIP as an investment strategy where a fixed amount is automatically invested in a mutual fund on a regular basis. An SIP calculator helps estimate potential returns and maturity amounts based on projected returns. The document outlines different types of SIPs and their features and benefits, including rupee cost averaging and disciplined savings. It also explains how to use an SIP calculator and why SIPs are preferable to lump sum investments due to their ability to reduce risk in volatile markets through rupee cost averaging.
What is SIP? (Systematic Investment Planning) slideshareLatin Manharlal
Systematic Investment Plan (SIP) is an approach to investing small amounts at regular intervals rather than investing lump sum amount at one time.
Considered to be the safest way to invest into Equity Markets by going the SIP route, Investor is not trying to capture the Highs and lows of the market, but trying to average the cost by investing at regular interval.
Concept is that, When the markets fall investor gets more units. Likewise investor acquires lesser units when the market goes up. This means that investor buys less when the price is high and investor buys more when the price is low. Hence the average cost per unit falls down over a period of time.
Systematic Investment Plan (SIP)-Smarter way to meet your financial goalsRR Finance
SIP is an investment program that allows you to contribute a fixed amount (as low as Rs. 1000/-) in mutual funds at regular intervals. Please visit:- http://rrfinance.com/Mutual%20Fund/Mutual_Fund_Home.aspx
What is Wealth Creation Tool? The Answer is SIP-Systematic Investment Plan. Go through Presentation of SIP. and feel free to ask Question/Queries by marking mail to me on mebheda@gmail.com
Systematic Investment Plan' (SIP) is an investment vehicle offered by mutual funds to investors, allowing them to invest small amounts periodically instead of lump sums. The frequency of investment is usually weekly, monthly or quarterly.
Systematic Investment Plan (SIP) is not a mutual fund scheme but a method of investing a fixed sum on a regular basis (monthly / quarterly), in a mutual fund scheme.
Systematic Investment Plan allows investors to buy units of a particular mutual fund scheme, irrespective of its price at regular intervals.
Investors can plan their savings through a structured regular program via SIP.
Benefits of SIP:
1. Disciplined Investing
2. Productive Spending
3. Power of compounding
4. Low minimum investment
5. Rupee cost averaging
6. Timing the market is not necessary
7. Aligned to financial goals
In conclusion, we would like to say that SIP is not a magical instrument but it can be turned into one with proper homework and planning before investing.
What is SIP? (Systematic Investment Planning) slideshareLatin Manharlal
Systematic Investment Plan (SIP) is an approach to investing small amounts at regular intervals rather than investing lump sum amount at one time.
Considered to be the safest way to invest into Equity Markets by going the SIP route, Investor is not trying to capture the Highs and lows of the market, but trying to average the cost by investing at regular interval.
Concept is that, When the markets fall investor gets more units. Likewise investor acquires lesser units when the market goes up. This means that investor buys less when the price is high and investor buys more when the price is low. Hence the average cost per unit falls down over a period of time.
Systematic Investment Plan (SIP)-Smarter way to meet your financial goalsRR Finance
SIP is an investment program that allows you to contribute a fixed amount (as low as Rs. 1000/-) in mutual funds at regular intervals. Please visit:- http://rrfinance.com/Mutual%20Fund/Mutual_Fund_Home.aspx
What is Wealth Creation Tool? The Answer is SIP-Systematic Investment Plan. Go through Presentation of SIP. and feel free to ask Question/Queries by marking mail to me on mebheda@gmail.com
Systematic Investment Plan' (SIP) is an investment vehicle offered by mutual funds to investors, allowing them to invest small amounts periodically instead of lump sums. The frequency of investment is usually weekly, monthly or quarterly.
Systematic Investment Plan (SIP) is not a mutual fund scheme but a method of investing a fixed sum on a regular basis (monthly / quarterly), in a mutual fund scheme.
Systematic Investment Plan allows investors to buy units of a particular mutual fund scheme, irrespective of its price at regular intervals.
Investors can plan their savings through a structured regular program via SIP.
Benefits of SIP:
1. Disciplined Investing
2. Productive Spending
3. Power of compounding
4. Low minimum investment
5. Rupee cost averaging
6. Timing the market is not necessary
7. Aligned to financial goals
In conclusion, we would like to say that SIP is not a magical instrument but it can be turned into one with proper homework and planning before investing.
