This document provides an analysis of various balanced and liquid funds. It begins with an introduction to mutual funds and their structure. It then discusses company profiles, types of balanced and liquid funds, and analytical tools used to compare fund performance such as Sharp ratio, Treynor ratio, and standard deviation. Several chapters analyze specific mutual funds and present the results of a survey on the industry. The conclusion suggests that balanced and liquid funds are growing in popularity and performance is improving. The mutual fund industry is expanding rapidly in India.
A project report on comparative study of mutual funds in indiaProjects Kart
The document is a project report on a comparative study of mutual funds in India. It includes sections on the introduction of mutual funds, their history in India, advantages, and types of mutual funds. The report provides an overview of the mutual fund industry in India and aims to study some prominent mutual fund companies and their schemes.
This document is a project report submitted to Singhad Institute of Business Administration and Research on client interaction, analysis, and dealing in the stock market for Motilal Oswal Securities Ltd. It provides an introductory profile of Motilal Oswal Securities Ltd, which was founded in 1987 and has grown to a 2000 member team focused on research-based investing and high-quality customer service. It also introduces the project subject and outlines Motilal Oswal's range of financial products and services, which include wealth management, equity broking, portfolio management services, and more.
This document contains a questionnaire about investors' preferences for investing in mutual funds. It asks about the types of investments preferred, factors considered while investing, experience investing in mutual funds including scheme details, features that attract investors to mutual funds, preferred mutual fund companies and sectors, and personal details. The questionnaire contains both multiple choice and open-ended questions to understand investors' knowledge of and experience with mutual funds.
The document is a project report comparing mutual funds of HDFC and ICICI. It includes an introduction describing mutual funds, their history and types. It outlines the objectives of comparing the two companies' investment opportunities and ability to help investors make decisions. The report contains sections on literature review, research methodology, analysis, findings, and conclusions.
INVESTMENT PATTERN OF SALARIED INDIVIDUALSRanjana Singh
This document discusses the investment patterns of salaried individuals in India. It aims to understand the different investment avenues available, the level of awareness and risk tolerance among salaried individuals when investing their savings. The document contains chapters on the background and objectives of the study, a literature review of past studies, the research methodology, data collection and analysis, findings, and a conclusion with scope for future work. Tables of data collected from salaried individuals are presented on their awareness of various investment options from safe low-risk to high-risk avenues, as well as the factors considered when selecting investments.
This document is a project report submitted for a Bachelor of Commerce degree in Accounting and Finance from the University of Calcutta. The project analyzes and studies mutual funds in India. It includes an acknowledgements section thanking those who supported and guided the project. The objectives are to analyze returns of selected mutual funds, understand asset management company functions and performance measurement tools, and compare performances of selected mutual fund schemes.
1. The document discusses corporate reporting standards and frameworks, including financial reporting, corporate governance, executive remuneration, and corporate social responsibility. It outlines the benefits of reporting for companies, communities, and the environment.
2. New trends in reporting include developments in gender equality reporting, sustainability reporting, and compliance through websites. Global trends are driving greater transparency in areas like carbon emissions reporting.
3. The document provides tips for effective corporate reporting, including presenting key information and metrics clearly, using charts to illustrate trends and risks, and reconciling non-GAAP measures with GAAP standards. Good practices include selecting illustrative examples and seeking feedback through reporting awards.
This document provides an analysis of various balanced and liquid funds. It begins with an introduction to mutual funds and their structure. It then discusses company profiles, types of balanced and liquid funds, and analytical tools used to compare fund performance such as Sharp ratio, Treynor ratio, and standard deviation. Several chapters analyze specific mutual funds and present the results of a survey on the industry. The conclusion suggests that balanced and liquid funds are growing in popularity and performance is improving. The mutual fund industry is expanding rapidly in India.
A project report on comparative study of mutual funds in indiaProjects Kart
The document is a project report on a comparative study of mutual funds in India. It includes sections on the introduction of mutual funds, their history in India, advantages, and types of mutual funds. The report provides an overview of the mutual fund industry in India and aims to study some prominent mutual fund companies and their schemes.
This document is a project report submitted to Singhad Institute of Business Administration and Research on client interaction, analysis, and dealing in the stock market for Motilal Oswal Securities Ltd. It provides an introductory profile of Motilal Oswal Securities Ltd, which was founded in 1987 and has grown to a 2000 member team focused on research-based investing and high-quality customer service. It also introduces the project subject and outlines Motilal Oswal's range of financial products and services, which include wealth management, equity broking, portfolio management services, and more.
This document contains a questionnaire about investors' preferences for investing in mutual funds. It asks about the types of investments preferred, factors considered while investing, experience investing in mutual funds including scheme details, features that attract investors to mutual funds, preferred mutual fund companies and sectors, and personal details. The questionnaire contains both multiple choice and open-ended questions to understand investors' knowledge of and experience with mutual funds.
The document is a project report comparing mutual funds of HDFC and ICICI. It includes an introduction describing mutual funds, their history and types. It outlines the objectives of comparing the two companies' investment opportunities and ability to help investors make decisions. The report contains sections on literature review, research methodology, analysis, findings, and conclusions.
