A May 2009 survey of 378 small business owners found that while 68% believe the economy will improve this year, sales and access to capital remain major issues. Half of respondents said increasing sales is their biggest challenge, and 50% find it very difficult to raise capital or obtain bank financing. The economy was seen as the biggest external threat. Sixty percent reported sales declines, with half down 5-20% and the other half over 20%.
Half of all companies created in Mexico disappear within their first year. 68% disappear due to a lack of knowledge about their surrounding business environment. While 5 million businesses are created each year in Mexico, many fail due to entrepreneurs' lack of understanding of the marketplace in which they operate.
Sales Navigator helps users quickly target relevant decision makers within accounts, engage with them effectively, and stay aware of key account changes. It provides real-time updates on decision maker changes and referral paths within accounts, helping users avoid missed opportunities and loss of existing business due to lack of the right relationships. Competitors using this approach have built 6 times more relationships in the last 6 months, so it is important to act now to close the gap between current relationships and needed relationships in order to drive growth and retain business.
Funding of US VC-backed start-ups reached almost $100B in 2018, up from $76B in 2017, as shown in these bar charts. While the number of deals funded fell by 5%, the average deal size increased 37%. Data are from the PwC/CB Insights MoneyTree Report for Q4 2018.
ACCION USA: Microfinance at Work in the United StatesACCION East
ACCION USA provides microloans to small business owners and entrepreneurs in low-income communities across several major US cities. Since 1991 it has lent over $122 million, with repayment rates over 92%. Most borrowers are minorities, immigrants, and have household incomes under $50,000. While there are over 20 million microenterprises in the US, less than 1% receive loans due to lack of credit, documentation, or collateral. ACCION USA aims to fill this gap and empower entrepreneurs through financial education and capital, creating jobs and improving economic opportunities for underserved communities.
What's working in Affiliate Marketing in MalaysiaAffiliate Summit
The document discusses trends in affiliate marketing in Malaysia. It notes that the e-commerce landscape in Malaysia is growing, with an increasing middle class and high rates of internet and social media usage. Major trends in affiliate marketing include the rise of superaffiliates and loyalty/cashback programs, as well as increased retailer partnerships with marketplaces. Challenges include a lack of talent and budget-based advertisers. Solutions involve improving advertiser-publisher matching, outreach/education efforts, and optimizing partnerships between affiliates and advertisers.
A May 2009 survey of 378 small business owners found that while 68% believe the economy will improve this year, sales and access to capital remain major issues. Half of respondents said increasing sales is their biggest challenge, and 50% find it very difficult to raise capital or obtain bank financing. The economy was seen as the biggest external threat. Sixty percent reported sales declines, with half down 5-20% and the other half over 20%.
Half of all companies created in Mexico disappear within their first year. 68% disappear due to a lack of knowledge about their surrounding business environment. While 5 million businesses are created each year in Mexico, many fail due to entrepreneurs' lack of understanding of the marketplace in which they operate.
Sales Navigator helps users quickly target relevant decision makers within accounts, engage with them effectively, and stay aware of key account changes. It provides real-time updates on decision maker changes and referral paths within accounts, helping users avoid missed opportunities and loss of existing business due to lack of the right relationships. Competitors using this approach have built 6 times more relationships in the last 6 months, so it is important to act now to close the gap between current relationships and needed relationships in order to drive growth and retain business.
Funding of US VC-backed start-ups reached almost $100B in 2018, up from $76B in 2017, as shown in these bar charts. While the number of deals funded fell by 5%, the average deal size increased 37%. Data are from the PwC/CB Insights MoneyTree Report for Q4 2018.
ACCION USA: Microfinance at Work in the United StatesACCION East
ACCION USA provides microloans to small business owners and entrepreneurs in low-income communities across several major US cities. Since 1991 it has lent over $122 million, with repayment rates over 92%. Most borrowers are minorities, immigrants, and have household incomes under $50,000. While there are over 20 million microenterprises in the US, less than 1% receive loans due to lack of credit, documentation, or collateral. ACCION USA aims to fill this gap and empower entrepreneurs through financial education and capital, creating jobs and improving economic opportunities for underserved communities.
What's working in Affiliate Marketing in MalaysiaAffiliate Summit
The document discusses trends in affiliate marketing in Malaysia. It notes that the e-commerce landscape in Malaysia is growing, with an increasing middle class and high rates of internet and social media usage. Major trends in affiliate marketing include the rise of superaffiliates and loyalty/cashback programs, as well as increased retailer partnerships with marketplaces. Challenges include a lack of talent and budget-based advertisers. Solutions involve improving advertiser-publisher matching, outreach/education efforts, and optimizing partnerships between affiliates and advertisers.
Carolyn Smith has joined SMART Holdings USA with extensive experience in business management, healthcare benefits, and agency development from her previous role as Principal of Northern Benefits. As a leading expert in optimizing resources and human capital, she will apply her expertise to expanding the organization. Smith graduated with honors and has contributed significantly to workforce development in Vermont. The CEO believes her financial and planning skills will help profoundly expand the organization. She offers valuable contacts within the economic development community and regulatory compliance expertise.
This program provides free legal services to entrepreneurs in Chicago. Law students at the University of Chicago Law School provide services like help with business formation, licensing, permits, contracts, and intellectual property through a clinic designed by the Institute for Justice. The program has been approved to continue operating for three more years. Entrepreneurs can call (773) 834-3129 or visit www.clinic.ij.org for assistance.