What is SIP?Top SIP for investing for highest returns. Complete details of the SIPs for long term investment and Monthly savings SIP, MONTHLY SAVINGS, BEST MONTHLY SAVING SCHEMES, TOP SIPS,ICICI PRUDENTIAL EXPORTS AND SERVICES SECTOR FUND, FRANKLIN INDIA SMALLER COMPANIES FUND,BIRLA SUNLIFE MNC FUND,
Invest Online in Top Systematic Investment plans through RR FINANCE.IN. Online SIP is a method of investment planning of fixed sum. Plan today to be rich tomorrow with our Best SIP investment plans.
Systematic Investment Plan (SIP) is a financial planning tool that helps you to create wealth, by investing small sums of money every month, over a period of time. A Systematic Investment Plan (SIP) has been a vehicle offered by mutual funds to help investors invest regularly in a disciplined manner.
Features:
1. Diversified Allocation: Your funds are invested across various asset and equity classes providing you the right mix of risk exposure.
2. Low Cost: Mutual Funds charge less than 2.25% per annum as expenses which is way better than spending as high as 6% on ULIPs.
3. Professional Portfolio Management: With Mutual Funds, you get the assurance that your money is in the hands of professionals. You can get them to take up the cumbersome and tricky task of timing the market and deciding the right mix for investing your money.
4. Liquidity: Unlike ULIPs, one is not penalized for exiting a child mutual fund plan prematurely. In case one is in dire need of liquid money, one can always stop and exit which makes Mutual Fund SIPs highly liquid.
The best possible investment plan for your child's bright future is to invest in your child's education and taking all these factors into consideration, Mutual Funds are the best possible way which will help you give him that.
Retirement is a big event in everyone's life. But have you prepared for it. If you have not planned for it till yet so just look at this presentation.If you have queries regarding retirement planning,just call me for more information @ 9828298041
This presentation gives you a lot of ideas on how to consistently outperform markets and earn a consistent and growing ROI (Return on Investment) on your investments.
Avoid Dreadful Mistakes While Investing in Mutual FundsInvestmentz
If you don’t balance your earnings and spending, you will never save enough to invest which is a sure way to crash-land since you will never know when you ran out of fuel.
What is SIP Investment? | Comprehensive Guide to Systematic Investment Planswright research
Discover what SIP investment is and how it can help you grow your wealth. Learn the benefits, working mechanism, and steps to get started with SIP investments today.
What is SIP?Top SIP for investing for highest returns. Complete details of the SIPs for long term investment and Monthly savings SIP, MONTHLY SAVINGS, BEST MONTHLY SAVING SCHEMES, TOP SIPS,ICICI PRUDENTIAL EXPORTS AND SERVICES SECTOR FUND, FRANKLIN INDIA SMALLER COMPANIES FUND,BIRLA SUNLIFE MNC FUND,
Invest Online in Top Systematic Investment plans through RR FINANCE.IN. Online SIP is a method of investment planning of fixed sum. Plan today to be rich tomorrow with our Best SIP investment plans.
Systematic Investment Plan (SIP) is a financial planning tool that helps you to create wealth, by investing small sums of money every month, over a period of time. A Systematic Investment Plan (SIP) has been a vehicle offered by mutual funds to help investors invest regularly in a disciplined manner.
Features:
1. Diversified Allocation: Your funds are invested across various asset and equity classes providing you the right mix of risk exposure.
2. Low Cost: Mutual Funds charge less than 2.25% per annum as expenses which is way better than spending as high as 6% on ULIPs.
3. Professional Portfolio Management: With Mutual Funds, you get the assurance that your money is in the hands of professionals. You can get them to take up the cumbersome and tricky task of timing the market and deciding the right mix for investing your money.
4. Liquidity: Unlike ULIPs, one is not penalized for exiting a child mutual fund plan prematurely. In case one is in dire need of liquid money, one can always stop and exit which makes Mutual Fund SIPs highly liquid.
The best possible investment plan for your child's bright future is to invest in your child's education and taking all these factors into consideration, Mutual Funds are the best possible way which will help you give him that.
Retirement is a big event in everyone's life. But have you prepared for it. If you have not planned for it till yet so just look at this presentation.If you have queries regarding retirement planning,just call me for more information @ 9828298041
This presentation gives you a lot of ideas on how to consistently outperform markets and earn a consistent and growing ROI (Return on Investment) on your investments.