INVESTMENT PATTERN OF SALARIED INDIVIDUALSRanjana Singh
This document discusses the investment patterns of salaried individuals in India. It aims to understand the different investment avenues available, the level of awareness and risk tolerance among salaried individuals when investing their savings. The document contains chapters on the background and objectives of the study, a literature review of past studies, the research methodology, data collection and analysis, findings, and a conclusion with scope for future work. Tables of data collected from salaried individuals are presented on their awareness of various investment options from safe low-risk to high-risk avenues, as well as the factors considered when selecting investments.
This document is a project report submitted for a Bachelor of Commerce degree in Accounting and Finance from the University of Calcutta. The project analyzes and studies mutual funds in India. It includes an acknowledgements section thanking those who supported and guided the project. The objectives are to analyze returns of selected mutual funds, understand asset management company functions and performance measurement tools, and compare performances of selected mutual fund schemes.
1. The document discusses corporate reporting standards and frameworks, including financial reporting, corporate governance, executive remuneration, and corporate social responsibility. It outlines the benefits of reporting for companies, communities, and the environment.
2. New trends in reporting include developments in gender equality reporting, sustainability reporting, and compliance through websites. Global trends are driving greater transparency in areas like carbon emissions reporting.
3. The document provides tips for effective corporate reporting, including presenting key information and metrics clearly, using charts to illustrate trends and risks, and reconciling non-GAAP measures with GAAP standards. Good practices include selecting illustrative examples and seeking feedback through reporting awards.
comparative study on various brokerage firmsRajat Sarda
The document is a summer training report submitted by Rajat Sarda for his Bachelor of Commerce degree. It provides a comparative study of various brokerage firms and was completed under the guidance of his professor Ms. Neeti Panwar. The report includes an introduction, profiles of organizations studied, a literature review, analysis of major players in the industry, a comparative analysis and interpretation of brokerage firms, and conclusions and recommendations.
Study Of Indian Equity Market And Various Financial Instrument Of Shcilmanishsonowal
This document provides an overview of a study conducted on the Indian equity market and financial instruments offered by Stock Holding Corporation of India (SHCIL). The objectives of the study were to analyze trends in the equity market, understand fluctuations and their effects, examine the basis for investment decisions, and assess awareness and satisfaction of SHCIL's services. The methodology included collecting primary data through investor and broker surveys and secondary data from sources like books and the internet. Key findings from the analysis of the data are also presented.
This document discusses behavioral finance and how psychology influences investor behavior. It introduces several key concepts:
1) Behavioral finance augments standard finance by incorporating psychological factors into how investors make decisions. This helps explain apparent market inefficiencies.
2) Investors are "normal" rather than fully rational. They use mental accounting and make portfolio decisions based on goals rather than just risk and return.
3) Behavioral asset pricing models suggest stocks with desirable characteristics like large size and high growth have lower expected returns due to investor preferences, rather than just their risk level.
This document is a project report submitted to Krishna University by Nitish Nair in partial fulfillment of an MBA degree. The report studies and analyzes the top 3 large cap equity mutual fund schemes across the Indian mutual fund industry. It provides background on mutual funds, their history and growth in India. The report will analyze specific mutual fund companies and their large cap equity schemes through data collection and interpretation to make findings and suggestions.
A study of consumer buying behaviour towards electric vehicles SidramBake
This document is a project report submitted by Sidram N. Bake to Savitribai Phule Pune University in partial fulfillment of an MBA degree. The report studies consumer buying behaviour towards electric vehicles in Pune City, India under the guidance of Prof. Minal Waghchoure. It includes an introduction outlining the objectives, scope and importance of studying electric vehicles in Pune. It also provides details about the research methodology adopted, which involved primary data collection through questionnaires. The data is then analyzed using tools like pie charts, bar graphs to draw findings about consumer perceptions and purchase intentions related to electric vehicles.
This document provides an overview of industry analysis. It defines industry analysis as evaluating the strengths and weaknesses of particular industries. It discusses industry life cycles, characteristics such as demand/supply gaps and cost structures. Methods of industry forecasting are also summarized, including cumulative methods like surveys and correlation/regression analysis, as well as time series analysis involving trends, cycles, seasons and erratic events. The document aims to inform investors' understanding of how industry factors influence company performance.
Comparitive analysis of stock broking firmsNirav Soni
This document is a report submitted by Bhavya Kalra to Dr. Subhash Sharma for partial fulfillment of requirements for a post graduate program in management at the Indian Business Academy. The report provides a comparative analysis of various stock broking companies based on activation charges, brokerage rates, and services provided, with a focus on Angel Broking. It includes certificates from the Dean and faculty mentor, a declaration by the author, acknowledgements, an executive summary, and outlines the objectives, research methodology, industry profile, Angel Broking company profile and services, major competitors, and comparative analysis of activation charges and brokerage rates.