Join our panel of experts to explore surprising insights and opportunities focused on the next-generation client. This webinar will feature new research to help Asset Management firms attract and retain Next Gen clients. Join us for an in-depth look at myths and facts about how financial firms can connect with millennial investors by understanding their financial outlook, what’s important to them and how they like to communicate.
Tenured experts from Broadridge and Cogent will take a deep dive into the profile of the Affluent Millennial including:
- Product usage
- Risk tolerance
- Financial priorities
In the United States, newspapers provide over 50% of reporting on local governments. If newspapers go away, this important oversight of democracy will be lost. Expanding digital subscriptions and advertising is not sufficient to replace declining print revenues and support needed newsroom staffing levels. New approaches are needed to sustain innovative news reporting and diversify revenue sources to continue serving communities.
The document discusses implications for asset managers from consolidation and changes in the financial industry. It notes that mergers are creating large global distributors with centralized decision making. This is forcing asset managers to improve segmentation, target territories more precisely, and find new, less competitive opportunities. It also suggests that asset managers will need to capitalize on regions with growing wealth and access the global distribution networks of the newly merged firms. Distribution is highlighted as the key differentiator for asset managers in this shifting landscape.
A New Model to Support Emerging Businesses. Minnesota Chamber Grow Minnesota Program and local chamber partners offer business assistance to help businesses stay and grow in this state.
The document discusses several trends that will impact business in the future, including the aging population, rise of niche markets, importance of technology and social media, and shift to more flexible work arrangements. It also discusses the rise of "Karma Capitalism" where businesses are focusing more on social and environmental values. The key takeaways are that businesses need to adapt to change, focus on their core operations and efficiencies, educate customers, and maintain transparency and human connections to succeed in this evolving landscape.
This document discusses crowdfunding and how it allows everyday Americans to invest in businesses and projects. The main points are:
1) Crowdfunding gives investors the right to directly fund people and businesses they choose and believe in, in exchange for ownership or returns.
2) Since the JOBS Act was passed, nearly all Americans can now participate in crowdfunding, compared to just 3% before.
3) Crowdfunding has seen over $40 million committed in the first 12 months in the US, with an average investment of $833 per person and income of $90k for typical crowd investors.
C4: Lean Approaches to Fundraising and How to Optimize Your Donation Page, Br...Lean Startup Co.
This document provides an overview of lean approaches to fundraising and optimizing donation pages. It discusses using empirical testing and data to improve fundraising efforts. The presenter draws from the world's largest online fundraising experiment library to illustrate concepts like priming donors through various channels before asking for donations. Understanding donor psychology and decision-making is key to optimizing elements like a clear call to action and strong value proposition on the donation page. Nonprofits are encouraged to test different page designs and language to increase donations and conversions.
Finance and marketing expert Marcus Asay has led corporations in multiple industries, including technology, entertainment, and banking services. A long-time champion of entrepreneurship as a vehicle for economic development, Marcus Asay supports initiatives that encourage underrepresented groups to start their own businesses.
[PreMoney SF 2016] Mike Maples Jr > Beyond Lean Startups500 Startups
This document discusses how startups need to think beyond just achieving product-market fit and instead need to "play bigger" by focusing on building proprietary power, product power, company power, and category power. It argues that startups should aim to capture as much of the profit pool in a category as possible by introducing new categories and changing how customers spend their money. Finally, it suggests startups should seek funding that helps build these different layers of value creation and competitive advantage rather than just focusing on product development or execution.
In this slideshow, Bevans Branham explores the newly created Binary Capital that, in addition to making a profit, hopes to improve the livelihoods of the world's citizens.
THE ULTIMATE GUIDE TO VALUATING YOUR REAL ESTATE BUSINESSDaniel Ramsey
In the shifting market, what’s your real estate practice worth? Join Daniel Ramsey of MyOutDesk and Steve Murray, the founder & CEO of RealTrends, as we discuss “The Ultimate Guide to Valuating your Real Estate Business”.
Steve is the President and Owner of REALTrends, and earned his credibility by having been in the residential real estate field since 1977. He has co-authored four books on the valuation of residential real estate brokerage firms; co-authored the 2011 book “Game Plan”, about the past and future of residential brokerage; and co-authored the 2014 book, “Game Changers: The Unfounded Fears and Future Prosperity of the Residential Real Estate Business”.
This document provides a collection of articles summarizing key topics related to business, work, and the economy in China. It discusses China's transition to domestic consumption and opportunities for Australian businesses through the China Australia Free Trade Agreement. Several articles describe China's leading role in e-commerce, innovation, and protecting intellectual property. Other topics include the influence of WeChat on social media, competition between Alibaba and JD.com, and Chinese entrepreneurs starting tech startups. The document also mentions opportunities for the airport industry and lessons that businesses can learn from expanding into Asia.
This document summarizes global mergers and acquisitions (M&A) activity in the marketing and advertising industry. It reports that there were 2 deals tracked in 2022, with an average deal size of $57 million and total deal value of $27.7 billion, down 15% year-over-year. The top three global deals included acquisitions of Blue 449, Epsilon, and Rauxa. The top buyers globally were Proof Analytics, Legacy/Bluefocus, Providence Equity Partners, and CVC Capital Partners. M&A activity is also broken down by region, with details on North America, EMEA, and APAC.
