Shopaholic
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This document defines and discusses different types of shopaholics. It identifies compulsive shoppers who spend beyond their budgets and buy more than needed while keeping purchases secret. It describes "bulimic shopaholics" who return items due to guilt and "trophy shopaholics" who seek perfect luxury items. An "inter-reliant shopaholic" seeks approval through buying for others. Causes of shopaholism include marketing, easy credit, low self-esteem and childhood deprivations. Risks are ruined relationships and long-term debt. Treatments include counseling, family support, avoiding credit and finding alternative activities.
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This document discusses impulsive buying behavior. It defines impulsive buying as an immediate purchase with no prior planning. Marketers often take advantage of impulsive buying by placing tempting products in visible locations. Some key points made in the document include:
- 80% of impulse purchases are due to items being on sale
- Impulse buyers frequently purchase when feeling angry, stressed, bored or guilty
- Both internal factors like mood and external factors like product displays can influence impulsive purchases
- Over half of respondents acknowledged sometimes buying things they did not intend to purchase
Personal Finance The Psychology of Spending by @Phroogal
Why do we make the spending decisions we make? What causes us to buy things that may otherwise prevent us from achieving our actual desired financial goals. This seminar examines our spending habits.
The plan is to examine our mindset and spending habits.
The goal is to understand the inner motivations that cause us to spend. The takeaway is to identify our spending behaviors, know differences between needs and wants, and prioritize saving over spending.
Get your finances right
Fola Daniel Adelesi charges you to get your finances right and also shows you a few things you are doing that may not be helping your finances to align as you expect it to.
Needs from Retailing Management [Md. Abdur Rakib]
This is a presentation slide on Chapter of Needs on Retailing Management Course. It is prepared solely by me.
Smart shopping tips
You should me wise and alert while shopping a product. Don’t put your money at risk. Follow these tips for smart shopping that would save your time as well as money.
Types of customers and their needs
The document discusses different types of customers and their needs. It defines customers as those who buy products and consumers as those who use products. Internal customers are associated with a company, while external customers are not. There are also loyal customers who account for 50% of sales, discount customers who shop frequently based on sales, need-based customers with specific purchase intentions, impulse customers who buy on whims, and wandering customers without clear needs. Customer needs include feeling understood, welcome, important, and comfortable. Turning different customer types into loyal ones can help businesses grow.
Consumer compulsive buying behavior (Consumer Behavior)
Compulsive consumption is in the realm of abnormal behavior-an example of the dark side of the consumption. Consumer who are compulsive are addicted, in some respect they are uncontrollable or out of control.
1) Statistics
) Result Analysis
3) Consumer Behavior
Why we buy: The Science of shopping
Is there a method to our madness when it comes to shopping? Hailed by the "San Francisco Chronicle" as "a Sherlock Holmes for retailers," author and research company CEO Paco Underhill answers with a definitive "yes" in this witty, eye-opening report on our ever-evolving consumer culture. "Why We Buy" is based on hard data gleaned from thousands of hours of field research -- in shopping malls, department stores, and supermarkets across America. With his team of sleuths tracking our every move, from sweater displays at the mall to the beverage cooler at the drugstore, Paco Underhill lays bare the struggle among merchants, marketers, and increasingly knowledgeable consumers for control.
In his quest to discover what makes the contemporary consumer tick, Underhill explains the shopping phenomena that often go unnoticed by retailers and shoppers alike
Your Money Personality
This document discusses four common money personas - Avoiding Ostrich, Struttin' Peacock, Stashing Crow, and Wary Owl. Each persona is defined by its guiding belief about money and main traits. The Avoiding Ostrich persona avoids dealing with money due to anxiety, the Struttin' Peacock spends money to gain status, the Stashing Crow obsessively saves and earns money, and the Wary Owl is overly cautious about financial risks. Recognizing your dominant money persona can help understand your relationship with money and improve financial management.
What's Your Money Persona?