The document provides an overview of mutual funds in India. It discusses the history and evolution of mutual funds in India in four phases: (1) 1964-1987 with the establishment of UTI as the sole player; (2) 1987-1993 saw the entry of public sector funds; (3) 1993-2003 was marked by the entry of private sector funds giving more choice to investors; (4) post-2003 period saw significant growth in the sector. It defines mutual funds, describes the types of mutual funds including open-ended funds, and highlights some key regulations governing mutual funds in India.
A Study of Mutual Funds in India- ReportSyril Thomas
This document is a report submitted by Mundakathil Syril Thomas to IBS Hyderabad as part of an internship at Stock Holding Corporation of India Limited. The report studies the growth of mutual funds in India. It provides details about Stock Holding Corporation, including its products and services. It also discusses the history and classification of mutual funds in India. The report analyzes indicators of growth for mutual funds such as assets under management and shift from traditional investments to mutual funds. It describes the research methodology used for a survey on consumer preferences related to investing. The findings of the survey and conclusions on the future of mutual funds in India are also summarized.
Investment avenues in India include savings bank accounts, fixed deposits, post office savings schemes, public provident funds, gold investments, and real estate. It is important for investors to diversify their investments across multiple avenues to achieve their financial goals and create a secondary source of income. Popular long-term options are public provident funds, which offer tax-free returns and interest over a 15-year period, and real estate, though investors should carefully consider the property's location when investing.
Customer perception towards mutual fundsProjects Kart
The document provides an overview of Karvy, an Indian financial services company. It details Karvy's various services including stock broking, distribution of financial products like mutual funds, depository services, advisory services, and more. It outlines Karvy's history and growth over the past 20 years to become a premier integrated financial services provider in India.
This document contains a 17 question survey about individual investors' decisions and experiences regarding initial public offerings (IPOs) at a stock broking firm in Hubli, India. The survey questions gather information on respondent demographics, investment amounts in IPOs, sources of information used, factors considered when investing, length of time trading IPOs, how new listings are learned about, experiences with the IPO process, and advice for new IPO investors.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
A study of investors perception towards the mutual fund investmenthingal satyadev
This document provides a project report on mutual funds submitted by Hingal Satyadev to the Shri Chimanbhai Patel Institute of Management and Research in partial fulfillment of an MBA degree. The report includes an introduction to mutual funds and ICICI Securities, a literature review on customer awareness of mutual funds, the research methodology used in the study, an analysis of findings, and conclusions and suggestions. The project aimed to examine customer awareness of mutual funds through a survey conducted with customers of ICICI Securities under the guidance of internal and external guides.
Dear Students
We can help you to write total dissertation/project report.
Our 9 step method of project writing:-
Step 1) Helping you in Selection of topic.
Step 2) Group discussion / conference call with in team of professors.
Step 3) Helping you in Preparation of Synopsis/ proposal & sent to project guide
This document provides an overview of mutual funds in India. It discusses the history of mutual funds in India, starting with the establishment of the Unit Trust of India in 1963. It then covers the entry of public sector funds in 1987 and private sector funds in 1993, and increased regulation by SEBI in the following decades. The document also lists some of the major mutual fund companies currently operating in India and provides their approximate market shares as of 2015.
Dear Students
We can help you to write total dissertation/project report.
Our 9 step method of project writing:-
Step 1) Helping you in Selection of topic.
Step 2) Group discussion / conference call with in team of professors.
Step 3) Helping you in Preparation of Synopsis/ proposal & sent to project guide
Project on mutual funds study and surveyProjects Kart
The document provides an overview of the history of mutual funds in India divided into phases:
1) Establishment of UTI in 1963-1987 with UTI enjoying monopoly status. UTI launched various schemes and saw significant growth.
2) Entry of public sector funds in 1987-1993 with SBI MF becoming the first non-UTI MF and others like LIC MF entering. UTI remained the largest.
3) Emergence of private sector funds in 1993-1996 which introduced innovative products and increased competition.
4) Growth and regulation phase from 1996-2004 with SEBI introducing regulations and the industry seeing robust growth. Tax benefits were provided to encourage investment.
Full Project Report on SBI mutual funds.AKSHAY TYAGI
This document summarizes a student project on investor perceptions of mutual funds submitted for an MBA program. It includes declarations, acknowledgements, guide certificates, and outlines of the project contents. The student investigated investor preferences in mutual funds, including the types of products, options, and investment strategies preferred by investors in India. The project analyzed primary data collected through surveys to understand factors influencing investor decisions when purchasing mutual funds.
Fixed deposit is a financial instrument where a sum of money is deposited with a bank or financial institution for a fixed period of time. In return, the depositor is paid a specified interest rate. Some pros of fixed deposits include high interest rates compared to savings accounts, safety of deposited funds if choosing a reputable institution, and lower risk than investing in stocks. However, fixed deposits also have cons like no protection against inflation, inability to withdraw funds before maturity, taxability of interest income, and risk of not being paid back in case of a financial crisis of the institution. Overall, both pros and cons must be considered based on personal factors and requirements when making savings and investment choices.
- The document presents an asset allocation strategy for an investor with a 5-year time horizon.
- It discusses factors to consider like objectives, risk tolerance, and recommends an equity-heavy allocation for the investor's age and time frame.