Data analytics for the mid-market: myth vs. realityDeloitte Canada
This document discusses 5 myths that prevent mid-market companies from making smarter decisions using data analytics. The myths are that they are not big enough to benefit, they just need more data, it is IT's responsibility, they are not equipped for it, and it won't provide new insights. The realities are that analytics levels the playing field, visualization tools make existing data more useful, analytics requires business leadership partnering with IT, starting small using cloud solutions is possible, and having a vision and strategy is key to realizing value from analytics.
Metaphoric Silos — since each employee, division or department interacts primarily within their specific “grain” silo rather than with other groups across the organization — need to be broken down to increase productivity and profitability. Mark Johnson of B2B CFO collaborates with Mary Henry of HR on Demand to produce the PowerPoint and lecture.
El documento clasifica los resultados académicos en cinco categorías, desde la más alta calificación de "Sobresaliente" hasta la más baja de "Insuficiente".
One in three families in the US are affected by child support debt issues, with over $116 billion owed nationally and $1.7 billion in Arizona alone. The Father Figure Foundation provides a rescue solution to help families resolve child support debts by connecting hours volunteered with dollars owed, and works with a team of officers, board members, donors, and partners to help over 158,000 families with child support cases in Arizona.
The future will see a lot of machinery makers; some will be based in Asia; some in Europe and some in the Americas. It will become a lot more difficult to guess which offer high tech and high prices or low tech and low prices simply by looking at their country of origin, says David Shaw, CEO of Tire Industry Research, in an exclusive interview with Rubber Machinery World.
Carolyn Smith has joined SMART Holdings USA with extensive experience in business management, healthcare benefits, and agency development from her previous role as Principal of Northern Benefits. As a leading expert in optimizing resources and human capital, she will apply her expertise to expanding the organization. Smith graduated with honors and has contributed significantly to workforce development in Vermont. The CEO believes her financial and planning skills will help profoundly expand the organization. She offers valuable contacts within the economic development community and regulatory compliance expertise.
This program provides free legal services to entrepreneurs in Chicago. Law students at the University of Chicago Law School provide services like help with business formation, licensing, permits, contracts, and intellectual property through a clinic designed by the Institute for Justice. The program has been approved to continue operating for three more years. Entrepreneurs can call (773) 834-3129 or visit www.clinic.ij.org for assistance.
Join our panel of experts to explore surprising insights and opportunities focused on the next-generation client. This webinar will feature new research to help Asset Management firms attract and retain Next Gen clients. Join us for an in-depth look at myths and facts about how financial firms can connect with millennial investors by understanding their financial outlook, what’s important to them and how they like to communicate.
Tenured experts from Broadridge and Cogent will take a deep dive into the profile of the Affluent Millennial including:
- Product usage
- Risk tolerance
- Financial priorities
In the United States, newspapers provide over 50% of reporting on local governments. If newspapers go away, this important oversight of democracy will be lost. Expanding digital subscriptions and advertising is not sufficient to replace declining print revenues and support needed newsroom staffing levels. New approaches are needed to sustain innovative news reporting and diversify revenue sources to continue serving communities.
The document discusses implications for asset managers from consolidation and changes in the financial industry. It notes that mergers are creating large global distributors with centralized decision making. This is forcing asset managers to improve segmentation, target territories more precisely, and find new, less competitive opportunities. It also suggests that asset managers will need to capitalize on regions with growing wealth and access the global distribution networks of the newly merged firms. Distribution is highlighted as the key differentiator for asset managers in this shifting landscape.
A New Model to Support Emerging Businesses. Minnesota Chamber Grow Minnesota Program and local chamber partners offer business assistance to help businesses stay and grow in this state.
The document discusses several trends that will impact business in the future, including the aging population, rise of niche markets, importance of technology and social media, and shift to more flexible work arrangements. It also discusses the rise of "Karma Capitalism" where businesses are focusing more on social and environmental values. The key takeaways are that businesses need to adapt to change, focus on their core operations and efficiencies, educate customers, and maintain transparency and human connections to succeed in this evolving landscape.
This document discusses crowdfunding and how it allows everyday Americans to invest in businesses and projects. The main points are:
1) Crowdfunding gives investors the right to directly fund people and businesses they choose and believe in, in exchange for ownership or returns.
2) Since the JOBS Act was passed, nearly all Americans can now participate in crowdfunding, compared to just 3% before.
3) Crowdfunding has seen over $40 million committed in the first 12 months in the US, with an average investment of $833 per person and income of $90k for typical crowd investors.
C4: Lean Approaches to Fundraising and How to Optimize Your Donation Page, Br...Lean Startup Co.
This document provides an overview of lean approaches to fundraising and optimizing donation pages. It discusses using empirical testing and data to improve fundraising efforts. The presenter draws from the world's largest online fundraising experiment library to illustrate concepts like priming donors through various channels before asking for donations. Understanding donor psychology and decision-making is key to optimizing elements like a clear call to action and strong value proposition on the donation page. Nonprofits are encouraged to test different page designs and language to increase donations and conversions.
Finance and marketing expert Marcus Asay has led corporations in multiple industries, including technology, entertainment, and banking services. A long-time champion of entrepreneurship as a vehicle for economic development, Marcus Asay supports initiatives that encourage underrepresented groups to start their own businesses.
[PreMoney SF 2016] Mike Maples Jr > Beyond Lean Startups500 Startups
This document discusses how startups need to think beyond just achieving product-market fit and instead need to "play bigger" by focusing on building proprietary power, product power, company power, and category power. It argues that startups should aim to capture as much of the profit pool in a category as possible by introducing new categories and changing how customers spend their money. Finally, it suggests startups should seek funding that helps build these different layers of value creation and competitive advantage rather than just focusing on product development or execution.