Each money persona has its own set of beliefs and behaviours. Identifying your money persona allows you to better understand and improve your relationship with money.
Consumer Behavior
The document outlines the key steps in a consumer's decision-making process: need recognition, information search, evaluation of alternatives, purchase and consumption, and post-purchase evaluation. It discusses factors that influence each step, including psychological factors (motives, attitudes, perceptions), social factors (family, culture), situational factors (environment at time of purchase), and elements of the marketing mix (product, price, place, promotion). Understanding the complex consumer decision process can help marketers develop effective strategies to meet consumer needs and influence purchase decisions.
Consumer behavior power point2019
The document outlines the key steps in a consumer's decision-making process: need recognition, information search, evaluation of alternatives, purchase and consumption, and post-purchase evaluation. It discusses factors that influence each step, including psychological factors like motives, attitudes, and lifestyle; social factors like family and culture; situational factors like the purchase environment; and aspects of the marketing mix like product, price, and promotion. Understanding the complex consumer decision process can help marketers develop effective strategies to meet consumer needs.
TARGETED GOALS Money helps you feel confident andcompe.docx
TARGETED GOALS
Money helps you feel confident and
competent to achieve your goals.
How others may see you:
! Responsible and Accomplished or
! Driven and Too Conservative
Advantages of Targeted Goal habitudes are:
! Make intentional financial decisions based on
values and desired long-term outcomes.
! Have money reserved to pay for the
unexpected.
! Set and accomplish realistic goals.
! Buy items you really want that will retain
value.
! Have a sense of well-being and control.
Disadvantages may be:
! Feel pressured by others to spend money on
things that do not fit your budget or values.
! Expected to help others who did not plan.
! Have difficulty responding to new
opportunities because they are not part of
your plan.
! Be intolerant or impatient when others do not
meet your standards or have different values.
! Hide or withhold information from significant
others to stay in control of the money.
SECURITY
Money helps you feel safe,
secure, and in control.
How others may see you:
! Thrifty and Organized or
! Miserly and Cheap
Advantages of Security habitudes are:
! Have a budget, financial goals and savings.
! Shop wisely for value items on sale.
! Protect money by being conservative.
! Have lifestyle choices now and in the future.
! Take care of possessions so they last.
! Have accessible money in case of
emergencies.
Disadvantages may be:
! Save so much there is no money for today’s
wants and needs.
! Buy based on price when it isn’t what is
actually wanted or won’t hold up over time.
! By being so conservative, money is safe but
doesn’t grow.
! Do not enjoy activities or items because of
cost.
! Your strict budget means you are unable to
take advantage of unexpected sales and
opportunities.
FREE SPIRIT
Money isn’t a priority.
You just let life happen.
How others may see you:
! Easygoing and Carefree or
! Immature and Irresponsible
Advantages of Free Spirit habitudes:
! Have faith that others will provide.
! Can react spontaneously to new
opportunities
! Not distracted by money considerations or
details.
! Share generously with others.
! Do not feel pressured by other’s expectations
! Adapt easily to new situations.
Disadvantages may be:
! Lack the skills and information to make wise
choices.
! Unable to support yourself if the person(s)
providing for you cannot continue or chooses
to stop.
! Feel trapped or obligated by being
supported.
! Miss opportunities by avoiding commitments.
! Do not have necessary items because of
sharing so freely with others.
STATUS
Money helps you present a positive image.
How others may see you:
! Generous and Impressive or
! Superficial and Insensitive
Advantages of Status habitudes are:
! Present a strong first impression.
! Make generous donations.
! Give exp ...
Beneath the Trend - Social Selling
We know brick-and-mortar retailers continue to lose share to eCommerce, but there is an emerging trend in social selling that threatens both. Learn what drives people to purchase products through friends and social channels versus traditional retail outlets.