- Various asset classes like equities, bonds, debt, and alternative investments are explained as well as guidelines for determining an appropriate mix.
comparative study on various brokerage firmsRajat Sarda
The document is a summer training report submitted by Rajat Sarda for his Bachelor of Commerce degree. It provides a comparative study of various brokerage firms and was completed under the guidance of his professor Ms. Neeti Panwar. The report includes an introduction, profiles of organizations studied, a literature review, analysis of major players in the industry, a comparative analysis and interpretation of brokerage firms, and conclusions and recommendations.
Study Of Indian Equity Market And Various Financial Instrument Of Shcilmanishsonowal
This document provides an overview of a study conducted on the Indian equity market and financial instruments offered by Stock Holding Corporation of India (SHCIL). The objectives of the study were to analyze trends in the equity market, understand fluctuations and their effects, examine the basis for investment decisions, and assess awareness and satisfaction of SHCIL's services. The methodology included collecting primary data through investor and broker surveys and secondary data from sources like books and the internet. Key findings from the analysis of the data are also presented.
This document discusses behavioral finance and how psychology influences investor behavior. It introduces several key concepts:
1) Behavioral finance augments standard finance by incorporating psychological factors into how investors make decisions. This helps explain apparent market inefficiencies.
2) Investors are "normal" rather than fully rational. They use mental accounting and make portfolio decisions based on goals rather than just risk and return.
3) Behavioral asset pricing models suggest stocks with desirable characteristics like large size and high growth have lower expected returns due to investor preferences, rather than just their risk level.
This document is a project report submitted to Krishna University by Nitish Nair in partial fulfillment of an MBA degree. The report studies and analyzes the top 3 large cap equity mutual fund schemes across the Indian mutual fund industry. It provides background on mutual funds, their history and growth in India. The report will analyze specific mutual fund companies and their large cap equity schemes through data collection and interpretation to make findings and suggestions.
A study of consumer buying behaviour towards electric vehicles SidramBake
This document is a project report submitted by Sidram N. Bake to Savitribai Phule Pune University in partial fulfillment of an MBA degree. The report studies consumer buying behaviour towards electric vehicles in Pune City, India under the guidance of Prof. Minal Waghchoure. It includes an introduction outlining the objectives, scope and importance of studying electric vehicles in Pune. It also provides details about the research methodology adopted, which involved primary data collection through questionnaires. The data is then analyzed using tools like pie charts, bar graphs to draw findings about consumer perceptions and purchase intentions related to electric vehicles.
This document provides an overview of industry analysis. It defines industry analysis as evaluating the strengths and weaknesses of particular industries. It discusses industry life cycles, characteristics such as demand/supply gaps and cost structures. Methods of industry forecasting are also summarized, including cumulative methods like surveys and correlation/regression analysis, as well as time series analysis involving trends, cycles, seasons and erratic events. The document aims to inform investors' understanding of how industry factors influence company performance.
Comparitive analysis of stock broking firmsNirav Soni
This document is a report submitted by Bhavya Kalra to Dr. Subhash Sharma for partial fulfillment of requirements for a post graduate program in management at the Indian Business Academy. The report provides a comparative analysis of various stock broking companies based on activation charges, brokerage rates, and services provided, with a focus on Angel Broking. It includes certificates from the Dean and faculty mentor, a declaration by the author, acknowledgements, an executive summary, and outlines the objectives, research methodology, industry profile, Angel Broking company profile and services, major competitors, and comparative analysis of activation charges and brokerage rates.
The document provides an overview of mutual funds in India. It discusses the history and evolution of mutual funds in India in four phases: (1) 1964-1987 with the establishment of UTI as the sole player; (2) 1987-1993 saw the entry of public sector funds; (3) 1993-2003 was marked by the entry of private sector funds giving more choice to investors; (4) post-2003 period saw significant growth in the sector. It defines mutual funds, describes the types of mutual funds including open-ended funds, and highlights some key regulations governing mutual funds in India.
A Study of Mutual Funds in India- ReportSyril Thomas
This document is a report submitted by Mundakathil Syril Thomas to IBS Hyderabad as part of an internship at Stock Holding Corporation of India Limited. The report studies the growth of mutual funds in India. It provides details about Stock Holding Corporation, including its products and services. It also discusses the history and classification of mutual funds in India. The report analyzes indicators of growth for mutual funds such as assets under management and shift from traditional investments to mutual funds. It describes the research methodology used for a survey on consumer preferences related to investing. The findings of the survey and conclusions on the future of mutual funds in India are also summarized.
Investment avenues in India include savings bank accounts, fixed deposits, post office savings schemes, public provident funds, gold investments, and real estate. It is important for investors to diversify their investments across multiple avenues to achieve their financial goals and create a secondary source of income. Popular long-term options are public provident funds, which offer tax-free returns and interest over a 15-year period, and real estate, though investors should carefully consider the property's location when investing.
Customer perception towards mutual fundsProjects Kart
The document provides an overview of Karvy, an Indian financial services company. It details Karvy's various services including stock broking, distribution of financial products like mutual funds, depository services, advisory services, and more. It outlines Karvy's history and growth over the past 20 years to become a premier integrated financial services provider in India.