In this slideshow, Bevans Branham explores the newly created Binary Capital that, in addition to making a profit, hopes to improve the livelihoods of the world's citizens.
THE ULTIMATE GUIDE TO VALUATING YOUR REAL ESTATE BUSINESSDaniel Ramsey
In the shifting market, what’s your real estate practice worth? Join Daniel Ramsey of MyOutDesk and Steve Murray, the founder & CEO of RealTrends, as we discuss “The Ultimate Guide to Valuating your Real Estate Business”.
Steve is the President and Owner of REALTrends, and earned his credibility by having been in the residential real estate field since 1977. He has co-authored four books on the valuation of residential real estate brokerage firms; co-authored the 2011 book “Game Plan”, about the past and future of residential brokerage; and co-authored the 2014 book, “Game Changers: The Unfounded Fears and Future Prosperity of the Residential Real Estate Business”.
This document provides a collection of articles summarizing key topics related to business, work, and the economy in China. It discusses China's transition to domestic consumption and opportunities for Australian businesses through the China Australia Free Trade Agreement. Several articles describe China's leading role in e-commerce, innovation, and protecting intellectual property. Other topics include the influence of WeChat on social media, competition between Alibaba and JD.com, and Chinese entrepreneurs starting tech startups. The document also mentions opportunities for the airport industry and lessons that businesses can learn from expanding into Asia.
This document summarizes global mergers and acquisitions (M&A) activity in the marketing and advertising industry. It reports that there were 2 deals tracked in 2022, with an average deal size of $57 million and total deal value of $27.7 billion, down 15% year-over-year. The top three global deals included acquisitions of Blue 449, Epsilon, and Rauxa. The top buyers globally were Proof Analytics, Legacy/Bluefocus, Providence Equity Partners, and CVC Capital Partners. M&A activity is also broken down by region, with details on North America, EMEA, and APAC.
Data analytics for the mid-market: myth vs. realityDeloitte Canada
This document discusses 5 myths that prevent mid-market companies from making smarter decisions using data analytics. The myths are that they are not big enough to benefit, they just need more data, it is IT's responsibility, they are not equipped for it, and it won't provide new insights. The realities are that analytics levels the playing field, visualization tools make existing data more useful, analytics requires business leadership partnering with IT, starting small using cloud solutions is possible, and having a vision and strategy is key to realizing value from analytics.
Metaphoric Silos — since each employee, division or department interacts primarily within their specific “grain” silo rather than with other groups across the organization — need to be broken down to increase productivity and profitability. Mark Johnson of B2B CFO collaborates with Mary Henry of HR on Demand to produce the PowerPoint and lecture.
El documento clasifica los resultados académicos en cinco categorías, desde la más alta calificación de "Sobresaliente" hasta la más baja de "Insuficiente".
One in three families in the US are affected by child support debt issues, with over $116 billion owed nationally and $1.7 billion in Arizona alone. The Father Figure Foundation provides a rescue solution to help families resolve child support debts by connecting hours volunteered with dollars owed, and works with a team of officers, board members, donors, and partners to help over 158,000 families with child support cases in Arizona.
The future will see a lot of machinery makers; some will be based in Asia; some in Europe and some in the Americas. It will become a lot more difficult to guess which offer high tech and high prices or low tech and low prices simply by looking at their country of origin, says David Shaw, CEO of Tire Industry Research, in an exclusive interview with Rubber Machinery World.
This short document promotes creating presentations using Haiku Deck, a tool for making slideshows. It encourages the reader to get started making their own Haiku Deck presentation and sharing it on SlideShare. In just one sentence, it pitches the idea of using Haiku Deck to easily create engaging slideshow presentations.
La carta agradece a la madre por siempre estar a su lado de forma incondicional, guiarlo y evitar que tome el camino equivocado. La madre perdona sus errores, lo acoge cuando otros no pueden, celebra sus alegrías y lo anima en sus tristezas. El autor le agradece por todo lo que es y por siempre cuidarlo y ver por él antes que por ella misma. Le desea a su madre lo mejor y que Dios la bendiga en ese día.
Este documento describe la perspectiva crítica en los medios audiovisuales y las TIC. Explica que la perspectiva crítica permite identificar las ideologías subyacentes en un texto y leer entre líneas para comprender lo que no se dice explícitamente. También permite leer más allá de las líneas para identificar los puntos de vista e ideologías. El objetivo de la perspectiva crítica es promover una actitud analítica para evitar la manipulación de los medios audiovisuales.
El documento habla sobre la perspectiva informacional en los medios audiovisuales y la educación. Explica que la información es un recurso estratégico para adquirir competencias como tomar decisiones, resolver problemas y aprender de forma autónoma. Define las competencias informacionales como la habilidad de definir problemas de información, buscar y evaluar fuentes, analizar e interpretar la información y expresarla para difundirla de forma democrática y ética. Finalmente, sugiere que para beneficiar la adquisición de información se debe proporcionar oportunidades
Este documento presenta preguntas y conceptos clave sobre el capítulo 1 del libro "Enseñar y aprender en la cultura digital" de Inés Dussel. Propone investigar definiciones como equidad, igualdad y aprendizaje ubicuo. También sugiere mapear conceptualmente ideas como la organización del aula, la noción de cultura y conocimiento, y las formas de producción del conocimiento en el contexto de las tecnologías digitales. Finalmente, pide resumir los desafíos que estas tres ideas plantean para los futuros docentes.