Avoid Dreadful Mistakes While Investing in Mutual FundsInvestmentz
If you don’t balance your earnings and spending, you will never save enough to invest which is a sure way to crash-land since you will never know when you ran out of fuel.
What is SIP Investment? | Comprehensive Guide to Systematic Investment Planswright research
Discover what SIP investment is and how it can help you grow your wealth. Learn the benefits, working mechanism, and steps to get started with SIP investments today.
A SIP calculator is a handy tool for planning your investments. It helps estimate returns on Systematic Investment Plans. By entering investment amount, tenure, and expected rate of return, it predicts potential earnings.
The presentation covers all the details on mutual fund sip calculator. It gives an investor a clear overview about the sip calculator. The presentation covers the the most relevant topics of sip return calculator, like - brief overview on sip and sip calculator, how to use sip calculator, how to calculate, benefits of sip calculator, how does it works, and things to consider.
There are almost 7 types of SIPs in mutual funds which would help investors to grow their money with discipline. #TypesSIPmutualfunds #SIPMutualFunds
https://tinyurl.com/y4sa92lv
After going through this presentation , you will know about
- Why should I do equity SIP?
- What is equity SIP
- Who can opt for Equity SIP
- How to subscribe Equity SIP
- How investor will benefit from equity SIP
The benefits of investing in mutual fundselearnmarkets
This slide talks about how mutual fund works and the benefit of investing in a mutual fund. As a small investor, you may find that it is not possible to buy shares of larger corporations. Mutual funds generally buy and sell securities in large volumes which allow investors to benefit from lower trading costs. The smallest investor can get started on mutual funds because of the minimal investment requirements.
Mutual Funds vs SIP. Which should you choose?GoPocket
Many people get confused between systematic investment plans (SIP) and mutual funds. While a mutual fund is an investment product, SIP is one of the methods of investing in mutual funds. So, when you invest through SIP, you are actually investing in a Mutual Fund.
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just telegram this number below. I sold about 3000 pi coins to him and he paid me immediately.
Telegram: @Pi_vendor_247
Yes of course, you can easily start mining pi network coin today and sell to legit pi vendors in the United States.
Here the telegram contact of my personal vendor.
@Pi_vendor_247
#pi network #pi coins #legit #passive income
#US
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
Currently pi network is not tradable on binance or any other exchange because we are still in the enclosed mainnet.
Right now the only way to sell pi coins is by trading with a verified merchant.
What is a pi merchant?
A pi merchant is someone verified by pi network team and allowed to barter pi coins for goods and services.
Since pi network is not doing any pre-sale The only way exchanges like binance/huobi or crypto whales can get pi is by buying from miners. And a merchant stands in between the exchanges and the miners.
I will leave the telegram contact of my personal pi merchant. I and my friends has traded more than 6000pi coins successfully
Tele-gram
@Pi_vendor_247
If you are looking for a pi coin investor. Then look no further because I have the right one he is a pi vendor (he buy and resell to whales in China). I met him on a crypto conference and ever since I and my friends have sold more than 10k pi coins to him And he bought all and still want more. I will drop his telegram handle below just send him a message.
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
2. What is SIP and SIP Calculator?
• SIP: SIP is an abbreviation of a Systematic Investment Plan. It is an
investment strategy to invest in a certain amount of money at regular
intervals of time in a mutual fund scheme. It is a fixed amount of
money is auto-debited from the bank account of the investors and is
assigned several units, as per the present Net Asset Value (NAV). SIP
investment plans are the smartest and most convenient way of
investing in mutual funds.
• SIP Calculator: As the name suggests SIP calculator helps to calculate
the wealth gain and the expected returns for the monthly SIP
investment. User can get a rough estimate on the maturity amount
for any monthly SIP Plan, based on the projected annual return rate.
3. Types of SIP
• Top-up SIP: In this type of SIPs the first installment is fixed, and the incremental amount
and frequency of the increment are pre-decided. This leads to an automatic increase in
the investment amount at regular intervals.
• Flexi SIP: Here, whether you have chosen the monthly or daily, to pay different SIP
amounts every time. This gives you, as the investor, a benefit of not being bound to pay a
certain amount every month or daily but decide according to the cash flow at the time of
SIP payment. Thus, in case you have a cash crunch you can skip the installment as per the
requirement. However, it is also recommended not to do so unless you understand the
market conditions and invest.