This document contains a 17 question survey about individual investors' decisions and experiences regarding initial public offerings (IPOs) at a stock broking firm in Hubli, India. The survey questions gather information on respondent demographics, investment amounts in IPOs, sources of information used, factors considered when investing, length of time trading IPOs, how new listings are learned about, experiences with the IPO process, and advice for new IPO investors.
Study of Investor Perception towards Mutual FundsMeghnaJaiswal6
This document appears to be a minor project report submitted as part of an MBA program. It includes an introduction providing background on mutual funds, acknowledgments, a declaration by the author, and a certificate by the project guides. It also includes tables of contents and chapters on the introduction, literature review, research methodology, data analysis, findings and conclusions, and recommendations. The literature review chapter discusses several past research studies that have evaluated mutual fund performance using various risk-adjusted measures and techniques like Sharpe ratio, Treynor's ratio, Jensen's alpha, and conditional performance evaluation models.
A study of investors perception towards the mutual fund investmenthingal satyadev
This document provides a project report on mutual funds submitted by Hingal Satyadev to the Shri Chimanbhai Patel Institute of Management and Research in partial fulfillment of an MBA degree. The report includes an introduction to mutual funds and ICICI Securities, a literature review on customer awareness of mutual funds, the research methodology used in the study, an analysis of findings, and conclusions and suggestions. The project aimed to examine customer awareness of mutual funds through a survey conducted with customers of ICICI Securities under the guidance of internal and external guides.
Dear Students
We can help you to write total dissertation/project report.
Our 9 step method of project writing:-
Step 1) Helping you in Selection of topic.
Step 2) Group discussion / conference call with in team of professors.
Step 3) Helping you in Preparation of Synopsis/ proposal & sent to project guide
This document provides an overview of mutual funds in India. It discusses the history of mutual funds in India, starting with the establishment of the Unit Trust of India in 1963. It then covers the entry of public sector funds in 1987 and private sector funds in 1993, and increased regulation by SEBI in the following decades. The document also lists some of the major mutual fund companies currently operating in India and provides their approximate market shares as of 2015.
Dear Students
We can help you to write total dissertation/project report.
Our 9 step method of project writing:-
Step 1) Helping you in Selection of topic.
Step 2) Group discussion / conference call with in team of professors.
Step 3) Helping you in Preparation of Synopsis/ proposal & sent to project guide
Project on mutual funds study and surveyProjects Kart
The document provides an overview of the history of mutual funds in India divided into phases:
1) Establishment of UTI in 1963-1987 with UTI enjoying monopoly status. UTI launched various schemes and saw significant growth.
2) Entry of public sector funds in 1987-1993 with SBI MF becoming the first non-UTI MF and others like LIC MF entering. UTI remained the largest.
3) Emergence of private sector funds in 1993-1996 which introduced innovative products and increased competition.
4) Growth and regulation phase from 1996-2004 with SEBI introducing regulations and the industry seeing robust growth. Tax benefits were provided to encourage investment.
Full Project Report on SBI mutual funds.AKSHAY TYAGI
This document summarizes a student project on investor perceptions of mutual funds submitted for an MBA program. It includes declarations, acknowledgements, guide certificates, and outlines of the project contents. The student investigated investor preferences in mutual funds, including the types of products, options, and investment strategies preferred by investors in India. The project analyzed primary data collected through surveys to understand factors influencing investor decisions when purchasing mutual funds.
Fixed deposit is a financial instrument where a sum of money is deposited with a bank or financial institution for a fixed period of time. In return, the depositor is paid a specified interest rate. Some pros of fixed deposits include high interest rates compared to savings accounts, safety of deposited funds if choosing a reputable institution, and lower risk than investing in stocks. However, fixed deposits also have cons like no protection against inflation, inability to withdraw funds before maturity, taxability of interest income, and risk of not being paid back in case of a financial crisis of the institution. Overall, both pros and cons must be considered based on personal factors and requirements when making savings and investment choices.
- The document presents an asset allocation strategy for an investor with a 5-year time horizon.
- It discusses factors to consider like objectives, risk tolerance, and recommends an equity-heavy allocation for the investor's age and time frame.
- Various asset classes like equities, bonds, debt, and alternative investments are explained as well as guidelines for determining an appropriate mix.
Presentation 5- Difference between bonds vs FD vs Mutual Funds.pptxssuserbecc622
This document compares corporate bonds, fixed deposits, and debt mutual funds. It explains that corporate bonds are debt securities issued by companies to investors that pay interest, fixed deposits allow guaranteed returns for idle money in bank accounts, and debt mutual funds pool investor money to purchase a variety of bonds. Key differences are that fixed deposits have guaranteed returns while bonds and funds have variable returns, bonds and funds offer ownership while deposits do not, and funds allow investing in many bonds while individual bonds represent loans to single companies. The document analyzes the differences in returns, losses, duration, and interest between these options.
This document provides an overview of credit derivatives and their role in credit risk management. It defines credit derivatives as instruments that insure against adverse movements in a borrower's credit quality. Various credit derivative products are examined, including total return swaps, credit default swaps, credit linked notes, collateralized debt obligations, and collateralized loan obligations. The growth and decline of these markets leading up to and during the global financial crisis is also discussed. The document aims to explain how credit derivatives can be used to transfer and manage credit risk.