El vallenato es un género musical tradicional de Colombia que se originó en la región del Valle del Cauca y la costa norte. Se caracteriza por el uso de instrumentos como la guacharaca, el acordeón y las cajas. El vallenato es una expresión cultural importante de la identidad colombiana.
El documento discute la importancia de la perspectiva crítica en la alfabetización (tecnológica). Explica que la lectura crítica implica reconocer que el lenguaje no es neutral y que los textos pueden tener múltiples significados e ideologías subyacentes. También destaca la necesidad de enseñar habilidades críticas para que las personas puedan analizar y producir discursos de manera comprometida con la justicia social. Finalmente, propone que la alfabetización debe enfocarse no sólo en lo individual sino
Haiku Deck is a presentation tool that allows users to create Haiku style slideshows. The tool encourages users to get started making their own Haiku Deck presentations which can be shared on SlideShare. In just a few sentences, it pitches the idea of using Haiku Deck to easily create visual presentations.
El documento describe las funciones y objetivos del SENA en Colombia. El SENA está encargado de ofrecer formación profesional integral a los trabajadores colombianos para contribuir al desarrollo social, económico y tecnológico del país. Para el 2020, el SENA aspira a ser una entidad líder en formación profesional e innovación para apoyar el empleo, la productividad de las empresas y la competitividad de Colombia. El escudo y la bandera del SENA representan los tres sectores económicos en los que se enfoca: ind
LeAnn Luna of the University of Tennessee, Knoxville discusses alternatives to the traditional corporate income tax, such as the gross receipts tax, the margins tax, the subtraction method value-added tax and the credit invoice value-added tax
This document summarizes a case study analyzing and visualizing large collections of trees representing relationships within Chalcidoidea (Insecta: Hymenoptera). The study used sequences from 525 terminals and 2992 characters to generate 30,000 trees across 5 analyses. Tree sets were compared using operations like union and intersection in TreeZip. MrsRF was used to calculate Robinson-Foulds distances between trees and consensus trees, visualized with heatmaps. While inconsistencies emerged, the consensus tree agreed across analyses and recognized taxonomic groups were recovered.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
El documento describe los sistemas de calentamiento de agua por medio de colectores solares como una excelente alternativa a los termotanques eléctricos o a gas debido a sus muy bajos costos de mantenimiento. Señala que reciben muchas consultas sobre sus productos de línea solar, especialmente estos sistemas, y que aunque la tecnología no es nueva, el desarrollo urbano en las ciudades de la región los convierte en una buena opción para hogares, hospitales, hoteles, colegios y universidades.
Este documento presenta preguntas y conceptos clave sobre el capítulo 1 del libro "Enseñar y aprender en la cultura digital" de Inés Dussel. Propone investigar definiciones como equidad, igualdad y aprendizaje ubicuo. Sugiere organizar mapas conceptuales sobre 3 dimensiones nuevas de enseñanza y aprendizaje: 1) la organización del aula y la interacción pedagógica, 2) la noción de cultura y conocimiento, y 3) las formas de producción del conocimiento. Finalmente, pide expresar los
Ben Wright, Atlas CEO & Guillermo Mazier, Atlas’ Director of Strategic Accounts, cover the latest theories, metrics and best practices to prove that economic development makes a difference for communities.
This document provides an overview of Equity Endeavor, Inc., a crowdfunding platform designed for small businesses. It introduces the founding team and describes two major trends driving the company's creation: 1) Small businesses struggle to access capital for growth, and 2) Crowdfunding has grown significantly but existing platforms are not well-suited for small businesses. Equity Endeavor aims to address this problem with a rewards-based crowdfunding platform focused on local small businesses. An initial pilot in Austin and New Orleans saw success in helping businesses raise funds.
Silver Maple Communications Corporate Presentation EngBruceKirby
The document discusses how the current recession differs from previous ones due to larger budget deficits and stimulus packages. It notes that consumer spending fell significantly in 2009 and consumer confidence is rebounding slowly. It advises that companies will have to fight over a smaller economic pie and consumers will have reduced spending power due to high debt levels.
The document discusses how the current recession differs from previous ones due to larger budget deficits and stimulus packages. It notes that consumer spending fell significantly in 2009 and consumer confidence is rebounding slowly. It advises that companies will have to fight over a smaller economic pie and consumers will have reduced spending power due to high debt levels.
ACCION USA: Microfinance at Work in the United StatesACCION East
ACCION USA is a nonprofit organization that provides microloans and financial education to small business owners and entrepreneurs. It has lent over $122 million to around 3,000 borrowers across 46 states since 1991. The majority of its clients are low-to-moderate income minorities, including 65% Latino and 20% African American owners. ACCION USA fills an important need by providing loans as small as $500 to business owners who may lack collateral or credit history. It helps clients strengthen their businesses, create jobs, and improve their quality of life.
GT Events & Program Guide: ForwardThinking October/November 2017Grant Thornton LLP
ForwardThinking is a look ahead at the latest knowledge and insights available from Grant Thornton LLP. It includes a collection of our research, thought leadership and a schedule of upcoming webcasts and events.
This presentation is brought to you by Iowa Economic Development Area. It explains what TSC is, why it matters, and how you can acquire the certification.