3 last minute real estate regrets - and how(finished)
This document discusses 3 common last-minute real estate regrets and how to combat them. The first regret is leaving money on the table by not negotiating harder for a better price. The second is feeling overwhelmed by the long-term mortgage commitment of 25 years. However, the alternative is renting forever or paying cash. The third regret is depleting one's cash cushion to meet down payment requirements, which catches many buyers off guard. The document asks realtors about common regrets they witness and tips for handling them, and asks buyers/sellers about regrets they may have faced and how they overcame them.
3 last minute real estate regrets - and how
This document discusses 3 common last-minute real estate regrets and how to combat them. The first regret is leaving money on the table by not negotiating harder for a better price. The second is feeling overwhelmed by the long-term mortgage commitment of 25 years. However, the alternative options of renting or paying cash are not usually feasible. The third regret is depleting one's cash cushion to meet down payment and closing costs, which can wipe out several years of savings quickly. The document asks realtors about common regrets they see and tips for handling them, and asks buyers/sellers about any regrets they have faced and how they overcame them.
Shopping and spending habits
You and your partner will take turns role playing a customer service complaint scenario with one person acting as the customer and the other as the representative from the business. Switch roles after a few minutes of discussion.
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Shopaholic
- 2. Définition : A shopaholic is somebody who is addicted to shopping. Shopaholics are compulsive shoppers who suffer from the irresistible desire to shop
- 4. How to Recognize a Shopaholic ? : •Spending over their budget •Buying more than what is needed •Keeping the excessive buy a secret from friends and family •Returning bought items because of guilt •Alienating relationships due to a shopping preoccupation •Preferring the use of credit cards to cash •Shopping in order to eliminate feelings of anger, depression or loneliness •Arguing frequently with other people about your shopping habits •Experiencing guilt and shame after a spending spree •Mulling over money matters •Delaying paying bills and opening new credit accounts to allow more shopping
- 5. Compulsive shopaholic Usually starting off as a feeling of boredom or bout of depression, this type of shopper gains a sense of relief shortly after making their purchases A bulimic shopper has no problem buying items just like the compulsive shoppers do, but it’s eventually the guilt or uneasiness that pushes them to the return counter. This binge-spend dilemma gives a misleading feeling of jubilation followed shortly after by pangs of shame Bulimic Shopaholic Trophy shopaholic The trophy shopper doesn’t have it easy. Finding the perfect purse to go with the perfect outfit or the perfect love chair to match your vintage couch is hard to do. Money is not an object –it’s being unsurpassed in your ability to shine that you are really going after. If you are best friends with all the high-end dealers in town or consider yourself having super-expensive taste, then you may be a trophy shopaholic in disguise.
- 6. Inter-reliant shopaholic One for the psychiatrist couch, this codependent type of shopaholic seeks out approval from people. Shopaholics suffering from inter- reliance can have issues with control and can feel empty inside if they do not get support and encouragement from others. Therefore, they do not buy for themselves, instead for others, with the hopes of securing the relationship.
- 7. Capitalist Societies Marketing and advertasing Client/credict cards Growing number of fast loans Low self-esteem Inability to tolerate negative feelings Need to feel special Excitement and aproval seeking Perfectionism Emotional deprivations in childhood Need to gain control Past poverty
- 8. Ruined relationships as a result of your overspending. Debt that can take years to pay off. Ruining your credit can affect your ability to make more important purchases later in life. Feelings of guilt and worthlessness, because you can't buy true happiness and all of your purchases are temporary
- 9. •Talk to psychologist •Ask for family and friend’s support •Leave the credit cards at home •Use the “24-hour Rule” When you see something expensive that you think you “must” have. For an unplanned purchase, be willing to wait for just one day, and tell yourself that if you still really want the item, you can always go back and get it the next day. In many cases, that 24- hour cooling off period will be just the break you need to not indulge •Channel your energy Find alternative things to do to replace your shopping trips
- 10. Shopaholic like to buy something for themselves to balance their own needs but they only increase their debt and they suffer, so they need a suitable treatment. For example, they can talk to psychologist or do more exercise to relax, but they need more care and support from their family and friends.