This document discusses various investment avenues in India categorized as short-term and long-term options. It provides details on savings bank accounts, money market funds, bank fixed deposits, post office savings, public provident fund, company fixed deposits, bonds, debentures, mutual funds and equity shares. Bank deposits offer safety of capital, guaranteed returns but lower returns compared to other long-term options like mutual funds and equity shares which provide higher returns but also involve greater risk. Overall the document analyzes features, benefits, risks and differences between various investment instruments available to Indian investors.
Mutual funds have advantages over individual stock picking such as professional management, risk diversification, and lower fees. However, mutual funds also have disadvantages like fees, lack of control, and restrictions on selling. Fixed deposits, bonds, and life insurance also have different risk and return profiles than mutual funds. Overall, mutual funds provide diversification while individual stocks have potential for higher returns but more risk.
This document provides an overview of bonds as an investment option. It discusses the different types of bonds, including government bonds, corporate bonds, and municipal bonds. It also explains credit ratings and how they assess the risk of default. The document is aimed at educating investors about bonds and when they may be suitable to include in an investment portfolio across different life stages, from those just starting to invest to those in retirement. It promotes including bonds to provide diversification, security, and reliable income.
Hedge funds are lightly regulated investment vehicles that may use various investment techniques to generate higher returns than conventional investments. They have reduced regulatory oversight, pursue more aggressive strategies such as short selling and leverage, and charge performance fees. A hedge fund is typically structured as a limited partnership and involves a manager who invests alongside other limited partners with the help of service providers like a prime broker, administrator, auditors, and legal counsel.
This is the best marketing and financial data related ppt based on the way you can get it done with it to you and financial aid of MBA program and financial support of MBA program.
The law firm's investment management practice represents a full range of U.S. domestic and non-U.S. clients
in all aspects of their organization and operations. Our clients include start-up investment managers/advisers and
investment funds, seasoned private equity and venture capital professionals and established/industry-recognized investment companies and institutions.
Bonds are also called fixed income securities because borrowers agree to repay a fixed amount of principal at a predetermined maturity date and pay a fixed amount of interest over a specified period of time. Bonds can provide current income for conservative investors and at times capital gains or losses for more aggressive investors. Some bonds also provide tax-free income. Compared to stocks, bonds offer lower returns but provide benefits like lower risk, stability, high levels of current income, and diversification. The Inflation Indexed National Savings Securities-Cumulative (IINSS-C) bonds offer a 1.5% return above inflation, with interest compounded half-yearly and a minimum investment of Rs. 5,000 and maximum of
Investment is defined as committing funds for a period of time in order to derive future payments that compensate for the time committed, expected inflation, and uncertainty. An investor has several investment alternatives including shares, bonds, bank deposits, mutual funds, life insurance, real estate, gold/silver, commodities, and derivatives. Shares represent ownership in a company and offer higher returns but also higher risk since prices fluctuate daily. Bonds are lower risk as they represent loans that pay fixed interest, but returns are also typically lower. Bank deposits provide liquidity but generally the lowest returns of the options.
Comparing Fixed Deposits vs. Other Investment Options.pdfMonikaSingh662101
Explore the benefits of fixed deposits and how they stack up against alternative investment avenues. Discover the stability, reliability, and low risk associated with fixed deposits, while contrasting them with potential higher returns and greater flexibility offered by other investment options. Make informed financial decisions today. For more information visit the link in the presentation.
The document discusses various sources of financing for projects including internal accruals, equity capital, preference capital, debentures, term loans, working capital advances, and miscellaneous sources. It compares the differences between equity and debt financing and lists key factors for determining an appropriate debt-to-equity ratio. Specific financing methods like initial public offerings, rights issues, private placements, and bond offerings are outlined. International financing options through eurocurrency loans, eurobonds, and global depository receipts are also summarized.
Investment Securities. alternatives & attributesASAD ALI
This document discusses investment alternatives and their attributes. It describes direct and indirect investing. Direct investing includes non-marketable assets like savings deposits and money market securities like T-bills. Capital market securities include fixed income bonds and equity securities like stocks. Indirect investing is through investment companies like mutual funds. The document also discusses different types of stocks and attributes investors should consider like risk, return, marketability and taxes to evaluate investments.
The document discusses various financial sectors for investment including share market, mutual funds, gold, banks/fixed deposits, PPF, real estate, post office, and insurance. It provides an overview of each sector, describing what they are and listing some of the pros and cons of investing in each one. The key financial sectors covered are means of investing money for returns through stocks, funds, precious metals, fixed income instruments, property, and insurance products.
Mutual funds allow individual investors to pool their money together into a professionally managed investment portfolio consisting of stocks, bonds, and other securities. The main benefits of mutual funds include diversification of risk, professional management, low minimum investment amounts, and various investment options to suit different goals and risk tolerances. However, mutual funds also come with costs and risks such as potential loss of principal and lack of guaranteed returns.