This report highlights the state of small businesses around the globe, covering countries like United States, India, Malaysia, Singapore, Australia, Germany, New Zealand, South Africa, Brazil, Colombia, Netherlands and many more. It could give a global perspective of the importance of Small and Medium Enterprises for the world economy, and good examples like Singapore and Dubai, UAE have created a well-defined ecosystem to support this economic group.
Scott Entrepreneur Express, October 14, 2010 PresentationSandy Ratliff
FREE workshop geared towards small business owners as well as those who are thinking about becoming entrepreneurs. Accessing resources is crucial for a small business to start or grow. But in these challenging economic times finding financing, new customers/markets and accessing help within state and federal government can be difficult.
The Virginia Department of Business Assistance has partnered with Scott County Economic Development, Scott County Chamber of Commerce, and Wachovia Bank to offer a workshop designed to provide insight into areas of business ownership that often go overlooked and help connect you to FREE resources available to small business.
If you have questions or require additional information, contact the Scott County Chamber of Commerce at 54276-386-2525.
Scott County is partnered with Sandy Ratliff with the Virginia Department of Business Assistance to conduct this workshop.
Largest Business Plan Competition in the WorldTim Rose
The Nigerian government launched YouWin, the world's largest business plan competition, to address high youth unemployment. Over $100 million was awarded to over 3,000 entrepreneurs from 2012-2015. An evaluation found the program was remarkably successful - many businesses grew substantially and created over 7,000 jobs. The program identified ambitious Nigerians and provided grants averaging $50,000 to start or expand businesses.
This document discusses the role of institutions in development and the challenges of using foreign aid to improve institutions. It finds that institutions are deeply rooted and usually durable, while aid focuses on short-term projects. There is no evidence that aid can stimulate growth or improve institutions, and some evidence it can harm institutions by creating moral hazard or rent-seeking. Lastly, it argues that building intellectual capital through local scholars and research may provide alternative ideas to potentially enable institutional change over time.
The document summarizes the key findings of Silicon Valley Bank's 2018 Startup Outlook Survey of over 1,000 startup companies globally. Some of the main findings include:
- Startups are optimistic about 2018, with 30% believing it will be better than 2017 and few expecting it to be worse.
- Raising capital is getting easier for startups, with fewer finding it extremely challenging compared to previous years. However, most startups still expect to rely on venture capital as their primary source of funding.
- Hiring outlook is at a 5-year high, with over 80% of startups planning to increase hiring in 2018. However, finding skilled talent remains a significant challenge for over 90%
This presentation was part of the Growing Entrepreneurial Communities Summit, a practitioner-focused summit designed to help economic development and small business practitioners effectively create economic growth through entrepreneurship in local communities. The 2018 Summit, subtitled Entrepreneurship on the Edges, focused on providing information and practitioner insight in how to effectively develop disadvantaged urban and rural communities using entrepreneurship-led development strategies.
The document discusses how large corporations and Wall Street want austerity measures and cuts to social programs to lower their tax rates and avoid paying taxes, despite most Americans wanting the wealthy and corporations to pay more. It outlines how the "Fix the Debt" campaign of CEOs is lobbying for these changes but polling shows the public supports closing tax loopholes, ensuring the rich pay their fair share, and does not want cuts to education, Medicare, Medicaid, or Social Security. In the end, the document argues Americans want corporations to pay their fair share rather than enacting cuts-only approaches to deficit reduction favored by large companies.
The document discusses the importance of entrepreneurship and how companies can go international. It outlines key benefits of entrepreneurship such as job creation, innovation, and community development. It also provides steps for companies to expand globally, including creating an international business plan, researching foreign markets, evaluating distribution methods, pricing for exports, obtaining financing, and shipping goods internationally. Important considerations for going global include understanding foreign cultures, financing assistance programs, and finding qualified foreign distributors.
Forms of Business Ownership and OrganizationQamar Farooq
This document provides an overview of different forms of business ownership and organization. It discusses the prevalence of small businesses, their contributions to the economy, and reasons for failure. It also describes various legal structures like sole proprietorships, partnerships, corporations and franchising. Government assistance available for small businesses through programs like the SBA is outlined.
Microfinance provides credit to small businesses and entrepreneurs who lack access to traditional sources of capital. ACCION USA has provided over $123 million in loans to more than 19,000 microenterprises since 1991. These loans average $7,500 and have repayment and survival rates around 90%. ACCION USA borrowers create on average 2.4 jobs and pay wages above the minimum wage, demonstrating the economic impact of microfinancing.
Lightship Capital proposes a partnership with Miami to support minority entrepreneurs and startups through specialized programming and capital investments. Lightship will invest $500,000 in 15 high-growth startups over 3 years, running accelerator cohorts from 2022-2024. They will partner with Miami universities, foundations, and corporations to implement bootcamps, accelerators, and pitch competitions to maximize impact. Lightship has successfully supported 8 companies through previous cohorts that raised over $100 million and created hundreds of jobs.
Biz2Credit: https://www.biz2credit.com/
Related Resource: https://www.biz2credit.com/knowledge-center/webinar/women-small-business-outlook-2016
Biz2Credit hosted a webinar on Tuesday, March 8, 2016 from 3:00 (Eastern Time). The webinar featured topics of importance to women entrepreneurs.
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Lourdes Germán Director of International & Institute-Wide Initiatives at the Lincoln Institute of Land Policy, shares examples of land value capture, a policy approach by which communities recover and reinvest the land value generated by public investment and other government action.