• Perpetual SIP: Under this type the paying SIPs without an end date. Not for a year, 3 or 5
years, but keep going till one wish. If you opt for this scheme, you have the option to
redeem the fund at a time of your convenience.
• Trigger SIP: This SIP is for the ones that understand markets well, then this type of SIP
gives you the option to use that knowledge. You can set a NAV or index level or event or
a particular date to start the payments for this type of SIP. Trigger SIP encourages
speculation and is therefore not preferred by many.
4. Features & Benefits of SIP
1. Rupee cost averaging: If you choose to invest in a fixed amount of money every month via SIP,
you will see that more stocks are purchased when the price of the investment falls. This
simultaneously brings down the average cost of buying a financial asset over time.
2. Convenience: Investing in SIP is a simple and hassle-free process. You can instruct the bank to
activate or facilitate you with the auto-debits from your bank account. As nowadays everyone
is online, you can also visit the website of the fund house of your choice and click on the link
for the SIP registration link or the tab.
3. Disciplined Saving: To achieve anything in this world discipline is meant as an essence. By
investing in SIP, you commit to saving regularly, and every investment takes you a step closer to
reaching the financial objectives.
4. Compounding: A small sum of money invested in SIP on a regular interval can grow into a
considerably the big amount. Through the power of compounding, the interest earns interest,
allowing you to fetch a substantial amount of earnings.
5. No need to time the market: It can be a big dilemma for many to knowing when the right time
is to invest in the market. As it is hard to predict that when the market will be at its peak or its
low point. While SIP is not free from the market volatility.
5. How to use SIP Calculator?
• SIP returns are calculated based on the compound interest. However,
the SIP calculator may vary in functioning as it depends on the site
you are using. Here are the generic steps of using a SIP calculator:
Step 1: Enter the amount you want to invest.
Step 2: Choose the number of years you are willing to continue the
investment.
• After providing this much information the SIP calculator will
automatically calculate the amount of return.
6. What is SIP Advanced Calculator?
• SIP Advanced Calculator is an upgraded version of the basic SIP
calculator.
• It would calculate the return of post inflation.
• This shows a better picture of the maturity value considering
inflation.
• Generally, it requires basic information like the monthly investment
amount, investment tenure in years, expected the rate of return and
the expected rate of inflation to arrive at the maturity value, pre and
post inflation.
7. Why Should you Invest In SIP?
1. Finance Future Goals: Futures goals like buying a house, child’s education, retirement plans,
etc can be achieved with the help of SIP. You can build a corpus over a period by investing a
monthly basis.
2. Diversification: Almost every market expert encourages investors to have a diverse portfolio. In
the same way, SIP can help you acquire the advantages of diversification even if you invest a
small amount. The risk is divided as you invest in different holdings. In this way, you can make
better gains.
3. Minimizes Risk Factor: When you invest in the Equity Mutual funds through the SIPs, the risk
factor minimizes and ride through the ups & downs of the equity market. This is because the
investment is small and is spread over a period. Due to this, market timing is not something to
be worried about.
4. No Pressure of Market Timings: If one invests in a lump sum of amount, it is important to time
it well. You can buy a large number of stocks but if you do not time the market well, then you
the chances of losses increase. Such worries can be reduced by investing with SIPs as the
amount invested is small.
5. Disciplined Investing: SIP investments help you to build up a habit of investing regularly. It
makes you more disciplined in terms of investing. When you start investing through SIP, a fixed
amount gets deducted from the bank account each month.
8. Is SIP Safer than Lump-sum Investment?
1. Rupee Cost Averaging: SIP allows for averaging an investment cost. The
fundamental mantra behind rupee cost averaging is to get more units for a
lower price. When markets fall, you get more units of the scheme. When
markets rise you get fewer units for the same amount. In this way, your average
cost per unit in the volatile markets turns out to be lower than when you invest
in a lump-sum.
2. Safer in volatile markets: With a SIP the risk from market volatilities is lower
because your investment is averaged out. Whether the markets are high or low,
your investments continue. Unlike a lump-sum investment, you don’t need to
time the markets.
3. Flexible Payments: You can customize the SIP investment based on the
financial situation or affordability. So, let’s say you start with a small SIP in line
with the income. As your income increases, you can choose to increase the SIP
contribution. This increases the chances of achieving personal financial goals
by accumulating greater wealth.