The document provides an overview of 20 different types of investments that every investor should know. It begins with introductions and descriptions of American Depository Receipts (ADRs), annuities, and closed-end investment funds. For each investment, it discusses what they are, their objectives and risks, and how to buy or sell them. It also provides strengths, weaknesses, and main uses for each. The document is an educational guide for investors to learn about various investment options.
Similar to Traditional types of Investments vs the new Investment era (20)
1) Only 2% of Indians file income tax returns due to fear of disclosure or complexity.
2) Various sources of income including salary, house property, business, capital gains, and others are outlined, with tax rates provided for different income levels and citizen types.
3) Tools for tax planning include deductions and allowances under Section 10 and Chapter VI A for items like housing loan interest, medical expenses, investments, education loans, and donations. Proper documentation is important for claiming deductions.
How Gst & Demonetization Affects Your Personal Wealthfinancialhospital
Highlights from the Seminar:
*How GST & Demonetization affect your Asset Classes like
Real Estate, Equity, Debt, & Gold.
*Investment approach in current geopolitical scenario
This document provides advice on financial planning. It discusses how people's spending habits have changed from earning, saving, and spending, to earning, spending, and paying monthly installments. It emphasizes the importance of financial planning and having different categories for short, mid, and long-term savings goals. Examples are provided for necessities, discretionary expenses, and long-term goals. The benefits of starting investments early and making regular contributions are shown. Finally, it outlines financial planning steps for different life stages and emphasizes finding the right financial advisor.
Financial planning is a long-term process of managing one's finances to achieve goals. It provides a roadmap to financial well-being and sustainable wealth creation. Many misconceptions exist, such as that it only involves budgeting or is only for the wealthy. Financial planning is needed due to risks like living too long in retirement, changing lifestyles, inflation, and lack of social security. It involves understanding assets, liabilities, priorities, timelines, and appropriate investment vehicles. Starting financial planning early allows greater benefits of compounding returns. Using systematic investment plans smooths out market volatility for better long-term returns. Financial planners can help develop and implement customized plans.
Real estate investing can still be beneficial, though it faces some challenges. It provides ongoing income from rent and appreciation over time. However, factors like demonetization, new regulations, and GST implementation have impacted the industry. Specifically, GST aims to streamline taxation but the rate is still uncertain. For residential housing, low interest rates may offset higher taxes, while affordable housing is currently exempt and investors hope this continues. Rental demand should keep the sector stable regardless of any GST on leases.
Things you should avoid for not paying tax this yearfinancialhospital
This document provides tips to avoid paying more tax this year. It recommends not claiming medical reimbursement if eligible expenses are below the Rs. 15,000 exemption limit. It also advises carrying forward capital losses to offset future capital gains and properly claiming eligible exemptions for house rent allowance, medical insurance premiums, and leave travel allowance. The document further suggests transferring provident funds to new employers instead of withdrawing within 5 years to avoid taxation.
The document summarizes the various types of returns required to be filed under the Goods and Services Tax (GST) regime in India. It discusses 18 different return forms including monthly, quarterly, annual returns to be filed by regular taxpayers, compounding taxpayers, Input Service Distributors, e-commerce operators, non-resident taxpayers, and others. The returns require reporting of outward and inward supplies, input tax credit claimed, tax payable, payments made, and other details. The returns are largely auto-populated based on information filed in other returns, and allow for modifications and corrections.
For newly married couples, financial planning is important to set priorities and evaluate needs. Short term planning includes insurance, savings of 6 months income, assets like cars and homes, and incidental expenses. Medium term includes real estate, children's education, and retirement plans. Long term focuses on higher education, assessing retirement funds, estate planning, and post-retirement expenses. It is advised to discuss finances openly, set monetary goals together, manage accounts jointly or individually, create budgets, have regular money meetings, take measured risks, build emergency funds, and trust each other. Financial planning helps fulfill goals but flexibility is also needed to adjust to life changes.
A budget is a quantitative expression of a financial plan, we all know that but, not everyone understands the whole of Budget. For this reason alone, the budget views are presented in a PPT format for your reference.
A presentation by CA Manish Hingar
In every movie, at the end everything goes well and movie ends happily and if it didn’t, then... "Picture abhi baaki hai mere dost"
How happy we’ll be if our life turns out to be like a movie, no? But the truth is … Life is not a movie. We all know about the hardship and struggle of life. But YES, if we plan our finances and manage it properly then we can surly make the story of our life “Happy".
So where ever you are and in whatever condition, let's start planning our finance because."Picture abhi baaki hai mere dost...". We at financial Hospital is coming with a session on how to plan and where to find safe heaven for your finance. Read on to make yourself a super hero of your own life movie.
SIP is a method of investing a fixed sum, regularly, in a mutual fund scheme. SIP allows one to buy units on a given date each month, so that one can implement a saving plan for themselves.
SIP, one of the best investment tools to invest through. It is a very good option for beginners. You can also create wealth, by investing through SIPs.