This document discusses alternatives to property tax incentives for businesses. It outlines some of the pitfalls of using property tax incentives, such as granting incentives when they do not affect location decisions or when the costs exceed the benefits. It then presents some alternatives, such as lowering overall tax rates, cooperating across municipalities rather than competing for businesses, and focusing on making the regulatory environment more business-friendly without emphasizing tax breaks. Specific examples of places that have used these alternative strategies are also provided.
Adam Langley of the Lincoln Institute of Land Policy surveys the landscape payments in lieu of taxes (PILOTs), payments made voluntarily by tax-exempt nonprofits as a substitute for property taxes, in New England.
Experiences from the Working Cities Challenge, including case studies of Lawrence, Massachusetts, which established a school-based hiring initiative and Fitchburg, Massachusetts, which sought to transform a struggling neighborhood with investment and the involvement of Fitchburg State College.
Yolanda Kodrzycki, emeritus director of the New England Public Policy Center, summarizes her research on resurgent cities including the importance of cross-sectoral and regional cooperation.
Adam Langley, senior research analyst at the Lincoln Institute of Land Policy, explores a potential role for nonprofit payments in lieu of taxes (PILOTs) in addressing fiscal stress and suggested that localities approach PILOTs in a collaborative way marked by respectful dialogue, careful use of terminology, and justification for PILOT requests.
Catherine Collins, associate director and senior research associate of the George Washington Institute of Public Policy, discusses property tax issues including tax base erosion and green property tax incentives.
Mary Murphy, manager of state and local fiscal health for the Pew Charitable Trusts, shares her latest research, which found that that only 22 states monitor local fiscal health.
Susanne Greschner, chief of the Rhode Island Department of Revenue Division of Municipal Finance, describes her state’s Fiscal Stability Act and innovative fiscal transparency portal.
Robert Triest, vice president and director of the New England Public Policy Center, compares the economies of the New England states, reporting that Massachusetts had the region’s most robust increase in state revenue and healthiest employment growth since the Great Recession.
Cities around the world are facing a crisis of investment. An integral part of solving this challenge requires building local government capacities and providing practitioners, academics, and advisors who work with cities with leading strategies that have the potential to advance infrastructure investment in ways that contribute to sound municipal fiscal systems. This presentation was originally delivered as a webinar on November 9, 2016 as part of a series of webinars on Municipal Fiscal Health. The webinar featured Dr. Julie Kim, a global infrastructure finance expert at Stanford University's Global Projects Center with over 30 years of public-private partnerships and infrastructure consulting experience in the U.S. and Asia; and Nicole DuPuis from the the National League of Cities, the nation's leading advocacy organization devoted to strengthening and promoting cities as centers of opportunity, leadership and governance.
This document discusses the importance of managing technology risks for municipal governments. It identifies six categories of technology risk: cybersecurity, financial, operational, legal, reputational, and societal. Cybersecurity risks like data breaches and network intrusions are discussed in depth. The document emphasizes that developing technological proficiency requires strong governance, planning, cyber hygiene practices, and technical competency. It provides a five-stage model for assessing an organization's maturity in managing technology risks and recommends that all organizations start prioritizing technological proficiency.
Richard England, visiting fellow at the Lincoln Institute, argues that the preferential tax assessment of rural land isn’t as effective for encouraging small farms as its enactors had hoped, and that reform is necessary to prevent misuse of this policy tool.
The document discusses Boston's reliance on property taxes for revenue and its fiscal challenges arising from a large portion of properties being tax exempt. It summarizes four initiatives to address this: 1) obtaining Payment in Lieu of Taxes (PILOT) from non-profits, 2) using an Infrastructure Investment Initiative (I Cubed) to fund development, 3) improving personal property tax audits, and 4) reducing tax abatements and appeals. It provides details and results for each initiative that has increased revenues without raising tax rates.
Peder Schaefer, associate director of the Rhode Island League of Cities and Towns, presents a case study of the city of Woonsocket, whose use of the Budget Commission Act helped the city reach fiscal solvency, and looks at other distressed cities.
Michael Lawson, a researcher for the George Mason University Fiscal Sustainability Project, provides a fiscal comparison of Baltimore and San Bernardino
AHMR is an interdisciplinary peer-reviewed online journal created to encourage and facilitate the study of all aspects (socio-economic, political, legislative and developmental) of Human Mobility in Africa. Through the publication of original research, policy discussions and evidence research papers AHMR provides a comprehensive forum devoted exclusively to the analysis of contemporaneous trends, migration patterns and some of the most important migration-related issues.
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
This report explores the significance of border towns and spaces for strengthening responses to young people on the move. In particular it explores the linkages of young people to local service centres with the aim of further developing service, protection, and support strategies for migrant children in border areas across the region. The report is based on a small-scale fieldwork study in the border towns of Chipata and Katete in Zambia conducted in July 2023. Border towns and spaces provide a rich source of information about issues related to the informal or irregular movement of young people across borders, including smuggling and trafficking. They can help build a picture of the nature and scope of the type of movement young migrants undertake and also the forms of protection available to them. Border towns and spaces also provide a lens through which we can better understand the vulnerabilities of young people on the move and, critically, the strategies they use to navigate challenges and access support.
The findings in this report highlight some of the key factors shaping the experiences and vulnerabilities of young people on the move – particularly their proximity to border spaces and how this affects the risks that they face. The report describes strategies that young people on the move employ to remain below the radar of visibility to state and non-state actors due to fear of arrest, detention, and deportation while also trying to keep themselves safe and access support in border towns. These strategies of (in)visibility provide a way to protect themselves yet at the same time also heighten some of the risks young people face as their vulnerabilities are not always recognised by those who could offer support.
In this report we show that the realities and challenges of life and migration in this region and in Zambia need to be better understood for support to be strengthened and tuned to meet the specific needs of young people on the move. This includes understanding the role of state and non-state stakeholders, the impact of laws and policies and, critically, the experiences of the young people themselves. We provide recommendations for immediate action, recommendations for programming to support young people on the move in the two towns that would reduce risk for young people in this area, and recommendations for longer term policy advocacy.
Contributi dei parlamentari del PD - Contributi L. 3/2019Partito democratico
DI SEGUITO SONO PUBBLICATI, AI SENSI DELL'ART. 11 DELLA LEGGE N. 3/2019, GLI IMPORTI RICEVUTI DALL'ENTRATA IN VIGORE DELLA SUDDETTA NORMA (31/01/2019) E FINO AL MESE SOLARE ANTECEDENTE QUELLO DELLA PUBBLICAZIONE SUL PRESENTE SITO
Jennifer Schaus and Associates hosts a complimentary webinar series on The FAR in 2024. Join the webinars on Wednesdays and Fridays at noon, eastern.
Recordings are on YouTube and the company website.
https://www.youtube.com/@jenniferschaus/videos
UN WOD 2024 will take us on a journey of discovery through the ocean's vastness, tapping into the wisdom and expertise of global policy-makers, scientists, managers, thought leaders, and artists to awaken new depths of understanding, compassion, collaboration and commitment for the ocean and all it sustains. The program will expand our perspectives and appreciation for our blue planet, build new foundations for our relationship to the ocean, and ignite a wave of action toward necessary change.
Combined Illegal, Unregulated and Unreported (IUU) Vessel List.Christina Parmionova
The best available, up-to-date information on all fishing and related vessels that appear on the illegal, unregulated, and unreported (IUU) fishing vessel lists published by Regional Fisheries Management Organisations (RFMOs) and related organisations. The aim of the site is to improve the effectiveness of the original IUU lists as a tool for a wide variety of stakeholders to better understand and combat illegal fishing and broader fisheries crime.
To date, the following regional organisations maintain or share lists of vessels that have been found to carry out or support IUU fishing within their own or adjacent convention areas and/or species of competence:
Commission for the Conservation of Antarctic Marine Living Resources (CCAMLR)
Commission for the Conservation of Southern Bluefin Tuna (CCSBT)
General Fisheries Commission for the Mediterranean (GFCM)
Inter-American Tropical Tuna Commission (IATTC)
International Commission for the Conservation of Atlantic Tunas (ICCAT)
Indian Ocean Tuna Commission (IOTC)
Northwest Atlantic Fisheries Organisation (NAFO)
North East Atlantic Fisheries Commission (NEAFC)
North Pacific Fisheries Commission (NPFC)
South East Atlantic Fisheries Organisation (SEAFO)
South Pacific Regional Fisheries Management Organisation (SPRFMO)
Southern Indian Ocean Fisheries Agreement (SIOFA)
Western and Central Pacific Fisheries Commission (WCPFC)
The Combined IUU Fishing Vessel List merges all these sources into one list that provides a single reference point to identify whether a vessel is currently IUU listed. Vessels that have been IUU listed in the past and subsequently delisted (for example because of a change in ownership, or because the vessel is no longer in service) are also retained on the site, so that the site contains a full historic record of IUU listed fishing vessels.
Unlike the IUU lists published on individual RFMO websites, which may update vessel details infrequently or not at all, the Combined IUU Fishing Vessel List is kept up to date with the best available information regarding changes to vessel identity, flag state, ownership, location, and operations.
Combined Illegal, Unregulated and Unreported (IUU) Vessel List.
Shortchanging Small Business
1. Shortchanging
Small Business:
How Big Businesses Dominate State
Economic Development Incentives
Greg LeRoy ~ Good Jobs First
Lincoln Institute & Boston Federal Reserve
December 4, 2015 ~ Cambridge
2. Good Jobs First
Since 1998, a non-profit, non-partisan resource center
promoting accountability in economic development.
www.goodjobsfirst.org
www.goodjobsfirst.org/shortchanging
Acknowledgements
Thanks to the Surdna Foundation and the
Ewing Marion Kauffman Foundation.
All findings and policy conclusions are our own.
3. Are Incentives Fair
to Small Business?
Surge in “megadeals” since 2008
Post-recession credit crunch
“Economic war among states” on steroids
40 groups with 24,000 small business
members polled
4. In Search of A Level Playing Field
92%: incentive spending biased toward big
business (69% strongly)
79%: overspending on big deals, hurting
state finances (56%)
87%: small business interests in economic
development not effectively represented in
state capital (36%)
85%: incentives not meeting needs of
growing small businesses (36%)
5. “Shortchanging”
Program Selection
No or low barriers to entry:
Up to 10 jobs
Up to $100,000 Investment
Data available via Subsidy Tracker
www.goodjobsfirst.org/shortchanging
10. Definitions
Small
100 employees or less
AND
independent & local
AND
9 or < establishments
www.goodjobsfirst.org/shortchanging
Large
100 employees or more
OR
not independent & local
OR
>9 establishments