Life insurance (or life assurance, especially in the Commonwealth), is a contract between an insurance policy holder and an insurer or assurer, where the insurer promises to pay a designated beneficiary a sum of money (the benefit) in exchange for a premium, upon the death of an insured person (often the policy holder). Depending on the contract, other events such as terminal illness or critical illness can also trigger payment. The policy holder typically pays a premium, either regularly or as one lump sum. Other expenses (such as funeral expenses) can also be included in the benefits.
Retirement planning is using your earnings to provide income, after you retire from work. Start planning for retirement now. We can help you use your savings today, to live a comfortable life tomorrow.
The document provides information about income tax rates and deductions in India. Some key points:
- Only 2% of the Indian population files income tax returns.
- Tax rates range from 0-30% depending on income level and citizen status (senior, very senior).
- Various deductions are available including housing loan interest, medical insurance, education loans, charity donations, and investments under Section 80C up to Rs. 150,000.
- Tax planning strategies include maximizing deductions, investing in a spouse or parent's name to take advantage of lower tax brackets, and claiming exemptions for allowances like transport, meals, and children's expenses.
The document discusses retirement planning and provides guidance on estimating retirement costs and investment options. It notes that people should plan early for retirement as the corpus needed is significant. Monthly retirement expenses of Rs. 20,000-80,000 would require investments of Rs. 483572-1934288 today at 8% return to last 30 years in retirement. Investment avenues discussed include PPF, SIPs, debt funds, annuity plans, and senior citizen savings schemes. Proper planning is necessary to ensure funds are available to live comfortably after stopping work.
The document discusses systematic investment plans (SIPs), public provident funds (PPFs), and compares the two options. SIPs allow regular small investments in funds and benefit from compounding returns over time. PPFs offer lower but guaranteed returns and have restrictions including a 15-year lock-in period. While both can fund long-term goals, SIPs provide more flexibility and opportunity for higher returns compared to PPFs. The document provides details on investment limits, interest rates, liquidity, and tax benefits of SIPs and PPFs to help decide which may be a better fit depending on an individual's needs and goals.
Navigating Your Financial Future: Comprehensive Planning with Mike Baumannmikebaumannfinancial
Learn how financial planner Mike Baumann helps individuals and families articulate their financial aspirations and develop tailored plans. This presentation delves into budgeting, investment strategies, retirement planning, tax optimization, and the importance of ongoing plan adjustments.
Poonawalla Fincorp’s Strategy to Achieve Industry-Leading NPA Metricsshruti1menon2
Poonawalla Fincorp Limited, under the leadership of Managing Director Abhay Bhutada, has achieved industry-leading Gross Non-Performing Assets (GNPA) below 1% and Net Non-Performing Assets (NNPA) below 0.5% as of May 31, 2024. This success is attributed to a strategic vision focusing on prudent credit policies, robust risk management, and digital transformation. Bhutada's leadership has driven the company to exceed its targets ahead of schedule, emphasizing rigorous credit assessment, advanced risk management, and enhanced collection efficiency. By prioritizing customer-centric solutions, leveraging digital innovation, and maintaining strong financial performance, Poonawalla Fincorp sets new benchmarks in the industry. With a continued focus on asset quality, digital enhancement, and exploring growth opportunities, the company is well-positioned for sustained success in the future.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
5 Compelling Reasons to Invest in Cryptocurrency NowDaniel
In recent years, cryptocurrencies have emerged as more than just a niche fascination; they have become a transformative force in global finance and technology. Initially propelled by the enigmatic Bitcoin, cryptocurrencies have evolved into a diverse ecosystem of digital assets with the potential to reshape how we perceive and interact with money.
Madhya Pradesh, the "Heart of India," boasts a rich tapestry of culture and heritage, from ancient dynasties to modern developments. Explore its land records, historical landmarks, and vibrant traditions. From agricultural expanses to urban growth, Madhya Pradesh offers a unique blend of the ancient and modern.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
2. What are they
• Traditional investments include gold and fixed deposit
whereas New Era Investment comprises of various
forms of mutual fund. Choosing any one requires a lot
of consideration by the investor. Let’s take a look at a
few factors which influence this decision.
3. Risk Factor
• Mutual Funds are much more prone to market
volatility and risk associated with the same in
comparison to Fixed Deposits which offer guaranteed
return. Risk factor of debt instruments are no doubt
less in comparison to equity ones. But as they say, it’s a
no risk, no return scenario!
4. Return
• Rate of return on Fixed Deposit do not alter during its
tenure. However the mutual fund return has a direct
forbearing of the market conditions and its return
varies proportionately.
5. Time Span & Liquidity Analysis
• Fixed Deposit holders get penalized on an event of
premature withdrawal of their FD. Mutual Funds do
not have any lock-in period except ELSS.
6. Tax Status
• Mutual funds can surely be termed as much more tax
friendly with slab rates in comparison to Fixed
Deposits which have a singular tax structure. Long
term Equity Mutual Funds are for example not taxable
at all.
7. Conclusion
• It is difficult to take a pick in between any one.
Investors have to analyze it themselves depending
upon their risk bearing capacity. However when the
market condition is good and there exists possible
chances of growth of the economy then it is always
advisable to go for Mutual Funds or Modern Era
Investments as they ensure higher returns.